fednowrfpmessage.requestforpay.net
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Submitted URL: http://fednowrfpmessage.requestforpay.net/
Effective URL: https://fednowrfpmessage.requestforpay.net/
Submission: On December 28 via api from US — Scanned from DE
Effective URL: https://fednowrfpmessage.requestforpay.net/
Submission: On December 28 via api from US — Scanned from DE
Form analysis 1 forms found in the DOM
POST https://dd317.infusionsoft.com/app/form/process/cbe524c0266153dd898b78317da2e98b
<form accept-charset="UTF-8" action="https://dd317.infusionsoft.com/app/form/process/cbe524c0266153dd898b78317da2e98b" class="comments-form" method="POST">
<input name="inf_form_xid" type="hidden" value="cbe524c0266153dd898b78317da2e98b">
<input name="inf_form_name" type="hidden" value="Today Payments Web Form">
<input name="infusionsoft_version" type="hidden" value="1.70.0.142108">
<p class="span4">
<label for="inf_custom_FullName"><strong>Full Name</strong> <span style="color:red;">*</span></label>
<input class="span12" name="inf_custom_FullName" placeholder="Full Name" id="inf_custom_FullName" type="text" required="">
</p>
<p class="span4">
<label for="inf_field_Phone1"><strong>Phone</strong><span style="color:red;">*</span></label>
<input class="span12" placeholder="Phone" name="inf_field_Phone1" type="text" required="">
</p>
<p class="span4">
<label for="inf_field_Email"><strong>Email</strong> <span style="color:red;">*</span></label>
<input class="span12" name="inf_field_Email" type="text" placeholder="Email" required="">
</p>
<p class="span3">
<label for="inf_field_Company"><strong>Company</strong><span style="color:red;">*</span></label>
<input class="span12" id="inf_field_Company" name="inf_field_Company" placeholder="Company" type="text" required="">
</p>
<p class="span4">
<label for="inf_field_Website"><strong>Website</strong></label>
<input class="span12" name="inf_field_Website" type="text" placeholder="Website">
</p>
<p class="span8">
<label for="inf_custom_Subject"><strong>Subject</strong></label>
<select id="inf_custom_Subject" name="inf_custom_Subject">
<option value="">Please select one</option>
<option value="Quote - Rates">Quote - Rates</option>
<option value="Bank API Integration">Bank API Integration</option>
<option value="FedNow Instant Payments Processing">FedNow Instant Payments Processing</option>
<option value="Request for Payment">Request for Payment Processing</option>
<option value="Real-Time Payment Processing">Real-Time Payment Processing</option>
<option value="Real-Time Bill Pay">Real-Time Bill Pay</option>
<option value="Real-Time Credit Boost">Real-Time Credit Boost</option>
<option value="Bill Pay Exchange">Bill Pay Exchange</option>
<option value="QuickBooks Processing">QuickBooks Processing</option>
<option value="Credit Card Processing">Credit Card Processing</option>
<option value="Check Processing">Check Processing</option>
<option value="ACH Processing">ACH Processing</option>
<option value="Accounts Payable - Invoice Processing">Accounts Payable - Invoice Processing</option>
<option value="Accounts Receivable - Invoice Processing">Accounts Receivable - Invoice Processing</option>
<option value="Other">Other</option>
</select>
</p>
<textarea class="span12" id="inf_custom_Comment" name="inf_custom_Comment" placeholder="Type in your comment" rows="10"></textarea>
<input name="inf_field_LeadSourceId" type="hidden" value="0L">
<script type="text/javascript" src="https://dd317.infusionsoft.app/app/webTracking/getTrackingCode"></script>
<button class="btn btn-info btn-large" type="submit">Submit</button>
</form>Text Content
Biller's login - Hosted Payments Page
* Pricing
* QuickBooks Invoicing
* Contact
* Business Credit Cards
Please choose page-Pricing-QuickBooks Invoicing-Contact-Business Credit Cards
FEDNOW RFP REQUEST FOR PAYMENT MESSAGE
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WHAT IS CREATE FEDNOW REQUEST FOR PAYMENT MESSAGE
FedNow ® real-time instant payments, are defined simply as: Irrevocably
collected funds in a bank account and usable immediately by the owner of the
account. Our "Good Funds" payment gateway allows for instant real-time digital
payments that are immediate, irrevocable, intra-bank and/or interbank
account-to-account (A2A) transfers that utilize a real-time messaging system
connected to every transaction participant through all U.S.-based financial
institutions.
FedNow Request for Payment (RfP) Message: Delivery via Text, Email, and
Smartphone using ISO 20022, JSON, or XML from Payees to Receive Funds from
Payers
This format enables Payees (requestors) to send Request for Payment (RfP)
messages to Payers (funders) via Text, Email, or Smartphone, utilizing the
FedNow service. The RfP message requests funds from the payer, providing them
with multiple channels and payment methods (via FedNow, RTP, or ACH). The
message structure can be encoded in ISO 20022, JSON, or XML, depending on the
communication channel and technical requirements.
1. JSON Format for Smartphone Apps or API-based Systems
JSON Structure
This format is ideal for mobile applications or APIs where the RfP is
transmitted through a structured JSON payload.
{
"RfPMessage": {
"header": {
"messageId": "RFP-567890123",
"creationDateTime": "2024-01-12T14:30:00Z",
"messageType": "RFP"
},
"payee": {
"name": "ABC Services Inc.",
"identifier": "987654321",
"financialInstitutionId": "BANK12345",
"contact": "support@abcservices.com"
},
"payer": {
"name": "John Doe",
"identifier": "john.doe@example.com",
"financialInstitutionId": "BANK67890"
},
"paymentDetails": {
"amount": 250.00,
"currency": "USD",
"dueDate": "2024-01-20"
},
"paymentChannels": {
"preferredMethod": "FedNow",
"FedNowTransactionId": "FedNow-567890123",
"RTPTransactionId": "RTP-987654321",
"ACHTransactionId": "ACH-123456789"
},
"invoiceInfo": {
"invoiceNumber": "INV-567890",
"referenceNote": "Payment for services rendered in December."
},
"remittanceInfo": {
"remittanceDetails": "Consulting services rendered in December.",
"paymentTerms": "Net 30"
}
}
}
Smartphone Delivery Strategy
* Use Case: Mobile apps, payment gateways, or business applications where JSON
payloads are processed.
* Notification: The payer receives a notification through the app to approve
the payment using FedNow, RTP, or ACH.
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2. XML Format for Email or Enterprise Systems
XML Structure
This format is suited for email delivery or integration into enterprise systems,
allowing for structured, detailed requests.
<RequestForPayment>
<MessageHeader>
<MessageId>RFP-567890123</MessageId>
<CreationDateTime>2024-01-12T14:30:00Z</CreationDateTime>
<MessageType>RFP</MessageType>
</MessageHeader>
<Payee>
<Name>ABC Services Inc.</Name>
<Identifier>987654321</Identifier>
<FinancialInstitutionId>BANK12345</FinancialInstitutionId>
<Contact>support@abcservices.com</Contact>
</Payee>
<Payer>
<Name>John Doe</Name>
<Identifier>john.doe@example.com</Identifier>
<FinancialInstitutionId>BANK67890</FinancialInstitutionId>
</Payer>
<PaymentDetails>
<Amount>250.00</Amount>
<Currency>USD</Currency>
<DueDate>2024-01-20</DueDate>
</PaymentDetails>
<PaymentChannels>
<PreferredMethod>FedNow</PreferredMethod>
<FedNowTransactionId>FedNow-567890123</FedNowTransactionId>
<RTPTransactionId>RTP-987654321</RTPTransactionId>
<ACHTransactionId>ACH-123456789</ACHTransactionId>
</PaymentChannels>
<InvoiceInfo>
<InvoiceNumber>INV-567890</InvoiceNumber>
<ReferenceNote>Payment for services rendered in December.</ReferenceNote>
</InvoiceInfo>
<RemittanceInfo>
<RemittanceDetails>Consulting services rendered in
December.</RemittanceDetails>
<PaymentTerms>Net 30</PaymentTerms>
</RemittanceInfo>
</RequestForPayment>
Email Delivery Strategy
* Email Body:
Dear John Doe,
You have a new Request for Payment from ABC Services Inc.
- Invoice Number: INV-567890
- Amount Due: $250.00
- Due Date: 2024-01-20
Please click the link below to pay via FedNow, RTP, or ACH.
[Pay Now](https://paymentportal.com/RFP-567890123)
Thank you,
ABC Services Inc.
* Use Case: Email-based RfP delivery for businesses or individuals, with a link
directing the payer to a payment portal.
* Notification: Email recipients receive a detailed payment request and can
proceed to pay through digital payment systems like FedNow, RTP, or ACH.
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3. ISO 20022 (XML-based) for Financial Institutions and Digital Payments
ISO 20022 is the international messaging standard for financial services,
commonly used by banks and financial institutions. Below is an ISO
20022-compliant pain.013.001.07 message for Request for Payment (RfP).
ISO 20022 Format
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.013.001.07">
<CdtTrfTxInf>
<PmtId>
<InstrId>RFP-567890123</InstrId>
<EndToEndId>INV-567890</EndToEndId>
</PmtId>
<Amt>
<InstdAmt Ccy="USD">250.00</InstdAmt>
</Amt>
<Cdtr>
<Nm>ABC Services Inc.</Nm>
<Id>
<OrgId>
<Othr>
<Id>987654321</Id>
</Othr>
</OrgId>
</Id>
</Cdtr>
<CdtrAcct>
<Id>
<Othr>
<Id>BANK12345</Id>
</Othr>
</Id>
</CdtrAcct>
<Dbtr>
<Nm>John Doe</Nm>
<Id>
<PrvtId>
<Othr>
<Id>john.doe@example.com</Id>
</Othr>
</PrvtId>
</Id>
</Dbtr>
<DbtrAcct>
<Id>
<Othr>
<Id>BANK67890</Id>
</Othr>
</Id>
</DbtrAcct>
<RmtInf>
<Ustrd>Consulting services rendered in December.</Ustrd>
</RmtInf>
<PmtTpInf>
<InstrPrty>NORM</InstrPrty>
<SvcLvl>
<Cd>SEPA</Cd>
</SvcLvl>
</PmtTpInf>
</CdtTrfTxInf>
</Document>
Delivery via Banking Systems
* Use Case: Transmission via digital banking systems or integration with
financial institutions supporting ISO 20022.
* Notification: Financial institutions can process the message, allowing payers
to transfer funds through FedNow, RTP, or ACH.
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4. SMS (Text Message) Format
For SMS (Text Messages), the goal is to provide a concise RfP message that
directs the payer to a secure link to complete the payment.
Example SMS Format:
ABC Services Inc. has requested a payment of $250.00, due by 01/20/2024.
Pay now: https://paymentportal.com/RFP-567890123
For questions, contact: +123456789
SMS Delivery Strategy
* Use Case: Ideal for quick notifications and actionable requests where the
payer can easily click a link and complete the payment through a smartphone.
* Payment Link: The link directs the payer to a secure payment gateway that
supports multiple payment options like FedNow, RTP, or ACH.
--------------------------------------------------------------------------------
Delivery Strategy: Text, Email, and Smartphone
1. Text (SMS):
* Send an SMS with essential RfP information and a payment link. This is
ideal for fast, actionable payments on smartphones.
* Example: "ABC Services Inc. requests $250.00. Pay now: [Payment Link]"
2. Email:
* Use XML format for structured, detailed RfP information or include links
to payment portals.
* Example: A professional email with detailed payment instructions and a
link for digital payments.
3. Smartphone:
* JSON-based messages can be delivered to mobile banking apps or integrated
systems. The RfP can be presented as a notification, with the user
directed to approve the payment in-app.
* Example: "You have a new payment request from ABC Services Inc. Amount:
$250.00. Due: 01/20/2024. Click here to pay."
CREATION REQUEST FOR PAYMENT BANK FILE
Call us, the .csv and or .xml Request for Payment (RfP) file you need while on
your 1st phone call! We guarantee our reports work to your Bank and Credit
Union. We were years ahead of competitors recognizing the benefits of
RequestForPayment.com. We are not a Bank. Our function as a role as an
"Accounting System" with Real-Time Payments to work with Billers / Payees to
create the Request for Payment to upload the Biller's Bank online platform. U.S.
Companies need help to learn the RfP message delivering their bank. Today
Payments' ISO 20022 Payment Initiation (PAIN .013) shows how to implement Create
Real-Time Payments Request for Payment File up front delivering a message from
the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message
Import and Batch files for their company depositors for both FedNow and
Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank
continues through a "Payment Hub", with messaging to the Debtor's (Payer's)
bank.
... easily create Real-Time Payments RfP files. No risk. Test with your bank and
delete "test" files before APPROVAL on your Bank's Online Payments Platform.
Today Payments is a leader in the evolution of immediate payments. We were years
ahead of competitors recognizing the benefits of Same-Day ACH and Real-Time
Payments funding. Our business clients receive faster availability of funds on
deposited items and instant notification of items presented for deposit all
based on real-time activity. Dedicated to providing superior customer service
and industry-leading technology.
PRICING WITH OUR REQUEST FOR PAYMENT PROFESSIONALS
1) Free ISO 20022 Request for Payment File Formats, for FedNow and Real-Time
Payments (The Clearing House) .pdf for you manually create "Mandatory"
(Mandatory data for completed file) fields, start at page 4, with "yellow"
highlighting. $0.0 + No Support
2) We create .csv or .xml formatting using your Bank or Credit Union. Create
Multiple Templates. Payer / Customer Routing Transit and Deposit Account Number
may be required or Nickname, Alias to import with your bank. You can upload or
"key data" into our software for File Creation of "Mandatory" general file.
Fees = $57 monthly, including Support Fees and Batch Fee, Monthly Fee, User Fee,
Additional Payment Method on "Hosted Payment Page" (Request for file with an
HTML link per transaction to "Hosted Payment Page" with ancillary payment
methods of FedNow, RTP, ACH, Cards and many more!) + $.03 per Transaction + 1%
percentage on gross dollar file,
3) We add a URI for each separate Payer transaction. Using URI, per transaction,
will identify and reconcile your Accounts Receivable.
Fees Above 2) plus $29 monthly additional QuickBooks Online "QBO" formatting,
and "Hosted Payment Page" and WYSIWYG
4) Above 3) plus Create "Total" (over 600 Mandatory, Conditional & Optional
fields of all ISO 20022 Pain .013) Price on quote.
Each day, thousands of businesses around the country are turning their
transactions into profit with real-time payment solutions like ours.
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START USING OUR BANK RECONCILIATION AND AGING OF REQUEST FOR PAYMENTS:
Dynamic integrated with FedNow & Real-Time Payments (RtP) Bank Reconciliation:
Accrual / Cash / QBO - Undeposited Funds
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CONTACT US FOR REQUEST FOR PAYMENT PAYMENT PROCESSING
Full Name *
Phone*
Email *
Company*
Website
Subject Please select one Quote - Rates Bank API Integration FedNow Instant
Payments Processing Request for Payment Processing Real-Time Payment Processing
Real-Time Bill Pay Real-Time Credit Boost Bill Pay Exchange QuickBooks
Processing Credit Card Processing Check Processing ACH Processing Accounts
Payable - Invoice Processing Accounts Receivable - Invoice Processing Other
Submit
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SERVICES
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OUR OFFICE
Today Payments Merchant Services
2305 Historic Decatur Road, Suite 100
San Diego, CA 92106
(866) 927-7180
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Today Payments, Inc., is an Elavon Payments Partner & Registered Partner/ISO of
Elavon, Inc. Georgia, [a wholly owned subsidiary of U.S. Bancorp, Minneapolis,
MN]