public.horsesmouth.com
Open in
urlscan Pro
209.11.111.33
Public Scan
Submitted URL: http://www.horsesmouth.com/
Effective URL: https://public.horsesmouth.com/
Submission: On August 25 via manual from US
Effective URL: https://public.horsesmouth.com/
Submission: On August 25 via manual from US
Form analysis 1 forms found in the DOM
POST ./
<form method="post" action="./" onsubmit="javascript:return WebForm_OnSubmit();" id="form1">
<div class="aspNetHidden">
<input type="hidden" name="__EVENTTARGET" id="__EVENTTARGET" value="">
<input type="hidden" name="__EVENTARGUMENT" id="__EVENTARGUMENT" value="">
<input type="hidden" name="__VIEWSTATE" id="__VIEWSTATE"
value="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">
</div>
<script type="text/javascript">
//<![CDATA[
var theForm = document.forms['form1'];
if (!theForm) {
theForm = document.form1;
}
function __doPostBack(eventTarget, eventArgument) {
if (!theForm.onsubmit || (theForm.onsubmit() != false)) {
theForm.__EVENTTARGET.value = eventTarget;
theForm.__EVENTARGUMENT.value = eventArgument;
theForm.submit();
}
}
//]]>
</script>
<script src="/WebResource.axd?d=VbHak17V1ysbiwIFd3MSE49Ww5qKCTx7ZjyOa2Lorjjqno7A2CibvdKqWO73vJiyec4aYY399bjCDCtZUw2cOfWhxig1&t=637453890340000000" type="text/javascript"></script>
<script src="/ScriptResource.axd?d=z9WuQQwj19bZVyTqxZOdczPn1xTMaLPaB8MYJfiw5viEAQZlJZspuW9pC4q8DHAvLMjEi95jvGegbLCOWf8D3OADz3w6noH1CdQc9OnEj828IuCI7mH5B3gmNFb6OOQzWAhUBWlSl2dUqXJI0QSPBxFwDco1&t=ffffffffe929205a" type="text/javascript"></script>
<script src="/ScriptResource.axd?d=Le_cXpAN52AXTU5xNMj3BO36fhXXHAPRx2rbVq4O9BHgwuf4WJbEe1btPp-1VvMFt5T7OSG4oy8JDyK6lkhZ1j4bLiOSzU0OQlVvVLhtlgpBhWCaftxGKMxRcsi2NfdXYuzWr_VwzOHJHV6gM9jVS-jv4Ns1&t=363be08" type="text/javascript"></script>
<script src="/ScriptResource.axd?d=yruH-zrkkZrxAocysLGORDaL9-z691Jh74IAB86afwDhmEqUgfpUKJ7tfBPVKeDHioQbJbgDrqnSA5RTcZy1Qs9k9sRXZBv_gsMCuj89V81rq7kCpJgAxhp515YXSLQBQClxKwpwYvGqtgiAAsgxRw9SGXtTzw1bwosoJFbjo_Dk1B1y0&t=363be08"
type="text/javascript"></script>
<script type="text/javascript">
//<![CDATA[
function WebForm_OnSubmit() {
if (typeof(ValidatorOnSubmit) == "function" && ValidatorOnSubmit() == false) return false;
return true;
}
//]]>
</script>
<div class="aspNetHidden">
<input type="hidden" name="__VIEWSTATEGENERATOR" id="__VIEWSTATEGENERATOR" value="CA0B0334">
<input type="hidden" name="__EVENTVALIDATION" id="__EVENTVALIDATION"
value="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">
</div>
<script type="text/javascript">
//<![CDATA[
Sys.WebForms.PageRequestManager._initialize('SM1', 'form1', ['tupSSSB', 'upSSSB', 'tupSMP', 'upSMP', 'tupSCS', 'upSCS', 'tupIRA', 'upIRA', 'tupSCP', 'upSCP', 'tupSCG', 'upSCG', 'tupSGP', 'upSGP', 'tupSTP', 'upSTP', 'tupAC', 'upAC', 'tupCPA',
'upCPA', 'tupFt', 'upFt'
], [], [], 90, '');
//]]>
</script>
<!--[if lt IE 9]>
<p class="browserupgrade">You are using an <strong>outdated</strong> browser. Please <a href="http://browsehappy.com/">upgrade your browser</a> to improve your experience.</p>
<![endif]-->
<a href="#" id="scroll-top"></a>
<header class="hero2">
<div id="headerbkgd" style="background-image: url("img/hero2.jpg"); display: block;">
<div class="container">
<a href="login.aspx" class="login">MEMBER LOGIN</a>
<div id="menu">MENU</div>
<nav>
<ul>
<li><a href="#services">Services</a></li>
<li><a class="dd-parent" href="#events">Events</a>
<ul>
<li><a class="dd-child" href="https://www.horsesmouth.com/events/">Events and Webinar Replays</a></li>
</ul>
</li>
<li><a class="dd-parent" href="#store">Store</a>
<ul>
<li><a class="dd-child" href="http://www.horsesmouth.com/store" target="_blank">All Store Items</a></li>
</ul>
</li>
<li><a href="#corporate">Corporate<span> Programs</span></a></li>
<li><a class="dd-parent" href="#about">About</a>
<ul>
<li><a class="dd-child" href="team.aspx">Management Team</a></li>
</ul>
</li>
<li><a href="#contact">Contact</a></li>
</ul>
</nav>
<img src="img/horsesmouth-public-logo.svg" class="header-logo" alt="Horsesmouth">
<h1>How do you answer life’s tough<br> financial questions?</h1>
<ul id="my-textrotator">
<!--SS-->
<li style="display: none;">Can I claim a spousal Social Security benefit while on disability?</li>
<li style="display: none;">What is the best repayment plan for a federal student loan?</li>
<li style="display: none;">How can we minimize our health care expenses?</li>
<li style="display: none;">If we leave the country for a year, should we dis‑enroll from Medicare?</li>
<li style="display: none;">When should I file for Social Security to maximize my benefits?</li>
<li style="display: none;">Should I use a password manager?</li>
<li style="display: list-item;">What is the best student loan to get?</li>
<li>Must I take a required distribution from each retirement account?</li>
<li>When are RMDs taxed?</li>
<li>If I marry again, how will my Social Security benefits be affected?</li>
<!--Medicare-->
<li>My laptop was hacked! Now what?!</li>
<li>If I retire early, will my pension impact my Social Security?</li>
<li>As a federal employee, should I Sign Up for Medicare at 65?</li>
<li>Should I move from Medicare Advantage to Medicare Supplement?</li>
<li>How do I claim on my ex‑husband’s Social Security benefit?</li>
<li>Can an IRA be split with my spouse if we divorce?</li>
<li>Do I need to proactively enroll in Medicare at 65?</li>
<li>How do we protect our family from online fraud?</li>
<li>I just inherited an IRA. What should I do now?</li>
<li>How do financial aid formulas treat annuities?</li>
<!--College-->
<li>Can I pay Medigap premiums using my HSA?</li>
<li>Can elder care expenses help boost a child’s chances for financial aid?</li>
<li>What if my ex‑spouse refuses to fill out financial aid forms?</li>
<li>What happens when grandparents help pay for college costs?</li>
<li>How do I choose a Medicare drug plan?</li>
<li>If I stop using my HSA, what happens to it?</li>
<li>When do RMDs begin for inherited IRAs?</li>
<li>With three kids, how do we get the best deal on college?</li>
<li>Can I file for retroactive Social Security benefits at 64?</li>
<li>How do we protect our financial accounts online?</li>
<!--IRA-->
<li>How can I safely do financial transactions over public WiFi?</li>
<li>Can I work part‑time while collecting Social Security disability?</li>
<li>Can my daughter get a merit scholarship without being a top student?</li>
<li>I missed a required distribution. What should I do?</li>
<li>When is a traditional IRA deductible?</li>
<li>Are there income limits for doing a Roth conversion?</li>
<li>If I go back to work, will my Social Security benefits change?</li>
<li>I think I claimed Social Security too early, what can I do now?</li>
<li>Will Medicare cover me while traveling abroad?</li>
<li>Can I claim a spousal Social Security benefit based on a common law marriage?</li>
<!--Cybersecurity-->
<li>Will a Roth IRA distribution affect taxation of my Social Security benefits?</li>
<li>How do we deal with RMDs across our four retirement accounts?</li>
<li>What colleges offer the best financial aid packages?</li>
<li>How can I protect my home network?</li>
<li>Does it make sense for me to purchase long‑term care insurance?</li>
<li>If we form a trust, will it impact us on financial aid formulas?</li>
</ul>
</div>
</div>
</header>
<!--<<<<<< MODAL POPUPS >>>>>>-->
<div id="modal-sssp" class="modal max-height">
<div id="promo-sssp" class="promo">
<a class="modal-close">X</a>
<img src="img/sssp-public-logo.svg" class="logo" alt="Savvy Social Security Planning"> Get the education, tools, client answers, analysis, marketing programs and communications you need to help Boomers maximize their Social Security decisions.
<div class="video-container">
<video controls="" src="https://view.vzaar.com/962490/video" poster="img/sssp-video-poster-2x.png">Your browser does not support the video tag. </video>
</div>
</div>
<div id="upSSSB" class="promo-form">
<input type="hidden" name="RegSSB$hidFirmID" id="RegSSB_hidFirmID" value="1">
<input type="hidden" name="RegSSB$hidRoleID" id="RegSSB_hidRoleID" value="1">
<input name="RegSSB$txtFirstName" type="text" maxlength="20" id="RegSSB_txtFirstName" placeholder="First name">
<input name="RegSSB$txtLastName" type="text" maxlength="30" id="RegSSB_txtLastName" placeholder="Last name">
<input name="RegSSB$txtEmail" type="text" id="RegSSB_txtEmail" placeholder="Email address">
<script src="https://www.google.com/recaptcha/api.js"></script>
<script type="text/javascript">
var onloadCallback = function(data) {
$("#hfCaptchaValidation").val(data);
};
function CaptchaClientValidation(source, args) {
var isnull = $("#hfCaptchaValidation").val() === "";
args.IsValid = !isnull;
};
</script>
<div id="RegSSB_CaptchaGoogle_divCaptcha" class="login-captcha">
<input type="hidden" name="RegSSB$CaptchaGoogle$hfCaptchaValidation" id="hfCaptchaValidation">
<span id="RegSSB_CaptchaGoogle_cvCaptcha" style="visibility:hidden;"></span>
<div class="g-recaptcha" id="recaptcha" data-sitekey="6Ld9OrUUAAAAAPnD3VcA1KIY0whDb2PP0uqAmuav" data-callback="onloadCallback">
<div style="width: 304px; height: 78px;">
<div><iframe title="reCAPTCHA"
src="https://www.google.com/recaptcha/api2/anchor?ar=1&k=6Ld9OrUUAAAAAPnD3VcA1KIY0whDb2PP0uqAmuav&co=aHR0cHM6Ly9wdWJsaWMuaG9yc2VzbW91dGguY29tOjQ0Mw..&hl=en&v=Eyd0Dt8h04h7r-D86uAD1JP-&size=normal&cb=q50kg7bjdlur"
width="304" height="78" role="presentation" name="a-ysk79n8bjo8o" frameborder="0" scrolling="no"
sandbox="allow-forms allow-popups allow-same-origin allow-scripts allow-top-navigation allow-modals allow-popups-to-escape-sandbox"></iframe></div><textarea id="g-recaptcha-response" name="g-recaptcha-response"
class="g-recaptcha-response" style="width: 250px; height: 40px; border: 1px solid rgb(193, 193, 193); margin: 10px 25px; padding: 0px; resize: none; display: none;"></textarea>
</div>
</div>
</div>
<input type="submit" name="RegSSB$btnSubmit" value="Send me program info and invites to free webinars!"
onclick="javascript:WebForm_DoPostBackWithOptions(new WebForm_PostBackOptions("RegSSB$btnSubmit", "", true, "register", "", false, false))" id="btnSubmit" class="btn btn2">
</div>
</div>
<div id="modal-smp" class="modal max-height">
<div id="promo-smp" class="promo">
<a class="modal-close">X</a>
<div class="logo-container">
<img src="img/smp-public-logo.svg" class="logo" alt="Savvy Medicare Planning">
</div> Get the education, client answers, marketing programs and communications you need to help Boomers avoid expensive mistakes with their retirement health care. <div class="video-container">
<video controls="" src="https://view.vzaar.com/978535/video" poster="img/smp-video-poster-2x.png">Your browser does not support the video tag. </video>
</div>
</div>
<div id="upSMP" class="promo-form">
<input type="hidden" name="RegSMP$hidFirmID" id="RegSMP_hidFirmID" value="1">
<input type="hidden" name="RegSMP$hidRoleID" id="RegSMP_hidRoleID" value="1">
<input name="RegSMP$txtFirstName" type="text" maxlength="20" id="RegSMP_txtFirstName" placeholder="First name">
<input name="RegSMP$txtLastName" type="text" maxlength="30" id="RegSMP_txtLastName" placeholder="Last name">
<input name="RegSMP$txtEmail" type="text" id="RegSMP_txtEmail" placeholder="Email address">
<script src="https://www.google.com/recaptcha/api.js"></script>
<script type="text/javascript">
var onloadCallback = function(data) {
$("#hfCaptchaValidation").val(data);
};
function CaptchaClientValidation(source, args) {
var isnull = $("#hfCaptchaValidation").val() === "";
args.IsValid = !isnull;
};
</script>
<div id="RegSMP_CaptchaGoogle_divCaptcha" class="login-captcha">
<input type="hidden" name="RegSMP$CaptchaGoogle$hfCaptchaValidation" id="hfCaptchaValidation">
<span id="RegSMP_CaptchaGoogle_cvCaptcha" style="visibility:hidden;"></span>
<div class="g-recaptcha" id="recaptcha" data-sitekey="6Ld9OrUUAAAAAPnD3VcA1KIY0whDb2PP0uqAmuav" data-callback="onloadCallback">
<div style="width: 304px; height: 78px;">
<div><iframe title="reCAPTCHA"
src="https://www.google.com/recaptcha/api2/anchor?ar=1&k=6Ld9OrUUAAAAAPnD3VcA1KIY0whDb2PP0uqAmuav&co=aHR0cHM6Ly9wdWJsaWMuaG9yc2VzbW91dGguY29tOjQ0Mw..&hl=en&v=Eyd0Dt8h04h7r-D86uAD1JP-&size=normal&cb=xyemjnsfcxs7"
width="304" height="78" role="presentation" name="a-qss0aaf09uvu" frameborder="0" scrolling="no"
sandbox="allow-forms allow-popups allow-same-origin allow-scripts allow-top-navigation allow-modals allow-popups-to-escape-sandbox"></iframe></div><textarea id="g-recaptcha-response-1" name="g-recaptcha-response"
class="g-recaptcha-response" style="width: 250px; height: 40px; border: 1px solid rgb(193, 193, 193); margin: 10px 25px; padding: 0px; resize: none; display: none;"></textarea>
</div>
</div>
</div>
<input type="submit" name="RegSMP$btnSubmit" value="Send me program info and invites to free webinars!"
onclick="javascript:WebForm_DoPostBackWithOptions(new WebForm_PostBackOptions("RegSMP$btnSubmit", "", true, "register", "", false, false))" id="btnSubmit" class="btn btn2">
</div>
</div>
<div id="modal-cs" class="modal max-height">
<div id="promo-cs" class="promo">
<a class="modal-close">X</a>
<div class="logo-container">
<img src="img/cs-public-logo.svg" class="logo" alt="Savvy Cybersecurity">
</div> Get the education, critical updates, marketing programs and communications pieces you need to help clients protect their families and assets online. <div class="video-container">
<video controls="" src="https://view.vzaar.com/2837780/video" poster="img/cs-video-poster-2x.png">Your browser does not support the video tag. </video>
</div>
</div>
<div id="upSCS" class="promo-form">
<input type="hidden" name="RegSCS$hidFirmID" id="RegSCS_hidFirmID" value="1">
<input type="hidden" name="RegSCS$hidRoleID" id="RegSCS_hidRoleID" value="1">
<input name="RegSCS$txtFirstName" type="text" maxlength="20" id="RegSCS_txtFirstName" placeholder="First name">
<input name="RegSCS$txtLastName" type="text" maxlength="30" id="RegSCS_txtLastName" placeholder="Last name">
<input name="RegSCS$txtEmail" type="text" id="RegSCS_txtEmail" placeholder="Email address">
<script src="https://www.google.com/recaptcha/api.js"></script>
<script type="text/javascript">
var onloadCallback = function(data) {
$("#hfCaptchaValidation").val(data);
};
function CaptchaClientValidation(source, args) {
var isnull = $("#hfCaptchaValidation").val() === "";
args.IsValid = !isnull;
};
</script>
<div id="RegSCS_CaptchaGoogle_divCaptcha" class="login-captcha">
<input type="hidden" name="RegSCS$CaptchaGoogle$hfCaptchaValidation" id="hfCaptchaValidation">
<span id="RegSCS_CaptchaGoogle_cvCaptcha" style="visibility:hidden;"></span>
<div class="g-recaptcha" id="recaptcha" data-sitekey="6Ld9OrUUAAAAAPnD3VcA1KIY0whDb2PP0uqAmuav" data-callback="onloadCallback">
<div style="width: 304px; height: 78px;">
<div><iframe title="reCAPTCHA"
src="https://www.google.com/recaptcha/api2/anchor?ar=1&k=6Ld9OrUUAAAAAPnD3VcA1KIY0whDb2PP0uqAmuav&co=aHR0cHM6Ly9wdWJsaWMuaG9yc2VzbW91dGguY29tOjQ0Mw..&hl=en&v=Eyd0Dt8h04h7r-D86uAD1JP-&size=normal&cb=44ixadh63hqy"
width="304" height="78" role="presentation" name="a-ahtcp1nkkgty" frameborder="0" scrolling="no"
sandbox="allow-forms allow-popups allow-same-origin allow-scripts allow-top-navigation allow-modals allow-popups-to-escape-sandbox"></iframe></div><textarea id="g-recaptcha-response-2" name="g-recaptcha-response"
class="g-recaptcha-response" style="width: 250px; height: 40px; border: 1px solid rgb(193, 193, 193); margin: 10px 25px; padding: 0px; resize: none; display: none;"></textarea>
</div>
</div>
</div>
<input type="submit" name="RegSCS$btnSubmit" value="Send me program info and invites to free webinars!"
onclick="javascript:WebForm_DoPostBackWithOptions(new WebForm_PostBackOptions("RegSCS$btnSubmit", "", true, "register", "", false, false))" id="btnSubmit" class="btn btn2">
</div>
</div>
<div id="modal-sira" class="modal max-height">
<div id="promo-sira" class="promo">
<a class="modal-close">X</a>
<div class="logo-container">
<img src="img/sira-public-logo.svg" class="logo" alt="Savvy IRA Planning">
</div> Get the education, critical updates, marketing programs and communications pieces you need to be DOL-ready and help clients with all aspects of IRA planning. <div class="video-container">
<video controls="" src="https://view.vzaar.com/2830926/video" poster="img/sira-video-poster-2x.png">Your browser does not support the video tag. </video>
</div>
</div>
<div id="upIRA" class="promo-form">
<input type="hidden" name="RegIRA$hidFirmID" id="RegIRA_hidFirmID" value="1">
<input type="hidden" name="RegIRA$hidRoleID" id="RegIRA_hidRoleID" value="1">
<input name="RegIRA$txtFirstName" type="text" maxlength="20" id="RegIRA_txtFirstName" placeholder="First name">
<input name="RegIRA$txtLastName" type="text" maxlength="30" id="RegIRA_txtLastName" placeholder="Last name">
<input name="RegIRA$txtEmail" type="text" id="RegIRA_txtEmail" placeholder="Email address">
<script src="https://www.google.com/recaptcha/api.js"></script>
<script type="text/javascript">
var onloadCallback = function(data) {
$("#hfCaptchaValidation").val(data);
};
function CaptchaClientValidation(source, args) {
var isnull = $("#hfCaptchaValidation").val() === "";
args.IsValid = !isnull;
};
</script>
<div id="RegIRA_CaptchaGoogle_divCaptcha" class="login-captcha">
<input type="hidden" name="RegIRA$CaptchaGoogle$hfCaptchaValidation" id="hfCaptchaValidation">
<span id="RegIRA_CaptchaGoogle_cvCaptcha" style="visibility:hidden;"></span>
<div class="g-recaptcha" id="recaptcha" data-sitekey="6Ld9OrUUAAAAAPnD3VcA1KIY0whDb2PP0uqAmuav" data-callback="onloadCallback">
<div style="width: 304px; height: 78px;">
<div><iframe title="reCAPTCHA"
src="https://www.google.com/recaptcha/api2/anchor?ar=1&k=6Ld9OrUUAAAAAPnD3VcA1KIY0whDb2PP0uqAmuav&co=aHR0cHM6Ly9wdWJsaWMuaG9yc2VzbW91dGguY29tOjQ0Mw..&hl=en&v=Eyd0Dt8h04h7r-D86uAD1JP-&size=normal&cb=zbcfjprp6vfo"
width="304" height="78" role="presentation" name="a-h2vuhls3ynb4" frameborder="0" scrolling="no"
sandbox="allow-forms allow-popups allow-same-origin allow-scripts allow-top-navigation allow-modals allow-popups-to-escape-sandbox"></iframe></div><textarea id="g-recaptcha-response-3" name="g-recaptcha-response"
class="g-recaptcha-response" style="width: 250px; height: 40px; border: 1px solid rgb(193, 193, 193); margin: 10px 25px; padding: 0px; resize: none; display: none;"></textarea>
</div>
</div>
</div>
<input type="submit" name="RegIRA$btnSubmit" value="Send me program info and invites to free webinars!"
onclick="javascript:WebForm_DoPostBackWithOptions(new WebForm_PostBackOptions("RegIRA$btnSubmit", "", true, "register", "", false, false))" id="btnSubmit" class="btn btn2">
</div>
</div>
<div id="modal-scp" class="modal max-height">
<div id="promo-scp" class="promo">
<a class="modal-close">X</a>
<div class="logo-container">
<img src="img/scp-public-logo.svg" class="logo" alt="Savvy College Planning">
</div> Get the education, school lists, marketing programs and communications pieces you need to help parents save money and find the colleges right for their kids. <div class="video-container">
<video controls="" src="https://view.vzaar.com/6130973/video" poster="img/scp-video-poster-2x.png">Your browser does not support the video tag. </video>
</div>
</div>
<div id="upSCP" class="promo-form">
<input type="hidden" name="RegSCP$hidFirmID" id="RegSCP_hidFirmID" value="1">
<input type="hidden" name="RegSCP$hidRoleID" id="RegSCP_hidRoleID" value="1">
<input name="RegSCP$txtFirstName" type="text" maxlength="20" id="RegSCP_txtFirstName" placeholder="First name">
<input name="RegSCP$txtLastName" type="text" maxlength="30" id="RegSCP_txtLastName" placeholder="Last name">
<input name="RegSCP$txtEmail" type="text" id="RegSCP_txtEmail" placeholder="Email address">
<script src="https://www.google.com/recaptcha/api.js"></script>
<script type="text/javascript">
var onloadCallback = function(data) {
$("#hfCaptchaValidation").val(data);
};
function CaptchaClientValidation(source, args) {
var isnull = $("#hfCaptchaValidation").val() === "";
args.IsValid = !isnull;
};
</script>
<div id="RegSCP_CaptchaGoogle_divCaptcha" class="login-captcha">
<input type="hidden" name="RegSCP$CaptchaGoogle$hfCaptchaValidation" id="hfCaptchaValidation">
<span id="RegSCP_CaptchaGoogle_cvCaptcha" style="visibility:hidden;"></span>
<div class="g-recaptcha" id="recaptcha" data-sitekey="6Ld9OrUUAAAAAPnD3VcA1KIY0whDb2PP0uqAmuav" data-callback="onloadCallback">
<div style="width: 304px; height: 78px;">
<div><iframe title="reCAPTCHA"
src="https://www.google.com/recaptcha/api2/anchor?ar=1&k=6Ld9OrUUAAAAAPnD3VcA1KIY0whDb2PP0uqAmuav&co=aHR0cHM6Ly9wdWJsaWMuaG9yc2VzbW91dGguY29tOjQ0Mw..&hl=en&v=Eyd0Dt8h04h7r-D86uAD1JP-&size=normal&cb=bwmb3rgqmd7o"
width="304" height="78" role="presentation" name="a-15u34d28u1h9" frameborder="0" scrolling="no"
sandbox="allow-forms allow-popups allow-same-origin allow-scripts allow-top-navigation allow-modals allow-popups-to-escape-sandbox"></iframe></div><textarea id="g-recaptcha-response-4" name="g-recaptcha-response"
class="g-recaptcha-response" style="width: 250px; height: 40px; border: 1px solid rgb(193, 193, 193); margin: 10px 25px; padding: 0px; resize: none; display: none;"></textarea>
</div>
</div>
</div>
<input type="submit" name="RegSCP$btnSubmit" value="Send me program info and invites to free webinars!"
onclick="javascript:WebForm_DoPostBackWithOptions(new WebForm_PostBackOptions("RegSCP$btnSubmit", "", true, "register", "", false, false))" id="btnSubmit" class="btn btn2">
</div>
</div>
<div id="modal-scg" class="modal max-height">
<div id="promo-scg" class="promo">
<a class="modal-close">X</a>
<div class="logo-container">
<img src="img/scg-public-logo.svg" class="logo" alt="Savvy Caregiving">
</div> Get the education, client answers, marketing programs and communications you need to help clients through the process of setting up a caregiving plan. <div class="video-container">
<video controls="" src="https://view.vzaar.com/12142032/video" poster="img/scg-video-poster-2x.png">Your browser does not support the video tag. </video>
</div>
</div>
<div id="upSCG" class="promo-form">
<input type="hidden" name="RegSCG$hidFirmID" id="RegSCG_hidFirmID" value="1">
<input type="hidden" name="RegSCG$hidRoleID" id="RegSCG_hidRoleID" value="1">
<input name="RegSCG$txtFirstName" type="text" maxlength="20" id="RegSCG_txtFirstName" placeholder="First name">
<input name="RegSCG$txtLastName" type="text" maxlength="30" id="RegSCG_txtLastName" placeholder="Last name">
<input name="RegSCG$txtEmail" type="text" id="RegSCG_txtEmail" placeholder="Email address">
<script src="https://www.google.com/recaptcha/api.js"></script>
<script type="text/javascript">
var onloadCallback = function(data) {
$("#hfCaptchaValidation").val(data);
};
function CaptchaClientValidation(source, args) {
var isnull = $("#hfCaptchaValidation").val() === "";
args.IsValid = !isnull;
};
</script>
<div id="RegSCG_CaptchaGoogle_divCaptcha" class="login-captcha">
<input type="hidden" name="RegSCG$CaptchaGoogle$hfCaptchaValidation" id="hfCaptchaValidation">
<span id="RegSCG_CaptchaGoogle_cvCaptcha" style="visibility:hidden;"></span>
<div class="g-recaptcha" id="recaptcha" data-sitekey="6Ld9OrUUAAAAAPnD3VcA1KIY0whDb2PP0uqAmuav" data-callback="onloadCallback">
<div style="width: 304px; height: 78px;">
<div><iframe title="reCAPTCHA"
src="https://www.google.com/recaptcha/api2/anchor?ar=1&k=6Ld9OrUUAAAAAPnD3VcA1KIY0whDb2PP0uqAmuav&co=aHR0cHM6Ly9wdWJsaWMuaG9yc2VzbW91dGguY29tOjQ0Mw..&hl=en&v=Eyd0Dt8h04h7r-D86uAD1JP-&size=normal&cb=qt2o6lg8jk62"
width="304" height="78" role="presentation" name="a-vhu7g87fap1b" frameborder="0" scrolling="no"
sandbox="allow-forms allow-popups allow-same-origin allow-scripts allow-top-navigation allow-modals allow-popups-to-escape-sandbox"></iframe></div><textarea id="g-recaptcha-response-5" name="g-recaptcha-response"
class="g-recaptcha-response" style="width: 250px; height: 40px; border: 1px solid rgb(193, 193, 193); margin: 10px 25px; padding: 0px; resize: none; display: none;"></textarea>
</div>
</div>
</div>
<input type="submit" name="RegSCG$btnSubmit" value="Send me program info and invites to free webinars!"
onclick="javascript:WebForm_DoPostBackWithOptions(new WebForm_PostBackOptions("RegSCG$btnSubmit", "", true, "register", "", false, false))" id="btnSubmit" class="btn btn2">
</div>
</div>
<div id="modal-sgp" class="modal">
<div id="promo-sgp" class="promo">
<a class="modal-close">X</a>
<div class="logo-container">
<img src="img/sgp-public-logo.svg" class="logo" alt="Savvy Generational Planning">
</div>
<div class="icon icon-sgp"></div> Get the technical guidance, client resources, and marketing tools you need to help clients plan their legacy for the generations.
</div>
<div id="upSGP" class="promo-form">
<input type="hidden" name="RegSGP$hidFirmID" id="RegSGP_hidFirmID" value="1">
<input type="hidden" name="RegSGP$hidRoleID" id="RegSGP_hidRoleID" value="1">
<input name="RegSGP$txtFirstName" type="text" maxlength="20" id="RegSGP_txtFirstName" placeholder="First name">
<input name="RegSGP$txtLastName" type="text" maxlength="30" id="RegSGP_txtLastName" placeholder="Last name">
<input name="RegSGP$txtEmail" type="text" id="RegSGP_txtEmail" placeholder="Email address">
<script src="https://www.google.com/recaptcha/api.js"></script>
<script type="text/javascript">
var onloadCallback = function(data) {
$("#hfCaptchaValidation").val(data);
};
function CaptchaClientValidation(source, args) {
var isnull = $("#hfCaptchaValidation").val() === "";
args.IsValid = !isnull;
};
</script>
<div id="RegSGP_CaptchaGoogle_divCaptcha" class="login-captcha">
<input type="hidden" name="RegSGP$CaptchaGoogle$hfCaptchaValidation" id="hfCaptchaValidation">
<span id="RegSGP_CaptchaGoogle_cvCaptcha" style="visibility:hidden;"></span>
<div class="g-recaptcha" id="recaptcha" data-sitekey="6Ld9OrUUAAAAAPnD3VcA1KIY0whDb2PP0uqAmuav" data-callback="onloadCallback">
<div style="width: 304px; height: 78px;">
<div><iframe title="reCAPTCHA"
src="https://www.google.com/recaptcha/api2/anchor?ar=1&k=6Ld9OrUUAAAAAPnD3VcA1KIY0whDb2PP0uqAmuav&co=aHR0cHM6Ly9wdWJsaWMuaG9yc2VzbW91dGguY29tOjQ0Mw..&hl=en&v=Eyd0Dt8h04h7r-D86uAD1JP-&size=normal&cb=wjhyfiy5yxyc"
width="304" height="78" role="presentation" name="a-pxso0k51if1x" frameborder="0" scrolling="no"
sandbox="allow-forms allow-popups allow-same-origin allow-scripts allow-top-navigation allow-modals allow-popups-to-escape-sandbox"></iframe></div><textarea id="g-recaptcha-response-6" name="g-recaptcha-response"
class="g-recaptcha-response" style="width: 250px; height: 40px; border: 1px solid rgb(193, 193, 193); margin: 10px 25px; padding: 0px; resize: none; display: none;"></textarea>
</div>
</div>
</div>
<input type="submit" name="RegSGP$btnSubmit" value="Send me program info and invites to free webinars!"
onclick="javascript:WebForm_DoPostBackWithOptions(new WebForm_PostBackOptions("RegSGP$btnSubmit", "", true, "register", "", false, false))" id="btnSubmit" class="btn btn2">
</div>
</div>
<div id="modal-stp" class="modal">
<div id="promo-stp" class="promo">
<a class="modal-close">X</a>
<div class="logo-container">
<img src="img/stp-public-logo.svg" class="logo" alt="Savvy Tax Planning">
</div>
<div class="icon icon-stp"></div> Get the technical guidance, client resources, and marketing tools you need to guide clients on retirement tax planning and the new tax rules.
</div>
<div id="upSTP" class="promo-form">
<input type="hidden" name="RegSTP$hidFirmID" id="RegSTP_hidFirmID" value="1">
<input type="hidden" name="RegSTP$hidRoleID" id="RegSTP_hidRoleID" value="1">
<input name="RegSTP$txtFirstName" type="text" maxlength="20" id="RegSTP_txtFirstName" placeholder="First name">
<input name="RegSTP$txtLastName" type="text" maxlength="30" id="RegSTP_txtLastName" placeholder="Last name">
<input name="RegSTP$txtEmail" type="text" id="RegSTP_txtEmail" placeholder="Email address">
<script src="https://www.google.com/recaptcha/api.js"></script>
<script type="text/javascript">
var onloadCallback = function(data) {
$("#hfCaptchaValidation").val(data);
};
function CaptchaClientValidation(source, args) {
var isnull = $("#hfCaptchaValidation").val() === "";
args.IsValid = !isnull;
};
</script>
<div id="RegSTP_CaptchaGoogle_divCaptcha" class="login-captcha">
<input type="hidden" name="RegSTP$CaptchaGoogle$hfCaptchaValidation" id="hfCaptchaValidation">
<span id="RegSTP_CaptchaGoogle_cvCaptcha" style="visibility:hidden;"></span>
<div class="g-recaptcha" id="recaptcha" data-sitekey="6Ld9OrUUAAAAAPnD3VcA1KIY0whDb2PP0uqAmuav" data-callback="onloadCallback">
<div style="width: 304px; height: 78px;">
<div><iframe title="reCAPTCHA"
src="https://www.google.com/recaptcha/api2/anchor?ar=1&k=6Ld9OrUUAAAAAPnD3VcA1KIY0whDb2PP0uqAmuav&co=aHR0cHM6Ly9wdWJsaWMuaG9yc2VzbW91dGguY29tOjQ0Mw..&hl=en&v=Eyd0Dt8h04h7r-D86uAD1JP-&size=normal&cb=mygumrb4uzey"
width="304" height="78" role="presentation" name="a-69lx9jdk7qhk" frameborder="0" scrolling="no"
sandbox="allow-forms allow-popups allow-same-origin allow-scripts allow-top-navigation allow-modals allow-popups-to-escape-sandbox"></iframe></div><textarea id="g-recaptcha-response-7" name="g-recaptcha-response"
class="g-recaptcha-response" style="width: 250px; height: 40px; border: 1px solid rgb(193, 193, 193); margin: 10px 25px; padding: 0px; resize: none; display: none;"></textarea>
</div>
</div>
</div>
<input type="submit" name="RegSTP$btnSubmit" value="Send me program info and invites to free webinars!"
onclick="javascript:WebForm_DoPostBackWithOptions(new WebForm_PostBackOptions("RegSTP$btnSubmit", "", true, "register", "", false, false))" id="btnSubmit" class="btn btn2">
</div>
</div>
<div id="modal-ac" class="modal max-height">
<div id="promo-ac" class="promo">
<a class="modal-close">X</a>
<img src="img/ac-public-logo.svg" class="logo" alt="Advisor/Client"> Get the strategies, campaigns, marketing kits, client materials, checklists, and timelines for modern, year-round marketing and client communications. <div
class="video-container">
<video controls="" src="https://view.vzaar.com/9619507/video">Your browser does not support the video tag. </video>
</div>
</div>
<div id="upAC" class="promo-form">
<input type="hidden" name="RegAC$hidFirmID" id="RegAC_hidFirmID" value="1">
<input type="hidden" name="RegAC$hidRoleID" id="RegAC_hidRoleID" value="1">
<input name="RegAC$txtFirstName" type="text" maxlength="20" id="RegAC_txtFirstName" placeholder="First name">
<input name="RegAC$txtLastName" type="text" maxlength="30" id="RegAC_txtLastName" placeholder="Last name">
<input name="RegAC$txtEmail" type="text" id="RegAC_txtEmail" placeholder="Email address">
<script src="https://www.google.com/recaptcha/api.js"></script>
<script type="text/javascript">
var onloadCallback = function(data) {
$("#hfCaptchaValidation").val(data);
};
function CaptchaClientValidation(source, args) {
var isnull = $("#hfCaptchaValidation").val() === "";
args.IsValid = !isnull;
};
</script>
<div id="RegAC_CaptchaGoogle_divCaptcha" class="login-captcha">
<input type="hidden" name="RegAC$CaptchaGoogle$hfCaptchaValidation" id="hfCaptchaValidation">
<span id="RegAC_CaptchaGoogle_cvCaptcha" style="visibility:hidden;"></span>
<div class="g-recaptcha" id="recaptcha" data-sitekey="6Ld9OrUUAAAAAPnD3VcA1KIY0whDb2PP0uqAmuav" data-callback="onloadCallback">
<div style="width: 304px; height: 78px;">
<div><iframe title="reCAPTCHA"
src="https://www.google.com/recaptcha/api2/anchor?ar=1&k=6Ld9OrUUAAAAAPnD3VcA1KIY0whDb2PP0uqAmuav&co=aHR0cHM6Ly9wdWJsaWMuaG9yc2VzbW91dGguY29tOjQ0Mw..&hl=en&v=Eyd0Dt8h04h7r-D86uAD1JP-&size=normal&cb=dvc5e81t2fdr"
width="304" height="78" role="presentation" name="a-l4c6xxbcq1dy" frameborder="0" scrolling="no"
sandbox="allow-forms allow-popups allow-same-origin allow-scripts allow-top-navigation allow-modals allow-popups-to-escape-sandbox"></iframe></div><textarea id="g-recaptcha-response-8" name="g-recaptcha-response"
class="g-recaptcha-response" style="width: 250px; height: 40px; border: 1px solid rgb(193, 193, 193); margin: 10px 25px; padding: 0px; resize: none; display: none;"></textarea>
</div>
</div>
</div>
<input type="submit" name="RegAC$btnSubmit" value="Send me program info and invites to free webinars!"
onclick="javascript:WebForm_DoPostBackWithOptions(new WebForm_PostBackOptions("RegAC$btnSubmit", "", true, "register", "", false, false))" id="btnSubmit" class="btn btn2">
</div>
</div>
<div id="modal-cpa" class="modal">
<div id="promo-cpa" class="promo">
<a class="modal-close">X</a>
<img src="img/cpa-public-logo.svg" class="logo" alt="Advisor/CPA">
<div class="icon icon-cpa"></div> Get the presentations, campaigns, marketing kits, and materials for building relationships with CPAs and other COIs. Deliver CPE credits to CPAs.
</div>
<div id="upCPA" class="promo-form">
<input type="hidden" name="RegCPA$hidFirmID" id="RegCPA_hidFirmID" value="1">
<input type="hidden" name="RegCPA$hidRoleID" id="RegCPA_hidRoleID" value="1">
<input name="RegCPA$txtFirstName" type="text" maxlength="20" id="RegCPA_txtFirstName" placeholder="First name">
<input name="RegCPA$txtLastName" type="text" maxlength="30" id="RegCPA_txtLastName" placeholder="Last name">
<input name="RegCPA$txtEmail" type="text" id="RegCPA_txtEmail" placeholder="Email address">
<script src="https://www.google.com/recaptcha/api.js"></script>
<script type="text/javascript">
var onloadCallback = function(data) {
$("#hfCaptchaValidation").val(data);
};
function CaptchaClientValidation(source, args) {
var isnull = $("#hfCaptchaValidation").val() === "";
args.IsValid = !isnull;
};
</script>
<div id="RegCPA_CaptchaGoogle_divCaptcha" class="login-captcha">
<input type="hidden" name="RegCPA$CaptchaGoogle$hfCaptchaValidation" id="hfCaptchaValidation">
<span id="RegCPA_CaptchaGoogle_cvCaptcha" style="visibility:hidden;"></span>
<div class="g-recaptcha" id="recaptcha" data-sitekey="6Ld9OrUUAAAAAPnD3VcA1KIY0whDb2PP0uqAmuav" data-callback="onloadCallback">
<div style="width: 304px; height: 78px;">
<div><iframe title="reCAPTCHA"
src="https://www.google.com/recaptcha/api2/anchor?ar=1&k=6Ld9OrUUAAAAAPnD3VcA1KIY0whDb2PP0uqAmuav&co=aHR0cHM6Ly9wdWJsaWMuaG9yc2VzbW91dGguY29tOjQ0Mw..&hl=en&v=Eyd0Dt8h04h7r-D86uAD1JP-&size=normal&cb=dzzo857t5hfk"
width="304" height="78" role="presentation" name="a-9kuum4qdabfp" frameborder="0" scrolling="no"
sandbox="allow-forms allow-popups allow-same-origin allow-scripts allow-top-navigation allow-modals allow-popups-to-escape-sandbox"></iframe></div><textarea id="g-recaptcha-response-9" name="g-recaptcha-response"
class="g-recaptcha-response" style="width: 250px; height: 40px; border: 1px solid rgb(193, 193, 193); margin: 10px 25px; padding: 0px; resize: none; display: none;"></textarea>
</div>
</div>
</div>
<input type="submit" name="RegCPA$btnSubmit" value="Send me program info and invites to free webinars!"
onclick="javascript:WebForm_DoPostBackWithOptions(new WebForm_PostBackOptions("RegCPA$btnSubmit", "", true, "register", "", false, false))" id="btnSubmit" class="btn btn2">
</div>
</div>
<div id="modal-hm" class="modal max-height">
<div id="promo-hm" class="promo">
<a class="modal-close">X</a>
<img src="img/hm-public-logo.svg" class="logo" alt="Horsesmouth">
<div class="daily-oats">
<img src="img/daily-oats2-1x.png" srcset="img/daily-oats2-1x.png 1x, img/daily-oats2-2x.png 2x" alt="Daily Oats" id="do2">
<img src="img/daily-oats1-1x.png" srcset="img/daily-oats1-1x.png 1x, img/daily-oats1-2x.png 2x" alt="Daily Oats" id="do1">
<img src="img/daily-oats1-1x.png" srcset="img/daily-oats1-1x.png 1x, img/daily-oats1-2x.png 2x" alt="Daily Oats">
</div> Every day, receive new ideas and insights on business development, financial planning and practice management from hundreds of top experts and advisors.
</div>
<div id="upFt" class="promo-form">
<div id="updProgress" style="display:none;" role="status" aria-hidden="true">
<img alt="progress" src="img/ajax-loader.gif"> Processing free trial request
</div>
<input type="hidden" name="RegFt$hidFirmID" id="RegFt_hidFirmID" value="1">
<input type="hidden" name="RegFt$hidRoleID" id="RegFt_hidRoleID" value="1">
<input name="RegFt$txtFirstName" type="text" maxlength="20" id="RegFt_txtFirstName" placeholder="First name">
<input name="RegFt$txtLastName" type="text" maxlength="30" id="RegFt_txtLastName" placeholder="Last name">
<div id="RegFt_pnlFt">
<input name="RegFt$txtCompany" type="text" maxlength="50" id="RegFt_txtCompany" placeholder="Company name">
<input name="RegFt$txtTitle" type="text" maxlength="50" id="RegFt_txtTitle" placeholder="Title">
<input name="RegFt$txtPhone" type="text" maxlength="30" id="RegFt_txtPhone" placeholder="Phone number">
</div>
<input name="RegFt$txtEmail" type="text" id="RegFt_txtEmail" placeholder="Email address">
<script src="https://www.google.com/recaptcha/api.js"></script>
<script type="text/javascript">
var onloadCallback = function(data) {
$("#hfCaptchaValidation").val(data);
};
function CaptchaClientValidation(source, args) {
var isnull = $("#hfCaptchaValidation").val() === "";
args.IsValid = !isnull;
};
</script>
<div id="RegFt_CaptchaGoogle_divCaptcha" class="login-captcha">
<input type="hidden" name="RegFt$CaptchaGoogle$hfCaptchaValidation" id="hfCaptchaValidation">
<span id="RegFt_CaptchaGoogle_cvCaptcha" style="visibility:hidden;"></span>
<div class="g-recaptcha" id="recaptcha" data-sitekey="6Ld9OrUUAAAAAPnD3VcA1KIY0whDb2PP0uqAmuav" data-callback="onloadCallback">
<div style="width: 304px; height: 78px;">
<div><iframe title="reCAPTCHA"
src="https://www.google.com/recaptcha/api2/anchor?ar=1&k=6Ld9OrUUAAAAAPnD3VcA1KIY0whDb2PP0uqAmuav&co=aHR0cHM6Ly9wdWJsaWMuaG9yc2VzbW91dGguY29tOjQ0Mw..&hl=en&v=Eyd0Dt8h04h7r-D86uAD1JP-&size=normal&cb=jkaagk8u0n6z"
width="304" height="78" role="presentation" name="a-po8sm8psz6ad" frameborder="0" scrolling="no"
sandbox="allow-forms allow-popups allow-same-origin allow-scripts allow-top-navigation allow-modals allow-popups-to-escape-sandbox"></iframe></div><textarea id="g-recaptcha-response-10" name="g-recaptcha-response"
class="g-recaptcha-response" style="width: 250px; height: 40px; border: 1px solid rgb(193, 193, 193); margin: 10px 25px; padding: 0px; resize: none; display: none;"></textarea>
</div><iframe style="display: none;"></iframe>
</div>
</div>
<input type="submit" name="RegFt$btnSubmit" value="Start my 60 day free trial!"
onclick="javascript:WebForm_DoPostBackWithOptions(new WebForm_PostBackOptions("RegFt$btnSubmit", "", true, "register", "", false, false))" id="btnSubmit" class="btn btn2">
</div>
</div>
<div id="modal-master" class="modal">
<div class="promo">
<a class="modal-close">X</a>
<img src="img/mm-public-logo.svg" class="logo" alt="Master Membership"> Get comprehensive access to the full range of Horsesmouth memberships. <div class="video-container">
<video controls="" src="https://view.vzaar.com/21101411/video">Your browser does not support the video tag. </video>
</div>
</div>
<div class="promo-form">
<a href="http://www.horsesmouth.com/master" target="_blank">
<p class="btn btn2">Show me all the details!</p>
</a>
</div>
</div>
<!--<<<<<< SAVVY SERVICES >>>>>>-->
<section id="services" class="container">
<h1>Financial pros come to Horsesmouth for answers.</h1>
<p class="subhead">Our portfolio of services provides the latest education, tools, marketing and support:</p>
<a href="#modal-sssp" id="sssp" rel="leanModal" class="one-half service">
<div class="icon icon-sssp"></div>
<img src="img/sssp-public-logo.svg" class="logo" alt="Savvy Social Security Planning">
<p>Most people leave money on the table with Social Security. Gain access to the education, tools and answers you need to help clients make smart decisions and maximize their benefits. Comprehensive marketing and communications program included.</p>
<p class="btn">Learn More</p>
</a>
<hr>
<a href="#modal-smp" id="smp" rel="leanModal" class="one-half service">
<div class="icon icon-smp"></div>
<div class="logo-container">
<img src="img/smp-public-logo.svg" class="logo" alt="Savvy Medicare Planning">
</div>
<p>Everyone must sign up for Medicare, yet few people understand what to do. Help clients avoid the pitfalls and put this critical piece of the retirement planning puzzle into place. Comprehensive marketing and communications program included.</p>
<p class="btn">Learn More</p>
</a>
<hr>
<a href="#modal-cs" id="cs" rel="leanModal" class="one-half service">
<div class="icon icon-cs"></div>
<div class="logo-container">
<img src="img/cs-public-logo.svg" class="logo" alt="Savvy Cybersecurity">
</div>
<p>Help clients and prospects protect themselves from the growing epidemic of identity theft, credit card fraud, phishing scams and ruinous hacks. Show them how to improve their Cybersecurity Score. Comprehensive marketing and communications program included.</p>
<p class="btn">Learn More</p>
</a>
<hr>
<a href="#modal-sira" id="sira" rel="leanModal" class="one-half service">
<div class="icon icon-sira"></div>
<div class="logo-container">
<img src="img/sira-public-logo.svg" class="logo" alt="Savvy IRA Planning">
</div>
<p>With the arrivals of both the DOL ruling and the wave of Boomer RMDs (required minimum distributions), it is more important than ever before to be fully competent in IRA planning. Get up to speed, now. Comprehensive marketing and communications program included.</p>
<p class="btn">Learn More</p>
</a>
<hr>
<a href="#modal-scp" id="scp" rel="leanModal" class="one-half service">
<div class="icon icon-scp"></div>
<div class="logo-container">
<img src="img/scp-public-logo.svg" class="logo" alt="Savvy College Planning">
</div>
<p>Help parents save money and their sanity as they search for the colleges right for their kids. Show them how to discover the true costs, get the best deals, and maximize their financial aid opportunities. Comprehensive marketing and communications program included.</p>
<p class="btn">Learn More</p>
</a>
<hr>
<a href="#modal-scg" id="scg" rel="leanModal" class="one-half service">
<div class="icon icon-scg"></div>
<div class="logo-container">
<img src="img/scg-public-logo.svg" class="logo" alt="Savvy Caregiving">
</div>
<p>Help clients and prospects through the process of setting up a caregiving plan. Guide and encourage them with valuable resources on the medical, financial, legal, and emotional aspects of caregiving. Comprehensive marketing and communications program included.</p>
<p class="btn">Learn More</p>
</a>
<hr>
<a href="#modal-sgp" id="sgp" rel="leanModal" class="one-half service">
<div class="icon icon-sgp"></div>
<div class="logo-container">
<img src="img/sgp-public-logo.svg" class="logo" alt="Savvy Generational Planning">
</div>
<p>Strategies for helping your clients transfer their assets to the next generation. Make sure they have a good plan in place to pass on the wealth they have accumulated, financial and otherwise. Comprehensive marketing and communications program included.</p>
<p class="btn">Learn More</p>
</a>
<hr>
<a href="#modal-stp" id="stp" rel="leanModal" class="one-half service">
<div class="icon icon-stp"></div>
<div class="logo-container">
<img src="img/stp-public-logo.svg" class="logo" alt="Savvy Tax Planning">
</div>
<p>Two programs in one. Help retirees pay lower taxes by developing a retirement tax planning strategy. Also, educate all clients on how to best take advantage of the new tax rules. Comprehensive marketing and communications program included.</p>
<p class="btn">Learn More</p>
</a>
</section>
<!--<<<<<< HORSESMOUTH SERVICES >>>>>>-->
<section id="hm-services">
<div class="container">
<h1>Financial pros also come to grow their business.</h1>
<p class="subhead">Our business development and practice management services help you make it happen:</p>
<a href="#modal-hm" id="hm" rel="leanModal" class="one-third service">
<img src="img/hm-public-logo.svg" class="logo" alt="Horsesmouth">
<p>Every day, receive the latest insights, how-to articles and best practices for running a modern financial services practice. Learn from hundreds of top advisors and experts.</p>
<p class="btn">Free Trial</p>
</a>
<hr>
<a href="#modal-ac" id="ac" rel="leanModal" class="one-third service">
<img src="img/ac-public-logo.svg" class="logo" alt="Advisor/Client">
<p>Help your clients and prospects throughout the year. Tap into a constantly updated and expanding set marketing and client communications campaigns (FINRA‑reviewed).</p>
<p class="btn">Learn More</p>
</a>
<hr>
<a href="#modal-cpa" id="cpa" rel="leanModal" class="one-third service">
<img src="img/cpa-public-logo.svg" class="logo" alt="Advisor/CPA">
<p>Build your network of CPAs, attorneys and other COIs with new strategies and tactics. Includes ongoing communications, article reprints, and presentations (FINRA‑reviewed).</p>
<p class="btn">Learn More</p>
</a>
</div>
</section>
<!--<<<<<< MASTER MEMBERSHIP >>>>>>-->
<section id="master">
<div class="container">
<h1>Horsesmouth Master Membership</h1>
<p>Get comprehensive access to the full range of Horsesmouth memberships. Consolidate existing memberships into a single Master Membership, and get all the technical training, client education, communication and marketing support, in one place
for you and your team.</p>
<div class="bullet-list">
<ul>
<li>The most efficient and simple way to get it all</li>
<li>Extra logins for two team members</li>
<li>Get new materials for all programs every year</li>
<li>Apply existing credits for lowest first-year rate</li>
</ul>
<ul>
<li>25% discount off Horsesmouth workshops</li>
<li>25% discount off Horsesmouth products</li>
<li>A 25% discount off Horsesmouth’s software partners:<br> College Aid Pro™ and Holistiplan</li>
</ul>
</div>
<a href="#modal-master" rel="leanModal">
<p class="btn btn2">Learn More</p>
</a>
</div>
</section>
<!--<<<<<< EVENTS >>>>>>-->
<section id="events">
<div class="container">
<h2>Upcoming Events</h2>
<a href="http://news.horsesmouth.com/medfacts" target="_blank" id="medicare" class="event clearfix">
<div class="event-image"></div>
<div class="event-copy">
<p class="title">Free Webinar</p>
<h3>5 Facts Boomers Need to Know About Medicare</h3>
<p>What happens if you don’t enroll in Medicare on time? How does private insurance work with Medicare? What can you expect to pay for health care through Medicare? Get the answers to these and other important Medicare questions.</p>
<p>With Elaine Floyd, CFP®, <em>Director of Retirement and Life Planning</em></p>
<p class="semibold">Wednesday, August 25, 2021 at 4:00 p.m. ET / 1:00 p.m. PT</p>
<p class="btn btn2">Sign Up</p>
</div>
</a>
<hr>
<a href="http://news.horsesmouth.com/showclaim" target="_blank" id="social-security" class="event clearfix">
<div class="event-image"></div>
<div class="event-copy">
<p class="title">Free Webinar</p>
<h3>Show Clients When to Claim Their Social Security Benefits</h3>
<p>These must-have tools for financial advisors can help you instantly recognize the maximum benefit scenario, suggest a popular “hybrid” scenario, identify valid spousal strategies, and more.</p>
<p>With Elaine Floyd, CFP®, <em>Director of Retirement and Life Planning</em></p>
<p class="semibold">Tuesday, September 7, 2021 at 4:00 p.m. ET / 1:00 p.m. PT</p>
<p class="btn btn2">Sign Up</p>
</div>
</a>
<hr>
<a href="http://news.horsesmouth.com/crush" target="_blank" id="time" class="event clearfix">
<div class="event-image"></div>
<div class="event-copy">
<p class="title">Free Webinar</p>
<h3>Four Time Management Mistakes That Crush Your Productivity, Profitability, and Lifestyle</h3>
<p>For the Financial Advisor who feels overworked and overwhelmed with all they do—Learn how to completely turn your time management around, so you’ll finally enjoy your life and your business!</p>
<p>With Teresa Riccobuono, <em>Practice Management and Recruiting Specialist</em><br>
and Sean M. Bailey, <em>Horsesmouth Editor in Chief</em></p>
<p class="semibold">Wednesday, September 8, 2021 at 4:00 p.m. ET / 1:00 p.m. PT</p>
<p class="btn btn2">Sign Up</p>
</div>
</a>
<hr>
<a href="http://www.horsesmouth.com/time" target="_blank" id="time2" class="event clearfix">
<div class="event-image"></div>
<div class="event-copy">
<p class="title">Workshop</p>
<h3>The Great Advisor Time Management Dividend Project</h3>
<p>Learn how to make your business more profitable and efficient, giving you more time to really enjoy life!</p>
<p>With Teresa Riccobuono, <em>Practice-Management and Recruiting Specialist</em></p>
<p class="semibold">Virtual Workshop: September 14–November 9, 2021<br>
Sessions take place every other Tuesday</p>
<p class="btn btn2">Sign Up</p>
</div>
</a>
<hr>
<a href="http://www.horsesmouth.com/ssvirtual" target="_blank" id="boomers" class="event clearfix">
<div class="event-image"></div>
<div class="event-copy">
<p class="title">Workshop</p>
<h3>Social Security/Medicare Workshop—Boomer Spike Coming!</h3>
<p>Deepen your understanding of the nuances, learn the range of claiming strategies, and build your base of Social Security and Medicare expertise.</p>
<p>With Elaine Floyd, CFP®, <em>Director of Retirement and Life Planning;</em><br>
and Sean M. Bailey, <em>Horsesmouth Editor in Chief</em></p>
<p class="semibold">Virtual Workshop: September 20–23, 2021</p>
<p class="btn btn2">Sign Up</p>
</div>
</a>
<hr>
<a href="http://news.horsesmouth.com/clientpresent" target="_blank" id="hm-presentations" class="event clearfix">
<div class="event-image"></div>
<div class="event-copy">
<p class="title">Free Webinar</p>
<h3>29 Presentations to Connect with Prospects Now</h3>
<p>Learn the range of FINRA-reviewed topics available to you at Horsesmouth, and which topics draw what types of clients and their characteristics.</p>
<p>With Sean M. Bailey, <em>Horsesmouth Editor in Chief</em></p>
<p class="semibold">Tuesday, September 28, 2021 at 4:00 p.m. ET / 1:00 p.m. PT</p>
<p class="btn btn2">Sign Up</p>
</div>
</a>
<div class="all-items-container">
<a href="https://www.horsesmouth.com/events" target="_blank" class="all-items all-events">Events and Webinar Replays</a>
</div>
</div>
</section>
<!--<<<<<< STORE >>>>>>-->
<section id="store">
<div class="container">
<h2>Store</h2>
<a href="http://www.horsesmouth.com/taxcard" target="_blank" class="store-item">
<img src="img/key-tax-changes-card-1x.png" srcset="img/key-tax-changes-card-1x.png 1x, img/key-tax-changes-card-2x.png 2x" alt="Key Tax Changes From the Tax Cuts and Jobs Act">
<h4>Key Tax Changes From the Tax Cuts and Jobs Act</h4>
<p>Easy to comprehend at a glance, this quick-reference card tells you what the new tax laws are and how they differ from the old ones.</p>
<p class="btn">Learn More</p>
</a>
<hr>
<a href="http://www.horsesmouth.com/keydata" target="_blank" class="store-item">
<img src="img/key-data-2021-1x.png" srcset="img/key-data-2021-1x.png 1x, img/key-data-2021-2x.png 2x" alt="Key Financial Data">
<h4>Key Financial Data For 2021</h4>
<p>Sending your clients a customized Key Data Card is a simple way to remind them that you’re looking out for their best financial interests. Also great for sharing with key strategic allies.</p>
<p class="btn">Learn More</p>
</a>
<hr>
<a href="http://www.horsesmouth.com/fgcg" target="_blank" class="store-item">
<img src="img/family-guide-to-caregiving-1x.png" srcset="img/family-guide-to-caregiving-1x.png 1x, img/family-guide-to-caregiving-2x.png 2x" alt="The Family Guide to Caregiving">
<h4>The Family Guide to Caregiving</h4>
<p>This 3-panel, 6-sided, 8.5" x 11", laminated reference guide for clients reinforces your expertise and helps to explain how every client can consider and put in place a family caregiving plan.</p>
<p class="btn">Learn More</p>
</a>
<hr>
<a href="http://www.horsesmouth.com/bbgen" target="_blank" class="store-item">
<img src="img/boomers-guide-to-lagacy-planning-1x.png" srcset="img/boomers-guide-to-lagacy-planning-1x.png 1x, img/boomers-guide-to-lagacy-planning-2x.png 2x" alt="The Baby Boomer's Guide to Legacy Planning">
<h4>The Baby Boomer’s Guide to Legacy Planning</h4>
<p>This 3-panel, 6-sided, 8.5" x 11", laminated reference guide for clients walks readers through the six steps of legacy planning and explains the importance of acting now.</p>
<p class="btn">Learn More</p>
</a>
<hr>
<a href="http://www.horsesmouth.com/scpguide" target="_blank" class="store-item">
<img src="img/spg-cutting-college-costs-1x.png" srcset="img/spg-cutting-college-costs-1x.png 1x, img/spg-cutting-college-costs-2x.png 2x" alt="The Savvy Parents' Guide to Cutting College Costs">
<h4>The Savvy Parents’ Guide to Cutting College Costs</h4>
<p>This 3-panel, 6-sided, 8.5" x 11", laminated reference guide for clients reinforces your expertise and helps to explain key concepts every client must consider when making college planning decisions.</p>
<p class="btn">Learn More</p>
</a>
<hr>
<a href="http://www.horsesmouth.com/sshandout" target="_blank" class="store-item">
<img src="img/bbg-ss-planning-1x.png" srcset="img/bbg-ss-planning-1x.png 1x, img/bbg-ss-planning-2x.png 2x" alt="The Baby Boomer's Guide to Social Security">
<h4>The Baby Boomer’s Guide to Social Security</h4>
<p>This 3-panel, 6-sided, 8.5" x 11", laminated reference guide gives your clients a solid overview of how Social Security works. Perfect to handout at client meetings about retirement income planning.</p>
<p class="btn">Learn More</p>
</a>
<hr>
<a href="http://www.horsesmouth.com/hackproof" target="_blank" class="store-item">
<img src="img/hack-proof-your-life-1x.png" srcset="img/hack-proof-your-life-1x.png 1x, img/hack-proof-your-life-2x.png 2x" alt="Hack-Proof Your Life Now!">
<h4>Hack-Proof Your Life Now!</h4>
<p>Position yourself as the go-to resource for cybersecurity safety to your clients and prospects. This book is designed to teach you and your clients about the biggest cybersecurity threats we all face every single day.</p>
<p class="btn">Learn More</p>
</a>
<hr>
<a href="http://www.horsesmouth.com/rcc21" target="_blank" class="store-item">
<img src="img/retirement-calendar-checklist-2021-1x.png" srcset="img/retirement-calendar-checklist-2021-1x.png 1x, img/retirement-calendar-checklist-2021-2x.png 2x" alt="Retirement Calendar Checklist">
<h4>Retirement Calendar Checklist For 2021</h4>
<p>Remove a little pain from your clients’ lives by acting as their retirement guide star over important dates, details, and deadlines throughout the year.</p>
<p class="btn">Learn More</p>
</a>
<div class="all-items-container">
<a href="http://www.horsesmouth.com/store" target="_blank" class="all-items">All Store Items</a>
</div>
</div>
</section>
<!--<<<<<< CORPORATE >>>>>>-->
<section id="corporate">
<div class="container">
<h2>Corporate Programs</h2>
<p>Horsesmouth designs custom programs for wealth management firms, broker dealers, RIAs, asset managers, insurance companies, banks and others. Our corporate partners range in size from the largest financial services companies to small shops.
We collaborate with partners on a wide variety of initiatives, including the following:</p>
<div class="bullet-list">
<ul>
<li>Enterprise programs</li>
<li>Custom programs</li>
<li>Content licensing</li>
</ul>
<ul>
<li>Technology integration</li>
<li>Advertising and sponsorship</li>
<li>Research and analytics</li>
</ul>
</div>
<a href="contact.aspx?select=corporate" id="corp-contact">
<p class="btn btn2">Contact Us to Learn More</p>
</a>
</div>
</section>
<section id="about">
<div class="container">
<h2>About Us</h2>
<p>Horsesmouth helps financial professionals educate their clients and grow their businesses. Every day, we serve tens of thousands of advisors, consultants, agents, accountants and other professionals, representing every major financial firm
and business model. We are guided by extensive primary research and two decades of experience. The company was founded in 1996 and is headquartered in midtown Manhattan, with employees spread out across the country.</p>
<a href="team.aspx">
<p class="btn">Management Team</p>
</a>
</div>
</section>
<footer id="contact">
<div class="container">
<div>
<h4>Horsesmouth Network</h4>
<ul id="network">
<li><a href="http://www.savvysocialsecurity.com" target="_blank">Savvy Social Security Planning</a></li>
<li class="no-divide"><a href="http://www.savvymedicare.net" target="_blank">Savvy Medicare Planning</a></li>
<li class="clear-left"><a href="http://www.savvycybersecurity.com" target="_blank">Savvy Cybersecurity</a></li>
<li><a href="http://www.savvyira.com" target="_blank">Savvy IRA Planning</a></li>
<li class="no-divide"><a href="http://www.savvycollegeplanning.com" target="_blank">Savvy College Planning</a></li>
<li class="clear-left"><a href="http://www.savvycaregiving.com" target="_blank">Savvy Caregiving</a></li>
<li><a href="http://www.savvygenerationalplanning.com" target="_blank">Savvy Generational Planning</a></li>
<li class="no-divide"><a href="http://www.savvytaxplanning.com" target="_blank">Savvy Tax Planning</a></li>
<li class="clear-left"><a href="http://www.hackproofyourlifenow.com" target="_blank">Hack Proof Your Life Now!</a></li>
</ul>
</div>
<div>
<h4>Contact</h4>
<ul id="contacts">
<li><span>US (888) 336-6884</span></li>
<li><span>CA (877) 881-8883</span></li>
<li class="no-divide"><a href="contact.aspx">Send us a message</a></li>
<li class="clear-left no-divide"><span>230 Park Avenue, 3rd Floor West, New York, NY 10169</span></li>
<li class="clear-left no-divide"><a href="https://www.facebook.com/pages/Horsesmouth/189722531070643" target="_blank"><i class="icon-facebook"></i></a></li>
<li class="no-divide"><a href="https://twitter.com/Horsesmouth_FA" target="_blank"><i class="icon-twitter"></i></a></li>
<li><a href="http://www.linkedin.com/company/horsesmouth" target="_blank"><i class="icon-linkedin"></i></a></li>
</ul>
</div>
</div>
<div id="copyright">
<p class="container">© 2021 Horsesmouth, LLC. All rights reserved. <a href="privacy.aspx">View our privacy policy.</a></p>
</div>
</footer>
<script type="text/javascript">
//<![CDATA[
var Page_Validators = new Array(document.getElementById("RegSSB_CaptchaGoogle_cvCaptcha"), document.getElementById("RegSMP_CaptchaGoogle_cvCaptcha"), document.getElementById("RegSCS_CaptchaGoogle_cvCaptcha"), document.getElementById(
"RegIRA_CaptchaGoogle_cvCaptcha"), document.getElementById("RegSCP_CaptchaGoogle_cvCaptcha"), document.getElementById("RegSCG_CaptchaGoogle_cvCaptcha"), document.getElementById("RegSGP_CaptchaGoogle_cvCaptcha"), document.getElementById(
"RegSTP_CaptchaGoogle_cvCaptcha"), document.getElementById("RegAC_CaptchaGoogle_cvCaptcha"), document.getElementById("RegCPA_CaptchaGoogle_cvCaptcha"), document.getElementById("RegFt_CaptchaGoogle_cvCaptcha"));
//]]>
</script>
<script type="text/javascript">
//<![CDATA[
var RegSSB_CaptchaGoogle_cvCaptcha = document.all ? document.all["RegSSB_CaptchaGoogle_cvCaptcha"] : document.getElementById("RegSSB_CaptchaGoogle_cvCaptcha");
RegSSB_CaptchaGoogle_cvCaptcha.validationGroup = "register";
RegSSB_CaptchaGoogle_cvCaptcha.evaluationfunction = "CustomValidatorEvaluateIsValid";
RegSSB_CaptchaGoogle_cvCaptcha.clientvalidationfunction = "CaptchaClientValidation";
var RegSMP_CaptchaGoogle_cvCaptcha = document.all ? document.all["RegSMP_CaptchaGoogle_cvCaptcha"] : document.getElementById("RegSMP_CaptchaGoogle_cvCaptcha");
RegSMP_CaptchaGoogle_cvCaptcha.validationGroup = "register";
RegSMP_CaptchaGoogle_cvCaptcha.evaluationfunction = "CustomValidatorEvaluateIsValid";
RegSMP_CaptchaGoogle_cvCaptcha.clientvalidationfunction = "CaptchaClientValidation";
var RegSCS_CaptchaGoogle_cvCaptcha = document.all ? document.all["RegSCS_CaptchaGoogle_cvCaptcha"] : document.getElementById("RegSCS_CaptchaGoogle_cvCaptcha");
RegSCS_CaptchaGoogle_cvCaptcha.validationGroup = "register";
RegSCS_CaptchaGoogle_cvCaptcha.evaluationfunction = "CustomValidatorEvaluateIsValid";
RegSCS_CaptchaGoogle_cvCaptcha.clientvalidationfunction = "CaptchaClientValidation";
var RegIRA_CaptchaGoogle_cvCaptcha = document.all ? document.all["RegIRA_CaptchaGoogle_cvCaptcha"] : document.getElementById("RegIRA_CaptchaGoogle_cvCaptcha");
RegIRA_CaptchaGoogle_cvCaptcha.validationGroup = "register";
RegIRA_CaptchaGoogle_cvCaptcha.evaluationfunction = "CustomValidatorEvaluateIsValid";
RegIRA_CaptchaGoogle_cvCaptcha.clientvalidationfunction = "CaptchaClientValidation";
var RegSCP_CaptchaGoogle_cvCaptcha = document.all ? document.all["RegSCP_CaptchaGoogle_cvCaptcha"] : document.getElementById("RegSCP_CaptchaGoogle_cvCaptcha");
RegSCP_CaptchaGoogle_cvCaptcha.validationGroup = "register";
RegSCP_CaptchaGoogle_cvCaptcha.evaluationfunction = "CustomValidatorEvaluateIsValid";
RegSCP_CaptchaGoogle_cvCaptcha.clientvalidationfunction = "CaptchaClientValidation";
var RegSCG_CaptchaGoogle_cvCaptcha = document.all ? document.all["RegSCG_CaptchaGoogle_cvCaptcha"] : document.getElementById("RegSCG_CaptchaGoogle_cvCaptcha");
RegSCG_CaptchaGoogle_cvCaptcha.validationGroup = "register";
RegSCG_CaptchaGoogle_cvCaptcha.evaluationfunction = "CustomValidatorEvaluateIsValid";
RegSCG_CaptchaGoogle_cvCaptcha.clientvalidationfunction = "CaptchaClientValidation";
var RegSGP_CaptchaGoogle_cvCaptcha = document.all ? document.all["RegSGP_CaptchaGoogle_cvCaptcha"] : document.getElementById("RegSGP_CaptchaGoogle_cvCaptcha");
RegSGP_CaptchaGoogle_cvCaptcha.validationGroup = "register";
RegSGP_CaptchaGoogle_cvCaptcha.evaluationfunction = "CustomValidatorEvaluateIsValid";
RegSGP_CaptchaGoogle_cvCaptcha.clientvalidationfunction = "CaptchaClientValidation";
var RegSTP_CaptchaGoogle_cvCaptcha = document.all ? document.all["RegSTP_CaptchaGoogle_cvCaptcha"] : document.getElementById("RegSTP_CaptchaGoogle_cvCaptcha");
RegSTP_CaptchaGoogle_cvCaptcha.validationGroup = "register";
RegSTP_CaptchaGoogle_cvCaptcha.evaluationfunction = "CustomValidatorEvaluateIsValid";
RegSTP_CaptchaGoogle_cvCaptcha.clientvalidationfunction = "CaptchaClientValidation";
var RegAC_CaptchaGoogle_cvCaptcha = document.all ? document.all["RegAC_CaptchaGoogle_cvCaptcha"] : document.getElementById("RegAC_CaptchaGoogle_cvCaptcha");
RegAC_CaptchaGoogle_cvCaptcha.validationGroup = "register";
RegAC_CaptchaGoogle_cvCaptcha.evaluationfunction = "CustomValidatorEvaluateIsValid";
RegAC_CaptchaGoogle_cvCaptcha.clientvalidationfunction = "CaptchaClientValidation";
var RegCPA_CaptchaGoogle_cvCaptcha = document.all ? document.all["RegCPA_CaptchaGoogle_cvCaptcha"] : document.getElementById("RegCPA_CaptchaGoogle_cvCaptcha");
RegCPA_CaptchaGoogle_cvCaptcha.validationGroup = "register";
RegCPA_CaptchaGoogle_cvCaptcha.evaluationfunction = "CustomValidatorEvaluateIsValid";
RegCPA_CaptchaGoogle_cvCaptcha.clientvalidationfunction = "CaptchaClientValidation";
var RegFt_CaptchaGoogle_cvCaptcha = document.all ? document.all["RegFt_CaptchaGoogle_cvCaptcha"] : document.getElementById("RegFt_CaptchaGoogle_cvCaptcha");
RegFt_CaptchaGoogle_cvCaptcha.validationGroup = "register";
RegFt_CaptchaGoogle_cvCaptcha.evaluationfunction = "CustomValidatorEvaluateIsValid";
RegFt_CaptchaGoogle_cvCaptcha.clientvalidationfunction = "CaptchaClientValidation";
//]]>
</script>
<script type="text/javascript">
//<![CDATA[
var Page_ValidationActive = false;
if (typeof(ValidatorOnLoad) == "function") {
ValidatorOnLoad();
}
function ValidatorOnSubmit() {
if (Page_ValidationActive) {
return ValidatorCommonOnSubmit();
} else {
return true;
}
}
document.getElementById('RegSSB_CaptchaGoogle_cvCaptcha').dispose = function() {
Array.remove(Page_Validators, document.getElementById('RegSSB_CaptchaGoogle_cvCaptcha'));
}
document.getElementById('RegSMP_CaptchaGoogle_cvCaptcha').dispose = function() {
Array.remove(Page_Validators, document.getElementById('RegSMP_CaptchaGoogle_cvCaptcha'));
}
document.getElementById('RegSCS_CaptchaGoogle_cvCaptcha').dispose = function() {
Array.remove(Page_Validators, document.getElementById('RegSCS_CaptchaGoogle_cvCaptcha'));
}
document.getElementById('RegIRA_CaptchaGoogle_cvCaptcha').dispose = function() {
Array.remove(Page_Validators, document.getElementById('RegIRA_CaptchaGoogle_cvCaptcha'));
}
document.getElementById('RegSCP_CaptchaGoogle_cvCaptcha').dispose = function() {
Array.remove(Page_Validators, document.getElementById('RegSCP_CaptchaGoogle_cvCaptcha'));
}
document.getElementById('RegSCG_CaptchaGoogle_cvCaptcha').dispose = function() {
Array.remove(Page_Validators, document.getElementById('RegSCG_CaptchaGoogle_cvCaptcha'));
}
document.getElementById('RegSGP_CaptchaGoogle_cvCaptcha').dispose = function() {
Array.remove(Page_Validators, document.getElementById('RegSGP_CaptchaGoogle_cvCaptcha'));
}
document.getElementById('RegSTP_CaptchaGoogle_cvCaptcha').dispose = function() {
Array.remove(Page_Validators, document.getElementById('RegSTP_CaptchaGoogle_cvCaptcha'));
}
document.getElementById('RegAC_CaptchaGoogle_cvCaptcha').dispose = function() {
Array.remove(Page_Validators, document.getElementById('RegAC_CaptchaGoogle_cvCaptcha'));
}
document.getElementById('RegCPA_CaptchaGoogle_cvCaptcha').dispose = function() {
Array.remove(Page_Validators, document.getElementById('RegCPA_CaptchaGoogle_cvCaptcha'));
}
Sys.Application.add_init(function() {
$create(Sys.UI._UpdateProgress, {
"associatedUpdatePanelId": "upFt",
"displayAfter": 500,
"dynamicLayout": true
}, null, null, $get("updProgress"));
});
document.getElementById('RegFt_CaptchaGoogle_cvCaptcha').dispose = function() {
Array.remove(Page_Validators, document.getElementById('RegFt_CaptchaGoogle_cvCaptcha'));
}
//]]>
</script>
</form>Text Content
MEMBER LOGIN MENU * Services * Events * Events and Webinar Replays * Store * All Store Items * Corporate Programs * About * Management Team * Contact HOW DO YOU ANSWER LIFE’S TOUGH FINANCIAL QUESTIONS? * Can I claim a spousal Social Security benefit while on disability? * What is the best repayment plan for a federal student loan? * How can we minimize our health care expenses? * If we leave the country for a year, should we dis‑enroll from Medicare? * When should I file for Social Security to maximize my benefits? * Should I use a password manager? * What is the best student loan to get? * Must I take a required distribution from each retirement account? * When are RMDs taxed? * If I marry again, how will my Social Security benefits be affected? * My laptop was hacked! Now what?! * If I retire early, will my pension impact my Social Security? * As a federal employee, should I Sign Up for Medicare at 65? * Should I move from Medicare Advantage to Medicare Supplement? * How do I claim on my ex‑husband’s Social Security benefit? * Can an IRA be split with my spouse if we divorce? * Do I need to proactively enroll in Medicare at 65? * How do we protect our family from online fraud? * I just inherited an IRA. What should I do now? * How do financial aid formulas treat annuities? * Can I pay Medigap premiums using my HSA? * Can elder care expenses help boost a child’s chances for financial aid? * What if my ex‑spouse refuses to fill out financial aid forms? * What happens when grandparents help pay for college costs? * How do I choose a Medicare drug plan? * If I stop using my HSA, what happens to it? * When do RMDs begin for inherited IRAs? * With three kids, how do we get the best deal on college? * Can I file for retroactive Social Security benefits at 64? * How do we protect our financial accounts online? * How can I safely do financial transactions over public WiFi? * Can I work part‑time while collecting Social Security disability? * Can my daughter get a merit scholarship without being a top student? * I missed a required distribution. What should I do? * When is a traditional IRA deductible? * Are there income limits for doing a Roth conversion? * If I go back to work, will my Social Security benefits change? * I think I claimed Social Security too early, what can I do now? * Will Medicare cover me while traveling abroad? * Can I claim a spousal Social Security benefit based on a common law marriage? * Will a Roth IRA distribution affect taxation of my Social Security benefits? * How do we deal with RMDs across our four retirement accounts? * What colleges offer the best financial aid packages? * How can I protect my home network? * Does it make sense for me to purchase long‑term care insurance? * If we form a trust, will it impact us on financial aid formulas? X Get the education, tools, client answers, analysis, marketing programs and communications you need to help Boomers maximize their Social Security decisions. Your browser does not support the video tag. X Get the education, client answers, marketing programs and communications you need to help Boomers avoid expensive mistakes with their retirement health care. Your browser does not support the video tag. X Get the education, critical updates, marketing programs and communications pieces you need to help clients protect their families and assets online. Your browser does not support the video tag. X Get the education, critical updates, marketing programs and communications pieces you need to be DOL-ready and help clients with all aspects of IRA planning. Your browser does not support the video tag. X Get the education, school lists, marketing programs and communications pieces you need to help parents save money and find the colleges right for their kids. Your browser does not support the video tag. X Get the education, client answers, marketing programs and communications you need to help clients through the process of setting up a caregiving plan. Your browser does not support the video tag. X Get the technical guidance, client resources, and marketing tools you need to help clients plan their legacy for the generations. X Get the technical guidance, client resources, and marketing tools you need to guide clients on retirement tax planning and the new tax rules. X Get the strategies, campaigns, marketing kits, client materials, checklists, and timelines for modern, year-round marketing and client communications. Your browser does not support the video tag. X Get the presentations, campaigns, marketing kits, and materials for building relationships with CPAs and other COIs. Deliver CPE credits to CPAs. X Every day, receive new ideas and insights on business development, financial planning and practice management from hundreds of top experts and advisors. Processing free trial request X Get comprehensive access to the full range of Horsesmouth memberships. Your browser does not support the video tag. Show me all the details! FINANCIAL PROS COME TO HORSESMOUTH FOR ANSWERS. Our portfolio of services provides the latest education, tools, marketing and support: Most people leave money on the table with Social Security. Gain access to the education, tools and answers you need to help clients make smart decisions and maximize their benefits. Comprehensive marketing and communications program included. Learn More -------------------------------------------------------------------------------- Everyone must sign up for Medicare, yet few people understand what to do. Help clients avoid the pitfalls and put this critical piece of the retirement planning puzzle into place. Comprehensive marketing and communications program included. Learn More -------------------------------------------------------------------------------- Help clients and prospects protect themselves from the growing epidemic of identity theft, credit card fraud, phishing scams and ruinous hacks. Show them how to improve their Cybersecurity Score. Comprehensive marketing and communications program included. Learn More -------------------------------------------------------------------------------- With the arrivals of both the DOL ruling and the wave of Boomer RMDs (required minimum distributions), it is more important than ever before to be fully competent in IRA planning. Get up to speed, now. Comprehensive marketing and communications program included. Learn More -------------------------------------------------------------------------------- Help parents save money and their sanity as they search for the colleges right for their kids. Show them how to discover the true costs, get the best deals, and maximize their financial aid opportunities. Comprehensive marketing and communications program included. Learn More -------------------------------------------------------------------------------- Help clients and prospects through the process of setting up a caregiving plan. Guide and encourage them with valuable resources on the medical, financial, legal, and emotional aspects of caregiving. Comprehensive marketing and communications program included. Learn More -------------------------------------------------------------------------------- Strategies for helping your clients transfer their assets to the next generation. Make sure they have a good plan in place to pass on the wealth they have accumulated, financial and otherwise. Comprehensive marketing and communications program included. Learn More -------------------------------------------------------------------------------- Two programs in one. Help retirees pay lower taxes by developing a retirement tax planning strategy. Also, educate all clients on how to best take advantage of the new tax rules. Comprehensive marketing and communications program included. Learn More FINANCIAL PROS ALSO COME TO GROW THEIR BUSINESS. Our business development and practice management services help you make it happen: Every day, receive the latest insights, how-to articles and best practices for running a modern financial services practice. Learn from hundreds of top advisors and experts. Free Trial -------------------------------------------------------------------------------- Help your clients and prospects throughout the year. Tap into a constantly updated and expanding set marketing and client communications campaigns (FINRA‑reviewed). Learn More -------------------------------------------------------------------------------- Build your network of CPAs, attorneys and other COIs with new strategies and tactics. Includes ongoing communications, article reprints, and presentations (FINRA‑reviewed). Learn More HORSESMOUTH MASTER MEMBERSHIP Get comprehensive access to the full range of Horsesmouth memberships. Consolidate existing memberships into a single Master Membership, and get all the technical training, client education, communication and marketing support, in one place for you and your team. * The most efficient and simple way to get it all * Extra logins for two team members * Get new materials for all programs every year * Apply existing credits for lowest first-year rate * 25% discount off Horsesmouth workshops * 25% discount off Horsesmouth products * A 25% discount off Horsesmouth’s software partners: College Aid Pro™ and Holistiplan Learn More UPCOMING EVENTS Free Webinar 5 FACTS BOOMERS NEED TO KNOW ABOUT MEDICARE What happens if you don’t enroll in Medicare on time? How does private insurance work with Medicare? What can you expect to pay for health care through Medicare? Get the answers to these and other important Medicare questions. With Elaine Floyd, CFP®, Director of Retirement and Life Planning Wednesday, August 25, 2021 at 4:00 p.m. ET / 1:00 p.m. PT Sign Up -------------------------------------------------------------------------------- Free Webinar SHOW CLIENTS WHEN TO CLAIM THEIR SOCIAL SECURITY BENEFITS These must-have tools for financial advisors can help you instantly recognize the maximum benefit scenario, suggest a popular “hybrid” scenario, identify valid spousal strategies, and more. With Elaine Floyd, CFP®, Director of Retirement and Life Planning Tuesday, September 7, 2021 at 4:00 p.m. ET / 1:00 p.m. PT Sign Up -------------------------------------------------------------------------------- Free Webinar FOUR TIME MANAGEMENT MISTAKES THAT CRUSH YOUR PRODUCTIVITY, PROFITABILITY, AND LIFESTYLE For the Financial Advisor who feels overworked and overwhelmed with all they do—Learn how to completely turn your time management around, so you’ll finally enjoy your life and your business! With Teresa Riccobuono, Practice Management and Recruiting Specialist and Sean M. Bailey, Horsesmouth Editor in Chief Wednesday, September 8, 2021 at 4:00 p.m. ET / 1:00 p.m. PT Sign Up -------------------------------------------------------------------------------- Workshop THE GREAT ADVISOR TIME MANAGEMENT DIVIDEND PROJECT Learn how to make your business more profitable and efficient, giving you more time to really enjoy life! With Teresa Riccobuono, Practice-Management and Recruiting Specialist Virtual Workshop: September 14–November 9, 2021 Sessions take place every other Tuesday Sign Up -------------------------------------------------------------------------------- Workshop SOCIAL SECURITY/MEDICARE WORKSHOP—BOOMER SPIKE COMING! Deepen your understanding of the nuances, learn the range of claiming strategies, and build your base of Social Security and Medicare expertise. With Elaine Floyd, CFP®, Director of Retirement and Life Planning; and Sean M. Bailey, Horsesmouth Editor in Chief Virtual Workshop: September 20–23, 2021 Sign Up -------------------------------------------------------------------------------- Free Webinar 29 PRESENTATIONS TO CONNECT WITH PROSPECTS NOW Learn the range of FINRA-reviewed topics available to you at Horsesmouth, and which topics draw what types of clients and their characteristics. With Sean M. Bailey, Horsesmouth Editor in Chief Tuesday, September 28, 2021 at 4:00 p.m. ET / 1:00 p.m. PT Sign Up Events and Webinar Replays STORE KEY TAX CHANGES FROM THE TAX CUTS AND JOBS ACT Easy to comprehend at a glance, this quick-reference card tells you what the new tax laws are and how they differ from the old ones. Learn More -------------------------------------------------------------------------------- KEY FINANCIAL DATA FOR 2021 Sending your clients a customized Key Data Card is a simple way to remind them that you’re looking out for their best financial interests. Also great for sharing with key strategic allies. Learn More -------------------------------------------------------------------------------- THE FAMILY GUIDE TO CAREGIVING This 3-panel, 6-sided, 8.5" x 11", laminated reference guide for clients reinforces your expertise and helps to explain how every client can consider and put in place a family caregiving plan. Learn More -------------------------------------------------------------------------------- THE BABY BOOMER’S GUIDE TO LEGACY PLANNING This 3-panel, 6-sided, 8.5" x 11", laminated reference guide for clients walks readers through the six steps of legacy planning and explains the importance of acting now. Learn More -------------------------------------------------------------------------------- THE SAVVY PARENTS’ GUIDE TO CUTTING COLLEGE COSTS This 3-panel, 6-sided, 8.5" x 11", laminated reference guide for clients reinforces your expertise and helps to explain key concepts every client must consider when making college planning decisions. Learn More -------------------------------------------------------------------------------- THE BABY BOOMER’S GUIDE TO SOCIAL SECURITY This 3-panel, 6-sided, 8.5" x 11", laminated reference guide gives your clients a solid overview of how Social Security works. Perfect to handout at client meetings about retirement income planning. Learn More -------------------------------------------------------------------------------- HACK-PROOF YOUR LIFE NOW! Position yourself as the go-to resource for cybersecurity safety to your clients and prospects. This book is designed to teach you and your clients about the biggest cybersecurity threats we all face every single day. Learn More -------------------------------------------------------------------------------- RETIREMENT CALENDAR CHECKLIST FOR 2021 Remove a little pain from your clients’ lives by acting as their retirement guide star over important dates, details, and deadlines throughout the year. Learn More All Store Items CORPORATE PROGRAMS Horsesmouth designs custom programs for wealth management firms, broker dealers, RIAs, asset managers, insurance companies, banks and others. Our corporate partners range in size from the largest financial services companies to small shops. We collaborate with partners on a wide variety of initiatives, including the following: * Enterprise programs * Custom programs * Content licensing * Technology integration * Advertising and sponsorship * Research and analytics Contact Us to Learn More ABOUT US Horsesmouth helps financial professionals educate their clients and grow their businesses. Every day, we serve tens of thousands of advisors, consultants, agents, accountants and other professionals, representing every major financial firm and business model. We are guided by extensive primary research and two decades of experience. The company was founded in 1996 and is headquartered in midtown Manhattan, with employees spread out across the country. Management Team HORSESMOUTH NETWORK * Savvy Social Security Planning * Savvy Medicare Planning * Savvy Cybersecurity * Savvy IRA Planning * Savvy College Planning * Savvy Caregiving * Savvy Generational Planning * Savvy Tax Planning * Hack Proof Your Life Now! CONTACT * US (888) 336-6884 * CA (877) 881-8883 * Send us a message * 230 Park Avenue, 3rd Floor West, New York, NY 10169 * * * © 2021 Horsesmouth, LLC. All rights reserved. View our privacy policy.