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Submitted URL: http://breadcashback.breadfinancial.com/
Effective URL: https://www.breadfinancial.com/en/bread-financial-cashback-card.html
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     Learn more about our cashback rewards credit card
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Current Cardholder? Sign In


BREAD CASHBACK™ AMERICAN EXPRESS® CREDIT CARD PUTS MORE IN YOUR POCKET



Earn unlimited 2% cash back when you use your Bread Cashback Card1, plus receive
exclusive American Express benefits.2



Apply Now More Details
Received a pre-screen offer? Find My Offer


CARD BENEFITS

 

 * Earn 2% unlimited cash back on purchases when you use the Bread CashbackTM
   American Express® Credit Card.1
 * Get peace of mind with American Express purchase protection, ID theft
   insurance and more.2
 * No annual fee and no Foreign Transaction Fees.3

 

1 Offer is exclusive to Bread Cashback American Express Credit Card holders
enrolled in the Bread Cashback program. Cashback can be redeemed as statement
credit or direct deposit. This rewards program is provided by Comenity Capital
Bank and its terms may change at any time. Please reference the Rewards Terms
and Conditions for full program details.

2 Certain terms, conditions, and exclusions apply. For more details, visit
American Express.

3 Review important rate, fee, and other cost information.

Credit card offers are subject to credit approval.


American Express is a registered trademark of American Express. This Card is
issued by Comenity Capital Bank pursuant to a license from American Express.

Close


YOUR CARD BENEFITS ADD UP

2%
Cash Back
Earn 2% unlimited cash back when you use your Bread Cashback Card.¹ No rewards
caps, opt-ins or categories to manage.

No Annual Fee
Enjoy all the benefits of an American Express card with no annual fee or Foreign
Transaction Fees.³
Rewards Your Way
Redeem cash back via direct deposit or as a credit on your statement.
More Details Rewards Terms & Conditions


ENJOY PREMIUM BENEFITS FROM AMERICAN EXPRESS


POWERFUL PURCHASE PROTECTION

Items stolen or damaged? We've got you covered.²


ID THEFT INSURANCE

Rest easy–we'll reimburse you in case of identity theft, credit card forgery and
counterfeiting.²


EXCLUSIVE ENTERTAINMENT ACCESS

Get access to presale tickets for concerts, theater, sports and more all year
round.²


DINING DISCOUNTS

Enjoy up to 20% off of your bill or a free appetizer at participating
restaurants.²

Apply Now Learn More
More Details

EXCLUSIVE BENEFITS DETAILS

2 Certain terms, conditions, and exclusions apply. For more details, visit
American Express

Close

 

 


FREQUENTLY ASKED QUESTIONS

Expand All Collapse All
How do I apply for the Bread Cashback™ American Express® Credit Card?

If you’re ready to apply, go here, or select the Apply Now button.

Does this credit card have an annual fee?

No, there is no annual fee associated with this card.3

 

3Review important rate, fee, and other cost information.

Does this credit card charge Foreign Transaction Fees?

No, Bread Cashback does not charge a fee for using your Bread Cashback Card for
foreign currency transactions.3

 

3Review important rate, fee, and other cost information.

How can I earn cash back rewards?

It’s easy, purchases with your Bread Cashback Card will earn you 2% unlimited
cash back with no rewards caps, opt-ins or categories to manage.1

 

1Offer is exclusive to Bread Cashback American Express Credit Card holders
enrolled in the Bread Cashback program. Cashback can be redeemed as statement
credit or direct deposit. This rewards program is provided by Comenity Capital
Bank and its terms may change at any time. For full Rewards Terms and
Conditions, please visit comenity.net/breadcashback/termsandconditions.

How will I redeem my earned rewards?

You can sign in to Account Center to request reward redemption. There are no
minimum rewards amount thresholds you need to meet and cash back does not
expire. So, sign in and request your cash back rewards however and whenever it’s
most convenient to you. Your Bread Cashback Card provides the choice of direct
deposit or statement credit. Please reference the Rewards Terms and
Conditions for full program details.

Is there a maximum amount of cash back rewards I can earn?

There is no maximum on everyday purchases. Use your card everywhere American
Express® is accepted and earn 2% cash back. Bonus cash back for special offers
may have a maximum amount that can be earned as part of the promotion. Please
reference the Rewards Terms and Conditions for full program details.

Do Bread Cashback rewards expire?

Cash back rewards do not expire. Rewards are subject to Rewards Terms and
Conditions

If I’ve already received a card, how can I activate?

You can visit your Account Center to activate online today or dial the number on
the back of your card. Please have your new card and information ready. You’ll
also have the opportunity to activate cards for authorized buyers by adding the
last four digits of the other cards on the account.

How can I pay my Bread Cashback Card bill?

You can pay your Bread Cashback Card bill online 24 hours a day, 7 days a week
in your Account Center. To avoid a late fee, your payment must be successfully
submitted by 5:00 p.m. (ET) on or before your due date.

  

1 Offer is exclusive to Bread Cashback American Express Credit Card holders
enrolled in the Bread Cashback program. Cashback can be redeemed as statement
credit or direct deposit. This rewards program is provided by Comenity Capital
Bank and its terms may change at any time. Please reference the Rewards Terms
and Conditions for full program details.

 

2 Certain terms, conditions, and exclusions apply. For more details, visit
American Express.

 

3 Review important rate, fee, and other cost information.

Credit card offers are subject to credit approval.


American Express is a registered trademark of American Express. This Card is
issued by Comenity Capital Bank pursuant to a license from American Express.

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