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Important information about our reduced contact centre hours and cover for
Covid-19

X


QUICK LINKS

 * Cancel Policy
 * Make a claim
 * Track a claim
 * FAQs
 * Contact us


QUICK LINKS

 * Cancel Policy
 * Make a claim
 * Track a claim
 * FAQs
 * Contact us

 * Our policies
   * International Comprehensive
   * Annual Multi-trip
   * Domestic
   * Working Overseas
   * International Student
   * Visiting NZ
 * About us
   * Our awards
   * Customer testimonials
   * Careers
   * Diversity and inclusion
   * Travel insurance guides
   * How to compare
 * Travel advice
 * Promotions


QUICK LINKS

 * Cancel Policy
 * Make a claim
 * Track a claim
 * FAQs
 * Contact us

 * Our policies
   * International Comprehensive
   * Annual Multi-trip
   * Domestic
   * Working Overseas
   * International Student
   * Visiting NZ
 * About us
   * Our awards
   * Customer testimonials
   * Careers
   * Diversity and inclusion
   * Travel insurance guides
   * How to compare
 * Travel advice
 * Promotions


 * RELAX, WE'RE WITH YOU
   
   Travel safe with New Zealand's leading travel insurer
   
   


 * START A SMALL ADVENTURE
   
   With New Zealand's leading travel insurer
   
   Get a quote


 * ROAD TRIPPING?
   
   Start a small Kiwi adventure
   
   Get a domestic quote




 * RELAX, WE'RE WITH YOU
   
   Travel safe with New Zealand's leading travel insurer
   
   


 * START A SMALL ADVENTURE
   
   With New Zealand's leading travel insurer
   
   Get a quote
 * 
   
   
   
   ROAD TRIPPING?
   
   Start a small Kiwi adventure
   
   Get a domestic quote




GET A QUICK TRAVEL INSURANCE QUOTE

International Comprehensive

Annual Multi-trip

Working Overseas

Domestic

Study in NZ
Non resident
Visiting NZ
Non resident

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WIN A DREAM HOLIDAY FOR TWO TO FIJI

If you buy an International Comprehensive or Domestic travel insurance policy in
June 2023, you’ll automatically go in the draw to win a trip for two to Fiji.
Ts&Cs apply.


Find out more



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WITH NEW ZEALAND TRAVELLERS FOR 40 YEARS

SCTI is part of the Southern Cross group; one of New Zealand’s most enduring and
trusted brands. We’re 100% New Zealand owned, and have worked hard to forge a
reputation as our country’s leading travel insurer. During this time, we're
extremely proud to be recognised both locally and internationally for our
commitment to delivering quality products, value for money and dedication to
customer service. 

 



 

See all our awards

 

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WHAT IS TRAVEL INSURANCE?

Travelling is all about discovering the unknown, so it’s no surprise that there
can be a few hiccups along the way! Travel insurance is designed to protect you
from these unexpected events, from the moment you book your trip to the day you
return home. Whether you have an unexpected flight delay or medical emergency,
we’re here to help. Let us worry about what could go wrong, so you can start
dreaming about what will go right.

International Comprehensive
Single trip travel insurance
Our award-winning single trip policy provides comprehensive cover for your
international holidays!

 
Learn more
Annual Multi-trip
Multi-trip travel insurance
If you’re planning on taking several trips overseas a year, our annual policy
might be a more cost (and time) effective choice for you.
Learn more
Domestic
Kiwi adventures
Designed for trips taken within NZ, this policy covers you for unexpected events
like cancellations, rental vehicle excess and more!
Learn more
Working Overseas
Cover for your big OE
Quality protection designed for New Zealander travellers planning to live or
work overseas.
Learn more
International Student
Studying in New Zealand
Comprehensive cover for international visitors while they’re living and studying
here in New Zealand.
Learn more
Visiting New Zealand
Non-resident cover
This policy is designed for international visitors coming to New Zealand to
holiday, to live or for work.

Learn more

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POPULAR DESTINATIONS

Cook Islands
A true Pacific paradise steeped in Polynesian history and culture, it's no
surprise that Kiwi travellers are drawn to the beautiful Cook Islands.
Find out more
Australia
White-sand beaches, dazzling harbours and boundless room for adventure. It's
easy to see why Australia is a top destination for Kiwi travellers.
Find out more
Fiji
Coral beaches, lazy palms and vivid reefs under turquoise water. Few places in
the world do tropical perfection quite like Fiji.
Find out more

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RELAX, WE'RE WITH YOU

We've helped millions of travellers see the world. Wherever adventure takes you,
travel safe knowing the travel insurance experts are going with you.
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NEED A HAND?

Send us a message

Get in touch with the team and we'll
be happy to help.

Call 0800 800 571

Call us Monday to Friday,
10am to 4pm.

Calling from overseas

You can reach our team
on: +64 9 979 6593


 * Our policies
   
   
   OUR POLICIES
   
    * Comprehensive
    * Annual Multi-trip
    * Domestic
    * Working Overseas
    * International Student
    * Visiting New Zealand

 * Top destinations
   
   
   TOP DESTINATIONS
   
    * Cook Islands
    * Australia
    * Fiji
    * United Kingdom
    * Japan

 * Travel guides
    * Senior insurance
    * Pregnancy insurance
    * Backpacker insurance
    * Cruise insurance

 * Useful links
   
   
   USEFUL LINKS
   
    * Travel tips
    * Promotions
    * Compare travel insurance
    * Sitemap

 * Contact
   
   
   CONTACT
   
    * Contact us
    * Emergency assistance
    * Complaints process
    * Careers

 * 
 * 
 * 
 * 

 * 
 * 

 * Southern Cross websites
 * Health Insurance
 * Life Insurance
 * Pet Insurance
 * Healthcare
 * About the group

 * Terms of sale
 * Solvency margin
 * Privacy statement
 * Cookie policy
 * Vulnerable customers




ISSUED AND UNDERWRITTEN BY SOUTHERN CROSS BENEFITS LIMITED TRADING AS SOUTHERN
CROSS TRAVEL INSURANCE. 

WE ARE A REGISTERED FINANCIAL SERVICE PROVIDER AND A MEMBER OF THE INSURANCE &
FINANCIAL SERVICES OMBUDSMAN SCHEME.  SOUTHERN CROSS BENEFITS LIMITED HAS AN A
(STRONG) FINANCIAL STRENGTH RATING GIVEN BY STANDARD & POOR'S (AUSTRALIA) PTY
LTD. THE RATING SCALE IS: AAA (EXTREMELY STRONG) AA (VERY STRONG) A (STRONG) BBB
(GOOD) BB (MARGINAL) B (WEAK) CCC (VERY WEAK) CC (EXTREMELY WEAK) SD OR D
(SELECTIVE DEFAULT OR DEFAULT) R (REGULATORY SUPERVISION) NR (NOT RATED).
RATINGS FROM 'AA' TO 'CCC' MAY BE MODIFIED BY THE ADDITION OF A PLUS (+) OR
MINUS (-) SIGN TO SHOW RELATIVE STANDING WITHIN THE MAJOR RATING CATEGORIES. 
FULL DETAILS OF THE RATING SCALE ARE AVAILABLE AT WWW.STANDARDANDPOORS.COM.
STANDARD & POOR'S (AUSTRALIA) PTY LTD IS AN APPROVED AGENCY UNDER THE INSURANCE
(PRUDENTIAL SUPERVISION) ACT 2010.

ALL OUR TRAVEL INSURANCE POLICIES (INCLUDING BUT NOT LIMITED TO THE BENEFITS,
TERMS, CONDITIONS AND EXCLUSIONS) AND PREMIUMS QUOTED ARE SUBJECT TO CHANGE.

COPYRIGHT © 2023 SOUTHERN CROSS BENEFITS LIMITED.