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 * S&P Global Home
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 * Market Insights
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 * Experts
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Market Insights

SUSTAINABILITY

ECONOMY

CAPITAL MARKETS

GLOBAL TRADE

ENERGY & COMMODITIES

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ABOUT S&P GLOBAL




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About S&P Global

Our Purpose & Values
Our People
Our History
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Corporate Responsibility

Overview
Reports & Policies
#ChangePays
ESG
S&P Global Foundation

Diversity, Equity, & Inclusion

Overview
People Resource Groups
Our Stories
Supplier Diversity
Search for a Job

Investor Relations

Overview (opens in a new tab)
Presentations (opens in a new tab)
Investor Fact Book (opens in a new tab)
News Releases (opens in a new tab)
Quarterly Earnings (opens in a new tab)
SEC Filings & Reports (opens in a new tab)
Executive Committee (opens in a new tab)
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FEATURED PRODUCTS




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S&P CAPITAL IQ PRO

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S&P GLOBAL ESG SCORES

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SPICE: THE INDEX SOURCE FOR ESG DATA

--------------------------------------------------------------------------------



--------------------------------------------------------------------------------




RATINGS & BENCHMARKS




--------------------------------------------------------------------------------

OVERVIEW

FIND A RATING

--------------------------------------------------------------------------------



--------------------------------------------------------------------------------




BY TOPIC




--------------------------------------------------------------------------------

Sustainability
Private Markets
Energy Transition
Credit & Risk
Fixed Income
Supply Chain
Technology & AI

--------------------------------------------------------------------------------


 * S&P Global Home
 * Market Intelligence
 * Ratings
 * Commodity Insights
 * S&P Dow Jones Indices
 * Mobility
 * Sustainable1

 * Featured Products
 * Data & Analytics
 * Research & Insights
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 * Indices (opens in a new tab)
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 * By Topic
 * See all S&P Global Products & Solutions (opens in a new tab)

Featured Products

S&P CAPITAL IQ PRO

PLATTS CONNECT

S&P GLOBAL ESG SCORES

AUTOCREDITINSIGHT

RATINGS360

SPICE: THE INDEX SOURCE FOR ESG DATA




Ratings & Benchmarks

OVERVIEW

FIND A RATING




By Topic

Sustainability
Private Markets
Energy Transition
Credit & Risk
Fixed Income
Supply Chain
Technology & AI

 * Market Insights
   
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 * Special Reports
   
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 * Experts
   
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 * Podcasts
   
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SUSTAINABILITY

ECONOMY

CAPITAL MARKETS

GLOBAL TRADE

ENERGY & COMMODITIES

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GEOPOLITICAL RISK

ARTIFICIAL INTELLIGENCE

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EVENTS




--------------------------------------------------------------------------------

FEATURED S&P GLOBAL EVENTS

WEBINAR REPLAYS

CERAWEEK

--------------------------------------------------------------------------------



--------------------------------------------------------------------------------


 * S&P Global Home
 * Market Intelligence
 * Ratings
 * Commodity Insights
 * S&P Dow Jones Indices
 * Mobility
 * Sustainable1

 * Market Insights
 * Special Reports
 * Events
 * Experts
 * Podcasts

Market Insights

SUSTAINABILITY

ECONOMY

CAPITAL MARKETS

GLOBAL TRADE

ENERGY & COMMODITIES

TECHNOLOGY & INNOVATION

GEOPOLITICAL RISK

ARTIFICIAL INTELLIGENCE



Events

FEATURED S&P GLOBAL EVENTS

WEBINAR REPLAYS

CERAWEEK



 * About S&P Global
   
   --------------------------------------------------------------------------------

 * Corporate Responsibility
   
   --------------------------------------------------------------------------------

 * Diversity, Equity, & Inclusion
   
   --------------------------------------------------------------------------------

 * Investor Relations
   
   --------------------------------------------------------------------------------


ABOUT S&P GLOBAL




--------------------------------------------------------------------------------

Our Purpose & Values
Our People
Our History
Capabilities


CORPORATE RESPONSIBILITY




--------------------------------------------------------------------------------

Overview
Reports & Policies
#ChangePays
ESG
S&P Global Foundation


DIVERSITY, EQUITY, & INCLUSION




--------------------------------------------------------------------------------

Overview
People Resource Groups
Our Stories
Supplier Diversity
Search for a Job


INVESTOR RELATIONS




--------------------------------------------------------------------------------

Overview (opens in a new tab)
Presentations (opens in a new tab)
Investor Fact Book (opens in a new tab)
News Releases (opens in a new tab)
Quarterly Earnings (opens in a new tab)
SEC Filings & Reports (opens in a new tab)
Executive Committee (opens in a new tab)
Governance (opens in a new tab)
Merger Information (opens in a new tab)
Stocks & Dividends (opens in a new tab)
Shareholder Services (opens in a new tab)
Contact (opens in a new tab)
 * S&P Global Home
 * Market Intelligence
 * Ratings
 * Commodity Insights
 * S&P Dow Jones Indices
 * Mobility
 * Sustainable1

 * About S&P Global
 * Corporate Responsibility
 * Diversity, Equity, & Inclusion
 * Investor Relations

About S&P Global

Our Purpose & Values
Our People
Our History
Capabilities

Corporate Responsibility

Overview
Reports & Policies
#ChangePays
ESG
S&P Global Foundation

Diversity, Equity, & Inclusion

Overview
People Resource Groups
Our Stories
Supplier Diversity
Search for a Job

Investor Relations

Overview (opens in a new tab)
Presentations (opens in a new tab)
Investor Fact Book (opens in a new tab)
News Releases (opens in a new tab)
Quarterly Earnings (opens in a new tab)
SEC Filings & Reports (opens in a new tab)
Executive Committee (opens in a new tab)
Governance (opens in a new tab)
Merger Information (opens in a new tab)
Stocks & Dividends (opens in a new tab)
Shareholder Services (opens in a new tab)
Contact (opens in a new tab)
 * S&P Global Offerings
   
   --------------------------------------------------------------------------------

 * Featured Topics
   
   --------------------------------------------------------------------------------

 * Featured Products
   
   --------------------------------------------------------------------------------

 * Events
   
   --------------------------------------------------------------------------------

 * Careers
   
   --------------------------------------------------------------------------------


S&P GLOBAL OFFERINGS




--------------------------------------------------------------------------------

MARKET INTELLIGENCE

RATINGS

COMMODITY INSIGHTS

S&P DOW JONES INDICES

MOBILITY

SUSTAINABLE1


FEATURED TOPICS




--------------------------------------------------------------------------------

Sustainability
Private Markets
Energy Transition
Credit & Risk
Fixed Income
Supply Chain
Technology & AI


FEATURED PRODUCTS




--------------------------------------------------------------------------------

S&P CAPITAL IQ PRO

PLATTS CONNECT

S&P GLOBAL ESG SCORES

AUTOCREDITINSIGHT

RATINGS360

SPICE: THE INDEX SOURCE FOR ESG DATA

(opens in a new tab)


EVENTS




--------------------------------------------------------------------------------

Featured S&P Global Events
Webinar Replays
CERAWeek
S&P Global Market Intelligence
S&P Global Ratings
S&P Dow Jones Indices
S&P Global Mobility
S&P Global Commodity Insights
S&P Global Sustainable1


CAREERS




--------------------------------------------------------------------------------

Overview
Our Culture
Our Commitment
Our Work
Search for a Job
 * S&P Global Home
 * Market Intelligence
 * Ratings
 * Commodity Insights
 * S&P Dow Jones Indices
 * Mobility
 * Sustainable1

 * S&P Global Offerings
 * Featured Topics
 * Featured Products
 * Events
 * Careers

S&P Global Offerings

MARKET INTELLIGENCE

RATINGS

COMMODITY INSIGHTS

S&P DOW JONES INDICES

MOBILITY

SUSTAINABLE1

Featured Topics

Sustainability
Private Markets
Energy Transition
Credit & Risk
Fixed Income
Supply Chain
Technology & AI

Featured Products

S&P CAPITAL IQ PRO

PLATTS CONNECT

S&P GLOBAL ESG SCORES

AUTOCREDITINSIGHT

RATINGS360

SPICE: THE INDEX SOURCE FOR ESG DATA

(opens in a new tab)

Events

Featured S&P Global Events
Webinar Replays
CERAWeek
S&P Global Market Intelligence
S&P Global Ratings
S&P Dow Jones Indices
S&P Global Mobility
S&P Global Commodity Insights
S&P Global Sustainable1

Careers

Overview
Our Culture
Our Commitment
Our Work
Search for a Job

Language

 * 中文 (Chinese)

Trending Topics
Look Forward: Multidimensional Transition
Look Forward: Supply Chain 2024
AI in Banking: AI Will Be An Incremental Game Changer
The Return of Energy Security
The AI Governance Challenge
India's Future: The Quest for High and Stable Growth

--------------------------------------------------------------------------------

Trending Topics
Look Forward: Multidimensional Transition
Look Forward: Supply Chain 2024
AI in Banking: AI Will Be An Incremental Game Changer
The Return of Energy Security
The AI Governance Challenge
India's Future: The Quest for High and Stable Growth

--------------------------------------------------------------------------------

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S&P Global Market Intelligence
S&P Global Ratings
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S&P Dow Jones Indices
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Contact Us (opens in a new tab)

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 * Introduction
   
   
   GLOBAL CORPORATE PRIVACY POLICY
   
   
   
   --------------------------------------------------------------------------------
   
   English  |  Arabic  |  Chinese - Traditional  |  Chinese - Simplified 
   |  French  |  German  |  Italian  |  Japanese  |  Korean  |  Portuguese 
   |  Russian  |  Spanish  |  Spanish - Mexican
   
   
   
   Download Privacy Policy as PDF(opens in a new tab)
   
   Our Privacy Commitment
   
   
   WHAT IS THIS POLICY ABOUT?
   
   UPDATE EFFECTIVE: SEPTEMBER 13, 2024
   
   S&P GLOBAL INC. AND ITS AFFILIATES AND BRANDS INCLUDING MARKET INTELLIGENCE,
   RATINGS, COMMODITY INSIGHTS, DOW JONES INDICES, MOBILITY AND SUSTAINABLE1
   (COLLECTIVELY OR INDIVIDUALLY, AS APPLICABLE, REFERRED TO AS "S&P GLOBAL",
   "WE", "OUR", "US") RESPECT YOUR RIGHT TO PRIVACY. THIS GLOBAL CORPORATE
   PRIVACY POLICY (“POLICY”) EXPLAINS WHO WE ARE, HOW WE COLLECT, SHARE,
   TRANSFER AND USE PERSONAL INFORMATION ABOUT YOU, AND HOW YOU CAN EXERCISE
   YOUR PRIVACY RIGHTS. THIS POLICY APPLIES TO INTERACTIONS WE HAVE WITH YOU VIA
   OUR WEBSITES, APPLICATIONS AND OTHER PRODUCTS AND SERVICES INCLUDING EVENTS,
   WHERE YOU OTHERWISE CONTACT US AND WHERE WE OTHERWISE DISPLAY OR LINK TO THIS
   POLICY (“SERVICES”) OR IN THE COURSE OF OUR RECEIPT OF PRODUCTS OR SERVICES
   FROM YOU OR YOUR EMPLOYER.
   
   PLEASE NOTE THAT SOME PRIVACY RIGHTS AND OBLIGATIONS MAY DIFFER IN CERTAIN
   LOCATIONS BASED ON APPLICABLE LOCAL DATA PROTECTION LAWS. WE HAVE INCLUDED
   SUPPLEMENTAL INFORMATION FOR CERTAIN JURISDICTIONS IN THIS POLICY.
   
   THIRD PARTIES THAT LINK FROM OR TO OUR SERVICES, OR FROM WHOM WE COLLECT
   PERSONAL INFORMATION MAY HAVE THEIR OWN PRIVACY POLICIES AND PRACTICES. THIS
   POLICY DOES NOT APPLY TO SITES OR APPLICATIONS OFFERED BY OTHER COMPANIES OR
   INDIVIDUALS, INCLUDING THIRD PARTY PRODUCTS AND SERVICES, THAT MAY BE
   DISPLAYED AS CONTENT IN A SEARCH ON OUR WEBSITE. PLEASE REVIEW ANY
   THIRD-PARTY POLICIES TO LEARN MORE ABOUT THEIR PRACTICES.
   
    TO THE EXTENT A NOTICE PROVIDED AT THE TIME OF COLLECTION FROM A WEBSITE OR
   SPECIFIC PRODUCT CONFLICTS WITH THIS POLICY, THE TERMS OF THAT SPECIFIC
   NOTICE OR SUPPLEMENTAL PRIVACY STATEMENT WILL APPLY.
   
   IF YOU ENTER INTO A SEPARATE AGREEMENT WITH US WHICH REQUIRES, OR
   CONTEMPLATES, COLLECTING, SHARING, TRANSFERRING, USING OR OTHERWISE
   PROCESSING INFORMATION ABOUT YOU IN A MANNER THAT IS DIFFERENT THAN THAT
   WHICH IS DESCRIBED IN THIS POLICY, THE TERMS OF THAT AGREEMENT WILL APPLY.
   
   FOR MORE ABOUT THE S&P GLOBAL’S COMMITMENT TO PRIVACY, PLEASE SEE THE PRIVACY
   MISSION STATEMENT AND RESOURCES AT:
   HTTPS://WWW.SPGLOBAL.COM/EN/PRIVACY/OUR-PRIVACY-COMMITMENT.HTML.
   
   

 * What does S&P Global do?
   
   
   GLOBAL CORPORATE PRIVACY POLICY
   
   
   
   --------------------------------------------------------------------------------
   
   English  |  Arabic  |  Chinese - Traditional  |  Chinese - Simplified 
   |  French  |  German  |  Italian  |  Japanese  |  Korean  |  Portuguese 
   |  Russian  |  Spanish  |  Spanish - Mexican
   
   
   
   Download Privacy Policy as PDF(opens in a new tab)
   
   Our Privacy Commitment
   
   
   WHAT DOES S&P GLOBAL DO?
   
   S&P GLOBAL IS A LEADING PROVIDER OF TRANSPARENT AND INDEPENDENT RATINGS,
   BENCHMARKS, ANALYTICS AND DATA TO THE CAPITAL AND COMMODITY MARKETS,
   BUSINESSES AND GOVERNMENTS WORLDWIDE. FOR MORE ABOUT THE S&P GLOBAL CURRENT
   GROUP COMPANIES AND OTHER RELATED COMPANIES, PLEASE SEE OUR LATEST
   FILING HERE.
   
   

 * Personal information we collect
   
   
   GLOBAL CORPORATE PRIVACY POLICY
   
   
   
   --------------------------------------------------------------------------------
   
   English  |  Arabic  |  Chinese - Traditional  |  Chinese - Simplified 
   |  French  |  German  |  Italian  |  Japanese  |  Korean  |  Portuguese 
   |  Russian  |  Spanish  |  Spanish - Mexican
   
   
   
   Download Privacy Policy as PDF(opens in a new tab)
   
   Our Privacy Commitment
   
   
   WHAT PERSONAL INFORMATION DOES S&P GLOBAL COLLECT AND WHY?
   
   THE INFORMATION THAT WE COLLECT FROM OR ABOUT YOU - SOME OF WHICH IS PERSONAL
   INFORMATION UNDER APPLICABLE DATA PROTECTION LAWS - FALLS INTO THE FOLLOWING
   BROAD CATEGORIES:
   
   1. INFORMATION THAT YOU PROVIDE TO US
   
   AS PART OF OUR SERVICES, YOU MAY PROVIDE CERTAIN INFORMATION TO US, SUCH AS
   YOUR CONTACT DETAILS, USER CREDENTIALS, AND EMPLOYMENT INFORMATION.
   
   A FEW EXAMPLES INCLUDE, WHEN YOU FILL OUT AN ON-LINE FORM TO REGISTER TO USE
   OUR SERVICES, SUCH AS TO ATTEND AN EVENT, TO REQUEST A FREE TRIAL OR COURTESY
   NEWSLETTER, OR TO RECEIVE RESEARCH, WHITE PAPERS, PRODUCT INFORMATION OR
   REPORTS THROUGH OUR WEBSITE. YOU MAY ALSO PROVIDE US WITH YOUR BUSINESS CARD
   INFORMATION OR OTHER CONTACT INFORMATION AS YOU CONDUCT BUSINESS WITH US OR
   YOU REQUEST INFORMATION FROM US. INFORMATION WE ASK YOU FOR AND WHY WE ASK
   YOU FOR IT INCLUDES:
   
    TYPES OF PERSONAL INFORMATION
   
   WHY WE COLLECT IT
   
   BILLING INFORMATION (INCLUDING YOUR PAYMENT CARD INFORMATION)
   
   TO MAINTAIN YOUR ACCOUNT WITH US AND TO PROVIDE YOU WITH REQUESTED PRODUCTS
   AND SERVICES.
   
   FOR ORDER PROCESSING AND TO PROVIDE TRANSACTION DOCUMENTS.
   
   CONTACT DETAILS SUCH AS NAME, TELEPHONE NUMBERS (WHICH MAY INCLUDE
   CELL/MOBILE NUMBERS), EMAIL ADDRESS AND POSTAL ADDRESS AND DETAILS OF ANY
   CORRESPONDENCE BETWEEN US.
   
   TO RESPOND TO YOUR COMMUNICATIONS AND INQUIRIES, SUCH AS WHEN YOU WANT TO
   LEARN MORE ABOUT OUR CONFERENCES AND WEBINARS. 
   
   TO PROVIDE PRODUCT SERVICE UPDATES, INFORMATION AND ALERTS. 
   
   TO CONTACT YOU FOR INFORMATION VERIFICATION PURPOSES.
   
   TO GATHER INFORMATION NEEDED TO PROVIDE AND DELIVER MAINTENANCE, SUPPORT, AND
   TRAINING FOR SERVICES REQUESTED BY YOU OR YOUR EMPLOYER.
   
   TO OBTAIN YOUR FEEDBACK REGARDING OUR SERVICES, INCLUDING AN EVENT YOU
   ATTENDED, SUCH AS WHEN WE OR OUR AGENTS SEND YOU A CUSTOMER SATISFACTION
   SURVEY.
   
   TO RECEIVE SERVICES FROM YOU OR THE CORPORATE ENTITY YOU REPRESENT.
   
   USER CREDENTIALS INCLUDING NAME, EMAIL ADDRESS, SIGNATURE AND ANY PERSONAL
   LOGIN INFORMATION YOU PROVIDE TO US WHEN YOU CREATE A PROFILE, SUCH AS
   DETAILS OF YOUR EDUCATION AND YOUR GENDER. 
   
   SOME PRODUCT PLATFORMS ALSO ALLOW USERS TO UPLOAD DATA THEMSELVES INCLUDING
   AGE, RACE, COLOR, ANCESTRY, NATIONAL ORIGIN, CITIZENSHIP, RELIGION OR CREED,
   MARITAL STATUS, SEX (INCLUDING GENDER, GENDER IDENTITY, PREGNANCY OR
   CHILDBIRTH AND RELATED MEDICAL CONDITIONS) SEXUAL ORIENTATION, VETERAN OR
   MILITARY STATUS, FOR THEIR UPDATES, INFORMATION AND ALERTS.
   
   TO SET UP AND MAINTAIN YOUR USER ACCOUNT.
   
   TO MONITOR AND ENFORCE COMPLIANCE WITH OUR CONTRACT TERMS.
   
   TO ENABLE CLIENTS TO USE OUR PRODUCT PLATFORMS FOR THEIR OWN PURPOSES.
   
   EMPLOYER AND EMPLOYMENT INFORMATION SUCH AS JOB TITLE, COMPANY AFFILIATION,
   FUNCTION, SENIORITY, DEPARTMENT AND LOCATION OF YOUR OFFICE.
   
   TO MANAGE YOUR INDIVIDUAL USER ACCOUNT WHEN IT IS  COVERED BY AN ACCOUNT OF
   AN S&P GLOBAL CORPORATE CUSTOMER, SUCH AS THE CORPORATE ACCOUNT OF YOUR
   EMPLOYER.
   
   YOUR PREFERENCES AND INTERESTS, SUCH AS EMAILS AND NEWSLETTERS YOU WOULD LIKE
   TO RECEIVE, OR HAVE OPTED OUT FROM RECEIVING, OR THE MARKETS, INDUSTRIES AND
   CONFERENCES THAT INTEREST YOU.
   
   TO ENABLE US TO SEND YOU TAILORED INFORMATION ON OUR SERVICES ACROSS OUR
   DIVISIONS THAT MAY INTEREST YOU, TO ALLOW YOU TO PARTICIPATE VOLUNTARILY IN
   MAILINGS AND OTHER EVENTS AND TO ALLOW US TO PROMOTE OUR EVENTS AND
   SERVICES. 
   
   WE MAY RECORD (VOICE OR AUDIO) AND/OR COLLECT IMAGES OF YOU, PROVIDED THAT
   YOU DO NOT OBJECT (AND THAT YOU HAVE OPTED IN WHERE REQUIRED BY LAW), FOR
   EXAMPLE AT AN IN-PERSON OR VIRTUAL EVENT. IN SOME INSTANCES WE MAY ALSO USE
   TECHNOLOGY TO CREATE AUTOMATED TRANSCRIPTIONS.
   
   TO PROVIDE THE EVENT CONTENT TO INDIVIDUALS WHO WERE NOT ABLE TO ATTEND THE
   LIVE EVENT, TO PROMOTE OUR EVENTS IN LIVE RECORDINGS, OR TO OTHERWISE PROVIDE
   EVENT CONTENT. 
   
   SOCIAL SECURITY/OFFICIAL IDENTIFICATION NUMBER, STATE IDENTIFICATION CARD
   NUMBER, CREDIT CARD NUMBERS, AND PERSONAL FINANCIAL DATA (SUCH AS SPECIFIC
   SALARY, MORTGAGE DETAILS, NET WORTH OR INDIVIDUAL PORTFOLIO INFORMATION). WE
   REFER TO THIS TYPE OF PERSONAL INFORMATION AS "CUSTOMER FINANCIAL DATA".
   
   IN SOME CASES, OUR CORPORATE CUSTOMER, SUCH AS A STRUCTURED FINANCE ISSUER OR
   YOU, MAY PROVIDE CUSTOMER FINANCIAL DATA TO US FOR THE PURPOSE OF INFORMING
   OUR STATISTICAL ANALYSIS OR FOR OUR USE IN PROVIDING OUR SERVICES. CUSTOMER
   FINANCIAL DATA WILL NOT BE USED FOR PURPOSES OTHER THAN THESE AND WILL NOT BE
   RENTED OR OTHERWISE MADE AVAILABLE TO THIRD PARTIES FOR PUBLIC DISTRIBUTION.
   
   FOR CONDUCTING DUE DILIGENCE ACTIVITIES FOR FINANCIAL INSTITUTIONS AND OTHER
   REGULATED COMPANIES AS PART OF OUR KNOW-YOUR-CLIENT PRODUCTS.
   
   ISSUES, QUESTIONS AND PROBLEMS YOU HAVE WHEN USING OUR SERVICES, YOUR USER
   PREFERENCES AND HOW YOU USE OR WANT TO USE OUR SERVICES AND INFORMATION WHICH
   YOU SEEK TO ANALYZE OR MANIPULATE WITHIN OUR SERVICES AND WHICH YOU
   COMMUNICATE TO OUR SUPPORT, MAINTENANCE AND TRAINING STAFF. WE MAY ALSO
   RECORD TELEPHONE SERVICE CALLS WITH YOU, SUBJECT TO AN ANNOUNCEMENT AT THE
   BEGINNING OF THE CALL. IN SOME INSTANCES, WE MAY ALSO USE TECHNOLOGY TO
   CREATE AUTOMATED TRANSCRIPTIONS.
   
   TO MAINTAIN YOUR ACCOUNT WITH US, PROVIDE TECHNICAL  SUPPORT TO THAT ACCOUNT,
   REMEDY ISSUES OR PROBLEMS WITH THAT ACCOUNT, TRAIN YOU IN THE USE OF OUR
   SERVICES AND KEEP AN AUDITABLE RECORD OF ALL SUCH COMMUNICATIONS AND ACTIONS
   WHICH IS ACCESSIBLE TO OUR SUPPORT, MAINTENANCE AND TRAINING STAFF GLOBALLY.
   
   2. INFORMATION THAT WE COLLECT AUTOMATICALLY
   
   WE MAY COLLECT INFORMATION AUTOMATICALLY FROM YOUR DEVICE, INCLUDING
   INFORMATION REGARDING HOW YOU USE OUR SERVICES. WHERE REQUIRED BY LAW, WE
   WILL OBTAIN YOUR CONSENT BEFORE WE PLACE ANY COOKIES ON YOUR DEVICE THAT ARE
   NOT STRICTLY NECESSARY FOR THE FUNCTIONING OF OUR WEBSITES.
   
   INFORMATION WE MAY COLLECT AUTOMATICALLY INCLUDES YOUR LOG-IN EVENTS (WHEN,
   HOW AND FOR HOW LONG YOU LOG INTO AND USE CERTAIN SERVICES), IP OR MAC
   ADDRESS, DEVICE MAKE, MODEL AND OPERATING SYSTEM, MOBILE NETWORK INFORMATION,
   INTERNET SERVICE PROVIDER, UNIQUE DEVICE IDENTIFICATION NUMBER, ADVERTISING
   ID, BROWSER TYPE AND LANGUAGE, GEOGRAPHIC LOCATION (E.G., COUNTRY OR CITY
   LEVEL LOCATION OR TIME ZONE) AND OTHER TECHNICAL INFORMATION. WE MAY COLLECT
   "CLICK STREAM" DATA, WHICH IS INFORMATION ABOUT HOW YOUR DEVICE INTERACTS
   WITH OUR SERVICES, SUCH AS THE PAGES, SCREENS, FUNCTIONS, APPLICATIONS AND
   PRODUCTS ACCESSED, AND LINKS CLICKED. 
   
   THIS INFORMATION HELPS US UNDERSTAND USERS OF OUR SERVICES, SUCH AS VISITORS
   TO OUR WEBSITES, THE PAGES THEY VISITED, AND WHAT CONTENT AND FUNCTIONS
   INTEREST THEM. WE USE THIS AUTOMATICALLY COLLECTED INFORMATION:
   
    * FOR OUR ANALYTICS PURPOSES, INCLUDING TO ENHANCE OUR UNDERSTANDING OF
      USAGE OF OUR SERVICES;
    * TO IMPROVE THE QUALITY AND RELEVANCE TO USERS OF OUR SERVICES, INCLUDING
      (WITH CONSENT AS APPLICABLE) BY SHOWING OR OFFERING USERS RELEVANT
      SERVICES OR CONTENT BASED ON THEIR PREFERENCES AND USAGE HABITS;
    * TO DEVELOP OR ACCELERATE RESEARCH, ANALYSIS, NEWS AND RELATED EDITORIAL
      CONTENT AND INFORMATION COLLECTION AS PART OF OUR SERVICES, OR TO ENABLE
      OTHERS TO DEVELOP/ACCELERATE SUCH CONTENT WHERE PERMITTED;
    * TO OFFER YOU SUPPORT WITH AND TRAINING ON OUR SERVICES AND TO HELP RESOLVE
      ANY ERRORS OR TECHNICAL ISSUES; - TO DEVELOP AND UPDATE OUR SERVICES;
    * FOR CUSTOMER SERVICES, SUCH AS EVALUATING OUR CUSTOMERS' TRAINING NEEDS
      FOR OUR PRODUCTS;
    * TO SATISFY REQUESTS FROM S&P GLOBAL CORPORATE CUSTOMERS REGARDING THE
      ENTITLEMENT TO AND USE OF OUR SERVICES BY INDIVIDUAL USERS UNDER THEIR
      CORPORATE ACCOUNTS (THIS INFORMATION MAY BE OFFERED TO CLIENTS IN AN
      AGGREGATED FORM AND CLIENTS MAY BE REQUIRED BY LAW TO REQUEST CERTAIN
      INFORMATION);
    * TO DELIVER TAILORED INFORMATION ON OUR SERVICES THAT MAY BE OF INTEREST OR
      VALUE TO YOU AND TO SEND YOU MARKETING AND PROMOTIONAL EMAILS WITH YOUR
      CONSENT IF REQUIRED BY APPLICABLE LAW;
    * OCCASIONALLY, TO IDENTIFY UNAUTHORIZED USE OR UNAUTHORIZED DISTRIBUTION OF
      OUR SERVICES RELATED OR UNRELATED TO A SECURITY ISSUE;
    * WHERE RELEVANT, TO REVIEW OR UPDATE PRICING AGREED WITH OUR CUSTOMERS; AND
    * FOR BILLING PURPOSES, SO THAT WE OR OTHERS (SUCH AS OUR CONTENT PROVIDERS)
      CAN BILL FOR THE SERVICES PROVIDED.
   
   SOME OF THIS INFORMATION IS COLLECTED USING COOKIES, WEBLOGS, WEB BEACONS AND
   SIMILAR TRACKING TECHNOLOGY - SEE "HOW DOES S&P GLOBAL USE COOKIES AND
   SIMILAR TRACKING TECHNOLOGY?" FOR MORE INFORMATION.
   
   3. INFORMATION THAT WE OBTAIN FROM OTHER SOURCES
   
   WE MAY RECEIVE PERSONAL INFORMATION ABOUT YOU FROM OTHER SOURCES (INCLUDING
   YOUR EMPLOYER OR BUSINESS PARTNER IF YOU USE SERVICES COVERED BY A
   SUBSCRIPTION). WHERE YOU REGISTER AS A USER, WE WILL ENDEAVOR TO CHECK THAT
   THESE THIRD PARTIES HAVE YOUR CONSENT OR ARE OTHERWISE LEGALLY PERMITTED OR
   REQUIRED TO DISCLOSE YOUR PERSONAL INFORMATION TO US.
   
   
   THE INFORMATION WE COLLECT FROM YOUR EMPLOYER (IF YOU USE OUR SERVICES UNDER
   YOUR EMPLOYER'S CORPORATE SUBSCRIPTION) CONSISTS OF YOUR CONTACT DETAILS AND
   EMPLOYMENT-RELATED INFORMATION.
   
   WE COLLECT PERSONAL INFORMATION FROM OTHER THIRD PARTIES, SUCH AS MARKETING
   VENDORS, SURVEY SERVICES, SOCIAL MEDIA, CONFERENCES AND OTHER EVENTS THAT WE
   OR OTHERS ORGANIZE, AND OTHER SOURCES TO THE EXTENT PERMITTED BY APPLICABLE
   LAW. WE USE THIS INFORMATION TO MARKET OUR SERVICES TO YOU, TO MAINTAIN AND
   CORRECT OUR RECORDS, TO ADD DATA FIELDS, AND TO ENHANCE THE MARKETING,
   DELIVERY, AND SUPPORT OF OUR SERVICES TO YOU.
   
   WE COLLECT PERSONAL INFORMATION AS PART OF OUR CONTENT COLLECTION PROCESS FOR
   SOME OF OUR PRODUCTS. WE OBTAIN THIS FROM A VARIETY OF SOURCES, INCLUDING
   THIRD-PARTY CONTENT PROVIDERS, PUBLIC FILINGS, DIRECT COMMUNICATION WITH YOUR
   EMPLOYER OR APPOINTOR, AND WEBSITES TO DISPLAY WITHIN SOME OF OUR PRODUCTS.
   
   THE AUTOMOTIVE BUSINESS COLLECTS AND COMPILES MOTOR VEHICLE REGISTRATION AND
   TITLE INFORMATION TO PROVIDE PRODUCTS AND SERVICES TO AUTHORIZED ENTITIES
   PURSUANT TO 18 U.S.C A. §2721 AND SIMILAR STATE LAWS GOVERNING THE USE OF
   SUCH INFORMATION. CONSUMER INFORMATION FROM MOTOR VEHICLE RECORDS IS USED IN
   COMPLIANCE WITH THE GOVERNING LAWS AND REGULATIONS AND THUS NOT USED BY S&P
   GLOBAL OR PROVIDED TO OTHER ENTITIES FOR DIRECT MARKETING PURPOSES. TO ACCESS
   OR CORRECT YOUR MOTOR VEHICLE REGISTRATION AND/OR TITLE INFORMATION, YOU MUST
   CONTACT YOUR STATE'S DEPARTMENT OF MOTOR VEHICLES OR OTHER STATE AGENCY THAT
   PROCESSES MOTOR VEHICLE TITLES AND REGISTRATION. THE AMERICAN ASSOCIATION OF
   MOTOR VEHICLE ADMINISTRATORS MAINTAINS LINKS TO STATE MOTOR VEHICLE AGENCY
   WEBSITES, ORGANIZED BY AAMVA REGIONS.
   
   WE ALSO MAY USE YOUR PERSONAL INFORMATION FOR OTHER PURPOSES THAT WE EXPLAIN
   TO YOU AT THE TIME WE COLLECT YOUR PERSONAL INFORMATION OR, IF PERMITTED BY
   APPLICABLE DATA PROTECTION LAWS, THAT ARE COMPATIBLE WITH THE PURPOSES WE
   HAVE DISCLOSED TO YOU (SUCH AS ARCHIVING PURPOSES IN THE PUBLIC INTEREST,
   SCIENTIFIC OR HISTORICAL RESEARCH PURPOSES, OR STATISTICAL PURPOSES).
   
   S&P GLOBAL POLICIES, PROCEDURES AND STANDARDS REQUIRE THAT THE INFORMATION IN
   ITS PRODUCTS IS UPDATED FOR ACCURACY ON A REGULAR BASIS AND REMOVED FROM ITS
   SYSTEMS WHEN SUCH DATA BECOMES OBSOLETE OR INACCURATE. S&P GLOBAL HAS
   ESTABLISHED INFORMATION GOVERNANCE STANDARDS FOR COLLECTION, USE AND
   RETENTION OF PERSONAL INFORMATION.
   
   TO THE EXTENT WE MAINTAIN AND USE PERSONAL INFORMATION IN A DEIDENTIFIED OR
   ANONYMIZED FORM, WE WILL NOT ATTEMPT TO REIDENTIFY THE INFORMATION, EXCEPT
   FOR THE PURPOSE OF DETERMINING WHETHER OUR DEIDENTIFICATION/ ANONYMIZATION
   PROCESSES SATISFY OUR LEGAL OBLIGATIONS.
   
   4. OTHER PERSONAL INFORMATION COLLECTED THROUGH OUR MOBILE APPS
   
   WHEN YOU DOWNLOAD, ACCESS OR OTHERWISE USE ONE OF OUR MOBILE APPS, THE
   INFORMATION THAT WE COLLECT DEPENDS ON YOUR DEVICE, IN-APP AND OPERATING
   SYSTEM PERMISSIONS. OUR APPS MAY REQUIRE ACCESS TO APPLICATIONS AND/OR DATA
   ON YOUR MOBILE DEVICE TO FUNCTION. WHEN YOU AGREE, SOME OF OUR APPS COLLECT
   THE PRECISE GEO-LOCATION OF YOUR MOBILE DEVICE AND SOME OF OUR APPS ALSO
   COLLECT INFORMATION THAT MAY BE PERSONAL INFORMATION ABOUT YOU OR OTHERS,
   FROM OR ABOUT:
   
    * YOUR CALENDAR
    * YOUR CONTACTS AND CALL INFORMATION
    * THE ACCOUNTS AND OTHER APPS ON YOUR MOBILE DEVICE
    * PHOTOS (INCLUDING DATE, TIME, LOCATION AND CONTENTS)
    * MEDIA FILES, METADATA AND OTHER STORED INFORMATION
   
   WE MAY ALSO AUTOMATICALLY COLLECT APP LOGS AND USAGE STATISTICS. FOR EXAMPLE,
   WE MAY RECORD WHEN YOU OPEN AN APP SO THAT WE CAN MONITOR WHICH APP IS USED,
   WHEN AND HOW, AND IF THE APP STOPS WORKING, WE LOG THE "CRASH DATA," SUCH AS
   WHETHER YOU HAVE MOBILE RECEPTION, TO HELP US IDENTIFY AND FIX THE CAUSE.
   
   TO LEARN MORE ABOUT THE SPECIFIC INFORMATION COLLECTED BY ANY OF OUR MOBILE
   APPS, PLEASE CHECK YOUR DEVICE SETTINGS OR REVIEW THE PLATFORM FROM WHICH YOU
   DOWNLOADED IT. TO STOP COLLECTION OF ALL INFORMATION THROUGH ONE OF OUR APPS,
   PLEASE UNINSTALL THE APP.
   
   

 * Sharing of personal information
   
   
   GLOBAL CORPORATE PRIVACY POLICY
   
   
   
   --------------------------------------------------------------------------------
   
   English  |  Arabic  |  Chinese - Traditional  |  Chinese - Simplified 
   |  French  |  German  |  Italian  |  Japanese  |  Korean  |  Portuguese 
   |  Russian  |  Spanish  |  Spanish - Mexican
   
   
   
   Download Privacy Policy as PDF(opens in a new tab)
   
   Our Privacy Commitment
   
   
   WHEN DOES S&P GLOBAL DISCLOSE MY PERSONAL INFORMATION?
   
   THE CATEGORIES OF PERSONAL INFORMATION LISTED IN THE S&P GLOBAL "WHAT
   PERSONAL INFORMATION DOES S&P GLOBAL COLLECT AND WHY?" SECTION ABOVE MAY BE
   DISCLOSED TO THE FOLLOWING CATEGORIES OF RECIPIENTS:
   
   OUR GROUP COMPANIES AND OUR JOINT VENTURE COMPANIES WHERE APPLICABLE, SERVICE
   PROVIDERS INCLUDING WITHOUT LIMITATION PROFESSIONAL ADVISERS OR CONSULTANTS
   SUCH AS LAWYERS, BANKERS, AUDITORS, ACCOUNTANTS AND INSURERS PROVIDING
   CONSULTANCY, LEGAL, BANKING, AUDIT, ACCOUNTING OR INSURANCE SERVICES,
   FINANCIAL INSTITUTIONS PROVIDING FINANCE TO US, EXTERNAL AUDITORS, PRODUCT
   CONTENT PROVIDERS, WEBSITE ADMINISTRATORS, SURVEY CONDUCTORS, TECHNICAL
   SUPPORT PROVIDERS, PROVIDERS OF PAYMENT PROCESSING SERVICES, SERVICE
   PROVIDERS THAT ASSIST IN THE FULFILLMENT OF ORDERS, BUSINESS PARTNERS AND ANY
   ORGANIZATION THAT ARRANGES YOUR ACCESS TO OUR PRODUCTS OR SERVICES (IF THAT
   IS NOT YOU).
   
   WE SHARE PERSONAL INFORMATION WITH THOSE AUTHORIZED PARTIES REFERRED TO ABOVE
   FOR PURPOSES CONSISTENT WITH THOSE DESCRIBED IN THIS POLICY OR AS NOTIFIED TO
   YOU WHEN YOUR PERSONAL INFORMATION IS COLLECTED. FOR EXAMPLE, WE MAY SHARE
   YOUR PERSONAL INFORMATION WITH THE ORGANIZATION THAT ARRANGES YOUR ACCESS TO
   OUR PRODUCTS OR SERVICES TO FULFILL ITS CONTRACTUAL OBLIGATIONS AND TO
   PROVIDE OUR PRODUCTS AND SERVICES, SUPPORT, AND TRAINING FOR THEM. WE MAY
   SHARE YOUR PERSONAL INFORMATION WITH OUR SERVICE PROVIDERS AND BUSINESS
   PARTNERS FOR THE PURPOSE OF OPERATING OUR BUSINESS, HONORING A REQUEST THAT
   YOU HAVE MADE THROUGH THE PRODUCTS OR SERVICES, DELIVERING, IMPROVING AND
   CUSTOMIZING OUR PRODUCTS OR SERVICES, SENDING MARKETING AND COMMUNICATIONS
   RELATED TO OUR BUSINESS, PAYMENT PROCESSING, AND FOR OTHER LEGITIMATE
   PURPOSES PERMITTED BY APPLICABLE LAW OR OTHERWISE WITH YOUR CONSENT. IN
   CERTAIN CIRCUMSTANCES WHERE YOUR PERSONAL INFORMATION HAS BEEN COLLECTED FOR
   MARKETING PURPOSES AND WHERE PERMITTED BY APPLICABLE LAW, WE MAY SHARE THE
   PERSONAL INFORMATION WITH BUSINESS PARTNERS IN THE AD TECH SECTOR FOR THEIR
   OWN COMMERCIAL MARKETING PURPOSES. WE MAY SHARE THE CONTACT INFORMATION YOU
   PROVIDE WHEN REGISTERING FOR AN EVENT AND SHARE EVENT ATTENDEE LISTS BETWEEN
   OUR S&P GLOBAL DIVISIONS AND WITH OUR WEBINAR AND CONFERENCE PARTNERS, TO
   ENSURE THAT YOUR CONTACT INFORMATION IS UP TO DATE AND TO ADMINISTER, SECURE,
   AND SEEK FEEDBACK ON AND PROMOTE OUR EVENTS. 
   
   FOR A LIST OF OUR CURRENT GROUP COMPANIES AND RELATED COMPANIES, PLEASE SEE
   OUR LATEST FILINGS HERE.  A LIST OF OUR CATEGORIES OF SERVICE PROVIDERS,
   CONTENT PROVIDERS AND BUSINESS PARTNERS IS AVAILABLE HERE.
   
   IN ADDITION TO THE PURPOSES DESCRIBED IN THIS POLICY, PERSONAL INFORMATION
   HANDLED BY OUR SERVICE PROVIDERS MAY BE SUBJECT TO THEIR TERMS OF USE AND
   PRIVACY POLICIES, WHICH IF APPLICABLE, WILL BE PROVIDED TO YOU. PLEASE REVIEW
   ANY APPLICABLE SERVICE PROVIDER’S TERMS OF USE AND PRIVACY POLICIES TO BETTER
   UNDERSTAND HOW THEY MANAGE YOUR PERSONAL INFORMATION.
   
   YOUR EMPLOYER
   
   WE MAY PROVIDE PERSONAL INFORMATION TO YOUR EMPLOYER FOR PURPOSES SUCH AS TO
   FULFILL AND ENFORCE OUR CONTRACT WITH THEM, TO INFORM THEM OF POTENTIAL GROUP
   TRAINING NEEDS, TO INFORM THEM OF SERVICE USE BY CERTAIN CATEGORIES OF USERS
   AND FOR PRICING PURPOSES.
   
   COMPETENT LAW ENFORCEMENT BODIES, REGULATORY, GOVERNMENT AGENCY, COURT OR
   OTHER THIRD PARTIES
   
   WE MAY PROVIDE PERSONAL INFORMATION TO ANY COMPETENT LAW ENFORCEMENT BODY,
   REGULATORY, GOVERNMENT AGENCY, COURT OR OTHER THIRD PARTY IN ACCORDANCE WITH
   APPLICABLE LAW AND REGULATION WHEN WE BELIEVE DISCLOSURE IS NECESSARY (I) AS
   A MATTER OF APPLICABLE LAW OR REGULATION, (II) TO PROTECT AGAINST FRAUD OR
   FOR RISK MANAGEMENT PURPOSES, (III) TO COOPERATE WITH RELEVANT AGENCIES FOR
   THE INVESTIGATION AND PREVENTION OF CRIMES SUCH AS INSIDER TRADING, (IV) TO
   EXERCISE, ESTABLISH OR DEFEND OUR LEGAL RIGHTS, (V) TO PROTECT YOUR VITAL
   INTERESTS OR THOSE OF ANY OTHER PERSON, OR (VI) TO PROTECT THE INTERESTS,
   RIGHTS, SAFETY OR PROPERTY OF US OR OTHERS.
   
   S&P GLOBAL IS REGULATED BY VARIOUS FEDERAL AND STATE AGENCIES, AUTHORITIES
   AND SIMILAR REGULATORY BODIES INTERNATIONALLY AND, IN THE NORMAL COURSE OF
   BUSINESS, BOTH IN THE UNITED STATES OF AMERICA AND ABROAD, IS THE SUBJECT OF
   GOVERNMENT AND REGULATORY PROCEEDINGS, INVESTIGATIONS AND INQUIRIES. WE MAY
   THEREFORE DISCLOSE YOUR INFORMATION TO COMPLY WITH A COURT ORDER, GOVERNMENT
   REQUEST OR OTHER LEGAL OR REGULATORY PROCESS, SOMETIMES WITHOUT PRIOR NOTICE
   TO YOU. 
   
   OUR SEC FILINGS SET THIS OUT IN MORE DETAIL AND ARE AVAILABLE HERE.
   
   POTENTIAL BUYERS
   
   WE MAY PROVIDE PERSONAL INFORMATION TO A POTENTIAL BUYER OR A TARGET (AND
   THAT THIRD PARTY’S OR OUR AGENTS AND ADVISERS) IN CONNECTION WITH ANY
   PROPOSED SALE, PURCHASE, MERGER, TRANSFER, ACQUISITION OR LIQUIDATION OR
   SIMILAR EVENT, OF ALL OR ANY PART OF OUR BUSINESSES. IF SUCH A CHANGE HAPPENS
   TO OUR BUSINESS, THE BUYER OR TARGET WILL USE YOUR PERSONAL INFORMATION IN
   THE SAME WAY AS SET OUT IN THIS POLICY OR WILL INFORM YOU ABOUT HOW IT WILL
   USE YOUR PERSONAL INFORMATION AS REQUIRED BY APPLICABLE LAW. 
   
   OTHER THIRD PARTIES
   
   PERSONAL INFORMATION THAT YOU DISCLOSE ON MESSAGE BOARDS, CHAT AREAS OR
   SOCIAL MEDIA PAGES OR IN DIRECT MESSAGES TO OTHER USERS OF THESE PLATFORMS
   MAY BE COLLECTED AND USED BY THIRD PARTIES TO CONTACT YOU, TO SEND YOU
   UNSOLICITED MESSAGES OR FOR OTHER PURPOSES WITHOUT OUR KNOWLEDGE OR CONTROL.
   SOCIAL MEDIA FORUMS AND CHAT ROOMS NOT OPERATED BY US MAY HAVE ADDITIONAL
   RULES AND CONDITIONS. WE ARE NOT RESPONSIBLE FOR THE PERSONAL INFORMATION OR
   ANY OTHER INFORMATION YOU CHOOSE TO SUBMIT ON THESE FORUMS THAT ARE NOT
   CONTROLLED BY US.
   
   THE SERVICES MAY OFFER YOU THE ABILITY TO SHARE PERSONAL INFORMATION THROUGH
   A SOCIAL NETWORKING SITE (E.G., FACEBOOK, TWITTER) USING INTEGRATED TOOLS
   (E.G., FACEBOOK “LIKE” BUTTON, OR TWITTER “TWEET” BUTTON). THE USE OF SUCH
   INTEGRATED TOOLS ENABLES YOU TO SHARE PERSONAL INFORMATION ABOUT YOURSELF
   WITH OTHER INDIVIDUALS OR THE PUBLIC, DEPENDING ON THE SETTINGS THAT YOU HAVE
   ESTABLISHED WITH SUCH SOCIAL NETWORKING SITE. FOR MORE INFORMATION ABOUT THE
   PURPOSE AND SCOPE OF DATA COLLECTION AND USE IN CONNECTION WITH SUCH SOCIAL
   NETWORKING SITES OR A SITE’S INTEGRATED TOOLS, PLEASE VISIT THE PRIVACY
   POLICIES OF THE ENTITIES THAT PROVIDE THESE SOCIAL NETWORKING SITES.
   
   WE ENCOURAGE YOU TO USE CAUTION WHEN PUBLICLY DISCLOSING YOUR PERSONAL
   INFORMATION.
   
   OTHER DISCLOSURES WITH YOUR CONSENT
   
   WE MAY ASK FOR YOUR CONSENT TO SHARE YOUR INFORMATION WITH OTHER UNAFFILIATED
   THIRD PARTIES WHO ARE NOT DESCRIBED ELSEWHERE IN THIS POLICY.
   
   

 * Legal basis for processing personal information
   
   
   GLOBAL CORPORATE PRIVACY POLICY
   
   
   
   --------------------------------------------------------------------------------
   
   English  |  Arabic  |  Chinese - Traditional  |  Chinese - Simplified 
   |  French  |  German  |  Italian  |  Japanese  |  Korean  |  Portuguese 
   |  Russian  |  Spanish  |  Spanish - Mexican
   
   
   
   Download Privacy Policy as PDF(opens in a new tab)
   
   Our Privacy Commitment
   
   
   WHAT IS OUR LEGAL BASIS FOR PROCESSING PERSONAL INFORMATION?
   
   OUR LEGAL BASIS FOR COLLECTING AND PROCESSING PERSONAL INFORMATION DEPENDS ON
   THE PERSONAL INFORMATION CONCERNED, THE CONTEXT IN WHICH WE COLLECT IT AND
   THE APPLICABLE LAWS AND REGULATIONS.
   
   GENERALLY, WE COLLECT PERSONAL INFORMATION FROM YOU WHERE: WE HAVE YOUR
   CONSENT TO DO SO; WE NEED THE PERSONAL INFORMATION TO PERFORM A CONTRACT WITH
   YOU (FOR EXAMPLE, YOUR SUBSCRIPTION TO ONE OF OUR PRODUCTS) WHERE PERMITTED
   UNDER APPLICABLE DATA PROTECTION LAWS; OR, IN SOME JURISDICTIONS SUCH AS THE
   EUROPEAN ECONOMIC AREA (“EEA”), THE PROCESSING IS IN OUR LEGITIMATE INTERESTS
   AND NOT OVERRIDDEN BY YOUR DATA PROTECTION INTERESTS OR FUNDAMENTAL RIGHTS
   AND FREEDOMS OR THE PROCESSING IS OTHERWISE CONSISTENT WITH APPLICABLE LAW.
   IN SOME CASES, WE ARE REQUIRED BY LAW TO COLLECT PERSONAL INFORMATION FROM
   YOU. 
   
   IF WE ASK YOU TO PROVIDE PERSONAL INFORMATION TO COMPLY WITH A LEGAL
   REQUIREMENT OR TO PERFORM A CONTRACT WITH YOU, WE WILL INFORM YOU WHETHER THE
   PROVISION OF YOUR PERSONAL INFORMATION IS MANDATORY AND THE POSSIBLE
   CONSEQUENCES IF YOU DO NOT PROVIDE YOUR PERSONAL INFORMATION.
   
   WHERE WE SEND YOU MARKETING OR PROMOTIONAL E-MAILS REGARDING OUR SERVICES
   FROM OUR DIFFERENT DIVISIONS AND AFFILIATES, WE DO SO BASED ON YOUR CONSENT,
   IF REQUIRED BY APPLICABLE LAW.
   
   GENERALLY, IF WE COLLECT AND USE YOUR PERSONAL INFORMATION IN RELIANCE ON OUR
   LEGITIMATE INTERESTS (OR THOSE OF A THIRD PARTY), THIS INTEREST IS TO PROVIDE
   OUR SERVICES TO YOU AND FOR OUR LEGITIMATE COMMERCIAL INTEREST (E.G., WHEN
   RESPONDING TO YOUR QUERIES, IMPROVING OUR SERVICES, PROCESSING PAYMENTS,
   ADVISING YOU OF PRODUCT FEATURES OR NEW RELEASES, PROVIDING TRAINING,
   INFORMING YOU OF PRODUCT MAINTENANCE, OR UNDERTAKING MARKETING ACTIVITIES).
   
   

 * Cookies and similar tracking technology
   
   
   GLOBAL CORPORATE PRIVACY POLICY
   
   
   
   --------------------------------------------------------------------------------
   
   English  |  Arabic  |  Chinese - Traditional  |  Chinese - Simplified 
   |  French  |  German  |  Italian  |  Japanese  |  Korean  |  Portuguese 
   |  Russian  |  Spanish  |  Spanish - Mexican
   
   
   
   Download Privacy Policy as PDF(opens in a new tab)
   
   Our Privacy Commitment
   
   
   HOW DOES S&P GLOBAL USE COOKIES AND SIMILAR TRACKING TECHNOLOGY?
   
   GENERALLY, WE USE COOKIES AND SIMILAR TRACKING TECHNOLOGY (COLLECTIVELY,
   "COOKIES") IN CERTAIN SERVICES (IN PARTICULAR OUR WEBSITES AND SOME MOBILE
   APPLICATIONS) TO COLLECT AND USE PERSONAL INFORMATION ABOUT YOU, IN ORDER TO
   BETTER UNDERSTAND AND IMPROVE THE USABILITY, PERFORMANCE, AND EFFECTIVENESS
   OF OUR SERVICES, TO HELP US TAILOR CONTENT OR OFFERS FOR YOU, AND TO SERVE
   OUR TARGETED, INTEREST-BASED ADVERTISING. THESE TECHNOLOGIES MAY ALSO ALLOW
   CERTAIN THIRD PARTIES TO COLLECT INFORMATION ABOUT YOU OVER TIME AND ACROSS
   DIFFERENT WEBSITES, SUCH AS INFORMATION ABOUT YOU CLICKING ON ADVERTISEMENTS
   OR INSTALLING OUR SERVICES. WHERE PERMITTED BY APPLICABLE LAW, WE WILL DEPLOY
   FIRST PARTY PERFORMANCE OR ANALYTICS COOKIES AUTOMATICALLY WHEN YOU VISIT OUR
   WEBSITES. WHERE REQUIRED BY APPLICABLE LAW, WE WILL OBTAIN YOUR CONSENT
   BEFORE WE PLACE ANY COOKIES ON YOUR DEVICE THAT ARE NOT STRICTLY NECESSARY
   FOR THE FUNCTIONING OF OUR WEBSITES. TO LEARN MORE, INCLUDING ABOUT HOW TO
   CONSENT TO OR OPT-OUT AND WITHDRAW YOUR CONSENT TO COOKIES, PLEASE SEE OUR
   COOKIE NOTICE.
   
   WE MAY USE GOOGLE ANALYTICS TO BETTER UNDERSTAND HOW VISITORS USE OUR
   SERVICES. GOOGLE ANALYTICS PROVIDES US WITH INFORMATION ABOUT USERS OF OUR
   SERVICES. GOOGLE ANALYTICS USES COOKIES THAT GOOGLE OR ITS AFFILIATE
   DOUBLECLICK RECOGNIZES WHEN YOU VISIT OTHER WEBSITES AND APPLICATIONS. FOR
   MORE INFORMATION ABOUT HOW GOOGLE COLLECTS, USES, AND SHARES YOUR
   INFORMATION, INCLUDING INFORMATION COLLECTED THROUGH OUR SERVICES, PLEASE
   VISIT GOOGLE PRIVACY POLICY - PARTNERS WEBSITE OR SEE GOOGLE'S OWN PRIVACY
   POLICY.
   
   GOOGLE ANALYTICS USES COOKIES TO HELP US ANALYZE HOW USERS USE OUR SERVICES.
   PERSONAL INFORMATION GENERATED BY THESE COOKIES ABOUT YOUR USE OF OUR
   SERVICES (INCLUDING YOUR IP ADDRESS) WILL BE TRANSMITTED TO AND STORED BY
   GOOGLE ON SERVERS IN THE UNITED STATES OF AMERICA. ON OUR BEHALF, GOOGLE WILL
   USE THIS INFORMATION TO EVALUATE YOUR USE OF OUR SERVICES AND WILL COMPILE
   REPORTS ON YOUR ACTIVITY FOR US. 
   
   IF YOU WANT TO OPT-OUT OF GOOGLE ANALYTICS, YOU CAN DOWNLOAD AND INSTALL THE
   OPT-OUT BROWSER ADD-ON DEVELOPED BY GOOGLE FOR YOUR WEB BROWSER. FOR MORE
   INFORMATION ABOUT GOOGLE ANALYTICS' CURRENTLY AVAILABLE OPT-OUTS, PLEASE SEE
   HTTPS://TOOLS.GOOGLE.COM/DLPAQE/GAOPTOUT.
   
   SOME BROWSERS ALLOW YOU TO SEND A “DO NOT TRACK” SIGNAL THAT LETS YOU TELL
   WEBSITES YOU DO NOT WANT TO HAVE YOUR ONLINE ACTIVITIES TRACKED. BECAUSE
   THERE IS NO CONSISTENT INDUSTRY UNDERSTANDING OF HOW TO RESPOND TO SUCH
   SIGNALS, WE DO NOT RESPOND TO BROWSER-INITIATED “DO NO-TRACK” SIGNALS. WE
   WILL HOWEVER TREAT ANY OPT-OUT PREFERENCE SIGNAL AS VALID OPT-OUT REQUEST
   WHERE REQUIRED UNDER APPLICABLE LAW. FOR MORE INFORMATION, PLEASE SEE “WHAT
   ARE YOUR DATA PROTECTION RIGHTS?”  
   
   

 * Keeping your personal information secure
   
   
   GLOBAL CORPORATE PRIVACY POLICY
   
   
   
   --------------------------------------------------------------------------------
   
   English  |  Arabic  |  Chinese - Traditional  |  Chinese - Simplified 
   |  French  |  German  |  Italian  |  Japanese  |  Korean  |  Portuguese 
   |  Russian  |  Spanish  |  Spanish - Mexican
   
   
   
   Download Privacy Policy as PDF(opens in a new tab)
   
   Our Privacy Commitment
   
   
   HOW DOES S&P GLOBAL KEEP MY PERSONAL INFORMATION SECURE?
   
   WE PROTECT PERSONAL INFORMATION THAT WE PROCESS WITH APPROPRIATE TECHNICAL
   AND ORGANIZATIONAL MEASURES DESIGNED TO PROVIDE A LEVEL OF SECURITY
   APPROPRIATE TO THE RISK OF PROCESSING YOUR PERSONAL INFORMATION. WE WILL
   NOTIFY YOU ABOUT ANY SECURITY INCIDENT INVOLVING YOUR PERSONAL INFORMATION
   THROUGH EMAIL, CORRESPONDENCE, TELEPHONE, PUSH NOTIFICATION OR OTHER MEANS,
   AS REQUIRED BY APPLICABLE LAW. IF YOU THINK YOUR DATA IS THE SUBJECT OF A
   SECURITY INCIDENT AND WE HAVE NOT NOTIFIED YOU, OR IF YOU ARE CONCERNED ABOUT
   THE SECURITY OF YOUR DATA, PLEASE CONTACT OUR DEDICATED SECURITY TEAM AT
   SECURITY@SPGLOBAL.COM.
   
   

 * International data transfers
   
   
   GLOBAL CORPORATE PRIVACY POLICY
   
   
   
   --------------------------------------------------------------------------------
   
   English  |  Arabic  |  Chinese - Traditional  |  Chinese - Simplified 
   |  French  |  German  |  Italian  |  Japanese  |  Korean  |  Portuguese 
   |  Russian  |  Spanish  |  Spanish - Mexican
   
   
   
   Download Privacy Policy as PDF(opens in a new tab)
   
   Our Privacy Commitment
   
   
   HOW DOES S&P GLOBAL TREAT INTERNATIONAL DATA TRANSFERS?
   
   YOUR PERSONAL INFORMATION MAY BE TRANSFERRED TO, AND PROCESSED OUTSIDE, THE
   JURISDICTION IN WHICH YOU RESIDE. THESE OTHER JURISDICTIONS MAY HAVE DATA
   PROTECTION LAWS THAT ARE DIFFERENT FROM THE LAWS OF THE JURISDICTION OF YOUR
   RESIDENCE (AND, IN SOME CASES, NOT AS PROTECTIVE).
   
   S&P GLOBAL IS A MULTI-NATIONAL GROUP WITH HEADQUARTERS IN NEW YORK, UNITED
   STATES OF AMERICA. OUR SERVERS MAY BE LOCATED OUTSIDE OF THE JURISDICTION
   WHERE WE COLLECTED THE DATA. WE MAY STORE AND REPLICATE YOUR PERSONAL
   INFORMATION ON SERVERS IN OTHER JURISDICTIONS, IN ORDER TO PROVIDE SPEED OF
   ACCESS, ROBUSTNESS AND PROTECTION AGAINST SERVER FAILURE. 
   
   WHEN WE COLLECT YOUR PERSONAL INFORMATION, WE MAY TRANSFER IT TO OR FROM ANY
   OF THE COUNTRIES IN WHICH WE DO BUSINESS. OUR GROUP COMPANIES, RELATED
   COMPANIES, ANY ORGANIZATION THAT ARRANGES YOUR ACCESS TO OUR PRODUCTS OR
   SERVICES, SERVICE PROVIDERS, PRODUCT CONTENT PROVIDERS AND BUSINESS PARTNERS,
   WITH WHOM WE MAY SHARE PERSONAL INFORMATION, ARE LOCATED IN AND TRANSFER
   PERSONAL INFORMATION TO VARIOUS JURISDICTIONS AROUND THE WORLD. THE PRINCIPAL
   JURISDICTIONS WHERE PERSONAL INFORMATION IS PROCESSED OR HOSTED BY OR ON
   BEHALF OF S&P GLOBAL ARE THE UNITED STATES OF AMERICA, CANADA, THE UNITED
   KINGDOM, GERMANY, THE REPUBLIC OF IRELAND, ITALY, FRANCE, SWITZERLAND, THE
   NETHERLANDS, INDIA, MALAYSIA AND SINGAPORE. IN SOME CASES, YOUR PERSONAL
   INFORMATION MAY ALSO BE ACCESSED FROM OUTSIDE OF THE JURISDICTION WHERE WE
   COLLECTED THE DATA, SUCH AS THE PHILIPPINES, PAKISTAN, MEXICO, CHINA, JAPAN,
   AND AUSTRALIA, WHERE OUR BACK-OFFICE SUPPORT PERSONNEL ARE LOCATED FOR
   CERTAIN DIVISIONS.
   
   WHERE YOUR PERSONAL INFORMATION IS TRANSFERRED BY US OR ON OUR BEHALF, WE
   IMPLEMENT APPROPRIATE SAFEGUARDS TO PROTECT YOUR PERSONAL INFORMATION IN
   ACCORDANCE WITH THIS POLICY. THESE SAFEGUARDS INCLUDE IMPLEMENTING APPLICABLE
   STANDARD CONTRACTUAL CLAUSES FOR TRANSFERS OF PERSONAL INFORMATION BETWEEN
   OUR GROUP COMPANIES, WHICH REQUIRE GROUP COMPANIES TO PROTECT PERSONAL
   INFORMATION THEY TRANSFER FROM THE JURISDICTION IN WHICH IT WAS COLLECTED IN
   ACCORDANCE WITH APPLICABLE DATA PROTECTION LAW.
   
   WHERE REQUIRED BY APPLICABLE LAW, INTERNATIONAL TRANSFERS TAKE PLACE ONLY
   WHEN THERE IS AN ADEQUATE LEVEL OF PROTECTION TO THE FUNDAMENTAL DATA
   PROTECTION RIGHTS OF INDIVIDUALS. IN SOME CIRCUMSTANCES, WE MAY CHOOSE TO
   RELY UPON AN ADEQUACY DECISION TO LAWFULLY TRANSFER PERSONAL INFORMATION.
   STANDARD CONTRACTUAL CLAUSES ARE ONE OF SEVERAL MECHANISMS THAT ALLOW FOR
   PERSONAL INFORMATION TO BE TRANSFERRED ACROSS JURISDICTIONAL BORDERS AND WE
   MAY RELY ON THESE FOR TRANSFERS TO AND FROM OUR AFFILIATES, VENDORS AND
   BUSINESS PARTNERS WHERE APPLICABLE. ADDITIONAL SAFEGUARDS MAY ALSO BE
   IMPLEMENTED WHERE PERSONAL INFORMATION IS TRANSFERRED. PLEASE CONTACT US TO
   REQUEST A COPY OF OUR APPROPRIATE SAFEGUARDS.
   
   

 * Data retention
   
   
   GLOBAL CORPORATE PRIVACY POLICY
   
   
   
   --------------------------------------------------------------------------------
   
   English  |  Arabic  |  Chinese - Traditional  |  Chinese - Simplified 
   |  French  |  German  |  Italian  |  Japanese  |  Korean  |  Portuguese 
   |  Russian  |  Spanish  |  Spanish - Mexican
   
   
   
   Download Privacy Policy as PDF(opens in a new tab)
   
   Our Privacy Commitment
   
   
   FOR HOW LONG DOES S&P GLOBAL RETAIN PERSONAL INFORMATION?
   
   OUR APPLICABLE INFORMATION GOVERNANCE POLICIES, PROCEDURES AND STANDARDS
   REQUIRE THAT PERSONAL INFORMATION BE RETAINED FOR AS LONG AS WE HAVE AN
   ONGOING LEGITIMATE BUSINESS NEED TO DO SO (FOR EXAMPLE, TO PROVIDE YOU WITH A
   SERVICE YOU HAVE REQUESTED, OR TO COMPLY WITH APPLICABLE LEGAL, TAX OR
   ACCOUNTING REQUIREMENTS).
   
   ONCE WE NO LONGER HAVE A LEGITIMATE BUSINESS NEED TO PROCESS YOUR PERSONAL
   INFORMATION, OUR APPLICABLE INFORMATION GOVERNANCE POLICIES, PROCEDURES AND
   STANDARDS REQUIRE THAT WE EITHER DELETE OR ANONYMIZE YOUR PERSONAL
   INFORMATION, OR IF DELETION OR ANONYMIZATION IS NOT POSSIBLE, THEN
   PSEUDONYMIZE AND/OR SECURELY STORE YOUR PERSONAL INFORMATION AND ISOLATE IT
   FROM ANY FURTHER PROCESSING UNTIL DELETION IS POSSIBLE.
   
   IF YOU HAVE ANY QUESTIONS OR REQUIRE ANY FURTHER INFORMATION ABOUT THE PERIOD
   OF TIME FOR WHICH WE WILL PROCESS YOUR PERSONAL INFORMATION, PLEASE CONTACT
   US USING THE CONTACT DETAILS IN THE “HOW TO CONTACT US?” SECTION BELOW.
   
   

 * Your data protection rights
   
   
   GLOBAL CORPORATE PRIVACY POLICY
   
   
   
   --------------------------------------------------------------------------------
   
   English  |  Arabic  |  Chinese - Traditional  |  Chinese - Simplified 
   |  French  |  German  |  Italian  |  Japanese  |  Korean  |  Portuguese 
   |  Russian  |  Spanish  |  Spanish - Mexican
   
   
   
   Download Privacy Policy as PDF(opens in a new tab)
   
   Our Privacy Commitment
   
   
   
   This Product-Specific Addendum provides specific supplemental information for
   certain products and services and supplements the Policy. In case of any
   inconsistencies between this Product-Specific Addendum and the rest of this
   Policy, this Product-Specific Addendum prevails.
   
   
   WHAT ARE YOUR DATA PROTECTION RIGHTS?
   
   DEPENDING ON WHICH LAWS APPLY TO YOUR PERSONAL INFORMATION, YOU MAY HAVE THE
   RIGHT TO MAKE THE FOLLOWING REQUESTS REGARDING YOUR PERSONAL INFORMATION:
   
    * ACCESS TO YOUR PERSONAL INFORMATION. YOU MAY REQUEST ACCESS TO YOUR
      PERSONAL INFORMATION, CONFIRMATION THAT WE HAVE INFORMATION ABOUT YOU, OR
      INFORMATION ABOUT OUR PROCESSING OF YOUR PERSONAL INFORMATION WHICH MAY
      INCLUDE, DEPENDING ON YOUR JURISDICTION THE RIGHT TO REQUEST: THE
      CATEGORIES OF PERSONAL INFORMATION WE PROCESS OR HAVE PROCESSED ABOUT
      YOU, A LIST OF THE SPECIFIC THIRD PARTIES WITH WHOM YOUR PERSONAL DATA WAS
      DISCLOSED, OR ACCESS TO YOUR DATA IN A PORTABLE, MACHINE-READABLE FORMAT.
      SOME JURISDICTIONS ALSO PROVIDE YOU WITH THE RIGHT TO REQUEST THE
      CATEGORIES OF PERSONAL INFORMATION SOLD OR DISCLOSED FOR A BUSINESS
      PURPOSE AND CATEGORIES OF THIRD PARTIES TO WHICH PERSONAL INFORMATION WAS
      SOLD. FURTHER INFORMATION ABOUT THIS RIGHT IS PROVIDED BELOW IN THE UNITED
      STATES OF AMERICA ADDENDUM.
   
    * DELETION OF  YOUR PERSONAL INFORMATION. YOU MAY REQUEST THAT WE DELETE
      YOUR PERSONAL INFORMATION. IF REQUIRED BY LAW, WE WILL GRANT A REQUEST TO
      DELETE INFORMATION, BUT YOU SHOULD NOTE THAT IN MANY SITUATIONS WE MAY
      KEEP THE PERSONAL INFORMATION TO COMPLY WITH OUR LEGAL OBLIGATIONS,
      RESOLVE DISPUTES, ENFORCE OUR AGREEMENTS, OR FOR ANOTHER BUSINESS
      PURPOSES.
   
    * CORRECTIONS TO YOUR PERSONAL INFORMATION. WE RELY ON YOU TO UPDATE AND
      CORRECT YOUR PERSONAL INFORMATION. WHERE YOUR PERSONAL INFORMATION IS
      REQUIRED TO ACCESS OR USE SERVICES, YOU MAY HAVE THE OPPORTUNITY TO
      CORRECT, UPDATE, OR MODIFY THIS INFORMATION BY LOGGING INTO YOUR ACCOUNT
      AND UPDATING YOUR INFORMATION ONLINE. YOU MAY ASK US TO CORRECT
      INFORMATION THAT IS INACCURATE OR INCOMPLETE. NOTE THAT WE MAY KEEP
      HISTORICAL INFORMATION IN OUR BACKUP FILES AS PERMITTED BY LAW.
   
    * OBJECTION TO CERTAIN PROCESSING. YOU MAY OBJECT TO OUR USE OR DISCLOSURE
      OF YOUR PERSONAL INFORMATION.
   
    * OPT-OUT OF TARGETED ADVERTISING. YOU MAY OPT-OUT OF ONLINE TRACKING BASED
      TARGETED ADVERTISING OR CROSS-CONTEXT BEHAVIORAL ADVERTISING (E.G.,
      COOKIES) BY CLICKING THE COOKIE SETTINGS LINK ON THE FOOTER OF OUR
      WEBSITES. PLEASE NOTE THAT IF YOU CHANGE BROWSERS OR COMPUTERS, OR IF YOU
      CLEAR YOUR BROWSER’S CACHE, YOU MAY NEED TO CLICK THE LINK AGAIN TO APPLY
      YOUR PREFERENCE.
   
    * OPT-OUT OF SALE. MAY OPT-OUT OF THE SALE OF YOUR PERSONAL INFORMATION BY
      CLICKING HERE OR THE “DO NOT SELL MY PERSONAL INFORMATION” LINK ON OUR
      HOMEPAGE.
   
    * RESTRICT PROCESSING. YOU MAY REQUEST THAT WE RESTRICT OUR PROCESSING OF
      YOUR PERSONAL INFORMATION UNDER CERTAIN CIRCUMSTANCES, SUCH AS WHEN YOU
      CONTEST THE ACCURACY OF OUR RECORDS ABOUT YOU, OR YOU MAKE AN OBJECTION.
   
    * PROMOTIONAL EMAILS. YOU MAY CHOOSE TO PROVIDE US WITH YOUR EMAIL ADDRESS
      FOR THE PURPOSE OF ALLOWING US TO SEND FREE NEWSLETTERS, SURVEYS, OFFERS,
      AND OTHER PROMOTIONAL MATERIALS TO YOU, AS WELL AS TARGETED OFFERS FROM
      THIRD PARTIES. YOU CAN STOP RECEIVING PROMOTIONAL EMAILS BY FOLLOWING THE
      UNSUBSCRIBE OR “OPT-OUT” INSTRUCTIONS IN EMAILS THAT YOU RECEIVE, BY
      VISITING OUR PREFERENCE CENTER HERE . IF YOU DECIDE NOT TO RECEIVE
      PROMOTIONAL EMAILS, WE MAY STILL SEND YOU SERVICE-RELATED COMMUNICATIONS.
   
    * REVOCATION OF CONSENT. WHERE WE PROCESS YOUR PERSONAL INFORMATION BASED
      UPON CONSENT, YOU MAY REVOKE CONSENT. WITHDRAWING YOUR CONSENT WILL NOT
      AFFECT THE LAWFULNESS OF ANY PROCESSING WE CONDUCTED BEFORE WITHDRAWAL,
      NOR WILL IT AFFECT PROCESSING OF YOUR PERSONAL INFORMATION CONDUCTED IN
      RELIANCE ON LAWFUL PROCESSING GROUNDS OTHER THAN CONSENT. PLEASE NOTE, IF
      YOU REVOKE YOUR CONSENT FOR THE PROCESSING OF YOUR PERSONAL INFORMATION
      THEN WE MAY NO LONGER BE ABLE TO PROVIDE YOU SERVICES.
   
   PLEASE NOTE, NOT ALL OF THE RIGHTS DESCRIBED ABOVE ARE ABSOLUTE, AND THEY DO
   NOT APPLY IN ALL CIRCUMSTANCES. IN SOME CASES, WE MAY LIMIT OR DENY YOUR
   REQUEST BECAUSE THE LAW PERMITS OR REQUIRES US TO DO SO, BECAUSE A RIGHT IS
   NOT GRANTED BY THE LAWS THAT APPLY TO A SPECIFIC PERSON, OR IF WE ARE UNABLE
   TO ADEQUATELY VERIFY YOUR IDENTITY. INDIVIDUALS IN CERTAIN JURISDICTIONS MAY
   HAVE OTHER RIGHTS. FOR MORE INFORMATION, SEE THE APPLICABLE JURISDICTION
   SPECIFIC ADDENDUM WHICH FORMS PART OF THIS POLICY. WE WILL NOT DISCRIMINATE
   AGAINST INDIVIDUALS WHO EXERCISE THEIR PRIVACY RIGHTS UNDER APPLICABLE LAW.
   
   YOU MAY USE THIS PERSONAL INFORMATION REQUEST FORM OR CALL US ON
   1-855-529-1761 TO EXERCISE ANY OF YOUR RIGHTS. IF YOU DISAGREE WITH HOW WE
   HANDLED A REQUEST, YOU MAY APPEAL OUR DECISION BY CONTACTING US WITH THE
   SUBJECT LINE “APPEAL,” AT PRIVACY@SPGLOBAL.COM.
   
   WE RESPOND TO REQUESTS WE RECEIVE FROM INDIVIDUALS WISHING TO EXERCISE THEIR
   DATA PROTECTION RIGHTS OR EXPRESS ANY CONCERN IN ACCORDANCE WITH APPLICABLE
   DATA PROTECTION LAWS, WHICH TYPICALLY REQUIRE A RESPONSE WITHIN 30 DAYS.
   PLEASE BE AWARE THAT IN ORDER TO ACCOMMODATE SOME REQUESTS, WE MUST VERIFY
   YOUR IDENTITY BEFORE WE CAN RESPOND, AND THIS MAY REQUIRE YOU TO PROVIDE
   PHOTOGRAPHIC OR OTHER FORMS OF IDENTIFICATION TO US.
   
   IN SOME CIRCUMSTANCES, YOU MAY DESIGNATE AN AUTHORIZED AGENT TO SUBMIT
   REQUESTS TO EXERCISE CERTAIN PRIVACY RIGHTS ON YOUR BEHALF. IF YOU ARE AN
   AUTHORIZED AGENT SUBMITTING A REQUEST ON BEHALF OF AN INDIVIDUAL, YOU MUST
   PROVIDE ALL REQUESTED INFORMATION ESTABLISHING YOUR AUTHORIZATION AS AN AGENT
   TO ACT ON ANOTHER PERSON’S BEHALF WHERE PERMITTED BY APPLICABLE LAW.
   
   IF YOU ARE NOT SATISFIED WITH OUR RESPONSE, YOU MAY HAVE A RIGHT TO LODGE A
   COMPLAINT WITH YOUR LOCAL SUPERVISORY AUTHORITY. CONTACT DETAILS FOR DATA
   PROTECTION AUTHORITIES IN THE EEA, CANADA, SWITZERLAND AND THE UK ARE
   AVAILABLE HERE.
   
   PLEASE NOTE THAT IN CERTAIN JURISDICTIONS WE MAY BE ENTITLED TO CHARGE A FEE
   IN CONNECTION WITH THE EXERCISE OF THESE RIGHTS, WHICH WILL BE COMMUNICATED
   TO YOU IF APPLICABLE.
   
   

 * Product Specific – Additional Provisions
   
   
   GLOBAL CORPORATE PRIVACY POLICY
   
   
   
   --------------------------------------------------------------------------------
   
   English  |  Arabic  |  Chinese - Traditional  |  Chinese - Simplified 
   |  French  |  German  |  Italian  |  Japanese  |  Korean  |  Portuguese 
   |  Russian  |  Spanish  |  Spanish - Mexican
   
   
   
   Download Privacy Policy as PDF(opens in a new tab)
   
   Our Privacy Commitment
   
   
   PRODUCT SPECIFIC – ADDITIONAL PROVISIONS
   
   THIS PRODUCT-SPECIFIC ADDENDUM PROVIDES SPECIFIC SUPPLEMENTAL INFORMATION FOR
   CERTAIN PRODUCTS AND SERVICES AND SUPPLEMENTS THE POLICY. IN CASE OF ANY
   INCONSISTENCIES BETWEEN THIS PRODUCT-SPECIFIC ADDENDUM AND THE REST OF THIS
   POLICY, THIS PRODUCT-SPECIFIC ADDENDUM PREVAILS.
   
   PLATTS LIVE PRIVACY STATEMENT
   
   WHAT IS THIS PLATTS LIVE PRIVACY STATEMENT ABOUT?
   
   THIS PRIVACY STATEMENT IS INTENDED TO PROVIDE YOU WITH ADDITIONAL SPECIFIC
   INFORMATION ABOUT HOW WE PROCESS YOUR PERSONAL INFORMATION WHEN YOU USE
   PLATTS LIVE. 
   
   WHAT PERSONAL INFORMATION DOES S&P GLOBAL COLLECT DURING YOUR USE OF PLATTS
   LIVE AND WHY?
   
   THE PERSONAL DATA THAT WE COLLECT FROM OR ABOUT YOU IN THE CONTEXT OF THE
   PLATTS LIVE PLATFORM FALLS INTO THE FOLLOWING CATEGORIES:
   
   TYPES OF PERSONAL INFORMATION 
   
   WHY WE COLLECT IT
   
   LAWFUL GROUNDS FOR PROCESSING
   
   PERSONAL INFORMATION INCLUDING NAME, EMAIL ADDRESS, COMPANY NAME, JOB TITLE,
   CITY, BUSINESS PHONE, ZIP/ POSTAL CODE, COUNTRY OF RESIDENCE, AND MARKETS AND
   COMMODITIES YOU ARE INTERESTED IN.
   
   TO REGISTER FOR A PLATTS LIVE ACCOUNT AND MAINTAIN YOUR PLATTS LIVE ACCOUNT. 
   
   TO PROVIDE THE PLATTS LIVE SERVICES TO YOU, INCLUDING WHERE YOU REGISTER FOR
   EVENTS. 
   
   TO PROVIDE PLATTS LIVE SERVICE UPDATES (E.G. IF WE UPDATE OUR TERMS OF USE OR
   THIS PRIVACY STATEMENT). 
   
   FOR OUR LEGITIMATE INTERESTS IN REGISTERING USERS, ADMINISTERING USER
   ACCOUNTS, ENSURING COMPLIANCE WITH OUR TERMS OF USE, AND PROVIDING THE PLATTS
   LIVE PLATFORM TO YOU. IN CERTAIN JURISDICTIONS, SUCH AS THE PEOPLE’S REPUBLIC
   OF CHINA (“PRC”), WE PROCESS PERSONAL INFORMATION ONLY IF WE HAVE OBTAINED
   YOUR CONSENT OR IF SUCH PROCESSING IS NECESSARY FOR US TO PERFORM OUR
   CONTRACT WITH YOU.
   
   FIRST AND LAST NAME, COMPANY,
   
   COUNTRY OF RESIDENCE
   
   TO CARRY OUT COMPLIANCE/ SANCTION CHECKS ON YOU PRIOR TO YOU SUCCESSFULLY
   REGISTERING FOR AND ACCESSING PLATTS LIVE.
   
   TO COMPLY WITH OUR LEGAL OBLIGATIONS.
   
   FOR OUR LEGITIMATE INTERESTS IN ENSURING THAT WE PROVIDE THE PLATTS LIVE
   PROGRAM ONLY TO INDIVIDUALS WHO ARE NOT THE SUBJECT OF SANCTIONS.
   
   IN CERTAIN JURISDICTIONS, SUCH AS THE PRC, WE PROCESS PERSONAL INFORMATION
   ONLY IF WE HAVE OBTAINED YOUR CONSENT OR IF SUCH PROCESSING IS NECESSARY FOR
   US TO PERFORM THE TERM OF USE AND/OR OTHER CONTRACTS WITH YOU.
   
   PROFILE INFORMATION SUCH AS YOUR PREFERENCES AND INTERESTS WITHIN THE PLATTS
   LIVE PLATFORM, INCLUDING THE MARKETS AND COMMODITIES YOU ARE INTERESTED IN,
   YOUR PROFILE VISIBILITY PREFERENCES AND YOUR PREFERRED TIME ZONE, AND YOUR
   CONNECTIONS
   
   TO ENABLE US TO TAILOR INFORMATION ON YOUR MY LIVE AREA TO INFORMATION THAT
   MAY INTEREST YOU.
   
   TO ALLOW OTHER USERS WITH SIMILAR INTERESTS AND PREFERENCES TO FIND YOU.
   
   FOR OUR LEGITIMATE INTERESTS OF PROMOTING OUR SERVICES AND BOTH OUR AND YOUR
   LEGITIMATE INTERESTS IN PROVIDING YOU ONLY WITH MATERIALS THAT YOU HAVE
   EXPRESSED AN INTEREST IN OR FACILITATING CONNECTION WITH OTHER USERS WHO HAVE
   SIMILAR INTERESTS.
   
   IN CERTAIN JURISDICTIONS, SUCH AS THE PRC, WE PROCESS PERSONAL INFORMATION
   ONLY IF WE HAVE OBTAINED YOUR CONSENT OR IF SUCH PROCESSING IS NECESSARY FOR
   US TO PERFORM THE TERM OF USE AND/OR OTHER CONTRACTS WITH YOU.
   
   ANY OTHER PERSONAL INFORMATION THAT YOU UPLOAD TO YOUR 'ABOUT ME' SECTION OF
   YOUR MY LIVE ACCOUNT.
   
   TO ENABLE YOU TO TAILOR YOUR MY LIVE ACCOUNT.
   
   FOR YOUR LEGITIMATE INTERESTS IN TAILORING YOUR PLATTS LIVE ACCOUNT AND
   SHARING CONTENT ABOUT YOURSELF WITH OTHER USERS.
   
   IN CERTAIN JURISDICTIONS, SUCH AS THE PRC, WE PROCESS PERSONAL INFORMATION
   ONLY IF WE HAVE OBTAINED YOUR CONSENT OR IF SUCH PROCESSING IS NECESSARY FOR
   US TO PERFORM THE TERM OF USE AND/OR OTHER CONTRACTS WITH YOU.
   
   NAME, EMAIL ADDRESS, YOUR DIRECT MARKETING PREFERENCES. 
   
   IF REQUESTED, TO PROVIDE S&P GLOBAL COMMODITY INSIGHTS PROMOTIONAL MATERIALS.
   
   YOUR CONSENT WHERE REQUIRED BY APPLICABLE LAW.
   
   ISSUES, QUESTIONS AND PROBLEMS YOU HAVE WHEN USING PLATTS LIVE, HOW YOU USE
   OR WANT TO USE PLATTS LIVE. 
   
   TO RESPOND TO YOUR COMMUNICATIONS AND INQUIRIES, IN RELATION TO PLATTS
   
   LIVE AND TO REMEDY OR RESOLVE ANY ISSUES.
   
   FOR OUR LEGITIMATE INTERESTS IN PROVIDING THE PLATTS LIVE PLATFORM TO YOU AND
   ENABLING US TO PROVIDE THE PLATFORM SERVICES TO YOU EFFECTIVELY.
   
   IN CERTAIN JURISDICTIONS, SUCH AS THE PRC, WE PROCESS PERSONAL INFORMATION
   ONLY IF WE HAVE OBTAINED YOUR CONSENT OR IF SUCH PROCESSING IS NECESSARY FOR
   US TO PERFORM THE TERM OF USE AND/OR OTHER CONTRACTS WITH YOU.
   
   LOG- IN DETAILS INCLUDING NAME AND EMAIL  ADDRESS 
   
   TO PROVIDE THE PLATTS LIVE SERVICES AND FUNCTIONALITIES TO YOU, INCLUDING TO
   REGISTER YOU FOR EVENTS OR TO PROVIDE YOU WITH ACCESS TO ANY LEARNING
   MATERIALS WE MAKE AVAILABLE
   
   FOR OUR LEGITIMATE INTERESTS IN PROVIDING THE PLATTS LIVE PLATFORM TO YOU AND
   ENABLING US TO PROVIDE THE PLATFORM SERVICES TO YOU EFFECTIVELY, INCLUDING
   ACCESS TO ANY LEARNING MATERIALS WE MAKE AVAILABLE.
   
   IN CERTAIN JURISDICTIONS, SUCH AS THE PRC, WE PROCESS PERSONAL INFORMATION
   ONLY IF WE HAVE OBTAINED YOUR CONSENT OR IF SUCH PROCESSING IS NECESSARY FOR
   US TO PERFORM THE TERM OF USE AND/OR OTHER CONTRACTS WITH YOU.
   
   WE ALSO COLLECT SOME DATA AUTOMATICALLY FROM YOU DURING YOUR USE OF THE
   PLATTS LIVE PLATFORM, AS FURTHER DESCRIBED IN THE “WHAT PERSONAL INFORMATION
   DOES S&P GLOBAL COLLECT AND WHY” SECTION OF THIS PRIVACY POLICY.
   
   WHO DOES S&P GLOBAL SHARE YOUR PLATTS LIVE PERSONAL INFORMATION WITH?
   
   WE MAY SHARE THE PERSONAL INFORMATION YOU HAVE PROVIDED IN CONNECTION WITH
   YOUR USE OF THE PLATTS LIVE PLATFORM BETWEEN OUR S&P DIVISIONS AND WITH OUR
   WEBINAR AND CONFERENCE PARTNERS SO THAT WE CAN SEND MARKETING AND
   COMMUNICATIONS RELATING TO OUR BUSINESS AND ALLOW YOU TO ACCESS OR REGISTER
   FOR EVENTS PROVIDED BY OTHER S&P DIVISIONS. 
   
   YOUR PLATTS LIVE PROFILE, AND THE PERSONAL INFORMATION THAT YOU INCLUDE IN
   IT, WILL ALSO BE ACCESSIBLE TO ALL OTHER PLATTS LIVE USERS. PERSONAL
   INFORMATION THAT YOU DISCLOSE ON FORUM DISCUSSIONS, OR ANY OTHER PUBLIC AREA
   OF THE PLATFORM WILL ALSO BE ACCESSIBLE TO OTHER PLATTS LIVE USERS. YOU MAY
   ALSO DIRECTLY DISCLOSE PERSONAL INFORMATION TO OTHER USERS WHEN PRIVATELY
   MESSAGING OTHER PLATTS LIVE USERS. 
   
   WHERE THE PERSONAL INFORMATION PROTECTION LAW ("PIPL") APPLIES, WE WILL
   OBTAIN YOUR SEPARATE CONSENT (I) BEFORE WE SHARE YOUR PERSONAL INFORMATION
   WITH OUR S&P DIVISIONS (WHERE THEY ARE SEPARATE DATA CONTROLLERS) AND OUR
   WEBINAR AND CONFERENCE PARTNERS, AND, (II) IN PARTICULAR, WHERE OUR S&P
   DIVISIONS AND OUR WEBINAR AND CONFERENCE PARTNERS ARE LOCATED OUTSIDE OF THE
   PRC, BEFORE WE EXPORT YOUR PERSONAL INFORMATION FROM THE PRC (OR OTHERWISE
   BEFORE PROVIDING OR GRANTING ACCESS TO YOUR PERSONAL INFORMATION STORED IN
   THE PRC TO OVERSEAS RECIPIENTS). WE WILL TAKE NECESSARY MEASURES TO ENSURE
   THAT YOUR PERSONAL INFORMATION WILL BE PROTECTED BY THE OVERSEAS RECIPIENT AT
   A LEVEL REQUIRED BY LAW. SUBJECT TO THE VOLUME AND NATURE OF THE RELEVANT
   DATA EXPORT INVOLVING YOUR PERSONAL INFORMATION, WE WILL CARRY OUT SUCH DATA
   EXPORT BY VIRTUE OF A LAWFUL TRANSFER TOOL RECOGNIZED BY APPLICABLE LAW
   INCLUDING STANDARD CONTRACT, CERTIFICATION, AND/OR A SECURITY ASSESSMENT.
   
   PLEASE SEE THE “WHEN DOES S&P GLOBAL DISCLOSE MY PERSONAL INFORMATION”
   SECTION OF THIS POLICY FOR FURTHER DETAILS OF WHEN YOUR DATA MAY BE DISCLOSED
   TO CERTAIN RECIPIENTS. 
   
   WHAT ARE YOUR RIGHTS?
   
   IN ADDITION TO THE RIGHTS DESCRIBE IN "WHAT ARE YOUR DATA PROTECTION RIGHTS?"
   SECTION OF THIS POLICY, TO THE EXTENT THAT PIPL APPLIES TO OUR PROCESSING OF
   YOUR PERSONAL INFORMATION, YOU MAY ALSO BE ENTITLED TO (I) REQUEST FOR THE
   TRANSFER OF YOUR PERSONAL INFORMATION TO OTHER DATA CONTROLLERS, WHERE
   CONDITIONS SET BY THE CYBERSPACE ADMINISTRATION OF CHINA (“CAC”) HAVE BEEN
   MET, AND, (II) TO REQUEST FOR EXPLANATION OR ELABORATION OF THIS POLICY AND
   ANY OTHER RULES ON THE PROCESSING OF YOUR PERSONAL INFORMATION HEREUNDER.
   
   

 * Updates to this Policy
   
   
   GLOBAL CORPORATE PRIVACY POLICY
   
   
   
   --------------------------------------------------------------------------------
   
   English  |  Arabic  |  Chinese - Traditional  |  Chinese - Simplified 
   |  French  |  German  |  Italian  |  Japanese  |  Korean  |  Portuguese 
   |  Russian  |  Spanish  |  Spanish - Mexican
   
   
   
   Download Privacy Policy as PDF(opens in a new tab)
   
   Our Privacy Commitment
   
   
   WHAT HAPPENS IF THIS CORPORATE PRIVACY POLICY IS UPDATED?
   
   WE REVIEW AND UPDATE THIS POLICY FROM TIME TO TIME. WHEN WE DO, WE WILL BRING
   THOSE UPDATES TO YOUR ATTENTION, FOR EXAMPLE, BY NOTING THE DATE OF THE
   VERSION ON THE POLICY, POSTING THE UPDATED VERSION HERE OR SENDING YOU A
   NOTIFICATION. TO THE EXTENT THAT THIS POLICY CHANGES IN A MATERIAL WAY, THE
   POLICY THAT WAS IN PLACE AT THE TIME THAT YOU SUBMITTED PERSONAL INFORMATION
   TO US WILL GENERALLY GOVERN THAT INFORMATION UNLESS WE RECEIVE YOUR CONSENT
   TO THE NEW POLICY.
   
   

 * How to contact us
   
   
   GLOBAL CORPORATE PRIVACY POLICY
   
   
   
   --------------------------------------------------------------------------------
   
   English  |  Arabic  |  Chinese - Traditional  |  Chinese - Simplified 
   |  French  |  German  |  Italian  |  Japanese  |  Korean  |  Portuguese 
   |  Russian  |  Spanish  |  Spanish - Mexican
   
   
   
   Download Privacy Policy as PDF(opens in a new tab)
   
   Our Privacy Commitment
   
   
   HOW CAN YOU CONTACT US?
   
   IF YOU HAVE ANY QUESTIONS OR CONCERNS ABOUT OUR USE OF YOUR PERSONAL
   INFORMATION, OR IF YOU NEED TO ACCESS THIS POLICY IN AN ALTERNATIVE FORMAT
   DUE TO HAVING A DISABILITY, PLEASE CONTACT OUR PRIVACY COMPLIANCE TEAM AT
   PRIVACY@SPGLOBAL.COM, 1-855-529-1761, OR 55 WATER STREET, NEW YORK, NY 10041.
   
   YOU MAY ALSO USE THIS PERSONAL DATA REQUEST FORM TO CONTACT US OR EXERCISE
   ANY OF YOUR RIGHTS.
   
   IN SOME OF OUR LOCATIONS, WE ALSO HAVE LOCAL CONTACT DETAILS THAT YOU MAY
   PREFER TO USE AS SET OUT IN THE FOLLOWING JURISDICTIONAL SUPPLEMENTS:
   
    * RUSSIAN FEDERATION
    * PEOPLE’S REPUBLIC OF CHINA
    * JAPAN
    * UNITED STATES OF AMERICA (CALIFORNIA, COLORADO, CONNECTICUT, DELAWARE,
      INDIANA, IOWA, MONTANA, NEW HAMPSHIRE, NEW JERSEY, OREGON, TENNESSEE,
      TEXAS, UTAH AND VIRGINIA)
    * BRAZIL
    * COLOMBIA
    * REPUBLIC OF SOUTH AFRICA
   
   FOR THE PHILIPPINES, YOU MAY ALSO USE EMAIL DPOPHILIPPINES@SPGLOBAL.COM.
   
   
    
   
   
   EUROPEAN UNION CONTACT DETAILS FOR NON-EUROPEAN UNION S&P GLOBAL ENTITIES AND
   AFFILIATES  
   
   CERTAIN S&P GLOBAL ENTITIES LOCATED OUTSIDE THE EUROPEAN UNION (“EU”) HAVE
   APPOINTED REPRESENTATIVES WITHIN THE EU. IF YOU ARE AN EU RESIDENT, YOU MAY
   CHOOSE TO CONTACT THE RELEVANT EU REPRESENTATIVE FOR ANY DATA
   PROTECTION-RELATED ENQUIRIES IN ADDITION TO, OR INSTEAD OF, THE CONTACT
   DETAILS ABOVE. PLEASE USE THE APPLICABLE CONTACT DETAILS BELOW. 
   
   S&P GLOBAL RATINGS
   
   FOURTH FLOOR, WATERWAYS HOUSE
   
   GRAND CANAL QUAY
   
   DUBLIN 2, REPUBLIC OF IRELAND
   
   RATINGSGDPR@SPGLOBAL.COM
   
   S&P GLOBAL MARKET INTELLIGENCE
   
   FOURTH FLOOR, WATERWAYS HOUSE
   
   GRAND CANAL QUAY
   
   DUBLIN 2, REPUBLIC OF IRELAND
   
   MLPRIVACYOFFICER@SPGLOBAL.COM
   
   S&P DOW JONES INDICES
   
   FOURTH FLOOR, WATERWAYS HOUSE
   
   GRAND CANAL QUAY
   
   DUBLIN 2, REPUBLIC OF IRELAND SPDJIGDPR@SPGLOBAL.COM
   
   S&P GLOBAL COMMODITY INSIGHTS
   
   FOURTH FLOOR, WATERWAYS HOUSE
   
   GRAND CANAL QUAY
   
   DUBLIN 2, REPUBLIC OF IRELAND
   
   PLATTSGDPR@SPGLOBAL.COM
   
   S&P GLOBAL MOBILITY
   
   FOURTH FLOOR, WATERWAYS HOUSE
   
   GRAND CANAL QUAY
   
   DUBLIN 2, REPUBLIC OF IRELAND
   
   PLATTSGDPR@SPGLOBAL.COM
   
    
   
   
   UK CONTACT DETAILS FOR NON-UK S&P GLOBAL  
   
   CERTAIN S&P GLOBAL INC. AND ITS APPLICABLE AFFILIATES LOCATED OUTSIDE THE UK
   HAVE APPOINTED REPRESENTATIVES WITHIN THE UK. IF YOU ARE A UK RESIDENT, YOU
   MAY CHOOSE TO CONTACT THE RELEVANT UK REPRESENTATIVE FOR ANY DATA
   PROTECTION-RELATED ENQUIRIES IN ADDITION TO, OR INSTEAD OF, THE CONTACT
   DETAILS ABOVE. PLEASE USE THE CONTACT DETAILS BELOW BY DIVISION. 
   
   S&P GLOBAL RATINGS
   
    25 ROPEMAKER STREET
   
    LONDON
   
    EC2Y 9LY
   
    UNITED KINGDOM
   
   RATINGSGDPR@SPGLOBAL.COM
   
   S&P GLOBAL MARKET INTELLIGENCE
   
    25 ROPEMAKER STREET
   
    LONDON
   
    EC2Y 9LY
   
    UNITED KINGDOM
   
   MLPRIVACYOFFICER@SPGLOBAL.COM
   
   S&P DOW JONES INDICES
   
    25 ROPEMAKER STREET
   
    LONDON  EC2Y 9LY
   
    UNITED KINGDOM
   
   SPDJIGDPR@SPGLOBAL.COM
   
   S&P GLOBAL COMMODITY INSIGHTS
   
    25 ROPEMAKER STREET
   
    LONDON  EC2Y 9LY
   
    UNITED KINGDOM
   
   PLATTSGDPR@SPGLOBAL.COM
   
   S&P GLOBAL MOBILITY 
   
    25 ROPEMAKER STREET
   
    LONDON
   
    EC2Y 9LY
   
    UNITED KINGDOM
   
   PLATTSGDPR@SPGLOBAL.COM
   
   

 * Russian Federation - Additional Provisions
   
   
   GLOBAL CORPORATE PRIVACY POLICY
   
   
   
   --------------------------------------------------------------------------------
   
   English  |  Arabic  |  Chinese - Traditional  |  Chinese - Simplified 
   |  French  |  German  |  Italian  |  Japanese  |  Korean  |  Portuguese 
   |  Russian  |  Spanish  |  Spanish - Mexican
   
   
   
   Download Privacy Policy as PDF(opens in a new tab)
   
   Our Privacy Commitment
   
   
   RUSSIAN FEDERATION
   
   AS OF 30 SEPTEMBER 2022, S&P GLOBAL HAS SUSPENDED OPERATIONS IN THE RUSSIAN
   FEDERATION. SOME PROCESSING OF PERSONAL DATA MAY OCCUR IN RELATION TO ANY
   REGULATORY OR LEGAL OBLIGATIONS IN THE RUSSIAN FEDERATION, SUCH AS FOR THE
   PURPOSE OF FULFILLING TAX, EMPLOYMENT, AND ANY OTHER LEGAL OBLIGATIONS. ANY
   ONGOING PROCESSING OF PERSONAL INFORMATION OF RUSSIAN CITIZENS IS EXECUTED
   THE SCHNEIDER GROUP, ON BEHALF OF STANDARD & POOR’S INTERNATIONAL SERVICES
   LLC AND MOSCOW BRANCH OF S&P GLOBAL RATINGS EUROPE LIMITED. FOR ANY QUESTIONS
   ABOUT THIS PROCESSING, PLEASE SEE THE SCHNEIDER GROUP'S PRIVACY POLICY(OPENS
   IN A NEW TAB) OR CONTACT INFO@SCHNEIDER-GROUP.COM. 
   
   

 * People’s Republic of China - Additional Provisions
   
   
   GLOBAL CORPORATE PRIVACY POLICY
   
   
   
   --------------------------------------------------------------------------------
   
   English  |  Arabic  |  Chinese - Traditional  |  Chinese - Simplified 
   |  French  |  German  |  Italian  |  Japanese  |  Korean  |  Portuguese 
   |  Russian  |  Spanish  |  Spanish - Mexican
   
   
   
   Download Privacy Policy as PDF(opens in a new tab)
   
   Our Privacy Commitment
   
   
   CHINA
   
   THIS CHINA ADDENDUM (“CHINA ADDENDUM”) APPLIES TO THE PROCESSING OF YOUR
   PERSONAL INFORMATION ONLY IF YOU ARE LOCATED IN THE PEOPLE’S REPUBLIC OF
   CHINA (“CHINA”) AND SUPPLEMENTS THIS POLICY. IN CASE OF ANY INCONSISTENCIES
   BETWEEN THIS CHINA ADDENDUM AND THE REST OF THIS POLICY, THIS CHINA ADDENDUM
   PREVAILS.
   
    1. SENSITIVE PERSONAL INFORMATION. YOUR PERSONAL INFORMATION WHOSE LEAKAGE
       OR UNLAWFUL USE MAY EASILY INFRINGE THE DIGNITY OF A NATURAL PERSON, OR
       CAUSE HARM TO THE PERSONAL SAFETY OR PROPERTY SECURITY, INCLUDING
       BIOMETRIC CHARACTERISTICS, RELIGIOUS BELIEFS, SPECIALLY DESIGNATED
       STATUS, MEDICAL HEALTH, FINANCIAL ACCOUNTS, PERSONAL WHEREABOUTS AND
       PERSONAL INFORMATION OF MINORS UNDER THE AGE OF 14 MAY BE CONSIDERED AS
       SENSITIVE PERSONAL INFORMATION IN ACCORDANCE WITH APPLICABLE CHINESE LAW
       AND REGULATIONS ("SENSITIVE PERSONAL INFORMATION"). TO THE EXTENT WE
       COLLECT THIS SENSITIVE PERSONAL INFORMATION, WE WILL ONLY PROCESS IT TO
       THE EXTENT NECESSARY FOR FULFILLING THE PURPOSES AS STATED IN THIS POLICY
       AND WILL TAKE MEASURES FOR ITS SECURITY. WHERE REQUIRED BY APPLICABLE
       CHINESE LAW AND REGULATIONS, WE WILL OBTAIN YOUR SEPARATE CONSENT BEFORE
       WE PROCESS YOUR SENSITIVE PERSONAL INFORMATION AND COMPLY WITH REQUISITE
       REQUIREMENTS UNDER PERSONAL INFORMATION PROTECTION LAW (PIPL).
   
    2. SALE OF BUSINESS. WE MAY PROVIDE PERSONAL INFORMATION TO A POTENTIAL
       BUYER OR TARGET (AND THAT THIRD PARTY’S OR OUR AGENTS AND ADVISERS) IN
       CONNECTION WITH ANY PROPOSED PURCHASE, MERGER, TRANSFER, ACQUISITION OR
       LIQUIDATION OR SIMILAR EVENT OF ALL OR ANY PART OF OUR BUSINESS. IF SUCH
       A CHANGE HAPPENS TO OUR BUSINESS, THE BUYER OR TARGET WILL USE YOUR
       PERSONAL INFORMATION IN THE SAME WAY AS SET OUT IN THIS POLICY INCLUDING
       THIS CHINA ADDENDUM OR WILL INFORM YOU ABOUT HOW IT WILL USE YOUR
       PERSONAL INFORMATION AS REQUIRED BY APPLICABLE LAW, OR (WHERE APPLICABLE)
       REQUIRE SUCH THIRD PARTY TO OBTAIN YOUR CONSENT AGAIN.
   
    3. WE CANNOT ABSOLUTELY GUARANTEE THE SECURITY OF ANY INFORMATION OR DATA
       YOU PROVIDE ONLINE. IN THE EVENT OF A SECURITY INCIDENT, WE WILL TAKE
       MITIGATION MEASURES IN ACCORDANCE WITH OUR INCIDENT RESPONSE PLAN AND
       REPORT TO COMPETENT REGULATORS IN CHINA AS REQUIRED BY APPLICABLE LAW. IN
       THE EVENT OF A SECURITY INCIDENT AFFECTING YOUR PERSONAL INFORMATION, WE
       WILL NOTIFY YOU AS REQUIRED BY APPLICABLE LAW THROUGH EMAIL,
       CORRESPONDENCE, TELEPHONE, PUSH NOTIFICATION OR OTHER MEANS. IF YOU THINK
       YOUR DATA IS THE SUBJECT OF A SECURITY INCIDENT AND WE HAVE NOT NOTIFIED
       YOU, OR IF YOU ARE CONCERNED ABOUT THE SECURITY OF YOUR DATA, PLEASE
       CONTACT OUR DEDICATED SECURITY TEAM AT SECURITY@SPGLOBAL.COM.
   
    4. CONTACT INFORMATION OF OUR CHINA DPO. YOU MAY CONTACT OUR CHINA DATA
       PROTECTION OFFICER AT PRIVACY@SPGLOBAL.COM  OR, AT: 49/F, FORTUNE
       FINANCIAL CENTER, NO.5, DONGSANHUAN ZHONG RD, CHAOYANG DISTRICT, BEIJING.
       YOU MAY ALSO EXERCISE YOUR RIGHTS IN RELATION TO PERSONAL INFORMATION
       TRANSFERRED OVERSEAS OR REQUEST CLOSURE OF AN ACCOUNT WHICH IS REGISTERED
       WITH S&P GLOBAL THROUGH THE METHOD SPECIFIED UNDER THE SECTION OF THIS
       POLICY TITLED, “WHAT ARE YOUR DATA PROTECTION RIGHTS?” 
   
   

 * Japan - Additional Provisions
   
   
   GLOBAL CORPORATE PRIVACY POLICY
   
   
   
   --------------------------------------------------------------------------------
   
   English  |  Arabic  |  Chinese - Traditional  |  Chinese - Simplified 
   |  French  |  German  |  Italian  |  Japanese  |  Korean  |  Portuguese 
   |  Russian  |  Spanish  |  Spanish - Mexican
   
   
   
   Download Privacy Policy as PDF(opens in a new tab)
   
   Our Privacy Commitment
   
   
   JAPAN
   
   THIS JAPAN ADDENDUM ("JAPAN ADDENDUM") SUPPLEMENTS THIS POLICY TO THE EXTENT
   THAT THE ACT ON THE PROTECTION OF PERSONAL INFORMATION (JAPAN) APPLIES IN
   RELATION TO THE PROCESSING OF PERSONAL INFORMATION IN JAPAN BY S&P GLOBAL
   RATINGS JAPAN INC., S&P GLOBAL SF JAPAN INC., STANDARD & POOR'S INTERNATIONAL
   LLC, JAPAN BRANCH, IHS MARKIT JAPAN GK (TOGETHER "S&P GLOBAL JAPAN") AND/OR
   S&P GLOBAL ENTITIES LOCATED OUTSIDE JAPAN. IF THERE ARE ANY INCONSISTENCIES
   BETWEEN THIS JAPAN ADDENDUM AND THE REST OF THIS POLICY IN RELATION TO S&P
   GLOBAL'S PROCESS OF PERSONAL INFORMATION SUBJECT TO THE APPI, THIS JAPAN
   ADDENDUM PREVAILS.
   
   S&P GLOBAL WILL COMPLY WITH APPLICABLE JAPANESE DATA PROTECTION LAWS AND
   REGULATIONS AND NOT USE PERSONAL INFORMATION FOR PURPOSES WHICH ARE NOT SET
   FORTH IN THIS POLICY OR OTHERWISE COMMUNICATED TO THE DATA SUBJECT. THE
   PROCESS FOR SUBMITTING A CLAIM OR REQUEST IS SET OUT IN THIS PRIVACY POLICY
   AND ADDENDUM.
   
   JOINT-USE OF PERSONAL INFORMATION INSIDE OF S&P GLOBAL GROUP
   
   S&P GLOBAL JAPAN JOINTLY USES PERSONAL INFORMATION WITH OTHER ENTITIES IN THE
   S&P GLOBAL GROUP WHO MAY USE PERSONAL INFORMATION TO PROVIDE INFORMATION
   ABOUT OUR SERVICES TO OUR CLIENTS AND RELATED SUPPORT AND TRAINING, CONDUCT
   CERTAIN MARKET RESEARCH, CONTACT CLIENTS, OR ENGAGE IN OTHER ACTIVITIES
   DETAILED IN THIS POLICY. S&P GLOBAL JAPAN MAY ALSO HAVE CERTAIN PRODUCTS THAT
   COLLECT BUSINESS INFORMATION ABOUT INDIVIDUALS IN JAPAN. SUCH INFORMATION
   INCLUDES: ADDRESS, NAME, COMPANY NAME, DEPARTMENT NAME, JOB TITLE, PHONE
   NUMBER, FAX NUMBER, E-MAIL ADDRESS, BILLING INFORMATION, HISTORY OF PERSONNEL
   CHANGES AND PROFESSIONAL EMPLOYMENT HISTORY, RECORDS OF JOB INTERVIEWS WITH
   S&P GLOBAL JAPAN, YOUR AREAS OF INTEREST, ETC.
   
   A LIST OF OUR GROUP COMPANIES IS AVAILABLE HERE.
   
   NAME, ADDRESS AND NAME OF REPRESENTATIVE OF THE PERSON RESPONSIBLE FOR THE
   MANAGEMENT OF SAID PERSONAL DATA  
   
   S&P GLOBAL RATINGS JAPAN INC, S&P GLOBAL SF JAPAN INC. 
   
   MARUNOUCHI KITAGUCHI BLDG. 28TH FLOOR, 1-6-5 MARUNOUCHI, CHIYODA-KU, TOKYO
   100- 0005  REPRESENTATIVE DIRECTOR TAKENARI YAMAMOTO
   
   STANDARD & POOR’S INTERNATIONAL LLC JAPAN BRANCH 
   
   MARUNOUCHI KITAGUCHI BLDG. 28TH FLOOR, 1-6-5 MARUNOUCHI, CHIYODA-KU, TOKYO
   100- 0005  REPRESENTATIVE IN JAPAN SACHIKO KATAYAMA 
   
   IHS MARKIT JAPAN GK
   
   3-1-1 KYOBASHI, CHUO-KU, TOKYO 104-0031
   
   CONTACT INFORMATION REGARDING HANDLING OF PERSONAL INFORMATION
   
   IF YOU HAVE ANY QUESTIONS OR CONCERNS ABOUT OUR DISCLOSURE, CORRECTION,
   DELETION, UTILIZATION, OR OTHER PROCESSING OF YOUR PERSONAL INFORMATION
   (INCLUDING HOW WE SECURE YOUR PERSONAL INFORMATION), PLEASE CONTACT OUR
   PRIVACY COMPLIANCE TEAM VIA EMAIL AT PRIVACY@SPGLOBAL.COM OR
   JAPANPRIVACY@SPGLOBAL.COM OR VIA MAIL, AT: MARUNOUCHI KITAGUCHI BLDG. 28TH
   FLOOR, 1-6-5 MARUNOUCHI, CHIYODA-KU, TOKYO 100- 0005, TEL:
   +81-(0)3-4550-8000.
   
   S&P GLOBAL MARKET INTELLIGENCE PRIVACY NOTICE FOR JAPAN
   
   
   S&P GLOBAL MARKET INTELLIGENCE’S INCLUSION OF YOUR BUSINESS CONTACT
   INFORMATION IN OUR RESOURCES FOR CAPITAL MARKETS PROFESSIONALS
   
   S&P GLOBAL MARKET INTELLIGENCE, A DIVISION OF S&P GLOBAL, INC., WITH ITS
   REGISTERED ADDRESS AT 55 WATER STREET, NEW YORK, NY 10041, UNITED STATES
   (PRESIDENT AND CEO: DOUG PETERSON), HAS COLLECTED YOUR BUSINESS CONTACT
   INFORMATION (SUCH AS YOUR NAME, JOB TITLE AND/OR FUNCTION, BUSINESS PHONE
   NUMBER, BUSINESS POSTAL ADDRESS AND BUSINESS EMAIL ADDRESS) (“INFORMATION”)
   FROM MULTIPLE SOURCES, FROM YOUR COUNTERPARTIES THROUGHOUT THE GLOBAL CAPITAL
   MARKETS COMMUNITY, OR FROM YOU, AS DESCRIBED BELOW, TO INCLUDE WITHIN OUR
   COMPREHENSIVE RESOURCE OF CONTACTS IN THE GLOBAL CAPITAL MARKETS COMMUNITY.
   
   ABOUT THE S&P GLOBAL MARKET INTELLIGENCE DATA
   
   S&P GLOBAL MARKET INTELLIGENCE DATA ALLOWS INVESTORS AND CAPITAL MARKETS
   PROFESSIONALS TO WORK MORE EFFICIENTLY IN THE MARKET BY HELPING TO IDENTIFY
   THE APPROPRIATE RECIPIENTS TO RECEIVE INFORMATION IN CONNECTION WITH A
   PARTICULAR FINANCIAL OPPORTUNITY. CAPITAL MARKETS PROFESSIONALS GREATLY
   BENEFIT FROM HAVING THEIR INFORMATION CONVENIENTLY AVAILABLE IN OUR
   RESOURCES.
   
   THE PRIMARY PURPOSE OF THE DATA IS TO PROVIDE THE S&P GLOBAL MARKET
   INTELLIGENCE CLIENTS WITH A COMPREHENSIVE RESOURCE REGARDING INDIVIDUALS AND
   COMPANIES IN THE GLOBAL CAPITAL MARKETS COMMUNITY (“CAPITAL MARKETS
   PARTICIPANTS”), WHICH THEY MAY USE TO FACILITATE RELEVANT
   BUSINESS-TO-BUSINESS COMMUNICATION AND INFORMATION EXCHANGE WITH SUCH
   CONTACTS (SEE “HOW WE SHARE YOUR INFORMATION” BELOW) AND FOR MARKETING OF S&P
   GLOBAL MARKET INTELLIGENCE PRODUCTS AND SERVICES (SEE “MARKETING” BELOW).
   
   PLEASE REVIEW THIS PRIVACY NOTICE TO UNDERSTAND HOW S&P GLOBAL MARKET
   INTELLIGENCE PROCESSES YOUR INFORMATION, INCLUDING HOW WE COLLECT, USE, AND
   STORE YOUR INFORMATION.
   
   TO ENABLE S&P GLOBAL MARKET INTELLIGENCE TO MAINTAIN THE ACCURACY OF ITS DATA
   AND TO ENSURE WE COMPLY WITH YOUR JURISDICTION'S DATA PRIVACY LAWS:
   
   WE ENCOURAGE YOU TO REVIEW YOUR INFORMATION. TO UPDATE YOUR INFORMATION,
   PLEASE USE THE LINK IN “YOUR INFORMATION AND OPT-OUT” BELOW.
   
   IF YOU PREFER THAT WE DO NOT PROCESS YOUR INFORMATION AS DESCRIBED IN THIS
   PRIVACY NOTICE, YOU MAY OPT-OUT BY USING THE OPTIONS SET OUT IN “YOUR
   INFORMATION AND OPT-OUT” BELOW.
   
   WE MAY TRANSLATE THIS PRIVACY NOTICE INTO OTHER LANGUAGES. IF THERE ARE ANY
   INCONSISTENCIES BETWEEN THE ENGLISH VERSION AND ANY OTHER LANGUAGE VERSION OF
   THIS PRIVACY NOTICE, THE ENGLISH VERSION WILL PREVAIL.
   
   ABOUT US
   
   S&P GLOBAL MARKET INTELLIGENCE AND ITS AFFILIATES ARE COLLECTIVELY REFERRED
   TO IN THIS PRIVACY NOTICE AS “S&P GLOBAL MARKET INTELLIGENCE”, “WE”, “US” OR
   “OUR.”
   
   S&P GLOBAL, INC. (NYSE: SPGI) PROVIDES ESSENTIAL INTELLIGENCE. WE ENABLE
   GOVERNMENTS, BUSINESSES AND INDIVIDUALS WITH THE RIGHT DATA, EXPERTISE AND
   CONNECTED TECHNOLOGY SO THAT THEY CAN MAKE DECISIONS WITH CONVICTION. FROM
   HELPING OUR CUSTOMERS ASSESS NEW INVESTMENTS TO GUIDING THEM THROUGH ESG AND
   ENERGY TRANSITION ACROSS SUPPLY CHAINS, WE UNLOCK NEW OPPORTUNITIES, SOLVE
   CHALLENGES, AND ACCELERATE PROGRESS FOR THE WORLD.
   
   WE ARE WIDELY SOUGHT AFTER BY MANY OF THE WORLD'S LEADING ORGANIZATIONS TO
   PROVIDE CREDIT RATINGS, BENCHMARKS, ANALYTICS, AND WORKFLOW SOLUTIONS IN THE
   GLOBAL CAPITAL, COMMODITY AND AUTOMOTIVE MARKETS. WITH EVERY ONE OF OUR
   OFFERINGS, WE HELP THE WORLD'S LEADING ORGANIZATIONS PLAN FOR TOMORROW,
   TODAY.
   
   S&P GLOBAL MARKET INTELLIGENCE IS A BUSINESS DIVISION OF S&P GLOBAL, INC.
   (“SPGI”). SPGI ALSO HAS OTHER DIVISIONS SUCH AS: S&P DOW JONES INDICES, S&P
   GLOBAL COMMODITY INSIGHTS, S&P GLOBAL MOBILITY, AND S&P GLOBAL RATINGS, EACH
   OF WHICH PROVIDES DIFFERENT PRODUCTS AND SERVICES. S&P GLOBAL MARKET
   INTELLIGENCE KEEPS THE ACTIVITIES OF ITS BUSINESS DIVISIONS SEPARATE FROM
   EACH OTHER IN ORDER TO PRESERVE THE INDEPENDENCE AND OBJECTIVITY OF THEIR
   ACTIVITIES IN ACCORDANCE WITH THE S&P GLOBAL DIVISIONAL INDEPENDENCE AND
   OBJECTIVITY POLICY. S&P GLOBAL’S MARKET INTELLIGENCE DIVISION (“SPGMI”)
   PRODUCES INFORMATION INCLUDING PRICE ASSESSMENTS AND INDICES. SPGMI MAINTAINS
   CLEAR STRUCTURAL AND OPERATIONAL SEPARATION BETWEEN ITS PRICE ASSESSMENT
   ACTIVITIES AND THE OTHER ACTIVITIES CARRIED OUT BY S&P GLOBAL MARKET
   INTELLIGENCE AND THE OTHER BUSINESS DIVISIONS OF SPGI TO SAFEGUARD THE
   QUALITY, INDEPENDENCE AND INTEGRITY OF ITS PRICE ASSESSMENTS AND INDICES AND
   ENSURE THEY ARE FREE FROM ANY ACTUAL OR PERCEIVED CONFLICTS OF INTEREST.
   
   WHAT INFORMATION WE COLLECT AND PROCESS
   
   S&P GLOBAL MARKET INTELLIGENCE DATA CONTAINS INFORMATION RELATING TO CAPITAL
   MARKETS PARTICIPANTS. WE MAY COLLECT AND PROCESS ANY OR ALL OF THE FOLLOWING
   TYPES OF INFORMATION ABOUT YOU: NAME, AGE, GENDER, COMPANY ASSOCIATION,
   TELEPHONE NUMBER (GENERAL OR DIRECT BUSINESS NUMBERS, FAXES, AND/OR MOBILE
   NUMBERS), BUSINESS EMAIL ADDRESS, JOB TITLE AND/OR -FUNCTION, OFFICE ADDRESS,
   WORK AND EDUCATION HISTORY, PROFESSIONAL AFFILIATIONS, PUBLIC AND PRIVATE
   MARKETS INVESTMENTS, -HOLDINGS AND COVERAGE, COMPENSATION, INSIDER HOLDINGS
   AND -ACTIVITY, PROFESSIONAL BOARD- AND COMMITTEE MEMBERSHIPS, AS WELL AS
   LINKS TO SOCIAL MEDIA AND PROFESSIONAL NETWORKING SITES.
   
   HOW WE COLLECT AND USE YOUR BUSINESS CONTACT INFORMATION
   
   WE MAY COLLECT YOUR INFORMATION VIA:
   
    * OUR RESEARCH DEPARTMENT, TYPICALLY USING PUBLICLY AVAILABLE SOURCES –
      INCLUDING CONTENT MADE PUBLIC ON PROFESSIONAL NETWORK WEBSITES, OTHER
      WEBSITES, PUBLIC REGULATORY FILINGS AND PUBLIC NEWS SOURCES;
    * FROM YOUR COUNTERPARTIES THROUGHOUT THE GLOBAL CAPITAL MARKETS COMMUNITY;
    * FROM YOUR COMPANY'S WEBSITE; OR
    * FROM CONVERSATIONS WITH YOU OR OTHER EMPLOYEES AT YOUR COMPANY.
   
   IN USING PUBLIC SOURCES, WE WILL COLLECT ONLY THE NECESSARY INFORMATION FOR
   THE PURPOSES DESCRIBED IN THIS PRIVACY NOTICE AND WILL REVIEW AND VERIFY ALL
   INFORMATION WE COLLECT FROM SUCH SOURCES.
   
   WE PROCESS THE INFORMATION TO COMPILE THE S&P GLOBAL MARKET INTELLIGENCE
   DATA. WE THEN MARKET THE DATA TO CLIENTS (BOTH INSIDE AND OUTSIDE OF YOUR
   JURISDICTION), WHO LICENSE OUR PRODUCTS AND SERVICES.
   
   WE MAY ALSO USE YOUR INFORMATION TO CONTACT YOU IN ORDER TO:
   
    * VERIFY THE INFORMATION WE COLLECT ABOUT YOU FROM PUBLIC SOURCES; AND
    * OBTAIN INFORMATION FROM YOU ON BEHALF OF OUR CLIENTS – FOR EXAMPLE,
      COMPLIANCE CERTIFICATES IN CONNECTION WITH THE CAPITAL MARKETS
      TRANSACTIONS IN WHICH YOU PARTICIPATE ON BEHALF OF YOUR EMPLOYER.
   
   WE MAY BE REQUIRED TO PROCESS YOUR INFORMATION IN COMPLIANCE WITH ANY
   APPLICABLE LAW, INCLUDING ANY INFORMATION PRIVACY LEGISLATION IN ANOTHER
   COUNTRY.
   
   HOW WE SHARE AND STORE YOUR INFORMATION
   
   AS DESCRIBED ABOVE, WE MAY SHARE OR LICENSE YOUR INFORMATION (AS SET OUT IN
   “INFORMATION WE COLLECT AND PROCESS” SECTION ABOVE) VIA OUR PRODUCTS:
   
    * INTERNALLY WITHIN OUR FAMILY OF AFFILIATE COMPANIES PURSUANT TO OUR
      INTERNAL DATA TRANSFER ARRANGEMENTS; OR
    * EXTERNALLY TO UNAFFILIATED THIRD PARTIES SO THAT THEY MAY USE SUCH
      INFORMATION FOR THE PURPOSE OF CONTACTING YOU REGARDING CAPITAL MARKETS
      OPPORTUNITIES RELEVANT TO YOUR BUSINESS. THESE UNAFFILIATED THIRD-PARTY
      CAPITAL MARKET PROFESSIONALS (INCLUDING BANKS, PUBLIC AND PRIVATE
      COMPANIES, INSTITUTIONAL AND INDIVIDUAL INVESTORS, RESEARCH, ASSET
      MANAGEMENT AND WEALTH MANAGEMENT FIRMS) MAY CONTACT YOU ABOUT THEIR
      PRODUCTS AND SERVICES IN CONNECTION WITH PARTICULAR MARKET TRANSACTIONS OR
      FINANCIAL OPPORTUNITIES THAT THEY THINK MAY BE RELEVANT TO YOUR
      ORGANIZATION AND/OR BUSINESS.
   
   SUCH SHARING OF YOUR INFORMATION WILL BE IN ACCORDANCE WITH THIS PRIVACY
   NOTICE, AND WE WILL USE REASONABLE EFFORTS TO ENTER INTO ARRANGEMENTS THAT
   REQUIRE SUCH THIRD PARTIES TO LIMIT THEIR USE OF YOUR INFORMATION TO THOSE
   CONSISTENT WITH THIS PRIVACY NOTICE, UNLESS THEY OBTAIN YOUR CONSENT TO USE
   YOUR INFORMATION FOR ANY OTHER PURPOSE.
   
   WE WILL STOP PROVIDING YOUR INFORMATION TO THIRD PARTIES FOR USE AS DESCRIBED
   ABOVE IF AND ONCE YOU INFORM US OF YOUR OPT-OUT REQUEST BY FOLLOWING THE
   INSTRUCTIONS IN “YOUR INFORMATION AND OPT-OUT” BELOW. YOU MAY ALSO ASK ANY
   THIRD PARTY FROM WHOM YOU RECEIVE COMMUNICATION TO STOP PROCESSING YOUR
   INFORMATION AND TO OPT-OUT FROM THEIR MARKETING OR ANY OTHER COMMUNICATION.
   PLEASE NOTE THAT WE ARE NOT RESPONSIBLE OR LIABLE FOR ANY THIRD PARTY'S DATA
   PRIVACY POLICIES, ACTS, OR OMISSIONS.
   
   THE STORING OF YOUR INFORMATION IN OUR RESOURCES, AND SHARING YOUR
   INFORMATION WITH, OR LICENSING YOUR INFORMATION TO, THIRD PARTIES AS
   DESCRIBED ABOVE, MAY INVOLVE THE TRANSFER OF YOUR INFORMATION OUTSIDE YOUR
   JURISDICTION. WHEN WE TRANSFER YOUR INFORMATION OUTSIDE OF YOUR JURISDICTION,
   WE WILL PUT IN PLACE AN ADEQUATE LEVEL OF PROTECTION TO ENSURE THAT ANY SUCH
   TRANSFERS COMPLY WITH APPLICABLE DATA PROTECTION LAWS IN YOUR JURISDICTION.
   WHERE THE TRANSFER OF DATA IS SUBJECT TO THE APPLICABLE DATA PROTECTION LAW
   OF THE PEOPLE’S REPUBLIC OF CHINA (PERSONAL INFORMATION PROTECTION LAW), THE
   CHINA STANDARD CONTRACT SHALL APPLY. “CHINA STANDARD CONTRACT” SHALL MEAN THE
   STANDARD CONTRACT ON CROSS-BORDER TRANSFER OF PERSONAL INFORMATION ISSUED BY
   THE CYBERSPACE ADMINISTRATION OF CHINA ON FEBRUARY 24, 2023.
   
   OUR DIRECT MARKETING COMMUNICATION TO YOU
   
   WE MAY USE YOUR INFORMATION FOR THE FOLLOWING MARKETING AND PROMOTIONAL
   PURPOSES:
   
    * CONTACTING YOU REGARDING UPDATES ON LATEST NEWS, OFFERS AND PROMOTIONS IN
      CONNECTION WITH OUR PRODUCTS AND SERVICES, INCLUDING FINANCIAL SERVICES
      TECHNOLOGY, DATA, ANALYTICS, AND SOFTWARE SOLUTIONS; AND
    * SENDING YOU PRODUCT-RELATED NEWS AND DIRECT MARKETING COMMUNICATION THAT
      WE BELIEVE MAY BE OF INTEREST TO YOUR ORGANIZATION AND/OR BUSINESS.
   
   WE MAY CONTACT YOU FOR SUCH DIRECT MARKETING PURPOSES VIA EMAIL, MAIL, OR BY
   TELEPHONE.
   
   YOU CAN OPT-OUT FROM RECEIVING THESE DIRECT MARKETING COMMUNICATION BY
   FOLLOWING THE INSTRUCTIONS IN “YOUR INFORMATION AND OPT-OUT” BELOW.
   
   PLEASE NOTE THAT REGARDLESS OF WHETHER YOU OPT-OUT FROM RECEIVING DIRECT
   MARKETING, WE MAY STILL:
   
    * NEED TO PROCESS INFORMATION IN ORDER TO ENSURE THAT YOU RECEIVE NO FURTHER
      MARKETING COMMUNICATION FROM US; AND
    * SEND YOU IMPORTANT ADMINISTRATIVE MESSAGES AS PART OF YOUR ONGOING USE OF
      OUR PRODUCTS AND SERVICES.
   
   SECURITY AND RETENTION OF YOUR INFORMATION
   
   WE RETAIN YOUR INFORMATION FOR AS LONG AS WE REASONABLY REQUIRE IT FOR LEGAL,
   BUSINESS, OR CONTRACTUAL PURPOSES. IN DETERMINING DATA RETENTION PERIODS, WE
   TAKE INTO CONSIDERATION LOCAL LAWS, CONTRACTUAL OBLIGATIONS, OUR REASONABLE
   BUSINESS REQUIREMENTS AND YOUR EXPECTATIONS AND REQUIREMENTS. WHEN THE
   PURPOSES FOR RETAINING YOUR INFORMATION ARE ACHIEVED AND WE NO LONGER NEED
   YOUR INFORMATION, WE WILL SECURELY DELETE OR DESTROY IT. PLEASE NOTE THAT WE
   MAY STILL BE REQUIRED TO RETAIN YOUR INFORMATION IN ORDER FOR US TO COMPLY
   WITH APPLICABLE LAWS AND REGULATIONS, AND IN CERTAIN CASES IT MAY NOT BE
   TECHNICALLY POSSIBLE TO DELETE YOUR INFORMATION (E.G., WHERE YOUR INFORMATION
   IS CONTAINED WITHIN OUR INTERNAL ARCHIVAL RECORDS).
   
   WE ARE COMMITTED TO MAINTAINING THE SECURITY OF YOUR INFORMATION. WE EMPLOY
   REASONABLE ORGANIZATIONAL, TECHNICAL, AND ADMINISTRATIVE MEASURES TO SECURE
   AND PROTECT YOUR INFORMATION FROM MISUSE AND UNAUTHORIZED ACCESS, DISCLOSURE,
   ALTERATION AND DESTRUCTION. WE PERMIT PERSONS WORKING FOR US TO ACCESS AND
   USE YOUR INFORMATION ONLY TO SERVE LEGITIMATE BUSINESS NEEDS CONSISTENT WITH
   THIS PRIVACY NOTICE.
   
   YOUR RIGHTS
   
   YOU HAVE THE RIGHT TO ACCESS THE INFORMATION THAT WE PROCESS ABOUT YOU AND TO
   REQUEST THAT WE CORRECT OR AMEND IT (IF YOU CONSIDER THAT IT IS INACCURATE OR
   INCOMPLETE) OR DELETE IT (IF YOU CONSIDER THAT WE DO NOT HAVE THE RIGHT TO
   HOLD IT). YOU ALSO HAVE THE RIGHT TO OBJECT TO YOUR DATA BEING PROCESSED IN A
   PARTICULAR SITUATION AND TO DATA PORTABILITY (MOVING YOUR INFORMATION
   ELSEWHERE). THESE RIGHTS MAY NOT APPLY IN SOME CASES AND, IF YOU MAKE A
   REQUEST, WE SHALL INFORM YOU IF THAT IS THE CASE. IF YOU WOULD LIKE TO
   EXERCISE YOUR RIGHTS, YOU CAN SUBMIT A WRITTEN REQUEST TO
   DATA.PREFERENCES@SPGLOBAL.COM
   
   WE WILL INVESTIGATE AND ATTEMPT TO RESOLVE ANY COMPLAINTS OR DISPUTES WE
   RECEIVE REGARDING THE PROCESSING OF YOUR INFORMATION. YOU MAY ALSO HAVE THE
   RIGHT TO MAKE A COMPLAINT TO YOUR LOCAL DATA PROTECTION AUTHORITY. PLEASE
   FOLLOW THE INSTRUCTIONS IN “YOUR INFORMATION AND OPT-OUT” BELOW IF YOU WOULD
   LIKE TO ACCESS, CORRECT, OR AMEND YOUR INFORMATION OR REQUEST DELETION OF
   YOUR INFORMATION.
   
   YOUR INFORMATION AND OPT-OUT
   
   TO ACCESS, CORRECT OR AMEND YOUR INFORMATION, TO SUBSCRIBE OR OPT-OUT FROM
   EMAIL COMMUNICATION, TO AMEND YOUR OPT-OUT PREFERENCES, OR TO REQUEST
   DELETION OF YOUR INFORMATION PLEASE FOLLOW THE DIRECTIONS IN THE NOTICE THAT
   WAS SENT TO YOU. IF YOU HAVE ANY QUESTIONS OR IF YOU CANNOT LOCATE THE NOTICE
   THAT WAS SENT TO YOU, PLEASE CONTACT DATA.PREFERENCES@SPGLOBAL.COM
   
   PLEASE NOTE THAT IF YOU DO OPT-OUT FROM ANY OF THE OPTIONS, WE MAY NOT BE
   ABLE TO REMOVE YOUR INFORMATION FROM THE DATA OF THIRD PARTIES WITH WHOM WE
   HAVE ALREADY SHARED YOUR INFORMATION AND WE MAY STILL NEED TO PROCESS LIMITED
   INFORMATION IN ORDER TO ENSURE THAT YOU RECEIVE NO FURTHER MARKETING
   COMMUNICATION FROM US.
   
   HOW TO UPDATE AND KEEP YOUR INFORMATION ACCURATE
   
   WE WILL RESPOND TO YOUR REQUEST TO UPDATE YOUR INFORMATION. WE STRIVE TO KEEP
   YOUR INFORMATION ACCURATE AND UP TO DATE THROUGH OUR COLLECTION OF YOUR
   INFORMATION IN ACCORDANCE WITH "HOW WE COLLECT AND USE YOUR BUSINESS CONTACT
   INFORMATION" ABOVE. NEW INFORMATION WILL BE COMBINED WITH EXISTING
   INFORMATION AND OUTDATED OR INCORRECT INFORMATION WILL BE REMOVED.
   
   WHEN WE STARTED TO PROVIDE INFORMATION?
   
   FROM APRIL 1, 2022, S&P GLOBAL, INC., HAS BEEN SUBJECT TO THE ACT ON THE
   PROTECTION OF PERSONAL INFORMATION OF JAPAN (ACT NO. 57 OF 2003, AS AMENDED)
   ("ACT"). WE HAVE BEEN PROVIDING YOUR INFORMATION IN ACCORDANCE WITH THE ACT
   FROM APRIL 1, 2022 ONWARDS.
   
   HOW TO CONTACT US
   
   YOUR QUESTIONS, COMMENTS AND FEEDBACK ARE VERY IMPORTANT TO US. FOR
   PRIVACY-RELATED ISSUES OR QUESTIONS, PLEASE CONTACT US AT
   DATA.PREFERENCES@SPGLOBAL.COM
   
   FOR INFORMATION ON A GENERAL PRINCIPLES WHICH WE FOLLOW IN IN HANDLING
   PERSONAL INFORMATION WE COLLECT FOR THE PURPOSES OTHER THAN STATED HEREIN
   PLEASE VISIT:
   HTTPS://WWW.SPGLOBAL.COM/EN/PRIVACY/PRIVACY-POLICY-ENGLISH#PERSONAL-INFORMATION-WE-COLLECT
   
   

 * United States - Additional Provisions
   
   
   GLOBAL CORPORATE PRIVACY POLICY
   
   
   
   --------------------------------------------------------------------------------
   
   English  |  Arabic  |  Chinese - Traditional  |  Chinese - Simplified 
   |  French  |  German  |  Italian  |  Japanese  |  Korean  |  Portuguese 
   |  Russian  |  Spanish  |  Spanish - Mexican
   
   
   
   Download Privacy Policy as PDF(opens in a new tab)
   
   Our Privacy Commitment
   
   
   UNITED STATES OF AMERICA (CALIFORNIA, COLORADO, CONNECTICUT, DELAWARE,
   INDIANA, IOWA, MONTANA, NEW HAMPSHIRE, NEW JERSEY, OREGON, TENNESSEE, TEXAS,
   UTAH AND VIRGINIA)
   
   THIS UNITED STATES OF AMERICA ADDENDUM ("US ADDENDUM") SUPPLEMENTS THIS
   POLICY AND APPLIES IN RELATION TO THE PROCESSING OF PERSONAL INFORMATION OF
   RESIDENTS OF THE STATE OF CALIFORNIA, COLORADO, CONNECTICUT, DELAWARE,
   INDIANA, IOWA, MONTANA, NEW HAMPSHIRE, NEW JERSEY, OREGON, TENNESSEE, TEXAS,
   UTAH AND VIRGINIA BY S&P GLOBAL. IN CASE OF ANY INCONSISTENCIES BETWEEN THIS
   US ADDENDUM AND THE REST OF THIS POLICY, THIS US ADDENDUM PREVAILS WHERE
   APPLICABLE.
   
   CERTAIN INFORMATION WE COLLECT MAY BE EXEMPT FROM APPLICABLE US STATE PRIVACY
   LAWS BECAUSE IT IS CONSIDERED PUBLIC INFORMATION (I.E., IT IS MADE AVAILABLE
   BY A GOVERNMENT ENTITY) OR COVERED BY A FEDERAL PRIVACY LAW, SUCH AS THE
   GRAMM-LEACH-BLILEY ACT, THE HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY
   ACT, THE FAIR CREDIT REPORTING ACT OR THE DRIVER PRIVACY PROTECTION ACT.
   
   YOUR PRIVACY RIGHTS AND HOW TO SUBMIT A REQUEST
   
   SUBJECT TO CERTAIN LIMITATIONS AND DEPENDING ON YOUR STATE OF RESIDENCE, YOU
   HAVE CERTAIN RIGHTS WITH RESPECT TO YOUR PERSONAL INFORMATION, AS DESCRIBED
   IN THE WHAT ARE YOUR DATA PROTECTION RIGHTS? SECTION OF THE POLICY.  
   
   TO SUBMIT A REQUEST TO EXERCISE YOUR RIGHTS (OR TO SUBMIT A REQUEST ON BEHALF
   OF A CONSUMER AS AN AUTHORIZED AGENT):
   
    * FOR RIGHT TO KNOW, ACCESS, CORRECT, OR DELETION REQUESTS, COMPLETE AND
      SUBMIT THE DATA REQUEST FORM OR CALL US AT 1-855-529-1761.
    * FOR OPT-OUT OF TARGETED ADVERTISING REQUESTS, VISIT “DO NOT SELL MY
      PERSONAL INFORMATION”. PLEASE NOTE THAT IF YOU CHANGE BROWSERS OR DEVICES,
      OR IF YOU CLEAR YOUR BROWSER’S CACHE, YOU MAY NEED TO CLICK THE LINK AGAIN
      TO APPLY YOUR PREFERENCE.
    * FOR OPT-OUT OF SALE REQUESTS, VISIT "DO NOT SELL MY PERSONAL " OR CALL US
      AT 1-855-529-1761.
   
   DEPENDING ON THE NATURE OF THE REQUEST, WE MAY REACH OUT TO YOU FOR MORE
   INFORMATION, SUCH AS TO REQUEST A COPY OF YOUR DRIVER’S LICENSE, TO
   AUTHENTICATE YOUR IDENTITY. IF YOU ARE SUBMITTING A REQUEST ON BEHALF OF A
   CONSUMER AS AN AUTHORIZED AGENT, YOU WILL NEED TO PROVIDE A COPY OF THE
   AUTHORIZED AGENT DESIGNATION FORM SIGNED BY THE CONSUMER.  
   
   IF YOU WISH TO APPEAL A DECISION OR ACTION REGARDING A REQUEST TO EXERCISE
   SUBMITTED THROUGH ONE OF THE MECHANISMS DESCRIBED ABOVE, PLEASE CONTACT US AT
   PRIVACY@SPGLOBAL.COM .
   
   WE ALSO RECOGNIZE GLOBAL PRIVACY CONTROL (GPC) SIGNALS AND OTHER USER-ENABLED
   OPT-OUT PREFERENCE SIGNALS AS VALID OPT-OUT REQUESTS WHERE REQUIRED BY
   APPLICABLE LAW. PLEASE NOTE THAT YOUR OPT-OUT PREFERENCE SIGNAL WILL BE
   APPLIED ONLY TO YOUR CURRENT BROWSER AND DEVICE. TO LEARN MORE ABOUT THE GPC,
   YOU CAN VISIT ITS WEBSITE HERE.
   
   FOR INFORMATION ABOUT THE REQUESTS WE RECEIVE UNDER CALIFORNIA LAW, INCLUDING
   THE NUMBER OF REQUESTS AND THE AVERAGE NUMBER OF DAYS WE’VE TAKEN TO RESPOND
   TO REQUESTS, PLEASE CLICK HERE.
   
   CALIFORNIA "SHINE THE LIGHT" LAW
   
   RESIDENTS OF THE STATE OF CALIFORNIA ALSO HAVE THE RIGHT TO REQUEST
   INFORMATION REGARDING THIRD PARTIES TO WHOM THE COMPANY HAS DISCLOSED CERTAIN
   CATEGORIES OF PERSONAL INFORMATION DURING THE PRECEDING YEAR FOR THE THIRD
   PARTIES' DIRECT MARKETING PURPOSES.
   
   INFORMATION COLLECTION AND DISCLOSURES
   
   THE FOLLOWING IS A SUMMARY OF OUR DATA COLLECTION PRACTICES, INCLUDING THE
   PERSONAL INFORMATION WE COLLECT, WHETHER WE DISCLOSE THAT INFORMATION FOR
   BUSINESS PURPOSE, AND WHETHER WE "SELL" AND/OR "SHARE" FOR CROSS-CONTEXT
   BEHAVIORAL ADVERTISING (ALSO REFERRED TO AS TARGETED ADVERTISING) (AS THOSE
   TERMS ARE DEFINED BY APPLICABLE LAW). WE MAY USE ALL OF THE INFORMATION FOR
   ANY OF THE PURPOSES DESCRIBED IN THE POLICY UNLESS LIMITATIONS ARE LISTED.
   S&P GLOBAL "SHARES" OR "SELLS" PERSONAL INFORMATION TO THIRD PARTIES IN VERY
   LIMITED CIRCUMSTANCES. TO LEARN MORE ABOUT WHAT BRANDS SHARE OR SELL PERSONAL
   INFORMATION, PLEASE SEE BELOW. AS DISCUSSED ELSEWHERE IN THE PRIVACY POLICY,
   WE USE COOKIES AND SIMILAR TRACKING TECHNOLOGIES FOR PURPOSES OF TARGETED
   ADVERTISING. FOR MORE INFORMATION, PLEASE SEE OUR COOKIE NOTICE. PLEASE NOTE,
   IN ADDITION TO THE RECIPIENTS IDENTIFIED BELOW, WE MAY DISCLOSE ANY OF THE
   CATEGORIES OF PERSONAL INFORMATION WE COLLECT WITH GOVERNMENT ENTITIES, AS
   MAY BE NEEDED TO COMPLY WITH LAW OR PREVENT ILLEGAL ACTIVITY AS FURTHER
   DESCRIBED IN THIS POLICY UNDER ”WHEN DOES S&P GLOBAL DISCLOSE MY PERSONAL
   INFORMATION?.
   
   CATEGORY OF PERSONAL INFORMATION
   
   CATEGORY OF RECIPIENTS
   
    
   
   DISCLOSURES FOR A BUSINESS PURPOSE
   
   SHARING FOR CROSS-
   
   SALES
   
   IDENTIFIERS – THIS MAY INCLUDE REAL NAME, ALIAS, POSTAL ADDRESS, UNIQUE
   PERSONAL IDENTIFIER, ONLINE IDENTIFIER, EMAIL ADDRESS, ACCOUNT NAME, OR OTHER
   SIMILAR IDENTIFIERS.
   
   · AFFILIATES OR SUBSIDIARIES
   
   · BUSINESS PARTNERS
   
   · DATA ANALYTICS PROVIDERS
   
   · DATA BROKERS
   
   · INTERNET SERVICE PROVIDERS
   
   · JOINT MARKETING PARTNERS
   
   · OPERATING SYSTEMS AND PLATFORMS
   
   · OTHER SERVICE PROVIDERS
   
   · PAYMENT PROCESSORS AND FINANCIAL INSTITUTIONS
   
   · PROFESSIONAL SERVICES ORGANIZATIONS, THIS MAY INCLUDE AUDITORS AND LAW
   FIRMS
   
   · SOCIAL NETWORKS
   
   ADVERTISING NETWORKS FOR THE PURPOSE OF    DELIVERING TAILORED INFORMATION
   ABOUT SERVICES THAT MAY BE OF INTEREST OR VALUE TO YOU AND TO SEND YOU
   MARKETING AND PROMOTIONAL EMAILS WITH YOUR CONSENT, IF REQUIRED BY APPLICABLE
   LAW.
   
   · BUSINESS PARTNERS
   
   · DATA ANALYTICS PROVIDERS
   
   · DATA BROKERS
   
   · ADVERTISING NETWORKS
   
   GOVERNMENT ISSUED
   
   IDENTIFICATION – THIS MAY INCLUDE SOCIAL SECURITY NUMBER, DRIVER’S LICENSE
   NUMBER, OR STATE ISSUED IDENTIFICATION NUMBER, PASSPORT NUMBER.
   
   · AFFILIATES OR SUBSIDIARIES
   
   · BUSINESS PARTNERS
   
   · OTHER SERVICE PROVIDERS
   
   NOT SHARED.
   
   NOT SOLD.
   
   FINANCIAL INFORMATION – THIS MAY INCLUDE BANK ACCOUNT NUMBER, CREDIT CARD
   NUMBER, DEBIT CARD NUMBER, AND OTHER FINANCIAL INFORMATION.
   
   · AFFILIATES OR SUBSIDIARIES
   
   · BUSINESS PARTNERS
   
   · PAYMENT PROCESSORS AND FINANCIAL INSTITUTIONS
   
   · OTHER SERVICE PROVIDERS
   
   NOT SHARED.
   
   NOT SOLD.
   
   CHARACTERISTICS OF PROTECTED CLASSIFICATIONS – THIS MAY INCLUDE AGE, SEX,
   RACE, ETHNICITY, PHYSICAL, OR MENTAL HANDICAP, ETC.
   
   · AFFILIATES OR SUBSIDIARIES
   
   · BUSINESS PARTNERS
   
   NOT SHARED.
   
   · BUSINESS PARTNERS
   
   · DATA ANALYTICS PROVIDERS
   
   · DATA BROKERS
   
   · ADVERTISING NETWORKS
   
   COMMERCIAL INFORMATION – THIS MAY INCLUDE INFORMATION ABOUT PRODUCTS OR
   SERVICES PURCHASED, OBTAINED, OR CONSIDERED, OR OTHER PURCHASING OR CONSUMING
   HISTORIES OR TENDENCIES.
   
   · AFFILIATES OR SUBSIDIARIES
   
   · BUSINESS PARTNERS
   
   · DATA ANALYTICS PROVIDERS
   
   · DATA BROKERS
   
   · JOINT MARKETING PARTNERS
   
   · PAYMENT PROCESSORS AND FINANCIAL INSTITUTIONS
   
   · OTHER SERVICE PROVIDERS
   
   ·     ADVERTISING NETWORKS FOR THE PURPOSE OF    DELIVERING TAILORED
   INFORMATION ABOUT SERVICES THAT MAY BE OF INTEREST OR VALUE TO YOU AND TO
   SEND YOU MARKETING AND PROMOTIONAL EMAILS WITH YOUR CONSENT, IF REQUIRED BY
   APPLICABLE LAW.
   
   · BUSINESS PARTNERS
   
   · DATA ANALYTICS PROVIDERS
   
   · DATA BROKERS
   
   · ADVERTISING NETWORKS
   
   INTERNET OR OTHER ELECTRONIC NETWORK ACTIVITY INFORMATION – THIS MAY INCLUDE
   BROWSING HISTORY, SEARCH HISTORY, AND INFORMATION REGARDING AN INDIVIDUAL’S
   INTERACTION WITH AN INTERNET WEBSITE, APPLICATION, OR ADVERTISEMENT.
   
   · AFFILIATES OR SUBSIDIARIES
   
   · BUSINESS PARTNERS
   
   · DATA ANALYTICS PROVIDERS
   
   · INTERNET SERVICE PROVIDERS
   
   · OPERATING SYSTEMS AND PLATFORMS
   
   · OTHER SERVICE PROVIDERS
   
   NOT SHARED.
   
   · BUSINESS PARTNERS
   
   · DATA ANALYTICS PROVIDERS
   
   · DATA BROKERS
   
   · ADVERTISING NETWORKS
   
   GEOLOCATION DATA
   
   · AFFILIATES OR SUBSIDIARIES
   
   · BUSINESS PARTNERS
   
   · DATA ANALYTICS PROVIDERS
   
   · OPERATING SYSTEMS AND PLATFORMS
   
   · OTHER SERVICE PROVIDERS
   
   NOT SHARED.
   
   NOT SOLD.
   
   AUDIO, ELECTRONIC, VISUAL, THERMAL, OLFACTORY, OR SIMILAR INFORMATION
   
   · AFFILIATES OR SUBSIDIARIES
   
   · BUSINESS PARTNERS
   
   · OTHER SERVICE PROVIDERS
   
   NOT SHARED.
   
   NOT SOLD.
   
   PROFESSIONAL OR EMPLOYMENT RELATED INFORMATION
   
   · AFFILIATES OR SUBSIDIARIES
   
   · BUSINESS PARTNERS
   
   · OTHER SERVICE PROVIDERS
   
   NOT SHARED.
   
   · BUSINESS PARTNERS
   
   · ADVERTISING NETWORKS
   
   NON-PUBLIC EDUCATION INFORMATION (AS DEFINED IN THE
   
   FAMILY EDUCATIONAL RIGHTS AND
   
   PRIVACY ACT)
   
   · AFFILIATES OR SUBSIDIARIES
   
   · BUSINESS PARTNERS
   
   · OTHER SERVICE PROVIDERS
   
   NOT SHARED.
   
   NOT SOLD.
   
   INFERENCES DRAWN FROM ANY OF THE INFORMATION LISTED ABOVE
   
   · AFFILIATES OR SUBSIDIARIES
   
   · BUSINESS PARTNERS
   
   · DATA ANALYTICS PROVIDERS
   
   · JOINT MARKETING PARTNERS
   
   · OTHER SERVICE PROVIDERS
   
   NOT SHARED.
   
   NOT SOLD.
   
   ADDITIONAL CATEGORIES OF PERSONAL INFORMATION DESCRIBED IN
   THE CALIFORNIA CUSTOMER RECORDS STATUTE (CAL. CIV. CODE § 1798.8 0(E)) – THIS
   MAY INCLUDE SIGNATURE, PHYSICAL CHARACTERISTICS, OR DESCRIPTION, INSURANCE
   POLICY NUMBER.
   
   · AFFILIATES OR SUBSIDIARIES
   
   · BUSINESS PARTNERS
   
   · PAYMENT PROCESSORS AND FINANCIAL INSTITUTIONS
   
   · OTHER SERVICE PROVIDERS
   
   NOT SHARED.
   
   NOT SOLD.
   
    SENSITIVE INFORMATION DISCLOSURE. SOME OF THE INFORMATION WE COLLECT IS
   CONSIDERED “SENSITIVE” UNDER APPLICABLE LAW. WE COLLECT THE FOLLOWING
   CATEGORIES OF SENSITIVE PERSONAL INFORMATION (AS DEFINED UNDER APPLICABLE
   LAW): SOCIAL SECURITY, DRIVER’S LICENSE, STATE IDENTIFICATION CARD, OR
   PASSPORT NUMBER; PRECISE GEOLOCATION; RACIAL OR ETHNIC ORIGIN, RELIGIOUS, OR
   PHILOSOPHICAL BELIEFS, OR UNION MEMBERSHIP; HEALTH INFORMATION; SEX LIFE OR
   SEXUAL ORIENTATION; ACCOUNT LOG-IN, FINANCIAL ACCOUNT, DEBIT CARD, OR CREDIT
   CARD NUMBER IN COMBINATION WITH ANY REQUIRED SECURITY OR ACCESS CODE,
   PASSWORD, OR CREDENTIALS ALLOWING ACCESS TO AN ACCOUNT; THE CONTENTS OF A
   CONSUMER’S MAIL, EMAIL, AND TEXT MESSAGES UNLESS THE BUSINESS IS THE INTENDED
   RECIPIENT OF THE COMMUNICATION. THIS INFORMATION IS COLLECTED IN ORDER TO
   PROCESS TRANSACTIONS, SET UP YOUR USER ACCOUNTS, COMPLY WITH LAWS, MANAGE OUR
   BUSINESS, MONITOR AND ENFORCE COMPLIANCE WITH OUR CONTRACTUAL TERMS, OR
   PROVIDE YOU WITH SERVICES. NOTE THAT WE DO NOT USE SUCH INFORMATION FOR ANY
   PURPOSES THAT ARE NOT IDENTIFIED WITHIN THE CALIFORNIA PRIVACY RIGHTS ACT
   SECTION 1798.121. WE DO NOT “SELL” OR “SHARE” SENSITIVE PERSONAL INFORMATION
   FOR PURPOSES OF CROSS-CONTEXT BEHAVIORAL ADVERTISING.
   
   BELOW IS A LIST OF BRANDS THAT SELL OR SHARE PERSONAL INFORMATION WITH THIRD
   PARTIES: 
   
    * POLK
      (HTTPS://WWW.SPGLOBAL.COM/MOBILITY/EN/PRODUCTS/POLK-AUTOMOTIVE-SOLUTIONS.HTML)
    * IPREO
      (HTTPS://WWW.SPGLOBAL.COM/MARKETINTELLIGENCE/EN/MI/PRODUCTS/BRST-BD-ADVANCED.HTML)
    * MONEY MARKET DIRECTORIES (HTTPS://PRODUCTS.MMDWEBACCESS.COM/)
    * CAPITAL IQ PRO (HTTPS://WWW.CAPITALIQ.SPGLOBAL.COM/)
    * CAPITAL IQ (HTTPS://WWW.CAPITALIQ.COM/)
   
   S&P GLOBAL HAS NO ACTUAL KNOWLEDGE THAT IT SELLS OR SHARES THE PERSONAL
   INFORMATION OF CONSUMERS UNDER 16 YEARS OF AGE.
   
   

 * Brazil – Additional Provisions
   
   
   GLOBAL CORPORATE PRIVACY POLICY
   
   
   
   --------------------------------------------------------------------------------
   
   English  |  Arabic  |  Chinese - Traditional  |  Chinese - Simplified 
   |  French  |  German  |  Italian  |  Japanese  |  Korean  |  Portuguese 
   |  Russian  |  Spanish  |  Spanish - Mexican
   
   
   
   Download Privacy Policy as PDF(opens in a new tab)
   
   Our Privacy Commitment
   
   
   BRAZIL
   
   THIS BRAZIL ADDENDUM ("BRAZIL ADDENDUM") SUPPLEMENTS THIS POLICY TO THE
   EXTENT THAT THE GENERAL DATA PROTECTION LAW OF BRAZIL ("LGPD") APPLIES IN
   RELATION TO THE PROCESSING OF PERSONAL INFORMATION BY S&P GLOBAL. IN CASE OF
   ANY INCONSISTENCIES BETWEEN THIS BRAZIL ADDENDUM AND THE REST OF THIS POLICY,
   THIS BRAZIL ADDENDUM PREVAILS.
   
   UNDER THE LGPD, YOU HAVE THE RIGHT TO:
   
    * CONFIRM THE EXISTENCE OF PROCESSING OF YOUR PERSONAL DATA;
    * ACCESS YOUR PERSONAL DATA;
    * CORRECT INCOMPLETE, INACCURATE, OR OUT OF DATE PERSONAL DATA;
    * ANONYMIZE, BLOCK, OR DELETE UNNECESSARY OR EXCESSIVE PERSONAL DATA OR
      PERSONAL DATA THAT IS NOT BEING PROCESSED IN COMPLIANCE WITH THE LGPD;
    * PORTABILITY OF YOUR PERSONAL DATA TO ANOTHER SERVICE OR PRODUCT PROVIDER,
      BY MEANS OF AN EXPRESS REQUEST;
    * DELETE PERSONAL DATA PROCESSED WITH YOUR CONSENT;
    * INFORMATION ABOUT PUBLIC AND PRIVATE ENTITIES WITH WHICH WE HAVE SHARED
      YOUR PERSONAL DATA;
    * INFORMATION ABOUT THE POSSIBILITY OF DENYING CONSENT AND THE CONSEQUENCES
      OF SUCH DENIAL;
    * REVOKE CONSENT;
    * REQUEST REVIEW OF DECISIONS TAKEN SOLELY ON THE BASIS OF AUTOMATED
      PROCESSING OF PERSONAL DATA THAT AFFECTS YOUR INTERESTS.
   
   YOU OR AN AUTHORIZED AGENT MAY EXERCISE YOUR RIGHTS THROUGH THE PERSONAL DATA
   REQUEST FORM. THE LGPD ALSO PROVIDES THAT YOU MAY FILE A COMPLAINT REGARDING
   YOUR DATA DIRECTLY WITH THE BRAZILIAN DATA PROTECTION REGULATOR.
   
   DATA PROTECTION OFFICER C/O COMMERCIAL LEGAL RUA DO PASSEIO 38/40
   RIO DE JANEIRO
   BRAZIL
   
   

 * Colombia – Additional Provisions
   
   
   GLOBAL CORPORATE PRIVACY POLICY
   
   
   
   --------------------------------------------------------------------------------
   
   English  |  Arabic  |  Chinese - Traditional  |  Chinese - Simplified 
   |  French  |  German  |  Italian  |  Japanese  |  Korean  |  Portuguese 
   |  Russian  |  Spanish  |  Spanish - Mexican
   
   
   
   Download Privacy Policy as PDF(opens in a new tab)
   
   Our Privacy Commitment
   
   
   COLOMBIA – ADDITIONAL PROVISIONS
   
   THIS COLOMBIA ADDENDUM ("COLOMBIA ADDENDUM") SUPPLEMENTS THIS POLICY TO THE
   EXTENT THAT THE LAW OF COLOMBIA APPLIES IN RELATION TO THE PROCESSING OF
   PERSONAL INFORMATION BY S&P GLOBAL. IN CASE OF ANY INCONSISTENCIES BETWEEN
   THIS COLOMBIA ADDENDUM AND THE REST OF THIS POLICY, THIS COLOMBIA ADDENDUM
   PREVAILS. DATA SUBJECT RIGHTS
   
   SUBJECT TO APPLICABLE LAW, YOU HAVE THE RIGHT TO:
   
    * FREELY ACCESS YOUR PERSONAL INFORMATION;
    * KNOW, UPDATE, AND CORRECT PERSONAL INFORMATION WHEN DATA IS INEXACT,
      INCOMPLETE, FRAGMENTED, MISLEADING, OR WHERE PROCESSING IS NOT AUTHORIZED
      OR PROHIBITED;
    * REQUEST PROOF OF AUTHORIZATION TO PROCESS YOUR PERSONAL INFORMATION,
      UNLESS EXEMPTED UNDER APPLICABLE LAW;
    * BRING COMPLAINTS TO THE SUPERINTENDENT OF INDUSTRY AND COMMERCE;
    * REVOKE AUTHORIZATION AND/OR REQUIRE THE DELETION OF PERSONAL INFORMATION
      WHEN THERE IS NOT A LEGAL OR CONTRACTUAL REASON TO KEEP THE PERSONAL
      INFORMATION; AND
    * DECLINE AUTHORIZATION FOR THE PROCESSING OF SENSITIVE PERSONAL
      INFORMATION. THE PROVISION OF SENSITIVE PERSONAL INFORMATION OR THE
      PERSONAL INFORMATION OF MINORS IS OPTIONAL.
   
   PRINCIPAL PLACE OF BUSINESS
   
   S&P GLOBAL COLOMBIA SAS (NIT #900.505.649-2) HAS ITS PRINCIPAL PLACE OF
   BUSINESS AT CARRERA 19A NO 90 – 13 BOGOTÁ, COLOMBIA.
   
   

 * Republic of South Africa – Additional Provisions
   
   
   GLOBAL CORPORATE PRIVACY POLICY
   
   
   
   --------------------------------------------------------------------------------
   
   English  |  Arabic  |  Chinese - Traditional  |  Chinese - Simplified 
   |  French  |  German  |  Italian  |  Japanese  |  Korean  |  Portuguese 
   |  Russian  |  Spanish  |  Spanish - Mexican
   
   
   
   Download Privacy Policy as PDF(opens in a new tab)
   
   Our Privacy Commitment
   
   
   REPUBLIC OF SOUTH AFRICA ADDENDUM
   
   THIS SOUTH AFRICAN ADDENDUM (“SOUTH AFRICAN ADDENDUM”) APPLIES IN RELATION TO
   THE PROCESSING OF PERSONAL INFORMATION BY THE S&P GLOBAL RESPONSIBLE PARTIES
   LISTED BELOW IN THE REPUBLIC OF SOUTH AFRICA AND SUPPLEMENTS THE INFORMATION
   SET OUT ABOVE IN THIS POLICY. IN CASE OF ANY INCONSISTENCIES BETWEEN THIS
   SOUTH AFRICAN ADDENDUM AND THE REST OF THIS POLICY, THIS SOUTH AFRICAN
   ADDENDUM PREVAILS.
   
    1. RESPONSIBLE PARTIES.
       * SPGI UK (INCORPORATED IN ENGLAND) EXTERNAL PROFIT COMPANY, REGISTRATION
         NUMBER 2012/065136/10
       * S&P GLOBAL RATINGS EUROPE LIMITED (INCORPORATED IN IRELAND) EXTERNAL
         PROFIT COMPANY, REGISTRATION NUMBER 2017/655416/10
       * S&P GLOBAL IPREO LIMITED (INCORPORATED IN UNITED KINGDOM) EXTERNAL
         PROFIT COMPANY, REGISTRATION NUMBER 2005/035402/07
   
       S&P GLOBAL RESPONSIBLE PARTIES THAT MAY PROCESS PERSONAL INFORMATION FROM
       TIME TO TIME INCLUDE: • SPGI INDICES UK (INCORPORATED IN UNITED KINGDOM)
       EXTERNAL PROFIT COMPANY SOUTH AFRICA, REGISTRATION NUMBER
   
       2013/147353/10
   
    2. PERSONAL INFORMATION OF JURISTIC PERSONS
       * A COMPANY’S OR OTHER JURISTIC PERSON’S NAME, ADDRESS, TELEPHONE NUMBER,
         EMAIL ADDRESS, COMPANY REGISTRATION NUMBER, AND COMPANY CONTACT’S NAME;
       * A COMPANY’S OR OTHER JURISTIC PERSON’S INCORPORATION DOCUMENTS, TAX
         NUMBERS, AUDITED FINANCIAL STATEMENTS, BBBEE CERTIFICATES, AND BANK
         ACCOUNT RECORDS;
       * A COMPANY’S OR OTHER JURISTIC PERSON’S REPRESENTATIVE’S DETAILS,
         INCLUDING THEIR NAME, EMAIL, TELEPHONE NUMBERS, JOB TITLE, JOB FUNCTION
         AND DETAILS RELATING TO THE AREA OF WORK;
       * A COMPANY’S OR OTHER JURISTIC PERSON’S PRODUCT OR SPECIFICATION
         REQUIREMENTS; AND
       * INFORMATION RELATED TO PRODUCT SUPPORT INTERACTION AND PRODUCT TRAINING
         INFORMATION, TO THE EXTENT THAT THIS INFORMATION IS IDENTIFIABLE.
   
       IN ADDITION TO THE INDIVIDUAL’S PERSONAL INFORMATION COLLECTED AS SET OUT
       IN THIS POLICY, WE PROCESS INFORMATION RELATING TO SOUTH AFRICAN JURISTIC
       PERSONS, WHICH MAY CONSTITUTE PERSONAL INFORMATION FOR PURPOSES OF THE
       PROTECTION OF PERSONAL INFORMATION ACT OF SOUTH AFRICA. THE PERSONAL
       INFORMATION RELATING TO SOUTH AFRICAN JURISTIC PERSONS WE PROCESS
       INCLUDES:
   
       WE COLLECT THE INFORMATION DIRECTLY FROM THE JURISTIC PERSON CONCERNED OR
       ITS REPRESENTATIVES DURING NEGOTIATION, WHEN PREPARING AND CONCLUDING
       AGREEMENTS AND DURING IMPLEMENTATION OR USE OF PRODUCTS/SERVICES FOR
       THEIR USERS. WE MAY ALSO COLLECT THE INFORMATION FROM THE CLIENT’S
       EMPLOYEE USERS WHEN THEY REGISTER AND USE PRODUCTS/SERVICES OR OBTAIN THE
       INFORMATION THAT HAS BEEN MADE PUBLICLY AVAILABLE VIA THE INTERNET AND
       WEBSITE SEARCHES OR WHEN THE CLIENT’S EMPLOYEE USER OTHERWISE GIVES S&P
       GLOBAL THEIR CONTACT DETAILS.
   
    3. PURPOSES AND LEGAL BASIS FOR THE PROCESSING OF PERSONAL INFORMATION OF
       JURISTIC PERSONS.
       * TO IDENTIFY CLIENTS AND PROSPECTIVE CUSTOMERS;
       * TO MARKET AND SELL PRODUCTS TO CLIENTS;
       * TO NEGOTIATE AND ENTER INTO CONTRACTS WITH CLIENTS;
       * TO OBTAIN PERMISSION FROM CLIENTS AND THEIR USERS;
       * TO CONDUCT TRAINING AND TO PROVIDE SUPPORT TO CLIENTS/USERS;
       * TO RECORD CLIENT ENGAGEMENTS AND CONVERSATIONS;
       * TO INVOICE AND COLLECT FROM CLIENTS AND ACCOUNT FOR CLIENT REVENUE;
       * TO COMPLY WITH APPLICABLE STATUTORY OBLIGATIONS;
       * TO CARRY OUT AND MANAGE OUR BUSINESS OPERATIONS AND FOR ANY OTHER
         LEGITIMATE BUSINESS PURPOSES; AND
       * IN CONNECTION WITH OUR PRODUCTS AND SERVICES.
   
       THE PURPOSES OF THE PROCESSING OF THE ABOVEMENTIONED PERSONAL INFORMATION
       INCLUDE:
   
       GENERALLY, WE PROCESS THE ABOVE PERSONAL INFORMATION FOR PURPOSES OF THE
       PERFORMANCE OF A CONTRACT WITH A CLIENT, OR WHERE WE HAVE THE CONSENT OF
       THE CLIENT OR THE JURISTIC PERSON CONCERNED, OR ON THE BASIS THAT IT IS
       IN OUR LEGITIMATE INTERESTS OR THAT OF A THIRD PARTY TO WHOM THE
       INFORMATION IS SUPPLIED FOR PURPOSES OF, AMONGST OTHER THINGS, MARKETING
       AND SELLING OUR PRODUCTS AND SERVICES, SUPPORTING CLIENT ACCESS TO AND
       USE OF OUR PRODUCTS, PROVIDING TRAINING TO USERS OF OUR PRODUCTS,
       RESPONDING TO CLIENT OR USER QUERIES, IMPROVING PRODUCTS AND SERVICES,
       ADVISING USERS OF PRODUCT FEATURES, NEW RELEASES OR MAINTENANCE.
   
       THE PERSONAL INFORMATION OF JURISTIC PERSONS MAY BE SHARED WITH THIRD
       PARTIES AND TRANSFERRED TO COUNTRIES OUTSIDE OF SOUTH AFRICA. PLEASE SEE
       THE RELEVANT PROVISIONS OF THE POLICY IN THIS REGARD.
   
    4. LAWS AUTHORIZING OR REQUIRING THE COLLECTION OF PERSONAL INFORMATION
       
       THE LEGISLATION IN TERMS OF WHICH PERSONAL INFORMATION OF INDIVIDUALS OR
       JURISTIC PERSONS MAY BE REQUIRED TO BE PROCESSED INCLUDES:
       
       * THE FINANCIAL INTELLIGENCE CENTRE ACT, 2001;
       * THE INCOME TAX ACT, 1962; AND
       * THE COMPANY’S ACT, 2008.
   
    5. SENSITIVE PERSONAL INFORMATION.
   
       TO THE EXTENT APPLICABLE, INFORMATION RELATING TO AN INDIVIDUAL’S
       RELIGIOUS OR PHILOSOPHICAL BELIEFS, RACE OR ETHNIC ORIGIN, TRADE UNION
       MEMBERSHIP, POLITICAL PERSUASION, HEALTH OR SEX LIFE, BIOMETRIC
       INFORMATION OR CRIMINAL BEHAVIOR, INCLUDING ANY PHOTOGRAPHS OR VIDEO
       RECORDINGS OF MAY BE CONSIDERED AS SENSITIVE/SPECIAL PERSONAL INFORMATION
       IN ACCORDANCE WITH APPLICABLE SOUTH AFRICAN LAW AND REGULATIONS. WE WILL
       USE AN INDIVIDUAL’S SPECIAL PERSONAL INFORMATION FOR THE PURPOSES AS
       STATED IN THIS PRIVACY POLICY, OR AS OTHERWISE AS NOTIFIED TO YOU FROM
       TIME TO TIME.
   
    6. CONTACT US. IF YOU HAVE ANY QUESTIONS OR CONCERNS ABOUT THIS ADDENDUM OR
       THE POLICY YOU MAY CONTACT THE INFORMATION OFFICER AT
       PRIVACY@SPGLOBAL.COM, OR IN ACCORDANCE WITH THE INFORMATION PROVIDED IN
       THE POLICY UNDER “HOW TO CONTACT US”. WE WILL REPLY TO YOUR REQUEST
       WITHIN REASONABLE PERIOD OF TIME AND IN ANY EVENT WITHIN 30 DAYS. WE MAY
       REQUIRE YOU TO VERIFY YOUR IDENTITY.
   
   


GLOBAL CORPORATE PRIVACY POLICY



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Our Privacy Commitment


WHAT IS THIS POLICY ABOUT?

UPDATE EFFECTIVE: SEPTEMBER 13, 2024

S&P GLOBAL INC. AND ITS AFFILIATES AND BRANDS INCLUDING MARKET INTELLIGENCE,
RATINGS, COMMODITY INSIGHTS, DOW JONES INDICES, MOBILITY AND SUSTAINABLE1
(COLLECTIVELY OR INDIVIDUALLY, AS APPLICABLE, REFERRED TO AS "S&P GLOBAL", "WE",
"OUR", "US") RESPECT YOUR RIGHT TO PRIVACY. THIS GLOBAL CORPORATE PRIVACY POLICY
(“POLICY”) EXPLAINS WHO WE ARE, HOW WE COLLECT, SHARE, TRANSFER AND USE PERSONAL
INFORMATION ABOUT YOU, AND HOW YOU CAN EXERCISE YOUR PRIVACY RIGHTS. THIS POLICY
APPLIES TO INTERACTIONS WE HAVE WITH YOU VIA OUR WEBSITES, APPLICATIONS AND
OTHER PRODUCTS AND SERVICES INCLUDING EVENTS, WHERE YOU OTHERWISE CONTACT US AND
WHERE WE OTHERWISE DISPLAY OR LINK TO THIS POLICY (“SERVICES”) OR IN THE COURSE
OF OUR RECEIPT OF PRODUCTS OR SERVICES FROM YOU OR YOUR EMPLOYER.

PLEASE NOTE THAT SOME PRIVACY RIGHTS AND OBLIGATIONS MAY DIFFER IN CERTAIN
LOCATIONS BASED ON APPLICABLE LOCAL DATA PROTECTION LAWS. WE HAVE INCLUDED
SUPPLEMENTAL INFORMATION FOR CERTAIN JURISDICTIONS IN THIS POLICY.

THIRD PARTIES THAT LINK FROM OR TO OUR SERVICES, OR FROM WHOM WE COLLECT
PERSONAL INFORMATION MAY HAVE THEIR OWN PRIVACY POLICIES AND PRACTICES. THIS
POLICY DOES NOT APPLY TO SITES OR APPLICATIONS OFFERED BY OTHER COMPANIES OR
INDIVIDUALS, INCLUDING THIRD PARTY PRODUCTS AND SERVICES, THAT MAY BE DISPLAYED
AS CONTENT IN A SEARCH ON OUR WEBSITE. PLEASE REVIEW ANY THIRD-PARTY POLICIES TO
LEARN MORE ABOUT THEIR PRACTICES.

 TO THE EXTENT A NOTICE PROVIDED AT THE TIME OF COLLECTION FROM A WEBSITE OR
SPECIFIC PRODUCT CONFLICTS WITH THIS POLICY, THE TERMS OF THAT SPECIFIC NOTICE
OR SUPPLEMENTAL PRIVACY STATEMENT WILL APPLY.

IF YOU ENTER INTO A SEPARATE AGREEMENT WITH US WHICH REQUIRES, OR CONTEMPLATES,
COLLECTING, SHARING, TRANSFERRING, USING OR OTHERWISE PROCESSING INFORMATION
ABOUT YOU IN A MANNER THAT IS DIFFERENT THAN THAT WHICH IS DESCRIBED IN THIS
POLICY, THE TERMS OF THAT AGREEMENT WILL APPLY.

FOR MORE ABOUT THE S&P GLOBAL’S COMMITMENT TO PRIVACY, PLEASE SEE THE PRIVACY
MISSION STATEMENT AND RESOURCES AT:
HTTPS://WWW.SPGLOBAL.COM/EN/PRIVACY/OUR-PRIVACY-COMMITMENT.HTML.




GLOBAL CORPORATE PRIVACY POLICY



--------------------------------------------------------------------------------

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|  French  |  German  |  Italian  |  Japanese  |  Korean  |  Portuguese 
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Download Privacy Policy as PDF(opens in a new tab)

Our Privacy Commitment


WHAT DOES S&P GLOBAL DO?

S&P GLOBAL IS A LEADING PROVIDER OF TRANSPARENT AND INDEPENDENT RATINGS,
BENCHMARKS, ANALYTICS AND DATA TO THE CAPITAL AND COMMODITY MARKETS, BUSINESSES
AND GOVERNMENTS WORLDWIDE. FOR MORE ABOUT THE S&P GLOBAL CURRENT GROUP COMPANIES
AND OTHER RELATED COMPANIES, PLEASE SEE OUR LATEST FILING HERE.




GLOBAL CORPORATE PRIVACY POLICY



--------------------------------------------------------------------------------

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|  French  |  German  |  Italian  |  Japanese  |  Korean  |  Portuguese 
|  Russian  |  Spanish  |  Spanish - Mexican



Download Privacy Policy as PDF(opens in a new tab)

Our Privacy Commitment


WHAT PERSONAL INFORMATION DOES S&P GLOBAL COLLECT AND WHY?

THE INFORMATION THAT WE COLLECT FROM OR ABOUT YOU - SOME OF WHICH IS PERSONAL
INFORMATION UNDER APPLICABLE DATA PROTECTION LAWS - FALLS INTO THE FOLLOWING
BROAD CATEGORIES:

1. INFORMATION THAT YOU PROVIDE TO US

AS PART OF OUR SERVICES, YOU MAY PROVIDE CERTAIN INFORMATION TO US, SUCH AS YOUR
CONTACT DETAILS, USER CREDENTIALS, AND EMPLOYMENT INFORMATION.

A FEW EXAMPLES INCLUDE, WHEN YOU FILL OUT AN ON-LINE FORM TO REGISTER TO USE OUR
SERVICES, SUCH AS TO ATTEND AN EVENT, TO REQUEST A FREE TRIAL OR COURTESY
NEWSLETTER, OR TO RECEIVE RESEARCH, WHITE PAPERS, PRODUCT INFORMATION OR REPORTS
THROUGH OUR WEBSITE. YOU MAY ALSO PROVIDE US WITH YOUR BUSINESS CARD INFORMATION
OR OTHER CONTACT INFORMATION AS YOU CONDUCT BUSINESS WITH US OR YOU REQUEST
INFORMATION FROM US. INFORMATION WE ASK YOU FOR AND WHY WE ASK YOU FOR IT
INCLUDES:

 TYPES OF PERSONAL INFORMATION

WHY WE COLLECT IT

BILLING INFORMATION (INCLUDING YOUR PAYMENT CARD INFORMATION)

TO MAINTAIN YOUR ACCOUNT WITH US AND TO PROVIDE YOU WITH REQUESTED PRODUCTS AND
SERVICES.

FOR ORDER PROCESSING AND TO PROVIDE TRANSACTION DOCUMENTS.

CONTACT DETAILS SUCH AS NAME, TELEPHONE NUMBERS (WHICH MAY INCLUDE CELL/MOBILE
NUMBERS), EMAIL ADDRESS AND POSTAL ADDRESS AND DETAILS OF ANY CORRESPONDENCE
BETWEEN US.

TO RESPOND TO YOUR COMMUNICATIONS AND INQUIRIES, SUCH AS WHEN YOU WANT TO LEARN
MORE ABOUT OUR CONFERENCES AND WEBINARS. 

TO PROVIDE PRODUCT SERVICE UPDATES, INFORMATION AND ALERTS. 

TO CONTACT YOU FOR INFORMATION VERIFICATION PURPOSES.

TO GATHER INFORMATION NEEDED TO PROVIDE AND DELIVER MAINTENANCE, SUPPORT, AND
TRAINING FOR SERVICES REQUESTED BY YOU OR YOUR EMPLOYER.

TO OBTAIN YOUR FEEDBACK REGARDING OUR SERVICES, INCLUDING AN EVENT YOU ATTENDED,
SUCH AS WHEN WE OR OUR AGENTS SEND YOU A CUSTOMER SATISFACTION SURVEY.

TO RECEIVE SERVICES FROM YOU OR THE CORPORATE ENTITY YOU REPRESENT.

USER CREDENTIALS INCLUDING NAME, EMAIL ADDRESS, SIGNATURE AND ANY PERSONAL LOGIN
INFORMATION YOU PROVIDE TO US WHEN YOU CREATE A PROFILE, SUCH AS DETAILS OF YOUR
EDUCATION AND YOUR GENDER. 

SOME PRODUCT PLATFORMS ALSO ALLOW USERS TO UPLOAD DATA THEMSELVES INCLUDING AGE,
RACE, COLOR, ANCESTRY, NATIONAL ORIGIN, CITIZENSHIP, RELIGION OR CREED, MARITAL
STATUS, SEX (INCLUDING GENDER, GENDER IDENTITY, PREGNANCY OR CHILDBIRTH AND
RELATED MEDICAL CONDITIONS) SEXUAL ORIENTATION, VETERAN OR MILITARY STATUS, FOR
THEIR UPDATES, INFORMATION AND ALERTS.

TO SET UP AND MAINTAIN YOUR USER ACCOUNT.

TO MONITOR AND ENFORCE COMPLIANCE WITH OUR CONTRACT TERMS.

TO ENABLE CLIENTS TO USE OUR PRODUCT PLATFORMS FOR THEIR OWN PURPOSES.

EMPLOYER AND EMPLOYMENT INFORMATION SUCH AS JOB TITLE, COMPANY AFFILIATION,
FUNCTION, SENIORITY, DEPARTMENT AND LOCATION OF YOUR OFFICE.

TO MANAGE YOUR INDIVIDUAL USER ACCOUNT WHEN IT IS  COVERED BY AN ACCOUNT OF AN
S&P GLOBAL CORPORATE CUSTOMER, SUCH AS THE CORPORATE ACCOUNT OF YOUR EMPLOYER.

YOUR PREFERENCES AND INTERESTS, SUCH AS EMAILS AND NEWSLETTERS YOU WOULD LIKE TO
RECEIVE, OR HAVE OPTED OUT FROM RECEIVING, OR THE MARKETS, INDUSTRIES AND
CONFERENCES THAT INTEREST YOU.

TO ENABLE US TO SEND YOU TAILORED INFORMATION ON OUR SERVICES ACROSS OUR
DIVISIONS THAT MAY INTEREST YOU, TO ALLOW YOU TO PARTICIPATE VOLUNTARILY IN
MAILINGS AND OTHER EVENTS AND TO ALLOW US TO PROMOTE OUR EVENTS AND SERVICES. 

WE MAY RECORD (VOICE OR AUDIO) AND/OR COLLECT IMAGES OF YOU, PROVIDED THAT YOU
DO NOT OBJECT (AND THAT YOU HAVE OPTED IN WHERE REQUIRED BY LAW), FOR EXAMPLE AT
AN IN-PERSON OR VIRTUAL EVENT. IN SOME INSTANCES WE MAY ALSO USE TECHNOLOGY TO
CREATE AUTOMATED TRANSCRIPTIONS.

TO PROVIDE THE EVENT CONTENT TO INDIVIDUALS WHO WERE NOT ABLE TO ATTEND THE LIVE
EVENT, TO PROMOTE OUR EVENTS IN LIVE RECORDINGS, OR TO OTHERWISE PROVIDE EVENT
CONTENT. 

SOCIAL SECURITY/OFFICIAL IDENTIFICATION NUMBER, STATE IDENTIFICATION CARD
NUMBER, CREDIT CARD NUMBERS, AND PERSONAL FINANCIAL DATA (SUCH AS SPECIFIC
SALARY, MORTGAGE DETAILS, NET WORTH OR INDIVIDUAL PORTFOLIO INFORMATION). WE
REFER TO THIS TYPE OF PERSONAL INFORMATION AS "CUSTOMER FINANCIAL DATA".

IN SOME CASES, OUR CORPORATE CUSTOMER, SUCH AS A STRUCTURED FINANCE ISSUER OR
YOU, MAY PROVIDE CUSTOMER FINANCIAL DATA TO US FOR THE PURPOSE OF INFORMING OUR
STATISTICAL ANALYSIS OR FOR OUR USE IN PROVIDING OUR SERVICES. CUSTOMER
FINANCIAL DATA WILL NOT BE USED FOR PURPOSES OTHER THAN THESE AND WILL NOT BE
RENTED OR OTHERWISE MADE AVAILABLE TO THIRD PARTIES FOR PUBLIC DISTRIBUTION.

FOR CONDUCTING DUE DILIGENCE ACTIVITIES FOR FINANCIAL INSTITUTIONS AND OTHER
REGULATED COMPANIES AS PART OF OUR KNOW-YOUR-CLIENT PRODUCTS.

ISSUES, QUESTIONS AND PROBLEMS YOU HAVE WHEN USING OUR SERVICES, YOUR USER
PREFERENCES AND HOW YOU USE OR WANT TO USE OUR SERVICES AND INFORMATION WHICH
YOU SEEK TO ANALYZE OR MANIPULATE WITHIN OUR SERVICES AND WHICH YOU COMMUNICATE
TO OUR SUPPORT, MAINTENANCE AND TRAINING STAFF. WE MAY ALSO RECORD TELEPHONE
SERVICE CALLS WITH YOU, SUBJECT TO AN ANNOUNCEMENT AT THE BEGINNING OF THE CALL.
IN SOME INSTANCES, WE MAY ALSO USE TECHNOLOGY TO CREATE AUTOMATED
TRANSCRIPTIONS.

TO MAINTAIN YOUR ACCOUNT WITH US, PROVIDE TECHNICAL  SUPPORT TO THAT ACCOUNT,
REMEDY ISSUES OR PROBLEMS WITH THAT ACCOUNT, TRAIN YOU IN THE USE OF OUR
SERVICES AND KEEP AN AUDITABLE RECORD OF ALL SUCH COMMUNICATIONS AND ACTIONS
WHICH IS ACCESSIBLE TO OUR SUPPORT, MAINTENANCE AND TRAINING STAFF GLOBALLY.

2. INFORMATION THAT WE COLLECT AUTOMATICALLY

WE MAY COLLECT INFORMATION AUTOMATICALLY FROM YOUR DEVICE, INCLUDING INFORMATION
REGARDING HOW YOU USE OUR SERVICES. WHERE REQUIRED BY LAW, WE WILL OBTAIN YOUR
CONSENT BEFORE WE PLACE ANY COOKIES ON YOUR DEVICE THAT ARE NOT STRICTLY
NECESSARY FOR THE FUNCTIONING OF OUR WEBSITES.

INFORMATION WE MAY COLLECT AUTOMATICALLY INCLUDES YOUR LOG-IN EVENTS (WHEN, HOW
AND FOR HOW LONG YOU LOG INTO AND USE CERTAIN SERVICES), IP OR MAC ADDRESS,
DEVICE MAKE, MODEL AND OPERATING SYSTEM, MOBILE NETWORK INFORMATION, INTERNET
SERVICE PROVIDER, UNIQUE DEVICE IDENTIFICATION NUMBER, ADVERTISING ID, BROWSER
TYPE AND LANGUAGE, GEOGRAPHIC LOCATION (E.G., COUNTRY OR CITY LEVEL LOCATION OR
TIME ZONE) AND OTHER TECHNICAL INFORMATION. WE MAY COLLECT "CLICK STREAM" DATA,
WHICH IS INFORMATION ABOUT HOW YOUR DEVICE INTERACTS WITH OUR SERVICES, SUCH AS
THE PAGES, SCREENS, FUNCTIONS, APPLICATIONS AND PRODUCTS ACCESSED, AND LINKS
CLICKED. 

THIS INFORMATION HELPS US UNDERSTAND USERS OF OUR SERVICES, SUCH AS VISITORS TO
OUR WEBSITES, THE PAGES THEY VISITED, AND WHAT CONTENT AND FUNCTIONS INTEREST
THEM. WE USE THIS AUTOMATICALLY COLLECTED INFORMATION:

 * FOR OUR ANALYTICS PURPOSES, INCLUDING TO ENHANCE OUR UNDERSTANDING OF USAGE
   OF OUR SERVICES;
 * TO IMPROVE THE QUALITY AND RELEVANCE TO USERS OF OUR SERVICES, INCLUDING
   (WITH CONSENT AS APPLICABLE) BY SHOWING OR OFFERING USERS RELEVANT SERVICES
   OR CONTENT BASED ON THEIR PREFERENCES AND USAGE HABITS;
 * TO DEVELOP OR ACCELERATE RESEARCH, ANALYSIS, NEWS AND RELATED EDITORIAL
   CONTENT AND INFORMATION COLLECTION AS PART OF OUR SERVICES, OR TO ENABLE
   OTHERS TO DEVELOP/ACCELERATE SUCH CONTENT WHERE PERMITTED;
 * TO OFFER YOU SUPPORT WITH AND TRAINING ON OUR SERVICES AND TO HELP RESOLVE
   ANY ERRORS OR TECHNICAL ISSUES; - TO DEVELOP AND UPDATE OUR SERVICES;
 * FOR CUSTOMER SERVICES, SUCH AS EVALUATING OUR CUSTOMERS' TRAINING NEEDS FOR
   OUR PRODUCTS;
 * TO SATISFY REQUESTS FROM S&P GLOBAL CORPORATE CUSTOMERS REGARDING THE
   ENTITLEMENT TO AND USE OF OUR SERVICES BY INDIVIDUAL USERS UNDER THEIR
   CORPORATE ACCOUNTS (THIS INFORMATION MAY BE OFFERED TO CLIENTS IN AN
   AGGREGATED FORM AND CLIENTS MAY BE REQUIRED BY LAW TO REQUEST CERTAIN
   INFORMATION);
 * TO DELIVER TAILORED INFORMATION ON OUR SERVICES THAT MAY BE OF INTEREST OR
   VALUE TO YOU AND TO SEND YOU MARKETING AND PROMOTIONAL EMAILS WITH YOUR
   CONSENT IF REQUIRED BY APPLICABLE LAW;
 * OCCASIONALLY, TO IDENTIFY UNAUTHORIZED USE OR UNAUTHORIZED DISTRIBUTION OF
   OUR SERVICES RELATED OR UNRELATED TO A SECURITY ISSUE;
 * WHERE RELEVANT, TO REVIEW OR UPDATE PRICING AGREED WITH OUR CUSTOMERS; AND
 * FOR BILLING PURPOSES, SO THAT WE OR OTHERS (SUCH AS OUR CONTENT PROVIDERS)
   CAN BILL FOR THE SERVICES PROVIDED.

SOME OF THIS INFORMATION IS COLLECTED USING COOKIES, WEBLOGS, WEB BEACONS AND
SIMILAR TRACKING TECHNOLOGY - SEE "HOW DOES S&P GLOBAL USE COOKIES AND SIMILAR
TRACKING TECHNOLOGY?" FOR MORE INFORMATION.

3. INFORMATION THAT WE OBTAIN FROM OTHER SOURCES

WE MAY RECEIVE PERSONAL INFORMATION ABOUT YOU FROM OTHER SOURCES (INCLUDING YOUR
EMPLOYER OR BUSINESS PARTNER IF YOU USE SERVICES COVERED BY A SUBSCRIPTION).
WHERE YOU REGISTER AS A USER, WE WILL ENDEAVOR TO CHECK THAT THESE THIRD PARTIES
HAVE YOUR CONSENT OR ARE OTHERWISE LEGALLY PERMITTED OR REQUIRED TO DISCLOSE
YOUR PERSONAL INFORMATION TO US.


THE INFORMATION WE COLLECT FROM YOUR EMPLOYER (IF YOU USE OUR SERVICES UNDER
YOUR EMPLOYER'S CORPORATE SUBSCRIPTION) CONSISTS OF YOUR CONTACT DETAILS AND
EMPLOYMENT-RELATED INFORMATION.

WE COLLECT PERSONAL INFORMATION FROM OTHER THIRD PARTIES, SUCH AS MARKETING
VENDORS, SURVEY SERVICES, SOCIAL MEDIA, CONFERENCES AND OTHER EVENTS THAT WE OR
OTHERS ORGANIZE, AND OTHER SOURCES TO THE EXTENT PERMITTED BY APPLICABLE LAW. WE
USE THIS INFORMATION TO MARKET OUR SERVICES TO YOU, TO MAINTAIN AND CORRECT OUR
RECORDS, TO ADD DATA FIELDS, AND TO ENHANCE THE MARKETING, DELIVERY, AND SUPPORT
OF OUR SERVICES TO YOU.

WE COLLECT PERSONAL INFORMATION AS PART OF OUR CONTENT COLLECTION PROCESS FOR
SOME OF OUR PRODUCTS. WE OBTAIN THIS FROM A VARIETY OF SOURCES, INCLUDING
THIRD-PARTY CONTENT PROVIDERS, PUBLIC FILINGS, DIRECT COMMUNICATION WITH YOUR
EMPLOYER OR APPOINTOR, AND WEBSITES TO DISPLAY WITHIN SOME OF OUR PRODUCTS.

THE AUTOMOTIVE BUSINESS COLLECTS AND COMPILES MOTOR VEHICLE REGISTRATION AND
TITLE INFORMATION TO PROVIDE PRODUCTS AND SERVICES TO AUTHORIZED ENTITIES
PURSUANT TO 18 U.S.C A. §2721 AND SIMILAR STATE LAWS GOVERNING THE USE OF SUCH
INFORMATION. CONSUMER INFORMATION FROM MOTOR VEHICLE RECORDS IS USED IN
COMPLIANCE WITH THE GOVERNING LAWS AND REGULATIONS AND THUS NOT USED BY S&P
GLOBAL OR PROVIDED TO OTHER ENTITIES FOR DIRECT MARKETING PURPOSES. TO ACCESS OR
CORRECT YOUR MOTOR VEHICLE REGISTRATION AND/OR TITLE INFORMATION, YOU MUST
CONTACT YOUR STATE'S DEPARTMENT OF MOTOR VEHICLES OR OTHER STATE AGENCY THAT
PROCESSES MOTOR VEHICLE TITLES AND REGISTRATION. THE AMERICAN ASSOCIATION OF
MOTOR VEHICLE ADMINISTRATORS MAINTAINS LINKS TO STATE MOTOR VEHICLE AGENCY
WEBSITES, ORGANIZED BY AAMVA REGIONS.

WE ALSO MAY USE YOUR PERSONAL INFORMATION FOR OTHER PURPOSES THAT WE EXPLAIN TO
YOU AT THE TIME WE COLLECT YOUR PERSONAL INFORMATION OR, IF PERMITTED BY
APPLICABLE DATA PROTECTION LAWS, THAT ARE COMPATIBLE WITH THE PURPOSES WE HAVE
DISCLOSED TO YOU (SUCH AS ARCHIVING PURPOSES IN THE PUBLIC INTEREST, SCIENTIFIC
OR HISTORICAL RESEARCH PURPOSES, OR STATISTICAL PURPOSES).

S&P GLOBAL POLICIES, PROCEDURES AND STANDARDS REQUIRE THAT THE INFORMATION IN
ITS PRODUCTS IS UPDATED FOR ACCURACY ON A REGULAR BASIS AND REMOVED FROM ITS
SYSTEMS WHEN SUCH DATA BECOMES OBSOLETE OR INACCURATE. S&P GLOBAL HAS
ESTABLISHED INFORMATION GOVERNANCE STANDARDS FOR COLLECTION, USE AND RETENTION
OF PERSONAL INFORMATION.

TO THE EXTENT WE MAINTAIN AND USE PERSONAL INFORMATION IN A DEIDENTIFIED OR
ANONYMIZED FORM, WE WILL NOT ATTEMPT TO REIDENTIFY THE INFORMATION, EXCEPT FOR
THE PURPOSE OF DETERMINING WHETHER OUR DEIDENTIFICATION/ ANONYMIZATION PROCESSES
SATISFY OUR LEGAL OBLIGATIONS.

4. OTHER PERSONAL INFORMATION COLLECTED THROUGH OUR MOBILE APPS

WHEN YOU DOWNLOAD, ACCESS OR OTHERWISE USE ONE OF OUR MOBILE APPS, THE
INFORMATION THAT WE COLLECT DEPENDS ON YOUR DEVICE, IN-APP AND OPERATING SYSTEM
PERMISSIONS. OUR APPS MAY REQUIRE ACCESS TO APPLICATIONS AND/OR DATA ON YOUR
MOBILE DEVICE TO FUNCTION. WHEN YOU AGREE, SOME OF OUR APPS COLLECT THE PRECISE
GEO-LOCATION OF YOUR MOBILE DEVICE AND SOME OF OUR APPS ALSO COLLECT INFORMATION
THAT MAY BE PERSONAL INFORMATION ABOUT YOU OR OTHERS, FROM OR ABOUT:

 * YOUR CALENDAR
 * YOUR CONTACTS AND CALL INFORMATION
 * THE ACCOUNTS AND OTHER APPS ON YOUR MOBILE DEVICE
 * PHOTOS (INCLUDING DATE, TIME, LOCATION AND CONTENTS)
 * MEDIA FILES, METADATA AND OTHER STORED INFORMATION

WE MAY ALSO AUTOMATICALLY COLLECT APP LOGS AND USAGE STATISTICS. FOR EXAMPLE, WE
MAY RECORD WHEN YOU OPEN AN APP SO THAT WE CAN MONITOR WHICH APP IS USED, WHEN
AND HOW, AND IF THE APP STOPS WORKING, WE LOG THE "CRASH DATA," SUCH AS WHETHER
YOU HAVE MOBILE RECEPTION, TO HELP US IDENTIFY AND FIX THE CAUSE.

TO LEARN MORE ABOUT THE SPECIFIC INFORMATION COLLECTED BY ANY OF OUR MOBILE
APPS, PLEASE CHECK YOUR DEVICE SETTINGS OR REVIEW THE PLATFORM FROM WHICH YOU
DOWNLOADED IT. TO STOP COLLECTION OF ALL INFORMATION THROUGH ONE OF OUR APPS,
PLEASE UNINSTALL THE APP.




GLOBAL CORPORATE PRIVACY POLICY



--------------------------------------------------------------------------------

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|  French  |  German  |  Italian  |  Japanese  |  Korean  |  Portuguese 
|  Russian  |  Spanish  |  Spanish - Mexican



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Our Privacy Commitment


WHEN DOES S&P GLOBAL DISCLOSE MY PERSONAL INFORMATION?

THE CATEGORIES OF PERSONAL INFORMATION LISTED IN THE S&P GLOBAL "WHAT PERSONAL
INFORMATION DOES S&P GLOBAL COLLECT AND WHY?" SECTION ABOVE MAY BE DISCLOSED TO
THE FOLLOWING CATEGORIES OF RECIPIENTS:

OUR GROUP COMPANIES AND OUR JOINT VENTURE COMPANIES WHERE APPLICABLE, SERVICE
PROVIDERS INCLUDING WITHOUT LIMITATION PROFESSIONAL ADVISERS OR CONSULTANTS SUCH
AS LAWYERS, BANKERS, AUDITORS, ACCOUNTANTS AND INSURERS PROVIDING CONSULTANCY,
LEGAL, BANKING, AUDIT, ACCOUNTING OR INSURANCE SERVICES, FINANCIAL INSTITUTIONS
PROVIDING FINANCE TO US, EXTERNAL AUDITORS, PRODUCT CONTENT PROVIDERS, WEBSITE
ADMINISTRATORS, SURVEY CONDUCTORS, TECHNICAL SUPPORT PROVIDERS, PROVIDERS OF
PAYMENT PROCESSING SERVICES, SERVICE PROVIDERS THAT ASSIST IN THE FULFILLMENT OF
ORDERS, BUSINESS PARTNERS AND ANY ORGANIZATION THAT ARRANGES YOUR ACCESS TO OUR
PRODUCTS OR SERVICES (IF THAT IS NOT YOU).

WE SHARE PERSONAL INFORMATION WITH THOSE AUTHORIZED PARTIES REFERRED TO ABOVE
FOR PURPOSES CONSISTENT WITH THOSE DESCRIBED IN THIS POLICY OR AS NOTIFIED TO
YOU WHEN YOUR PERSONAL INFORMATION IS COLLECTED. FOR EXAMPLE, WE MAY SHARE YOUR
PERSONAL INFORMATION WITH THE ORGANIZATION THAT ARRANGES YOUR ACCESS TO OUR
PRODUCTS OR SERVICES TO FULFILL ITS CONTRACTUAL OBLIGATIONS AND TO PROVIDE OUR
PRODUCTS AND SERVICES, SUPPORT, AND TRAINING FOR THEM. WE MAY SHARE YOUR
PERSONAL INFORMATION WITH OUR SERVICE PROVIDERS AND BUSINESS PARTNERS FOR THE
PURPOSE OF OPERATING OUR BUSINESS, HONORING A REQUEST THAT YOU HAVE MADE THROUGH
THE PRODUCTS OR SERVICES, DELIVERING, IMPROVING AND CUSTOMIZING OUR PRODUCTS OR
SERVICES, SENDING MARKETING AND COMMUNICATIONS RELATED TO OUR BUSINESS, PAYMENT
PROCESSING, AND FOR OTHER LEGITIMATE PURPOSES PERMITTED BY APPLICABLE LAW OR
OTHERWISE WITH YOUR CONSENT. IN CERTAIN CIRCUMSTANCES WHERE YOUR PERSONAL
INFORMATION HAS BEEN COLLECTED FOR MARKETING PURPOSES AND WHERE PERMITTED BY
APPLICABLE LAW, WE MAY SHARE THE PERSONAL INFORMATION WITH BUSINESS PARTNERS IN
THE AD TECH SECTOR FOR THEIR OWN COMMERCIAL MARKETING PURPOSES. WE MAY SHARE THE
CONTACT INFORMATION YOU PROVIDE WHEN REGISTERING FOR AN EVENT AND SHARE EVENT
ATTENDEE LISTS BETWEEN OUR S&P GLOBAL DIVISIONS AND WITH OUR WEBINAR AND
CONFERENCE PARTNERS, TO ENSURE THAT YOUR CONTACT INFORMATION IS UP TO DATE AND
TO ADMINISTER, SECURE, AND SEEK FEEDBACK ON AND PROMOTE OUR EVENTS. 

FOR A LIST OF OUR CURRENT GROUP COMPANIES AND RELATED COMPANIES, PLEASE SEE OUR
LATEST FILINGS HERE.  A LIST OF OUR CATEGORIES OF SERVICE PROVIDERS, CONTENT
PROVIDERS AND BUSINESS PARTNERS IS AVAILABLE HERE.

IN ADDITION TO THE PURPOSES DESCRIBED IN THIS POLICY, PERSONAL INFORMATION
HANDLED BY OUR SERVICE PROVIDERS MAY BE SUBJECT TO THEIR TERMS OF USE AND
PRIVACY POLICIES, WHICH IF APPLICABLE, WILL BE PROVIDED TO YOU. PLEASE REVIEW
ANY APPLICABLE SERVICE PROVIDER’S TERMS OF USE AND PRIVACY POLICIES TO BETTER
UNDERSTAND HOW THEY MANAGE YOUR PERSONAL INFORMATION.

YOUR EMPLOYER

WE MAY PROVIDE PERSONAL INFORMATION TO YOUR EMPLOYER FOR PURPOSES SUCH AS TO
FULFILL AND ENFORCE OUR CONTRACT WITH THEM, TO INFORM THEM OF POTENTIAL GROUP
TRAINING NEEDS, TO INFORM THEM OF SERVICE USE BY CERTAIN CATEGORIES OF USERS AND
FOR PRICING PURPOSES.

COMPETENT LAW ENFORCEMENT BODIES, REGULATORY, GOVERNMENT AGENCY, COURT OR OTHER
THIRD PARTIES

WE MAY PROVIDE PERSONAL INFORMATION TO ANY COMPETENT LAW ENFORCEMENT BODY,
REGULATORY, GOVERNMENT AGENCY, COURT OR OTHER THIRD PARTY IN ACCORDANCE WITH
APPLICABLE LAW AND REGULATION WHEN WE BELIEVE DISCLOSURE IS NECESSARY (I) AS A
MATTER OF APPLICABLE LAW OR REGULATION, (II) TO PROTECT AGAINST FRAUD OR FOR
RISK MANAGEMENT PURPOSES, (III) TO COOPERATE WITH RELEVANT AGENCIES FOR THE
INVESTIGATION AND PREVENTION OF CRIMES SUCH AS INSIDER TRADING, (IV) TO
EXERCISE, ESTABLISH OR DEFEND OUR LEGAL RIGHTS, (V) TO PROTECT YOUR VITAL
INTERESTS OR THOSE OF ANY OTHER PERSON, OR (VI) TO PROTECT THE INTERESTS,
RIGHTS, SAFETY OR PROPERTY OF US OR OTHERS.

S&P GLOBAL IS REGULATED BY VARIOUS FEDERAL AND STATE AGENCIES, AUTHORITIES AND
SIMILAR REGULATORY BODIES INTERNATIONALLY AND, IN THE NORMAL COURSE OF BUSINESS,
BOTH IN THE UNITED STATES OF AMERICA AND ABROAD, IS THE SUBJECT OF GOVERNMENT
AND REGULATORY PROCEEDINGS, INVESTIGATIONS AND INQUIRIES. WE MAY THEREFORE
DISCLOSE YOUR INFORMATION TO COMPLY WITH A COURT ORDER, GOVERNMENT REQUEST OR
OTHER LEGAL OR REGULATORY PROCESS, SOMETIMES WITHOUT PRIOR NOTICE TO YOU. 

OUR SEC FILINGS SET THIS OUT IN MORE DETAIL AND ARE AVAILABLE HERE.

POTENTIAL BUYERS

WE MAY PROVIDE PERSONAL INFORMATION TO A POTENTIAL BUYER OR A TARGET (AND THAT
THIRD PARTY’S OR OUR AGENTS AND ADVISERS) IN CONNECTION WITH ANY PROPOSED SALE,
PURCHASE, MERGER, TRANSFER, ACQUISITION OR LIQUIDATION OR SIMILAR EVENT, OF ALL
OR ANY PART OF OUR BUSINESSES. IF SUCH A CHANGE HAPPENS TO OUR BUSINESS, THE
BUYER OR TARGET WILL USE YOUR PERSONAL INFORMATION IN THE SAME WAY AS SET OUT IN
THIS POLICY OR WILL INFORM YOU ABOUT HOW IT WILL USE YOUR PERSONAL INFORMATION
AS REQUIRED BY APPLICABLE LAW. 

OTHER THIRD PARTIES

PERSONAL INFORMATION THAT YOU DISCLOSE ON MESSAGE BOARDS, CHAT AREAS OR SOCIAL
MEDIA PAGES OR IN DIRECT MESSAGES TO OTHER USERS OF THESE PLATFORMS MAY BE
COLLECTED AND USED BY THIRD PARTIES TO CONTACT YOU, TO SEND YOU UNSOLICITED
MESSAGES OR FOR OTHER PURPOSES WITHOUT OUR KNOWLEDGE OR CONTROL. SOCIAL MEDIA
FORUMS AND CHAT ROOMS NOT OPERATED BY US MAY HAVE ADDITIONAL RULES AND
CONDITIONS. WE ARE NOT RESPONSIBLE FOR THE PERSONAL INFORMATION OR ANY OTHER
INFORMATION YOU CHOOSE TO SUBMIT ON THESE FORUMS THAT ARE NOT CONTROLLED BY US.

THE SERVICES MAY OFFER YOU THE ABILITY TO SHARE PERSONAL INFORMATION THROUGH A
SOCIAL NETWORKING SITE (E.G., FACEBOOK, TWITTER) USING INTEGRATED TOOLS (E.G.,
FACEBOOK “LIKE” BUTTON, OR TWITTER “TWEET” BUTTON). THE USE OF SUCH INTEGRATED
TOOLS ENABLES YOU TO SHARE PERSONAL INFORMATION ABOUT YOURSELF WITH OTHER
INDIVIDUALS OR THE PUBLIC, DEPENDING ON THE SETTINGS THAT YOU HAVE ESTABLISHED
WITH SUCH SOCIAL NETWORKING SITE. FOR MORE INFORMATION ABOUT THE PURPOSE AND
SCOPE OF DATA COLLECTION AND USE IN CONNECTION WITH SUCH SOCIAL NETWORKING SITES
OR A SITE’S INTEGRATED TOOLS, PLEASE VISIT THE PRIVACY POLICIES OF THE ENTITIES
THAT PROVIDE THESE SOCIAL NETWORKING SITES.

WE ENCOURAGE YOU TO USE CAUTION WHEN PUBLICLY DISCLOSING YOUR PERSONAL
INFORMATION.

OTHER DISCLOSURES WITH YOUR CONSENT

WE MAY ASK FOR YOUR CONSENT TO SHARE YOUR INFORMATION WITH OTHER UNAFFILIATED
THIRD PARTIES WHO ARE NOT DESCRIBED ELSEWHERE IN THIS POLICY.




GLOBAL CORPORATE PRIVACY POLICY



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WHAT IS OUR LEGAL BASIS FOR PROCESSING PERSONAL INFORMATION?

OUR LEGAL BASIS FOR COLLECTING AND PROCESSING PERSONAL INFORMATION DEPENDS ON
THE PERSONAL INFORMATION CONCERNED, THE CONTEXT IN WHICH WE COLLECT IT AND THE
APPLICABLE LAWS AND REGULATIONS.

GENERALLY, WE COLLECT PERSONAL INFORMATION FROM YOU WHERE: WE HAVE YOUR CONSENT
TO DO SO; WE NEED THE PERSONAL INFORMATION TO PERFORM A CONTRACT WITH YOU (FOR
EXAMPLE, YOUR SUBSCRIPTION TO ONE OF OUR PRODUCTS) WHERE PERMITTED UNDER
APPLICABLE DATA PROTECTION LAWS; OR, IN SOME JURISDICTIONS SUCH AS THE EUROPEAN
ECONOMIC AREA (“EEA”), THE PROCESSING IS IN OUR LEGITIMATE INTERESTS AND NOT
OVERRIDDEN BY YOUR DATA PROTECTION INTERESTS OR FUNDAMENTAL RIGHTS AND FREEDOMS
OR THE PROCESSING IS OTHERWISE CONSISTENT WITH APPLICABLE LAW. IN SOME CASES, WE
ARE REQUIRED BY LAW TO COLLECT PERSONAL INFORMATION FROM YOU. 

IF WE ASK YOU TO PROVIDE PERSONAL INFORMATION TO COMPLY WITH A LEGAL REQUIREMENT
OR TO PERFORM A CONTRACT WITH YOU, WE WILL INFORM YOU WHETHER THE PROVISION OF
YOUR PERSONAL INFORMATION IS MANDATORY AND THE POSSIBLE CONSEQUENCES IF YOU DO
NOT PROVIDE YOUR PERSONAL INFORMATION.

WHERE WE SEND YOU MARKETING OR PROMOTIONAL E-MAILS REGARDING OUR SERVICES FROM
OUR DIFFERENT DIVISIONS AND AFFILIATES, WE DO SO BASED ON YOUR CONSENT, IF
REQUIRED BY APPLICABLE LAW.

GENERALLY, IF WE COLLECT AND USE YOUR PERSONAL INFORMATION IN RELIANCE ON OUR
LEGITIMATE INTERESTS (OR THOSE OF A THIRD PARTY), THIS INTEREST IS TO PROVIDE
OUR SERVICES TO YOU AND FOR OUR LEGITIMATE COMMERCIAL INTEREST (E.G., WHEN
RESPONDING TO YOUR QUERIES, IMPROVING OUR SERVICES, PROCESSING PAYMENTS,
ADVISING YOU OF PRODUCT FEATURES OR NEW RELEASES, PROVIDING TRAINING, INFORMING
YOU OF PRODUCT MAINTENANCE, OR UNDERTAKING MARKETING ACTIVITIES).




GLOBAL CORPORATE PRIVACY POLICY



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HOW DOES S&P GLOBAL USE COOKIES AND SIMILAR TRACKING TECHNOLOGY?

GENERALLY, WE USE COOKIES AND SIMILAR TRACKING TECHNOLOGY (COLLECTIVELY,
"COOKIES") IN CERTAIN SERVICES (IN PARTICULAR OUR WEBSITES AND SOME MOBILE
APPLICATIONS) TO COLLECT AND USE PERSONAL INFORMATION ABOUT YOU, IN ORDER TO
BETTER UNDERSTAND AND IMPROVE THE USABILITY, PERFORMANCE, AND EFFECTIVENESS OF
OUR SERVICES, TO HELP US TAILOR CONTENT OR OFFERS FOR YOU, AND TO SERVE OUR
TARGETED, INTEREST-BASED ADVERTISING. THESE TECHNOLOGIES MAY ALSO ALLOW CERTAIN
THIRD PARTIES TO COLLECT INFORMATION ABOUT YOU OVER TIME AND ACROSS DIFFERENT
WEBSITES, SUCH AS INFORMATION ABOUT YOU CLICKING ON ADVERTISEMENTS OR INSTALLING
OUR SERVICES. WHERE PERMITTED BY APPLICABLE LAW, WE WILL DEPLOY FIRST PARTY
PERFORMANCE OR ANALYTICS COOKIES AUTOMATICALLY WHEN YOU VISIT OUR WEBSITES.
WHERE REQUIRED BY APPLICABLE LAW, WE WILL OBTAIN YOUR CONSENT BEFORE WE PLACE
ANY COOKIES ON YOUR DEVICE THAT ARE NOT STRICTLY NECESSARY FOR THE FUNCTIONING
OF OUR WEBSITES. TO LEARN MORE, INCLUDING ABOUT HOW TO CONSENT TO OR OPT-OUT AND
WITHDRAW YOUR CONSENT TO COOKIES, PLEASE SEE OUR COOKIE NOTICE.

WE MAY USE GOOGLE ANALYTICS TO BETTER UNDERSTAND HOW VISITORS USE OUR SERVICES.
GOOGLE ANALYTICS PROVIDES US WITH INFORMATION ABOUT USERS OF OUR SERVICES.
GOOGLE ANALYTICS USES COOKIES THAT GOOGLE OR ITS AFFILIATE DOUBLECLICK
RECOGNIZES WHEN YOU VISIT OTHER WEBSITES AND APPLICATIONS. FOR MORE INFORMATION
ABOUT HOW GOOGLE COLLECTS, USES, AND SHARES YOUR INFORMATION, INCLUDING
INFORMATION COLLECTED THROUGH OUR SERVICES, PLEASE VISIT GOOGLE PRIVACY POLICY -
PARTNERS WEBSITE OR SEE GOOGLE'S OWN PRIVACY POLICY.

GOOGLE ANALYTICS USES COOKIES TO HELP US ANALYZE HOW USERS USE OUR SERVICES.
PERSONAL INFORMATION GENERATED BY THESE COOKIES ABOUT YOUR USE OF OUR SERVICES
(INCLUDING YOUR IP ADDRESS) WILL BE TRANSMITTED TO AND STORED BY GOOGLE ON
SERVERS IN THE UNITED STATES OF AMERICA. ON OUR BEHALF, GOOGLE WILL USE THIS
INFORMATION TO EVALUATE YOUR USE OF OUR SERVICES AND WILL COMPILE REPORTS ON
YOUR ACTIVITY FOR US. 

IF YOU WANT TO OPT-OUT OF GOOGLE ANALYTICS, YOU CAN DOWNLOAD AND INSTALL THE
OPT-OUT BROWSER ADD-ON DEVELOPED BY GOOGLE FOR YOUR WEB BROWSER. FOR MORE
INFORMATION ABOUT GOOGLE ANALYTICS' CURRENTLY AVAILABLE OPT-OUTS, PLEASE SEE
HTTPS://TOOLS.GOOGLE.COM/DLPAQE/GAOPTOUT.

SOME BROWSERS ALLOW YOU TO SEND A “DO NOT TRACK” SIGNAL THAT LETS YOU TELL
WEBSITES YOU DO NOT WANT TO HAVE YOUR ONLINE ACTIVITIES TRACKED. BECAUSE THERE
IS NO CONSISTENT INDUSTRY UNDERSTANDING OF HOW TO RESPOND TO SUCH SIGNALS, WE DO
NOT RESPOND TO BROWSER-INITIATED “DO NO-TRACK” SIGNALS. WE WILL HOWEVER TREAT
ANY OPT-OUT PREFERENCE SIGNAL AS VALID OPT-OUT REQUEST WHERE REQUIRED UNDER
APPLICABLE LAW. FOR MORE INFORMATION, PLEASE SEE “WHAT ARE YOUR DATA PROTECTION
RIGHTS?”  




GLOBAL CORPORATE PRIVACY POLICY



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Our Privacy Commitment


HOW DOES S&P GLOBAL KEEP MY PERSONAL INFORMATION SECURE?

WE PROTECT PERSONAL INFORMATION THAT WE PROCESS WITH APPROPRIATE TECHNICAL AND
ORGANIZATIONAL MEASURES DESIGNED TO PROVIDE A LEVEL OF SECURITY APPROPRIATE TO
THE RISK OF PROCESSING YOUR PERSONAL INFORMATION. WE WILL NOTIFY YOU ABOUT ANY
SECURITY INCIDENT INVOLVING YOUR PERSONAL INFORMATION THROUGH EMAIL,
CORRESPONDENCE, TELEPHONE, PUSH NOTIFICATION OR OTHER MEANS, AS REQUIRED BY
APPLICABLE LAW. IF YOU THINK YOUR DATA IS THE SUBJECT OF A SECURITY INCIDENT AND
WE HAVE NOT NOTIFIED YOU, OR IF YOU ARE CONCERNED ABOUT THE SECURITY OF YOUR
DATA, PLEASE CONTACT OUR DEDICATED SECURITY TEAM AT SECURITY@SPGLOBAL.COM.




GLOBAL CORPORATE PRIVACY POLICY



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Our Privacy Commitment


HOW DOES S&P GLOBAL TREAT INTERNATIONAL DATA TRANSFERS?

YOUR PERSONAL INFORMATION MAY BE TRANSFERRED TO, AND PROCESSED OUTSIDE, THE
JURISDICTION IN WHICH YOU RESIDE. THESE OTHER JURISDICTIONS MAY HAVE DATA
PROTECTION LAWS THAT ARE DIFFERENT FROM THE LAWS OF THE JURISDICTION OF YOUR
RESIDENCE (AND, IN SOME CASES, NOT AS PROTECTIVE).

S&P GLOBAL IS A MULTI-NATIONAL GROUP WITH HEADQUARTERS IN NEW YORK, UNITED
STATES OF AMERICA. OUR SERVERS MAY BE LOCATED OUTSIDE OF THE JURISDICTION WHERE
WE COLLECTED THE DATA. WE MAY STORE AND REPLICATE YOUR PERSONAL INFORMATION ON
SERVERS IN OTHER JURISDICTIONS, IN ORDER TO PROVIDE SPEED OF ACCESS, ROBUSTNESS
AND PROTECTION AGAINST SERVER FAILURE. 

WHEN WE COLLECT YOUR PERSONAL INFORMATION, WE MAY TRANSFER IT TO OR FROM ANY OF
THE COUNTRIES IN WHICH WE DO BUSINESS. OUR GROUP COMPANIES, RELATED COMPANIES,
ANY ORGANIZATION THAT ARRANGES YOUR ACCESS TO OUR PRODUCTS OR SERVICES, SERVICE
PROVIDERS, PRODUCT CONTENT PROVIDERS AND BUSINESS PARTNERS, WITH WHOM WE MAY
SHARE PERSONAL INFORMATION, ARE LOCATED IN AND TRANSFER PERSONAL INFORMATION TO
VARIOUS JURISDICTIONS AROUND THE WORLD. THE PRINCIPAL JURISDICTIONS WHERE
PERSONAL INFORMATION IS PROCESSED OR HOSTED BY OR ON BEHALF OF S&P GLOBAL ARE
THE UNITED STATES OF AMERICA, CANADA, THE UNITED KINGDOM, GERMANY, THE REPUBLIC
OF IRELAND, ITALY, FRANCE, SWITZERLAND, THE NETHERLANDS, INDIA, MALAYSIA AND
SINGAPORE. IN SOME CASES, YOUR PERSONAL INFORMATION MAY ALSO BE ACCESSED FROM
OUTSIDE OF THE JURISDICTION WHERE WE COLLECTED THE DATA, SUCH AS THE
PHILIPPINES, PAKISTAN, MEXICO, CHINA, JAPAN, AND AUSTRALIA, WHERE OUR
BACK-OFFICE SUPPORT PERSONNEL ARE LOCATED FOR CERTAIN DIVISIONS.

WHERE YOUR PERSONAL INFORMATION IS TRANSFERRED BY US OR ON OUR BEHALF, WE
IMPLEMENT APPROPRIATE SAFEGUARDS TO PROTECT YOUR PERSONAL INFORMATION IN
ACCORDANCE WITH THIS POLICY. THESE SAFEGUARDS INCLUDE IMPLEMENTING APPLICABLE
STANDARD CONTRACTUAL CLAUSES FOR TRANSFERS OF PERSONAL INFORMATION BETWEEN OUR
GROUP COMPANIES, WHICH REQUIRE GROUP COMPANIES TO PROTECT PERSONAL INFORMATION
THEY TRANSFER FROM THE JURISDICTION IN WHICH IT WAS COLLECTED IN ACCORDANCE WITH
APPLICABLE DATA PROTECTION LAW.

WHERE REQUIRED BY APPLICABLE LAW, INTERNATIONAL TRANSFERS TAKE PLACE ONLY WHEN
THERE IS AN ADEQUATE LEVEL OF PROTECTION TO THE FUNDAMENTAL DATA PROTECTION
RIGHTS OF INDIVIDUALS. IN SOME CIRCUMSTANCES, WE MAY CHOOSE TO RELY UPON AN
ADEQUACY DECISION TO LAWFULLY TRANSFER PERSONAL INFORMATION. STANDARD
CONTRACTUAL CLAUSES ARE ONE OF SEVERAL MECHANISMS THAT ALLOW FOR PERSONAL
INFORMATION TO BE TRANSFERRED ACROSS JURISDICTIONAL BORDERS AND WE MAY RELY ON
THESE FOR TRANSFERS TO AND FROM OUR AFFILIATES, VENDORS AND BUSINESS PARTNERS
WHERE APPLICABLE. ADDITIONAL SAFEGUARDS MAY ALSO BE IMPLEMENTED WHERE PERSONAL
INFORMATION IS TRANSFERRED. PLEASE CONTACT US TO REQUEST A COPY OF OUR
APPROPRIATE SAFEGUARDS.




GLOBAL CORPORATE PRIVACY POLICY



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Our Privacy Commitment


FOR HOW LONG DOES S&P GLOBAL RETAIN PERSONAL INFORMATION?

OUR APPLICABLE INFORMATION GOVERNANCE POLICIES, PROCEDURES AND STANDARDS REQUIRE
THAT PERSONAL INFORMATION BE RETAINED FOR AS LONG AS WE HAVE AN ONGOING
LEGITIMATE BUSINESS NEED TO DO SO (FOR EXAMPLE, TO PROVIDE YOU WITH A SERVICE
YOU HAVE REQUESTED, OR TO COMPLY WITH APPLICABLE LEGAL, TAX OR ACCOUNTING
REQUIREMENTS).

ONCE WE NO LONGER HAVE A LEGITIMATE BUSINESS NEED TO PROCESS YOUR PERSONAL
INFORMATION, OUR APPLICABLE INFORMATION GOVERNANCE POLICIES, PROCEDURES AND
STANDARDS REQUIRE THAT WE EITHER DELETE OR ANONYMIZE YOUR PERSONAL INFORMATION,
OR IF DELETION OR ANONYMIZATION IS NOT POSSIBLE, THEN PSEUDONYMIZE AND/OR
SECURELY STORE YOUR PERSONAL INFORMATION AND ISOLATE IT FROM ANY FURTHER
PROCESSING UNTIL DELETION IS POSSIBLE.

IF YOU HAVE ANY QUESTIONS OR REQUIRE ANY FURTHER INFORMATION ABOUT THE PERIOD OF
TIME FOR WHICH WE WILL PROCESS YOUR PERSONAL INFORMATION, PLEASE CONTACT US
USING THE CONTACT DETAILS IN THE “HOW TO CONTACT US?” SECTION BELOW.




GLOBAL CORPORATE PRIVACY POLICY



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Our Privacy Commitment



This Product-Specific Addendum provides specific supplemental information for
certain products and services and supplements the Policy. In case of any
inconsistencies between this Product-Specific Addendum and the rest of this
Policy, this Product-Specific Addendum prevails.


WHAT ARE YOUR DATA PROTECTION RIGHTS?

DEPENDING ON WHICH LAWS APPLY TO YOUR PERSONAL INFORMATION, YOU MAY HAVE THE
RIGHT TO MAKE THE FOLLOWING REQUESTS REGARDING YOUR PERSONAL INFORMATION:

 * ACCESS TO YOUR PERSONAL INFORMATION. YOU MAY REQUEST ACCESS TO YOUR PERSONAL
   INFORMATION, CONFIRMATION THAT WE HAVE INFORMATION ABOUT YOU, OR INFORMATION
   ABOUT OUR PROCESSING OF YOUR PERSONAL INFORMATION WHICH MAY INCLUDE,
   DEPENDING ON YOUR JURISDICTION THE RIGHT TO REQUEST: THE CATEGORIES OF
   PERSONAL INFORMATION WE PROCESS OR HAVE PROCESSED ABOUT YOU, A LIST OF THE
   SPECIFIC THIRD PARTIES WITH WHOM YOUR PERSONAL DATA WAS DISCLOSED, OR ACCESS
   TO YOUR DATA IN A PORTABLE, MACHINE-READABLE FORMAT. SOME JURISDICTIONS ALSO
   PROVIDE YOU WITH THE RIGHT TO REQUEST THE CATEGORIES OF PERSONAL INFORMATION
   SOLD OR DISCLOSED FOR A BUSINESS PURPOSE AND CATEGORIES OF THIRD PARTIES TO
   WHICH PERSONAL INFORMATION WAS SOLD. FURTHER INFORMATION ABOUT THIS RIGHT IS
   PROVIDED BELOW IN THE UNITED STATES OF AMERICA ADDENDUM.

 * DELETION OF  YOUR PERSONAL INFORMATION. YOU MAY REQUEST THAT WE DELETE YOUR
   PERSONAL INFORMATION. IF REQUIRED BY LAW, WE WILL GRANT A REQUEST TO DELETE
   INFORMATION, BUT YOU SHOULD NOTE THAT IN MANY SITUATIONS WE MAY KEEP THE
   PERSONAL INFORMATION TO COMPLY WITH OUR LEGAL OBLIGATIONS, RESOLVE DISPUTES,
   ENFORCE OUR AGREEMENTS, OR FOR ANOTHER BUSINESS PURPOSES.

 * CORRECTIONS TO YOUR PERSONAL INFORMATION. WE RELY ON YOU TO UPDATE AND
   CORRECT YOUR PERSONAL INFORMATION. WHERE YOUR PERSONAL INFORMATION IS
   REQUIRED TO ACCESS OR USE SERVICES, YOU MAY HAVE THE OPPORTUNITY TO CORRECT,
   UPDATE, OR MODIFY THIS INFORMATION BY LOGGING INTO YOUR ACCOUNT AND UPDATING
   YOUR INFORMATION ONLINE. YOU MAY ASK US TO CORRECT INFORMATION THAT IS
   INACCURATE OR INCOMPLETE. NOTE THAT WE MAY KEEP HISTORICAL INFORMATION IN OUR
   BACKUP FILES AS PERMITTED BY LAW.

 * OBJECTION TO CERTAIN PROCESSING. YOU MAY OBJECT TO OUR USE OR DISCLOSURE OF
   YOUR PERSONAL INFORMATION.

 * OPT-OUT OF TARGETED ADVERTISING. YOU MAY OPT-OUT OF ONLINE TRACKING BASED
   TARGETED ADVERTISING OR CROSS-CONTEXT BEHAVIORAL ADVERTISING (E.G., COOKIES)
   BY CLICKING THE COOKIE SETTINGS LINK ON THE FOOTER OF OUR WEBSITES. PLEASE
   NOTE THAT IF YOU CHANGE BROWSERS OR COMPUTERS, OR IF YOU CLEAR YOUR BROWSER’S
   CACHE, YOU MAY NEED TO CLICK THE LINK AGAIN TO APPLY YOUR PREFERENCE.

 * OPT-OUT OF SALE. MAY OPT-OUT OF THE SALE OF YOUR PERSONAL INFORMATION BY
   CLICKING HERE OR THE “DO NOT SELL MY PERSONAL INFORMATION” LINK ON OUR
   HOMEPAGE.

 * RESTRICT PROCESSING. YOU MAY REQUEST THAT WE RESTRICT OUR PROCESSING OF YOUR
   PERSONAL INFORMATION UNDER CERTAIN CIRCUMSTANCES, SUCH AS WHEN YOU CONTEST
   THE ACCURACY OF OUR RECORDS ABOUT YOU, OR YOU MAKE AN OBJECTION.

 * PROMOTIONAL EMAILS. YOU MAY CHOOSE TO PROVIDE US WITH YOUR EMAIL ADDRESS FOR
   THE PURPOSE OF ALLOWING US TO SEND FREE NEWSLETTERS, SURVEYS, OFFERS, AND
   OTHER PROMOTIONAL MATERIALS TO YOU, AS WELL AS TARGETED OFFERS FROM THIRD
   PARTIES. YOU CAN STOP RECEIVING PROMOTIONAL EMAILS BY FOLLOWING THE
   UNSUBSCRIBE OR “OPT-OUT” INSTRUCTIONS IN EMAILS THAT YOU RECEIVE, BY VISITING
   OUR PREFERENCE CENTER HERE . IF YOU DECIDE NOT TO RECEIVE PROMOTIONAL EMAILS,
   WE MAY STILL SEND YOU SERVICE-RELATED COMMUNICATIONS.

 * REVOCATION OF CONSENT. WHERE WE PROCESS YOUR PERSONAL INFORMATION BASED UPON
   CONSENT, YOU MAY REVOKE CONSENT. WITHDRAWING YOUR CONSENT WILL NOT AFFECT THE
   LAWFULNESS OF ANY PROCESSING WE CONDUCTED BEFORE WITHDRAWAL, NOR WILL IT
   AFFECT PROCESSING OF YOUR PERSONAL INFORMATION CONDUCTED IN RELIANCE ON
   LAWFUL PROCESSING GROUNDS OTHER THAN CONSENT. PLEASE NOTE, IF YOU REVOKE YOUR
   CONSENT FOR THE PROCESSING OF YOUR PERSONAL INFORMATION THEN WE MAY NO LONGER
   BE ABLE TO PROVIDE YOU SERVICES.

PLEASE NOTE, NOT ALL OF THE RIGHTS DESCRIBED ABOVE ARE ABSOLUTE, AND THEY DO NOT
APPLY IN ALL CIRCUMSTANCES. IN SOME CASES, WE MAY LIMIT OR DENY YOUR REQUEST
BECAUSE THE LAW PERMITS OR REQUIRES US TO DO SO, BECAUSE A RIGHT IS NOT GRANTED
BY THE LAWS THAT APPLY TO A SPECIFIC PERSON, OR IF WE ARE UNABLE TO ADEQUATELY
VERIFY YOUR IDENTITY. INDIVIDUALS IN CERTAIN JURISDICTIONS MAY HAVE OTHER
RIGHTS. FOR MORE INFORMATION, SEE THE APPLICABLE JURISDICTION SPECIFIC ADDENDUM
WHICH FORMS PART OF THIS POLICY. WE WILL NOT DISCRIMINATE AGAINST INDIVIDUALS
WHO EXERCISE THEIR PRIVACY RIGHTS UNDER APPLICABLE LAW.

YOU MAY USE THIS PERSONAL INFORMATION REQUEST FORM OR CALL US ON 1-855-529-1761
TO EXERCISE ANY OF YOUR RIGHTS. IF YOU DISAGREE WITH HOW WE HANDLED A REQUEST,
YOU MAY APPEAL OUR DECISION BY CONTACTING US WITH THE SUBJECT LINE “APPEAL,” AT
PRIVACY@SPGLOBAL.COM.

WE RESPOND TO REQUESTS WE RECEIVE FROM INDIVIDUALS WISHING TO EXERCISE THEIR
DATA PROTECTION RIGHTS OR EXPRESS ANY CONCERN IN ACCORDANCE WITH APPLICABLE DATA
PROTECTION LAWS, WHICH TYPICALLY REQUIRE A RESPONSE WITHIN 30 DAYS. PLEASE BE
AWARE THAT IN ORDER TO ACCOMMODATE SOME REQUESTS, WE MUST VERIFY YOUR IDENTITY
BEFORE WE CAN RESPOND, AND THIS MAY REQUIRE YOU TO PROVIDE PHOTOGRAPHIC OR OTHER
FORMS OF IDENTIFICATION TO US.

IN SOME CIRCUMSTANCES, YOU MAY DESIGNATE AN AUTHORIZED AGENT TO SUBMIT REQUESTS
TO EXERCISE CERTAIN PRIVACY RIGHTS ON YOUR BEHALF. IF YOU ARE AN AUTHORIZED
AGENT SUBMITTING A REQUEST ON BEHALF OF AN INDIVIDUAL, YOU MUST PROVIDE ALL
REQUESTED INFORMATION ESTABLISHING YOUR AUTHORIZATION AS AN AGENT TO ACT ON
ANOTHER PERSON’S BEHALF WHERE PERMITTED BY APPLICABLE LAW.

IF YOU ARE NOT SATISFIED WITH OUR RESPONSE, YOU MAY HAVE A RIGHT TO LODGE A
COMPLAINT WITH YOUR LOCAL SUPERVISORY AUTHORITY. CONTACT DETAILS FOR DATA
PROTECTION AUTHORITIES IN THE EEA, CANADA, SWITZERLAND AND THE UK ARE AVAILABLE
HERE.

PLEASE NOTE THAT IN CERTAIN JURISDICTIONS WE MAY BE ENTITLED TO CHARGE A FEE IN
CONNECTION WITH THE EXERCISE OF THESE RIGHTS, WHICH WILL BE COMMUNICATED TO YOU
IF APPLICABLE.




GLOBAL CORPORATE PRIVACY POLICY



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PRODUCT SPECIFIC – ADDITIONAL PROVISIONS

THIS PRODUCT-SPECIFIC ADDENDUM PROVIDES SPECIFIC SUPPLEMENTAL INFORMATION FOR
CERTAIN PRODUCTS AND SERVICES AND SUPPLEMENTS THE POLICY. IN CASE OF ANY
INCONSISTENCIES BETWEEN THIS PRODUCT-SPECIFIC ADDENDUM AND THE REST OF THIS
POLICY, THIS PRODUCT-SPECIFIC ADDENDUM PREVAILS.

PLATTS LIVE PRIVACY STATEMENT

WHAT IS THIS PLATTS LIVE PRIVACY STATEMENT ABOUT?

THIS PRIVACY STATEMENT IS INTENDED TO PROVIDE YOU WITH ADDITIONAL SPECIFIC
INFORMATION ABOUT HOW WE PROCESS YOUR PERSONAL INFORMATION WHEN YOU USE PLATTS
LIVE. 

WHAT PERSONAL INFORMATION DOES S&P GLOBAL COLLECT DURING YOUR USE OF PLATTS LIVE
AND WHY?

THE PERSONAL DATA THAT WE COLLECT FROM OR ABOUT YOU IN THE CONTEXT OF THE PLATTS
LIVE PLATFORM FALLS INTO THE FOLLOWING CATEGORIES:

TYPES OF PERSONAL INFORMATION 

WHY WE COLLECT IT

LAWFUL GROUNDS FOR PROCESSING

PERSONAL INFORMATION INCLUDING NAME, EMAIL ADDRESS, COMPANY NAME, JOB TITLE,
CITY, BUSINESS PHONE, ZIP/ POSTAL CODE, COUNTRY OF RESIDENCE, AND MARKETS AND
COMMODITIES YOU ARE INTERESTED IN.

TO REGISTER FOR A PLATTS LIVE ACCOUNT AND MAINTAIN YOUR PLATTS LIVE ACCOUNT. 

TO PROVIDE THE PLATTS LIVE SERVICES TO YOU, INCLUDING WHERE YOU REGISTER FOR
EVENTS. 

TO PROVIDE PLATTS LIVE SERVICE UPDATES (E.G. IF WE UPDATE OUR TERMS OF USE OR
THIS PRIVACY STATEMENT). 

FOR OUR LEGITIMATE INTERESTS IN REGISTERING USERS, ADMINISTERING USER ACCOUNTS,
ENSURING COMPLIANCE WITH OUR TERMS OF USE, AND PROVIDING THE PLATTS LIVE
PLATFORM TO YOU. IN CERTAIN JURISDICTIONS, SUCH AS THE PEOPLE’S REPUBLIC OF
CHINA (“PRC”), WE PROCESS PERSONAL INFORMATION ONLY IF WE HAVE OBTAINED YOUR
CONSENT OR IF SUCH PROCESSING IS NECESSARY FOR US TO PERFORM OUR CONTRACT WITH
YOU.

FIRST AND LAST NAME, COMPANY,

COUNTRY OF RESIDENCE

TO CARRY OUT COMPLIANCE/ SANCTION CHECKS ON YOU PRIOR TO YOU SUCCESSFULLY
REGISTERING FOR AND ACCESSING PLATTS LIVE.

TO COMPLY WITH OUR LEGAL OBLIGATIONS.

FOR OUR LEGITIMATE INTERESTS IN ENSURING THAT WE PROVIDE THE PLATTS LIVE PROGRAM
ONLY TO INDIVIDUALS WHO ARE NOT THE SUBJECT OF SANCTIONS.

IN CERTAIN JURISDICTIONS, SUCH AS THE PRC, WE PROCESS PERSONAL INFORMATION ONLY
IF WE HAVE OBTAINED YOUR CONSENT OR IF SUCH PROCESSING IS NECESSARY FOR US TO
PERFORM THE TERM OF USE AND/OR OTHER CONTRACTS WITH YOU.

PROFILE INFORMATION SUCH AS YOUR PREFERENCES AND INTERESTS WITHIN THE PLATTS
LIVE PLATFORM, INCLUDING THE MARKETS AND COMMODITIES YOU ARE INTERESTED IN, YOUR
PROFILE VISIBILITY PREFERENCES AND YOUR PREFERRED TIME ZONE, AND YOUR
CONNECTIONS

TO ENABLE US TO TAILOR INFORMATION ON YOUR MY LIVE AREA TO INFORMATION THAT MAY
INTEREST YOU.

TO ALLOW OTHER USERS WITH SIMILAR INTERESTS AND PREFERENCES TO FIND YOU.

FOR OUR LEGITIMATE INTERESTS OF PROMOTING OUR SERVICES AND BOTH OUR AND YOUR
LEGITIMATE INTERESTS IN PROVIDING YOU ONLY WITH MATERIALS THAT YOU HAVE
EXPRESSED AN INTEREST IN OR FACILITATING CONNECTION WITH OTHER USERS WHO HAVE
SIMILAR INTERESTS.

IN CERTAIN JURISDICTIONS, SUCH AS THE PRC, WE PROCESS PERSONAL INFORMATION ONLY
IF WE HAVE OBTAINED YOUR CONSENT OR IF SUCH PROCESSING IS NECESSARY FOR US TO
PERFORM THE TERM OF USE AND/OR OTHER CONTRACTS WITH YOU.

ANY OTHER PERSONAL INFORMATION THAT YOU UPLOAD TO YOUR 'ABOUT ME' SECTION OF
YOUR MY LIVE ACCOUNT.

TO ENABLE YOU TO TAILOR YOUR MY LIVE ACCOUNT.

FOR YOUR LEGITIMATE INTERESTS IN TAILORING YOUR PLATTS LIVE ACCOUNT AND SHARING
CONTENT ABOUT YOURSELF WITH OTHER USERS.

IN CERTAIN JURISDICTIONS, SUCH AS THE PRC, WE PROCESS PERSONAL INFORMATION ONLY
IF WE HAVE OBTAINED YOUR CONSENT OR IF SUCH PROCESSING IS NECESSARY FOR US TO
PERFORM THE TERM OF USE AND/OR OTHER CONTRACTS WITH YOU.

NAME, EMAIL ADDRESS, YOUR DIRECT MARKETING PREFERENCES. 

IF REQUESTED, TO PROVIDE S&P GLOBAL COMMODITY INSIGHTS PROMOTIONAL MATERIALS.

YOUR CONSENT WHERE REQUIRED BY APPLICABLE LAW.

ISSUES, QUESTIONS AND PROBLEMS YOU HAVE WHEN USING PLATTS LIVE, HOW YOU USE OR
WANT TO USE PLATTS LIVE. 

TO RESPOND TO YOUR COMMUNICATIONS AND INQUIRIES, IN RELATION TO PLATTS

LIVE AND TO REMEDY OR RESOLVE ANY ISSUES.

FOR OUR LEGITIMATE INTERESTS IN PROVIDING THE PLATTS LIVE PLATFORM TO YOU AND
ENABLING US TO PROVIDE THE PLATFORM SERVICES TO YOU EFFECTIVELY.

IN CERTAIN JURISDICTIONS, SUCH AS THE PRC, WE PROCESS PERSONAL INFORMATION ONLY
IF WE HAVE OBTAINED YOUR CONSENT OR IF SUCH PROCESSING IS NECESSARY FOR US TO
PERFORM THE TERM OF USE AND/OR OTHER CONTRACTS WITH YOU.

LOG- IN DETAILS INCLUDING NAME AND EMAIL  ADDRESS 

TO PROVIDE THE PLATTS LIVE SERVICES AND FUNCTIONALITIES TO YOU, INCLUDING TO
REGISTER YOU FOR EVENTS OR TO PROVIDE YOU WITH ACCESS TO ANY LEARNING MATERIALS
WE MAKE AVAILABLE

FOR OUR LEGITIMATE INTERESTS IN PROVIDING THE PLATTS LIVE PLATFORM TO YOU AND
ENABLING US TO PROVIDE THE PLATFORM SERVICES TO YOU EFFECTIVELY, INCLUDING
ACCESS TO ANY LEARNING MATERIALS WE MAKE AVAILABLE.

IN CERTAIN JURISDICTIONS, SUCH AS THE PRC, WE PROCESS PERSONAL INFORMATION ONLY
IF WE HAVE OBTAINED YOUR CONSENT OR IF SUCH PROCESSING IS NECESSARY FOR US TO
PERFORM THE TERM OF USE AND/OR OTHER CONTRACTS WITH YOU.

WE ALSO COLLECT SOME DATA AUTOMATICALLY FROM YOU DURING YOUR USE OF THE PLATTS
LIVE PLATFORM, AS FURTHER DESCRIBED IN THE “WHAT PERSONAL INFORMATION DOES S&P
GLOBAL COLLECT AND WHY” SECTION OF THIS PRIVACY POLICY.

WHO DOES S&P GLOBAL SHARE YOUR PLATTS LIVE PERSONAL INFORMATION WITH?

WE MAY SHARE THE PERSONAL INFORMATION YOU HAVE PROVIDED IN CONNECTION WITH YOUR
USE OF THE PLATTS LIVE PLATFORM BETWEEN OUR S&P DIVISIONS AND WITH OUR WEBINAR
AND CONFERENCE PARTNERS SO THAT WE CAN SEND MARKETING AND COMMUNICATIONS
RELATING TO OUR BUSINESS AND ALLOW YOU TO ACCESS OR REGISTER FOR EVENTS PROVIDED
BY OTHER S&P DIVISIONS. 

YOUR PLATTS LIVE PROFILE, AND THE PERSONAL INFORMATION THAT YOU INCLUDE IN IT,
WILL ALSO BE ACCESSIBLE TO ALL OTHER PLATTS LIVE USERS. PERSONAL INFORMATION
THAT YOU DISCLOSE ON FORUM DISCUSSIONS, OR ANY OTHER PUBLIC AREA OF THE PLATFORM
WILL ALSO BE ACCESSIBLE TO OTHER PLATTS LIVE USERS. YOU MAY ALSO DIRECTLY
DISCLOSE PERSONAL INFORMATION TO OTHER USERS WHEN PRIVATELY MESSAGING OTHER
PLATTS LIVE USERS. 

WHERE THE PERSONAL INFORMATION PROTECTION LAW ("PIPL") APPLIES, WE WILL OBTAIN
YOUR SEPARATE CONSENT (I) BEFORE WE SHARE YOUR PERSONAL INFORMATION WITH OUR S&P
DIVISIONS (WHERE THEY ARE SEPARATE DATA CONTROLLERS) AND OUR WEBINAR AND
CONFERENCE PARTNERS, AND, (II) IN PARTICULAR, WHERE OUR S&P DIVISIONS AND OUR
WEBINAR AND CONFERENCE PARTNERS ARE LOCATED OUTSIDE OF THE PRC, BEFORE WE EXPORT
YOUR PERSONAL INFORMATION FROM THE PRC (OR OTHERWISE BEFORE PROVIDING OR
GRANTING ACCESS TO YOUR PERSONAL INFORMATION STORED IN THE PRC TO OVERSEAS
RECIPIENTS). WE WILL TAKE NECESSARY MEASURES TO ENSURE THAT YOUR PERSONAL
INFORMATION WILL BE PROTECTED BY THE OVERSEAS RECIPIENT AT A LEVEL REQUIRED BY
LAW. SUBJECT TO THE VOLUME AND NATURE OF THE RELEVANT DATA EXPORT INVOLVING YOUR
PERSONAL INFORMATION, WE WILL CARRY OUT SUCH DATA EXPORT BY VIRTUE OF A LAWFUL
TRANSFER TOOL RECOGNIZED BY APPLICABLE LAW INCLUDING STANDARD CONTRACT,
CERTIFICATION, AND/OR A SECURITY ASSESSMENT.

PLEASE SEE THE “WHEN DOES S&P GLOBAL DISCLOSE MY PERSONAL INFORMATION” SECTION
OF THIS POLICY FOR FURTHER DETAILS OF WHEN YOUR DATA MAY BE DISCLOSED TO CERTAIN
RECIPIENTS. 

WHAT ARE YOUR RIGHTS?

IN ADDITION TO THE RIGHTS DESCRIBE IN "WHAT ARE YOUR DATA PROTECTION RIGHTS?"
SECTION OF THIS POLICY, TO THE EXTENT THAT PIPL APPLIES TO OUR PROCESSING OF
YOUR PERSONAL INFORMATION, YOU MAY ALSO BE ENTITLED TO (I) REQUEST FOR THE
TRANSFER OF YOUR PERSONAL INFORMATION TO OTHER DATA CONTROLLERS, WHERE
CONDITIONS SET BY THE CYBERSPACE ADMINISTRATION OF CHINA (“CAC”) HAVE BEEN MET,
AND, (II) TO REQUEST FOR EXPLANATION OR ELABORATION OF THIS POLICY AND ANY OTHER
RULES ON THE PROCESSING OF YOUR PERSONAL INFORMATION HEREUNDER.




GLOBAL CORPORATE PRIVACY POLICY



--------------------------------------------------------------------------------

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Our Privacy Commitment


WHAT HAPPENS IF THIS CORPORATE PRIVACY POLICY IS UPDATED?

WE REVIEW AND UPDATE THIS POLICY FROM TIME TO TIME. WHEN WE DO, WE WILL BRING
THOSE UPDATES TO YOUR ATTENTION, FOR EXAMPLE, BY NOTING THE DATE OF THE VERSION
ON THE POLICY, POSTING THE UPDATED VERSION HERE OR SENDING YOU A NOTIFICATION.
TO THE EXTENT THAT THIS POLICY CHANGES IN A MATERIAL WAY, THE POLICY THAT WAS IN
PLACE AT THE TIME THAT YOU SUBMITTED PERSONAL INFORMATION TO US WILL GENERALLY
GOVERN THAT INFORMATION UNLESS WE RECEIVE YOUR CONSENT TO THE NEW POLICY.




GLOBAL CORPORATE PRIVACY POLICY



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Our Privacy Commitment


HOW CAN YOU CONTACT US?

IF YOU HAVE ANY QUESTIONS OR CONCERNS ABOUT OUR USE OF YOUR PERSONAL
INFORMATION, OR IF YOU NEED TO ACCESS THIS POLICY IN AN ALTERNATIVE FORMAT DUE
TO HAVING A DISABILITY, PLEASE CONTACT OUR PRIVACY COMPLIANCE TEAM AT
PRIVACY@SPGLOBAL.COM, 1-855-529-1761, OR 55 WATER STREET, NEW YORK, NY 10041.

YOU MAY ALSO USE THIS PERSONAL DATA REQUEST FORM TO CONTACT US OR EXERCISE ANY
OF YOUR RIGHTS.

IN SOME OF OUR LOCATIONS, WE ALSO HAVE LOCAL CONTACT DETAILS THAT YOU MAY PREFER
TO USE AS SET OUT IN THE FOLLOWING JURISDICTIONAL SUPPLEMENTS:

 * RUSSIAN FEDERATION
 * PEOPLE’S REPUBLIC OF CHINA
 * JAPAN
 * UNITED STATES OF AMERICA (CALIFORNIA, COLORADO, CONNECTICUT, DELAWARE,
   INDIANA, IOWA, MONTANA, NEW HAMPSHIRE, NEW JERSEY, OREGON, TENNESSEE, TEXAS,
   UTAH AND VIRGINIA)
 * BRAZIL
 * COLOMBIA
 * REPUBLIC OF SOUTH AFRICA

FOR THE PHILIPPINES, YOU MAY ALSO USE EMAIL DPOPHILIPPINES@SPGLOBAL.COM.


 


EUROPEAN UNION CONTACT DETAILS FOR NON-EUROPEAN UNION S&P GLOBAL ENTITIES AND
AFFILIATES  

CERTAIN S&P GLOBAL ENTITIES LOCATED OUTSIDE THE EUROPEAN UNION (“EU”) HAVE
APPOINTED REPRESENTATIVES WITHIN THE EU. IF YOU ARE AN EU RESIDENT, YOU MAY
CHOOSE TO CONTACT THE RELEVANT EU REPRESENTATIVE FOR ANY DATA PROTECTION-RELATED
ENQUIRIES IN ADDITION TO, OR INSTEAD OF, THE CONTACT DETAILS ABOVE. PLEASE USE
THE APPLICABLE CONTACT DETAILS BELOW. 

S&P GLOBAL RATINGS

FOURTH FLOOR, WATERWAYS HOUSE

GRAND CANAL QUAY

DUBLIN 2, REPUBLIC OF IRELAND

RATINGSGDPR@SPGLOBAL.COM

S&P GLOBAL MARKET INTELLIGENCE

FOURTH FLOOR, WATERWAYS HOUSE

GRAND CANAL QUAY

DUBLIN 2, REPUBLIC OF IRELAND

MLPRIVACYOFFICER@SPGLOBAL.COM

S&P DOW JONES INDICES

FOURTH FLOOR, WATERWAYS HOUSE

GRAND CANAL QUAY

DUBLIN 2, REPUBLIC OF IRELAND SPDJIGDPR@SPGLOBAL.COM

S&P GLOBAL COMMODITY INSIGHTS

FOURTH FLOOR, WATERWAYS HOUSE

GRAND CANAL QUAY

DUBLIN 2, REPUBLIC OF IRELAND

PLATTSGDPR@SPGLOBAL.COM

S&P GLOBAL MOBILITY

FOURTH FLOOR, WATERWAYS HOUSE

GRAND CANAL QUAY

DUBLIN 2, REPUBLIC OF IRELAND

PLATTSGDPR@SPGLOBAL.COM

 


UK CONTACT DETAILS FOR NON-UK S&P GLOBAL  

CERTAIN S&P GLOBAL INC. AND ITS APPLICABLE AFFILIATES LOCATED OUTSIDE THE UK
HAVE APPOINTED REPRESENTATIVES WITHIN THE UK. IF YOU ARE A UK RESIDENT, YOU MAY
CHOOSE TO CONTACT THE RELEVANT UK REPRESENTATIVE FOR ANY DATA PROTECTION-RELATED
ENQUIRIES IN ADDITION TO, OR INSTEAD OF, THE CONTACT DETAILS ABOVE. PLEASE USE
THE CONTACT DETAILS BELOW BY DIVISION. 

S&P GLOBAL RATINGS

 25 ROPEMAKER STREET

 LONDON

 EC2Y 9LY

 UNITED KINGDOM

RATINGSGDPR@SPGLOBAL.COM

S&P GLOBAL MARKET INTELLIGENCE

 25 ROPEMAKER STREET

 LONDON

 EC2Y 9LY

 UNITED KINGDOM

MLPRIVACYOFFICER@SPGLOBAL.COM

S&P DOW JONES INDICES

 25 ROPEMAKER STREET

 LONDON  EC2Y 9LY

 UNITED KINGDOM

SPDJIGDPR@SPGLOBAL.COM

S&P GLOBAL COMMODITY INSIGHTS

 25 ROPEMAKER STREET

 LONDON  EC2Y 9LY

 UNITED KINGDOM

PLATTSGDPR@SPGLOBAL.COM

S&P GLOBAL MOBILITY 

 25 ROPEMAKER STREET

 LONDON

 EC2Y 9LY

 UNITED KINGDOM

PLATTSGDPR@SPGLOBAL.COM




GLOBAL CORPORATE PRIVACY POLICY



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Our Privacy Commitment


RUSSIAN FEDERATION

AS OF 30 SEPTEMBER 2022, S&P GLOBAL HAS SUSPENDED OPERATIONS IN THE RUSSIAN
FEDERATION. SOME PROCESSING OF PERSONAL DATA MAY OCCUR IN RELATION TO ANY
REGULATORY OR LEGAL OBLIGATIONS IN THE RUSSIAN FEDERATION, SUCH AS FOR THE
PURPOSE OF FULFILLING TAX, EMPLOYMENT, AND ANY OTHER LEGAL OBLIGATIONS. ANY
ONGOING PROCESSING OF PERSONAL INFORMATION OF RUSSIAN CITIZENS IS EXECUTED THE
SCHNEIDER GROUP, ON BEHALF OF STANDARD & POOR’S INTERNATIONAL SERVICES LLC AND
MOSCOW BRANCH OF S&P GLOBAL RATINGS EUROPE LIMITED. FOR ANY QUESTIONS ABOUT THIS
PROCESSING, PLEASE SEE THE SCHNEIDER GROUP'S PRIVACY POLICY(OPENS IN A NEW
TAB) OR CONTACT INFO@SCHNEIDER-GROUP.COM. 




GLOBAL CORPORATE PRIVACY POLICY



--------------------------------------------------------------------------------

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Our Privacy Commitment


CHINA

THIS CHINA ADDENDUM (“CHINA ADDENDUM”) APPLIES TO THE PROCESSING OF YOUR
PERSONAL INFORMATION ONLY IF YOU ARE LOCATED IN THE PEOPLE’S REPUBLIC OF CHINA
(“CHINA”) AND SUPPLEMENTS THIS POLICY. IN CASE OF ANY INCONSISTENCIES BETWEEN
THIS CHINA ADDENDUM AND THE REST OF THIS POLICY, THIS CHINA ADDENDUM PREVAILS.

 1. SENSITIVE PERSONAL INFORMATION. YOUR PERSONAL INFORMATION WHOSE LEAKAGE OR
    UNLAWFUL USE MAY EASILY INFRINGE THE DIGNITY OF A NATURAL PERSON, OR CAUSE
    HARM TO THE PERSONAL SAFETY OR PROPERTY SECURITY, INCLUDING BIOMETRIC
    CHARACTERISTICS, RELIGIOUS BELIEFS, SPECIALLY DESIGNATED STATUS, MEDICAL
    HEALTH, FINANCIAL ACCOUNTS, PERSONAL WHEREABOUTS AND PERSONAL INFORMATION OF
    MINORS UNDER THE AGE OF 14 MAY BE CONSIDERED AS SENSITIVE PERSONAL
    INFORMATION IN ACCORDANCE WITH APPLICABLE CHINESE LAW AND REGULATIONS
    ("SENSITIVE PERSONAL INFORMATION"). TO THE EXTENT WE COLLECT THIS SENSITIVE
    PERSONAL INFORMATION, WE WILL ONLY PROCESS IT TO THE EXTENT NECESSARY FOR
    FULFILLING THE PURPOSES AS STATED IN THIS POLICY AND WILL TAKE MEASURES FOR
    ITS SECURITY. WHERE REQUIRED BY APPLICABLE CHINESE LAW AND REGULATIONS, WE
    WILL OBTAIN YOUR SEPARATE CONSENT BEFORE WE PROCESS YOUR SENSITIVE PERSONAL
    INFORMATION AND COMPLY WITH REQUISITE REQUIREMENTS UNDER PERSONAL
    INFORMATION PROTECTION LAW (PIPL).

 2. SALE OF BUSINESS. WE MAY PROVIDE PERSONAL INFORMATION TO A POTENTIAL BUYER
    OR TARGET (AND THAT THIRD PARTY’S OR OUR AGENTS AND ADVISERS) IN CONNECTION
    WITH ANY PROPOSED PURCHASE, MERGER, TRANSFER, ACQUISITION OR LIQUIDATION OR
    SIMILAR EVENT OF ALL OR ANY PART OF OUR BUSINESS. IF SUCH A CHANGE HAPPENS
    TO OUR BUSINESS, THE BUYER OR TARGET WILL USE YOUR PERSONAL INFORMATION IN
    THE SAME WAY AS SET OUT IN THIS POLICY INCLUDING THIS CHINA ADDENDUM OR WILL
    INFORM YOU ABOUT HOW IT WILL USE YOUR PERSONAL INFORMATION AS REQUIRED BY
    APPLICABLE LAW, OR (WHERE APPLICABLE) REQUIRE SUCH THIRD PARTY TO OBTAIN
    YOUR CONSENT AGAIN.

 3. WE CANNOT ABSOLUTELY GUARANTEE THE SECURITY OF ANY INFORMATION OR DATA YOU
    PROVIDE ONLINE. IN THE EVENT OF A SECURITY INCIDENT, WE WILL TAKE MITIGATION
    MEASURES IN ACCORDANCE WITH OUR INCIDENT RESPONSE PLAN AND REPORT TO
    COMPETENT REGULATORS IN CHINA AS REQUIRED BY APPLICABLE LAW. IN THE EVENT OF
    A SECURITY INCIDENT AFFECTING YOUR PERSONAL INFORMATION, WE WILL NOTIFY YOU
    AS REQUIRED BY APPLICABLE LAW THROUGH EMAIL, CORRESPONDENCE, TELEPHONE, PUSH
    NOTIFICATION OR OTHER MEANS. IF YOU THINK YOUR DATA IS THE SUBJECT OF A
    SECURITY INCIDENT AND WE HAVE NOT NOTIFIED YOU, OR IF YOU ARE CONCERNED
    ABOUT THE SECURITY OF YOUR DATA, PLEASE CONTACT OUR DEDICATED SECURITY TEAM
    AT SECURITY@SPGLOBAL.COM.

 4. CONTACT INFORMATION OF OUR CHINA DPO. YOU MAY CONTACT OUR CHINA DATA
    PROTECTION OFFICER AT PRIVACY@SPGLOBAL.COM  OR, AT: 49/F, FORTUNE FINANCIAL
    CENTER, NO.5, DONGSANHUAN ZHONG RD, CHAOYANG DISTRICT, BEIJING. YOU MAY ALSO
    EXERCISE YOUR RIGHTS IN RELATION TO PERSONAL INFORMATION TRANSFERRED
    OVERSEAS OR REQUEST CLOSURE OF AN ACCOUNT WHICH IS REGISTERED WITH S&P
    GLOBAL THROUGH THE METHOD SPECIFIED UNDER THE SECTION OF THIS POLICY TITLED,
    “WHAT ARE YOUR DATA PROTECTION RIGHTS?” 




GLOBAL CORPORATE PRIVACY POLICY



--------------------------------------------------------------------------------

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|  French  |  German  |  Italian  |  Japanese  |  Korean  |  Portuguese 
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Our Privacy Commitment


JAPAN

THIS JAPAN ADDENDUM ("JAPAN ADDENDUM") SUPPLEMENTS THIS POLICY TO THE EXTENT
THAT THE ACT ON THE PROTECTION OF PERSONAL INFORMATION (JAPAN) APPLIES IN
RELATION TO THE PROCESSING OF PERSONAL INFORMATION IN JAPAN BY S&P GLOBAL
RATINGS JAPAN INC., S&P GLOBAL SF JAPAN INC., STANDARD & POOR'S INTERNATIONAL
LLC, JAPAN BRANCH, IHS MARKIT JAPAN GK (TOGETHER "S&P GLOBAL JAPAN") AND/OR S&P
GLOBAL ENTITIES LOCATED OUTSIDE JAPAN. IF THERE ARE ANY INCONSISTENCIES BETWEEN
THIS JAPAN ADDENDUM AND THE REST OF THIS POLICY IN RELATION TO S&P GLOBAL'S
PROCESS OF PERSONAL INFORMATION SUBJECT TO THE APPI, THIS JAPAN ADDENDUM
PREVAILS.

S&P GLOBAL WILL COMPLY WITH APPLICABLE JAPANESE DATA PROTECTION LAWS AND
REGULATIONS AND NOT USE PERSONAL INFORMATION FOR PURPOSES WHICH ARE NOT SET
FORTH IN THIS POLICY OR OTHERWISE COMMUNICATED TO THE DATA SUBJECT. THE PROCESS
FOR SUBMITTING A CLAIM OR REQUEST IS SET OUT IN THIS PRIVACY POLICY AND
ADDENDUM.

JOINT-USE OF PERSONAL INFORMATION INSIDE OF S&P GLOBAL GROUP

S&P GLOBAL JAPAN JOINTLY USES PERSONAL INFORMATION WITH OTHER ENTITIES IN THE
S&P GLOBAL GROUP WHO MAY USE PERSONAL INFORMATION TO PROVIDE INFORMATION ABOUT
OUR SERVICES TO OUR CLIENTS AND RELATED SUPPORT AND TRAINING, CONDUCT CERTAIN
MARKET RESEARCH, CONTACT CLIENTS, OR ENGAGE IN OTHER ACTIVITIES DETAILED IN THIS
POLICY. S&P GLOBAL JAPAN MAY ALSO HAVE CERTAIN PRODUCTS THAT COLLECT BUSINESS
INFORMATION ABOUT INDIVIDUALS IN JAPAN. SUCH INFORMATION INCLUDES: ADDRESS,
NAME, COMPANY NAME, DEPARTMENT NAME, JOB TITLE, PHONE NUMBER, FAX NUMBER, E-MAIL
ADDRESS, BILLING INFORMATION, HISTORY OF PERSONNEL CHANGES AND PROFESSIONAL
EMPLOYMENT HISTORY, RECORDS OF JOB INTERVIEWS WITH S&P GLOBAL JAPAN, YOUR AREAS
OF INTEREST, ETC.

A LIST OF OUR GROUP COMPANIES IS AVAILABLE HERE.

NAME, ADDRESS AND NAME OF REPRESENTATIVE OF THE PERSON RESPONSIBLE FOR THE
MANAGEMENT OF SAID PERSONAL DATA  

S&P GLOBAL RATINGS JAPAN INC, S&P GLOBAL SF JAPAN INC. 

MARUNOUCHI KITAGUCHI BLDG. 28TH FLOOR, 1-6-5 MARUNOUCHI, CHIYODA-KU, TOKYO 100-
0005  REPRESENTATIVE DIRECTOR TAKENARI YAMAMOTO

STANDARD & POOR’S INTERNATIONAL LLC JAPAN BRANCH 

MARUNOUCHI KITAGUCHI BLDG. 28TH FLOOR, 1-6-5 MARUNOUCHI, CHIYODA-KU, TOKYO 100-
0005  REPRESENTATIVE IN JAPAN SACHIKO KATAYAMA 

IHS MARKIT JAPAN GK

3-1-1 KYOBASHI, CHUO-KU, TOKYO 104-0031

CONTACT INFORMATION REGARDING HANDLING OF PERSONAL INFORMATION

IF YOU HAVE ANY QUESTIONS OR CONCERNS ABOUT OUR DISCLOSURE, CORRECTION,
DELETION, UTILIZATION, OR OTHER PROCESSING OF YOUR PERSONAL INFORMATION
(INCLUDING HOW WE SECURE YOUR PERSONAL INFORMATION), PLEASE CONTACT OUR PRIVACY
COMPLIANCE TEAM VIA EMAIL AT PRIVACY@SPGLOBAL.COM OR JAPANPRIVACY@SPGLOBAL.COM
OR VIA MAIL, AT: MARUNOUCHI KITAGUCHI BLDG. 28TH FLOOR, 1-6-5 MARUNOUCHI,
CHIYODA-KU, TOKYO 100- 0005, TEL: +81-(0)3-4550-8000.

S&P GLOBAL MARKET INTELLIGENCE PRIVACY NOTICE FOR JAPAN


S&P GLOBAL MARKET INTELLIGENCE’S INCLUSION OF YOUR BUSINESS CONTACT INFORMATION
IN OUR RESOURCES FOR CAPITAL MARKETS PROFESSIONALS

S&P GLOBAL MARKET INTELLIGENCE, A DIVISION OF S&P GLOBAL, INC., WITH ITS
REGISTERED ADDRESS AT 55 WATER STREET, NEW YORK, NY 10041, UNITED STATES
(PRESIDENT AND CEO: DOUG PETERSON), HAS COLLECTED YOUR BUSINESS CONTACT
INFORMATION (SUCH AS YOUR NAME, JOB TITLE AND/OR FUNCTION, BUSINESS PHONE
NUMBER, BUSINESS POSTAL ADDRESS AND BUSINESS EMAIL ADDRESS) (“INFORMATION”) FROM
MULTIPLE SOURCES, FROM YOUR COUNTERPARTIES THROUGHOUT THE GLOBAL CAPITAL MARKETS
COMMUNITY, OR FROM YOU, AS DESCRIBED BELOW, TO INCLUDE WITHIN OUR COMPREHENSIVE
RESOURCE OF CONTACTS IN THE GLOBAL CAPITAL MARKETS COMMUNITY.

ABOUT THE S&P GLOBAL MARKET INTELLIGENCE DATA

S&P GLOBAL MARKET INTELLIGENCE DATA ALLOWS INVESTORS AND CAPITAL MARKETS
PROFESSIONALS TO WORK MORE EFFICIENTLY IN THE MARKET BY HELPING TO IDENTIFY THE
APPROPRIATE RECIPIENTS TO RECEIVE INFORMATION IN CONNECTION WITH A PARTICULAR
FINANCIAL OPPORTUNITY. CAPITAL MARKETS PROFESSIONALS GREATLY BENEFIT FROM HAVING
THEIR INFORMATION CONVENIENTLY AVAILABLE IN OUR RESOURCES.

THE PRIMARY PURPOSE OF THE DATA IS TO PROVIDE THE S&P GLOBAL MARKET INTELLIGENCE
CLIENTS WITH A COMPREHENSIVE RESOURCE REGARDING INDIVIDUALS AND COMPANIES IN THE
GLOBAL CAPITAL MARKETS COMMUNITY (“CAPITAL MARKETS PARTICIPANTS”), WHICH THEY
MAY USE TO FACILITATE RELEVANT BUSINESS-TO-BUSINESS COMMUNICATION AND
INFORMATION EXCHANGE WITH SUCH CONTACTS (SEE “HOW WE SHARE YOUR INFORMATION”
BELOW) AND FOR MARKETING OF S&P GLOBAL MARKET INTELLIGENCE PRODUCTS AND SERVICES
(SEE “MARKETING” BELOW).

PLEASE REVIEW THIS PRIVACY NOTICE TO UNDERSTAND HOW S&P GLOBAL MARKET
INTELLIGENCE PROCESSES YOUR INFORMATION, INCLUDING HOW WE COLLECT, USE, AND
STORE YOUR INFORMATION.

TO ENABLE S&P GLOBAL MARKET INTELLIGENCE TO MAINTAIN THE ACCURACY OF ITS DATA
AND TO ENSURE WE COMPLY WITH YOUR JURISDICTION'S DATA PRIVACY LAWS:

WE ENCOURAGE YOU TO REVIEW YOUR INFORMATION. TO UPDATE YOUR INFORMATION, PLEASE
USE THE LINK IN “YOUR INFORMATION AND OPT-OUT” BELOW.

IF YOU PREFER THAT WE DO NOT PROCESS YOUR INFORMATION AS DESCRIBED IN THIS
PRIVACY NOTICE, YOU MAY OPT-OUT BY USING THE OPTIONS SET OUT IN “YOUR
INFORMATION AND OPT-OUT” BELOW.

WE MAY TRANSLATE THIS PRIVACY NOTICE INTO OTHER LANGUAGES. IF THERE ARE ANY
INCONSISTENCIES BETWEEN THE ENGLISH VERSION AND ANY OTHER LANGUAGE VERSION OF
THIS PRIVACY NOTICE, THE ENGLISH VERSION WILL PREVAIL.

ABOUT US

S&P GLOBAL MARKET INTELLIGENCE AND ITS AFFILIATES ARE COLLECTIVELY REFERRED TO
IN THIS PRIVACY NOTICE AS “S&P GLOBAL MARKET INTELLIGENCE”, “WE”, “US” OR “OUR.”

S&P GLOBAL, INC. (NYSE: SPGI) PROVIDES ESSENTIAL INTELLIGENCE. WE ENABLE
GOVERNMENTS, BUSINESSES AND INDIVIDUALS WITH THE RIGHT DATA, EXPERTISE AND
CONNECTED TECHNOLOGY SO THAT THEY CAN MAKE DECISIONS WITH CONVICTION. FROM
HELPING OUR CUSTOMERS ASSESS NEW INVESTMENTS TO GUIDING THEM THROUGH ESG AND
ENERGY TRANSITION ACROSS SUPPLY CHAINS, WE UNLOCK NEW OPPORTUNITIES, SOLVE
CHALLENGES, AND ACCELERATE PROGRESS FOR THE WORLD.

WE ARE WIDELY SOUGHT AFTER BY MANY OF THE WORLD'S LEADING ORGANIZATIONS TO
PROVIDE CREDIT RATINGS, BENCHMARKS, ANALYTICS, AND WORKFLOW SOLUTIONS IN THE
GLOBAL CAPITAL, COMMODITY AND AUTOMOTIVE MARKETS. WITH EVERY ONE OF OUR
OFFERINGS, WE HELP THE WORLD'S LEADING ORGANIZATIONS PLAN FOR TOMORROW, TODAY.

S&P GLOBAL MARKET INTELLIGENCE IS A BUSINESS DIVISION OF S&P GLOBAL, INC.
(“SPGI”). SPGI ALSO HAS OTHER DIVISIONS SUCH AS: S&P DOW JONES INDICES, S&P
GLOBAL COMMODITY INSIGHTS, S&P GLOBAL MOBILITY, AND S&P GLOBAL RATINGS, EACH OF
WHICH PROVIDES DIFFERENT PRODUCTS AND SERVICES. S&P GLOBAL MARKET INTELLIGENCE
KEEPS THE ACTIVITIES OF ITS BUSINESS DIVISIONS SEPARATE FROM EACH OTHER IN ORDER
TO PRESERVE THE INDEPENDENCE AND OBJECTIVITY OF THEIR ACTIVITIES IN ACCORDANCE
WITH THE S&P GLOBAL DIVISIONAL INDEPENDENCE AND OBJECTIVITY POLICY. S&P GLOBAL’S
MARKET INTELLIGENCE DIVISION (“SPGMI”) PRODUCES INFORMATION INCLUDING PRICE
ASSESSMENTS AND INDICES. SPGMI MAINTAINS CLEAR STRUCTURAL AND OPERATIONAL
SEPARATION BETWEEN ITS PRICE ASSESSMENT ACTIVITIES AND THE OTHER ACTIVITIES
CARRIED OUT BY S&P GLOBAL MARKET INTELLIGENCE AND THE OTHER BUSINESS DIVISIONS
OF SPGI TO SAFEGUARD THE QUALITY, INDEPENDENCE AND INTEGRITY OF ITS PRICE
ASSESSMENTS AND INDICES AND ENSURE THEY ARE FREE FROM ANY ACTUAL OR PERCEIVED
CONFLICTS OF INTEREST.

WHAT INFORMATION WE COLLECT AND PROCESS

S&P GLOBAL MARKET INTELLIGENCE DATA CONTAINS INFORMATION RELATING TO CAPITAL
MARKETS PARTICIPANTS. WE MAY COLLECT AND PROCESS ANY OR ALL OF THE FOLLOWING
TYPES OF INFORMATION ABOUT YOU: NAME, AGE, GENDER, COMPANY ASSOCIATION,
TELEPHONE NUMBER (GENERAL OR DIRECT BUSINESS NUMBERS, FAXES, AND/OR MOBILE
NUMBERS), BUSINESS EMAIL ADDRESS, JOB TITLE AND/OR -FUNCTION, OFFICE ADDRESS,
WORK AND EDUCATION HISTORY, PROFESSIONAL AFFILIATIONS, PUBLIC AND PRIVATE
MARKETS INVESTMENTS, -HOLDINGS AND COVERAGE, COMPENSATION, INSIDER HOLDINGS AND
-ACTIVITY, PROFESSIONAL BOARD- AND COMMITTEE MEMBERSHIPS, AS WELL AS LINKS TO
SOCIAL MEDIA AND PROFESSIONAL NETWORKING SITES.

HOW WE COLLECT AND USE YOUR BUSINESS CONTACT INFORMATION

WE MAY COLLECT YOUR INFORMATION VIA:

 * OUR RESEARCH DEPARTMENT, TYPICALLY USING PUBLICLY AVAILABLE SOURCES –
   INCLUDING CONTENT MADE PUBLIC ON PROFESSIONAL NETWORK WEBSITES, OTHER
   WEBSITES, PUBLIC REGULATORY FILINGS AND PUBLIC NEWS SOURCES;
 * FROM YOUR COUNTERPARTIES THROUGHOUT THE GLOBAL CAPITAL MARKETS COMMUNITY;
 * FROM YOUR COMPANY'S WEBSITE; OR
 * FROM CONVERSATIONS WITH YOU OR OTHER EMPLOYEES AT YOUR COMPANY.

IN USING PUBLIC SOURCES, WE WILL COLLECT ONLY THE NECESSARY INFORMATION FOR THE
PURPOSES DESCRIBED IN THIS PRIVACY NOTICE AND WILL REVIEW AND VERIFY ALL
INFORMATION WE COLLECT FROM SUCH SOURCES.

WE PROCESS THE INFORMATION TO COMPILE THE S&P GLOBAL MARKET INTELLIGENCE DATA.
WE THEN MARKET THE DATA TO CLIENTS (BOTH INSIDE AND OUTSIDE OF YOUR
JURISDICTION), WHO LICENSE OUR PRODUCTS AND SERVICES.

WE MAY ALSO USE YOUR INFORMATION TO CONTACT YOU IN ORDER TO:

 * VERIFY THE INFORMATION WE COLLECT ABOUT YOU FROM PUBLIC SOURCES; AND
 * OBTAIN INFORMATION FROM YOU ON BEHALF OF OUR CLIENTS – FOR EXAMPLE,
   COMPLIANCE CERTIFICATES IN CONNECTION WITH THE CAPITAL MARKETS TRANSACTIONS
   IN WHICH YOU PARTICIPATE ON BEHALF OF YOUR EMPLOYER.

WE MAY BE REQUIRED TO PROCESS YOUR INFORMATION IN COMPLIANCE WITH ANY APPLICABLE
LAW, INCLUDING ANY INFORMATION PRIVACY LEGISLATION IN ANOTHER COUNTRY.

HOW WE SHARE AND STORE YOUR INFORMATION

AS DESCRIBED ABOVE, WE MAY SHARE OR LICENSE YOUR INFORMATION (AS SET OUT IN
“INFORMATION WE COLLECT AND PROCESS” SECTION ABOVE) VIA OUR PRODUCTS:

 * INTERNALLY WITHIN OUR FAMILY OF AFFILIATE COMPANIES PURSUANT TO OUR INTERNAL
   DATA TRANSFER ARRANGEMENTS; OR
 * EXTERNALLY TO UNAFFILIATED THIRD PARTIES SO THAT THEY MAY USE SUCH
   INFORMATION FOR THE PURPOSE OF CONTACTING YOU REGARDING CAPITAL MARKETS
   OPPORTUNITIES RELEVANT TO YOUR BUSINESS. THESE UNAFFILIATED THIRD-PARTY
   CAPITAL MARKET PROFESSIONALS (INCLUDING BANKS, PUBLIC AND PRIVATE COMPANIES,
   INSTITUTIONAL AND INDIVIDUAL INVESTORS, RESEARCH, ASSET MANAGEMENT AND WEALTH
   MANAGEMENT FIRMS) MAY CONTACT YOU ABOUT THEIR PRODUCTS AND SERVICES IN
   CONNECTION WITH PARTICULAR MARKET TRANSACTIONS OR FINANCIAL OPPORTUNITIES
   THAT THEY THINK MAY BE RELEVANT TO YOUR ORGANIZATION AND/OR BUSINESS.

SUCH SHARING OF YOUR INFORMATION WILL BE IN ACCORDANCE WITH THIS PRIVACY NOTICE,
AND WE WILL USE REASONABLE EFFORTS TO ENTER INTO ARRANGEMENTS THAT REQUIRE SUCH
THIRD PARTIES TO LIMIT THEIR USE OF YOUR INFORMATION TO THOSE CONSISTENT WITH
THIS PRIVACY NOTICE, UNLESS THEY OBTAIN YOUR CONSENT TO USE YOUR INFORMATION FOR
ANY OTHER PURPOSE.

WE WILL STOP PROVIDING YOUR INFORMATION TO THIRD PARTIES FOR USE AS DESCRIBED
ABOVE IF AND ONCE YOU INFORM US OF YOUR OPT-OUT REQUEST BY FOLLOWING THE
INSTRUCTIONS IN “YOUR INFORMATION AND OPT-OUT” BELOW. YOU MAY ALSO ASK ANY THIRD
PARTY FROM WHOM YOU RECEIVE COMMUNICATION TO STOP PROCESSING YOUR INFORMATION
AND TO OPT-OUT FROM THEIR MARKETING OR ANY OTHER COMMUNICATION. PLEASE NOTE THAT
WE ARE NOT RESPONSIBLE OR LIABLE FOR ANY THIRD PARTY'S DATA PRIVACY POLICIES,
ACTS, OR OMISSIONS.

THE STORING OF YOUR INFORMATION IN OUR RESOURCES, AND SHARING YOUR INFORMATION
WITH, OR LICENSING YOUR INFORMATION TO, THIRD PARTIES AS DESCRIBED ABOVE, MAY
INVOLVE THE TRANSFER OF YOUR INFORMATION OUTSIDE YOUR JURISDICTION. WHEN WE
TRANSFER YOUR INFORMATION OUTSIDE OF YOUR JURISDICTION, WE WILL PUT IN PLACE AN
ADEQUATE LEVEL OF PROTECTION TO ENSURE THAT ANY SUCH TRANSFERS COMPLY WITH
APPLICABLE DATA PROTECTION LAWS IN YOUR JURISDICTION. WHERE THE TRANSFER OF DATA
IS SUBJECT TO THE APPLICABLE DATA PROTECTION LAW OF THE PEOPLE’S REPUBLIC OF
CHINA (PERSONAL INFORMATION PROTECTION LAW), THE CHINA STANDARD CONTRACT SHALL
APPLY. “CHINA STANDARD CONTRACT” SHALL MEAN THE STANDARD CONTRACT ON
CROSS-BORDER TRANSFER OF PERSONAL INFORMATION ISSUED BY THE CYBERSPACE
ADMINISTRATION OF CHINA ON FEBRUARY 24, 2023.

OUR DIRECT MARKETING COMMUNICATION TO YOU

WE MAY USE YOUR INFORMATION FOR THE FOLLOWING MARKETING AND PROMOTIONAL
PURPOSES:

 * CONTACTING YOU REGARDING UPDATES ON LATEST NEWS, OFFERS AND PROMOTIONS IN
   CONNECTION WITH OUR PRODUCTS AND SERVICES, INCLUDING FINANCIAL SERVICES
   TECHNOLOGY, DATA, ANALYTICS, AND SOFTWARE SOLUTIONS; AND
 * SENDING YOU PRODUCT-RELATED NEWS AND DIRECT MARKETING COMMUNICATION THAT WE
   BELIEVE MAY BE OF INTEREST TO YOUR ORGANIZATION AND/OR BUSINESS.

WE MAY CONTACT YOU FOR SUCH DIRECT MARKETING PURPOSES VIA EMAIL, MAIL, OR BY
TELEPHONE.

YOU CAN OPT-OUT FROM RECEIVING THESE DIRECT MARKETING COMMUNICATION BY FOLLOWING
THE INSTRUCTIONS IN “YOUR INFORMATION AND OPT-OUT” BELOW.

PLEASE NOTE THAT REGARDLESS OF WHETHER YOU OPT-OUT FROM RECEIVING DIRECT
MARKETING, WE MAY STILL:

 * NEED TO PROCESS INFORMATION IN ORDER TO ENSURE THAT YOU RECEIVE NO FURTHER
   MARKETING COMMUNICATION FROM US; AND
 * SEND YOU IMPORTANT ADMINISTRATIVE MESSAGES AS PART OF YOUR ONGOING USE OF OUR
   PRODUCTS AND SERVICES.

SECURITY AND RETENTION OF YOUR INFORMATION

WE RETAIN YOUR INFORMATION FOR AS LONG AS WE REASONABLY REQUIRE IT FOR LEGAL,
BUSINESS, OR CONTRACTUAL PURPOSES. IN DETERMINING DATA RETENTION PERIODS, WE
TAKE INTO CONSIDERATION LOCAL LAWS, CONTRACTUAL OBLIGATIONS, OUR REASONABLE
BUSINESS REQUIREMENTS AND YOUR EXPECTATIONS AND REQUIREMENTS. WHEN THE PURPOSES
FOR RETAINING YOUR INFORMATION ARE ACHIEVED AND WE NO LONGER NEED YOUR
INFORMATION, WE WILL SECURELY DELETE OR DESTROY IT. PLEASE NOTE THAT WE MAY
STILL BE REQUIRED TO RETAIN YOUR INFORMATION IN ORDER FOR US TO COMPLY WITH
APPLICABLE LAWS AND REGULATIONS, AND IN CERTAIN CASES IT MAY NOT BE TECHNICALLY
POSSIBLE TO DELETE YOUR INFORMATION (E.G., WHERE YOUR INFORMATION IS CONTAINED
WITHIN OUR INTERNAL ARCHIVAL RECORDS).

WE ARE COMMITTED TO MAINTAINING THE SECURITY OF YOUR INFORMATION. WE EMPLOY
REASONABLE ORGANIZATIONAL, TECHNICAL, AND ADMINISTRATIVE MEASURES TO SECURE AND
PROTECT YOUR INFORMATION FROM MISUSE AND UNAUTHORIZED ACCESS, DISCLOSURE,
ALTERATION AND DESTRUCTION. WE PERMIT PERSONS WORKING FOR US TO ACCESS AND USE
YOUR INFORMATION ONLY TO SERVE LEGITIMATE BUSINESS NEEDS CONSISTENT WITH THIS
PRIVACY NOTICE.

YOUR RIGHTS

YOU HAVE THE RIGHT TO ACCESS THE INFORMATION THAT WE PROCESS ABOUT YOU AND TO
REQUEST THAT WE CORRECT OR AMEND IT (IF YOU CONSIDER THAT IT IS INACCURATE OR
INCOMPLETE) OR DELETE IT (IF YOU CONSIDER THAT WE DO NOT HAVE THE RIGHT TO HOLD
IT). YOU ALSO HAVE THE RIGHT TO OBJECT TO YOUR DATA BEING PROCESSED IN A
PARTICULAR SITUATION AND TO DATA PORTABILITY (MOVING YOUR INFORMATION
ELSEWHERE). THESE RIGHTS MAY NOT APPLY IN SOME CASES AND, IF YOU MAKE A REQUEST,
WE SHALL INFORM YOU IF THAT IS THE CASE. IF YOU WOULD LIKE TO EXERCISE YOUR
RIGHTS, YOU CAN SUBMIT A WRITTEN REQUEST TO DATA.PREFERENCES@SPGLOBAL.COM

WE WILL INVESTIGATE AND ATTEMPT TO RESOLVE ANY COMPLAINTS OR DISPUTES WE RECEIVE
REGARDING THE PROCESSING OF YOUR INFORMATION. YOU MAY ALSO HAVE THE RIGHT TO
MAKE A COMPLAINT TO YOUR LOCAL DATA PROTECTION AUTHORITY. PLEASE FOLLOW THE
INSTRUCTIONS IN “YOUR INFORMATION AND OPT-OUT” BELOW IF YOU WOULD LIKE TO
ACCESS, CORRECT, OR AMEND YOUR INFORMATION OR REQUEST DELETION OF YOUR
INFORMATION.

YOUR INFORMATION AND OPT-OUT

TO ACCESS, CORRECT OR AMEND YOUR INFORMATION, TO SUBSCRIBE OR OPT-OUT FROM EMAIL
COMMUNICATION, TO AMEND YOUR OPT-OUT PREFERENCES, OR TO REQUEST DELETION OF YOUR
INFORMATION PLEASE FOLLOW THE DIRECTIONS IN THE NOTICE THAT WAS SENT TO YOU. IF
YOU HAVE ANY QUESTIONS OR IF YOU CANNOT LOCATE THE NOTICE THAT WAS SENT TO YOU,
PLEASE CONTACT DATA.PREFERENCES@SPGLOBAL.COM

PLEASE NOTE THAT IF YOU DO OPT-OUT FROM ANY OF THE OPTIONS, WE MAY NOT BE ABLE
TO REMOVE YOUR INFORMATION FROM THE DATA OF THIRD PARTIES WITH WHOM WE HAVE
ALREADY SHARED YOUR INFORMATION AND WE MAY STILL NEED TO PROCESS LIMITED
INFORMATION IN ORDER TO ENSURE THAT YOU RECEIVE NO FURTHER MARKETING
COMMUNICATION FROM US.

HOW TO UPDATE AND KEEP YOUR INFORMATION ACCURATE

WE WILL RESPOND TO YOUR REQUEST TO UPDATE YOUR INFORMATION. WE STRIVE TO KEEP
YOUR INFORMATION ACCURATE AND UP TO DATE THROUGH OUR COLLECTION OF YOUR
INFORMATION IN ACCORDANCE WITH "HOW WE COLLECT AND USE YOUR BUSINESS CONTACT
INFORMATION" ABOVE. NEW INFORMATION WILL BE COMBINED WITH EXISTING INFORMATION
AND OUTDATED OR INCORRECT INFORMATION WILL BE REMOVED.

WHEN WE STARTED TO PROVIDE INFORMATION?

FROM APRIL 1, 2022, S&P GLOBAL, INC., HAS BEEN SUBJECT TO THE ACT ON THE
PROTECTION OF PERSONAL INFORMATION OF JAPAN (ACT NO. 57 OF 2003, AS AMENDED)
("ACT"). WE HAVE BEEN PROVIDING YOUR INFORMATION IN ACCORDANCE WITH THE ACT FROM
APRIL 1, 2022 ONWARDS.

HOW TO CONTACT US

YOUR QUESTIONS, COMMENTS AND FEEDBACK ARE VERY IMPORTANT TO US. FOR
PRIVACY-RELATED ISSUES OR QUESTIONS, PLEASE CONTACT US AT
DATA.PREFERENCES@SPGLOBAL.COM

FOR INFORMATION ON A GENERAL PRINCIPLES WHICH WE FOLLOW IN IN HANDLING PERSONAL
INFORMATION WE COLLECT FOR THE PURPOSES OTHER THAN STATED HEREIN PLEASE VISIT:
HTTPS://WWW.SPGLOBAL.COM/EN/PRIVACY/PRIVACY-POLICY-ENGLISH#PERSONAL-INFORMATION-WE-COLLECT




GLOBAL CORPORATE PRIVACY POLICY



--------------------------------------------------------------------------------

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Our Privacy Commitment


UNITED STATES OF AMERICA (CALIFORNIA, COLORADO, CONNECTICUT, DELAWARE, INDIANA,
IOWA, MONTANA, NEW HAMPSHIRE, NEW JERSEY, OREGON, TENNESSEE, TEXAS, UTAH AND
VIRGINIA)

THIS UNITED STATES OF AMERICA ADDENDUM ("US ADDENDUM") SUPPLEMENTS THIS POLICY
AND APPLIES IN RELATION TO THE PROCESSING OF PERSONAL INFORMATION OF RESIDENTS
OF THE STATE OF CALIFORNIA, COLORADO, CONNECTICUT, DELAWARE, INDIANA, IOWA,
MONTANA, NEW HAMPSHIRE, NEW JERSEY, OREGON, TENNESSEE, TEXAS, UTAH AND VIRGINIA
BY S&P GLOBAL. IN CASE OF ANY INCONSISTENCIES BETWEEN THIS US ADDENDUM AND THE
REST OF THIS POLICY, THIS US ADDENDUM PREVAILS WHERE APPLICABLE.

CERTAIN INFORMATION WE COLLECT MAY BE EXEMPT FROM APPLICABLE US STATE PRIVACY
LAWS BECAUSE IT IS CONSIDERED PUBLIC INFORMATION (I.E., IT IS MADE AVAILABLE BY
A GOVERNMENT ENTITY) OR COVERED BY A FEDERAL PRIVACY LAW, SUCH AS THE
GRAMM-LEACH-BLILEY ACT, THE HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT,
THE FAIR CREDIT REPORTING ACT OR THE DRIVER PRIVACY PROTECTION ACT.

YOUR PRIVACY RIGHTS AND HOW TO SUBMIT A REQUEST

SUBJECT TO CERTAIN LIMITATIONS AND DEPENDING ON YOUR STATE OF RESIDENCE, YOU
HAVE CERTAIN RIGHTS WITH RESPECT TO YOUR PERSONAL INFORMATION, AS DESCRIBED IN
THE WHAT ARE YOUR DATA PROTECTION RIGHTS? SECTION OF THE POLICY.  

TO SUBMIT A REQUEST TO EXERCISE YOUR RIGHTS (OR TO SUBMIT A REQUEST ON BEHALF OF
A CONSUMER AS AN AUTHORIZED AGENT):

 * FOR RIGHT TO KNOW, ACCESS, CORRECT, OR DELETION REQUESTS, COMPLETE AND SUBMIT
   THE DATA REQUEST FORM OR CALL US AT 1-855-529-1761.
 * FOR OPT-OUT OF TARGETED ADVERTISING REQUESTS, VISIT “DO NOT SELL MY PERSONAL
   INFORMATION”. PLEASE NOTE THAT IF YOU CHANGE BROWSERS OR DEVICES, OR IF YOU
   CLEAR YOUR BROWSER’S CACHE, YOU MAY NEED TO CLICK THE LINK AGAIN TO APPLY
   YOUR PREFERENCE.
 * FOR OPT-OUT OF SALE REQUESTS, VISIT "DO NOT SELL MY PERSONAL " OR CALL US AT
   1-855-529-1761.

DEPENDING ON THE NATURE OF THE REQUEST, WE MAY REACH OUT TO YOU FOR MORE
INFORMATION, SUCH AS TO REQUEST A COPY OF YOUR DRIVER’S LICENSE, TO AUTHENTICATE
YOUR IDENTITY. IF YOU ARE SUBMITTING A REQUEST ON BEHALF OF A CONSUMER AS AN
AUTHORIZED AGENT, YOU WILL NEED TO PROVIDE A COPY OF THE AUTHORIZED AGENT
DESIGNATION FORM SIGNED BY THE CONSUMER.  

IF YOU WISH TO APPEAL A DECISION OR ACTION REGARDING A REQUEST TO EXERCISE
SUBMITTED THROUGH ONE OF THE MECHANISMS DESCRIBED ABOVE, PLEASE CONTACT US AT
PRIVACY@SPGLOBAL.COM .

WE ALSO RECOGNIZE GLOBAL PRIVACY CONTROL (GPC) SIGNALS AND OTHER USER-ENABLED
OPT-OUT PREFERENCE SIGNALS AS VALID OPT-OUT REQUESTS WHERE REQUIRED BY
APPLICABLE LAW. PLEASE NOTE THAT YOUR OPT-OUT PREFERENCE SIGNAL WILL BE APPLIED
ONLY TO YOUR CURRENT BROWSER AND DEVICE. TO LEARN MORE ABOUT THE GPC, YOU CAN
VISIT ITS WEBSITE HERE.

FOR INFORMATION ABOUT THE REQUESTS WE RECEIVE UNDER CALIFORNIA LAW, INCLUDING
THE NUMBER OF REQUESTS AND THE AVERAGE NUMBER OF DAYS WE’VE TAKEN TO RESPOND TO
REQUESTS, PLEASE CLICK HERE.

CALIFORNIA "SHINE THE LIGHT" LAW

RESIDENTS OF THE STATE OF CALIFORNIA ALSO HAVE THE RIGHT TO REQUEST INFORMATION
REGARDING THIRD PARTIES TO WHOM THE COMPANY HAS DISCLOSED CERTAIN CATEGORIES OF
PERSONAL INFORMATION DURING THE PRECEDING YEAR FOR THE THIRD PARTIES' DIRECT
MARKETING PURPOSES.

INFORMATION COLLECTION AND DISCLOSURES

THE FOLLOWING IS A SUMMARY OF OUR DATA COLLECTION PRACTICES, INCLUDING THE
PERSONAL INFORMATION WE COLLECT, WHETHER WE DISCLOSE THAT INFORMATION FOR
BUSINESS PURPOSE, AND WHETHER WE "SELL" AND/OR "SHARE" FOR CROSS-CONTEXT
BEHAVIORAL ADVERTISING (ALSO REFERRED TO AS TARGETED ADVERTISING) (AS THOSE
TERMS ARE DEFINED BY APPLICABLE LAW). WE MAY USE ALL OF THE INFORMATION FOR ANY
OF THE PURPOSES DESCRIBED IN THE POLICY UNLESS LIMITATIONS ARE LISTED. S&P
GLOBAL "SHARES" OR "SELLS" PERSONAL INFORMATION TO THIRD PARTIES IN VERY LIMITED
CIRCUMSTANCES. TO LEARN MORE ABOUT WHAT BRANDS SHARE OR SELL PERSONAL
INFORMATION, PLEASE SEE BELOW. AS DISCUSSED ELSEWHERE IN THE PRIVACY POLICY, WE
USE COOKIES AND SIMILAR TRACKING TECHNOLOGIES FOR PURPOSES OF TARGETED
ADVERTISING. FOR MORE INFORMATION, PLEASE SEE OUR COOKIE NOTICE. PLEASE NOTE, IN
ADDITION TO THE RECIPIENTS IDENTIFIED BELOW, WE MAY DISCLOSE ANY OF THE
CATEGORIES OF PERSONAL INFORMATION WE COLLECT WITH GOVERNMENT ENTITIES, AS MAY
BE NEEDED TO COMPLY WITH LAW OR PREVENT ILLEGAL ACTIVITY AS FURTHER DESCRIBED IN
THIS POLICY UNDER ”WHEN DOES S&P GLOBAL DISCLOSE MY PERSONAL INFORMATION?.

CATEGORY OF PERSONAL INFORMATION

CATEGORY OF RECIPIENTS

 

DISCLOSURES FOR A BUSINESS PURPOSE

SHARING FOR CROSS-

SALES

IDENTIFIERS – THIS MAY INCLUDE REAL NAME, ALIAS, POSTAL ADDRESS, UNIQUE PERSONAL
IDENTIFIER, ONLINE IDENTIFIER, EMAIL ADDRESS, ACCOUNT NAME, OR OTHER SIMILAR
IDENTIFIERS.

· AFFILIATES OR SUBSIDIARIES

· BUSINESS PARTNERS

· DATA ANALYTICS PROVIDERS

· DATA BROKERS

· INTERNET SERVICE PROVIDERS

· JOINT MARKETING PARTNERS

· OPERATING SYSTEMS AND PLATFORMS

· OTHER SERVICE PROVIDERS

· PAYMENT PROCESSORS AND FINANCIAL INSTITUTIONS

· PROFESSIONAL SERVICES ORGANIZATIONS, THIS MAY INCLUDE AUDITORS AND LAW FIRMS

· SOCIAL NETWORKS

ADVERTISING NETWORKS FOR THE PURPOSE OF    DELIVERING TAILORED INFORMATION ABOUT
SERVICES THAT MAY BE OF INTEREST OR VALUE TO YOU AND TO SEND YOU MARKETING AND
PROMOTIONAL EMAILS WITH YOUR CONSENT, IF REQUIRED BY APPLICABLE LAW.

· BUSINESS PARTNERS

· DATA ANALYTICS PROVIDERS

· DATA BROKERS

· ADVERTISING NETWORKS

GOVERNMENT ISSUED

IDENTIFICATION – THIS MAY INCLUDE SOCIAL SECURITY NUMBER, DRIVER’S LICENSE
NUMBER, OR STATE ISSUED IDENTIFICATION NUMBER, PASSPORT NUMBER.

· AFFILIATES OR SUBSIDIARIES

· BUSINESS PARTNERS

· OTHER SERVICE PROVIDERS

NOT SHARED.

NOT SOLD.

FINANCIAL INFORMATION – THIS MAY INCLUDE BANK ACCOUNT NUMBER, CREDIT CARD
NUMBER, DEBIT CARD NUMBER, AND OTHER FINANCIAL INFORMATION.

· AFFILIATES OR SUBSIDIARIES

· BUSINESS PARTNERS

· PAYMENT PROCESSORS AND FINANCIAL INSTITUTIONS

· OTHER SERVICE PROVIDERS

NOT SHARED.

NOT SOLD.

CHARACTERISTICS OF PROTECTED CLASSIFICATIONS – THIS MAY INCLUDE AGE, SEX, RACE,
ETHNICITY, PHYSICAL, OR MENTAL HANDICAP, ETC.

· AFFILIATES OR SUBSIDIARIES

· BUSINESS PARTNERS

NOT SHARED.

· BUSINESS PARTNERS

· DATA ANALYTICS PROVIDERS

· DATA BROKERS

· ADVERTISING NETWORKS

COMMERCIAL INFORMATION – THIS MAY INCLUDE INFORMATION ABOUT PRODUCTS OR SERVICES
PURCHASED, OBTAINED, OR CONSIDERED, OR OTHER PURCHASING OR CONSUMING HISTORIES
OR TENDENCIES.

· AFFILIATES OR SUBSIDIARIES

· BUSINESS PARTNERS

· DATA ANALYTICS PROVIDERS

· DATA BROKERS

· JOINT MARKETING PARTNERS

· PAYMENT PROCESSORS AND FINANCIAL INSTITUTIONS

· OTHER SERVICE PROVIDERS

·     ADVERTISING NETWORKS FOR THE PURPOSE OF    DELIVERING TAILORED INFORMATION
ABOUT SERVICES THAT MAY BE OF INTEREST OR VALUE TO YOU AND TO SEND YOU MARKETING
AND PROMOTIONAL EMAILS WITH YOUR CONSENT, IF REQUIRED BY APPLICABLE LAW.

· BUSINESS PARTNERS

· DATA ANALYTICS PROVIDERS

· DATA BROKERS

· ADVERTISING NETWORKS

INTERNET OR OTHER ELECTRONIC NETWORK ACTIVITY INFORMATION – THIS MAY INCLUDE
BROWSING HISTORY, SEARCH HISTORY, AND INFORMATION REGARDING AN INDIVIDUAL’S
INTERACTION WITH AN INTERNET WEBSITE, APPLICATION, OR ADVERTISEMENT.

· AFFILIATES OR SUBSIDIARIES

· BUSINESS PARTNERS

· DATA ANALYTICS PROVIDERS

· INTERNET SERVICE PROVIDERS

· OPERATING SYSTEMS AND PLATFORMS

· OTHER SERVICE PROVIDERS

NOT SHARED.

· BUSINESS PARTNERS

· DATA ANALYTICS PROVIDERS

· DATA BROKERS

· ADVERTISING NETWORKS

GEOLOCATION DATA

· AFFILIATES OR SUBSIDIARIES

· BUSINESS PARTNERS

· DATA ANALYTICS PROVIDERS

· OPERATING SYSTEMS AND PLATFORMS

· OTHER SERVICE PROVIDERS

NOT SHARED.

NOT SOLD.

AUDIO, ELECTRONIC, VISUAL, THERMAL, OLFACTORY, OR SIMILAR INFORMATION

· AFFILIATES OR SUBSIDIARIES

· BUSINESS PARTNERS

· OTHER SERVICE PROVIDERS

NOT SHARED.

NOT SOLD.

PROFESSIONAL OR EMPLOYMENT RELATED INFORMATION

· AFFILIATES OR SUBSIDIARIES

· BUSINESS PARTNERS

· OTHER SERVICE PROVIDERS

NOT SHARED.

· BUSINESS PARTNERS

· ADVERTISING NETWORKS

NON-PUBLIC EDUCATION INFORMATION (AS DEFINED IN THE

FAMILY EDUCATIONAL RIGHTS AND

PRIVACY ACT)

· AFFILIATES OR SUBSIDIARIES

· BUSINESS PARTNERS

· OTHER SERVICE PROVIDERS

NOT SHARED.

NOT SOLD.

INFERENCES DRAWN FROM ANY OF THE INFORMATION LISTED ABOVE

· AFFILIATES OR SUBSIDIARIES

· BUSINESS PARTNERS

· DATA ANALYTICS PROVIDERS

· JOINT MARKETING PARTNERS

· OTHER SERVICE PROVIDERS

NOT SHARED.

NOT SOLD.

ADDITIONAL CATEGORIES OF PERSONAL INFORMATION DESCRIBED IN
THE CALIFORNIA CUSTOMER RECORDS STATUTE (CAL. CIV. CODE § 1798.8 0(E)) – THIS
MAY INCLUDE SIGNATURE, PHYSICAL CHARACTERISTICS, OR DESCRIPTION, INSURANCE
POLICY NUMBER.

· AFFILIATES OR SUBSIDIARIES

· BUSINESS PARTNERS

· PAYMENT PROCESSORS AND FINANCIAL INSTITUTIONS

· OTHER SERVICE PROVIDERS

NOT SHARED.

NOT SOLD.

 SENSITIVE INFORMATION DISCLOSURE. SOME OF THE INFORMATION WE COLLECT IS
CONSIDERED “SENSITIVE” UNDER APPLICABLE LAW. WE COLLECT THE FOLLOWING CATEGORIES
OF SENSITIVE PERSONAL INFORMATION (AS DEFINED UNDER APPLICABLE LAW): SOCIAL
SECURITY, DRIVER’S LICENSE, STATE IDENTIFICATION CARD, OR PASSPORT NUMBER;
PRECISE GEOLOCATION; RACIAL OR ETHNIC ORIGIN, RELIGIOUS, OR PHILOSOPHICAL
BELIEFS, OR UNION MEMBERSHIP; HEALTH INFORMATION; SEX LIFE OR SEXUAL
ORIENTATION; ACCOUNT LOG-IN, FINANCIAL ACCOUNT, DEBIT CARD, OR CREDIT CARD
NUMBER IN COMBINATION WITH ANY REQUIRED SECURITY OR ACCESS CODE, PASSWORD, OR
CREDENTIALS ALLOWING ACCESS TO AN ACCOUNT; THE CONTENTS OF A CONSUMER’S MAIL,
EMAIL, AND TEXT MESSAGES UNLESS THE BUSINESS IS THE INTENDED RECIPIENT OF THE
COMMUNICATION. THIS INFORMATION IS COLLECTED IN ORDER TO PROCESS TRANSACTIONS,
SET UP YOUR USER ACCOUNTS, COMPLY WITH LAWS, MANAGE OUR BUSINESS, MONITOR AND
ENFORCE COMPLIANCE WITH OUR CONTRACTUAL TERMS, OR PROVIDE YOU WITH SERVICES.
NOTE THAT WE DO NOT USE SUCH INFORMATION FOR ANY PURPOSES THAT ARE NOT
IDENTIFIED WITHIN THE CALIFORNIA PRIVACY RIGHTS ACT SECTION 1798.121. WE DO NOT
“SELL” OR “SHARE” SENSITIVE PERSONAL INFORMATION FOR PURPOSES OF CROSS-CONTEXT
BEHAVIORAL ADVERTISING.

BELOW IS A LIST OF BRANDS THAT SELL OR SHARE PERSONAL INFORMATION WITH THIRD
PARTIES: 

 * POLK
   (HTTPS://WWW.SPGLOBAL.COM/MOBILITY/EN/PRODUCTS/POLK-AUTOMOTIVE-SOLUTIONS.HTML)
 * IPREO
   (HTTPS://WWW.SPGLOBAL.COM/MARKETINTELLIGENCE/EN/MI/PRODUCTS/BRST-BD-ADVANCED.HTML)
 * MONEY MARKET DIRECTORIES (HTTPS://PRODUCTS.MMDWEBACCESS.COM/)
 * CAPITAL IQ PRO (HTTPS://WWW.CAPITALIQ.SPGLOBAL.COM/)
 * CAPITAL IQ (HTTPS://WWW.CAPITALIQ.COM/)

S&P GLOBAL HAS NO ACTUAL KNOWLEDGE THAT IT SELLS OR SHARES THE PERSONAL
INFORMATION OF CONSUMERS UNDER 16 YEARS OF AGE.




GLOBAL CORPORATE PRIVACY POLICY



--------------------------------------------------------------------------------

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Our Privacy Commitment


BRAZIL

THIS BRAZIL ADDENDUM ("BRAZIL ADDENDUM") SUPPLEMENTS THIS POLICY TO THE EXTENT
THAT THE GENERAL DATA PROTECTION LAW OF BRAZIL ("LGPD") APPLIES IN RELATION TO
THE PROCESSING OF PERSONAL INFORMATION BY S&P GLOBAL. IN CASE OF ANY
INCONSISTENCIES BETWEEN THIS BRAZIL ADDENDUM AND THE REST OF THIS POLICY, THIS
BRAZIL ADDENDUM PREVAILS.

UNDER THE LGPD, YOU HAVE THE RIGHT TO:

 * CONFIRM THE EXISTENCE OF PROCESSING OF YOUR PERSONAL DATA;
 * ACCESS YOUR PERSONAL DATA;
 * CORRECT INCOMPLETE, INACCURATE, OR OUT OF DATE PERSONAL DATA;
 * ANONYMIZE, BLOCK, OR DELETE UNNECESSARY OR EXCESSIVE PERSONAL DATA OR
   PERSONAL DATA THAT IS NOT BEING PROCESSED IN COMPLIANCE WITH THE LGPD;
 * PORTABILITY OF YOUR PERSONAL DATA TO ANOTHER SERVICE OR PRODUCT PROVIDER, BY
   MEANS OF AN EXPRESS REQUEST;
 * DELETE PERSONAL DATA PROCESSED WITH YOUR CONSENT;
 * INFORMATION ABOUT PUBLIC AND PRIVATE ENTITIES WITH WHICH WE HAVE SHARED YOUR
   PERSONAL DATA;
 * INFORMATION ABOUT THE POSSIBILITY OF DENYING CONSENT AND THE CONSEQUENCES OF
   SUCH DENIAL;
 * REVOKE CONSENT;
 * REQUEST REVIEW OF DECISIONS TAKEN SOLELY ON THE BASIS OF AUTOMATED PROCESSING
   OF PERSONAL DATA THAT AFFECTS YOUR INTERESTS.

YOU OR AN AUTHORIZED AGENT MAY EXERCISE YOUR RIGHTS THROUGH THE PERSONAL DATA
REQUEST FORM. THE LGPD ALSO PROVIDES THAT YOU MAY FILE A COMPLAINT REGARDING
YOUR DATA DIRECTLY WITH THE BRAZILIAN DATA PROTECTION REGULATOR.

DATA PROTECTION OFFICER C/O COMMERCIAL LEGAL RUA DO PASSEIO 38/40
RIO DE JANEIRO
BRAZIL




GLOBAL CORPORATE PRIVACY POLICY



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Our Privacy Commitment


COLOMBIA – ADDITIONAL PROVISIONS

THIS COLOMBIA ADDENDUM ("COLOMBIA ADDENDUM") SUPPLEMENTS THIS POLICY TO THE
EXTENT THAT THE LAW OF COLOMBIA APPLIES IN RELATION TO THE PROCESSING OF
PERSONAL INFORMATION BY S&P GLOBAL. IN CASE OF ANY INCONSISTENCIES BETWEEN THIS
COLOMBIA ADDENDUM AND THE REST OF THIS POLICY, THIS COLOMBIA ADDENDUM PREVAILS.
DATA SUBJECT RIGHTS

SUBJECT TO APPLICABLE LAW, YOU HAVE THE RIGHT TO:

 * FREELY ACCESS YOUR PERSONAL INFORMATION;
 * KNOW, UPDATE, AND CORRECT PERSONAL INFORMATION WHEN DATA IS INEXACT,
   INCOMPLETE, FRAGMENTED, MISLEADING, OR WHERE PROCESSING IS NOT AUTHORIZED OR
   PROHIBITED;
 * REQUEST PROOF OF AUTHORIZATION TO PROCESS YOUR PERSONAL INFORMATION, UNLESS
   EXEMPTED UNDER APPLICABLE LAW;
 * BRING COMPLAINTS TO THE SUPERINTENDENT OF INDUSTRY AND COMMERCE;
 * REVOKE AUTHORIZATION AND/OR REQUIRE THE DELETION OF PERSONAL INFORMATION WHEN
   THERE IS NOT A LEGAL OR CONTRACTUAL REASON TO KEEP THE PERSONAL INFORMATION;
   AND
 * DECLINE AUTHORIZATION FOR THE PROCESSING OF SENSITIVE PERSONAL INFORMATION.
   THE PROVISION OF SENSITIVE PERSONAL INFORMATION OR THE PERSONAL INFORMATION
   OF MINORS IS OPTIONAL.

PRINCIPAL PLACE OF BUSINESS

S&P GLOBAL COLOMBIA SAS (NIT #900.505.649-2) HAS ITS PRINCIPAL PLACE OF BUSINESS
AT CARRERA 19A NO 90 – 13 BOGOTÁ, COLOMBIA.




GLOBAL CORPORATE PRIVACY POLICY



--------------------------------------------------------------------------------

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|  French  |  German  |  Italian  |  Japanese  |  Korean  |  Portuguese 
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Download Privacy Policy as PDF(opens in a new tab)

Our Privacy Commitment


REPUBLIC OF SOUTH AFRICA ADDENDUM

THIS SOUTH AFRICAN ADDENDUM (“SOUTH AFRICAN ADDENDUM”) APPLIES IN RELATION TO
THE PROCESSING OF PERSONAL INFORMATION BY THE S&P GLOBAL RESPONSIBLE PARTIES
LISTED BELOW IN THE REPUBLIC OF SOUTH AFRICA AND SUPPLEMENTS THE INFORMATION SET
OUT ABOVE IN THIS POLICY. IN CASE OF ANY INCONSISTENCIES BETWEEN THIS SOUTH
AFRICAN ADDENDUM AND THE REST OF THIS POLICY, THIS SOUTH AFRICAN ADDENDUM
PREVAILS.

 1. RESPONSIBLE PARTIES.
    * SPGI UK (INCORPORATED IN ENGLAND) EXTERNAL PROFIT COMPANY, REGISTRATION
      NUMBER 2012/065136/10
    * S&P GLOBAL RATINGS EUROPE LIMITED (INCORPORATED IN IRELAND) EXTERNAL
      PROFIT COMPANY, REGISTRATION NUMBER 2017/655416/10
    * S&P GLOBAL IPREO LIMITED (INCORPORATED IN UNITED KINGDOM) EXTERNAL PROFIT
      COMPANY, REGISTRATION NUMBER 2005/035402/07

    S&P GLOBAL RESPONSIBLE PARTIES THAT MAY PROCESS PERSONAL INFORMATION FROM
    TIME TO TIME INCLUDE: • SPGI INDICES UK (INCORPORATED IN UNITED KINGDOM)
    EXTERNAL PROFIT COMPANY SOUTH AFRICA, REGISTRATION NUMBER

    2013/147353/10

 2. PERSONAL INFORMATION OF JURISTIC PERSONS
    * A COMPANY’S OR OTHER JURISTIC PERSON’S NAME, ADDRESS, TELEPHONE NUMBER,
      EMAIL ADDRESS, COMPANY REGISTRATION NUMBER, AND COMPANY CONTACT’S NAME;
    * A COMPANY’S OR OTHER JURISTIC PERSON’S INCORPORATION DOCUMENTS, TAX
      NUMBERS, AUDITED FINANCIAL STATEMENTS, BBBEE CERTIFICATES, AND BANK
      ACCOUNT RECORDS;
    * A COMPANY’S OR OTHER JURISTIC PERSON’S REPRESENTATIVE’S DETAILS, INCLUDING
      THEIR NAME, EMAIL, TELEPHONE NUMBERS, JOB TITLE, JOB FUNCTION AND DETAILS
      RELATING TO THE AREA OF WORK;
    * A COMPANY’S OR OTHER JURISTIC PERSON’S PRODUCT OR SPECIFICATION
      REQUIREMENTS; AND
    * INFORMATION RELATED TO PRODUCT SUPPORT INTERACTION AND PRODUCT TRAINING
      INFORMATION, TO THE EXTENT THAT THIS INFORMATION IS IDENTIFIABLE.

    IN ADDITION TO THE INDIVIDUAL’S PERSONAL INFORMATION COLLECTED AS SET OUT IN
    THIS POLICY, WE PROCESS INFORMATION RELATING TO SOUTH AFRICAN JURISTIC
    PERSONS, WHICH MAY CONSTITUTE PERSONAL INFORMATION FOR PURPOSES OF THE
    PROTECTION OF PERSONAL INFORMATION ACT OF SOUTH AFRICA. THE PERSONAL
    INFORMATION RELATING TO SOUTH AFRICAN JURISTIC PERSONS WE PROCESS INCLUDES:

    WE COLLECT THE INFORMATION DIRECTLY FROM THE JURISTIC PERSON CONCERNED OR
    ITS REPRESENTATIVES DURING NEGOTIATION, WHEN PREPARING AND CONCLUDING
    AGREEMENTS AND DURING IMPLEMENTATION OR USE OF PRODUCTS/SERVICES FOR THEIR
    USERS. WE MAY ALSO COLLECT THE INFORMATION FROM THE CLIENT’S EMPLOYEE USERS
    WHEN THEY REGISTER AND USE PRODUCTS/SERVICES OR OBTAIN THE INFORMATION THAT
    HAS BEEN MADE PUBLICLY AVAILABLE VIA THE INTERNET AND WEBSITE SEARCHES OR
    WHEN THE CLIENT’S EMPLOYEE USER OTHERWISE GIVES S&P GLOBAL THEIR CONTACT
    DETAILS.

 3. PURPOSES AND LEGAL BASIS FOR THE PROCESSING OF PERSONAL INFORMATION OF
    JURISTIC PERSONS.
    * TO IDENTIFY CLIENTS AND PROSPECTIVE CUSTOMERS;
    * TO MARKET AND SELL PRODUCTS TO CLIENTS;
    * TO NEGOTIATE AND ENTER INTO CONTRACTS WITH CLIENTS;
    * TO OBTAIN PERMISSION FROM CLIENTS AND THEIR USERS;
    * TO CONDUCT TRAINING AND TO PROVIDE SUPPORT TO CLIENTS/USERS;
    * TO RECORD CLIENT ENGAGEMENTS AND CONVERSATIONS;
    * TO INVOICE AND COLLECT FROM CLIENTS AND ACCOUNT FOR CLIENT REVENUE;
    * TO COMPLY WITH APPLICABLE STATUTORY OBLIGATIONS;
    * TO CARRY OUT AND MANAGE OUR BUSINESS OPERATIONS AND FOR ANY OTHER
      LEGITIMATE BUSINESS PURPOSES; AND
    * IN CONNECTION WITH OUR PRODUCTS AND SERVICES.

    THE PURPOSES OF THE PROCESSING OF THE ABOVEMENTIONED PERSONAL INFORMATION
    INCLUDE:

    GENERALLY, WE PROCESS THE ABOVE PERSONAL INFORMATION FOR PURPOSES OF THE
    PERFORMANCE OF A CONTRACT WITH A CLIENT, OR WHERE WE HAVE THE CONSENT OF THE
    CLIENT OR THE JURISTIC PERSON CONCERNED, OR ON THE BASIS THAT IT IS IN OUR
    LEGITIMATE INTERESTS OR THAT OF A THIRD PARTY TO WHOM THE INFORMATION IS
    SUPPLIED FOR PURPOSES OF, AMONGST OTHER THINGS, MARKETING AND SELLING OUR
    PRODUCTS AND SERVICES, SUPPORTING CLIENT ACCESS TO AND USE OF OUR PRODUCTS,
    PROVIDING TRAINING TO USERS OF OUR PRODUCTS, RESPONDING TO CLIENT OR USER
    QUERIES, IMPROVING PRODUCTS AND SERVICES, ADVISING USERS OF PRODUCT
    FEATURES, NEW RELEASES OR MAINTENANCE.

    THE PERSONAL INFORMATION OF JURISTIC PERSONS MAY BE SHARED WITH THIRD
    PARTIES AND TRANSFERRED TO COUNTRIES OUTSIDE OF SOUTH AFRICA. PLEASE SEE THE
    RELEVANT PROVISIONS OF THE POLICY IN THIS REGARD.

 4. LAWS AUTHORIZING OR REQUIRING THE COLLECTION OF PERSONAL INFORMATION
    
    THE LEGISLATION IN TERMS OF WHICH PERSONAL INFORMATION OF INDIVIDUALS OR
    JURISTIC PERSONS MAY BE REQUIRED TO BE PROCESSED INCLUDES:
    
    * THE FINANCIAL INTELLIGENCE CENTRE ACT, 2001;
    * THE INCOME TAX ACT, 1962; AND
    * THE COMPANY’S ACT, 2008.

 5. SENSITIVE PERSONAL INFORMATION.

    TO THE EXTENT APPLICABLE, INFORMATION RELATING TO AN INDIVIDUAL’S RELIGIOUS
    OR PHILOSOPHICAL BELIEFS, RACE OR ETHNIC ORIGIN, TRADE UNION MEMBERSHIP,
    POLITICAL PERSUASION, HEALTH OR SEX LIFE, BIOMETRIC INFORMATION OR CRIMINAL
    BEHAVIOR, INCLUDING ANY PHOTOGRAPHS OR VIDEO RECORDINGS OF MAY BE CONSIDERED
    AS SENSITIVE/SPECIAL PERSONAL INFORMATION IN ACCORDANCE WITH APPLICABLE
    SOUTH AFRICAN LAW AND REGULATIONS. WE WILL USE AN INDIVIDUAL’S SPECIAL
    PERSONAL INFORMATION FOR THE PURPOSES AS STATED IN THIS PRIVACY POLICY, OR
    AS OTHERWISE AS NOTIFIED TO YOU FROM TIME TO TIME.

 6. CONTACT US. IF YOU HAVE ANY QUESTIONS OR CONCERNS ABOUT THIS ADDENDUM OR THE
    POLICY YOU MAY CONTACT THE INFORMATION OFFICER AT PRIVACY@SPGLOBAL.COM, OR
    IN ACCORDANCE WITH THE INFORMATION PROVIDED IN THE POLICY UNDER “HOW TO
    CONTACT US”. WE WILL REPLY TO YOUR REQUEST WITHIN REASONABLE PERIOD OF TIME
    AND IN ANY EVENT WITHIN 30 DAYS. WE MAY REQUIRE YOU TO VERIFY YOUR IDENTITY.





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