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Skip to content Menu Go to Home Page * News * Credit Cards * CARD TYPE * Best overall * Travel * Airlines * Rewards * Business * Cash back * All credit cards * CARD ISSUER * American Express * Chase * Capital One * Citi * Bank of America * All issuers * COBRANDED CARDS * American Airlines * Delta Air Lines * Hilton * Marriott * Southwest Airlines * United Airlines * All cobranded cards * LEARN ABOUT CREDIT CARDS * Beginners guide * Credit score * Credit utilization * Credit card reviews * Points + Miles * CREDIT CARD REWARD PROGRAMS * American Express Membership Rewards * Capital One Rewards * Chase Ultimate Rewards * Citi ThankYou Rewards * All credit card programs * AIRLINE REWARD PROGRAMS * American AAdvantage * Delta SkyMiles * Southwest Rapid Rewards * United MileagePlus * All airline programs * HOTEL REWARD PROGRAMS * Hilton Honors * Marriott Bonvoy * World of Hyatt * IHG One Rewards * All hotel programs * LEARN ABOUT REWARD PROGRAMS * Beginners guide to points and miles * TPG points valuations * Award vs. cash calculator * Travel * AIRLINES * Airline news * Airline reviews * Airline deals * All airline stories * HOTELS * Hotel news * Hotel reviews * Hotel deals * All hotel stories * CRUISES * All cruise stories * RESOURCES * Family travel * Road trips * Travel gear * Travel advisories * Travel tips * Tools * TPG APP Improve earnings, maximize rewards and track progress toward dream trips. Plus, your own feed of TPG content. * TPG POINTS VALUATION See what a point or mile is worth with our appraisals of a loyalty program’s currency, based on redemption values. * AWARD VS. CASH CALCULATOR Check here before booking an award fare. Compare the cost in points or miles to cash, and see which option is best. * CARDMATCH Find the right card for you. We'll run a soft credit check to find special offers, but it won’t affect your credit score. SUBSCRIBE Advertiser disclosure Search The Points Guy SUBSCRIBE Advertiser disclosure ADVERTISEMENT TAKE OFF WITH POINTS AND MILES * Wave Season 2024 * Download the TPG App * Protect Your Points * Airlines * Hotels * Cruises * Beginners * Find Your CardMatch Andrew Kunesh SINGAPORE KRISFLYER: ULTIMATE GUIDE TO EARNING, REDEEMING AND ELITE STATUS Guide 9h ago THE LATEST SEE ALL STORIES NEW UNITED CREDIT CARD BONUSES: EARN UP TO 100,000 MILEAGEPLUS MILES News 10h ago BANK OF AMERICA CUSTOMIZED CASH REWARDS REVIEW: CUSTOMIZE YOUR REWARDS STRUCTURE Guide 10h ago YOUR GUIDE TO USING MARRIOTT NIGHTLY UPGRADE AWARDS Guide 11h ago TURF WAR: SUN COUNTRY ADDS RARE SINGLE NEW ROUTE AGAINST FRONTIER AIRLINES News 12h ago TOP OFFERS FROM OUR PARTNERS How we chose HOW WE CHOSE THESE CARDS Our points-obsessed staff uses a plethora of credit cards on a daily basis. If anyone on our team wouldn’t recommend it to a friend or a family member, we wouldn’t recommend it on The Points Guy either. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners. * Learn Moreabout Chase Sapphire Preferred® CardTerms Apply BEST FOR BEGINNERS Chase Sapphire Preferred® Card 60,000 bonus points * Learn Moreabout The Platinum Card® from American ExpressTerms Apply Best luxury travel rewards card The Platinum Card® from American Express Earn 80,000 points * Learn Moreabout Marriott Bonvoy Boundless® Credit CardTerms Apply Best Low Fee Card Marriott Bonvoy Boundless® Credit Card Earn 5 Free Night Awards * Learn Moreabout Capital One Venture X BusinessTerms Apply See rates & fees Best business card for traveling Capital One Venture X Business Up to 300,000 miles See all Get our new Weekly Update with exclusive content curated by Brian Kelly, the original Points Guy. Email address Sign up I would like to subscribe to The Points Guy newsletters and special email promotions. The Points Guy will not share or sell your email. See PRIVACY POLICY. Close Close weekly newsletter NEWS VIEW ALL NEW UNITED CREDIT CARD BONUSES: EARN UP TO 100,000 MILEAGEPLUS MILES 10h ago TURF WAR: SUN COUNTRY ADDS RARE SINGLE NEW ROUTE AGAINST FRONTIER AIRLINES 12h ago MARRIOTT’S CEO ON NEW BRANDS, BONVOY GROWTH AND KEEPING THINGS COOL AT W 12h ago REVIEWS VIEW ALL A RELAXING ESCAPE WITH THEME PARK PERKS: REVIEW OF LOEWS PORTOFINO BAY HOTEL AT UNIVERSAL ORLANDO 15h ago PERFECT FOR THE LOCATION: WHAT IT'S LIKE STAYING AT HOTEL X BRISBANE FORTITUDE VALLEY, VIGNETTE COLLECTION BY IHG 2d ago AMERICAN EXPRESS BLUE BUSINESS CASH CARD REVIEW: DOUBLE CASH BACK WITH NO ANNUAL FEE 3d ago DEALS VIEW ALL MULTIPLE AIRLINES OFFERING DEALS ON WINTER, SPRING AND FALL FLIGHTS TO EUROPE 2d ago DEAL ALERT: FLY TO IBIZA WITH ROUND-TRIP FARES UNDER $500 2d ago DISCOUNTED BUSINESS-CLASS FLIGHTS TO LONDON FROM BRITISH AIRWAYS, UNITED AND VIRGIN ATLANTIC 3d ago OUR MONTHLY VALUATIONS WHAT ARE POINTS WORTH? How we estimate There isn’t a strict mathematical formula at work here. At some point we’d like to create a system that could calculate a precise value based on award availability, fees, award levels and ease of accrual, but for now these valuations are based on a combination of how much TPG would pay to buy points if given the opportunity, and the overall value I could get from redeeming them. 2.05¢ Chase Ultimate Rewards 2.0¢ American Express Membership Rewards 1.85¢ Capital One Rewards 1.8¢ Citi ThankYou Points 1.4¢ Alaska Mileage Plan 1.77*¢ American AAdvantage 1.5¢ Avios 1.41*¢ Delta SkyMiles 1.1¢ United MileagePlus 1.7¢ World of Hyatt Loyalty Program 0.84¢ Marriott Bonvoy 1.8¢ Bilt Rewards See All Sign up for our daily newsletter Email address Sign up I would like to subscribe to The Points Guy newsletters and special email promotions. The Points Guy will not share or sell your email. See PRIVACY POLICY. Essential Reading DOWNLOAD THE NEW TPG APP TODAY AND CHANGE THE WAY YOU TRAVEL HOW TO USE GOOGLE FLIGHTS TO FIND CHEAP FLIGHTS AND MAXIMIZE YOUR NEXT TRAVEL BOOKING WHICH CRUISE BRAND IS BEST FOR YOU? A GUIDE TO THE MOST POPULAR LINES All Stories YOUR GUIDE TO USING MARRIOTT NIGHTLY UPGRADE AWARDS GUIDES 11h ago 11 EXTRA CHARGES ON CRUISE SHIPS THAT WILL DRIVE YOU NUTS — AND WHAT TO DO ABOUT THEM GUIDES 13h ago MARRIOTT BOUNDLESS BEST-EVER OFFER: EARN 5 FREE NIGHTS NEWS 14h ago IS THE VENTURE X BUSINESS WORTH THE $395 ANNUAL FEE? GUIDES 16h ago CASTAWAY CAY: A GUIDE TO DISNEY CRUISE LINE'S PRIVATE ISLAND GUIDES 17h ago BOEING 737 MAX 9 JETS COULD RESUME FLYING IN COMING DAYS NEWS 1d ago UNITED AIRLINES UNVEILS ANOTHER NEW LONG-HAUL ROUTE FOR THE SUMMER NEWS 1d ago CHASING AMERICAN AIRLINES ELITE STATUS? HERE ARE 15 WAYS TO EARN LOYALTY POINTS NEWS 1d ago THE BEST TIME TO APPLY FOR THESE POPULAR CITI CREDIT CARDS, BASED ON OFFER HISTORY GUIDES 1d ago WORLD OF HYATT BUSINESS CREDIT CARD REVIEW: BIG PERKS FOR BIG SPENDERS GUIDES 1d ago Read more MAXIMIZE YOUR TRAVEL * Facebook * Instagram * YouTube * Twitter * TikTok SIGN UP FOR OUR DAILY NEWSLETTER FOR THE LATEST NEWS, DEALS AND TIPS. Email address Sign up I would like to subscribe to The Points Guy newsletters and special email promotions. The Points Guy will not share or sell your email. See PRIVACY POLICY. MEET TPG * About us * TPG gives back * Careers * Contact us * Site map * Newsletters LEGAL * Do Not Sell or Share My Personal Information * Privacy policy * Terms of use * Cookie policy * Cookie settings OUR COMMITMENT TO TRANSPARENCY The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information. Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Copyright © 2024 The Points Guy, LLC. All rights reserved. A Red Ventures company.