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 * Technology Explained


THE 8 BEST CRYPTOCURRENCY PAYMENT GATEWAYS

By Tamal Das
Published Feb 5, 2022


Cryptocurrency payment gateways process digital currencies for instant
crypto-to-fiat exchange. But which is the best?


Readers like you help support MUO. When you make a purchase using links on our
site, we may earn an affiliate commission. Read More.

To keep pace with the rapidly-evolving cryptocurrency industry, hundreds of
cryptocurrency payment gateways have emerged. When it comes to choosing a
payment gateway for your business, it's wise to go for a highly secure and
beneficial platform.

Check out this list of trending cryptocurrency payment gateways, along with
their prime features, to opt for the right one.




1. COINGATE



CoinGate is a highly popular cryptocurrency payment gateway that offers a
customer-oriented checkout environment for seamless cryptocurrency payment.
Besides cryptocurrencies, it allows merchants to accept traditional currency
payments like USD, Euros, and so on.

This platform supports more than 70 cryptocurrencies, including Bitcoin, Bitcoin
Cash, Ethereum, Litecoin, and Ripple. CoinGate stores most cryptocurrencies in
secure Cold Storage and charges a 1% transaction fee on all transactions.

Related: What Is an API and What Does the Acronym Mean?

Merchants can integrate it into their websites through an application
programming interface (API) and plugin for selected eCommerce platforms,
including WooCommerce and Magento. They can withdraw the fund using Bitcoin or
SEPA. It’s also possible to send CoinGate generated invoices via email or link.




2. COINBASE



Coinbase is one of the largest cryptocurrency exchanges that also offers crypto
payment gateway services through Coinbase Commerce. This gateway is not only
fast, but it also allows merchants to receive payments securely without any
middleman.



You can use this platform from more than 100 countries across the world.
Depending on the country, its supported payment methods include bank account,
deposit, debit card, credit card, PayPal, and 3D Secure Credit Card.

For online shops looking for a reliable solution for crypto payment, this
gateway offers integrated services for Shopify, WooCommerce, Magento, and
OpenCart. It supports cryptocurrencies such as Bitcoin, Ethereum, Bitcoin Cash,
Litecoin, Dogecoin, USD Coin, and DAI.

You can opt for any of the two Coinbase Commerce plans, and both will charge you
a 1% transaction fee.




3. BITPAY



BitPay is one of the oldest gateways for crypto payment that helps merchants
reach an international audience while protecting them from any fraud. It also
offers an open-source eCommerce plugin. The API-based interactive platform is
available in more than 40 languages.

Top global businesses, including Amazon, Master Card, Delta, Bol.com, support
BitPay. This platform accepts cryptocurrencies such as Bitcoin, Bitcoin Cash,
Ethereum, and Binance Coin.

Related: How to Pay With Crypto on Amazon



For payout, you may choose from Bitcoin, Bitcoin Cash, USD Coin, Gemini Dollars,
Paxos, along with fiat currencies such as USD, EUR, and GBP—plus many more.

This payment gateway supports payouts, retail payments, and billing. For retail
payments, BitPay uses a QR code invoicing system. Every transaction on this
platform will cost you a 1% charge.




4. ALFACOINS



AlfaCoins aims at making cryptocurrency payments easy and safe for legal
business entities. It instantly converts incoming payments, so you get
competitive cryptocurrency exchange rates.

You can either pay the 0.99% charge on every completed transaction or let your
customer pay. Its auto-withdrawal feature transfers the cryptocurrency to your
own wallet without any extra fees.

It supports the major cryptocurrencies, including Bitcoin, Bitcoin Cash, Dash,
Litecoin, Ethereum, Tether ERC-20, and XRP. For withdrawal, it supports fiat
currencies like USD and EUR.

You can use AlfaCoins for easy payments and fund transfers in any country except
Iran and North Korea. You can integrate it into your site using API, instant
payment notification (IPN), payment button, and plugins.





5. GOURL



GoURL is an open-source payment gateway for cryptocurrencies that successfully
protects the anonymity of its users. Though it does not support direct bank
transfers, it takes only 30 seconds to complete payment.

Even if you don't have a website, you can receive cryptocurrencies using its
Monetiser Online service. However, that’ll cost you a 3.5% transaction charge,
while for payments through Bitcoin or altcoins on a website, GoURL will charge
you a 1.5% fee.

Using its Bitcoin Payments Plugin, you can easily integrate it into WordPress
sites. Registering on this platform is available free of cost, and any Speedcoin
payment will not incur any fee.




6. SHOPIFY GATEWAY



When it comes to accepting payments made in cryptocurrencies, Shopify Gateway is
a globally trusted platform. Besides having a user-friendly interface, it
accepts crypto payments from anywhere in a fully-secured manner.

This platform supports major cryptocurrencies that include Bitcoin, Bitcoin
Cash, DAI, Ethereum, Litecoin, and Dogecoin. Moreover, it does not need any PCI
compliance and is compatible with computers, tablets, and smartphones.



However, you need to have a Shopify account to access the Shopify gateway.
Depending on the payment processor you use, the transaction charge of this
platform will differ.




7. NOWPAYMENTS



If you’re looking for a gateway that’ll reduce the transaction costs of your
business, NOWPayments is your go-to option. Especially if you’re ready for
settlement in the same cryptocurrency, it’ll let you do that with one of the
lowest charges.

However, settlement in other currencies using NOWPayments will incur additional
fees. This platform offers a convenient API and various plugins that you can use
to integrate it with top names in the eCommerce industry, including Shopify,
Magento, WooCommerce, and OpenCart.

This noncustodial and easy-to-use gateway solution supports over 100
cryptocurrencies and converts cryptocurrencies into fiat currencies. The
supported currencies and tokens include Bitcoin, Ethereum, Ripple, Litecoin,
Dogecoin, and so on.




8. SPICEPAY



SpicePay is a cryptocurrency gateway that you can trust for instant and secure
crypto payments using Bitcoin, Litecoin, Ethereum, and Bitcoin Cash. It empowers
merchants by offering various withdrawal modes like debit cards, bank transfers,
SEPA, and PayPal.



The platform also lets you convert the cryptocurrencies to USD, EUR, GBP, or CAD
as your choice. The standard flat charge of SpicePay is 1% of the transaction,
though new merchants enjoy free transactions for a limited period.

If you want to accept online donations in cryptocurrency, you can utilize its
digital tools.

Using its open-source plugins or other solutions like buttons, iFrame, hosted
page, and email invoice, you can easily integrate it into the website.




ACCEPT CRYPTOCURRENCIES EFFORTLESSLY

While using a cryptocurrency payment gateway isn’t an absolute necessity, it
does help by providing fast service and complete transparency. Check out the
attributes of top cryptocurrency payment gateways to know which one suits you
the most.

In case you’re not sure where to spend the cryptocurrencies, you may want to
know about some big names that accept cryptocurrency.


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Related Topics
 * Technology Explained
 * Cryptocurrency
 * Financial Technology
 * Online Payments

About The Author
Tamal Das (305 Articles Published)


Tamal is a freelance writer at MakeUseOf. After gaining substantial experience
in technology, finance, and business processes in his previous job in an IT
consulting company, he adopted writing as a full-time profession 3 years ago.
While not writing about productivity and the latest tech news, he loves to play
Splinter Cell and binge-watch Netflix/ Prime Video.


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