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MIKE MCCANN
MORTGAGE LOAN OFFICER, NMLSR # 864492

2692 N Highway 17

Mount Pleasant, SC 29466-6899

mike.mccann@truist.com , opens in new tab

Phone 843-870-6995 , opens in new tab

Fax 843-388-1010

Get directions , opens in new tab

See all locations

Apply now



ABOUT ME


BACKGROUND

As a trusted advisor with Truist Mortgage, my goal is to build better lives and
communities by helping my clients achieve their homeownership goals. Whether you
are a first-time homebuyer, building your dream home, or even refinancing an
existing loan, I have a solid understanding of the real estate market and what
it takes to close your loan with efficiency and expertise. 


There's no "one size fits all" loan and every client's financial goals are
unique. As a caring loan officer, I take the time to listen and learn about each
client. You can rely on my experience to find the best loan option for you; when
my clients win, we all win. I am completely open and honest with my clients
about their borrowing capabilities and how they can optimize their financial
position. 


My first priority is to deliver an exceptional home financing experience. My
passion is "home" and is at the center of all that I do. As a Truist Mortgage
Loan Officer, I serve with integrity to uphold the highest standards because
everyone and every moment matters. Whether it is your first time buying a home
or if you are an experienced homebuyer, I am committed to finding the best loan
option and competitive rate to match your goals.


Truist’s Purpose: Inspire and build better lives and communities



EDUCATION

BGS
University of Maryland



AREAS OF FOCUS

Refinancing Options

 * Choose how to position your mortgage comfortably within your overall
   financial picture, whether it’s to reduce your monthly payment, pay off your
   loan sooner, or get cash out for large purchases.

Jumbo Mortgage Loans

 * Explore a variety of jumbo mortgage loan financing options to put the home
   you’ve always dreamed of within reach.
   
   * Access larger loan amounts at competitive interest rates.
   * For primary residences and second homes, including condominiums.
   * Maximum loan amount varies by loan type, ranging from $3,000,000 to
     $5,000,000.

New Home Purchase

 * Whether you’re thinking about a new home now or further down the line, we
   have a variety of home loans and will help ease the mortgage process by
   answering your questions and making the experience as simple and
   straightforward as possible.

Veteran Loans

 * 100% financing at competitive rates and low monthly payments.
   
   * For qualifying veterans and surviving spouses.
   * 100% financing available with no down payment.
   * Borrowers exempt from monthly mortgage insurance premiums.

Affordable Financing

 * To help today's future homeowner with their diverse financing needs, our low
   down payment loan programs were designed with affordability in mind. Learn
   more About affordable home loans.

Doctor Loans

 * Enjoy some of the best rates and terms for a low down payment mortgage
   designed for doctors and dentists.
   
   * Qualified physicians receive special privileges including lower rates and
     greater purchasing power, even if you have student loans.
   * Doctors can get up to 100% financing with no monthly mortgage insurance
     payments.
   * Borrowers will receive favorable repayment terms to help meet the financial
     reality of practicing medicine.

First Time Homebuyers

 * By first understanding how much you can afford to spend on a home and
   planning accordingly, you can buy your first home with confidence.  Calculate
   Now

First Time Home Buyer Popup





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Component ID : "accordionGridLayout-641506156"
Model : "disclaimer"
Position : "left"

Disclosures

1 In some states, the Doctor Loan product requires a preexisting depository
relationship and is not available for properties located in Alaska, Arizona,
Hawaii, and Oregon; contact your loan officer for details. This product is
available to licensed Residents, Interns, and Fellows in MD, DO, and DPM
programs and licensed Physicians and Dentists (MD, DO, DPM, DDS, DMD) who have
completed their training within the last fifteen years. Doctors with equal to or
over fifteen years post training need to be members of Truist Wealth or belong
to a practice that is part of Truist Wealth to be eligible for this product.
Fifteen-year restriction does not apply when refinancing an existing Truist
Doctor Loan. Other program restrictions may apply; please consult your loan
officer.

2 Deferred student loan debt may only be excluded from debt ratio calculation if
they will be deferred for a minimum of 12 months after closing.

3 Borrowers should note that 100% mortgage financing will result in no property
equity until such time as the loan principal is paid down through regular
mortgage payments and/or the property value appreciates. Additionally, if
property values decline, you could owe more than your property’s value.
Additional LTV restrictions may apply.




DISCLOSURES

Truist Bank, Member FDIC. © 2024 Truist Financial Corporation. Truist, the
Truist logo and Truist Purple are service marks of Truist Financial Corporation.

Equal Housing Lender


INVESTMENT AND INSURANCE PRODUCTS:

 * Are Not FDIC or any other Government Agency Insured
 * Are Not Bank Guaranteed
 * May Lose Value

Services provided by the following affiliates of Truist Financial Corporation
(Truist): Banking products and services, including loans and deposit accounts,
are provided by Truist Bank, Member FDIC. Trust and investment management
services are provided by Truist Bank, and Truist Delaware Trust Company.
Securities, brokerage accounts and /or insurance (including annuities) are
offered by Truist Investment Services, Inc., which is a SEC registered
broker-dealer, member FINRA, SIPC, and a licensed insurance agency. Investment
advisory services are offered by Truist Advisory Services, Inc., GFO Advisory
Services, LLC., each SEC registered investment advisers.

Mortgage products and services are offered through Truist Bank. All Truist
mortgage professionals are registered on the Nationwide Mortgage Licensing
System & Registry (NMLS), which promotes uniformity and transparency throughout
the residential real estate industry. Search the NMLS Registry, opens in new
tab.

Comments regarding tax implications are informational only. Truist and its
representatives do not provide tax or legal advice. You should consult your
individual tax or legal professional before taking any action that may have tax
or legal consequences.

"Truist Advisors" may be officers and/or associated persons of the following
affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory
Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy,
Business Owner Specialty Group, Sports and Entertainment Group, and Legal and
Medical Specialty Groups are trade names used by Truist Bank, Truist Investment
Services, Inc., and Truist Advisory Services, Inc.

Truist Securities is a trademark of Truist Financial Corporation. Truist
Securities is a trade name for the corporate and investment banking services of
Truist Financial Corporation and its subsidiaries. All rights reserved.
Securities and strategic advisory services are provided by Truist Securities,
Inc., member FINRA, opens in new tab and SIPC, opens in new tab. Lending,
financial risk management, and treasury management and payment services are
offered by Truist Bank. Deposit products are offered by Truist Bank.


LIMITED ENGLISH PROFICIENCY SUPPORT:

Applications, agreements, disclosures, and other servicing communications
provided by Truist Bank and its subsidiary businesses will be provided in
English. As a result, it will be necessary for customers to speak, read and
understand English or to have an appropriate translator assisting them. Truist
offers the following resources for consumers that have Limited English
Proficiency:

 * Multilingual teammates available at our Multicultural Banking Centers
 * Materials for some products and services are available in Spanish, Korean,
   Vietnamese, Mandarin, and other languages spoken in the communities we serve.
 * Phone assistance in Spanish at 844-4TRUIST (844-487-8478), option 9. For
   assistance in other languages please speak to a representative directly.


NEW YORK CITY RESIDENTS:

Translation or other language access services may be available. When calling our
office regarding collection activity, if you speak a language other than English
and need verbal translation services, be sure to inform the representative. A
description and translation of commonly-used debt collection terms is available
in multiple languages at http://www.nyc.gov/dca., opens in new tab

 * Limited English Proficiency Support
 * New York City residents


BORROWERS WITH LIMITED ENGLISH PROFICIENCY (LEP) NEEDING INFORMATION CAN USE THE
FOLLOWING RESOURCES:

 * The Consumer Financial Protection Bureau (CFPB) offers help in more than 180
   languages, call 855-411-2372 from 8 a.m. to 8 p.m. ET, Monday through Friday
   for assistance by phone.
 * CFPB additional resources for homeowners seeking payment assistance in 7
   additional languages: Spanish, Traditional Chinese, Vietnamese, Korean,
   Tagalog, and Arabic.
   www.consumerfinance.gov/coronavirus/mortgage-and-housing-assistance/help-for-homeowners/,
   opens in new tab






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