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An official website of the United States government

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Search FDIC.gov Search
 * About Toggle submenu
   
   
   ABOUT
   
   The Federal Deposit Insurance Corporation (FDIC) is an independent agency
   created by the Congress to maintain stability and public confidence in the
   nation’s financial system. Learn about the FDIC’s mission, leadership,
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   PODCASTS / July 16, 2024
   Why You Should Care About Title II
   PRESS RELEASE / June 21, 2024
   FDIC Approves the Deposit Insurance and Merger Applications for Thrivent B…
   PRESS RELEASE / May 29, 2024
   FDIC-Insured Institutions Reported Net Income of $64.2 Billion
   PODCASTS / May 21, 2024
   Material Loss Reviews
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   PODCASTS / July 16, 2024
   Why You Should Care About Title II
   PRESS RELEASE / June 21, 2024
   FDIC Approves the Deposit Insurance and Merger Applications for Thrivent B…
   PRESS RELEASE / May 29, 2024
   FDIC-Insured Institutions Reported Net Income of $64.2 Billion
   PODCASTS / May 21, 2024
   Material Loss Reviews
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   EVENT / May 29, 2024
   Quarterly Banking Profile for First Quarter 2024
   EVENT / March 07, 2024
   Quarterly Banking Profile for Fourth Quarter 2023
   EVENT / November 29, 2023
   Quarterly Banking Profile for Third Quarter 2023
   EVENT / September 07, 2023
   Quarterly Banking Profile for Second Quarter 2023
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   PODCASTS / July 16, 2024
   Why You Should Care About Title II
   PRESS RELEASE / June 21, 2024
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   PRESS RELEASE / May 29, 2024
   FDIC-Insured Institutions Reported Net Income of $64.2 Billion
   PODCASTS / May 21, 2024
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BOARD MEETING

The Board of Directors of the Federal Deposit Insurance Corporation met on
Tuesday, July 30, 2024 at 10:00 a.m. ET.

PRESS RELEASE

Federal Bank Regulators Issue Statement on Certain Third-Party Risks and Request
Information and Bank-Fintech Arrangements 

EVENT

FDIC Unveils Immersive Timeline of Agency’s History and Mission 




ABOUT THE FDIC

The Federal Deposit Insurance Corporation (FDIC) is an independent agency
created by the Congress to maintain stability and public confidence in the
nation’s financial system. The FDIC insures deposits; examines and supervises
financial institutions for safety, soundness, and consumer protection; makes
large and complex financial institutions resolvable; and manages receiverships.
Learn More

Learn More

CONSUMERS

 




CONSUMERS

The FDIC provides tools, education, and news updates to help consumers make
informed decisions and protect their assets.

Electronic Deposit Insurance Estimator (EDIE)

Our Electronic Deposit Insurance Estimator (EDIE) helps you calculate how much
of your bank deposits are covered by FDIC deposit insurance and what portion of
your funds (if any) exceeds the coverage limits. EDIE en Español

Deposit Insurance FAQ

What is deposit insurance? Why does it matter to you? Check our FAQs for answers
to some of the most common questions about the FDIC and deposit insurance.


CONSUMER RESOURCES

VIEW MORE
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Submit a Complaint or Request Help
Submit a question, deposit insurance coverage inquiry, or complaint against an
FDIC-insured institution.
Consumer Resource Center
Information and resources to educate and protect consumers, promote economic
inclusion, and connect people with financial resources in their communities.
#GetBanked
Banking relationships generally begin with a checking or savings account, and
may lead to low-interest loans and mortgages. Learn more about the top reasons
to open a bank account.
BANKERS

 




BANKERS

The FDIC provides extensive resources for bankers, including guidance on
regulations, information on examinations, legislation insights, and training
programs.

ANNOUNCEMENT / September 16, 2021

FDIC Launches Mission-Driven Bank Fund
The FDIC today announced the launch of a new Mission-Driven Bank Fund, a capital
investment vehicle being developed by the FDIC to support insured Minority
Depository Institutions (MDIs) and Community Development Financial Institutions
(CD


BANKER RESOURCES


BANKER RESOURCE CENTER

Information and resources for banking professionals, arranged by topic.


APPLICATIONS FOR DEPOSIT INSURANCE

Access statutes, regulations, guidance, and forms for preparing certain
applications.


FINANCIAL INSTITUTIONS LETTERS

Announcements of new regulations and policies, or other matters of interest to
banks.

 

ANALYSTS

 




ANALYSTS

The FDIC is proud to be a pre-eminent source of U.S. banking industry research
for analysts, including quarterly banking profiles, working papers, and state
banking performance data.

WEBINAR SERIES / Jun. 17, 2021

Banking on Data Webinar 3: Ethics of Artificial Intelligence and Machine
Learning

This series, in partnership with the Santa Clara University (SCU) Leavey School
of Business, builds on the themes of the 2019 FDIC FinTech Research Conference,
highlighting the opportunities and challenges for financial institutions,
consumers, and the financial system created by the use of big data and applied
technologies.


ANALYST RESOURCES


BANK DATA GUIDE

Browse tools and resources for researching bank data.


INSTITUTION DIRECTORY

Find a bank or bank holding company and generate financial and demographic
reports.


BANK FINANCIAL REPORTS

Get information and forms for Call Reports and the Summary of Deposits survey.


 


Latest News
PODCASTS / July 16, 2024
Why You Should Care About Title II
PRESS RELEASE / June 21, 2024
FDIC Approves the Deposit Insurance and Merger Applications for Thrivent B…
PRESS RELEASE / May 29, 2024
FDIC-Insured Institutions Reported Net Income of $64.2 Billion
PODCASTS / May 21, 2024
Material Loss Reviews

--------------------------------------------------------------------------------


DATA & INSIGHTS

View moreSee previous data and insights contentSee additional data and insights
content


QUARTERLY NET INCOME

Q1 2008Q1 2024050






The banking industry reported quarterly net income of $64.2 billion in the first
quarter, a decrease of $15.6 billion (19.6 percent) from a year ago.


NUMBER OF INSURED BANKS

Q4 2017Q1 2024020004000






4,568 insured institutions filed Call Reports in first quarter 2024, a decline
of 19 institutions from fourth quarter 2023.


DIF BALANCE

Q1 2007Q1 2024−50050100150






The Deposit Insurance Fund balance was $125.3 billion on March 28, 2024, up $3.5
billion from the end of last quarter.


DIF RESERVE RATIO

Q1 2007Q1 2024−0.500.511.5






The reserve ratio — the amount in the DIF relative to insured deposits — rose
two basis points for 1.17 percent for the quarter.


NUMBER OF “PROBLEM BANKS”

Q4 2012Q1 20240200400600800






The number of banks on the FDIC’s “Problem Bank List” rose to 63 during the
quarter.



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