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<form role="search" method="get" class="search-form" action="/search/">
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 * Wisely for Business

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 * Wisely for Business

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 * Benefits
    * Benefits Overview
    * Early Direct Deposit
    * Cash Back Rewards
    * No Hidden Fees
    * Shop
    * Bill Pay
    * Security
    * Savings
    * Move Money
    * Surcharge-Free ATMs
    * Tax Refunds
    * Partner Perks

 * Financial Wellness
 * Who We Are
 * Help
    * Frequently Asked Questions

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IT'S YOUR MONEY.
MAKE THE MOST OF IT WITH WISELY®.

Get paid up to 2 days early,1 earn cash back rewards,2 and spend, plan, and save
on your terms with Wisely®.

Enroll Now



TAKE A BETTER FINANCIAL PATH FORWARD.

Brought to you by ADP®, a Wisely® card and myWisely mobile app3 put you in
charge of your money and give you more flexibility and control at every step, so
you can accomplish your everyday goals and also see way beyond payday.



01


GET PAID UP TO 2 DAYS EARLIER1.

Get your direct deposit up to 2 days early1.

Learn more

02


SHOP WITH CONFIDENCE.

Online, in-store, in-app4, or by phone where Visa® debit cards are accepted and
where Debit Mastercard® is accepted4,5.

Learn more

03


EARN CASH BACK2 WHEN SHOPPING.

Shopping can be its own reward, but why stop there? Wisely gives you cash back2
where you like to shop, dine, and travel.

Learn more

04


LEAVE HIDDEN FEES BEHIND.

We’re clear and transparent about any fees associated with your account6.

Learn more



WISELY PUTS YOU IN CONTROL.


PAY BILLS EASILY.

Get ahead of paying bills either online, in-app,4 or by phone everywhere Visa®
debit cards are accepted and where Debit Mastercard® is accepted.

Learn more


PROTECT YOURSELF FROM FRAUD.

Even if your card is lost or stolen, your balance is protected and your account
is secured with features like instant card lock and more7.

Learn more


SAVE AND MANAGE YOUR MONEY ON YOUR TERMS.

Track your balance and spending 24/7 and save for the things that matter most to
you8.

Learn more


SKIP ATM FEES.

Get access to up to tens of thousands of surcharge-free ATMs nationwide9.

Learn more



AFFORD YOURSELF EVERY ADVANTAGE™


A BETTER FINANCIAL PATH FORWARD STARTS HERE.

Ready to sign up? We’re ready to sign you up.

Enroll Now


GET THE MYWISELY APP4


RATED HIGHLY BY OTHER USERS CURRENTLY ON THE PATH TO FINANCIAL WELLNESS.
THE MYWISELY® MOBILE APP MAKES MANAGING YOUR MONEY ON THE GO EASY.

Watch the Video


 * Benefits
   * Early Direct Deposit
   * Cash Back Rewards
   * No Hidden Fees
   * Shop
   * Bill Pay
   * Security
   * Savings
   * Move Money
   * Surcharge-Free In-Network ATMs
   * Tax Refunds
   * Partner Perks

 * Financial Wellness
 * Who We Are
 * Help

 * Log In
   * Find ATMs
 * Activate Card

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 * Wisely for Business



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Footnotes

 1. You must opt-in to early direct deposit on mywisely.com or myWisely mobile
    app. Early direct deposit of funds is not guaranteed and is subject to
    payor’s support and the timing of payor’s payment instruction. Faster
    funding claim is based on a comparison of our policy of making funds
    available upon our receipt of payment instruction with the typical banking
    practice of posting funds at settlement. Please see full disclosures on
    mywisely.com or myWisely app. Please allow up to 3 weeks for funds to be
    loaded to the card after initial setup of direct deposit to your card. ↩
 2. Cash back rewards on purchases at participating merchants are powered by
    Dosh Rewards. Opt-In is required for Dosh Rewards only. Most Cash Back
    Rewards will appear in your Wisely Rewards savings envelope within the next
    calendar month following your completed transaction. Only Cash Back Rewards
    for the purchase of eGift cards will appear instantly. eGift Card Cash Back
    offers range from 2% – 12%, depending on the gift card that is purchased.
    Cash Back amounts will be disclosed before you select a gift card. Please
    review the Terms and Conditions of each eGift card product before purchase.
    Funds from all Rewards can be moved from the savings envelope into the
    available balance on your card. You must log in to myWisely to access the
    Rewards features for purchases and eGift cards. These optional offers are
    not Fifth Third Bank, Pathward, Mastercard, or Visa products or services,
    nor does Fifth Third Bank, Pathward, Mastercard, or Visa endorse these
    offers. ↩
 3. The Wisely card is a prepaid card, references to digital account are
    referring to the management and servicing of your prepaid card online
    digitally or through a mobile app. The Wisely card is not a credit card and
    does not build credit. ↩
 4. Standard message fees and data rates may apply. ↩
 5. Additional terms and third-party fees may apply. ↩
 6. To view applicable fees, please log in to the myWisely app or mywisely.com
    to see your cardholder agreement and list of all fees for more information.
    ↩
 7. Your funds are protected from fraud if your card is lost or stolen. You must
    notify us immediately and assist us in our investigation if your card is
    lost or stolen or you believe someone is using your card without your
    permission. For more information, please review your cardholder agreement by
    logging in to the myWisely app or online at mywisely.com. ↩
 8. Amounts transferred to your savings envelope will no longer appear in your
    available balance. You can transfer money from your savings envelope back to
    your available balance at any time using the myWisely app or at
    mywisely.com. ↩
 9. The number of fee-free ATM transactions may be limited. Please see your
    cardholder agreement and list of all fees for more information. ↩

The Wisely Pay Visa® is issued by Fifth Third Bank, N.A., Member FDIC or
Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The
Wisely Pay Mastercard® is issued by Fifth Third Bank, N.A., Member FDIC or
Pathward, N.A., Member FDIC, pursuant to license by Mastercard International
Incorporated. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A.,
Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward,
N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are
accepted. Visa and the Visa logo are registered trademarks of Visa International
Service Association. The Wisely Pay Mastercard and Wisely Direct Mastercard can
be used where debit Mastercard is accepted. Mastercard and the circles design
are registered trademarks of Mastercard International Incorporated.

ADP, the ADP logo, Wisely, myWisely, and the Wisely logo are registered
trademarks of ADP, Inc.
Copyright © 2024 ADP, Inc. All rights reserved.

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