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LIC AAM AADMI BIMA YOJANA

Posted By Admin on Tuesday November 1 2022 1
Business » Misc





LIC Aam Aadmi Bima Yojana: किसी और स्कीम में निवेश करने की बजाए देश में ज्यादातर
लोग एलआईसी को सुरक्षित और भरोसेमंद विकल्प के तौर पर देखते हैं। इसी कड़ी में आज
हम आपको एलआईसी की एक बेहद ही शानदार स्कीम के बारे में बताने जा रहे हैं। एलआईसी
की इस स्कीम का नाम आम आदमी बीमा योजना है। देश में असंगठित क्षेत्र से जुड़े लोगों
की संख्या काफी ज्यादा है। कमाई का कोई संगठित स्त्रोत न होने के कारण इन लोगों को
अपने जीवन में गुजर बसर करने के लिए कई तरह की दिक्कतों का सामना करना पड़ता है।
इसके अलावा देश में कई लोग ऐसे भी हैं, जो भूमिहीन परिवार से जुड़े हैं। ऐसे में
एलआईसी आम आदमी बीमा योजना समाज के इन्हीं तबकों को ध्यान में रखकर शुरू की गई है।
इस योजना के अंतर्गत असंगठित और भूमिहीन परिवार से जुड़े लोगों को बीमा कवर प्रदान
किया जा रहा है। इसी कड़ी में आइए जानते हैं इस स्कीम के बारे में विस्तार से - 




एलआईसी की आम आदमी बीमा योजना में आप 100 रुपये का निवेश करके 75 हजार रुपये के
बीमा कवर का लाभ उठा सकते हैं। एलआईसी की इस योजना के अंतर्गत असंगठित क्षेत्र और
भूमिहीन परिवार से जुड़े लोगों को बीमा कवर के अलावा भी कई दूसरी सुविधाएं मिलती
हैं।

इस स्कीम में कुल प्रीमियम की राशि 200 रुपये है। हालांकि, इसमें से 50 प्रतिशत
पैसों का भुगतान सरकार करती है। ऐसे में 100 रुपये का प्रीमियम बीमा धारक को करना
होता है। वहीं बाकी के 100 रुपये के प्रीमियम का भुगतान राज्य सरकार करती है।
एलआईसी की इस स्कीम में 18 से 59 साल के बीच का कोई भी व्यक्ति आवेदन कर सकता है।

स्कीम के अंतर्गत अगर बीमाधारक की प्राकृतिक मृत्यु होती है। ऐसे में बीमाधारक
द्वारा तय किए गए नॉमिनी को 30 हजार रुपये दिए जाते हैं। वहीं अगर बीमा धारक की
मृत्यु किसी दुर्घटना में होती है। इस स्थिति में नॉमिनी को 75 हजार रुपये दिए जाते
हैं।

इसके अलावा पॉलिसी होल्डर अगर स्थाई विकलांगता का शिकार हो जाता है। इस स्थिति में
उसको 75 हजार रुपये मिलते हैं। हालांकि, एलआईसी आम आदमी बीमा कवर योजना में
विकलांगता के कई मापदंडों को निश्चित किया गया है। पॉलिसी होल्डर अगर एक आंख या एक
उंगली से विकलांग होता है। ऐसे में उसको 37 हजार रुपये दिए जाते हैं।

Keyword : एलआईसी -  Yojana: अंतर्गत अगर अपने अलावा असंगठित आंख आइए आज आदमी आप
आपको आम आवेदन इन इन्हीं इस इसके इसमें इसी उंगली उठा उसको एक एलआईसी ऐसे और कई
कड़ी कमाई कर करके करती करना करने कवर का काफी कारण किए किया किसी की कुल के को कोई
क्षेत्र गई गए गया गुजर जा जाता जाते जानते जीवन जुड़े जो ज्यादा ज्यादातर तबकों तय
तरह तौर दिए दिक्कतों दुर्घटना दूसरी देखते देश द्वारा धारक ध्यान नाम निवेश
निश्चित नॉमिनी पड़ता पर परिवार पैसों पॉलिसी प्रतिशत प्रदान प्राकृतिक प्रीमियम
बजाए बताने बसर बाकी बारे बीच बीमा बीमाधारक बेहद भरोसेमंद भी भुगतान भूमिहीन
मापदंडों मिलती मिलते मृत्यु में या योजना रखकर रहा रहे राज्य राशि रुपये लाभ लिए
लोग लोगों वहीं विकलांग विकलांगता विकल्प विस्तार व्यक्ति शानदार शिकार शुरू संख्या
संगठित सकता सकते समाज सरकार सामना साल सुरक्षित सुविधाएं से स्कीम स्त्रोत स्थाई
स्थिति हजार हम हालांकि ही हैं हैं। हैं। हैं। इस हैं। इसके है। है। स्कीम हो होता
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