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(650) 473-9838 info@epacando.org
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 * About Us
   * Our Mission and Goals
   * Board of Directors
   * Staff
     * Job Openings
   * Contact Us
 * What We Do
   * Housing Development
   * CANDO ADU
     * CANDO ADU more
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BELOW-MARKET-RATE HOME OWNERSHIP

EPACANDO Administers the City’s Ownership Below-Market-Rate (BMR) Program

Contact us: BMR@epacando.org,       Program manager: Jane Jones 650 473-9838 x
3    2369 University Ave, East Palo Alto 94303






[CITY OF EAST PALO ALTO’S] OWNERSHIP BMR PROGRAM

More than 60 East Palo Alto families own “BMR homes,” made possible by the
City’s BMR program, which for decades has required developers of new for-sale
housing to sell some of them at more affordable prices. Then  those homes remain
affordable over time by restricting their resale price.

The program is sometimes called the “Ownership BMR Program” because the City’s
program also includes many BMR apartments for rent.

“Rental BMR” units are managed by the property management of the apartment
complex they are in.  This includes the tenant selection process.  Property
management must assure the City, by means of an annual report, that that rents
for BMR units are maintained at an affordable level that is indexed to changes
in the area’s median household income, rather than to market rents.



Ownership BMR Overview and qualifications [PDF]

 

 

East Palo Alto’s below-market-rate homes are scattered among  most recent
developments.

Recent Sales


BMR INTEREST LIST

Sign up to receive notice of activity in the City of EPA's Ownership BMR program
(administered by EPA CAN DO.)
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Name *
First
Last
E-mail *
Phone
Address *
City
Zip code
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CURRENT SERVICES FOR BMR HOMEOWNERS

Assuring the soundness of the community’s “portfolio” of BMR homes for current
and future residents is in everyone’s best interest.  So annually, EPACANDO
reaches out to all BMR homeowners to assure compliance with the program’s very
basic rules about remodeling, refinancing and renting-out.

Since 2021 EPACANDO is adding more ways to inform current BMR homeowners, and
address perennial questions:  What if our household size grows or shrinks?  What
if we need to install accommodations for disabled family members? Can we rent
out a room? How can we support the creation of more BMR homes in East Palo Alto?

 What if our household size grows or shrinks?

What if we need to install accommodations for a disabled family member?

Can we rent out a room?

How can we support the creation of more BMR homes in East Palo Alto?


BACKGROUND

In 2003, EPACANDO received a contract from the City of East Palo Alto to
administer the City’s “below-market-rate homeownership” program.  For many years
the City required developers of for-sale housing to set aside a substantial
number (typically 20%) of the new homes for purchase by qualified low-income
buyers. EPACANDO helped buyers obtain the homes, then monitored the homebuyers
for compliance with restrictions on refinancing, resale and subletting.  Later,
as production of new for-sale homes in the city slowed—and therefore production
of new BMR homes slowed—the City decided to operate the program using City
staff.  However, beginning in 2019, EPACANDO is once again contracted to provide
this service for the City.


ORGANIZATIONAL PARTNERS

EPACANDO works closely with City staff.  EPACANDO is also partnering with the
Bay Area Affordable Homeownership Alliance, an experienced BMR program
administrator serving five Bay Area cities and coordinating several hundred BMR
refinances, sales and purchases each year.



FOR ADDITIONAL BACKGROUND…

What is a BMR home? (BAHAA)

City of East Palo Alto Affordable Housing Strategy



CONTACT US

EPACANDO
2369 University Avenue
East Palo Alto, California 94303
Phone: (650) 473-9838
Fax: (650) 473-0913
Email: info@epacando.org

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