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Small Business Solutions
Revenue Based FinancingLine of CreditBusiness Term LoanSBA
LoanConsolidationsHard Money Loan
ResourcesAbout UsFAQ’s
Get Offers





GET FAST, COMPETITIVE BUSINESS FINANCING OPTIONS WITH APPROVD.


Compare financing options with a simple Approvd process and get funded in as
little as 24 hours — get the capital you need to get back to business.

Get Started

What our clients are saying
Sharon Giles

26 days ago
Our experience with Michael from Approvd was nothing short of outstanding. From
the get-go, Michael was committed to understanding our unique business needs and
finding the perfect funding solution. He kept the entire process transparent and
was always available to answer our questions. What impressed us most was the
speed and efficiency with which he worked. We received our funding much quicker
than expected, allowing us to take our business to the next level. Kudos to
Michael and the Approvd team for their exceptional service!
Read more
Lisa Alexander

3 days ago
Tim was fantastic! He made sure we understood every step of the process and
quickly found the perfect funding solution that fits our business needs.
Read more
UWRG Memphis

2 months ago
Doron was great at helping us achieve the funding we needed to grow the
business. Great job!
Read more
Gaming Moses

1 month ago
I own a gaming company. Needed 2 high tech PCs, but didn't have the funds.
Walked in to their site, and within a hour Mr. Michael Davis got me a deal and
funded me. Got the PCs same day. Thank you guys, and Michael Davis you handsome
devil , god bless you. G
Read more
Summer Germann

4 months ago
I'm a medical supply manufacturer and sometimes purchase orders catch up to me,
so I was looking to buy a little time. After being hounded by so many shady
lenders, I finally responded to David from Approvd. They didn't have a lot of
reviews and don't have a fancy LinkedIn page. So, I put David through the ringer
for days. He was so nice that I thought forsure he was too good to be true. He
put so much time into my questions. Then I realized that they probably would
have offered more and pushed harder if they weren't legit. The process was quick
and easy, minus the days that I was skeptical and gave him a run around. He
would just laugh and stayed kind and professional the entire time. I've had
business loans before where they acted like you were approved, sent everything
over and I'd sign what was needed and then bam, there was a hiccup. So, when
David made it so easy, I thought there would be a catch. There never was. I'm
thankful for his help and hope to continue growing with them if I ever need PO's
filled again.
Read more
Marjan Kasra

4 months ago
I worked with Mike Lesner, and he made everything easy. He’s very professional
and knowledgeable, and most importantly, very patient in explaining everything.
He went the extra mile, and I recommend him highly.
Read more
Unruly Exposure

7 months ago
We had a great experience with Approvd. Aron was informative, professional and
honest. He explained what was and wasn’t possible, gave us a game plan, and got
us $40,000 in a day. Highly recommended.
Read more
gregory davidov

6 months ago
Totally the best! Impressive and highly skilled customer service. What they
offer and provide is nothing but the best. Highly recommend them to make your
life easier.
Read more
Dennis Jackson

1 month ago
Tim at Approvd was fantastic. From the first call to the final approval, he made
sure we understood every step of the process. His commitment to finding the best
funding solution for our business was evident. The entire process was
transparent and incredibly fast. We were in desperate need of quick funding, and
Tim delivered beyond our expectations. Highly recommend Approvd for their
outstanding service and integrity!
Read more
Alexander Valsamis

7 months ago
I'm glad I chose Approvd. From the very beginning, Mark was helpful. He listened
to my expansion plans, shared some useful information, and was really patient
with me when I couldn't decide the best way to move forward. He got me great
terms. Thank you for being professional, understandable, and helpful.
Read more


Testimonials


SEE WHY BUSINESS OWNERS TRUST US

Excellent Service!
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Excellent Service!
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Excellent Service!
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Excellent Service!
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Rated 4.9/5 based on 20,240 reviews. Showing 4 & 5 star reviews.
We connect small businesses to quality capital with a


TECHNOLOGY DRIVEN
APPROVD APPROACH

Business Friendly Funding
No lengthy paperwork, no waiting weeks only to get denied. Just immediate
funding to fuel your business.
Apply Online with Ease
Submit an application, speak to an advsior, and receive your funds.
Compare Multiple Offers
Compare product details, rates, and terms from multiple lenders with one
application.
Get Capital, Fast
Once approved, you can see funds in your account in as little as 24 hours.
Flexible Payments, Zero Stress
Multiple payment options including weekly, and future receivable options. Say
goodbye to hidden interest and rigid payment schedules.



DISCOVER APPROVD'S FINANCIAL
SOLUTIONS FOR YOUR BUSINESS NEEDS

Revenue-Based Financing
Utilize your future receivables to get flexible funding with revenue-driven
options that don’t require collateral.
‍
Amounts from $10,000 to $5 Million
6 Month – 3 Year Terms
Funding in 1 – 3 Days
More on Revenue Financing
Business Line of Credit
A revolving line of credit you can draw from that replenishes as your repay,
allowing you to access capital on your terms.
‍
Amounts from $10,000 - $250,000
Flexible 6, 12, 18, or 24 Month Terms
Ideal for Funding Reserves
More on Credit lines
Business Term Loan
Get the funds for larger investments in your business, upfront, with great rates
and the option to apply for more when needed.
‍
Amounts from $10,000 to $5 Million
6 Month – 5 Year Terms
Traditional and Consolidation
More on Term Loans
Click Here To See All Of Our Products
Frequently Asked Questions


GOT QUESTIONS? APPROVD HAS ANSWERS

HOW CAN APPROVD HELP MY BUSINESS?


With more lenders and financing options than ever before, small businesses now
have multiple ways to access capital, yet navigating through the maze of loan
types and lenders can make it challenging to find the ideal fit for your
business. We make it simple!

‍

Our blend of proprietary technology and advanced algorithms allow us to analyze
a business’s potential by understanding their unique opportunities, cash-flow
management, and other business performance indicators. That data lets us quickly
match businesses with lenders and loan types most relevant to their needs.

‍

With Approvd, you can learn about your financing options, improve your funding
odds, and choose between competing offers – all in one place.

DOES APPROVD HELP MY BUSINESS CREDIT?


Consistent payments on your financing, which are reported to the business credit
bureaus (Experian, Equifax, Paynet, Dun & Bradstreet), can help develop your
business credit profile. In turn, lenders will be more likely to provide you
with better terms when applying in the future.

WHAT TYPE OF FINANCING DO OUR LENDERS OFFER?


Our lenders offer multiple solutions including business loans, advances, lines
of credit, and Small Business Administration (SBA) disaster relief funding.
Check out this page for a full list of small business loan types, including
financing for different industries.

WHAT ARE YOUR RATES?


Rates vary depending on which lending partner(s) and product(s) you qualify for.

‍

Our small business loans and credit lines typically range from 6.9% – 35.9%
simple interest.

‍

Our advances range from a 1.1 – 1.5 factor rate.

‍

For lines of credit, there is a $20 monthly maintenance fee which can be waived
for the first six months by withdrawing $5,000 or more within one week of
opening your line.

WHAT ARE YOUR LOAN AMOUNTS AND TERMS?


Business term loans range from $10,000 – $5M with terms from 6 – 60 months.

‍

Advances amounts range from $5,000 – $1M with terms from 3 – 24 months.

‍

Lines of credit go up to $250,000. You only pay for the funds you use, and the
lines are revolving so your funds replenish as you pay down your balance.

IS THERE ANY OBLIGATION IF I APPLY?


There is no obligation to use Approvd. Additionally, your offer(s) are valid for
30 days, until they will require additional underwriting.

WILL APPLYING HURT MY CREDIT?


No. Your personal credit is sensitive, and we understand the hesitancy that
comes with having a hard credit inquiry on your record. With that in mind, we
conduct a “soft pull” to avoid negatively impacting your personal credit.

HOW DO I QUALIFY FOR FINANCING WITH APPROVD?


Qualifying for business funding is simple with Approvd. Our compete-and-compare
marketplace uses proprietary algorithms that quickly analyze your business
performance to match you with the appropriate lenders, according to your
expectations and qualifications. The following are the minimum guidelines for
the products offered through our network:

‍

Business Advance - 450+ FICO, $10,000+ monthly sales, 6+ months in business

‍

Line of Credit - 625+ FICO, $25,000+ monthly sales, 12+ months in business

‍

Business Term Loan - 650+ FICO, $30,000+ monthly sales, 18+ months in business

‍

Premium Term Loans - 680+ FICO, $50,000+ monthly sales, 24+ months in business

View all Approvd FAQ's



COMPARE COMPETING OFFERS AND GET FUNDING FOR YOUR BUSINESS TODAY.

Get Started
Small Business Solutions
Business Line of CreditConsolidationReal Estate (Hard Money)
LoansRevenue-Based FinancingSBA Loan/FinancingTerm Loan
Follow Us

Contact Us
Phone: 516-262-5269
Email: info@yourapprovd.com
Office: 103-11 Metropolitan Ave
Forest Hills, NY, 11375


Same-Day Funding available in certain states, for business advances and term
loans up to $100K. Next-Day Funding available in certain states, for business
advances and term loans up to $250K. There are some industries we cannot serve.
Other underwriting requirements may apply. Prepayment Initiatives and Interest
Forgiveness only available for eligible businesses with a premium business
advance or term loan. Eligibility for the products with the lowest rates is
available only to businesses with the strongest creditworthiness and cash flows,
and typically businesses that have shown an excellent payment history on similar
loan products. Your loan or funding agreement will identify the lender prior to
your signing. Loans subject to lender approval. Approvd, 103-11 Metropolitan
Avenue, Forest Hills, NY 11375

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