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EXPLORE OUR OPTIONS TO


AVOID FORECLOSURE & PRESERVE YOUR CREDIT

Get started now



AVOID A FORECLOSURE



Most banks will wait 90 days after failure of payment to begin foreclosures
proceedings. Foreclosures can be taxed as INCOME. The IRS states that any
borrowed money that is not paid back is considered income and taxable.

Get Started Now


THE FORECLOSURE PROCESS



The process typically begins with a notice of default, which is sent to the
homeowner when they have missed several mortgage payments. After that, the
lender will send a notice of sale, which sets a date for the trustee’s sale.

At the trustee’s sale, the property is sold to the highest bidder. If no one
bids on the property, the lender can repossess it and evict the homeowner. It is
important to note that homeowners have the right to cure their default by
bringing their payments up to date at any point during the foreclosure process.

Get Started Now



SAVE YOUR EQUITY



In the face of foreclosure, taking proactive steps is crucial to safeguarding
your financial stability. One powerful option available to homeowners with
equity is listing their home for sale. By listing your home now, you not only
have the chance to capitalize on the equity you’ve built but also to preserve
your credit standing.

Get Started Now


UNDERSTAND THE


HOW WILL THIS AFFECT YOUR CREDIT



The process typically begins with a notice of default, which is sent to the
homeowner when they have missed several mortgage payments. After that, the
lender will send a notice of sale, which sets a date for the trustee’s sale.

At the trustee’s sale, the property is sold to the highest bidder. If no one
bids on the property, the lender can repossess it and evict the homeowner. It is
important to note that homeowners have the right to cure their default by
bringing their payments up to date at any point during the foreclosure process.

Get Started Now



WE CAN HELP



Remember, you’re not alone in this. We’re here to help you protect your equity
and find the best possible solution for your situation. Contact us today to
schedule a consultation and take the first step toward a brighter financial
future.


CONTACT US TODAY

With over 50 years of combined experience in Real Estate, we are top producers
in our industry, backed with the knowledge and notoriety to successfully assist
our clients and their needs.

SARA RAUDELUNAS

 * 916.826.1500
 * E-Mail Me
 * 2601 Fair Oaks Blvd., Suite 200 Sacramento, CA 95864
 * CalDRE#01442897



ED COROMINAS

 * 916.599.9389
 * E-Mail Me
 * 2601 Fair Oaks Blvd., Suite 200 Sacramento, CA 95864
 * CalDRE#01095218





LOCATION





CONTACT



© 2024 Sotheby’s International Realty. All Rights Reserved. Sotheby’s
International Realty® is a registered trademark and used with permission. Each
Sotheby’s International Realty office is independently owned and operated,
except those operated by Sotheby’s International Realty, Inc. This material is
based upon information which we consider reliable but because it has been
supplied by third parties, we cannot represent that it is accurate or complete
and it should not be relied upon as such. All offerings are subject to errors,
omissions, changes including price or withdrawal without notice. If your
property is listed with a real estate broker, please disregard. It is not our
intention to solicit the offerings of other real estate brokers. We are happy to
work with them and cooperate fully. Equal Housing Opportunity.