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3 forms found in the DOM

/search

<form class="mini-form" action="/search">
  <label for="site-header__search"> Enter search term </label>
  <fieldset>
    <legend>Site Search for Header</legend>
    <input type="text" class="form-control" id="site-header__search" name="SearchTerm" placeholder="Enter search term" value="">
    <button type="submit">Search</button>
  </fieldset>
</form>

/search

<form class="mini-form" action="/search">
  <fieldset>
    <legend>Site Search for Mobile</legend>
    <label>
      <span><span>Enter site search terms</span></span>
      <input type="text" class="form-control" name="SearchTerm" placeholder="Enter search term" value="">
    </label>
    <button type="submit">Search</button>
  </fieldset>
</form>

POST https://olb.monterra.org/Authentication/username

<form class="login-menu__form mini-form" action="https://olb.monterra.org/Authentication/username" method="post">
  <div class="login-menu-headline" hidden="">Online Banking Login</div>
  <div class="form-group">
    <label for="UserName"><span class="sr-only">Online Banking Account </span>User ID</label>
    <input type="text" class="form-control" name="UserName" placeholder="User ID" id="UserName" required="">
  </div>
  <div class="form-group">
    <label for="password"><span class="sr-only">Online Banking Account </span>Password</label>
    <input type="password" class="form-control" maxlength="32" autocomplete="off" name="password" id="password" placeholder="Password" required="">
  </div>
  <div class="form-group">
    <ul class="list-inline list-unstyle login-menu__form-links">
      <li>
        <a href="https://olb.monterra.org/Registration" target="_blank" class="">Enroll Now<span class="sr-only"> - opens in new window</span></a>
      </li>
      <li>
        <a href="https://olb.monterra.org/ForgotPassword" target="_blank" class="">Forgot Password<span class="sr-only"> - opens in new window</span></a>
      </li>
      <li>
        <a href="https://olb.monterra.org/ForgotUsername" target="_blank" class="">Forgot User ID<span class="sr-only"> - opens in new window</span></a>
      </li>
    </ul>
    <input type="submit" class="btn btn-secondary submit" value="Log In">
  </div>
</form>

Text Content

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   COMMERCIAL REAL ESTATE LOANS
   
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   * Checking
     * Compare Checking Accounts
     * Premium Checking
     * Free Checking
     * Student Checking
     * Visa® Debit Card
     * Visa® Prepaid Debit & Gift Cards
     * Courtesy Pay
     * Wire Transfers
     * Direct Deposit
   * Savings & Certificates
     * Money Market Plus
     * Digital Savings
     * Regular Savings
     * Health Savings
     * Holiday Club Savings
     * Certificates
     * Flex Certificate
     * Retirement Accounts
     * Coverdell Education Savings
     * Youth Accounts
   * Loans
     * Vehicle Loans
     * Personal Loans
     * Student Loans
     * Make a Loan Payment
   * Credit Cards
     * Compare Credit Cards
     * Visa® Signature
     * Visa® Platinum Rewards
     * Visa® Platinum
     * Student Visa®
     * Visa® Secured
     * Monterra Rewards
   * Mortgage & Home Equity
     * Home Loans Center
     * Purchase Loans
     * Mortgage Refinance
     * Accessory Dwelling Unit (ADU) Loan
     * Home Loan Payment Help
     * Home Equity Loans and Lines of Credit
     * Home Loan Experts
   * Insurance
     * Vehicle Protection
     * Personal Insurance
     * Life Insurance
     * Accidental Death and Dismemberment Insurance (AD&D)
     * Debt Protection
   * Digital Services
     * Online Banking
     * Mobile Banking
     * Mobile Deposits
     * Mobile Wallets
     * Zelle®
     * Move Money
   PREMIUM CHECKING
   
   Earn 3.5% APY on balances
   
   Open an Account
 * Back to Business
   * Checking
     * Compare Business Checking Accounts
     * Basic Business Checking
     * Business Checking
     * Nonprofit Business Checking
     * Business Visa® Debit Card
   * Savings & Certificates
     * Business Savings Account
     * Business Money Market Plus
     * Simplified Employee Pension Plans
     * Certificates
     * Business Deposit Rates
   * Business Loans
     * Business Loan Center
     * Term Loans
     * Business Line of Credit
     * Commercial Auto Loans
     * Commercial Real Estate
     * SBA 7(a) and 504 Loans
     * Commercial Loan Officer
   * Credit Cards
     * Business Rewards Visa®
     * Monterra Rewards
   * Business Services
     * Payroll Services
     * Merchant Services
     * Business Online Banking
     * Business Mobile Banking
   COMMERCIAL REAL ESTATE LOANS
   
   Helping you meet your real estate needs with competitive rates and flexible
   terms
   
   Apply Now
 * Back to Wealth Management
   RETIREMENT ACCOUNTS
   
   Plan ahead by saving now for your dream retirement.
   
   Open an Account
 * Back to Resources
   * Digital Banking
     * Online Banking
     * Mobile Banking
     * Mobile Deposits
     * Mobile Wallets
     * Zelle®
     * Move Money
     * Wire Transfers
     * Direct Deposit
     * Make a Loan Payment
     * Business Online Banking
     * Business Mobile Banking
     * Online & Mobile Banking Terms and Conditions
   * Education
     * Elevated Learning Blog
     * Financial Wellness
     * Financial Education
     * Online Education
     * Debt and Credit Counseling
     * Seminars & Events
     * Calculators
   * Security & Privacy
     * Security Center
     * Privacy Center
     * Digital Banking Security
     * Card Disputes and Fraud
     * Lost/Stolen Cards
     * Traveling Notification
     * Account Alerts
     * Text Alert Program
   MOBILE BANKING
   
   Keep track of your accounts and manage funds from anywhere
   
   Download Now
    * Open an Account
    * Apply for a Loan

 * About
 * Locations
 * Schedule an Appointment
 * Contact
 * Rates

Site Search for Mobile Enter site search terms Search
Routing Number: 321174851
 * Rates
 * Flex Certificate
 * Digital Savings
 * Premium Checking

Online Banking Login
Online Banking Account User ID
Online Banking Account Password
 * Enroll Now - opens in new window
 * Forgot Password - opens in new window
 * Forgot User ID - opens in new window

PREMIUM CHECKING

Earn 3.50% APY* on any balance

Open an Account
PREMIUM CHECKING

Earn 3.50% APY* on any balance

Open an Account


START YOUR BANKING JOURNEY WITH MONTERRA CREDIT UNION IN THE SAN FRANCISCO BAY
AREA, SAN MATEO COUNTY AND THE CITY OF PALO ALTO, CALIFORNIA.

Premium Checking

Your money works harder, without any fees.

Open an AccountOpen an Account Premium Checking

Limited Time: Receive an ARM for a new home purchase.

 * Adjustable Rate Mortgages

Unlock the door to a customized home loan.

 * Mortgages

Low-rate vehicle loans that keep you moving.

 * Auto Loans

Limited Time: Special low rate of 6.99%APR for 6 months

 * Home Equity Loans & Lines of Credit

Our tax loan has you covered.

 * Tax Loan

Finance an electric/hybrid vehicle with us and get an additional 0.50%*
discount.

 * Auto Loan Offer

Join us for this free informative virtual event on 4/16/24.

 * Free Homebuying Seminar

Here is a nice chunk of change.

 * Premium Checking $150* Bonus Offer

Your money makes money at a premium rate.

 * Premium Checking

High yield savings at your fingertips.

 * Certificate Accounts

Your spending, more rewarding.

 * Visa® Platinum Rewards Credit Card link

Limited Time: Receive an ARM for a new home purchase.

 * Adjustable Rate Mortgages

Unlock the door to a customized home loan.

 * Mortgages

Low-rate vehicle loans that keep you moving.

 * Auto Loans

Limited Time: Special low rate of 6.99%APR for 6 months

 * Home Equity Loans & Lines of Credit

Our tax loan has you covered.

 * Tax Loan

Finance an electric/hybrid vehicle with us and get an additional 0.50%*
discount.

 * Auto Loan Offer

Join us for this free informative virtual event on 4/16/24.

 * Free Homebuying Seminar

Here is a nice chunk of change.

 * Premium Checking $150* Bonus Offer

Your money makes money at a premium rate.

 * Premium Checking

High yield savings at your fingertips.

 * Certificate Accounts

Better rates for your best interests
Mortgages
as low as
6.49
% APR
Auto Loans
as low as
4.99
% APR
Credit Cards
as low as
1.99
% APR
Savings & Certificates
as high as
5.00
% APY
View All Rates
Unexpected, meet prepared for anything
 * Buy a Home
 * Buy a Vehicle
 * Manage my Business
 * Manage my Finances
 * Plan for Retirement
 * Build my Savings

Buy a Home
Your Dream Home Awaits

Elevate Your Home Projects

Calculate a Mortgage Payment
Buy a Vehicle
Shift Into Gear with an Auto Loan

Car Buying Experts at Your Service

Compare Auto Loans
Manage my Business
Small Business Financing Starts Here

Accounts That Work Hard For Your Money

Streamline Your Payroll Process
Manage my Finances
Checking at the Head of the Class

Your Go-to Card When You're Ready to Go

See How Much You're Spending
Plan for Retirement
Step Toward Your Dream Retirement

Explore Retirement Planning Options

Estimate Your Retirement Income
Build my Savings
Go Digital for Maximum Savings

Earn a Higher Rate of Return on Your Savings

Save Towards a Goal


BORN HERE. BUILT HERE. FOR HERE.

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Protect Your Finances: Stay Alert with Fraud Text Alerts from Monterra Credit
Union
Read More about Protect Your Finances: Stay Alert with Fraud Text Alerts from
Monterra Credit Union
Banking for real life. Start here.
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Rates

Seminars

News
Invested in you.

We invest in the success of people and our community by:

 * Giving back
 * Making things easier
 * Committing ourselves to our members' potential

Bank With UsBank With Us - open an account
Every member and every moment.
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Born Here.
Built Here.
For Here.
Routing Number:
321174851
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NMLS ID: 416747
Connect With Us
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 * Download our Mobile Apps
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About Monterra
 * About
 * Our Story
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Get In Touch
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Financial Resources
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Become a Member
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 * Special Offers

Monterra Credit Union is a full-service financial institution, serving members
throughout San Mateo County, the City of Palo Alto, and the San Francisco Bay
Area.  Explore our personal, business and wealth management solutions, including
checking accounts, savings accounts, retirement accounts, credit cards, personal
loans, mortgages and much more. Bank online, through our mobile app or visit one
of our conveniently located branches in San Mateo, Redwood City, Half Moon Bay,
South San Francisco, East Palo Alto, and Daly City, California.

© 2024 Monterra Credit Union. Sitemap | Privacy Policy | Website Accessibility

 * Federally insured by NCUA

 * 
 * 


WELCOME TO THE NEW MONTERRA CREDIT UNION WEBSITE

We’re ready to improve your banking experience with our new and improved
website. Take a tour to see what changes have been made and where you can find
the products that you’re most interested in.

 * Start Tour
 * Continue to Site - close site tour
 * Scroll




EXPLORE THE NEWLY SIMPLIFIED NAVIGATION

Find products, services, and resources, all organized into simplified navigation
options.




MANAGE YOUR BANKING NEEDS WITH A CLICK OF A BUTTON

At the top right corner of your screen, you will find an online banking login
button. Once clicked on, you can securely enter your login information to check
balances, make payments, transfer money and more.




FIND FINANCIAL SOLUTIONS TAILORED TO YOUR NEEDS

Try our interactive solutions finder to locate product, service and resource
recommendations based on your unique financial goals and life stages.
 




DISCOVER HELPFUL ARTICLES TO HELP GUIDE YOUR FUTURE DECISIONS

Explore our new blog - filled with articles to help you prepare for different
stages in your life. Select the category that best meets your interests and
select an article to learn more.




LOCATE A BRANCH NEAR YOU WITH EASY-TO-USE INTERACTIVE TOOLS

You'll be able to find everything you need with our convenient Locations Finder.
Search by ZIP code, city or state or scroll through the map to find a branch or
ATM nearest you.




CHAT WITH US INSTANTLY

At the bottom right-hand side of every page, you will see a “Need Help? Chat
Now” button. Click to start a conversation with one of our helpful
representatives.




GROUNDED BANKING. ELEVATED DREAMING.

Check out our new website which includes a variety of new features to help make
your banking experience a positive one. 

 * Visit the Site - close site tour
 * Start Over


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Current Monterra Credit Union Member?

If you are a current Monterra Credit Union member, sign into Online Banking and
navigate to the "Apply" dropdown menu in the main navigation bar and select the
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for you.

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to complete the application providing items such as contact information,
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Business Line of Credit

Thank you for your interest in a Business Line of Credit, please select your
application based on the line amount being requested. For Line of Credit amounts
greater than $50,000 you will be taken to a form fillable DocuSign PDF
application. Please complete all required fields to submit.

Under $50K Application Over $50k Application
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