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TERMS OF USE


WELCOME TO OUR WEBSITE (HEREINAFTER THE OWNER OF THE WEBSITE IS REFERRED TO AS
"WE," "US," OR "OUR").  BEFORE YOU BEGIN TO USE OUR WEBSITE, PLEASE TAKE A
MOMENT TO REVIEW THESE TERMS OF USE ("AGREEMENT") WHICH IS A LEGAL AGREEMENT.
 THE AGREEMENT DESCRIBES THE TERMS AND CONDITIONS YOU MUST AGREE TO BEFORE YOU
USE OF OUR WEBSITE AND THE SERVICES PROVIDED THROUGH OR IN CONNECTION WITH OUR
WEBSITE (COLLECTIVELY, "SERVICE").  THESE TERMS MAY BE UPDATED AND CHANGED BY US
 FROM TIME TO TIME BY POSTING THE SAME ON OUR WEBSITE WITHOUT FURTHER NOTICE TO
YOU.  CONTINUED USE OF OUR SERVICES AFTER POSTING THE CHANGES OR MODIFICATIONS
CONSTITUTES AN ACCEPTANCE BY YOU OF THE CHANGES OR MODIFICATION. YOU MUST AGREE
WITH ALL OF THE TERMS AND CONDITIONS IN THIS AGREEMENT AND THE POSTED PRIVACY
POLICY  ("PRIVACY POLICY"), WHICH IS INCORPORATED BY REFERENCE, BEFORE YOU USE
THE SERVICE.  IF YOU DO NOT AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET
FORTH BELOW, YOU MAY NOT USE OR ACCESS OUR WEBSITE OR THE SERVICE.  IN ADDITION
YOU MUST BE 18 YEARS OF AGE, A UNITED STATES CITIZEN AND POSSESS THE LEGAL
AUTHORITY TO ENTER INTO AN AGREEMENT TO USE OUR WEBSITE.

1.        MARKETING DISCLOSURE.

This website is a market place.  The owner has a material financial connection
to the provider of the goods and services referred to on the site.  The owner
receives payment for each qualified potential customer referral.  The owner is
advertising on behalf of a third party advertiser with whom the provider of the
products or services also has a material financial connection in that both
advertisers receive payment for each qualified sale or payment for each
potential customer referral.  All information regarding the products and
services on this website is provided by the third party advertiser.  Upon
clicking on any of the links on our Website, you will be redirected to the third
party advertiser’s site and you should review their terms and conditions and
privacy policy as they may differ significantly from our own.  The owner is not
affiliate with the third party advertiser other than stated above.  The owner
does not recommend or endorse any product or service advertised on this website.

2.        USER AGREEMENT.

By using this Website, you agree to be bound by and to comply with these Terms
of Use and the posted Privacy Policy which is incorporated herein as though
fully set forth herein.  Upon clicking on any link on our website, our
technology will forward you directly to the participating advertiser and a new
window will appear. You understand and agree that we control only the home page,
informational pages on our Website. We shall not be responsible for any service,
product or any subsequent agreement you may enter into with the advertiser who
has a link on our Website. Your use of the services on our Website is subject to
all applicable federal, state and local laws and regulations.  Our Services are
void where prohibited. You understand and agree that we may share information
about you collected on our Website, and other users with our vendors, sponsors,
advertisers, service providers and marketers, lookup and reference services,
other unaffiliated third parties, and other entities that we believe are able to
provide you with their offers and opportunities, as more fully described in our
posted Privacy Policy;

WE ARE NOT RESPONSIBLE FOR ANY ACTIONS AFTER YOU HAVE LEFT THIS WEBSITE.  UPON
ENTRY INTO AN ADVERTISER’S WEBSITE LINKED TO THIS WEBSITE, YOU SHOULD CAREFULLY
REVIEW THE PRIVACY POLICY AND TERMS OF USE OF THAT WEBSITE BEFORE ENTERING ANY
PERSONAL INFORMATION AS THOSE POLICIES AND TERMS WILL DIFFER FROM THESE.

3.        YOUR REPRESENTATIONS AND WARRANTIES.

You represent and warrant that: (i) You are at least 18 years of age, are a U.S.
citizen and possess the legal authority to enter into an agreement and to use
the Website in accordance with this Agreement; (ii) All information supplied by
you is true and accurate (without limitation of the foregoing, the provision of
any speculative, incorrect, misleading, false or fraudulent information is
prohibited); (iii) You represent and warrant that you will not abuse our Website
and if we believe such conduct has occurred we may deny you access to our
Website, as determined by us in our sole discretion.

4.        CHANGES TO TERMS OF USE AND POLICIES.

We reserve the right, in our sole discretion, to change, modify or otherwise
alter this Agreement and the posted Privacy Policy, which appear on this Website
at any time for any reason which change, modification or alteration is effective
upon posting without further notice to you.  It is your responsibility to review
this Agreement and the posted Privacy Policy, for changes each time before you
use our Service.  Your continued use of our Service following the posting of
changes and/or modifications will constitute your acceptance of the revisions
and the reasonableness of the notice of changes.

5.        PROHIBITED USER CONDUCT.

You are prohibited from any conduct that, in our sole discretion, restricts or
inhibits any other user from using or enjoying our website or any linked
website.  You are prohibited from accessing or attempting to access private
areas of the Website or any other user's information.  You are prohibited from
impersonating any person or entity or otherwise falsely stating or
misrepresenting your affiliation with a person or entity while using our website
or requesting services from our website.

You are prohibited from infringing or facilitate infringement on any copyright,
patent, trademark, trade secret, or other proprietary, publicity, or privacy
rights of any person or entity, including third-parties.  You are prohibited
from using any data, content or information which contains or promotes any
viruses, Trojan horses, worms, time bombs or other computer programming or code
that is designed or intended to damage, destroy, intercept, download, interfere,
manipulate, or otherwise interrupt or expropriate the Website, data, personal
information, software, equipment, servers or content or facilitate or promote
hacking or similar conduct.  You are prohibited from harvesting, sweeping, or
use any other means, to collect information about users of the Website; Use
automated means, including spiders, robots, bots, scripts, crawlers, or the
like, in connection with any activity on the Website; Resell, assign,
sublicense, otherwise transfer, or delegate your rights or obligations under
these Terms of Use without our prior express written authorization; Modify,
publish, transmit, transfer or sell, reproduce, create derivative works from,
distribute, perform, link, display or in any way exploit any content on our
website content; or except as otherwise expressly permitted on our website, use
any information you may obtain from the Website (including without limitation,
user information) to send any other person unsolicited messages, commercial or
otherwise, by electronic, telephonic, postal or other means.

6.        THIRD PARTY CONTENT/PROMOTIONS, THIRD PARTY PRODUCTS, AND THIRD PARTY
WEBSITE ACTIVITIES.

Our Website displays and makes available content, promotions, advertisements,
and offers provided by third parties, as well as goods and services offered by
third parties.  You understand and agree that we shall not be responsible and
shall have no liability for any third party promotion or product or for your
activities on any third party websites linked to our Website.  If you
participate with any third party linked to or through our Website, you do so
solely at your own risk.  You agree that your sole remedy in connection with any
third party will against or with that third party and you shall have no remedy
against us arising from your use of or participation in, or inability to use or
participate in, any third party promotions or their website.

7.        RELATIONSHIP WITH ADVERTISERS.

This is an independent Website and is not affiliated with any of the listed
products or services.  Trademarks, service marks, logos, and/or domain names are
the property of their respective owners, who have no association with or make
any endorsement of the products or services provided by our Website.
 Furthermore, participating advertisers are independent third parties to us and
we are not acting as a principal, agent or broker with respect to any
participating advertiser. We have a financial relationship with the advertisers,
vendors and third parties  with whom we share your information.

8.        LINKED WEBSITES DISCLAIMER.

You are able to link to third parties’ Websites (“Linked Websites”) from our
Website.  Linked Websites are not, however, reviewed, controlled or examined by
us and we are not responsible for the content, availability, advertising,
products or other materials on any Linked Websites, or any additional links
contained therein.  These links do not imply our endorsement of or association
with the Linked Websites.  In no event shall we be liable, directly or
indirectly, to anyone for any loss or damage arising from or occasioned by the
creation or use of or your participation in activities on such Linked Websites,
or the information, material, products or services accessed through these Linked
Websites.  You should direct any questions or concerns to the Linked Website’s
owner. We reserves the exclusive right, at its sole discretion, to add, change,
decline or remove, without notice, any feature or link to any of these websites.

9.        INTELLECTUAL PROPERTY RIGHTS.

The content of this Website is owned by us and other parties.  As between us, we
are the sole owner of our Website and all materials on or available through our
Website, including without limitation, all applicable U.S. and non-U.S.
copyrights, patents, trademarks, and trade secrets, and other intellectual
property rights thereto (collectively, the “Website Content”).  Except as
otherwise specifically provided in this Agreement, you may not download or save
a copy of the Website Content or any portion thereof, for any purpose; however,
you may print a copy of individual screens appearing as part of our Website
Content solely for your personal, non-commercial use or records, provided that
our trade marks, logos or other legends which appear on the copied screens
remain on the printed material and are not removed from the printed or stored
images of such screens.

Except as otherwise expressly permitted herein, you may not modify, copy,
publish, display, transmit, adapt or in any way exploit any portion of the
Website content unless you first obtain prior written consent from us and all
other entities with an interest in the relevant intellectual property.  Any
unauthorized attempt to modify any Website content, to defeat or circumvent our
security features, or to utilize our website for other than its intended
purposes is strictly prohibited.

10.        DISCLAIMER OF WARRANTIES.

Except as expressly set forth herein, we are not responsible for any incorrect
or inaccurate information or entry of information, whether caused by users of
our Website or by any of the equipment or programming associated with or
utilized in connection with our Website or the products or services provided on
or through our Website, or by any technical or human error which may occur in
the processing of information received by us.  We assume no responsibility for
any error, omission, interruption, deletion, defect, delay in operation or
transmission, communications line failure, theft or destruction or authorized
access to, or alteration of, information received or submitted in connection
with the Website.  Company is not responsible for any problems, errors or
technical malfunction of any telephone network or lines, computer on-line
systems, servers or providers, computer equipment, or software, or any failure
of email on account of technical problems or traffic congestion on the Internet
or at our website or combination thereof, including injury or damage to you or
your computer.

OUR WEBSITE, INCLUDING THE WEBSITE CONTENT IS PROVIDED “AS IS” AND “AS
AVAILABLE,” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED.  WITHOUT
LIMITATION OF THE FOREGOING, WE, AND OUR PARENT, SUBSIDIARIES, PARTNERS, AGENTS,
AFFILIATES, LICENSORS, PARTICIPATING ADVERTISERS, SUCCESSORS AND ASSIGNS
SPECIFICALLY DISCLAIM ANY AND ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO: (i)
ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, APPROPRIATENESS,
RELIABILITY, TIMELINESS, USEFULNESS, OR OTHERWISE OF OUR WEBSITE, AND OUR
WEBSITE CONTENT; AND (ii) ANY WARRANTIES OF TITLE, WARRANTY OF NON-INFRINGEMENT,
WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.  WE DO NOT
WARRANT OR GUARANTEE THAT ANY PORTION OF OUR WEBSITE INCLUDING THE CONTENT WILL
BE FREE OF INFECTION BY VIRUSES, WORMS, TROJAN HORSES OR ANYTHING ELSE
MANIFESTING CONTAMINATING OR DESTRUCTIVE PROPERTIES; OR THAT ACCESS TO OUR
 WEBSITE OR ITS CONTENT WILL BE UNINTERRUPTED OR ERROR-FREE.  

11.        LIMITATION OF LIABILITY.

IN NO EVENT WILL WE, OUR PARENT COMPANY, SUBSIDIARIES, PARTNERS, AGENTS,
AFFILIATES, LICENSORS, ADVERTISERS, SUCCESSORS AND ASSIGNS AND THEIR RESPECTIVE
OFFICERS, DIRECTORS, AND EMPLOYEES AND SHAREHOLDERS BE LIABLE TO ANY PARTY (i)
FOR ANY INDIRECT, DIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES
(INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF BUSINESS PROFITS, BUSINESS
INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE), OR ANY OTHER
DAMAGES ARISING IN ANY WAY OUT OF THE AVAILABILITY, USE, RELIANCE ON, OR
INABILITY TO USE OUR WEBSITE OR ITS CONTENT, OR ANY SERVICES OF THIRD PARTY
ADVERTISERS EVEN IF ALL SUCH PARTIES SHALL HAVE BEEN ADVISED OF THE POSSIBILITY
OF SUCH DAMAGES, AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT,
TORT, OR OTHERWISE; OR (ii) FOR ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR
OTHER INACCURACIES IN, OR DESTRUCTIVE PROPERTIES OF OUR WEBSITE OR ITS CONTENT.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE
LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES.
 ACCORDINGLY, OUR LIABILITY IN SUCH JURISDICTION SHALL BE LIMITED TO THE MAXIMUM
EXTENT PERMITTED BY LAW.

12.        MONITORING WEBSITE USAGE.

You agree that we may electronically monitor our Website and disclose any
content, records, or electronic communication of any kind (i) to satisfy any
legal process or request; (ii) to operate our website; or (iii) to protect our
rights or the rights of our users, vendors, sponsors, providers, and licensors.

13.        DEALINGS WITH THIRD PARTIES.

Your correspondence or business dealings with any third parties as a result of
your use of our Website or Service, including, but not limited to, business
dealings with participating Advertisers any other terms, conditions, warranties,
representations associated with such dealings, are solely between you and such
third party Advertiser.  You agree that we shall not be responsible or liable
for any loss or damage of any sort incurred as the result of any such dealings
or as the result of the presence of such third party on or through our Website.

14.        WAIVER AND SEVERABILITY OF TERMS.

Our failure to exercise or enforce any right or provision of this Agreement
shall not constitute a waiver of such right or provision.  If any part of this
Agreement is found by a court of competent jurisdiction to be invalid, the
parties nevertheless agree that the court should endeavor to give effect to the
parties' intentions as reflected in the provision, and the other provisions of
the Agreement remain in full force and effect.

15.        ENTIRE AGREEMENT.

This Agreement constitutes the entire agreement between you and us and governs
your use of our Website and Service, superseding any prior agreements.  

16.        STATUTE OF LIMITATIONS.

YOU AGREE THAT REGARDLESS OF ANY STATUTE OR LAW TO THE CONTRARY, ANY CLAIM OR
CAUSE OF ACTION ARISING OUT OF RELATED TO USE OF OUR SERVICE OR THIS AGREEMENT
MUST BE FILED WITHIN ONE (1) YEAR AFTER SUCH CLAIM OR CAUSE OF ACTION AROSE OR
BE FOREVER BARRED.