www.maxlifeinsurance.com Open in urlscan Pro
23.205.235.240  Public Scan

Submitted URL: http://maxlife.in/
Effective URL: https://www.maxlifeinsurance.com/
Submission: On April 12 via manual from IN — Scanned from DE

Form analysis 2 forms found in the DOM

<form class="jsx-1807367039 common-lead-form">
  <div class="jsx-1807367039 outer-container">
    <div class="jsx-1807367039 inner-circle"></div>
    <div class="jsx-1807367039 lead-container">
      <section class="jsx-1807367039 form">
        <h1 class="pl-2 block text-base text-primary font-bold mb-4 lg:text-xl">Insure your future, start today. </h1>
        <div class="jsx-1807367039 form-container">
          <div class="jsx-1807367039 w-full  pt-6  lg:px-3 px-4 w-full lg:w-4/5 ">
            <div class="jsx-4143161056 journey-container">
              <div class="jsx-1773821973 lg:-mt-6 ">
                <div class="jsx-1773821973 border-inactive flex w-full error radio-group"><input id="journeyType-0" name="journeyType" type="radio" class="jsx-1153414487 radio undefined gtm-journeytype" value="term-insurance" checked=""><label
                    for="journeyType-0" class="jsx-1153414487 label square-radio corner-rounded flex items-center relative" style="min-height: auto;">
                    <div class="jsx-1153414487 mx-auto custom-label"><img src="https://www.maxlifeinsurance.com/static-page/assets/homepage/umbrella-icon.svg" alt="icon" class="radio-icon mr-1"><span class="jsx-1153414487">Term Insurance</span></div>
                  </label><input id="journeyType-1" name="journeyType" type="radio" class="jsx-1153414487 radio undefined gtm-journeytype" value="saving-plan"><label for="journeyType-1"
                    class="jsx-1153414487 label square-radio corner-rounded flex items-center relative" style="min-height: auto;">
                    <div class="jsx-1153414487 mx-auto custom-label"><img src="https://www.maxlifeinsurance.com/static-page/assets/homepage/savemoney-icon.svg" alt="icon" class="radio-icon mr-1"><span class="jsx-1153414487">Savings Plan</span></div>
                  </label></div>
                <p id="radioError" class="jsx-1773821973  "></p>
              </div>
            </div>
          </div>
          <div class="jsx-1807367039 w-full  pt-6  lg:px-3 px-4 w-full false ">
            <ul class="content-list  ">
              <li><img src="https://www.maxlifeinsurance.com/static-page/assets/homepage/banner-tick-icon.svg" alt="tick" class="mr-2"><span>Get secured in 3 easy steps</span></li>
              <li><img src="https://www.maxlifeinsurance.com/static-page/assets/homepage/banner-tick-icon.svg" alt="tick" class="mr-2"><span>99.35% claim paid ratio^</span></li>
            </ul>
            <style>
              .badge {
                @apply text-xs uppercase px-1 py-0;
                background: var(--color-background-highlight);
                color: var(--color-text-success);

                @screen md {
                  @apply text-sm px-2 py-1;
                }
              }

              .content-list {
                font-size: 0.64rem;
                color: #8690a3;
              }

              .content-list li {
                margin-bottom: 0.5rem;
                display: flex;
                align-items: center;
              }
            </style>
          </div>
          <div class="jsx-1807367039 lg:w-1/2 lg:mb-5 pt-6  lg:px-3 px-4 w-full false ">
            <div class="jsx-2812664286  text-base floating-label-wrap"><input id="fullName" name="fullName" type="text" autocomplete="off" placeholder="Full Name"
                class="jsx-2812664286 border-inactive floating-label-field input placeholder-transparent gtm-fullname" value=""><label for="fullName" class="jsx-2812664286 floating-label">Your Name</label></div>
            <p id="inputError" class="jsx-2812664286  "></p>
          </div>
          <div class="jsx-1807367039 lg:w-1/2 lg:mb-5 pt-6  lg:px-3 px-4 w-full false ">
            <div class="jsx-2730668282  text-base floating-label-wrap"><input id="dob" name="dob" type="text" placeholder="dd/mm/yyyy" maxlength="10" minlength="8" autocomplete="off" inputmode="numeric"
                class="jsx-2730668282  border-inactive floating-label-field input jsx-1807367039  placeholder-transparent focus:placeholder-gray-600 gtm-dob" value=""><label for="dob" class="jsx-2730668282 floating-label">Date of Birth</label></div>
            <p id="dobError" class="jsx-2730668282  "></p>
          </div>
          <div class="jsx-1807367039 lg:w-1/2 lg:mb-5 pt-6  lg:px-3 px-4 w-full false ">
            <div class="jsx-1773821973 lg:-mt-6 "><label for="gender" class="text-secondary text-sm h-4 mb-2 font-family-bold block">Gender</label>
              <div class="jsx-1773821973 border-inactive flex w-full error radio-group"><input id="gender-0" name="gender" type="radio" class="jsx-1153414487 radio undefined gtm-gender" value="M" checked=""><label for="gender-0"
                  class="jsx-1153414487 label square-radio corner-rounded flex items-center relative" style="min-height: 3.5rem;">
                  <div class="jsx-1153414487 mx-auto custom-label"><img src="https://www.maxlifeinsurance.com/static-page/assets/homepage/gendernew-male-icon.svg" alt="icon" class="radio-icon mr-1"><span class="jsx-1153414487">Male</span></div>
                </label><input id="gender-1" name="gender" type="radio" class="jsx-1153414487 radio undefined gtm-gender" value="F"><label for="gender-1" class="jsx-1153414487 label square-radio corner-rounded flex items-center relative"
                  style="min-height: 3.5rem;">
                  <div class="jsx-1153414487 mx-auto custom-label"><img src="https://www.maxlifeinsurance.com/static-page/assets/homepage/gendernew-icon-female.svg" alt="icon" class="radio-icon mr-1"><span class="jsx-1153414487">Female</span></div>
                </label></div>
              <p id="radioError" class="jsx-1773821973  "></p>
            </div>
          </div>
          <div class="jsx-1807367039 lg:w-1/2 lg:mb-5 pt-6  lg:px-3 px-4 w-full false ">
            <div class="jsx-1773821973 lg:-mt-6 "><label for="tobacco" class="text-secondary text-sm h-4 mb-2 font-family-bold block">Do you smoke / consume tobacco?</label>
              <div class="jsx-1773821973 border-inactive flex w-full error radio-group"><input id="tobacco-0" name="tobacco" type="radio" class="jsx-1153414487 radio undefined gtm-tobacco" value="No" checked=""><label for="tobacco-0"
                  class="jsx-1153414487 label square-radio corner-rounded flex items-center relative" style="min-height: 3.5rem;">
                  <div class="jsx-1153414487 mx-auto custom-label"><img src="https://www.maxlifeinsurance.com/static-page/assets/homepage/no-sigaretnew.svg" alt="icon" class="radio-icon mr-1"><span class="jsx-1153414487">No</span></div>
                </label><input id="tobacco-1" name="tobacco" type="radio" class="jsx-1153414487 radio undefined gtm-tobacco" value="Yes"><label for="tobacco-1" class="jsx-1153414487 label square-radio corner-rounded flex items-center relative"
                  style="min-height: 3.5rem;">
                  <div class="jsx-1153414487 mx-auto custom-label"><img src="https://www.maxlifeinsurance.com/static-page/assets/homepage/sigaretnew-icon.svg" alt="icon" class="radio-icon mr-1"><span class="jsx-1153414487">Yes</span></div>
                </label></div>
              <p id="radioError" class="jsx-1773821973  "></p>
            </div>
          </div>
          <div class="jsx-1807367039 w-full lg:mb-5 pt-6  lg:px-3 px-4 w-full false lg:w-1/2">
            <div class="jsx-686846853 inline-popup-overlay self-stretch">
              <div class="jsx-686846853">
                <div class="jsx-1773821973 lg:-mt-6 "><label for="annualIncome" class="text-secondary text-sm h-4 mb-2 font-family-bold block">Annual Income (Lakhs)</label>
                  <div class="jsx-1773821973 border-inactive flex w-full error radio-group"><input id="annualIncome-0" name="annualIncome" type="radio" class="jsx-1153414487 radio hideZindex gtm-annualincome" value="lessThanThreeLacs"><label
                      for="annualIncome-0" class="jsx-1153414487 label square-radio corner-rounded flex items-center relative" style="min-height: 3.5rem;">
                      <div class="jsx-1153414487 mx-auto custom-label"><span class="jsx-1153414487">&lt;3</span></div>
                    </label><input id="annualIncome-1" name="annualIncome" type="radio" class="jsx-1153414487 radio hideZindex gtm-annualincome" value="threeToFiveLacs"><label for="annualIncome-1"
                      class="jsx-1153414487 label square-radio corner-rounded flex items-center relative" style="min-height: 3.5rem;">
                      <div class="jsx-1153414487 mx-auto custom-label"><span class="jsx-1153414487">3 - 5</span></div>
                    </label><input id="annualIncome-2" name="annualIncome" type="radio" class="jsx-1153414487 radio hideZindex gtm-annualincome" value="fiveToSevenLacs"><label for="annualIncome-2"
                      class="jsx-1153414487 label square-radio corner-rounded flex items-center relative" style="min-height: 3.5rem;">
                      <div class="jsx-1153414487 mx-auto custom-label"><span class="jsx-1153414487">5 - 7</span></div>
                    </label><input id="annualIncome-3" name="annualIncome" type="radio" class="jsx-1153414487 radio hideZindex gtm-annualincome" value="sevenToTenLacs"><label for="annualIncome-3"
                      class="jsx-1153414487 label square-radio corner-rounded flex items-center relative" style="min-height: 3.5rem;">
                      <div class="jsx-1153414487 mx-auto custom-label"><span class="jsx-1153414487">7 - 10</span></div>
                    </label><input id="annualIncome-4" name="annualIncome" type="radio" class="jsx-1153414487 radio hideZindex gtm-annualincome" value="greaterThanTenLacs"><label for="annualIncome-4"
                      class="jsx-1153414487 label square-radio corner-rounded flex items-center relative" style="min-height: 3.5rem;">
                      <div class="jsx-1153414487 mx-auto custom-label"><span class="jsx-1153414487">&gt;10</span></div>
                    </label></div>
                  <p id="radioError" class="jsx-1773821973  "></p>
                </div>
              </div>
            </div>
          </div>
          <div class="jsx-1807367039 lg:w-1/2 lg:mb-5 pt-6  lg:px-3 px-4 w-full false ">
            <div class="jsx-1751567911 inline-popup-overlay">
              <div class="jsx-1751567911 border-inactive floating-label-wrap text-base hidePhoneNumberBar">
                <div class="jsx-1751567911  phone-code flex">
                  <div class="jsx-1711045870 custom-select-container">
                    <div class="jsx-1711045870 w-full relative flex"><button type="button" class="jsx-1711045870 selected-text phoneNumber-select  'borderLight' focus:outline-none cursor-pointer gtm-phonenumber"> <span
                          class="jsx-1711045870 text-primary text-base">+91</span><span
                          class="jsx-1711045870 mx-2"><i><svg viewBox="0 0 20 20" height="20" width="20" xmlns="http://www.w3.org/2000/svg" class=""><path fill="var(--color-active)" d="M9.293 12.95l.707.707L15.657 8l-1.414-1.414L10 10.828 5.757 6.586 4.343 8z"></path></svg></i></span></button>
                    </div>
                  </div>
                </div><input id="mobile" name="phoneNumber" type="text" pattern="[0-9]*" inputmode="numeric" placeholder="type here" autocomplete="off" maxlength="10" class="jsx-1751567911  floating-label-field jsx-1807367039  gtm-phonenumber"
                  value=""><label for="phoneNumber" class="jsx-1751567911 floating-label">Phone Number</label>
              </div>
              <p id="phoneError" class="jsx-1751567911  "></p>
            </div>
          </div>
          <div class="jsx-1807367039 w-full lg:mb-5 lg:pt-0 pt-4  lg:px-3 px-4 w-full false "><label class="jsx-1979289734 cursor-not-allowed pl-6 pt-1 check-container"><span>I’ve read and accepted all Terms and Conditions &amp; authorize Max Life
                Insurance to contact me via SMS/Email/Phone/WhatsApp/Facebook or any other modes over-riding my ‘DND’.</span><input name="termsAndConditions" type="checkbox" disabled="" class="jsx-1979289734 gtm-termsandconditions" checked=""><span
                class="jsx-1979289734 disable checkmark"></span></label></div>
          <div class="jsx-1807367039 w-full  lg:pt-0 pt-4  lg:px-3 px-4 w-full false ">
            <div class="jsx-1807367039  flex justify-center"><button type="submit" class="jsx-8629949 border-primary bg-primary text-default focus:outline-none border-2 btn-lg px-2  text-xs button gtm-leadform">Check Premium</button></div>
          </div>
        </div>
      </section>
    </div>
    <div class="jsx-1807367039 lg:flex items-end lg:pt-0 pt-10 flex justify-center lg:justify-end"><img src="https://www.maxlifeinsurance.com/static-page/assets/homepage/boman.webp" alt="boman"></div>
    <div class="jsx-1807367039 max-axis"><img src="/corp-static/images/max-axis.webp"></div>
  </div>
</form>

<form class="jsx-3681531945 premium-options">
  <div class="jsx-3681531945 premium-option active-premium"><input type="radio" id="1" name="premium" value="1" checked="" class="jsx-3681531945 radio-oval"><label for="1" class="jsx-3681531945 radio-oval-label">
      <div class="jsx-3681531945 flex flex-col py-5 space-x-1"><span class="jsx-3681531945 text-sm font-family-bold">New job? Invest to secure your family’s tomorrow</span></div>
    </label>
    <div class="jsx-3681531945 product-icon">
      <i><svg id="man" xmlns="http://www.w3.org/2000/svg" width="36.472" height="70.45" viewBox="0 0 36.472 70.45"><path id="Path_11030" data-name="Path 11030" fill="#f8b993" d="M201.118 18.236A9.118 9.118 0 1 0 192 9.118a9.113 9.113 0 0 0 9.118 9.118z" transform="translate(-182.882)"></path><path id="Path_11031" data-name="Path 11031" fill="#f8b993" d="M146.236 160C136.009 160 128 166.006 128 173.677v9.118a4.556 4.556 0 0 0 4.559 4.559h4.559v18.236a4.556 4.556 0 0 0 4.559 4.559h9.118a4.556 4.556 0 0 0 4.559-4.559v-18.236h4.559a4.556 4.556 0 0 0 4.559-4.559v-9.118c0-7.671-8.01-13.677-18.236-13.677z" transform="translate(-128 -139.699)"></path></svg></i>
    </div>
  </div>
  <div class="jsx-3681531945 premium-option opacity-75"><input type="radio" id="2" name="premium" value="2" class="jsx-3681531945 radio-oval"><label for="2" class="jsx-3681531945 radio-oval-label">
      <div class="jsx-3681531945 flex flex-col py-5 space-x-1"><span class="jsx-3681531945 text-sm font-family-bold">Ensure a secure life with your partner</span></div>
    </label>
    <div class="jsx-3681531945 product-icon">
      <i><svg id="couple" xmlns="http://www.w3.org/2000/svg" width="63.139" height="52" viewBox="0 0 63.139 52"><path id="Path_11026" data-name="Path 11026" fill="#ebedf0" d="M319.879 10.182a10.5 10.5 0 0 0-20.992 0 10.5 10.5 0 0 0 20.992 0zm0 0" transform="translate(-262.029)"></path><path id="Path_11027" data-name="Path 11027" fill="#ebedf0" d="M47.354 179.543a15.868 15.868 0 0 0-3.264.339 11.412 11.412 0 0 1 .863.84 11.765 11.765 0 0 1 3.082 8.01 12.892 12.892 0 0 1-3.321 8.221c-.1.124-10.425 10.148-10.425 10.148a3.918 3.918 0 0 1-2.72 1.108h-.015a3.919 3.919 0 0 1-2.742-1.115s-10.679-10.409-10.759-10.5a11.946 11.946 0 0 1 .132-15.87 11.413 11.413 0 0 1 .863-.84A15.8 15.8 0 0 0 0 195.328v12.841a1.233 1.233 0 0 0 1.233 1.231h60.673a1.233 1.233 0 0 0 1.233-1.233v-12.839a15.785 15.785 0 0 0-15.785-15.785zm0 0" transform="translate(0 -157.402)"></path><path id="Path_11028" data-name="Path 11028" fill="#ebedf0" d="M63.879 10.182a10.5 10.5 0 0 0-20.992 0 10.5 10.5 0 0 0 20.992 0zm0 0" transform="translate(-37.598)"></path><path id="Path_11029" data-name="Path 11029" fill="#ebedf0" d="M154.34 200.3a7.869 7.869 0 0 0 2.019 5.317l9.641 9.398a1.234 1.234 0 0 0 1.719 0l9.243-8.962a9.062 9.062 0 0 0 2.449-5.751c0-3.269-1.737-7.561-6.971-7.561a6.689 6.689 0 0 0-4.919 2.2 7.486 7.486 0 0 0-.646.8 7.485 7.485 0 0 0-.662-.82 6.683 6.683 0 0 0-4.9-2.188c-4.578.009-6.973 4.302-6.973 7.567zm0 0" transform="translate(-135.307 -168.974)"></path></svg></i>
    </div>
  </div>
  <div class="jsx-3681531945 premium-option opacity-75"><input type="radio" id="3" name="premium" value="3" class="jsx-3681531945 radio-oval"><label for="3" class="jsx-3681531945 radio-oval-label">
      <div class="jsx-3681531945 flex flex-col py-5 space-x-1"><span class="jsx-3681531945 text-sm font-family-bold">Make a secure choice for your child’s future</span></div>
    </label>
    <div class="jsx-3681531945 product-icon">
      <i><svg xmlns="http://www.w3.org/2000/svg" width="63.347" height="63.335" viewBox="0 0 63.347 63.335"><g id="family"><g id="Family_1_"><g id="Group_21343" data-name="Group 21343" transform="translate(23.488)"><path id="Path_11015" data-name="Path 11015" fill="#ebedf0" d="M198.055 16.054 191.5 9.5a5.566 5.566 0 0 1 6.555-8.847 5.566 5.566 0 0 1 6.556 8.847z" transform="translate(-189.875 .002)"></path></g><g id="Group_21344" data-name="Group 21344" transform="translate(0 11.381)"><path id="Path_11016" data-name="Path 11016" fill="#ebedf0" d="M7.422 106.844a7.422 7.422 0 1 1 7.422-7.422 7.428 7.428 0 0 1-7.422 7.422z" transform="translate(0 -92)"></path></g><g id="Group_21345" data-name="Group 21345" transform="translate(48.491 11.381)"><path id="Path_11017" data-name="Path 11017" fill="#ebedf0" d="M399.422 106.844a7.422 7.422 0 1 1 7.422-7.422 7.428 7.428 0 0 1-7.422 7.422z" transform="translate(-392 -92)"></path></g><g id="Group_21346" data-name="Group 21346" transform="translate(26.109 19.167)"><path id="Path_11018" data-name="Path 11018" fill="#ebedf0" d="M248.292 199.112h-18.679v-26.4l-15.327-7.138a5.577 5.577 0 0 1 4.639-10.143l24.233 11.257a9.255 9.255 0 0 1 5.146 8.3v24.122z" transform="translate(-211.066 -154.944)"></path></g><g id="Group_21347" data-name="Group 21347" transform="translate(24.245 37.358)"><path id="Path_11019" data-name="Path 11019" fill="#ebedf0" d="M203.422 316.844a7.422 7.422 0 1 1 7.422-7.422 7.428 7.428 0 0 1-7.422 7.422z" transform="translate(-196 -302)"></path></g><g id="Group_21348" data-name="Group 21348" transform="translate(22.39 52.202)"><path id="Path_11020" data-name="Path 11020" fill="#ebedf0" d="M199.555 433.133H181v-1.856a9.278 9.278 0 0 1 18.555 0z" transform="translate(-181 -422)"></path></g></g><path id="Path_11021" data-name="Path 11021" fill="#ebedf0" d="m22.6 184.6-17.046 7.892c-.371.334-5.554 2.227-5.554 8.486V225.1h18.679v-26.4l8.634-4.045A9.393 9.393 0 0 1 22.6 184.6z" transform="translate(0 -161.765)"></path></g></svg></i>
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  </div>
  <div class="jsx-3681531945 premium-option opacity-75"><input type="radio" id="4" name="premium" value="4" class="jsx-3681531945 radio-oval"><label for="4" class="jsx-3681531945 radio-oval-label">
      <div class="jsx-3681531945 flex flex-col py-5 space-x-1"><span class="jsx-3681531945 text-sm font-family-bold">A dream home? Take a step with our term plan</span></div>
    </label>
    <div class="jsx-3681531945 product-icon">
      <i><svg xmlns="http://www.w3.org/2000/svg" width="63.329" height="63.335" viewBox="0 0 63.329 63.335"><path id="home" fill="#ebedf0" d="M61.627,27.548l0,0L35.787,1.709a5.829,5.829,0,0,0-8.246,0L1.719,27.53l-.026.027a5.828,5.828,0,0,0,3.88,9.934q.089.009.18.009h1.03V56.512a6.832,6.832,0,0,0,6.824,6.823H23.714A1.856,1.856,0,0,0,25.57,61.48V46.574a3.117,3.117,0,0,1,3.113-3.113h5.962a3.117,3.117,0,0,1,3.113,3.113V61.48a1.855,1.855,0,0,0,1.856,1.856H49.722a6.832,6.832,0,0,0,6.824-6.823V37.5H57.5a5.831,5.831,0,0,0,4.126-9.951Zm0,0" transform="translate(0.001)"></path></svg></i>
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  </div>
  <div class="jsx-3681531945 flex justify-center mt-6 lg:mt-0"><a target="_blank" rel="noreferrer" class="jsx-3681531945 premium-button" href="https://www.maxlifeinsurance.com/term-insurance-plans/premium-calculator">Get Covered</a></div>
</form>

Text Content

 * Term Insurance
 * Investment Plans
 * Renew Policy
 * Claim Centre

 * Retrieve E-Quote
 * Customer Login
 * 

 * Understanding Life Insurance
 * Health Insurance Plans
 * Money Back Policy
 * About Us
 * Why Max Life?
 * Our Leadership
 * Public Disclosure
 * Media Center
 * Careers
 * Diversity and Inclusion
 * Investor Relations
 * Investors Grievance Redressal
 * Details of Debenture Trustee
 * Track Application

 * Become a Life Advisor
 * Insurance Calculator
 * Tax Calculator
 * Group Insurance Plans
 * NRI Plans
 * Blogs
   


INSURE YOUR FUTURE, START TODAY.

Term Insurance
Savings Plan



 * Get secured in 3 easy steps
 * 99.35% claim paid ratio^

Your Name



Date of Birth



Gender
Male
Female



Do you smoke / consume tobacco?
No
Yes



Annual Income (Lakhs)
<3
3 - 5
5 - 7
7 - 10
>10



+91
Phone Number



I’ve read and accepted all Terms and Conditions & authorize Max Life Insurance
to contact me via SMS/Email/Phone/WhatsApp/Facebook or any other modes
over-riding my ‘DND’.
Check Premium



ULIP Plans

Term Insurance



Savings Plan

Retirement Plans

Child Plans

Plans for NRI’s

Cancer Cover Plan

PRODUCTS OFFERED


HASSLE FREE SELECTION OF INSURANCE PLANS

 * Term Insurance
 * Investment Plans

 * High life cover at cost-effective premiums
 * Critical Illness Coverage
 * Policy break in case of adverse circumstances
 * Tax Benefits4
 * Different premium payment option

New job? Invest to secure your family’s tomorrow

Ensure a secure life with your partner

Make a secure choice for your child’s future

A dream home? Take a step with our term plan

Get Covered


WE HAVE COME PRETTY FAR, BEATING OUR OWN CLAIMS PAID PERCENTAGE

And with that, our claims paid percentage has been rising consistently

2017

97.81%#

2018

98.26%#

2019

98.74%#

2020

99.22%#

Claims Paid Percentage

2021

99.35%^

BENEFITS


WHY PREFER MAX LIFE?



99.35%

Claims paid percentage

(Source : Max life annual audited financials FY 20-21)

₹1,087,987 Cr.

Sum Assured

In force (individual) (Source : Max Life Public disclosure, FY 20-21)

₹90,407 Cr

Assets Managed

(Source : Max Life Public disclosure, FY 20-21)

277 Offices

Max Life Presence

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LIFE INSURANCE



Life insurance refers to the legally binding contract between a policyholder and
an insurance company that provides financial protection to his/her family. The
insurer promises to offer the insurance benefit in exchange for regular premiums
paid by the life insured. The ‘financial protection’ under life insurance is
provided in the form of life cover, also known as sum assured. It is a
pre-agreed amount that is payable in case of an untoward incident with the life
insured.

For the life insurance contract to be enforceable and life insurance quotes to
be accurate, your application must accurately disclose your current and past
health conditions. Also, you need to pay a single premium or regular premiums as
chosen when buying life insurance. You can estimate the life insurance quotes
for your financial profile by using the insurance calculator.


FINANCIAL SECURITY

Buying a life insurance plan with an adequate sum assured acts as a financial
cushion for your family members. It ensures that they will not need to live a
compromised lifestyle or disregard their life goals in your absence. Finding the
right life insurance quotes for you and your family will be a wise move in
planning your finances.


CHILD’S FUTURE PLANNING

With the help of life insurance quotes, you can plan for your children’s future,
including their higher education plans. The insurance benefits they will receive
after you help them fulfil their dreams just as you have planned for them.


CORPUS OVER LONG TERM

Most life insurance policies ask for long-term commitment to pay the premium
timely and help create wealth, which can be used to fulfil various life goals.
You can also opt for life insurance plans with maturity benefits to enjoy life
with financial independence. When you refer to the life insurance quotes for
your financial profile, you will get a clearer overview of how this will work.


DISCIPLINED INVESTMENTS

Putting aside money to be invested in various financial instruments becomes
difficult when there are so many financial responsibilities to cater to. Getting
the life insurance quotes can help you distribute your investments more
effectively. You can enjoy the dual benefits of life cover and investment with
certain types of life insurance plans.


RETIREMENT PLANNING

There are various life insurance plans that you can choose to plan for your
retired life. You can select monthly income or lump sum pay-outs with these
plans to enjoy your life after retirement without financial worries. Such life
insurance quotes will allow you to plan years ahead of your retirement, giving
you a sizeable corpus to lead a comfortable life.


TAX SAVINGS

Life insurance policies help you save tax under Section 80C of the ITA (Income
Tax Act). The premiums you pay for a life insurance plan makes you eligible for
tax deductions of up to Rs. 1,50,000. You can also save more tax under Section
80D on choosing health-related riders with your life insurance plan. Find your
life insurance quotes to plan your tax savings effectively.


HOW DOES LIFE INSURANCE WORK?




LIFE INSURANCE PURCHASE

You need to spend maximum time deciding on buying the most suitable life
insurance plan at this stage. The life insurance quotes for your financial
profile will help you make the decision. Although the best life insurance
policies offer the flexibility to choose the benefits, the ultimate choice lies
in your hands.

Hence, you must consider various factors, like plan tenure, premium, riders,
and, most importantly, the reason to buy life insurance and find the life
insurance quotes. You can then buy the plan online or offline as per your
preference.

 2. PREMIUM PAYMENT

As per the life insurance contract, the insurers promise to pay a pre-decided
amount to the life insured or policy nominee provided the insured pays the
premium without fail. In other words, all the benefits that you can get under a
life insurance policy are based on the timely premium payment.

Hence, it is advisable to choose a premium that you can easily pay on time along
with other financial liabilities. Your life insurance quotes will allow you to
speculate on the premium costs in the coming years

 3. CLAIM FILING

The last stage of a life insurance plan is related to filing for a claim to get
the expected insurance benefits.

In case of your unfortunate demise, the nominee will receive the sum assured as
defined in the contract. To receive it, the nominee has to submit a claim form
along with various documents. Upon verification of claim, the insurance company
releases the benefit to the nominee.

For life insurance plans with a return of premium option, the insured gets the
total of all premiums paid back if insured person survives the policy term,
which can be used to achieve several life goals.


WHAT ARE THE TYPES OF LIFE INSURANCE?




TERM INSURANCE

It is the simplest type of life insurance that provides financial safety to the
life insureds family in case of the untimely demise. Depending on your income
and liabilities, you can select an adequate sum assured under this type of life
insurance plan to safeguard the financial interest of your loved ones.


ULIP

A Unit Linked Insurance Plan or ULIP is a unique form of life insurance. It
provides life cover while also allowing you to invest money in market-linked
instruments. By investing in ULIPs, you get the benefits of market linked
returns over the long term, life cover, income tax savings, and flexibility to
switch between funds. The life insurance quotes will enable you to determine the
amount required for financial security and investment purposes, so that you can
divide it efficiently.


RETIREMENT PLANS

These plans are life insurance products that provide financial security for your
retirement days. These life insurance plans help you invest money during the
working years and create a corpus that you can use as a whole or in parts to
fund your retired life. You can think of investing in retirement plans as a
disciplined way to plan for the golden years of life.


CHILD PLANS

Child insurance plans, commonly known as saving life insurance plans, are
designed to help you secure your child's future. Along with life cover, your
child receives the benefit of pay-outs at different milestones during the
educational journey under these life insurance plans. Investing in child plans
shields your child's future against unfortunate events like death or critical
illnesses


SAVINGS AND INCOME PLANS

As life insurance products, these plans can help you instill the habit of
disciplined savings to ensure steady returns in the form of monthly income or a
lumpsum amount. Alongside, these life insurance plans provide various other
benefits, including death benefits, tax benefits, terminal illness benefits, to
name a few. Check the life insurance quotes and details before making investment
decisions, so you can allocate your money in the right places


GROUP INSURANCE PLANS

These life insurance plans are meant for organizations or groups to provide life
cover to the employees or group members, respectively. Through group insurance
plans, the employers tend to take care of the financial security of their
employees’ family, thus motivating them to work harder to maintain
high-performing businesses. Keeping this cover in mind, you can check the life
insurance quotes for additional financial security for your loved ones.


WHO IS MOST LIKELY TO BUY LIFE INSURANCE?



Having life insurance gives you more than just a life cover. It also helps
create wealth over the long term for you and your loved ones. Most importantly,
life insurance gives peace of mind that your family will live life comfortably,
should anything happen to you.
Buying life insurance is a good decision for people at different life stages.


FOR NEWLY MARRIED PEOPLE

After you have just tied the knot with a better half, you get the responsibility
to plan for his/her well-being as well. Your life insurance quotes as a single
person and married person will vary as you will have increased financial
obligations. Along with the plans that you have already made for the life ahead,
it always helps to prepare for the future with a life insurance plan.


FOR YOUNG PARENTS

As a young parent, you can feel immense joy all around. Alongside your spouse,
you now have another life to care for. With a life insurance plan, you can plan
for your child's future in terms of education, marriage, and many others. The
life insurance quotes when you buy a plan for your child's future will account
for these factors. They will ensure that your kids’ dreams get fulfilled as
planned.


FOR INDIVIDUALS WITH FINANCIAL LIABILITIES

Along with a growing family, the liabilities grow as well. To accommodate your
loved ones, you buy a bigger home or buy a dream car that they all love, which
gets added to your liabilities. Purchasing a life insurance plan for your loved
ones ensures that your loved ones can shoulder these liabilities easily, if you
have the right life insurance quotes.


FOR PEOPLE NEARING RETIREMEN

Retirement planning is something that you should not take lightly, regardless of
your current income. By investing in a life insurance plan, you can build a
corpus for your twilight years and live life without facing financial
dependence. You can also plan to receive a steady income during the retired life
by getting reliable life insurance quotes, at the right stage in life.


WHY IS BUYING LIFE INSURANCE A GOOD IDEA?



At its core, life insurance is a financial benefit for possible contingencies
linked to human life. These include death, disability, or retirement. When these
contingencies occur, they result in loss of income for the household. It is
where a life insurance plan works to benefit you and your family.

Under a life insurance plan, a monetary sum is offered as per life insurance
plan opted to help cope up with the loss of income in the future years.
Depending on your life insurance quotes, it can relieve a significant amount of
financial burden. Hence, you should buy life insurance:

 1. To ensure financial support to your immediate family after you
 2. To finance your child's education plans
 3. To get a steady source of income in life
 4. To get insurance benefits in case your earnings are impacted due to a
    critical illness




WHY SHOULD YOU CONSIDER LIFE INSURANCE?



As Indians, we put personal safety before everything else. Every day, before we
leave for work, we check whether we have our wallets, cell phones, car keys, and
house keys on us. We turn off all the lights, double-check if we have locked the
doors securely, put on the seat belt, and only then start the car.

Even when we are shopping online, we put items in the cart that we like. Before
making the payment, however, we make sure to check whether we can return them
without any fee, in case the items are faulty.

When it comes to planning for life’s goals; therefore, it is imperative that you
put contingency planning above all else.

When you get your life insurance, you can begin planning to ensure that your
loved ones remain financially secure throughout their lives, even if something
serious happens to you. At the same time, your life insurance plan helps you
maximize your tax savings and work towards creating wealth and ensure financial
protection in your absence. Like you cannot build your house without a firm
foundation, you need life insurance to serve as the foundation to better and
secure tomorrow for your family.


WHY SHOULD YOU BUY LIFE INSURANCE?



It would help if you prioritized buying life insurance quotes before making any
other investments, for the simple reason that the insurance benefit will help
you secure your family's financial future in case of your untimely demise.

Adding Life Insurance to your list of must-do's will not only get you additional
benefits such as year-on-year tax savings up to Rs. 1.5 lakh under Section 80C
as per prevailing tax laws and rider options to enhance your life cover against
critical illnesses or a sudden loss of income due to accidents.

Moreover, getting the life insurance quotes helps increase your risk tolerance.
The primary goal of any investor is to grow money over the long-term.

Determining your risk tolerance and, subsequently, going with the appropriate
asset allocation (the blend of stocks, mutual funds, and cash) is crucial. With
life insurance in your financial portfolio, you can take more risk with your
investments.


WHAT HAPPENS WHEN YOU PURCHASE LIFE INSURANCE?



The significance of putting life insurance at the top of the heap of your
financial investments can be understood through a cricket test match.

A test match extends up to 5 days, and for each day, the playing strategy
changes — similarly, your financial planning changes, too, as per your life
stage and financial requirements, causing a variation in your life insurance
quotes. Let us see how life insurance is crucial for long-term financial
sustenance

Day 1: After winning the toss, you start the day’s play with caution, leaving or
defending the good balls and punishing the bad deliveries for runs. Similarly,
as soon as you start earning an income, the first thing that you need to do is
to create a fool-proof strategy against life’s contingencies. This is where life
insurance becomes a vital cog in your long term plans. With life insurance in
your kitty, you can make sure that your loved ones do not have to depend on
anyone else to support them, especially when you are no longer there to help
them accomplish their dreams.

Day 2: Once you have the backing of a cautious yet emphatic start, and an
imposing first day of cricket, you try to build upon your previous day score. In
terms of financial planning, the next stage after purchasing life insurance is
to build on your savings through a mix of traditional and market-linked
investments. You can consider traditional savings instruments such as bank fixed
deposits, recurring deposits, and provident funds while building up your
tolerance for more aggressive market-linked investments.

Day 3: You invite the opposition to best your first inning total and create a
game plan to put your opposition on the back foot. In life too, you prepare your
finances against emergency medical situations and other unplanned expenditures
with the help of health insurance. Together with life insurance and a health
plan in your back pocket, you equip yourself and your loved ones against any
crisis.

Day 4: Often, you have to second inning on this day – dig in deep to fortify
your first-innings lead and work towards building a high total for the final day
showdown. When it comes to creating a financial portfolio, it is now time for
you to look for investment opportunities to help maximize your savings into
wealth, so that you can effectively support your family's goals, be it your
child's higher education, marriage or your spouse’s financial wellbeing. It is
only through efficient financial planning and long-term capital appreciation of
your savings that you can prepare yourself for your retirement.

Day 5: On the last day of the match, it is now time for you to put your total
match score to test so that you can beat your opposition and put the crown of
victory on your head. In life, too, the last stage of your financial planning is
about bringing your savings and investment returns to fruition. You look to
diversify your investment portfolio by including different equity and debt
market instruments so that you can achieve maximal capital appreciation while
minimizing the investment risks and ensure long-term financial sustenance


PLAN YOUR LIFE EFFICIENTLY WITH INSURANCE



Many investors tend to make a common mistake of investing in instruments without
factoring their entire financial picture – the equity they have built-in their
home, existing loans, and other liabilities. Ideally, every asset and investment
you own should factor into your risk-reward equation.

Getting your life insurance plan at an appropriate stage in life allows you to
take more risk when it comes to securing your life and making sure that you
provision a significantly large financial corpus (in the form of insurance
coverage) as backup against contingencies, while continuing to invest for other
life goals. Moreover, with a life insurance plan in your pocket, you can be sure
that even if something happens to you, your family will not have to deal with a
financial crisis at any time during their lives.

Planning with life insurance plans will help your family stay financially
protected, serving as a safety net that will prove useful in case of an
eventuality. Also, the insurance coverage will augment the total accumulated
value of your investments, making sure that your loved ones continue to have a
lifestyle that you intended for them, even if you are not there with them.

CUSTOMER REVIEWS


REAL FOLKS WITH REAL STORIES!!



MRS. USHA KUMAR

26th September, 2020

Max Life Smart Wealth- Lumpsum- Limited Pay Plan

“Thanks to Max Life. I realized the value of life. I learnt that one should have
a Life Cover for a minimum of 15-20 times of their annual income. The protection
offered in the form of Sum Assured and Death Benefits on a Life Insurance
Policy, provides financial help during the times of uncertainty. That’s why I
have secured my family financially with Max Life”



MRS. SWAPNIL VERMA

26th June 2020

Max Life Assured Wealth Plan

"After the demise of my husband, a Cancer patient, in May 2020, I understood the
importance of Life Insurance We had already exhausted all our funds in his
medical treatment. He had taken a Life Insurance Plan on a very small amount
through a bank and the claims paid on the policy helped me settle all his
medical bills. Later, my sister-in-law who is associated with Max Life suggested
me to opt the Assured Wealth Plan for my 9 year old daughters future. I can now
enjoy the little moments of life with my daughter worry-free, thanks to Max
Life."



MR. SREEDHARANUNNI. S

21st March 2014

Max Life Gain Premier

"Max Life helped me in planning for genetic diseases like Cancer. The financial
protection offered by Max Life Insurance Immensely benefited my family. Each
member of my family has opted for various policies of Max Life to ensure
life-long protection according to their needs."




FREQUENTLY ASKED QUESTIONS


GOT QUESTIONS? WE’D LOVE TO ANSWER


 * Life Insurance FAQs
 * Term Insurance FAQs
 * Savings & Investment FAQs


WHY BUYING LIFE INSURANCE IS IMPORTANT?


With a life insurance policy, you can plan for the financial security of your
loved ones who are dependent on you. Alongside, you get several benefits like
tax deductions and life cover.


HOW TO CHOOSE THE RIGHT SUM ASSURED UNDER LIFE INSURANCE?


You need to consider several factors while choosing sum assured, including your
income, financial liabilities, lifestyle expenses, and future goals.


WHAT IS A LIFE INSURANCE PREMIUM?


It is the amount that you need to pay to an insurer, either one time or as
regular payment, to keep your life insurance policy active.


WHO DECIDES THE LIFE INSURANCE PREMIUM?


The life insurance company you choose decides on the premium payable for its
policies. The premium amount is calculated based on several factors, like your
age, gender, health condition, smoking habits, and life expectancy.


WHAT WILL HAPPEN IF THE LIFE INSURANCE PREMIUM IS NOT PAID ON TIME?


If the life insurance premium remains unpaid even after the grace period, it can
lead to policy lapse. You will lose the expected insurance benefits while also
wasting all the premiums paid in the previous years.


DO I GET SURVIVAL BENEFITS UNDER MY LIFE INSURANCE POLICY?


This depends on the type of insurance policy you have bought. For instance, if
you have chosen a term plan with return of premium option, you will get the sum
of all premiums paid as survival benefits after the end of policy tenure.
However, there is no such benefit under a pure term plan.

ARN-HOM/201221


COMPANIES WHO’VE TRUSTED MAX LIFE INSURANCE



Being a member of the ever-evolving industry, Max Life Insurance is a trusted
name among several companies and organizations. Let’s have a look at some of
these companies that have laid their trust on our vision.

Become a Partner


Contact us


GOT A QUESTION FOR US?



Customer Care

1860 120 5577

Mail to

service.helpdesk@maxlifeinsurance.com

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+91 7428396005


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BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

IRDAI clarifies to public that:
• IRDAI is not involved in activities like selling insurance policies,
announcing
bonus or investment of premiums.
• Public receiving such phone calls are requested to lodge a police complaint.

IRDAI - Registration No. 104. ARN/Web/01/21042021 Category: Life. Validity:
Valid.
Corporate Identity Number (CIN):U74899PB2000PLC045626.
Trade logo displayed belongs to Max Financial Services Ltd. andAxis Bank
Ltd.respectively and with their consents, are used by Max Life Insurance Co. Ltd



DISCLAIMERS



All Rights Reserved. An ISO 9001:2008 Certified Company.


Max Life Insurance Company Limited is a Joint Venture between Max Financial
Services Limited and Axis Bank Limited.

Corporate Office :

 Max Life Insurance Co. Ltd. 11th Floor, DLF Square Building, Jacaranda Marg,
DLF City Phase II, Gurugram (Haryana) - 122002.



Operation Center :

 Max Life Insurance Co. Ltd, Plot No. 90-A UdyogVihar, Sector 18, Gurugram
(Haryana) - 122015.





Customer Helpline: 1860 120 5577 (9:00 A.M to 6:00 P.M Monday to Saturday) *
Call charges apply.



Online Helpline - 0124 648 8900 (09:00 AM to 09:00 PM Monday to Saturday).

Fax Number:0124-4159397.

Email ids: service.helpdesk@maxlifeinsurance.com

Website: www.maxlifeinsurance.com

*Life insurance coverage is available in this product. For more details on risk
factors, Terms and Conditions please read the prospectus carefully before
concluding a sale. You may be entitled to certain applicable tax benefits on
your premiums and policy benefits. Please note all the tax benefits are subject
to tax laws prevailing at the time of payment of premium or receipt of benefits
by you. Tax benefits are subject to changes in tax laws. Trade logo displayed
belongs to Max Financial Services Ltd. and Axis Bank Ltd. respectively and with
their consents, are used by Max Life Insurance Co.



Insurance is the subject matter of solicitation. For more details on the risk
factors, Terms and Conditions, please read the sales and rider prospectus
carefully before concluding a sale. Tax benefits are eligible for tax exemption
on fulfilling conditions mentioned under Section 10(10D) of income tax act 1961.
Tax exemptions are as per our understanding of law and as per prevailing
provisions of income tax at 1961 . Policy holders are advised to consult tax
expert for better clarification /interpretation. Please note that all the tax
benefits are subject to tax laws at the time of payment of premium or receipt of
policy benefits by you. Tax benefits are subject to changes in tax laws. The
monthly Income Benefit and Terminal Benefit may be taxable subject to extra
premium being loaded at underwriting stage.



Disclaimers for Market Linked Plans & Saving plans:

 

THE LINKED INSURANCE PRODUCTS DO NOT OFFER ANY LIQUIDITY DURING THE FIRST FIVE
YEARS OF THE CONTRACT. THE POLICYHOLDER WILL NOT BE ABLE TO SURRENDER/WITHDRAW
THE MONIES INVESTED IN LINKED INSURANCE PRODUCTS COMPLETELY OR PARTIALLY TILL
THE END OF FIFTH YEAR.

Unit Linked Insurance Products (ULIPs) are different from the traditional
insurance products and are subject to the risk factors. The premium paid in the
Unit Linked Life Insurance Policies is subject to investment risks associated
with capital markets and the NAVs of the units may go up or down based on the
performance of fund and factors influencing the capital market and the insured
is responsible for his/her decisions. Max Life Insurance is only the name of the
insurance company and Max Life Online Savings Plan (UIN: 104L098V03) is only the
name of the unit linked life insurance contract and does not in any way indicate
the quality of the contract, its future prospects or returns. Please know the
associated risks and the applicable charges from your Insurance agent or the
Intermediary or policy document of the insurer. The various funds offered under
this contract are the names of the funds and do not in any way indicate the
quality of these funds, their future prospects or returns.

Max Life Smart Wealth Plan is a Non-Linked Non-Participating Individual Life
Insurance Savings Plan (UIN 104N116V04)

*#Some benefits are guaranteed and some benefits are variable with returns based
on the future performance of your Insurer carrying on life insurance business.
The assumed rates of return (4% p.a. and 8% p.a.) shown in the illustrative
example are not guaranteed and they are not the upper or lower limits of what
you might get back as the value of your Policy depends on a number of factors
including future investment performance. The guaranteed and non-guaranteed
benefits are applicable only if all due premiums are paid.The Maturity Benefit
shown in the illustrative example are inclusive/exclusive of taxes.

 



*(a) "Protect a smile" initiative is applicable for all term plans i.e. Max Life
Five Year Renewal & Convertible Term Insurance (Non Participating)- 104N001V01;
Max Life Easy Term Policy- 104N002V01; Max Life Level Term Policy
(Non-Participating/Non-Convertible)- 104N009V01; Max Life Platinum
Protect-104N060V01; Max Life Platinum Protect II-104N060V02; Max Life Premium
Return Term Plan- 104N069V01; Max Life Online Term Plan-104N078V01; Max Life
Premium Return Protection Plan- 104N083V01; Max Life Smart Term Plan-104N113V01.




(b) 1 year education of an under privileged child will be funded as part of Max
Life CSR initiatives.

Privacy Policy

Standard Premium For 24-Year Old Healthy Male, Non-Smoker, 25 Years Policy Term,
25 Year Premium Payment Term (exclusive of GST) for Max Life Smart Secure Plus
Plan (UIN: 104N118V03)

^^On completion of policy term

The savings indicated is the maximum premium difference as compared with offline
plan & depends on the variant purchased.

^*All claims that qualify for InstaClaim™ will be paid within 1 working day from
date of submission of all mandatory documents else Max Life will pay interest at
Bank Rate as on beginning of financial year in which claim has been received
(4.65 % p.a. for FY’20) for every day of delay beyond one working day. Interest
shall be at the bank rate that is prevalent at beginning of the financial year
in which death claim has been received.

Claims for policies completed 3 continuous years. All mandatory documents should
be submitted before 3:00pm on a working day.Claim amount on all eligible
policies4 is less than Rs. 1 Crore. Claim does not warrant any field
verification.Mandatory Documents :> Original policy document > Original/attested
copy of death certificate issued by local municipal authority > Death claim
application form (Form A) > NEFT mandate form attested by bank authorities along
with a cancelled cheque or bank account passbook along with nominees photo
identity proof > Discharge/Death summary attested by hospital authorities or FIR
& Post Mortem Report/viscera report (in case of accidental death)

~@ Age 30: Standard premium for 30 year old Healthy male, 1Cr life cover, 25
years policy term, 25 years premium payment term (exclusive of GST) for Max Life
Smart Secure Plus Plan (UIN: 104N118V03)

Age 35: Standard premium for 35 year old Healthy male, 1Cr life cover 25 years
policy term, 25 years premium payment term (exclusive of GST) for Max Life Smart
Secure Plus Plan (UIN: 104N118V03)Disclaimer for 5% salaried discount

7CMO Asia BFSI Excellence Award 2019

 

5Criteria applicable only for “Term plans” for Graduate, Indian resident with
declared income >= 10 lacs with CIBIL score >= 650 (salaried) and >= 700
(self-employed) with no disclosed medical condition

4InstaClaim TM is available for all versions of Max Life Online Term Plan (UIN
104N078V01); Max Life Smart Term Plan (UIN: 104N113V01 / 104N113V02/
104N113V03/104N113V04) and Max Life Smart Secure Plus Plan (UIN:104N118V03).
Mandatory Documents : • Original policy document • Original/attested copy of
death certificate issued by local municipal authority • Death claim application
form (Form A) • NEFT mandate form attested by bank authorities along with a
cancelled cheque or bank account passbook along with nominees photo identity
proof • Discharge/Death summary attested by hospital authorities or FIR & Post
Mortem Report/viscera report (in case of accidental death)

Tax conditions :




SAVE 46,800 ON TAXES IF THE INSURANCE PREMIUM AMOUNT IS RS.1.5 LAKH PER ANNUM
AND YOU ARE A REGULAR INDIVIDUAL, FALL UNDER 30% INCOME TAX SLAB HAVING TAXABLE
INCOME LESS THAN RS. 50 LAKH AND OPT FOR OLD TAX REGIME ~# SAVE 54,600 ON TAXES
IF THE INSURANCE PREMIUM AMOUNT IS RS.1.5 LAKH PER ANNUM FOR LIFE COVER AND
25,000 FOR CRITICAL ILLNESS COVER AND YOU ARE A REGULAR INDIVIDUAL, FALL UNDER
30% INCOME TAX SLAB HAVING TAXABLE INCOME LESS THAN RS. 50 LAKH AND OPT FOR OLD
TAX REGIME.



3The discount is applicable if you are a salaried employee with a corporate.
During policy issuance, Max Life may call for proof of employment if required.
In case proposer when asked is not able to prove the employment part, discount
offer will be discontinued and additional premium as applicable will have to be
paid for processing of the case.

CI Rider disclaimers:



MAX LIFE CRITICAL ILLNESS AND DISABILITY RIDER (UIN- 104B033V01) available as a
rider on payment of additional premium.



>Extended cover of up to 85 years is available with gold and platinum variant
only

@ 64 critical illnesses covered in platinum and platinum plus variant on payment

22 critical illnesses covered in gold and gold plus variant

6 The life insurer is eligible for a discount on renewal premium under regular
pay variant by accumulating Healthy Weeks as per terms and conditions of the
rider

*^Total premiums paid inclusive of any extra premium but exclusive of all
applicable taxes, cesses or levies and modal extra. Return of premium option is
available on payment of additional premium.

Max Life Smart Secure Plus Plan (UIN: 104N118V03) A Non Linked Non Participating
Individual Pure Risk Premium Life Insurance Plan

 ~ Conditions for premium break : Available at an additional premium for
policies with policy term greater than 30 years and premium payment term greater
than 21 years. Option to skip paying premium for 12 months. 2 premium breaks
will be available during the premium payment term separated by an interval of at
least 10 years

~1 Conditions for Special exit value:

Option to receive all premiums paid back, at a specified point in the term of
the policy (free of cost). Available when Return of Premium variant is not
chosen. No additional premium to be paid.

~2 Voluntary Top-up Sum assured:

Option to double your insurance cover, basis underwriting, at the time of your
need by increasing your sum assured up to an additional 100% of base sum
assured, chosen at inception

^^*^^Free look period conditions:

The policyholder has a period of 30 days from the date of receipt of the policy
document, to review the terms and conditions of the Policy, where if the
policyholder disagrees to any of those terms or conditions, he / she has the
option to return the Policy stating the reasons for his objections. The
policyholder shall be entitled to a refund of the premiums paid, subject only to
deduction of a proportionate risk premium for the period of cover and the
expenses incurred by the company on medical examination of the lives insured and
stamp duty charges.

^As per IRDAI Annual Report 2020-21


8https://www.moneycontrol.com/news/business/economy/buy-term-insurance-now-as-rates-may-rise-from-april-1-4930921.html

2Total premium will be charged at the time of the policy issuance (subject to
underwriting’s decision).

3The guaranteed benefits are available with selected life insurance plans & are
applicable if all due premiums are paid

4Tax benefits as per prevailing tax laws, subject to change


Terms and conditions for availing 5% employee discount:

<Due to system constraints, employee is requested to select 5 Lakh and above
income which can be changed to actual amount on the information page.

1 The 5% employee discount will be refunded to you once your policy is issued.
Submit your documents for getting your policy issued and get 5% employee
discount


9

The percentage savings is for a regular pay Max Life Smart Secure Plus Plan ( A
Non Linked Non Participating Individual Pure Risk Premium Life Insurance Plan,
UIN - 104N118V02)– Life Option for 1 cr life cover for a 35 year old, non-smoker
male for a policy term of 40 years vs a 10 year policy term with the same
details’





~*Standard premium for 24-year old healthy male, non-smoker, 25 years policy
term,25 year premium payment term (exclusive of GST) for Max Life Smart Secure
Plus Plan (UIN:104N118V03)

**Healthy non-smoking male, 24 years, 2 cr cover,25 years policy term,25 year
premium payment term, exclusive pf GST for Max Life Smart Secure Plus Plan
(UIN:104N118V03)



Max Life Smart Wealth Plan| A Non-Linked, Non-Participating, Individual Life
Insurance Savings Plan| @Rs.9,46,489/- as lump sum at the end of 15 years, for
35 years old healthy male.



Max Life Smart Secure Plus Plan A Non Linked Non Participating Individual Pure
Risk Premium Life Insurance Plan| Standard premium for 24 year old healthy male,
Non Smoker, 1 cr, 25 years Policy Term, 25 Year Premium Payment Term (exclusive
of GST)

Max Life Smart Secure Plus Plan A Non Linked Non Participating Individual Pure
Risk Premium Life Insurance Plan| Standard premium for 24 year old healthy male,
Non Smoker, 25 years Policy Term, 25 Year Premium Payment Term (exclusive of
GST)



ARN - ARN/Web/01/21042021