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 * Loans
   * Instant Cash Loan Get quick cash loans of up to ₹5 lacs in 2 minutes
   * Personal Loan Avail of a Personal Loan at 0 preclosure charges
 * Our Offerings
   
   * * Fibe EMIS
     
     * Healthtech Access the best of healthcare on EMIs
     * Edtech Fuel your aspirations with the latest upskilling courses on EMIs
     
     * Credit Card
     
     * Fibe Axis Bank Credit Card Go numberless with Fibe Axis Bank Credit Card
   
   * * B2B Offerings
     
     * Salary Advance Easy financing for your employees instant cash needs
     * Earn Wage Access Enable salary on demand facility for your employees with
       ease
     * Shakti Empower blue-collared workers with access to reliable financing
       options
 * Loan Calculators
   * * Personal Loan EMI Calculator Get EMI amount, repayment tenure and
       interest rate beforehand
     * Instant Loan EMI Calculator Know EMI loan amount in seconds to plan your
       finances better
   * * Eligibility Calculator Easy-to-use calculator to know your loan
       eligibility in seconds
     * Check Credit Score Get your credit score for free before applying for a
       loan
 * Learn
   * Blogs Read about all things finance and insightful tips to be financially
     healthy
   * Financial Dictionary Get all financial terms, formulas, concepts or
     theories that you are searching for
 * About Us
   * * About Fibe Fibe is India’s largest lending platform that offers instant
       credit solutions
     * Careers Explore jobs at Fibe that best suits your passion and dreams
   * * News Know about our latest news related products, industry updates,
       announcements, etc
     * Contact Us Reach us via different channels for your concerns and get
       instant help
 * Download Fibe
   * Scan QR to get the Fibe app
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 * About Fibe


ALL ABOUT THE VIBE

Fibe is a one-stop financial solution fueling the aspirations of the young, tech
savvy Indian.


20 Mn+
App downloads
5.7 Mn+
Loans given
₹18,000+ Cr
Money disbursed
5,000+
Partner tie-ups


ABOUT US


ABOUT US

Fibe (formerly EarlySalary) is one of India’s leading consumer lending apps
focused on young working professionals, a customer segment that is under-served
by traditional lenders. Our mission is to create a financial ecosystem that
helps mid-income groups fulfill their aspirations. We’re driving affordability
at scale. 

We aim to evolve with the evolving financial needs of our customers over time.
To help our customers upgrade their lifestyle, we have launched a host of
financial products short-term Instant Cash Loans, long-term Personal Loans and
Buy Now Pay Later plans across health, edtech and consumer tech.


FIBE’S VISION AND MISSION



Our Vision  
‘Upgrade life’ by offering a comprehensive product suite
Our Mission
Be a market leader in the segment


OUR FOUNDERS

Meet our visionary founders, whose unwavering dedication and innovative spirit
have been the driving force behind Fibe's success story.

Akshay Mehrotra
Co-Founder & CEO

A strategic planning & marketing wiz with an extensive 18+ years of work
experience with some of India’s biggest brands like Future Retail Ltd,
PolicyBazaar.com, Big Bazaar, and Bajaj Allianz Life Insurance Co. Ltd. He has
been featured in the list of BW BusinessWorld 40 under 40, 2019, honored with
the ‘Most Talented CMO of the Year’ award in 2013-2014, by CMO Asia.

Ashish Goyal
Co-Founder & CFO

An accomplished professional with over 19+ years of experience spanning the
entire gamut of financial operations as the Chief Investment Officer at Bajaj
Allianz, Ashish is the financial backbone of Fibe (Formerly EarlySalary). He was
honoured with the ‘Most Astute Bond Manager’ award in 2011 by Asset Magazine,
Singapore. 

View our leadership


CAREERS AT FIBE

Fibe envisions bringing financial independence to its customers, liberating them
from financial restrictions and allowing them to easily manage credit, wherever
and whenever they want. We're a bunch of inspired, talented folks working to
elevate India's credit landscape and help millions with instant life upgrades.

Our open culture prioritises transparency and flexibility which helps us achieve
our ambitious goals. If this excites you then join our journey in revisiting
financial inclusivity for billions of Indians out there! 

We look forward to connecting with you. Check what suits your skills and get in
touch with our open positions below.

Explore opportunities


FIBE’S VIBRANT CULTURE






FAQS ABOUT FIBE

What are the features & benefits of a Fibe loan?

Availing of a Fibe loan offers numerous advantages. Here are a few features you
can benefit from:

 * Enjoy flexible loan amounts starting from ₹5,000 to ₹5 lacs with a repayment
   tenure ranging from 3 months to 24 months
 * Easy application process with minimal requirements of documents
 * Use the intuitive and secure Fibe app that ensures fast loan approval
 * Apply for Fibe loans anytime, anywhere and get the cash transferred to your
   bank directly after the approval
 * Pay affordable interest rates to stay within budget
 * Enjoy zero prepayment charges to become debt-free faster

What all products does Fibe offer?

There are umpteen Fibe products that can help you manage your financial
requirements. These offerings include Instant Cash Loans, Buy Now Pay Later
services, Personal Loans to meet education expenses and Instant Salary Advance
designed for the financial well-being of employees.

What happened to the EarlySalary app?

As Fibe evolved to become a one-stop solution to manage all your credit
requirements, we felt a need to rebrand. Now the EarlySalary app is called the
Fibe app. Download it from Google Play Store or the App Store today to avail the
facility.

What is the loan limit in Fibe?

You can avail a maximum loan amount of up to ₹5 lacs from Fibe.

What are the products offered by Fibe?

Whether an unforeseen expense or month-end cash crunch, Fibe (formerly known as
Fibe) is a one-stop solution for all your financial needs. Here are the products
offered by Fibe:

 * Instant Cash Loan starting from ₹8,000 and up to ₹5 lacs at flexible
   repayment tenure
 * Buy Now Pay Later plans with budget-friendly EMIs to manage finances
   efficiently
 * Instant Salary Advance specifically designed to help employees
 * Personal Loan to cater all your life upgrades such as skill upgrades, home
   renovation, etc.

Is Fibe registered with RBI?

Fibe being a Lending Service Provider is not required to be registered with RBI
yet, however Fibe only works with entities registered with RBI.

Is the Fibe app safe to use?

With a PCI DSS app-based journey, Fibe offers a 100% digital process for a safe
and secure application process. Furthermore, Fibe is an ISO/IEC 27001-certified
lending related services company following industry standard best practices and
appropriate controls to provide better data security to its customers.

Is a Fibe loan safe or not?

Yes, a loan through Fibe is safe, as the app is PCI-DSS compliant and is also
ISO/IEC 27001 certified. The company implements stringent security measures to
ensure data privacy. With a potential customer base of more than 15 lacs
customers, Fibe (formerly known as EarlySalary) has facilitated more than 4
million instant loans to date.

View more FAQs
Useful links
Products
 * Instant Cash Loan
 * Personal Loan
 * Fibe EMI's (BNPL)
 * B2B Offerings
 * Personal Loan for Government Employees
 * Personal Loan for Salaried Employees

Loan Calculators
 * Personal Loan EMI Calculator
 * Instant Loan EMI Calculator
 * Eligibility Calculator
 * Check Credit Score

Eligibility & Documents
 * Instant Loan Eligibility Criteria
 * Personal Loan Eligibility Criteria
 * Document Required for Instant Loan
 * Document Required for Personal Loan

Loan App
 * Personal Loan App
 * Instant Cash Loan App
   Credit Card
 * Fibe Axis Bank Credit Card

Download the App
Download on App Store Download on Play Store
 * Follow us on :
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Resources
Blogs
 * How to Get Instant Loan Without Cibil Score?
 * How to Negotiate a Lower Interest rate on Loan
 * Foreclosure charges for personal loan
 * How to get ₹20,000 loan on PAN card
 * How to avail tax benefits on a personal loan?
 * View More Blogs

Financial Dictionary
 * Financial Dictionary
 * Credit line Vs Credit limit
 * Interest rate
 * Add on credit
 * Penal interest
 * Nach
 * View More Terms

 * Meet the team
 * News & Media

Legal
 * Fair Practice Codes
 * Terms And Conditions
 * Amazon pay giftcard T&C
 * Promotional T&Cs for HRMS Tie-ups

 * Refer & Earn T&C
 * Privacy Policy
 * Disclaimer
 * Disclosure

 * Vigil Mechanism Policy
 * Moratorium Policy
 * Moratorium Terms
 * FACE - Code of Conduct

 * Grievance Redressal Policy
 * Our Lending Partners
 * Our Sourcing Partners
 * Our Collection Agencies

FIBE is a registered trademark owned by Social Worth Technologies Private
Limited and has licensed the same to Earlysalary Services Private Limited
(Formerly known as Ashish Securities Private Limited), a wholly-owned
subsidiary.

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