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 * Personal
 * Business
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 * Online Login
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   * SIB Smiles
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 * Menu




DEWA UAE PUBLIC OFFERING

DEWA announces its intention to float on the Dubai Financial Market.

Learn more

Cashback Card

Apply now


FREE AND FAST MONEY TRANSFER TO JORDAN




Read More


PERSONAL FINANCE

Enjoy the most out of life with Personal Finance that is designed around your
needs


BROADEN YOUR HORIZONS


Scroll Down
 1. Home
 2. Personal Banking

WHAT ARE YOU LOOKING FOR?

Car Finance
Real Estate Finance
Digital Account
Waffer Package
Share Your Feedback
Branches & ATMs
Open Account
Apply for Card
Personal Finance
Car Finance
Real Estate Finance
Digital Account
Waffer Package
Share Your Feedback
Branches & ATMs
Open Account
Apply for Card
Personal Finance
Car Finance
Real Estate Finance
Digital Account
Waffer Package
Share Your Feedback
Branches & ATMs

CASHBACK CARD

SMILES CARDS

CREDIT CARDS

PREPAID CARDS


SPEND BIG, EARN BIGGER!

Our Card Benefits

 * 10%* Cashback on local and international purchases through online, saved
   cards on websites and apps, Samsung Pay, and Apple Pay
 * 2% unlimited cashback on international retail spends
 * 1% unlimited cashback on domestic retail spends
 * 0.5% unlimited cashback on all utility, telecom, supermarkets, hypermarkets,
   government and education payments

And Much More...

Apply Now
Compare


START EARNING WITH SMILES COVERED CARD! APPLY AND GET 50,000 BONUS SMILES*

Check how many Smiles you can earn against your spends.

 
2k
4k
8k
16k
32k
64k
128k
8






8000

Smiles earned

You can redeem the Smiles for:

Online Shopping (electronics, headphone, smartphone & more)

Gift Vouchers (Zara, Sharaf DJ, Magic Planet, Tribes & more)

Cashback (AED 100 to AED 500)

5-star hotel stays (Atlantis, Raffles, Four Seasons, Sofitel & more)

Airlines Tickets (to London, Manama, Karachi, Boston & more)


Learn more
Compare Cards


SIMPLE, CONVENIENT AND FLEXIBLE

Our Card Benefits

 * 100% cash withdrawal of available balance
 * Permanent/temporary credit limit increase
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Our Card Benefits

 * Retail purchases and international use.
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THE SMARTER WAY TO BANK


WHY WAIT? GET YOUR TAYSEER SALARY ADVANCE TODAY

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PERSONAL FINANCE... DESIGNED TO CATER TO YOUR NEEDS!

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BANK ON THE MOVE WITH SIB DIGITAL BANKING

 * 
 * 


CREATE YOUR IDEAL PLAN

PERSONAL FINANCE FOR ALL YOUR LIFESTYLE NEEDS.

CAR FINANCE YOUR NEW RIDE AWAITS.

REAL ESTATE FINANCE OWN YOUR DREAM HOME.

 * Please select your nationality

 * UAE National
 * Expat

Finance Amount (Use progress bar or edit amount manually):
AED
10000





10,0001,000,000

Tenure (Use progress bar or edit tenure manually):
Months
24





1 Years4 Years

These calculations are for illustration purpose only and based on an average
rate. Actual calculation might differ. . ..

Apply Now

Installment

Installment

AED


445

Monthly Payments
70%



 * Car Type

 * new
 * Old

Car Value:(Use progress bar or edit amount manually)
AED
20000





20,0001,000,000

Down payment
%
20





099

Tenure (Use progress bar or edit tenure manually):
Months
24





1 Years5 Years

These calculations are for illustration purpose only and based on an average
rate. Actual calculation might differ. . ..

Apply Now

Installment

Installment

AED


713

Monthly Payments
70%



 * Property type

 * Commercial
 * Residential

 * Please select your nationality

 * UAE National
 * Expat

Property Value (Use progress bar or edit amount manually)
AED
30000





30,0008,000,000

Down payment
%
20





099

Tenure (Use progress bar or edit tenure manually)::
Months
24





1 Years25 Years

These calculations are for illustration purpose only and based on an average
rate. Actual calculation might differ. . ..

Apply Now

Installment

Installment

AED


355

Monthly Payments
70%




WE'VE GOT YOU COVERED!


EASY, CONVENIENT BANKING.

CAR FINANCE

Your favorite ride awaits

With our Car Finance solutions, you can finally sit behind the wheel of a car
you’ve always wanted.

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REAL ESTATE FINANCE

Move into the home your family deserves

Home is where the heart is. Your dream home is within your reach with our
flexible Real Estate Finance plan.

Apply now

PERSONAL FINANCE

Designed around your needs

There’s no need to put any plans on hold with our Personal Finance solution.
Inquire today to secure a brighter future.

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NEWS & UPDATES

News

17 Jun, 2021

SIB opening a new branch in Abu Dhabi Mall

SIB opening a new branch in Abu Dhabi Mall to develop the bank's network in the
UAE SIB opens a branch ...

Read More
News

21 Jun, 2021

SIB opens a new office at Al Qasimia University

SIB recently opened a new office at AlQasimia University to expand its reach and
offer greater ...

Read More
News

08 Aug, 2021

ASAS Real Estate launches sales of Al Tai Lands project

ASAS Real Estate Company, the real estate arm of Sharjah Islamic Bank, has
launched sales of the ...

Read More
News

18 Feb, 2022

Sharjah Islamic Bank increases foreign ownership of shares to 40%, and approves
payment of 8% cash dividends to shareholders for 2021

Shareholders of Sharjah Islamic Bank (SIB) have approved increasing the
percentage of foreign ownership of ...

Read More
News

20 Jan, 2022

Sharjah Islamic Bank's net profit increased by 27%

Sharjah, 20th January 2022: Sharjah Islamic Bank (SIB) recorded an increase of
26.7% in the net profit ...

Read More
News

20 Oct, 2021

Sharjah Islamic Bank to raise foreign ownership limit to 40%

SIB has announced that its board of directors agreed to raise the percentage of
foreign ownership in the ...

Read More
News

17 Oct, 2021

SIB's net profit increased by 30%Proposes to allow Bank’s foreign ownership
limit to 40%

Sharjah Islamic Bank (SIB) recorded an increase of 29.6% in the net profit
reaching at AED 458.0 million ...

Read More
News

20 Oct, 2020

Sharjah Islamic Bank achieved a net profit of AED 353.4 million for the nine
months ended 30 September 2020.

Sharjah Islamic Bank achieved an increase in its operating profits before
provisions amounting to AED ...

Read More
News

17 Aug, 2021

SIB launches New Digital Account

SIB announced the launch of its new SIB Digital account, which allows customers
to open an electronic ...

Read More
News

01 Sep, 2021

SIB Launches Its New Website

Sharjah Islamic Bank announced the launch of its all new website at www.sib.ae,
featuring an innovative ...

Read More
News

13 Jun, 2021

SIB named as one of Forbes’ 100 most powerful companies in the Middle East

Sharjah Islamic Bank is among the annual Forbes magazine's list of the 100 most
powerful companies in the ...

Read More
News

30 Jun, 2021

SIB opens 35th branch in Rahmania Mall

Sharjah Islamic Bank (SIB) opened its 35th branch today Wednesday, in Rahmania
Mall, one of the newest ...

Read More
News

17 Jun, 2021

SIB opening a new branch in Abu Dhabi Mall

SIB opening a new branch in Abu Dhabi Mall to develop the bank's network in the
UAE SIB opens a branch ...

Read More
News

21 Jun, 2021

SIB opens a new office at Al Qasimia University

SIB recently opened a new office at AlQasimia University to expand its reach and
offer greater ...

Read More
News

08 Aug, 2021

ASAS Real Estate launches sales of Al Tai Lands project

ASAS Real Estate Company, the real estate arm of Sharjah Islamic Bank, has
launched sales of the ...

Read More
News

18 Feb, 2022

Sharjah Islamic Bank increases foreign ownership of shares to 40%, and approves
payment of 8% cash dividends to shareholders for 2021

Shareholders of Sharjah Islamic Bank (SIB) have approved increasing the
percentage of foreign ownership of ...

Read More
News

20 Jan, 2022

Sharjah Islamic Bank's net profit increased by 27%

Sharjah, 20th January 2022: Sharjah Islamic Bank (SIB) recorded an increase of
26.7% in the net profit ...

Read More
News

20 Oct, 2021

Sharjah Islamic Bank to raise foreign ownership limit to 40%

SIB has announced that its board of directors agreed to raise the percentage of
foreign ownership in the ...

Read More
News

17 Oct, 2021

SIB's net profit increased by 30%Proposes to allow Bank’s foreign ownership
limit to 40%

Sharjah Islamic Bank (SIB) recorded an increase of 29.6% in the net profit
reaching at AED 458.0 million ...

Read More
News

20 Oct, 2020

Sharjah Islamic Bank achieved a net profit of AED 353.4 million for the nine
months ended 30 September 2020.

Sharjah Islamic Bank achieved an increase in its operating profits before
provisions amounting to AED ...

Read More
News

17 Aug, 2021

SIB launches New Digital Account

SIB announced the launch of its new SIB Digital account, which allows customers
to open an electronic ...

Read More
News

01 Sep, 2021

SIB Launches Its New Website

Sharjah Islamic Bank announced the launch of its all new website at www.sib.ae,
featuring an innovative ...

Read More
News

13 Jun, 2021

SIB named as one of Forbes’ 100 most powerful companies in the Middle East

Sharjah Islamic Bank is among the annual Forbes magazine's list of the 100 most
powerful companies in the ...

Read More
News

30 Jun, 2021

SIB opens 35th branch in Rahmania Mall

Sharjah Islamic Bank (SIB) opened its 35th branch today Wednesday, in Rahmania
Mall, one of the newest ...

Read More
News

17 Jun, 2021

SIB opening a new branch in Abu Dhabi Mall

SIB opening a new branch in Abu Dhabi Mall to develop the bank's network in the
UAE SIB opens a branch ...

Read More
News

21 Jun, 2021

SIB opens a new office at Al Qasimia University

SIB recently opened a new office at AlQasimia University to expand its reach and
offer greater ...

Read More
News

08 Aug, 2021

ASAS Real Estate launches sales of Al Tai Lands project

ASAS Real Estate Company, the real estate arm of Sharjah Islamic Bank, has
launched sales of the ...

Read More
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 * 9
 * 10
 * 11
 * 12


FOREIGN EXCHANGE RATES

PKR

Buy 0.020579 Sell 0.020838

QAR

Buy 1.00352 Sell 1.01613

SAR

Buy 0.97395 Sell 0.986191

USD

Buy 3.65 Sell 3.67

GBP

Buy 4.873198 Sell 4.93445

BHD

Buy 9.68964 Sell 9.81143

EUR

Buy 4.027576 Sell 4.078199

INR

Buy 0.048032 Sell 0.048635

JOD

Buy 5.15932 Sell 5.22417

PKR

Buy 0.020579 Sell 0.020838

QAR

Buy 1.00352 Sell 1.01613

SAR

Buy 0.97395 Sell 0.986191

USD

Buy 3.65 Sell 3.67

GBP

Buy 4.873198 Sell 4.93445

BHD

Buy 9.68964 Sell 9.81143

EUR

Buy 4.027576 Sell 4.078199

INR

Buy 0.048032 Sell 0.048635

JOD

Buy 5.15932 Sell 5.22417

PKR

Buy 0.020579 Sell 0.020838

QAR

Buy 1.00352 Sell 1.01613

SAR

Buy 0.97395 Sell 0.986191

USD

Buy 3.65 Sell 3.67


HOW CAN WE HELP YOU?


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