www.cerretateam.com
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3.214.92.255
Public Scan
Submitted URL: https://freehomehunterservice.com/
Effective URL: https://www.cerretateam.com/
Submission: On November 14 via automatic, source certstream-suspicious — Scanned from DE
Effective URL: https://www.cerretateam.com/
Submission: On November 14 via automatic, source certstream-suspicious — Scanned from DE
Form analysis 5 forms found in the DOM
<form id="login">
<div class="form-row">
<label>Email</label>
<input id="login_email" name="email" type="text">
</div>
<div class="form-row">
<label>Phone Number</label>
<input id="login_phone" class="phone phoneinput" name="phone" type="text" autocomplete="off">
<a class="popup" href="/member/reset_phone_number/">Need to reset your phone number?</a>
</div>
<button>Log In</button>
</form>/search/results/
<form action="/search/results/" class="hs-row">
<div class="search-section">
<div class="search-container styled-select">
<div class="search-row">
<div class="area-field">
<label for="id_county">County</label>
<select class="live ajax_notify_city" data-criteria-for-distinct="{}" data-initial-selection="Maricopa" id="id_county" name="county">
<option value="all">All</option>
<option value="Apache">Apache</option>
<option value="Cochise">Cochise</option>
<option value="Coconino">Coconino</option>
<option value="Gila">Gila</option>
<option value="Graham">Graham</option>
<option value="Greenlee">Greenlee</option>
<option value="La Paz">La Paz</option>
<option value="Maricopa" selected="selected">Maricopa</option>
<option value="Mohave">Mohave</option>
<option value="Navajo">Navajo</option>
<option value="Other">Other</option>
<option value="Pima">Pima</option>
<option value="Pinal">Pinal</option>
<option value="Santa Cruz">Santa Cruz</option>
<option value="Yavapai">Yavapai</option>
<option value="Yuma">Yuma</option>
</select>
</div>
<div class="area-field">
<label for="id_city">City</label>
<select class="live ajax_notify_mo_neighborhood" data-criteria-for-distinct="{}" data-initial-selection="Peoria" id="id_city" name="city">
<option value="all">All</option>
<option value="Aguila">Aguila</option>
<option value="Anthem">Anthem</option>
<option value="Apache Junction">Apache Junction</option>
<option value="Arizona City">Arizona City</option>
<option value="Arlington">Arlington</option>
<option value="Avondale">Avondale</option>
<option value="Buckeye">Buckeye</option>
<option value="Carefree">Carefree</option>
<option value="Cashion">Cashion</option>
<option value="Cave Creek">Cave Creek</option>
<option value="Chandler">Chandler</option>
<option value="Dateland">Dateland</option>
<option value="Desert Hills">Desert Hills</option>
<option value="El Mirage">El Mirage</option>
<option value="Eloy">Eloy</option>
<option value="Fort McDowell">Fort McDowell</option>
<option value="Fountain Hills">Fountain Hills</option>
<option value="Gila Bend">Gila Bend</option>
<option value="Gilbert">Gilbert</option>
<option value="Gladden">Gladden</option>
<option value="Glendale">Glendale</option>
<option value="Golden Valley">Golden Valley</option>
<option value="Goodyear">Goodyear</option>
<option value="Guadalupe">Guadalupe</option>
<option value="Harquahala">Harquahala</option>
<option value="Hyder">Hyder</option>
<option value="In Arizona with No Code">In Arizona with No Code</option>
<option value="Laveen">Laveen</option>
<option value="Litchfield Park">Litchfield Park</option>
<option value="Marana">Marana</option>
<option value="Maricopa">Maricopa</option>
<option value="Mesa">Mesa</option>
<option value="Mobile">Mobile</option>
<option value="Morristown">Morristown</option>
<option value="New River">New River</option>
<option value="Palo Verde">Palo Verde</option>
<option value="Paradise Valley">Paradise Valley</option>
<option value="Peoria" selected="selected">Peoria</option>
<option value="Phoenix">Phoenix</option>
<option value="Queen Creek">Queen Creek</option>
<option value="Rainbow Valley">Rainbow Valley</option>
<option value="Rio Verde">Rio Verde</option>
<option value="San Tan Valley">San Tan Valley</option>
<option value="Scottsdale">Scottsdale</option>
<option value="Sentinel">Sentinel</option>
<option value="Sun City">Sun City</option>
<option value="Sun City West">Sun City West</option>
<option value="Sun Lakes">Sun Lakes</option>
<option value="Sunflower">Sunflower</option>
<option value="Surprise">Surprise</option>
<option value="Tempe">Tempe</option>
<option value="Tolleson">Tolleson</option>
<option value="Tonopah">Tonopah</option>
<option value="Unincorporated County">Unincorporated County</option>
<option value="Waddell">Waddell</option>
<option value="Wickenburg">Wickenburg</option>
<option value="Wittmann">Wittmann</option>
<option value="Youngtown">Youngtown</option>
</select>
</div>
<div class="area-field">
<label for="id_mo_neighborhood">Neighborhood</label>
<select class="live" data-criteria-for-distinct="{}" data-initial-selection="all" id="id_mo_neighborhood" name="mo_neighborhood">
<option value="all" selected="selected">All</option>
<option value="Alta Loma Trailer Park">Alta Loma Trailer Park</option>
<option value="Alta Vista Estates">Alta Vista Estates</option>
<option value="Arrowhead Horizons">Arrowhead Horizons</option>
<option value="Arrowhead Shadows">Arrowhead Shadows</option>
<option value="Arrowhead Shadows South">Arrowhead Shadows South</option>
<option value="Arrowhead Shores">Arrowhead Shores</option>
<option value="Autumn Point by Shea Homes">Autumn Point by Shea Homes</option>
<option value="Barclays Suncliff">Barclays Suncliff</option>
<option value="Baskett Farms">Baskett Farms</option>
<option value="Bedford Meadows">Bedford Meadows</option>
<option value="Bedford Village">Bedford Village</option>
<option value="Bell Park">Bell Park</option>
<option value="Blackstone at Vistancia">Blackstone at Vistancia</option>
<option value="Boardwalk">Boardwalk</option>
<option value="Braemar">Braemar</option>
<option value="Braewood Peoria">Braewood Peoria</option>
<option value="Bristol Manor">Bristol Manor</option>
<option value="Brookside Gardens at Westbrook Village">Brookside Gardens at Westbrook Village</option>
<option value="Brookside Village">Brookside Village</option>
<option value="Butler Place">Butler Place</option>
<option value="Cactus Heights">Cactus Heights</option>
<option value="Calbrisa">Calbrisa</option>
<option value="Calle Lejos Estates">Calle Lejos Estates</option>
<option value="Cambridge Crossing at Westbrook Village">Cambridge Crossing at Westbrook Village</option>
<option value="Camino Lago">Camino Lago</option>
<option value="Camino Lago South">Camino Lago South</option>
<option value="Cantera Gates">Cantera Gates</option>
<option value="Castle Rock">Castle Rock</option>
<option value="Catalina">Catalina</option>
<option value="Central Park">Central Park</option>
<option value="Chesapeake Park">Chesapeake Park</option>
<option value="Cibola Vista">Cibola Vista</option>
<option value="Citrus Garden Estates">Citrus Garden Estates</option>
<option value="Cobblestone Village">Cobblestone Village</option>
<option value="Coldwater Ranch">Coldwater Ranch</option>
<option value="Country Meadows">Country Meadows</option>
<option value="Country Meadows Units">Country Meadows Units</option>
<option value="Countryside Manor">Countryside Manor</option>
<option value="Crystal Bay at Desert Harbor">Crystal Bay at Desert Harbor</option>
<option value="Crystal Cove">Crystal Cove</option>
<option value="Cypress Point Estates at Westbrook Village">Cypress Point Estates at Westbrook Village</option>
<option value="Dave Brown West">Dave Brown West</option>
<option value="Deer Valley Estates">Deer Valley Estates</option>
<option value="Deer Village">Deer Village</option>
<option value="Del Witt Ranchos">Del Witt Ranchos</option>
<option value="Desert Bloom at Trilogy">Desert Bloom at Trilogy</option>
<option value="Desert Cove Manor">Desert Cove Manor</option>
<option value="Desert Star">Desert Star</option>
<option value="Desert Vista Place">Desert Vista Place</option>
<option value="Diamond Cove at Desert Harbor">Diamond Cove at Desert Harbor</option>
<option value="Discovery at The Orchard">Discovery at The Orchard</option>
<option value="Dove Valley Ranch">Dove Valley Ranch</option>
<option value="Downtown Peoria">Downtown Peoria</option>
<option value="Eagle Canyon">Eagle Canyon</option>
<option value="Eagle Ridge at Westbrook Village">Eagle Ridge at Westbrook Village</option>
<option value="Edgewater Park at Westbrook Village">Edgewater Park at Westbrook Village</option>
<option value="Erin Groves">Erin Groves</option>
<option value="Esquire Manor Estates">Esquire Manor Estates</option>
<option value="Estates at Happy Valley">Estates at Happy Valley</option>
<option value="Fairmont">Fairmont</option>
<option value="Fairway Ridge at Westbrook Village">Fairway Ridge at Westbrook Village</option>
<option value="Fairway Springs at Westbrook Village">Fairway Springs at Westbrook Village</option>
<option value="Fletcher Farms">Fletcher Farms</option>
<option value="Fletcher Heights">Fletcher Heights</option>
<option value="Florenza">Florenza</option>
<option value="Fountain Shadows">Fountain Shadows</option>
<option value="Foxfire">Foxfire</option>
<option value="Foxwood">Foxwood</option>
<option value="Garden Point">Garden Point</option>
<option value="Granite Run">Granite Run</option>
<option value="Greenway Palms">Greenway Palms</option>
<option value="Greystone Heritage East">Greystone Heritage East</option>
<option value="Harbor Island">Harbor Island</option>
<option value="Harbor Shores">Harbor Shores</option>
<option value="Harbor View">Harbor View</option>
<option value="Heatherbrook at Westbrook Village">Heatherbrook at Westbrook Village</option>
<option value="Highland Hills at Westbrook Village">Highland Hills at Westbrook Village</option>
<option value="Highlands at Ventana Lakes">Highlands at Ventana Lakes</option>
<option value="Horseshoe Bay">Horseshoe Bay</option>
<option value="Hunter Field Estates">Hunter Field Estates</option>
<option value="Hunter Ridge">Hunter Ridge</option>
<option value="Inland Ranchos">Inland Ranchos</option>
<option value="Ironwood">Ironwood</option>
<option value="Ironwood Estates at Westbrook Village">Ironwood Estates at Westbrook Village</option>
<option value="Lake Point at Desert Harbor">Lake Point at Desert Harbor</option>
<option value="Lakeside Terrace at Westbrook Village">Lakeside Terrace at Westbrook Village</option>
<option value="Lakeview Estates at Westbrook Village">Lakeview Estates at Westbrook Village</option>
<option value="Landings at Desert Harbor">Landings at Desert Harbor</option>
<option value="Lions Gate">Lions Gate</option>
<option value="Long Horn Ranch">Long Horn Ranch</option>
<option value="Madison Estates">Madison Estates</option>
<option value="Meadow Park Two at Westbrook Village">Meadow Park Two at Westbrook Village</option>
<option value="Meadowridge at Westbrook Village">Meadowridge at Westbrook Village</option>
<option value="Melton Ranch">Melton Ranch</option>
<option value="Mesquite Vistas">Mesquite Vistas</option>
<option value="Mobile Town">Mobile Town</option>
<option value="Monterey Greens at Westbrook Village">Monterey Greens at Westbrook Village</option>
<option value="Mountain Park Estates at Westbrook Village">Mountain Park Estates at Westbrook Village</option>
<option value="Mountain View Estates at Westbrook Village">Mountain View Estates at Westbrook Village</option>
<option value="North Park at Ventana Lakes">North Park at Ventana Lakes</option>
<option value="North Ranch">North Ranch</option>
<option value="North Shores at Ventana Lakes">North Shores at Ventana Lakes</option>
<option value="Oakbrook at Westbrook">Oakbrook at Westbrook</option>
<option value="Oakridge Trails">Oakridge Trails</option>
<option value="Ocotillo">Ocotillo</option>
<option value="Other">Other</option>
<option value="Paradise West Estates">Paradise West Estates</option>
<option value="Park Rose">Park Rose</option>
<option value="Park View West">Park View West</option>
<option value="Parkridge">Parkridge</option>
<option value="Paseo Verde Estates">Paseo Verde Estates</option>
<option value="Peacock Village">Peacock Village</option>
<option value="Peoria Estates Condominiums">Peoria Estates Condominiums</option>
<option value="Peoria Homes">Peoria Homes</option>
<option value="Peoria Mountain Vistas">Peoria Mountain Vistas</option>
<option value="Peppermill Run">Peppermill Run</option>
<option value="Pinehurst Place at Westbrook Village">Pinehurst Place at Westbrook Village</option>
<option value="Pineridge at Westbrook Village">Pineridge at Westbrook Village</option>
<option value="Pioneer Village">Pioneer Village</option>
<option value="Pivotal Peoria Center">Pivotal Peoria Center</option>
<option value="Pleasant Valley">Pleasant Valley</option>
<option value="Quail Ridge at Westbrook Village">Quail Ridge at Westbrook Village</option>
<option value="Quintero">Quintero</option>
<option value="Rancho Cabrillo">Rancho Cabrillo</option>
<option value="Redfield Estates">Redfield Estates</option>
<option value="Ridgemere">Ridgemere</option>
<option value="Rock Springs">Rock Springs</option>
<option value="Roundtree Ranch">Roundtree Ranch</option>
<option value="Ryland at Silvercreek">Ryland at Silvercreek</option>
<option value="Sahuaro">Sahuaro</option>
<option value="Scotland Hills at Westbrook Village">Scotland Hills at Westbrook Village</option>
<option value="Shangri-la Estates">Shangri-la Estates</option>
<option value="Shavano">Shavano</option>
<option value="Silver Canyon Ranch">Silver Canyon Ranch</option>
<option value="Silverton">Silverton</option>
<option value="Sky View Place">Sky View Place</option>
<option value="Somerset">Somerset</option>
<option value="Sonoran Mountain Ranch">Sonoran Mountain Ranch</option>
<option value="Springer Ranch">Springer Ranch</option>
<option value="Starlight Canyon">Starlight Canyon</option>
<option value="Steeple Hill">Steeple Hill</option>
<option value="Summersett Village">Summersett Village</option>
<option value="Summerwind at Desert Harbor">Summerwind at Desert Harbor</option>
<option value="Sun Air Estates">Sun Air Estates</option>
<option value="Sun Garden Mobile Home Park">Sun Garden Mobile Home Park</option>
<option value="Sun-air Estates">Sun-air Estates</option>
<option value="Suncliff">Suncliff</option>
<option value="Sunrise East">Sunrise East</option>
<option value="Sunrise at Desert Mountain">Sunrise at Desert Mountain</option>
<option value="Sunset Ridge at Trilogy At Vistancia">Sunset Ridge at Trilogy At Vistancia</option>
<option value="Sunset Village Estates">Sunset Village Estates</option>
<option value="Sunset Village West">Sunset Village West</option>
<option value="Suntown">Suntown</option>
<option value="Sweetwater Ridge">Sweetwater Ridge</option>
<option value="Terramar">Terramar</option>
<option value="Thunderbird Acres">Thunderbird Acres</option>
<option value="Thunderbird North">Thunderbird North</option>
<option value="Thunderbird Vista">Thunderbird Vista</option>
<option value="Thunderbird West">Thunderbird West</option>
<option value="Tierra Norte">Tierra Norte</option>
<option value="Tierra del Rio">Tierra del Rio</option>
<option value="Torrey Pines at Westbrook Village">Torrey Pines at Westbrook Village</option>
<option value="Travata">Travata</option>
<option value="Trilogy at Vistancia">Trilogy at Vistancia</option>
<option value="Tuscany Estates">Tuscany Estates</option>
<option value="Varney">Varney</option>
<option value="Ventana Lakes">Ventana Lakes</option>
<option value="Ventana Picachos">Ventana Picachos</option>
<option value="Village Square at Westbrook Village">Village Square at Westbrook Village</option>
<option value="Village Terrace at Westbrook Village">Village Terrace at Westbrook Village</option>
<option value="Vineyards">Vineyards</option>
<option value="Vista Crossing at Westbrook Village">Vista Crossing at Westbrook Village</option>
<option value="Vista Fairways at Westbrook Village">Vista Fairways at Westbrook Village</option>
<option value="Vista Pinnacle at Westbrook Village">Vista Pinnacle at Westbrook Village</option>
<option value="Vistancia">Vistancia</option>
<option value="Vistas Avenida">Vistas Avenida</option>
<option value="West Valley Ranch">West Valley Ranch</option>
<option value="Westbluff">Westbluff</option>
<option value="Westbrook Village">Westbrook Village</option>
<option value="Westfield Gardens">Westfield Gardens</option>
<option value="Westgreen Estates">Westgreen Estates</option>
<option value="Westgreen Townhouses">Westgreen Townhouses</option>
<option value="Westwing Mountain">Westwing Mountain</option>
<option value="Willow Ridge at Westbrook Village">Willow Ridge at Westbrook Village</option>
<option value="Windmill">Windmill</option>
<option value="Windsor Park at Westbrook Village">Windsor Park at Westbrook Village</option>
<option value="Wyndham Village">Wyndham Village</option>
</select>
</div>
<div class="bdba clearfix">
<div class="b-field">
<label for="id_beds_min">Beds</label>
<select id="id_beds_min" name="beds_min">
<option value="all">Any</option>
<option value="1">1+</option>
<option value="2">2+</option>
<option value="3">3+</option>
<option value="4">4+</option>
<option value="5">5+</option>
<option value="6">6+</option>
</select>
</div>
<div class="b-field">
<label for="id_baths_min">Baths</label>
<select id="id_baths_min" name="baths_min">
<option value="all">Any</option>
<option value="1">1+</option>
<option value="2">2+</option>
<option value="3">3+</option>
<option value="4">4+</option>
<option value="5">5+</option>
<option value="6">6+</option>
</select>
</div>
</div>
</div>
<div class="search-modifiers">
<div class="price-row" role="group" aria-labelled-by="min_price_label">
<div class="price-field">
<label id="min_price_label" for="id_list_price_min">Price</label>
<select id="id_list_price_min" name="list_price_min">
<option value="all">No Limit</option>
<option value="25000">$25,000</option>
<option value="50000">$50,000</option>
<option value="75000">$75,000</option>
<option value="100000" selected="selected">$100,000</option>
<option value="125000">$125,000</option>
<option value="150000">$150,000</option>
<option value="175000">$175,000</option>
<option value="200000">$200,000</option>
<option value="225000">$225,000</option>
<option value="250000">$250,000</option>
<option value="275000">$275,000</option>
<option value="300000">$300,000</option>
<option value="350000">$350,000</option>
<option value="400000">$400,000</option>
<option value="450000">$450,000</option>
<option value="500000">$500,000</option>
<option value="550000">$550,000</option>
<option value="600000">$600,000</option>
<option value="650000">$650,000</option>
<option value="700000">$700,000</option>
<option value="750000">$750,000</option>
<option value="800000">$800,000</option>
<option value="850000">$850,000</option>
<option value="900000">$900,000</option>
<option value="950000">$950,000</option>
<option value="1000000">$1 Million</option>
<option value="2000000">$2 Million</option>
<option value="3000000">$3 Million</option>
<option value="4000000">$4 Million</option>
<option value="5000000">$5 Million</option>
<option value="6000000">$6 Million</option>
<option value="7000000">$7 Million</option>
</select>
</div>
<div class="price-to" aria-hidden="true">TO</div>
<div class="price-field">
<label id="max_price_label" for="id_list_price_max">Max List Price</label>
<select id="id_list_price_max" name="list_price_max">
<option value="all">No Limit</option>
<option value="25000">$25,000</option>
<option value="50000">$50,000</option>
<option value="75000">$75,000</option>
<option value="100000">$100,000</option>
<option value="125000">$125,000</option>
<option value="150000">$150,000</option>
<option value="175000">$175,000</option>
<option value="200000">$200,000</option>
<option value="225000">$225,000</option>
<option value="250000">$250,000</option>
<option value="275000">$275,000</option>
<option value="300000">$300,000</option>
<option value="350000">$350,000</option>
<option value="400000">$400,000</option>
<option value="450000">$450,000</option>
<option value="500000">$500,000</option>
<option value="550000">$550,000</option>
<option value="600000">$600,000</option>
<option value="650000">$650,000</option>
<option value="700000">$700,000</option>
<option value="750000">$750,000</option>
<option value="800000">$800,000</option>
<option value="850000">$850,000</option>
<option value="900000">$900,000</option>
<option value="950000">$950,000</option>
<option value="1000000">$1 Million</option>
<option value="2000000">$2 Million</option>
<option value="3000000">$3 Million</option>
<option value="4000000">$4 Million</option>
<option value="5000000">$5 Million</option>
<option value="6000000">$6 Million</option>
<option value="7000000">$7 Million</option>
</select>
</div>
</div>
<style>
#max_price_label {
position: absolute;
width: 1px;
height: 1px;
padding: 0;
margin: -1em;
overflow: hidden;
clip: rect(0, 0, 0, 0);
white-space: nowrap;
/* added line */
border: 0;
}
#id_list_price_max {
margin-top: 1.5em;
}
</style>
<div class="property-type" role="group" aria-labelledby="property-type-label">
<label id="property-type-label">Property Type</label>
<label for="id_type_Home"><input checked="checked" id="id_type_Home" name="type" type="checkbox" value="res"> Home</label>
<label for="id_type_Condo"><input id="id_type_Condo" name="type" type="checkbox" value="con"> Condo</label>
<label for="id_type_Townhouse"><input id="id_type_Townhouse" name="type" type="checkbox" value="twn"> Townhouse</label>
</div>
</div>
<div class="hero-search-submit">
<div class="hs-submit">
<input type="submit" value="Search">
</div>
<div class="hs-submit">
<a href="
/search/advanced_search/
">Advanced Search</a>
</div>
</div>
</div>
</div>
</form><form data-set-search-status-to="ACTIVE" data-include-rentals="False">
<div class="address_search_inside">
<span class="twitter-typeahead" style="position: relative; display: inline-block; direction: ltr;"><input id="address_search_text" aria-labelledby="address-search-header" class="typeahead tt-input" type="text"
placeholder="Enter an Address, City, Zip or MLS Number" autocomplete="off" spellcheck="false" dir="auto" style="position: relative; vertical-align: top;">
<pre aria-hidden="true"
style="position: absolute; visibility: hidden; white-space: pre; font-family: "Helvetica Neue", Helvetica, Roboto, Arial, sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; word-spacing: 0px; letter-spacing: 0px; text-indent: 0px; text-rendering: auto; text-transform: none;"></pre>
<span class="tt-dropdown-menu" style="position: absolute; top: 100%; left: 0px; z-index: 100; display: none; right: auto;">
<div class="tt-dataset-address-search"></div>
</span>
</span>
<span id="address_search_in_progress">
<div></div>
</span>
</div>
</form><form data-set-search-status-to="ACTIVE" data-include-rentals="False">
<div class="address_search_inside">
<span class="twitter-typeahead" style="position: relative; display: inline-block; direction: ltr;"><input id="address_search_text" aria-labelledby="address-search-header" class="typeahead tt-input" type="text"
placeholder="Enter an Address, City, Zip or MLS Number" autocomplete="off" spellcheck="false" dir="auto" style="position: relative; vertical-align: top;">
<pre aria-hidden="true"
style="position: absolute; visibility: hidden; white-space: pre; font-family: "Helvetica Neue", Helvetica, Roboto, Arial, sans-serif; font-size: 14px; font-style: normal; font-variant: normal; font-weight: 400; word-spacing: 0px; letter-spacing: 0px; text-indent: 0px; text-rendering: auto; text-transform: none;"></pre>
<span class="tt-dropdown-menu" style="position: absolute; top: 100%; left: 0px; z-index: 100; display: none; right: auto;">
<div class="tt-dataset-address-search"></div>
</span>
</span>
<span id="address_search_in_progress">
<div></div>
</span>
</div>
</form>#
<form action="#">
<dl>
<dt>Amount of Loan</dt>
<dd><input class="full" name="loan_amount" type="text" value="300000"></dd>
<dt>Annual Interest Rate</dt>
<dd><input name="annual_interest_rate" type="text" value="4.25"> %</dd>
<dt>Term of Loan</dt>
<dd><input name="term_of_loan" type="text" value="30"> Years</dd>
<dt><!-- NOTHING HERE --></dt>
<dd>
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<div class="monthly_loan_payment" style="padding: 0px 0px 0px 0px; margin: 0px 0px 0px 0px;">Est. Monthly Payment: <strong>$1,476</strong></div>
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<p>Does not include any taxes or fees.<br>Please consult a financial professional.</p>
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