www.lithic.com Open in urlscan Pro
34.249.200.254  Public Scan

Form analysis
0 forms found in the DOM

Text Content

Products
Full Stack
We bring the bank, money movement, and processing in one turnkey platform
Processor Only
You bring the bank, we do the processing, build the stack that fits you best
 * cards
   Fully managed debit, credit, and prepaid cards with flexible funds flows
   Accounts
   Unlimited virtual or routable accounts that support unique funds flow on our
   native core
   ACH
   Programmatic debit and credit origination for all six ACH windows with the
   latest cutoff times

 * Gateway
   Purpose built gateway to issue and process any type of card with your sponsor
   bank. Use standalone or in conjunction with Lithic Core.
   Core
   Our core system, supporting a variety of account types and funds flows, fully
   embeddable in your apps and workflow.


Solutions
 * Bill Pay
   Digital Banking
   Disbursements
   Expense Management
   Rewards & Incentives
   Platforms


Developers
 * Documentation
   Sandbox
   API Status
   Libraries and SDKs
   Changelog


Resources
 * Blog
   Legal Library
   Press
   Terms & Conditions
   Privacy Policy


Company
 * About
   Careers
   Contact



Log in
Get started

Log in
Get Started





INSANELY FAST 


ISSUING


BANKING


TRANSFERS


ISSUING


SUPPORT


REPORTING




FOR 


FINTECHS


NEOBANKS


ENTERPRISES


PAYOUTS


STARTUPS


MARKETPLACES

We build payments infrastructure for technology companies that just works
Get Started

Contact Sales




WHY LITHIC




CLOSEST


TO THE METAL

Direct card network integrations and a native core system mean fewer third-party
dependencies, happier developers, better economics, and easier implementations.


GRADUATION PATH

Go live faster with one of our Full Stack offerings, then bring the bank
relationship, money movement, and program management in-house as you scale.


PROGRAM MODULARITY

Get true flexibility when mixing and matching partners, funds flows, and
infrastructure providers to power your unique product or business vision.

 * Lithic has been a best-in-class partner. They’ve been reliable, intuitive,
   and customer-focused, and their modular approach has enabled us to handle
   scale with ease. All of that has meant using Lithic for new card products was
   an easy decision.
 * Catherine Unertl
   Head of Financial Partnerships at Mercury
 * Contact Sales
   




BUILD WITH A COMPLETE TOOLKIT

Everything you need to build the credit, debit, or prepaid product you want

Virtual Card Issuance

Programmatically generate transaction-ready virtual cards by making simple API
calls.

Physical Card Issuance

Issue templated or customized physical cards. Our partners provide card
printing, shipping, and handling.

Complete Digital
Wallet Control

Configure your cards to be added to popular digital wallets and enable in-app
push provisioning.

Money Movement

Initiate same-day and next-day ACH with routable virtual bank accounts.

Industry-Leading
Dispute Management

A support team with a 96% win rate. Our Disputes API streamlines workflow and
chargeback credits.

Authorization Decisioning

Build custom authorization logic to accept or decline transactions in real-time
using rich transaction data.

To-The-Penny Reconciliation

Settlement and interchange details for all transactions via the API. Create
reconciliation reports teams and banks love.

Flexible
KYC & KYB

Use our pre-built KYC and KYB modules or bring your own. Lithic works seamlessly
with your existing set-up

Fraud
Protection

Identify and decline potentially fraudulent transactions with transaction-level
fraud-risk scores and 3DS.

Dynamic
Spend Controls

Apply spend controls at transaction, cardholder, and account levels to restrict
volume, MCCs, and more.

PCI
Compliance

Protect customers’ info by using Lithic’s PCI-compliant iFrame solution, and
reduce your PCI DSS requirements.

Configurable 3DS

Ensure high card acceptance and control by letting Lithic decision on 3DS
transactions or doing it yourself


DEVELOPER
EXPERIENCE

 * Lithic was born of our own technical needs when we launched a virtual card
   product in 2014. From day one, we experienced first-hand how painful APIs,
   documentation, dashboards, and customer support could be if executed poorly.

Full-Featured Sandbox
OpenAPI Spec
Restful APIs
SDKs
Rich Documentation
Issuing Guides
Webhooks & Events
API-First
Status Page
Changelog
20min Quick-Start
High Availability
Technical Support
Dedicated Slack Channel

import Lithic from 'lithic';

const lithic = new Lithic({
  apiKey: 'my api key',
  environment: 'sandbox',
});

async function main() {
  const params: Lithic.CardCreateParams = {
    type: 'VIRTUAL'
  };
  const card: Lithic.Card =
    await lithic.cards.create(params);
}

main();



GET STARTED

We build payments infrastructure for technology companies that just works
Explore Sandbox

Contact Sales



LATEST UPDATES

Browse Latest Updates


Lithic Product Update: October 2023
Product

Following hot on the heels of our Java client library, we’re excited to announce
our Kotlin client library

Introducing Lithic’s Commercial Charge Card
Product

Following hot on the heels of our Java client library, we’re excited to announce
our Kotlin client library


Product
CardsAccountsACHGatewayCore
Solutions
BillpayDigital BankingDisbursementsExpense ManagementRewards &
IncentivesPlatforms
Developers
DocumentationSandboxAPI StatusLibraries and SDKsChangelog
Resources
BlogLegal LibraryPressTerms & ConditionsPrivacy Policy
Company
About UsCareersContact

Lithic, Inc. is a financial technology company and not a bank.
© Lithic, Inc. All rights reserved.