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TERMS OF USE


WEBSITE TERMS OF USE

This page advises you of the terms of use of this website http://www.cqs.com
(the "Website"). Please read these terms of use carefully before you start to
use the Website. By using the Website, you represent that you accept and agree
to abide with these terms of use. If you do not agree to these terms of use,
please refrain from using the Website.


1. RECIPIENTS OF COMMUNICATION

The information in the Website is issued by CQS (UK) LLP or certain of its
affiliated entities (together "CQS", "we" or "us") for and on behalf of, or in
respect of, various investment entities managed or advised by CQS (the "Funds")
and is not directed to any person in any jurisdiction where the publication or
availability of the Website is prohibited or by reason of that person's
nationality, residence, domicile or otherwise, or if CQS would become subject to
licence or registration regulations of that jurisdiction. Persons in respect of
whom such prohibitions apply must not access this Website.


2. ACCESSING THE WEBSITE

Access to certain areas of the Website may require possession of a password
provided by us. A user who is provided a password should not disclose that
password to any other person or allow any other person to gain access to
restricted areas of the Website using that password. Users are accountable for
the storage and use of their passwords. If a password becomes lost or stolen
users must contact us to cancel the password and be issued a replacement. No
unauthorised person should attempt to gain access to any restricted area of the
Website. We disclaim all liability for any loss a user may suffer from access to
the Website by an unauthorised person.


3. RISK CONSIDERATIONS

Past performance of the Funds and investments described herein cannot be relied
upon as a guide to future performance. No representation or warranty, express or
implied, is made regarding future performance. Opinions and/or estimates reflect
a judgement at the original date of publication and are subject to change
without notice. The price, value, and income from any of the investments
mentioned in this Website may fall as well as rise and we cannot guarantee that
any capital invested will maintain or increase in value.

An investment in a Fund will involve a number of material risks which include,
without limitation, risks associated with adverse market developments,
volatility of markets invested in, currency and exchange rate risks, risk of
counterparty or issuer default, political risks, pandemics, geopolitical
instability, and risk of illiquidity. Any assumptions, assessments, intended
targets, statements or other such views expressed herein (collectively
“Statements”) regarding future events and circumstances or that are forward
looking in nature constitute only subjective views, outlooks or estimates and
are based on CQS’s expectations, intentions, or beliefs. The Statements should
not in any way be relied upon, and involve inherent risk and uncertainties
beyond CQS’s control. The Statements should not be assumed to be accurate or
complete, now or in the future (including with respect to the composition and
investment characteristics of any Fund), and may be subject to change. CQS
undertakes no responsibility or obligation to revise or update such Statements.

Users of this Website should seek independent financial, legal, or tax advice
prior to making any investment decision and no information herein shall
constitute general or specific investment, legal, tax or accounting advice of
any kind. Any investment decision should be based on the terms described in the
relevant offering document, subscription documents, constitutional document
and/or any other relevant document as appropriate (each an “Offering Document”).
Any investment in a Fund will be subject to the terms set out in its Offering
Document and all applicable laws and regulations. There is always a risk that
any capital invested could incur a substantial or complete loss.


4. CALCULATION OF PERFORMANCE INFORMATION

Unless otherwise indicated, Fund performance figures included in this Website
are net of fees and operating expenses and are unaudited.


5. TARGET RETURNS AND INDICES

Target returns and volatility targets referred to on this Website are
high-level, may change with market conditions, and are generally used only as
guidelines. Target returns reflect subjective determinations by CQS. Performance
may fluctuate, particularly over short periods of time. Target returns should be
evaluated over the time periods indicated and not over shorter periods. Target
returns are not intended to be actual performance and should not be relied upon
as any indication of actual or future performance.  Some of the information
contained in this Website may be aggregated data of transactions executed by CQS
that has been compiled so as not to identify the underlying transactions of any
particular Fund.

Any indices included on this Website are included to simply show the general
market trends relative to the types of investments CQS tends to select for
certain Funds for the periods indicated on this Website. The indices are not
representative of the Funds in terms of either composition or risk (including
volatility and other risk related factors). Unless expressly stated to the
contrary, the Funds are not managed to a specific index. 


6. ACCURACY OF INFORMATION

No representation, warranty or undertaking is given by us that the information
contained in this Website is accurate, complete, comprehensive, or up to date,
and no liability is accepted by us for such information. In particular, we shall
not be obliged to remove any outdated information from this Website or to
expressly mark it as outdated. In no event will we be liable to any person for
any direct, indirect, special, or consequential damages arising out of any use
of the information contained on this Website, or on any other hyper-linked
website, including, without limitation, any lost profits, business interruption,
loss of programs or data on your equipment, or otherwise, even if we are
expressly advised of the possibility or likelihood of such damages. This does
not exclude or restrict any duty or liability that we have under any regulatory
system where to do so would breach law or regulation.


7. STOCK EXCHANGE PRICES AND EXCHANGE RATES

The prices/values shown on this Website in relation to different underlying
securities for a listed Fund (if any) are based on the prices notified to the
Fund as the last sale price of the relevant securities on the stock exchange on
which they are traded (delayed up to 20 minutes) as at the time and date shown.
Neither the Funds nor CQS have verified any of the stock exchange or other
information contained on this Website and it should be verified separately
before relying on it. Prices and values shown on the Website may vary throughout
the course of, and between, stock exchange trading days, market trading times
and business days in general.


8. NO OFFER OR ADVICE

Neither the information posted on, nor any opinions contained within pages of,
this Website constitutes a public offer under any applicable legislation or an
offer or solicitation or recommendation to buy or sell any securities or
financial instruments, to effect any transactions, or to conclude any legal act
of any kind whatsoever. If the information and opinions contained in this
Website would be categorised as constituting a public offer under the
legislation of the jurisdiction from which you wish to access the Website, you
must not access the Website.

The information included in this Website has been prepared for information
purposes and does not constitute any financial, investment, legal, tax or other
advice or recommendation with respect to any securities or other financial
instruments referred to herein, it is not tailored for any particular investor,
and does not otherwise constitute, and may not be construed as, individual
investment advice. You should obtain relevant and specific professional advice
before making any investment decision.


9. GENERAL SELLING RESTRICTIONS

Unless otherwise expressly stated herein, the Funds’ shares or interests
(“Interests”) have not been and will not be registered under the US Securities
Act of 1933, as amended (the "US Securities Act") or any other applicable law of
the United States. The Funds, unless expressly stated otherwise, have not been
registered under the US Investment Company Act of 1940, as amended. Unless
expressly stated otherwise, interests in the Funds may not be offered, sold,
transferred, distributed or otherwise delivered directly or indirectly in the
United States or to or for the account of any US Person (as defined in
Regulation S under the US Securities Act). Subject to certain exceptions, the
securities referred to herein and on the pages that follow may not be offered,
sold, resold, taken up, exercised, renounced, transferred, delivered, or
distributed, directly or indirectly, in Australia, Canada, or Japan or to any
resident or citizen of Australia, Canada, or Japan. The offer and sale of the
securities referred to herein and on the pages that follow have not been and
will not be registered under the applicable securities laws of Australia,
Canada, or Japan.


10. IMPORTANT INFORMATION FOR INVESTORS IN SWITZERLAND

This Website contains information on foreign collective investment schemes which
have not been approved by the Swiss Financial Market Supervisory Authority
(FINMA) for distribution in or from Switzerland to non-qualified investors in
accordance with Article 119 et seq of the Federal Act on Collective Investment
Schemes of 23 June 2006 ("CISA"). The information contained in the following
pages is only directed to "qualified investors" within the meaning of Article 10
CISA with domicile/registered seat in Switzerland.

If you are accessing this Website from Switzerland, by clicking on the relevant
button to access this website you certify that you are a qualified investor with
domicile/registered seat in Switzerland and that you have read, understood and
accepted the legal terms and conditions following below.

Qualified investors pursuant to Article 10 para 3,3 bis and 3 ter CISA are in
particular:

1. regulated financial intermediaries, such as banks, securities dealers, fund
management companies and asset managers of collective investment schemes and
central banks;
2. regulated insurance companies;
3. public entities and retirement benefits institutions with professional
treasury facilities;
4. companies with professional treasury facilities; and
5. high-net worth individuals which fulfil the requirements of Article 6 of the
Ordinance on Collective Investment Schemes of 22 November 2006.

In the event that you are an "independent asset manager" and fulfil the
requirements of Article 3 para 2 lit. c CISA, you certify that you will use the
information on this website exclusively for those of your clients that are
considered as qualified investors within the meaning of Article 10 CISA.



11. IMPORTANT INFORMATION FOR INVESTORS IN THE UK

In the UK, this Website is directed only at persons who (i) have professional
experience in matters relating to investments who fall within Article 19(1) of
the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005
("FPO"), (ii) are high net worth companies, unincorporated associations, etc.
within Article 49 FPO or (iii) are persons to whom it otherwise lawfully may be
communicated (including, for the avoidance of doubt, such persons that fall
within a specified exemption under the Financial Services and Markets Act 2000
(Promotion of Collective Investment Schemes) (Exemptions) Order 2001 or COBS
4.12 of the Financial Conduct Authority Conduct of Business Sourcebook).

All persons who fall within the above categories are deemed "Relevant Persons".
Any investment or investment activity to which this Website relates is available
only to, and will be engaged in only with, Relevant Persons. Any person in the
UK who is not a Relevant Person should not act or rely on this Website or any of
its content.


12. IMPORTANT INFORMATION FOR INVESTORS IN THE EUROPEAN ECONOMIC AREA

In relation to each member state (each a “Member State”) of the European
Economic Area (the “EEA”) which has implemented the Alternative Investment Fund
Managers Directive (the “AIFMD”) (and for which transitional arrangements are
not/no longer available),  the contents of this Website may only be accessed and
Interests in a Fund may only be offered or placed in a Member State to the
extent that: (1) the relevant Funds are permitted to be marketed to professional
investors in the relevant Member State in accordance with AIFMD (as implemented
into the local law/regulation of the relevant Member State); or (2) this Website
may otherwise be lawfully accessed and the Interests may otherwise be lawfully
offered or placed in that Member State (including at the initiative of the
investor).

In relation to each Member State of the EEA which, at the date of access to this
Website, has not implemented the AIFMD, this Website may only be accessed and
Interests may only be offered or placed to the extent that this Website may be
lawfully accessed and the Interests may lawfully be offered or placed in that
Member State (including at the initiative of the investor).


13. IMPORTANT INFORMATION FOR INVESTORS IN HONG KONG

In Hong Kong, this Website is directed only at persons who qualify as
"professional investors" as defined in the Securities and Futures Ordinance (the
"SFO") and the Securities and Futures (Professional Investor) Rules made under
the SFO. The information contained in this Website does not constitute an "offer
to the public" within the meaning of the Hong Kong Companies Ordinance, and is
not an advertisement, invitation or document relating to any securities or
collective investment schemes or any other investment under the SFO.

None of the Funds and/or products described in this Website have been authorised
by any regulatory authority in Hong Kong. Any investment or investment activity
to which this Website relates is available only to, and will be engaged in only
with, professional investors. Any person who is not a professional investor
should not act or rely on this Website or any of its content.


14. COPYRIGHT, TRADEMARKS AND OTHER RIGHTS




We and/or our associates own the copyright in the content of this Website,
unless otherwise stated. You may use the information on this Website and
reproduce it in hard copy for your personal reference only. Such information may
not otherwise be reproduced, distributed, or transmitted to any other person or
incorporated in any way into another database, document, or other materials
without our permission. Nothing on this Website should be considered as granting
any licence or right under any trademark of us, our associates, or any third
party.


15. HYPERLINKS

This Website may provide addresses or hyperlinks which lead you out of the
Website. Except to the extent to which the Website refers to our own website
material, we have not reviewed any such websites which link to this Website or
to which this Website links, and are not responsible for the content of any
other websites or pages linked to or linking from this Website. Such addresses
or hyperlinks are provided solely for your convenience and information and are
completely beyond our control. Accessing such websites or following such links
to any other websites or pages shall be at your own risk. We do not assume any
responsibility for the accuracy, completeness, or legality of the contents of
such websites, or for any offers or services contained therein.


16. PRIVACY AND COOKIES

We are concerned about the privacy of any personal information you may provide
to us through this Website. A "cookie" is a piece of information that is saved
to your computer's hard disk by the web server. Confirmation of your reading and
accepting these terms and conditions will place a cookie on your computer's hard
disk. This will ease your navigation around this Website by not popping up these
terms and conditions again during this browser session. The cookie is temporary
and will be removed when you close your browser. The cookie is not used for any
other reason. You are not obliged to accept a cookie that we send you, and you
can modify your browser so that it will not accept cookies.


17. DATA PROTECTION

CQS processes personal data relating to users of this Website and others.
Details of such processing are as described in the following Privacy Notice: CQS
(UK) LLP Privacy Notice – Business Contacts and website users.  


18. JURISDICTION

Use of this Website shall be governed in accordance with the laws of England and
Wales and the courts of England and Wales shall have exclusive jurisdiction over
any dispute (including any dispute relating to non-contractual obligations)
arising out of your use of this Website.


19. CHANGES TO THE WEBSITE

The information on this Website, including these terms and conditions, are
subject to change without notice. We have the right to suspend or withdraw the
provision of all or any of the information on the Website without prior notice
at any time. You agree to review these terms of use regularly and your continued
use of the Website will mean you agree to any changes.


20. SEVERABILITY OF PROVISIONS

Any provision of these terms of use that is prohibited or unenforceable in any
jurisdiction is ineffective as to that jurisdiction to the extent of the
prohibition or unenforceability. That does not invalidate the remaining
provisions of these terms of use nor affect the validity or enforceability of
that provision in another jurisdiction.


21. INDEMNITY

You shall be liable to us for any loss, liability or cost we suffer as a result
of your use of the Website or any breach of these terms. You agree to indemnify,
defend and hold harmless us and our agents, employees and third party sources
from and against any and all suits, losses, claims, demands, liabilities,
damages, costs and expenses (including properly incurred attorneys' fees) that
arise from or relate to: (a) your use of the Website; (b) your breach of these
terms; or (c) your violation of any applicable law, statute, ordinance,
regulation or of any third party's rights.

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COOKIES POLICY

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SPECIALIST CREDIT ASSET MANAGER

We offer long-only and alternative strategies focused on Credit selection and
income generation

Our investment decisions are based on fundamental research and responsible
criteria

We have an established track record of over two decades




ABOUT CQS

 * Inclusion and Diversity
 * Initiatives and Corporate Social Responsibility
 * Senior Partners Group

UCITS FUNDS

 * CQS Global Sustainable Convertible Fund
 * CQS Sustainable Total Return Credit Fund
 * Salar Fund

RESPONSIBLE INVESTING

 * Five Stages of Responsible Investment Integration
 * Our Responsible Investing Policies
 * Transition to a Low Carbon Economy
 * Signatory, Support and Industry Collaboration

 * Regulatory Disclosures
 * Terms of use
 * Privacy Notice
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