www.natwest.com Open in urlscan Pro
2620:1ec:29:1::64  Public Scan

Form analysis
2 forms found in the DOM

GET /search-results.html

<form class="iah__search__form cf" autocomplete="off" method="GET " action="/search-results.html" role="search">
  <div class="iah__search-area"> <label class="iah__search-label" for="Search">Search</label> <input type="text" value="" aria-label="Search" class="iah__search-input" id="Search" name="q"> <button type="submit"
      class="iah__search_submt_btn search-desktop-icon"> <span class="iah__search_btn-box">Search</span> <span class="iah__search_focusicon"></span> <img
        src="/etc.clientlibs/responsive/components/foundation/iaglobalsearch/clientlibs/clientlib_ia_global_search_champion/resources/images/search_icon.svg" alt="Search"> </button> <button type="submit"
      class="iah__search_submt_btn search-mobile-icon"> <span class="iah__search_btn-box">Search</span> <span class="iah__search_focusicon"></span> <img
        src="/etc.clientlibs/responsive/components/foundation/iaglobalsearch/clientlibs/clientlib_ia_global_search_champion/resources/images/search_icon.svg" alt="Search"> </button> <input type="hidden" name="brand" value="NATWEST"> <input
      type="hidden" name="section" value="personal"> <input type="hidden" name="enginekey" value="wYnTjXmfABgYKBU6GMG3"> </div>
  <div class="iah__search__error-mess" aria-label="errormessage"> Please enter a keyword </div>
</form>

Name: faqsearch — GET https://www.natwest.com/search-results.html?brand=NATWEST&section=personal&enginekey=wYnTjXmfABgYKBU6GMG3#stq=

<form autocomplete="off" method="GET" action="https://www.natwest.com/search-results.html?brand=NATWEST&amp;section=personal&amp;enginekey=wYnTjXmfABgYKBU6GMG3#stq=" role="form" class="faqSearchForm" data-paramappend="true" data-height="500"
  data-width="600" data-usetext="Type in a question…" data-window="_blank" data-disable-auto-suggest="0" name="faqsearch" novalidate="novalidate">
  <div class="faqSearch-wrapper"> <label for="question" class="form-field-label"> Type your question here </label>
    <div class="faqSearch-container">
      <fieldset> <input type="text" size="20" id="question" aria-label="FAQ search - opens in a new window" class="faqSearch-input" value="">
        <div class="faqSearch-iconBox">
          <div class="faqSearch-text"> <a href="javascript:(void)" class="faqSearch-icon" aria-label="search"> </a> </div>
        </div>
      </fieldset>
    </div>
  </div>
</form>

Text Content

 * Jump to Accessibility
 * Jump to Content

 * 

 * Personal
 * Premier
 * Business
 * Corporates & Institutions
 * NatWest Group

Log in
Log in


Menu Close

Close
 * Personal
 * Premier
 * Business
 * Corporates & Institutions
 * NatWest Group

Personal
Premier
Business
Corporates & Institutions
NatWest Group
 * 
 * Products
   Products
    * Bank accounts
      
       * Bank accounts
         1. See all our bank accounts
         2. Everyday bank account
         3. Reward bank account
         4. Student bank account
         5. Child & Teen bank account
         6. Joint bank account
         7. Premier bank accounts
       * Already have an account with us?
         1. Manage your bank account
         2. MyRewards
         3. Apply for an overdraft
         4. Manage your overdraft
         5. Mobile Banking
         6. Log into Natwest Membership Services
         7. Overdraft cost calculator
       * Help with bank accounts
         1. Switch your account to us
         2. Compare bank accounts
         3. What do I need to open a bank account?
         4. Bank account guides
         5. Overdraft guide
         6. Rates and charges
   
    * Mortgages
      
       * Mortgages
         1. See our mortgage options
         2. First time buyer mortgage
         3. Moving home
         4. Remortgage to NatWest
         5. Buy to let mortgage
         6. Mortgage calculators
         7. Get an Agreement in Principle
         8. Continue your Agreement in Principle
         9. How to apply
       * Already have a mortgage with us?
         1. Manage your mortgage
         2. Switch to a new deal
         3. Compare mortgage rates
         4. Moving home
         5. Borrowing more
         6. Base rate updates
         7. News and articles
         8. Homes for Ukraine
         9. Rate change calculator
       * Help with mortgages
         1. Mortgage rates
         2. How much could I borrow?
         3. Mortgage guides
         4. Overpayment calculator
         5. Equity calculator
         6. Track your mortgage application online
         7. Tariff of mortgage charges
         8. Mortgage offer extension
   
    * Savings
      
       * Savings
         1. View all our savings accounts
         2. Digital Regular Saver
         3. Flexible Saver
         4. Fixed Term Savings
         5. Cash ISAs
         6. Children's savings
         7. Joint savings account
       * Already have savings with us?
         1. Manage your savings
         2. Round Ups
       * Help with savings
         1. ISA guide
         2. Savings guides
         3. Savings Goal Tool
         4. Budget Calculator
         5. How to start saving money
         6. Bank account vs Savings account
   
    * Loans
      
       * Loans
         1. See our loans
         2. Car loans
         3. Home improvement loans
         4. Debt consolidation loans
         5. Wedding loans
         6. Holiday loans
         7. Joint loans
       * Already have a loan with us?
         1. Manage your loan
         2. Top up your loan
       * Help with loans
         1. Loan calculator
         2. Quick Quote
         3. How to apply for a loan
         4. Our lending commitments
         5. Check your Credit Score
         6. Compare options to borrow money
   
    * Child and teen
      
       * Child and teen
         1. See all our child and teen banking options
         2. Pocket money app and card
         3. Child and teen account
         4. NatWest Junior ISA
         5. First Saver
         6. Compare our kids debit card options
         7. Teen banking
       * Already bank with us?
         1. Manage my Adapt
         2. Manage my Junior ISA
         3. Manage my Savings
         4. Manage my Rooster
         5. Child Trust Fund
       * Financial wellbeing and confidence
         1. Children's guides
         2. NatWest Thrive with Marcus Rashford
         3. MoneySense
         4. CareerSense
         5. Dream Bigger
   
    * Investments
      
       * Invest with us
         1. View all our Invest accounts
         2. Stocks and Shares ISA
         3. General Investment Account
         4. Pensions
         5. Junior ISA
         6. Ready-made funds
         7. Fund performance
       * Investment support
         1. Investing for beginners
         2. Experienced investors
         3. Future planning
         4. Market updates
       * Already investing with us
         1. Log in to NatWest Invest
         2. About your investments
         3. Key customer documents
   
    * Credit cards
      
       * Credit cards
         1. See all our credit cards
         2. Purchase & Balance Transfer card
         3. Longer Balance Transfer card
         4. Balance Transfer credit card
         5. The NatWest Credit Card
         6. Reward credit card
         7. Reward Black credit card
         8. Travel Reward credit card
       * Already have a credit card with us?
         1. Manage your credit card
         2. Fees & charges
         3. Instalment Plans
       * Help with credit cards
         1. How to apply for a credit card
         2. How do credit cards work?
         3. Credit card repayment calculator
         4. Our lending commitments
         5. Check your Credit Score
         6. Compare options to borrow money
   
    * Insurance
      
       * I'm looking
         1. For home insurance
         2. To manage my existing home insurance
       * I'm looking:
         1. For life insurance
         2. To manage my existing life insurance
       * I’m interested in:
         1. Travel insurance with NatWest bank accounts
   
    * Reward accounts and cards
      
       * Reward accounts and cards
         1. Reward account
         2. Reward Silver account
         3. Reward Platinum account
         4. Premier Reward account
         5. Premier Reward Black account
         6. Reward credit card
         7. Reward Black credit card
         8. Travel Reward credit card
       * Make the most of MyRewards
         1. MyRewards
         2. How to earn rewards
         3. How to exchange rewards
       * Access MyRewards
         1. Access MyRewards through the NatWest app
         2. Access MyRewards through Online Banking
   
    * Overdrafts
      
       * Overdrafts
         1. Apply or manage your overdraft
         2. Student overdraft
         3. Graduate overdraft
       * Help with overdrafts
         1. Overdrafts guide
         2. Overdraft eligibility calculator
         3. Overdraft cost calculator
   
    * Travel
      
       * Travel products
         1. Travelling with NatWest
         2. Travel account
         3. Travel Reward Credit Card
         4. The NatWest Credit Card
         5. Reward Black Credit Card
         6. Travel insurance
         7. Travel money
         8. Holiday loans
         9. Send money abroad
       * Help with our travel products
         1. Using your debit card abroad
         2. Using a travel credit card

 * Help and support
   Help and support
    * Support Centre
      
       * Support Centre
         1. Explore our Support centre
         2. Cost of living
         3. Card payment support
         4. Banking with NatWest
         5. NatWest Helpful Banking Hub
         6. Bereavement support
         7. Coronavirus support
         8. Support for NHS workers
         9. Brexit Hub
       * Contact us
         1. Contact us
         2. Ask Cora
         3. Complaints
         4. PPI complaints
       * Our services
         1. Find your nearest branch
         2. Service status
   
    * Security and fraud
      
       * Taking action
         1. Report fraud or scams
         2. Raise a dispute
         3. Card payment support
       * Staying secure
         1. Security and fraud centre
         2. My Security Profile
         3. Fraud guides
       * Protecting you
         1. How we protect you
         2. Our codes to protect you
   
    * Support with your product
      
       * Support with your product
         1. Access MyRewards
         2. Manage your current account
         3. Manage your mortgage
         4. Manage your loan
         5. Manage your credit card
         6. Manage your savings account
         7. Manage your investments
         8. Manage your home insurance
         9. Manage your car insurance
   
    * Help with everyday banking
      
       * Help with everyday banking
         1. Help with registering on the app
         2. How to use the app
         3. Help with registering for online banking
         4. How to use online banking
         5. Ways to pay by card
         6. Banking My Way
   
    * Cost of living
      
    * Learning with NatWest
      
       * Learning with NatWest
         1. Learning for you
         2. Learning for your business
         3. Learning for kids, teens and students

 * You and your money
   You and your money
    * Money Blog
      
       * Latest posts
         1. 5 simple New Year climate resolutions
         2. Autumn Budget: what it means for you
         3. Good vs bad debt: what's the difference?
       * Energy Saving tips
         1. Can a low carbon lifestyle save me money?
         2. How can I make my home more energy efficient?
         3. Buying an energy efficient home
       * Saving and budgeting
         1. How much emergency savings should I have?
         2. Top money saving challenges
         3. How to save on your vehicle insurance
   
    * Managing your money
      
       * Money management guides
         1. Tips on managing your money
         2. Reducing your household bills
         3. Teaching kids about money
         4. What is my take home pay?
       * Tools to help manage your money
         1. Financial Health Check
         2. Round Ups
         3. Savings Goal Tool
         4. Spending and Budget Tracker
         5. Check your Credit Score
         6. Overdraft calculator
         7. Banking My Way
         8. Compare options to borrow money
   
    * Life Moments
      
       * Supporting you through life events
         1. Buying your first home
         2. Buying a car
         3. Going to university
       * Help planning for later life
         1. Bereavement
         2. Planning for later life
         3. Retirement and pensions
         4. Will writing and Executor service
   
    * Dealing with difficult times
      
       * We're here to help
         1. Struggling financially
         2. Cost of living
         3. Bereavement
         4. Financial abuse
         5. Caring for a vulnerable relative
         6. Separation and divorce
         7. Changes at work
   
    * Your home
      
       * Making a move
         1. Buying your first home
         2. Buying a new home
         3. How much could I borrow?
         4. Renting guide
       * Making a change
         1. Remortgage guide
         2. Home improvement guide
         3. Buying a second home
         4. Buy to let guide
         5. Reducing your household bills
   
    * Travel
      
       * Help when travelling abroad
         1. Travel guide
         2. Spending abroad
         3. How to travel more sustainably

 * Banking with us
   Banking with us
    * Banking from home
      
       * Banking from home
         1. Download the NatWest app
         2. What is the NatWest app?
         3. Register for Online Banking
         4. Learn about Online Banking
       * Existing customer support
         1. How to use the NatWest app
         2. How to use Online Banking
   
    * Over the phone or video
      
       * Over the phone or video
         1. Our Video Banking service
         2. Call us for telephone banking
   
    * Banking near me
      
    * All the ways you can bank with us
      
    * Access to cash
      

 * Climate
   Climate
    * Save energy at home
      
       * Save energy at home
         1. Home Energy Hub
         2. Home Energy Plan
         3. Save money on your energy bills
         4. EPC certificate guide
         5. Insulation guide
         6. Solar panels guide
         7. Heat pump guide
         8. Smart meter guide
         9. What is a home retrofit?
   
    * Sustainable living
      
       * Sustainable living
         1. Ideas to reduce, reuse and recycle
         2. Reduce waste at home
         3. Sustainable travel ideas
         4. Electric vehicle guide
   
    * Our approach to climate change
      

 * Ukraine refugees
   Ukraine refugees
   


Back to main menu
Search
Search
Search Search Search
Please enter a keyword
Log in
Search
Overlay



 * Personal
 * Mortgages
 * Switch your existing mortgage deal

Choose a new mortgage deal

YOUR MORTGAGE INTEREST RATE IS ENDING SOON

Find a new mortgage deal Open in new window

YOUR HOME MAY BE REPOSSESSED IF YOU DON'T KEEP UP REPAYMENTS ON YOUR MORTGAGE


TIME TO DECIDE

If you do nothing then when your current rate ends, we'll automatically change
it to our Standard Variable Rate (SVR).

You could save money compared to our SVR by selecting a new deal.

See how much you could save Open in new window


START EXPLORING YOUR OPTIONS


SEE THE RATES AND DEALS AVAILABLE TO YOU

View rates and get personalised quotes online. If you're happy to proceed you
can also complete your application at the same time.


Information Message

Go to the mortgage portal Open in new window


OUR PROMISE


QUICK AND EASY TO RENEW

Get a personalised quote and renew online within 10 minutes.


NO NEW CREDIT OR AFFORDABILITY CHECKS

As long as you’re keeping the same mortgage amount, term and repayment type.


NO NEW FORMS TO COMPLETE

We know you already so we won’t ask for your details again unless you’re looking
to make any changes.


NO NEW VALUATION REQUIRED

We’ll use the higher of your property’s estimated current value (based on a
House Price Index) or the most recent formal valuation to calculate your Loan to
Value.




HERE'S SOME FREQUENTLY ASKED QUESTIONS




HOW TO REDUCE YOUR MORTGAGE BALANCE BY PAYING MORE

You can overpay by up to 20% of your mortgage balance per year without an early
repayment charge.

There are two main ways to overpay on your mortgage, regular monthly payments,
and lump sum payments. For more information see our Mortgage Overpayment
Calculator.


BORROW MORE MONEY

You can apply  for extra borrowing on your existing mortgage for an agreed
purpose to find out more visit Borrowing More | Mortgages.


WHAT IS A LOAN TO VALUE (LTV) AND WHY DOES IT MATTER?

Loan to value is the ratio between the balance of your mortgage against the
value of your property. You might be offered lower interest rates if you have a
smaller balance to value ratio. For more information visit What is Loan to Value
Ratio for Mortgages?


WHAT ARE THE DIFFERENT TYPES OF MORTGAGE INTEREST RATES?

There are three main type of interest rates;

Fixed  rate mortgage - repayments have a fixed interest rate for a period of
time.

Tracker mortgage – your interest will rise and fall in line with another
interest rate – typically the Bank of England’s base rate – for a certain period
of time. Please note that NatWest tracker mortgages will track the National
Westminster Bank Plc's base rate.

Standard Variable Rate (SVR) – the interest rate that will be charged once an
initial deal period on a fixed or tracker rate mortgage comes to an end. When on
the SVR, your mortgage payments could change each month, going up or down
depending on the rate.


APPLYING THROUGH OUR APP OR ONLINE BANKING

You can use both our mobile app or online banking to view your rate options, get
personalised quotes and complete your online application.

To access our mortgage services just select your mortgage account and then click
'Choose a new deal' or 'Manage your Mortgage'.

If you don't have the app or online banking you can set either of these up
easily. Follow the links below for more information.

Download the app 

Set up online banking


WORRIED ABOUT PAYING YOUR MORTGAGE?

If you're worried about paying your mortgage or struggling to keep up with your
payments, please get in touch with us so we can try to help.

You can find out more by visiting our Mortgage Support pages.


SOMETHING ELSE WE CAN HELP YOU WITH?

Type your question here




 * Support Centre
 * Find a branch
 * Get the NatWest app

PRODUCTS

 * Bank accounts
 * Savings
 * Investments
 * Credit cards
 * Buy Now Pay Later
 * Loans
 * Overdrafts
 * Mortgages
 * Insurance
 * Reward accounts and cards

LIFE MOMENTS

 * View all Life moments
 * Managing your money
 * Struggling financially
 * Bereavement
 * Financial Health Check
 * First time buyer guide
 * Travel Guide
 * Financial abuse

HELP AND SUPPORT

 * Support
 * Security
 * Service status
 * NatWest app
 * Online Banking
 * Banking with NatWest
 * Home Energy Hub
 * Learning with NatWest
 * Detecting and preventing financial crime
 * Access to cash

 * Privacy & Cookies
 * Website T&Cs & FSCS
 * Accessibility
 * Careers
 * Site Map
 * Modern Slavery Act

 * Facebook
 * twitter
 * RSS
 * LinkedIn

FCFS_leaflet (PDF, 3.7 MB)
FSCS.org.uk

Copyright © National Westminster Bank plc 2024. Registered office: 250
Bishopsgate, London, EC2M 4AA.


Opens in a new window


WE CARE ABOUT YOUR PRIVACY

We use cookies to ensure our website works properly. To help us improve our
service, we collect data to understand how people use our site. By allowing all
cookies, we can enhance your experience even further. This means helping you
find information more quickly and tailoring content or marketing to your needs.
Select “Allow All Cookies” to agree or “Manage Preferences” to manage cookie
settings. You can find out more by viewing our Cookie Policy
Allow All Cookies
Manage Preferences



PRIVACY PREFERENCE CENTER

When you visit any website, it may store or retrieve information on your
browser, mostly in the form of cookies. This information might be about you,
your preferences or your device and is mostly used to make the site work as you
expect it to. The information does not usually directly identify you, but it can
give you a more personalized web experience. Because we respect your right to
privacy, you can choose not to allow some types of cookies. Click on the
different category headings to find out more and change our default settings.
However, blocking some types of cookies may impact your experience of the site
and the services we are able to offer.
More information
Allow All Cookies


MANAGE CONSENT PREFERENCES

STRICTLY NECESSARY COOKIES

Always Active

These cookies are necessary for the website to function and cannot be switched
off in our systems. They are usually only set in response to actions made by you
which amount to a request for services, such as setting your privacy
preferences, logging in or filling in forms. You can set your browser to block
or alert you about these cookies, but some parts of the site will not then work.
These cookies do not store any personally identifiable information.

Cookies Details‎

CUSTOMER EXPERIENCE

Customer Experience

These cookies are used to generate reports based on data from visits to the
website, without knowing who the visitor is. These cookies help us to gain
insight of the pages that have been visited to help inform the optimisation of
website layouts and to improve visitor journeys. Using cookies to track the most
visited areas of our website and to identify when users encounter errors on the
website, will help us ensure that our website is optimised to remove confusing
or ineffective content. You can switch these cookies off at any time by visiting
your Cookies Preference Centre.

Cookies Details‎

FUNCTIONAL COOKIES

Functional Cookies

These cookies enable the website to provide enhanced functionality and
personalisation. They may be set by us or by third party providers whose
services we have added to our pages. If you do not allow these cookies then some
or all of these services may not function properly.

Cookies Details‎

PERFORMANCE COOKIES

Performance Cookies

These cookies allow us to count visits and traffic sources so we can measure and
improve the performance of our site. They help us to know which pages are the
most and least popular and see how visitors move around the site. If you do not
allow these cookies we will not know when you have visited our site, and will
not be able to monitor its performance.

Cookies Details‎

TARGETING COOKIES

Targeting Cookies

These cookies may be set through our site by our advertising partners. They may
be used by those companies to build a profile of your interests and show you
relevant adverts on other sites. They do not store directly personal
information, but are based on uniquely identifying your browser and internet
device. If you do not allow these cookies, you will experience less targeted
advertising.

Cookies Details‎
Back Button


COOKIE LIST



Search Icon
Filter Icon

Clear
checkbox label label
Apply Cancel
Consent Leg.Interest
checkbox label label
checkbox label label
checkbox label label

Confirm My Choices