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HELPING CLIENTS PURSUE THEIR GOALS

I realize that everyone has different goals, dreams and priorities. A "one size
fits all" approach does not work.

The answer to the question "What's important about money, to you?" could be
different for everyone. That's where we start.

After we determine what's important about money to you, we develop a plan which
will help you pursue your goals, and is aligned with your values.




Learn more

LEVERAGE THE TAX CODE TO MINIMIZE

YOUR TAX LIABILITY





Learn More About Tax Planning

PREPARATION IS THE KEY TO RETIREMENT

The simplest ideas can sometimes make a massive difference over time. Enjoy this
brief video to learn more.
Learn More

HELPING YOU PURSUE YOUR GOALS

Your choice for Financial Services

Learn More

LEVERAGE THE TAX CODE TO MINIMIZE

YOUR TAX LIABILITY





Learn More About Tax Planning

PREPARATION IS THE KEY TO RETIREMENT

The simplest ideas can sometimes make a massive difference over time. Enjoy this
brief video to learn more.
Learn More

HELPING YOU PURSUE YOUR GOALS

Your choice for Financial Services

Learn More

LEVERAGE THE TAX CODE TO MINIMIZE

YOUR TAX LIABILITY





Learn More About Tax Planning



WHAT IS YOUR RISK NUMBER ?

Free Portfolio Risk Analysis


WHERE DO YOU WANT YOUR FINANCIAL ROADMAP TO TAKE YOU?

I believe in placing your best interests first. Therefore, I am proud to commit
to the following five fiduciary principles:

 * I will always put your interests first
 * I will act with prudence; that is, with the skill, care, diligence, and good
   judgment of a professional.
 * I will provide conspicuous, full and fair disclosure of all important facts.
 * I will be transparent regarding any potential conflicts of interest.
 * I will fully disclose and fairly manage, in your favor, any unavoidable
   conflicts.

Please contact me if you would like to have an initial conversation to find out
if we are a good fit.


YOUR PROCESS

We create strategies that are tailored to your needs and goals.

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OUR HISTORY

Years of experience have prepared us to guide you through your life
transitions. 

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SHARED VALUES

Trust. Honesty. Integrity. We believe values matter, and we live by ours every
day.

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INFINITE RESOURCES

Want to learn more about retirement, Social Security, or estate strategies? 

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WORDS OF WISDOM

"An investment in knowledge pays the best interest."

Benjamin Franklin

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HAVE A QUESTION?

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Email
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CONTACT

Office: (858) 538-6344

13776 Paseo Cevera

San Diego, CA 92129

bulent.erol@lhdfinancial.com



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Check the background of your financial professional on FINRA's BrokerCheck.

The content is developed from sources believed to be providing accurate
information. The information in this material is not intended as tax or legal
advice. Please consult legal or tax professionals for specific information
regarding your individual situation. Some of this material was developed and
produced by FMG Suite to provide information on a topic that may be of interest.
FMG Suite is not affiliated with the named representative, broker - dealer,
state - or SEC - registered investment advisory firm. The opinions expressed and
material provided are for general information, and should not be considered a
solicitation for the purchase or sale of any security.

Copyright 2024 FMG Suite.



Securities and advisory services offered through Registered Representatives of
Cetera Advisor Networks LLC (doing insurance business in CA as CFGAN Insurance
Agency LLC), Member FINRA / SIPC, a broker/dealer and Registered Investment
Advisor. Cetera is under separate ownership from any other named entity.
Investment advisory services may also be offered through HBW Advisory Services
LLC. LHD Insurance & Financial Services, HBW Insurance & Financial
Services, Inc. dba HBW Partners and HBW Advisory Services LLC are separate
entities which do not offer legal or tax advice. CA Insurance license: 0C63007

Tax services provided by HBW Partners Tax Services LLC. Bulent Erol is tax
preparer offering tax services through HBW Partners Tax Services LLC, is a
Registered Representative offering securities through Cetera Advisor Networks
LLC and also an Investment Advisor Representative offering advisory services
through both Cetera Advisor Networks LLC/ HBW Advisory Services LLC.

Bulent Erol is enrolled to practice before the Internal Revenue Service. IRS
regulations require us to advise you that, unless otherwise specifically noted,
any federal tax advice in this communication, including any enclosures, or other
accompanying materials, was not intended or written to be used, and it cannot be
used by any taxpayer for the purpose of avoiding penalties; furthermore, this
communication was not intended or written to support the promotion or marketing
of any of the transactions or matters it addresses.

Please note that Cetera Advisor Networks LLC does not give legal or tax advice.

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HBW Advisory LLC Form CRS

Individuals affiliated with this broker/dealer firm are either Registered
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