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 * Why ScholarShare 529
    * 
   
    * Benefits of Our 529
    * A Plan for Everyone
    * About Us
 * Learn and Plan
    * 
   
    * How Our 529 Works
    * Compare Ways to Save
    * The Cost of College
 * Investment Options
    * 
   
    * Compare Investment Options
    * Enrollment Year Investment Portfolios
    * Risk-Based Portfolios
      
    * Guaranteed Portfolio Option
    * Daily Price & Performance
    * Fees & Expenses
 * Resources
    * 
   
    * Popular Resources
    * Planning Tools
    * FAQs
    * Gifting
    * Events & Webinars
    * Glossary
    * Children's Savings Accounts
 * Account Center
    * 
   
    * How–tos
    * Forms
 * Open An Account
 * Workplace 529
 * News
 * Español


SCHOLARSHARE 529
THE CALIFORNIA WAY
TO SAVE FOR COLLEGE

A flexible and tax-advantaged savings plan
for your child’s higher education

How our 529 Works

A personal message from Fiona Ma, Treasurer of the State of California


WHY SCHOLARSHARE 529?

We offer a wide range of benefits to meet your college savings needs—whatever
they are and whenever they happen.

Explore Benefits


UNIQUE TAX ADVANTAGES

529 tax benefits for California savers, with 100% tax-free growth on qualified
withdrawals.


FLEXIBLE

529 savings can be used for a wide range of higher education expenses and
programs, in California and around the world.1


RANGE OF
INVESTMENT OPTIONS

Investment portfolios to fit your life situation, risk tolerance and savings
goals.


LOW FEES AND EXPENSES

Less than half the average expenses of the other 529 plans, which means more
money for college.2

ScholarShare 529


A HISTORY OF HELPING FAMILIES MEET THEIR COLLEGE SAVINGS GOALS


ESTABLISHED HISTORY

Helping California families save for college for more than 20 years.


TRUSTED BY THOUSANDS

Managing more than $12 billion in assets for over 399,000 accounts as of
3/31/23.3


529 SAVINGS LEADER

More than 30,000 student accounts are added every year.


IT TAKES ONLY 15 MINUTES TO START SAVING FOR COLLEGE



1


STEP 1

LEARN AND EXPLORE

Find out how the plan works, including its benefits and tax advantages, and how
funds can be used.

How our 529 plan works

2


STEP 2

PICK A PORTFOLIO

Choose investment options that fit your needs and goals.

Investment options

3


STEP 3

START SAVING

Open your ScholarShare 529 account today and begin contributing to your child’s
future.

Open an Account


MORE TO EXPLORE


 * CALKIDS
   
   CalKIDS, the nation's largest CSA program, jumpstarts college savings for
   over 3.4 million children statewide.
   
   Learn about CalKIDS


 * HIGHER EDUCATION REPORT
   
   Learn about higher education with a spotlight on California State University
   System.
   
   Access the report


 * SCHEDULE AN APPOINTMENT
   
   Schedule a free consultation in English or Spanish with a ScholarShare 529
   college savings specialist.
   
   Book a consultation


 * ENJOY MORE
   BENEFITS WITH A
   SCHOLARSHARE 529


 * WEEKLY MARKET COMMENTARY
   
   Insight and analysis on today’s financial markets.
   
   Read the reports


 * MATCHING GRANT PROGRAM
   
   The application period is now closed. Awards for qualified applicants will be
   contributed into accounts by February 28, 2023.


 * COLLEGE COUNTDOWN
   
   Our website is for parents with high school juniors and seniors.
   
   Make the final push


WANT MORE TIME BEFORE GETTING STARTED? SIGN UP TO RECEIVE SCHOLARSHARE 529
INFORMATION AND COLLEGE SAVINGS TIPS.

Enter your email address
Submit




WHY SCHOLARSHARE 529

 * Benefits of Our 529
 * A Plan for Everyone
 * About Us


LEARN & PLAN

 * How Our 529 Works
 * Compare Ways to Save
 * The Cost of College


INVESTMENT OPTIONS

 * Compare Investment Options
 * Enrollment Year
 * Risk–Based
   
 * Guaranteed
 * Daily Price & Performance
 * Fees & Expenses


RESOURCES

 * Popular Resources
 * Planning Tools
 * FAQs
 * Gifting
 * Events & Webinars
 * Glossary
 * Children’s Savings Accounts


ACCOUNT CENTER

 * How–tos
 * Forms
 * Open An Account


NEED HELP?

Call 1-800-544-5248

 * Contact Us


FOLLOW US

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ACCESS YOUR ACCOUNT ON–THE–GO WITH THE READYSAVE 529™ APP



 * Managed by TIAA–CREF Tuition Financing, Inc. (TFI)
 * Privacy Policy
 * Accessibility Statement
 * Sitemap
 * Security Center
 * Plan Description




DISCLOSURES


FOOTNOTES

 1. 1If the funds aren't used for qualified higher education expenses, a federal
    10% penalty tax on earnings (as well as federal and state income taxes) may
    apply. Non-qualified withdrawals may also be subject to an additional 2.5%
    California tax on earnings.↩
 2. 2Source: ISS Market Intelligence 529 College Savings Fee Analysis 1Q 2023.
    California 529’s average annual asset-based fees are 0.22% for all
    portfolios compared to 0.51% for all 529 plans.↩
 3. 3Based on statistics provided as of 3/31/23.↩

For more information about the ScholarShare College Savings Plan, call
1-800-544-5248 or click here for a Plan Description, which includes investment
objectives, risks, charges, expenses, and other important information. Read and
consider it carefully before investing.

Please note: Before you invest, consider whether your or the beneficiary’s home
state offers any state tax or other state benefits such as financial aid,
scholarship funds, and protection from creditors that are only available for
investments in that state’s qualified tuition program. You should also consult
your legal or tax professional for tax advice based on your own circumstances.
Investments in the plan are neither insured nor guaranteed and there is the risk
of investment loss.

If the funds aren’t used for qualified higher education expenses, a federal 10%
penalty tax on earnings (as well as federal and state income taxes) may apply.
Non-qualified withdrawals may also be subject to an additional 2.5% California
tax on earnings.

The ScholarShare College Savings Plan is offered by the State of California.
TIAA-CREF Tuition Financing, Inc. (TFI), program manager. TIAA-CREF Individual &
Institutional Services, LLC, Member FINRA, distributor and underwriter for the
ScholarShare College Savings Plan.

The Plan website contains links to other websites. Neither the Plan nor TFI and
its affiliates are responsible for the content of those other websites. The
accuracy of information on those sites cannot be confirmed.

All social media platforms are managed by the State of California.

FGN-2934174CR-Q0624W

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