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Submitted URL: http://afsa.gov.au/
Effective URL: https://www.afsa.gov.au/
Submission Tags: tranco_l324
Submission: On April 09 via api from DE — Scanned from AU
Effective URL: https://www.afsa.gov.au/
Submission Tags: tranco_l324
Submission: On April 09 via api from DE — Scanned from AU
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Skip to main content Bankruptcy Act amendment To find out more about the Government’s amendments to the Bankruptcy Act please visit Bankruptcy amendment. close Image PPSR.gov.au search toggleMenu Contact us Log in / Register This is a search bar that you can edit. Search AFSA. Image PPSR.gov.au MAIN AFSA NAVIGATION * BackI can't pay my debtsview its sub menu items * BackSupport servicesview its sub menu items * Budgeting * Dealing with debt * I’ve been served with a bankruptcy notice * BackWhere to find help managing debtsview its sub menu items * Untrustworthy debt advisors * Have you been affected by a natural disaster? * Seek legal assistance * Commonwealth courts * BackDebt options toolsview its sub menu items * Check how bankruptcy may affect me * Check my eligibility * Income contributions calculator * BackCompare your insolvency optionsview its sub menu items * Debt comparison table * BackBankruptcyview its sub menu items * What is bankruptcy? * Eligibility for bankruptcy * Personal bankruptcy and the liquidation of a company * BackConsequences of bankruptcyview its sub menu items * Check how bankruptcy may affect you * Assets that can be taken or sold * Bankruptcy and tax returns * What happens to my house? * What happens to my money? * What happens to my vehicle? * How are my debts paid? * Income and employment * Employment restrictions * Income contributions calculator * What happens to my debts? * Who will know I’m bankrupt? * Hiding NPII details * Apply for bankruptcy * BackTemporary debt protectionview its sub menu items * What is temporary debt protection (TDP)? * Consequences of temporary debt protection (TDP) * Lodge a temporary debt protection (TDP) form * BackDebt agreementview its sub menu items * What is a debt agreement? * Am I eligible for a debt agreement? * Consequences of a debt agreement * What debts does a debt agreement cover? * Lodge a debt agreement proposal * BackPersonal insolvency agreementview its sub menu items * What is a Personal insolvency agreement (PIA)? * What does a PIA cover? * Consequences of a PIA * Lodge a PIA proposal * BackOwed moneyview its sub menu items * Make someone bankrupt * Bankruptcy notice * Claim unclaimed money * Creditor's petition * About meetings of creditors * BackCreditor guidanceview its sub menu items * Creditor's quick guide - bankruptcy and unsecured debts * Creditor's quick guide - debt agreements and unsecured debts * Trustee's fees * How do I lodge a proof of debt? * I've received a temporary debt protection (TDP) notice * What are my rights as a creditor in a bankruptcy? * Your rights as a creditor in a debt agreement * Your rights as a creditor in a personal insolvency agreement * BackIn a debt agreementview its sub menu items * BackUnderstanding your agreementview its sub menu items * Update an agreement * BackAgreement paymentview its sub menu items * I'm having trouble paying my debt agreement * BackThe end of an agreementview its sub menu items * I need confirmation my agreement has ended * What happens after my agreement ends? * BackIn a personal insolvency agreementview its sub menu items * Understanding your personal insolvency agreement * BackAgreement paymentview its sub menu items * I'm having trouble paying my personal insolvency agreement * BackThe end of an agreementview its sub menu items * I need confirmation my agreement has ended * What happens after my agreement ends? * BackCurrently bankruptview its sub menu items * Someone has made you bankrupt * BackBankruptcy overviewview its sub menu items * A creditor is still contacting me about a debt * Garnished wages and frozen bank accounts * What are my obligations? * What happens to my belongings? * What if I receive money during my bankruptcy? * When does my bankruptcy end? * BackIncome and employmentview its sub menu items * Statement of income * My income or employment has changed (or may change) * BackUpdate personal detailsview its sub menu items * Adding a third party authority during bankruptcy * Can I add a debt to my bankruptcy? * My personal details have changed * BackOverseas travelview its sub menu items * Can I travel overseas during bankruptcy? * I want to apply to travel overseas * Update overseas travel details * BackEnd of bankruptcyview its sub menu items * Can a trustee extend a bankruptcy? * Annul a bankruptcy * Confirmation a bankruptcy has ended * After a bankruptcy ends * BackProfessionalsview its sub menu items * BackFinancial counsellorview its sub menu items * Resources to deal with debt * Legal professional * BackRegistered debt agreement administratorview its sub menu items * Practising registered debt agreement administrators * Ongoing obligations and standards (RDAA) * BackRegistered trusteeview its sub menu items * Register of trustees * De-registered trustees * Accepting or rejecting appointment proposals online * Conditions imposed on all registered trustees * Ongoing obligations and standards for registered trustees * Section 12 Powers of the Inspector-General in Bankruptcy * Section 305 funding * Inspector-General's expectation in relation to insurance * Apply for practitioner registration * BackResourcesview its sub menu items * Fees and charges * Mental Health Support * Guidance Index * Income contributions calculator * Indexed amounts * BackPractitioner resourcesview its sub menu items * Meeting of Creditors - Guidance * Supervised Accounts - Guidance * Hardship Applications - Guidance * Remuneration Provisions: Historical Comparison Table * Offence Referrals: Objection grounds that give rise to possible referrals * Remuneration of registration and disciplinary committee members * Bankruptcy Regulations 1996 and Bankruptcy Regulations 2021 comparison table * Insolvency Mental Health Awareness Program (IMHAP) * Inspection of public documents * Integrity Principles of Trustees and Debt Agreement Administrators * National panel of registered trustees * Practice guidance * Realisations and interest charges * Remuneration * BackContact usview its sub menu items * International phone numbers * Postal addresses * Provide feedback * Serve a legal document on AFSA * Beware of AFSA impersonation scams * Reporting a tip-off * BackOnline Services helpview its sub menu items * Annual Trustee Return * BackOnline Services supportview its sub menu items * Completing your Bankruptcy Form online * Register for an account * Help with creating an Online Services account * Submitting the Bankruptcy Form offline * Digital bankruptcy application FAQs * BackBankruptcy Register Searchview its sub menu items * BRS search tips * Create and manage BRS account users * Manage BRS billing and transactions * National Personal Insolvency Index (NPII) * Register for a Bankruptcy Register Search (BRS) account * BackAAR Onlineview its sub menu items * AAR Online FAQs * AAR online support * Creditor meeting advertising * Official Receiver notices online * API Channel * BackCreditor bankruptcy noticesview its sub menu items * Creditor bankruptcy notices payment information * BackDebt agreements onlineview its sub menu items * Debt agreements online FAQs * BackOnline Services support for practitionersview its sub menu items * Complete a Bankruptcy Form on behalf of someone else * Digital bankruptcy application FAQs for practitioners * BackAbout our Online Servicesview its sub menu items * Incident and support forms * Online Services availability * Using Digital Identity * BackAbout usview its sub menu items * Who we are * BackWhat we doview its sub menu items * Legislation we administer * BackLaw reformview its sub menu items * Bankruptcy Act amendment * BackCorporate informationview its sub menu items * BackAccess our informationview its sub menu items * Freedom of information (FOI) * Information Publication Scheme * Public interest disclosures * Our FOI disclosure log * BackRegulation and complianceview its sub menu items * Regulatory Strategy * PPS (Personal Property Securities) Regulatory Strategy * Regulatory Action Cooperation and Support Policy * Regulatory Charter * Regulatory Framework for RDAAs * Regulatory Framework * Regulator Performance Framework * Regulatory and compliance activities * Best practice reports * Annual reports * Corporate plan * Cost recovery policy * Government contracts * AFSA's legal services expenditure * Gifts and benefits register * Audit and Risk Committee * BackKey documentsview its sub menu items * AFSA Child Safety Framework * Agency Capability Review * Client Service Charter * Gender and pay equity at AFSA * IPS Agency Plan * Reconciliation Action Plan * Vulnerability Framework * Ministerial statements of expectations * Indexed list of files * News and media * BackStatisticsview its sub menu items * BackFeature analysesview its sub menu items * People in personal insolvencies with less than $50,000 in liabilities * State of personal property securities system report * State of personal insolvency system report * Monthly personal insolvency statistics * Quarterly personal insolvency statistics * BackAnnual administration statisticsview its sub menu items * Bankruptcies and temporary debt protections * How we help trustees * Ending bankruptcies * Life cycle of debt agreements * Snapshot of debt agreements as at 30 June 2023 * Rate of return * Monies administered by trustees * BackPPSR quarterly statisticsview its sub menu items * PPSR quarterly statistics tables * Guide to PPSR statistics * Practitioner Surveillance, enforcement and compliance statistics * Provision of non-standard data and information for research purposes * Statistics release schedule * Changes to AFSA statistics * BackComplaints and reviewsview its sub menu items * Appeal a decision * How to lodge a complaint * Request for review * Applying for compensation * Procurement complaints * Resolving complaints against trustees and debt agreement administrators * Unreasonable complainant conduct – model policy * BackAbout our siteview its sub menu items * Accessibility * Copyright * Help in your language * Website help * Sitemap * BackOnline securityview its sub menu items * AFSA’s Security Vulnerability Disclosure Policy * BackTerms and Conditionsview its sub menu items * Account customer terms and conditions * Online services terms and conditions * BackPrivacy policyview its sub menu items * Summary of privacy policy * Privacy Impact Assessment Register * BackWorking at AFSAview its sub menu items * Current vacancies * Our employee census results * How to apply for a job at AFSA Contact us Login / register AUSTRALIAN FINANCIAL SECURITY AUTHORITY We manage the application of bankruptcy and personal property securities laws through the delivery of high-quality personal insolvency and trustee, regulation and enforcement, and personal property securities services. About us HOW CAN WE HELP? Show less For quick access to useful links, please choose what best reflects your circumstances. You can switch views anytime. Personal debt * I can't pay my debts * In a debt agreement * In a personal insolvency agreement * Currently bankrupt Creditor * Owed money Professional * Financial counsellor * Legal professional * Registered debt agreement administrator * Registered trustee TOP AFSA SERVICES BANKRUPTCY REGISTER SEARCH You can use the Bankruptcy Register Search (BRS) to check if someone is, or has been, in a personal insolvency proceeding such as bankruptcy. WHAT IS TEMPORARY DEBT PROTECTION (TDP)? If you need time to consider what your next step will be, temporary debt protection (TDP) may suit you. CONSEQUENCES OF BANKRUPTCY Although bankruptcy can provide relief if you are unable to repay your debts, there are consequences which may affect you. POPULAR PAGES * Support services * Compare your insolvency options * Update your personal details * Confirmation a bankruptcy has ended * Indexed amounts UNMANAGEABLE DEBT AND INSOLVENCY SUPPORT Compare your insolvency options You may have unmanageable debt. The earlier you seek help with your debt, the more informed you’ll be about your options. Creditor bankruptcy notices Find out about making someone bankrupt through creditor bankruptcy notices. My personal details have changed Have your personal details changed? It is an obligation of bankruptcy to inform your trustee of any contact or personal detail changes. NEWS News 22 December 2023 BANKRUPTCY ACT AMENDMENT Find out more about AFSA's response to the Bankruptcy Act amendment that was recently announced. Statistics 28 March 2024 PROVISIONAL PERSONAL INSOLVENCY NUMBERS DECREASE IN FEBRUARY 2024 Personal insolvencies decreased in February 2024, according to new monthly statistics released today by the Australian Financial Security Authority (AFSA). PIR Newsletter 27 March 2024 PIR NEWSLETTER – MARCH 2024 The Personal Insolvency Regulator (PIR) is a quarterly newsletter from AFSA. See more Back to top BANKRUPTCY ACT AMENDMENT * Read more about Bankruptcy Act amendment PROVISIONAL PERSONAL INSOLVENCY NUMBERS DECREASE IN FEBRUARY 2024 * Read more about Provisional personal insolvency numbers decrease in February 2024 PRISON SENTENCE FOR WESTERN AUSTRALIAN BANKRUPT AND WIFE FOLLOWING PROPERTY DISPOSAL * Read more about Prison sentence for Western Australian bankrupt and wife following property disposal NSW BANKRUPT SENTENCED FOLLOWING PROPERTY DISPOSAL AND MAKING A FALSE DECLARATION * Read more about NSW bankrupt sentenced following property disposal and making a false declaration PIR NEWSLETTER – MARCH 2024 * Read more about PIR newsletter – March 2024 PROVISIONAL PERSONAL INSOLVENCY NUMBERS INCREASE IN JANUARY 2024 * Read more about Provisional personal insolvency numbers increase in January 2024 PERSONAL PROPERTY SECURITY REGISTER USAGE UP AS BUSINESSES LOOK TO PROTECT THEMSELVES FROM FINANCIAL RISK * Read more about Personal Property Security Register usage up as businesses look to protect themselves from financial risk PERSONAL INSOLVENCIES UP IN DECEMBER QUARTER 2023 * Read more about Personal insolvencies up in December quarter 2023 STATEMENT: OUTCOME OF THE REGISTRAR OF PERSONAL PROPERTY SECURITIES V BROOKFIELD [2024] FCA 29 – JANUARY 2024 * Read more about Statement: Outcome of the Registrar of Personal Property Securities v Brookfield [2024] FCA 29 – January 2024 TRUSTEE DEREGISTERED FOR FAILURE TO MEET BANKRUPTCY ACT STANDARDS * Read more about Trustee deregistered for failure to meet bankruptcy act standards PAGINATION * Current page 1 * Page 2 * Page 3 * Page 4 * Page 5 * Page 6 * Page 7 * Page 8 * Page 9 * … * Next page Next › * Last page Last » Subscribe to We acknowledge Aboriginal and Torres Strait Islander peoples as custodians of Australia and we pay our respects to Elders, past and present. We also acknowledge the ongoing connection to land, sea and communities throughout Australia, and the contributions to the lives of all Australians. Facebook Linkedin Twitter Youtube Subscribe to news MAIN FOOTER MENU * Popular pagesmenu toggle * Compare your insolvency options * My personal details have changed * Confirm your bankruptcy has ended * Indexed amounts * Personal debtmenu toggle * Support services * Where to find help * Owed moneymenu toggle * Guidance * Professionalsmenu toggle * Financial counsellors * Trustees * Debt agreement administrators * Resource hub * About our sitemenu toggle * Sitemap * Glossary * Copyright * Terms and conditions * Privacy policy * Freedom of information * Online security BOTTOM FOOTER MENU * * About us * Forms * * Contact us * Report a tip-off * * Work with us * Staff * * Accessibility * Help in your language * * PPSR.gov.au * AFSAsandpit.gov.au Image Image Ⓒ Commonwealth of Australia. 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