www.encompassinsurance.com
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2a02:26f0:1700:390::1b5c
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Submitted URL: http://encompassmichiganautoclaims.com/
Effective URL: https://www.encompassinsurance.com/claims/encompassmichiganautodivision.aspx
Submission: On January 09 via api from US — Scanned from DE
Effective URL: https://www.encompassinsurance.com/claims/encompassmichiganautodivision.aspx
Submission: On January 09 via api from US — Scanned from DE
Form analysis 1 forms found in the DOM
POST /encompassmichiganautodivision.aspx
<form method="post" action="/encompassmichiganautodivision.aspx" id="ctl00" novalidate="">
<div class="aspNetHidden">
<input type="hidden" name="__VIEWSTATE" id="__VIEWSTATE"
value="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">
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<div class="aspNetHidden">
<input type="hidden" name="__VIEWSTATEGENERATOR" id="__VIEWSTATEGENERATOR" value="8055AB6E">
<input type="hidden" name="__EVENTVALIDATION" id="__EVENTVALIDATION" value="/wEdAATfLcvnqDvoxipJEZUbIQiSIgQXRSC6qOM8NheWuHbGH5P2SMr7bS6O9t7OTzuO48j6TN+R620RVS82kMXQ7cCCPARt8l9bdAqcsv72HmUGwM+SYUo=">
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<div class="ls-canvas canvas" id="ls-canvas">
<div class="ls-row container-fluid" id="headerRow">
<div class="ls-fxr" id="ls-gen85932307-ls-fxr">
<div class="ls-area pageSection col-xs-12 scrollToFixed scroll-to-fixed-fixed" id="headerArea" style="z-index: 1000; position: fixed; top: 0px; margin-left: 0px; width: 1600px; left: 0px;">
<div class="ls-area-body" id="ls-gen85932308-ls-area-body">
<div class="ls-cmp-wrap ls-1st" id="w1607834110746">
<div class="iw_component" id="1607834110746">
<div class="GlobalNavigation" style="padding-top: 0px; padding-bottom: 11px; height: 96px;">
<div class="IconTopNavigation">
<div class="topnavOuter">
<a name="&lpos=MainNav" href="#heroBannerInner" onkeydown="GlobalNavigation.skipNavigation(event);" class="skipnav">Skip to main content</a>
<div class="topnavInner">
<div class="headerlinks">
<ul>
<li><a href="/agency-locator.aspx" target="_top" aria-label="" name="&lpos=MainNav">Find an Agent</a></li>
<li><a href="//www.encompassinsurance.com/agent-login.aspx" target="_blank" aria-label="" name="&lpos=MainNav">Agent Login</a></li>
<li class="search">
<input id="Hidden1" type="hidden" value="sp10036ef5" name="sp_a">
<input id="Hidden2" type="hidden" value="phrase" name="sp_p">
<input id="Hidden3" type="hidden" value="search" name="sp_t">
<input id="Hidden4" type="hidden" name="s_URL" value="https://www.encompassinsurance.com/search.aspx">
<img src="/resources/images/search_on.png?v=1a5fae00-cff1-0acb-9695-4785a6e7e5c8" alt="Search" class="searchIcon" name="Imagebutton2" id="Img1" onclick="return GlobalNavigation.searchSubmit('Imagebutton2',event)">
<input id="s_Text" name="sp_q" type="text" placeholder="Search" class="keywords" size="20" onkeyup="return GlobalNavigation.noPostBack('Imagebutton2',event)" aria-label="Search">
<label for="s_Text" class="hiddenLabel">Search</label>
</li>
</ul>
</div>
<div class="searchResultsDropdown">
<span class="search-clear"><a id="search-clear" href="#" onclick="javascript:GlobalNavigation.HideSearchResults();"><i class="fa fa-times" aria-hidden="true" title="Close Navigation"></i></a></span>
<ul class="searchResults">
</ul>
<span class="searchResultsTitle">Popular Searches</span>
<ul class="popularSearchResults">
</ul>
</div>
</div>
</div>
<div class="top-navigation">
<div class="mobile-gradient"></div>
<div class="hidden-md hidden-lg mobile-header">
<a name="&lpos=MainNav" href="#heroBannerInner" onkeydown="GlobalNavigation.skipNavigation(event);" class="skipnav">Skip to main content</a>
<button type="button" class="mobile-navbar" id="slide-mobile-navbar">
<span class="sr-only">Toggle navigation</span>
<span class="icon-bar"></span>
<span class="icon-bar"></span>
<span class="icon-bar"></span>
</button>
<a name="&lpos=MainNav" class="nav-allstate" href="https://www.encompassinsurance.com?intcid=TR|rwd_nav|Allstate_Logo" "=""><img class="mobileLogo" src="/resources/EncompassInsurance/images/global/encompass-logo-light.png?v=7713bef2-7f7b-4f1c-0e8e-88e3969698ed" alt="Encompass Logo" name="&lpos=MainNav"></a>
<a name="&lpos=MainNav" class="nav-logged-out" href="https://myaccountrwd.allstate.com/anon/account/login?cid=MBL|rwd_nav|MyA_Login"></a>
<div class="hidden-md hidden-lg mobile-subheader">
<input type="text" onkeyup="return GlobalNavigation.noPostBack('mobile_Imagebutton2',event)" size="20" name="mobile_sp_q" id="mobile_s_Text" placeholder="Search" aria-label="Search">
<a href="#" class="subheader-search" onclick="return GlobalNavigation.searchSubmit('mobile_Imagebutton2',event)" name="mobile_Imagebutton2"><i class="fa fa-search" aria-hidden="true" title="Search"></i></a>
<a class="search-clear" id="mobile-search-clear" href="#" onclick="javascript:$(this).css('display', 'none').prev().prev().val(''); GlobalNavigation.HideSearchResults();"><i class="fa fa-times" aria-hidden="true" title="Close Navigation"></i></a>
<input type="text" id="searchPageId" class="searchInputHidden" value="%2fclaims%2fencompassmichiganautodivision.aspx" aria-label="Smart Search Page ID">
</div>
<div class="searchResultsDropdown">
<ul class="searchResults">
</ul>
<span class="searchResultsTitle">Popular Searches</span>
<ul class="popularSearchResults">
</ul>
</div>
</div>
<div class="inner-wrapper" style="height: 0px;">
<div class="hidden-md hidden-lg mobile-subheader">
<a class="subheader-close" id="subheader-close" href="#"><i class="fa fa-times" aria-hidden="true" title="Close Navigation"></i></a>
</div>
<ul>
<li class="hidden-xs hidden-sm nav-allstate">
<a name="&lpos=MainNav" href="https://www.encompassinsurance.com" aria-label="Navigate to Encompass Insurance home page. " "target="_top" class="headerLogo"><img class="desktopLogo" src="/resources/EncompassInsurance/images/global/encompass-logo.jpg?v=5d3f80a0-1fe2-66d3-5a45-926f2d795fa0" alt="Encompass Logo" name="&lpos=MainNav"></a>
</li>
<style type="text/css">
.gnSpriteImage a:before {
background-image: url();
height: 50px;
width: 50px;
}
.nav-parent-secondary a:before {
background-position: center -1053px !important;
}
.nav-parent-secondary a:hover:before {
background-position: center -1122px !important;
}
.nav-parent-secondary.expanded a:before {
background-position: center -1190px !important;
}
.nav-parent-secondary.expanded a:hover:before {
background-position: center -1259px !important;
}
</style>
<li class="nav-parent nav-primary">
<a name="&lpos=MainNav" href="/" aria-label="Open insurance products menu section">Insurance Products</a>
<div class="nav-child">
<ul>
<li class=" "><a href="/insurance-products.aspx" target="_top" alt="" aria-label="Insurance Products Overview. " name="&lpos=MainNav">Overview</a></li>
<li class=" "><a href="/insurance-products/the-encompassone-policy.aspx" target="_top" alt="" aria-label="" name="&lpos=MainNav">The EncompassOne Policy</a></li>
<li class=" "><a href="/insurance-products/home-insurance.aspx" target="_top" alt="" aria-label="" name="&lpos=MainNav">Home Insurance</a></li>
<li class=" "><a href=" /insurance-products/auto-insurance.aspx" target="_top" alt="" aria-label="" name="&lpos=MainNav">Auto Insurance</a></li>
<li class=" "><a href="/insurance-products/additional-products.aspx" target="_top" alt="" aria-label="" name="&lpos=MainNav">Additional Products</a></li>
</ul>
</div>
</li>
<style type="text/css">
.gnSpriteImage a:before {
background-image: url();
height: 50px;
width: 50px;
}
.nav-parent-secondary a:before {
background-position: center -1053px !important;
}
.nav-parent-secondary a:hover:before {
background-position: center -1122px !important;
}
.nav-parent-secondary.expanded a:before {
background-position: center -1190px !important;
}
.nav-parent-secondary.expanded a:hover:before {
background-position: center -1259px !important;
}
</style>
<li class="nav-parent nav-primary">
<a name="&lpos=MainNav" href="/" aria-label="Open claims menu section">Claims</a>
<div class="nav-child">
<ul>
<li class=" "><a href="/claims.aspx" target="_top" alt="" aria-label="Claims overview. " name="&lpos=MainNav">Overview</a></li>
<li class=" "><a href="//www.encompassinsurance.com/claims/home-claims.aspx" target="_top" alt="" aria-label="" name="&lpos=MainNav">Home Claims</a></li>
<li class=" "><a href="//www.encompassinsurance.com/claims/auto-claims.aspx" target="_top" alt="" aria-label="" name="&lpos=MainNav">Auto Claims</a></li>
<li class=" "><a href="//www.encompassinsurance.com/claims/catastrophe-claims.aspx" target="_top" alt="" aria-label="" name="&lpos=MainNav">Catastrophe Claims</a></li>
<li class=" "><a href="//www.encompassinsurance.com/claims/subrogation.aspx" target="_top" alt="" aria-label="" name="&lpos=MainNav">Subrogation Claims</a></li>
</ul>
</div>
</li>
<style type="text/css">
.gnSpriteImage a:before {
background-image: url();
height: 50px;
width: 50px;
}
.nav-parent-secondary a:before {
background-position: center -1053px !important;
}
.nav-parent-secondary a:hover:before {
background-position: center -1122px !important;
}
.nav-parent-secondary.expanded a:before {
background-position: center -1190px !important;
}
.nav-parent-secondary.expanded a:hover:before {
background-position: center -1259px !important;
}
</style>
<li class="nav-parent nav-primary">
<a name="&lpos=MainNav" href="/" aria-label="Open resources menu section">Resources</a>
<div class="nav-child">
<ul>
<li class=" "><a href="/insurance-resources.aspx" target="_top" alt="" aria-label="Insurance resources overview. " name="&lpos=MainNav">Overview</a></li>
<li class=" "><a href="/insurance-resources/tools.aspx" target="_top" alt="" aria-label="" name="&lpos=MainNav">Tools</a></li>
<li class=" "><a href="/insurance-resources/faqs.aspx" target="_top" alt="" aria-label="" name="&lpos=MainNav">FAQs</a></li>
<li class=" "><a href="/insurance-resources/articles.aspx" target="_top" alt="" aria-label="" name="&lpos=MainNav">Articles</a></li>
<li class=" "><a href="/insurance-resources/agency-insights.aspx" target="_top" alt="" aria-label="" name="&lpos=MainNav">Agency Insights</a></li>
</ul>
</div>
</li>
<style type="text/css">
.gnSpriteImage a:before {
background-image: url();
height: 50px;
width: 50px;
}
.nav-parent-secondary a:before {
background-position: center -1053px !important;
}
.nav-parent-secondary a:hover:before {
background-position: center -1122px !important;
}
.nav-parent-secondary.expanded a:before {
background-position: center -1190px !important;
}
.nav-parent-secondary.expanded a:hover:before {
background-position: center -1259px !important;
}
</style>
<li class="nav-parent nav-primary">
<a name="&lpos=MainNav" href="/" aria-label="Open about us menu section">About Us</a>
<div class="nav-child">
<ul>
<li class=" "><a href="/about-us.aspx" target="_top" alt="" aria-label="About us overview. " name="&lpos=MainNav">Overview</a></li>
<li class=" "><a href="//www.encompassinsurance.com/about-us/history.aspx" target="_top" alt="" aria-label="" name="&lpos=MainNav">History</a></li>
<li class=" "><a href="//www.encompassinsurance.com/about-us/financial-ratings.aspx" target="_top" alt="" aria-label="" name="&lpos=MainNav">Financial Ratings</a></li>
<li class=" "><a href="//www.encompassinsurance.com/about-us/what-customers-say.aspx" target="_top" alt="" aria-label="" name="&lpos=MainNav">What Customers Say</a></li>
<li class=" "><a href="//www.encompassinsurance.com/covid.aspx" target="_top" alt="" aria-label="" name="&lpos=MainNav">COVID-19</a></li>
</ul>
</div>
</li>
<li class="nav-primary">
<a name="&lpos=MainNav" href="https://my.encompassinsurance.com/Login" aria-label="" "target="_top"><span style="color: #bd3d0e;">My</span>Encompass</a>
</li>
<li class="hidden-md hidden-lg nav-agent"><a name="&lpos=MainNav" href="/anon/handlers/redirectactivity.ashx?location=FA">Find A Local Agent</a></li>
<li class="hidden-md hidden-lg nav-account-login"><a name="&lpos=MainNav" class="loginLink" href="https://myaccountrwd.allstate.com/anon/account/login?cid=MBL|rwd_nav|MyA_Login">My Account Log in</a></li>
</ul>
<div class="hidden-md hidden-lg mobile-footer">
<ul>
<li><a href="//www.encompassinsurance.com/agent-login.aspx" name="&lpos=MainNav" aria-label="" class="uppercasing">Agent Login</a></li>
</ul>
</div>
</div>
</div>
</div>
<script type="text/javascript">
$(document).ready(function() {
$('.t1-mobile').find('.t1-zip').off('click').on('click', function(e) {
$('#modalEditLocationOverlay').modal('show');
ProcessMetrics('ZipOverlayEdit', ['Zip Overlay Edit', 'MainNav']);
$(Global.zipCodeOverlayIdentifier).data({
'quoteProduct': productCode,
'quoteCampaign': Global.SCPageName + "'?fake=|MainNav|quote_box:" + productCode + "'",
'component': 'GlobalNavigation'
}).dialog('open');
});
$('.t1-mobile').find('.t1-get-a-quote').off('click').on('click', function(e) {
e.preventDefault();
var zipCode = document.getElementById("t1zip");
var productCode = new BundleSelector($('.t1-mobile')).getProducts();
if ((zipCode.value != null) && (zipCode.value != "") && (productCode != "BI") && (productCode != "PI") && (productCode != "EI")) {
window.location.href = "/anon/handlers/quoteactivity.ashx?product=" + productCode + "&intcid=" + Global.SCPageName + "|MainNav|quote_box:" + productCode + "&Mobile=Y"
} else if ((productCode == "BI") || (productCode == "PI") || (productCode == "EI")) {
if (productCode == "BI") {
window.location.href = "https://www.allstate.com/landingpages/small-business-quote.aspx?product=" + productCode + "&intcid=" + Global.SCPageName + "|MainNav|quote_box:" + productCode + "&Mobile=Y"
};
if (productCode == "PI") {
window.location.href = "https://quote.embracepetinsurance.com/?brand=Allstate&senderId=A0C7242&utm_source=allstate-website&utm_medium=Allstate&utm_campaign=d2c&utm_content=get-quote&product=" + productCode +
"&intcid=" + Global.SCPageName + "|MainNav|quote_box:" + productCode + "&Mobile=Y"
};
if (productCode == "EI") {
window.location.href = "https://www.markelinsurance.com/event/allstate?product=" + productCode + "&intcid=" + Global.SCPageName + "|MainNav|quote_box:" + productCode + "&Mobile=Y"
};
} else {
$('#modalEditLocationOverlay').modal('show');
ProcessMetrics('ZipOverlayEdit', ['Zip Overlay Edit', 'MainNav']);
$(Global.zipCodeOverlayIdentifier).data({
'quoteProduct': productCode,
'quoteCampaign': Global.SCPageName + "'?fake=|MainNav|quote_box:" + productCode + "'",
'component': 'GlobalNavigation'
}).dialog('open');
}
});
globalEvents.Event("userLocationUpdated").subscribe(function() {
GlobalNavigation.setUserLocation();
});
$(".GlobalNavigation").closest(".pageSection").addClass("scrollToFixed");
$(".GlobalNavigation").closest(".pageSection").scrollToFixed();
GlobalNavigation.searchType = 'ent';
GlobalNavigation.defaultSearchResults =
'{"searchId":"00000","offers":[{"choiceId":"01","title":"Payment and Billing","url":"https://www.allstate.com/support/payment-and-billing.aspx","rank":1},{"choiceId":"02","title":"Allstate Auto Insurance","url":"https://www.allstate.com/auto-insurance.aspx","rank":2},{"choiceId":"03","title":"Home Insurance","url":"https://www.allstate.com/home-insurance.aspx","rank":3},{"choiceId":"04","title":"Allstate ePolicy","url":"https://www.allstate.com/support/paperless-epolicy.aspx","rank":4},{"choiceId":"05","title":"Insurance Cards","url":"https://www.allstate.com/support/insurance-card.aspx","rank":5}]}';
GlobalNavigation.Initialize();
GlobalNavigation.setUserLocation = function() {
if ((bsCommon.userLocationJson() != null) && (bsCommon.userLocationJson() != "") && (bsCommon.userLocationJson().PostalCode != "") && (bsCommon.userLocationJson().City != "") && (bsCommon.userLocationJson().Region !=
"")) {
$(".GlobalNavigation .location a").html(bsCommon.userLocationJson().City.toLowerCase() + ", " + bsCommon.userLocationJson().Region + " " + bsCommon.userLocationJson().PostalCode);
$(".GlobalNavigation .location a").css("text-transform", "capitalize");
$(".GlobalNavigation .quote-header .location span").html(bsCommon.userLocationJson().City.toLowerCase() + ", " + bsCommon.userLocationJson().Region + " " + bsCommon.userLocationJson().PostalCode);
$(".GlobalNavigation .quote-header .location").css("display", "block").css("text-transform", "capitalize");
$(".GlobalNavigation .quote-header .enterZip").css("display", "none");
$(".GlobalNavigation .nav-quote a p").html(bsCommon.userLocationJson().PostalCode);
$(".GlobalNavigation .nav-quote a p").css("display", "inline");
$(".GlobalNavigation .nav-quote .quote-location span").html(bsCommon.userLocationJson().PostalCode);
var t1zip = document.getElementById("t1zip")
if (t1zip != null) {
t1zip.setAttribute('value', bsCommon.userLocationJson().PostalCode);
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}
}
});
$(window).on("load", function() {
Global.SCPageName = "/encompassinsurance/claims/encompassmichiganautodivision.aspx";
if (window.innerWidth >= 992) {
GlobalNavigation.SetDefaultNavigation();
}
$('[data-toggle="tooltip"]').tooltip();
$('.location a').click(function(e) {
e.preventDefault();
});
$(document).ready(function() {
GlobalNavigation.setUserLocation();
$('#mobile_s_Text, #s_Text').on('keyDown, keyPress, input', function() {
var inputText = $(this).val();
var resultText = inputText.replace(/[@]/g, ' ');
$(this).val(resultText);
});
});
});
var gnSelectedIndex = "-1";
urlMyAccountLogOn = 'https://myaccountrwd.allstate.com/api/anon/Authentication/login';
Global.More = 'More';
Global.Less = 'Less';
Global.urlMyAccount = 'https://myaccountrwd.allstate.com';
Global.urlMyAccountLogin = 'https://myaccountrwd.allstate.com/api/anon/Authentication/login';
Global.urlMyAccountLoginError = 'https://myaccountrwd.allstate.com/anon/account/login?invalidLogin=true';
Global.urlMyAccountLogout = 'https://myaccountrwd.allstate.com/api/anon/Authentication/logout';
</script>
</div>
</div>
</div>
</div>
</div>
<div style="display: block; width: 1600px; height: 107px; float: left;"></div>
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</div>
<div class="ls-row container-fluid" id="bannerRow">
<div class="ls-fxr" id="ls-gen85932309-ls-fxr">
<div class="ls-area pageSection col-xs-12" id="bannerArea">
<div class="ls-area-body" id="ls-gen85932310-ls-area-body"></div>
</div>
<div class="ls-row-clr"></div>
</div>
</div>
<div class="ls-row container" id="bodyContainer">
<div class="ls-fxr" id="ls-gen85932311-ls-fxr">
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<div class="ls-fxr" id="ls-gen85932313-ls-fxr">
<div class="ls-area" id="leftRailArea">
<div class="ls-area-body" id="ls-gen85932314-ls-area-body">
<div class="ls-cmp-wrap ls-1st" id="w1607834110747">
<div class="iw_component" id="1607834110747">
<div class="bsLeftNavigation" style="padding-top:0px; padding-bottom:11px;">
<div class="row">
<div class="col-xs-12">
<nav class="bs-docs-sidebar">
<ul class="nav bs-docs-sidenav">
<li>
<a href="/claims.aspx" target="_top" name="&lpos=LeftNavigation">Claims
</a>
</li>
<li>
<a href="/claims/home-claims.aspx" target="_top" name="&lpos=LeftNavigation">Home Claims
</a>
</li>
<li>
<a href="/claims/auto-claims.aspx" target="_top" name="&lpos=LeftNavigation">Auto Claims
</a>
</li>
<li>
<a href="/claims/catastrophe-claims.aspx" target="_top" name="&lpos=LeftNavigation">Catastrophe Claims
</a>
</li>
<li>
<a href="/claims/subrogation.aspx" target="_top" name="&lpos=LeftNavigation">Subrogation Claims
</a>
</li>
</ul>
</nav>
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</div><!-- row -->
<script type="text/javascript">
//<![CDATA[
$(function() {
bsLeftNavigation.init();
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</div>
</div>
</div>
</div>
<div class="ls-row-clr"></div>
</div>
</div>
</div>
</div>
<div class="ls-col pageSection col-md-9" id="bodyColumn">
<div class="ls-col-body" id="ls-gen85932315-ls-col-body">
<div class="ls-row" id="bodyRow">
<div class="ls-fxr" id="ls-gen85932316-ls-fxr">
<div class="ls-area" id="bodyArea">
<div class="ls-area-body" id="ls-gen85932317-ls-area-body">
<div class="ls-cmp-wrap ls-1st" id="w1607834110748">
<div class="iw_component" id="1607834110748">
<div class="bsBreadcrumb" itemprop="bsbreadcrumb" style="padding-top:0px; padding-bottom:11px;">
<div>
<div class="col-xs-12">
<ol class="breadcrumb">
<li><a href="/home.aspx" class="icon icon-a"></a></li>
<li><a href="/claims.aspx">Claims</a></li>
<li class="active">MI Auto Claims Division</li>
</ol>
</div>
</div>
</div>
</div>
</div>
<div class="ls-cmp-wrap" id="w1607834110753">
<div class="iw_component" id="1607834110753">
<div class="CenterWell" style="padding-top:10px; padding-bottom:11px;"> <h1 class="TitleOnly">Encompass Michigan Auto Division FAQs</h1>
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<p>Allstate is proposing to create new, divided companies for each brand we hold auto business with certain open injury claims under, Allstate, Encompass, and Esurance in the state of Michigan. Existing and new business
customers will not be affected. <style>
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<h2>Auto Claims Division</h2>
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What does it mean to divide a company?
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<p>The Illinois Division Law, which went into effect in 2019, allows Illinois domiciled stock insurance companies to divide into two or more insurance companies and allocate assets and liabilities, including
policy liabilities, between the resulting companies. </p>
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What will the divided companies do?
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<p>The new companies will separate existing Michigan Personal Injury Protection (PIP) liabilities associated with inactive business in Michigan and certain other related liabilities from active business in
Michigan. On the effective date of the division, each new company will contain certain inactive PIP claims and certain other related liabilities as of December 31, 2019, for the applicable Allstate, Encompass
and Esurance brands. There are no current plans for the new companies to write new business.</p>
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Why are we making this change?
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<p>A recent change in Illinois law allows insurance companies to divide existing liabilities into more than one company to maintain a more efficient marketplace. This promotes a healthy and stable business
environment, which allows us to better serve customers. </p>
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What is the timing of this change?
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<p>We are looking to complete this transaction effective April 1, 2021, subject to regulatory approval. All impacted Claimants and Policyholders will receive a letter explaining the change and notifying them of a
public hearing held by the Illinois Department of Insurance. At the conclusion of the regulatory approval process, impacted Claimants will receive an additional notice confirming the division has been
completed. </p>
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How does this division affect claimants?
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<p>Encompass is committed to a seamless transition. There will be no change to how claims are handled or paid, and we will continue to ensure the same level of exceptional service. </p>
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How does this division affect current Encompass policyholders that will remain insured by the dividing companies?
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<p>Current Encompass policyholders will be unaffected by this transaction and will remain insured with their current Encompass company. There will be no changes to their policy terms or conditions.</p>
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What existing companies are impacted by this transaction?
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<p>Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate Fire and Casualty Insurance Company, Encompass Indemnity Company, Encompass Property &
Casualty Companies, Esurance Insurance Company, and Esurance Property & Casualty Company are the dividing companies that will allocate their open injury claims incurred under former Michigan auto policies
and certain related liabilities to new companies for the Allstate, Encompass and Esurance brands, respectively.</p>
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Are there any steps or actions claimants need to take as part of this change?
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<p>Encompass is committed to a seamless transition for claimants. There is no action required by claimants.</p>
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What are the names of the new divided companies?
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<p>The names of the new companies in Michigan for each brand that we hold auto business under Allstate, Encompass and Esurance will be as follows:</p>
<ul>
<li>Previously with Allstate → ASMI Auto Insurance Company </li>
<li>Previously with Encompass → ECMI Auto Insurance Company</li>
<li>Previously with Esurance → ESMI Auto Insurance Company</li>
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Where will the new companies be organized?
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<p>The new companies will be organized as Illinois domestic stock insurance companies and will all be licensed in the state of Michigan.</p>
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Where can I locate a copy of the Plan of Division?
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<p>Copies of the Plans of Division are available for your review at
<a href="https://insuranceqa.illinois.gov/Hearings/Hearings-Plan-of-Division.html" target="_blank">Illinois Department of Insurance's website</a>. Additionally, you may access the plan of Division for Encompass
by clicking links below. </p>
<ul>
<li><a href="/resources/EncompassInsurance/attachments/EI-plan-of-division.pdf" target="_blank">Encompass Indemnity Company</a></li>
<li><a href="/resources/EncompassInsurance/attachments/EPC-plan-of-division.pdf" target="_blank">Encompass Property and Casualty Company</a></li>
</ul>
<p></p>
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<h2>Public Hearing</h2>
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Will the Illinois Department of Insurance hold a public hearing on its review of the Division Plan?
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<p>Yes. The Illinois Department of Insurance will hold a consolidated public hearing on the Allstate, Encompass and Esurance Plans of Division to obtain information to confirm that the statutory criteria for
approval of the Division is met. </p>
<p><strong>The hearing also provides an opportunity for public comment.</strong></p>
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<p>The public hearing is scheduled for March 3<sup>rd</sup> and 4<sup>th</sup> and will be conducted using a virtual meeting program. </p>
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<p>Additional information related to the hearing will be posted on
the<a href="https://insuranceqa.illinois.gov/Hearings/Hearings-Plan-of-Division.html" target="_blank"> Illinois Department of Insurance's website</a>. Additionally, you may access a copy of the witness list,
exhibit list and witness statements by clicking the links below.</p>
<ul>
<li><a href="/resources/EncompassInsurance/attachments/witness-list.pdf" target="_blank"> Witness List</a></li>
<li><a href="/resources/EncompassInsurance/attachments/joint-exhibit-list.pdf" target="_blank"> Joint Exhibit</a></li>
<li><a href="/resources/EncompassInsurance/attachments/2021-02-25-michael-pedraja-witness-statement.pdf" target="_blank"> Witness Statement 1</a></li>
<li><a href="/resources/EncompassInsurance/attachments/2021-02-25-joseph-cassanelli-witness-statement.pdf" target="_blank"> Witness Statement 2</a></li>
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<p>If you have additional questions, please contact us at <a href="mailto:EncompassMichiganAutoClaims@allstate.com">EncompassMichiganAutoClaims@allstate.com</a>.</p>
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1.
2. Claims
3. MI Auto Claims Division
ENCOMPASS MICHIGAN AUTO DIVISION FAQS
Allstate is proposing to create new, divided companies for each brand we hold
auto business with certain open injury claims under, Allstate, Encompass, and
Esurance in the state of Michigan. Existing and new business customers will not
be affected.
AUTO CLAIMS DIVISION
WHAT DOES IT MEAN TO DIVIDE A COMPANY?
The Illinois Division Law, which went into effect in 2019, allows Illinois
domiciled stock insurance companies to divide into two or more insurance
companies and allocate assets and liabilities, including policy liabilities,
between the resulting companies.
WHAT WILL THE DIVIDED COMPANIES DO?
The new companies will separate existing Michigan Personal Injury Protection
(PIP) liabilities associated with inactive business in Michigan and certain
other related liabilities from active business in Michigan. On the effective
date of the division, each new company will contain certain inactive PIP claims
and certain other related liabilities as of December 31, 2019, for the
applicable Allstate, Encompass and Esurance brands. There are no current plans
for the new companies to write new business.
WHY ARE WE MAKING THIS CHANGE?
A recent change in Illinois law allows insurance companies to divide existing
liabilities into more than one company to maintain a more efficient marketplace.
This promotes a healthy and stable business environment, which allows us to
better serve customers.
WHAT IS THE TIMING OF THIS CHANGE?
We are looking to complete this transaction effective April 1, 2021, subject to
regulatory approval. All impacted Claimants and Policyholders will receive a
letter explaining the change and notifying them of a public hearing held by the
Illinois Department of Insurance. At the conclusion of the regulatory approval
process, impacted Claimants will receive an additional notice confirming the
division has been completed.
HOW DOES THIS DIVISION AFFECT CLAIMANTS?
Encompass is committed to a seamless transition. There will be no change to how
claims are handled or paid, and we will continue to ensure the same level of
exceptional service.
HOW DOES THIS DIVISION AFFECT CURRENT ENCOMPASS POLICYHOLDERS THAT WILL REMAIN
INSURED BY THE DIVIDING COMPANIES?
Current Encompass policyholders will be unaffected by this transaction and will
remain insured with their current Encompass company. There will be no changes to
their policy terms or conditions.
WHAT EXISTING COMPANIES ARE IMPACTED BY THIS TRANSACTION?
Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and
Casualty Insurance Company, Allstate Fire and Casualty Insurance Company,
Encompass Indemnity Company, Encompass Property & Casualty Companies, Esurance
Insurance Company, and Esurance Property & Casualty Company are the dividing
companies that will allocate their open injury claims incurred under former
Michigan auto policies and certain related liabilities to new companies for the
Allstate, Encompass and Esurance brands, respectively.
ARE THERE ANY STEPS OR ACTIONS CLAIMANTS NEED TO TAKE AS PART OF THIS CHANGE?
Encompass is committed to a seamless transition for claimants. There is no
action required by claimants.
WHAT ARE THE NAMES OF THE NEW DIVIDED COMPANIES?
The names of the new companies in Michigan for each brand that we hold auto
business under Allstate, Encompass and Esurance will be as follows:
* Previously with Allstate → ASMI Auto Insurance Company
* Previously with Encompass → ECMI Auto Insurance Company
* Previously with Esurance → ESMI Auto Insurance Company
WHERE WILL THE NEW COMPANIES BE ORGANIZED?
The new companies will be organized as Illinois domestic stock insurance
companies and will all be licensed in the state of Michigan.
WHERE CAN I LOCATE A COPY OF THE PLAN OF DIVISION?
Copies of the Plans of Division are available for your review at Illinois
Department of Insurance's website. Additionally, you may access the plan of
Division for Encompass by clicking links below.
* Encompass Indemnity Company
* Encompass Property and Casualty Company
PUBLIC HEARING
WILL THE ILLINOIS DEPARTMENT OF INSURANCE HOLD A PUBLIC HEARING ON ITS REVIEW OF
THE DIVISION PLAN?
Yes. The Illinois Department of Insurance will hold a consolidated public
hearing on the Allstate, Encompass and Esurance Plans of Division to obtain
information to confirm that the statutory criteria for approval of the Division
is met.
The hearing also provides an opportunity for public comment.
WHEN AND WHERE IS THE PUBLIC HEARING?
The public hearing is scheduled for March 3rd and 4th and will be conducted
using a virtual meeting program.
WHERE CAN I GET ADDITIONAL INFORMATION ON THE HEARING BEFORE IT OCCURS?
Additional information related to the hearing will be posted on the Illinois
Department of Insurance's website. Additionally, you may access a copy of the
witness list, exhibit list and witness statements by clicking the links below.
* Witness List
* Joint Exhibit
* Witness Statement 1
* Witness Statement 2
STILL HAVE QUESTIONS? CONTACT US.
If you have additional questions, please contact us at
EncompassMichiganAutoClaims@allstate.com.
Coverages, features and discounts subject to terms and conditions. Savings vary
based on factors such as state and coverages selected. The coverages, features
and discounts described on this website are not available in every state. Please
see your Encompass policy for details or call an Encompass Insurance Independent
Agent for more information.
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