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Submitted URL: http://agdirect.com/
Effective URL: https://www.agdirect.com/
Submission: On January 27 via manual from US — Scanned from DE
Effective URL: https://www.agdirect.com/
Submission: On January 27 via manual from US — Scanned from DE
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</div>
<a href="#main" class="visuallyhidden">Skip Navigation</a>
<header role="banner">
<div class="container header-container">
<a href="/" class="logo" title="AgDirect">
<div class="logotype">
<div class="visuallyhidden">AgDirect</div>
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</a>
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<li id="ctlMenu_TopNav_parentMenu_0" class=" dropdown"><a id="ctlMenu_TopNav_link_0" class=" dropdown-toggle" data-toggle="dropdown">Financing
<span class="caret"></span></a>
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<li><a href="https://www.agdirect.com/financing/new-farm-equipment-financing">New Equipment</a>
</li>
<li><a href="https://www.agdirect.com/financing/used-farm-equipment-financing">Used Equipment</a>
</li>
<li><a href="https://www.agdirect.com/financing/farm-equipment-refinancing">Refinancing</a>
</li>
</ul>
</li>
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</a>
</li>
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<ul class="dropdown-menu" role="menu">
<li><a href="https://www.agdirect.com/resources/learning-center">Learning Center</a>
</li>
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</li>
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<li id="ctlMenu_TopNav_parentMenu_6"><a href="https://www.agdirect.com/apply" id="ctlMenu_TopNav_link_6">Apply
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</li>
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</nav>
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<button type="button" class="login-button">Login <span class="caret"></span></button>
<div class="login-links">
<a href="/ADOWeb">Dealer</a>
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class="card heroBGheight">
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<div class="row" style="width:100%;">
<div style="float: left; width: 65%;" class="col-xs-12 col-sm-9 col-md-10 col-lg-8 heropadreact">
<h1 class="herobannertxt primary-h-hero__large-text text--primary-white">Simple. Fast. Flexible Financing.<sub class="primary-h-hero__large-text--sub">®</sub></h1>
<a class="hero-play-btn text--secondary-green" href="https://www.agdirect.com/resources/learning-center/agdirect-celebrates-25-years-of-simple-fast-and-flexible-financing">Learn More <i class="far hero-play-btn__icon"></i> <i class="fa-solid fa-caret-right"></i></a>
</div>
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<section style="background-color:#626366;padding:15px 15px;" class="hidden-xs hidden-sm">
<div class="container">
<div class="row">
<div class="col-sm-12 col-md-offset-1">
<p style="text-align:center;color:#ffffff;font-size:12pt;text-align:left;line-height:26px;"><em class="fas fa-exclamation-circle"></em> Postal Service changes result in longer delivery times. Consider making payments through
Account Access. <a href="https://www.agdirect.com/online-account-access" style="text-decoration:underline;color:#FFFFFF;font-weight:700;" data-sf-ec-immutable="" aria-label="Make payments through Account Access">MORE DETAILS</a>
»<br><em class="fas fa-exclamation-circle"></em> Avoid online equipment scams. Learn steps you can take to protect you and your business.
<a href="https://www.agdirect.com/avoiding-online-equipment-buying-scams" style="text-decoration:underline;color:#FFFFFF;font-weight:700;" data-sf-ec-immutable="" aria-label="Avoid online equipment scams">READ SAFETY TIPS</a> »</p>
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<section style="background-color:#626366;padding:15px 15px;" class="hidden-md hidden-lg">
<div class="container">
<div class="row">
<div class="col-sm-12 col-md-offset-1">
<p style="text-align:center;color:#ffffff;font-size:12pt;text-align:left;line-height:26px;"><em class="fas fa-exclamation-circle"></em> Get the latest details on mail delays and
<a href="https://www.agdirect.com/online-account-access" style="text-decoration:underline;color:#FFFFFF;font-weight:700;" data-sf-ec-immutable="" aria-label="Make payments through Account Access">ACCOUNT ACCESS</a>; and equipment
scams and
<a href="https://www.agdirect.com/avoiding-online-equipment-buying-scams" style="text-decoration:underline;color:#FFFFFF;font-weight:700;" data-sf-ec-immutable="" aria-label="Avoid online equipment scams">ONLINE SAFETY TIPS</a>.</p>
</div>
</div>
</div>
</section>
</div>
</div>
<div>
<div class="sfContentBlock sf-Long-text">
<section class="call-to-action__background">
<div class="fixing-container h-100">
<div class="row h-100">
<div class="col-xs-12 col-sm-6 col-sm-push-5 col-md-6 col-md-push-5 col-lg-6 col-lg-push-5 call-to-action__col">
<div class="v-align-wrapper">
<div class="v-align-me">
<div class="call-to-action__content">
<h2 class="call-to-action__text text--primary-brown">Ready to apply? Let's get started.</h2>
<a href="https://application.agdirect.com/purchase/equipment-seller-info?index=0" class="ag-btn-secondary ag-btn-secondary--primary-green" data-sf-ec-immutable="">Purchase <em class="fas fa-angle-right"></em></a>
<a href="https://application.agdirect.com/refinance/equipment-seller-info?index=0" class="ag-btn-secondary ag-btn-secondary--primary-green" data-sf-ec-immutable="">Refinance <em class="fas fa-angle-right"></em></a>
<a href="/contact#lease" class="ag-btn-secondary ag-btn-secondary--primary-green" data-sf-ec-immutable="">Lease <em class="fas fa-angle-right"></em></a>
</div>
</div>
</div>
</div>
<div class="col-xs-12 col-sm-4 col-sm-pull-6 col-sm-offset-1 col-md-pull-6 col-md-4 col-md-offset-1 col-lg-pull-6 col-lg-4 col-lg-offset-1 call-to-action__col call-to-action__col--img"><img
src="/images/default-source/customer-profile/person-sized-lossy.webp?sfvrsn=7a05efd9_1" alt="Ready to apply? Let's get started." sf-size="17158"><br></div>
</div>
</div>
</section>
</div>
</div>
<div>
<div class="sfContentBlock sf-Long-text">
<section class="backgrounds--primary-gray">
<div class="rates-container">
<div class="row">
<div class="col-sm-12 text-center">
<h3 class="section-title text--primary-green">Current Rates</h3>
</div>
</div>
<div class="row">
<div class="col-xs-12 col-sm-9 col-sm-push-3 col-md-9 col-md-push-3 col-lg-6 col-lg-push-3">
<table class="table-new k-table">
<thead>
<tr>
<th class="table-new__financed-amount ">Financed Amount</th>
<th class="text-left table-new__term-header" data-role="resizable">Term</th>
<th class="text-center" data-role="resizable">Fixed Rate</th>
<th class="text-center">Variable Rate</th>
</tr>
</thead>
<tbody class="backgrounds--primary-white table-new__financed-amount-body table-new__financed-amount-body--white">
<tr>
<td class="table-new__financed-amount table-new__hr--first">$200,000+</td>
<td class="table-new__hr table-new__hr--first text-left">2–3 years</td>
<td class="table-new__hr table-new__hr--first">6.95%</td>
<td class="table-new__hr table-new__hr--first">6.75%</td>
</tr>
<tr>
<td> </td>
<td class="table-new__hr text-left">4 years</td>
<td class="table-new__hr">7.25%</td>
<td class="table-new__hr">6.75%</td>
</tr>
<tr class="table-new__row">
<td> </td>
<td class="table-new__hr text-left">5 years</td>
<td class="table-new__hr">7.25%</td>
<td class="table-new__hr">6.75%</td>
</tr>
<tr>
<td> </td>
<td class="table-new__hr--bottom text-left">6–7 years</td>
<td class="table-new__hr--bottom">7.50%</td>
<td class="table-new__hr--bottom">6.75%</td>
</tr>
</tbody>
<tbody class="table-new__financed-amount-body table-new__financed-amount-body--gray">
<tr>
<td class="table-new__financed-amount table-new__hr--first">$75,000–$199,999</td>
<td class="table-new__hr table-new__hr--first text-left">2–3 years</td>
<td class="table-new__hr table-new__hr--first">7.25%</td>
<td class="table-new__hr table-new__hr--first">7.00%</td>
</tr>
<tr>
<td> </td>
<td class="table-new__hr text-left">4 years</td>
<td class="table-new__hr">7.50%</td>
<td class="table-new__hr">7.00%</td>
</tr>
<tr class="table-new__row">
<td> </td>
<td class="table-new__hr text-left">5 years</td>
<td class="table-new__hr">7.50%</td>
<td class="table-new__hr">7.00%</td>
</tr>
<tr>
<td> </td>
<td class="table-new__hr--bottom text-left">6–7 years</td>
<td class="table-new__hr--bottom">7.75%</td>
<td class="table-new__hr--bottom">7.00%</td>
</tr>
</tbody>
<tbody class="backgrounds--primary-white table-new__financed-amount-body table-new__financed-amount-body--white">
<tr>
<td class="table-new__financed-amount table-new__hr--first">$25,000–$74,999</td>
<td class="table-new__hr table-new__hr--first text-left">2–3 years</td>
<td class="table-new__hr table-new__hr--first">7.50%</td>
<td class="table-new__hr table-new__hr--first">7.25%</td>
</tr>
<tr>
<td> </td>
<td class="table-new__hr text-left">4 years</td>
<td class="table-new__hr">7.75%</td>
<td class="table-new__hr">7.25%</td>
</tr>
<tr>
<td> </td>
<td class="table-new__hr text-left">5 years</td>
<td class="table-new__hr">7.75%</td>
<td class="table-new__hr">7.25%</td>
</tr>
<tr>
<td> </td>
<td class="table-new__hr--bottom text-left">6–7 years</td>
<td class="table-new__hr--bottom">7.95%</td>
<td class="table-new__hr--bottom">7.25%</td>
</tr>
</tbody>
<tbody class="table-new__financed-amount-body table-new__financed-amount-body--gray">
<tr>
<td class="table-new__financed-amount table-new__hr--first">$5,000–$24,999</td>
<td class="table-new__hr table-new__hr--first text-left">2–3 years</td>
<td class="table-new__hr table-new__hr--first">7.75%</td>
<td class="table-new__hr table-new__hr--first">7.75%</td>
</tr>
<tr>
<td> </td>
<td class="table-new__hr text-left">4 years</td>
<td class="table-new__hr">7.95%</td>
<td class="table-new__hr">7.75%</td>
</tr>
<tr>
<td> </td>
<td class="table-new__hr text-left">5 years</td>
<td class="table-new__hr">7.95%</td>
<td class="table-new__hr">7.75%</td>
</tr>
<tr>
<td> </td>
<td class="table-new__hr--bottom text-left">6–7 years</td>
<td class="table-new__hr--bottom">8.25%</td>
<td class="table-new__hr--bottom">7.75%</td>
</tr>
</tbody>
</table>
</div>
<div class="col-xs-12 col-sm-3 col-sm-pull-9 col-md-3 col-md-pull-9 col-lg-3 col-lg-pull-6">
<div class="primary-red-sidebar">
<p class="primary-red-sidebar__title">Dealership</p>
<div class="primary-red-sidebar__snippet">
<p class="primary-red-sidebar__subtitle">Purchase or Refinance</p>
<ul class="primary-red-sidebar__list">
<li class="primary-red-sidebar__list-item">New & Used Equipment</li>
<li class="primary-red-sidebar__list-item">Not available: Under $5K</li>
<li class="primary-red-sidebar__list-item">Under $10K: 2 to 5 year term only</li>
</ul>
</div>
<div class="primary-red-sidebar__snippet">
<p class="primary-red-sidebar__subtitle">Lease</p>
<ul class="primary-red-sidebar__list">
<li class="primary-red-sidebar__list-item">New & Used Equipment</li>
<li class="primary-red-sidebar__list-item">Not available: Under $10K</li>
<li class="primary-red-sidebar__list-item">Not available: Variable rates*</li>
</ul>
</div>
<div class="primary-red-sidebar__snippet--last">
<p class="primary-red-sidebar__subtitle">Titled Equipment</p>
<ul class="primary-red-sidebar__list">
<li class="primary-red-sidebar__list-item">New & Used Titled Equipment</li>
<li class="primary-red-sidebar__list-item">Purchase or Refinance</li>
<li class="primary-red-sidebar__list-item">Not eligible for leases</li>
<li class="primary-red-sidebar__list-item">2 to 5 year term options</li>
</ul>
</div>
</div>
<div class="primary-red-sidebar">
<p class="primary-red-sidebar__title">Auction & Private Party</p>
<div class="primary-red-sidebar__snippet--last">
<p class="primary-red-sidebar__subtitle">Purchase or Refinance</p>
<ul class="primary-red-sidebar__list">
<li class="primary-red-sidebar__list-item">Used Machinery & Titled Equipment</li>
<li class="primary-red-sidebar__list-item">Sales price minimum of $25,000</li>
<li class="primary-red-sidebar__list-item">Irrigation equipment not eligible</li>
<li class="primary-red-sidebar__list-item">Titled equipment is not eligible for leases</li>
</ul>
</div>
</div>
</div><!-- SPECIALS COMPONENT -->
<div class="col-xs-12 col-sm-12 col-md-12 col-lg-3 text-center-xs">
<div class="current-specials">
<h4 class="current-specials__title">Specials</h4>
<p class="current-specials__intro">Lock in a low lease payment with AgDirect's special lease residuals.</p>
<ul class="current-specials-list">
<li class="current-specials-list__item"><strong>Plant It Program</strong> - FPO, PRO and PUT residuals on new and used planters, drills, air seeders, air carts and toolbars.</li>
</ul><a href="/docs/default-source/rates/justleaseitratesheet.pdf?sfvrsn=1f85e9d9_212" class="ag-btn ag-btn--primary-blue" target="_blank">Download Special Programs <em class="far fa-file-download"></em></a>
<!-- Alt use case below -->
<!-- <button type="button" class="ag-btn ag-btn--primary-blue"><span>Download PDF</span> <i class="far fa-file-download"></i></button> -->
</div>
<div class="downloads-calc">
<h4 class="downloads-calc__title">Downloads + Calculator</h4>
<a class="ag-btn ag-btn--primary-blue downloads-calc__btn downloads-calc__btn-1" href="/calculators" data-sf-ec-immutable="">Calculator <em class="far fa-calculator"></em></a>
<a href="/docs/default-source/rates/currentrates.pdf?sfvrsn=3850e9d9_264" class="ag-btn ag-btn--primary-blue downloads-calc__btn downloads-calc__btn-2" target="_blank">Download Rates <em class="far fa-file-download"></em></a>
<a href="/docs/default-source/rates/residualmatrix.pdf?sfvrsn=9477ead9_121" class="ag-btn ag-btn--primary-blue" target="_blank">Download Lease Residuals <em class="far fa-file-download"></em></a>
</div>
</div>
</div>
<div class="row">
<div class="col-xs-12">
<div class="table-new__notes">
<p> </p>
</div>
</div>
</div>
</div>
</section>
</div>
</div>
<div>
<div class="sfContentBlock sf-Long-text">
<section class="backgrounds--primary-gray">
<div class="rates-container">
<div class="row">
<div class="col-xs-12">
<div class="table-new__notes">
<p>Rates effective January 01 - 31, 2023. *All rates and terms are subject to credit approval. Free fixed-rate lock for 0 to 45 days. Applications not funded within 45 days of application date are subject to rate change. Contact
AgDirect<span class="registration">®</span> for rate locks greater than 45 days. **Variable rate is based on the Prime Rate plus or minus a fixed spread. This is subject to change as the Prime Rate changes. Variable rate not
available for leases.<br>AgDirect<span class="registration">®</span> reserves all rights to cancel or change rates and terms at any time and without notice. Rates outlined herein are for informational purposes only. The final rate
for each transaction will be set forth in the financing documents signed by the customer.<br>DOCUMENTATION FEES: The maximum documentation fee (i.e., origination fee, document fee, processing fee, application fee, closing fee, or
similar fee) for each AgDirect<span class="registration">®</span> transaction shall be the lesser of $300 or the amount allowed under applicable state law. All such fees for an AgDirect transaction shall be disclosed on the
AgDirect financing documents or Farm Credit Leasing Services Corporation (“FCL”) lease documents; AgDirect/Financing Company shall receive up to the first $300 of such fee, and Dealer's share, if any, will equal the remainder of
the fee disclosed on the AgDirect financing documents or FCL lease documents.</p>
</div>
</div>
</div>
</div>
</section>
</div>
</div>
<div>
<div class="sfContentBlock sf-Long-text">
<section class="equipment-financing-box hidden-xs">
<div class="container">
<div class="row">
<div class="col-xs-12">
<h2 class="ag-equipment__title text--primary-red mb-20">Equipment Brands AgDirect Frequently Finances</h2>
</div>
</div>
<div class="row equal-cols">
<div class="col-xs-12 col-sm-6 col-md-3">
<div class="tp-box">
<ul style="color:#626366;">
<li>John Deere</li>
<li>Ferguson</li>
<li>Deutz-Fahr</li>
<li>Claas</li>
<li>Reinke</li>
<li>Hagie</li>
<li>Tigercat</li>
<li>Unverferth</li>
<li>Bush Hog </li>
</ul>
</div>
</div>
<div class="col-xs-12 col-sm-6 col-md-3">
<div class="tp-box tp-box--last-row">
<ul style="color:#626366;">
<li>Case IH</li>
<li>Versatile</li>
<li>Challenger</li>
<li>Gleaner</li>
<li>Valley</li>
<li>Hardi</li>
<li>Landoll</li>
<li>Vermeer</li>
<li>Kuhn </li>
</ul>
</div>
</div>
<div class="col-xs-12 col-sm-6 col-md-3">
<div class="tp-box">
<ul style="color:#626366;">
<li>New Holland</li>
<li>Kubota</li>
<li>Lexion</li>
<li>Caterpillar</li>
<li>Kinze</li>
<li>JCB</li>
<li>Sunflower</li>
<li>Brandt</li>
<li>Valtra</li>
</ul>
</div>
</div>
<div class="col-xs-12 col-sm-6 col-md-3">
<div class="tp-box tp-box--last-row">
<ul style="color:#626366;">
<li>Fendt</li>
<li>Mahindra</li>
<li>Krone</li>
<li>Zimmatic</li>
<li>Apache</li>
<li>Ponsse</li>
<li>Great Plains</li>
<li>Monoseum</li>
<li>Other </li>
</ul>
</div>
</div>
</div>
</div>
</section>
</div>
</div>
<div>
<div class="sfContentBlock sf-Long-text">
<section class="equipment-financing-box hidden-md hidden-lg hidden-sm">
<div class="container">
<div class="row">
<div class="col-xs-12">
<h2 class="ag-equipment__title text--primary-red mb-20">Equipment Brands AgDirect Frequently Finances</h2>
</div>
</div>
<div class="row equal-cols">
<div class="col-xs-12">
<ul style="color:#626366;text-indent:32%;">
<p>• John Deere</p>
<p>• Case IH</p>
<p>• New Holland</p>
<p>• Fendt</p>
<p>• Massey Ferguson</p>
<p>• Versatile</p>
<p>• Kubota</p>
<p>• Mahindra</p>
<p>• Deutz-Fahr</p>
</ul>
</div>
</div>
</div>
</section>
</div>
</div>
<div>
<div class="sfContentBlock sf-Long-text">
<section style="padding-top:20px;padding-bottom:20px;" class="financing-requirements-box financing-requirements-box-dealership">
<div class="container">
<div class="row">
<div class="col-xs-12">
<h3 style="text-align:center;padding-top:20px;">Types of Equipment AgDirect Finances</h3>
<h4 style="padding:5px;text-align:center;font-size:16px;">AgDirect financing is available for all types of equipment used in agriculture. </h4>
</div>
</div>
<div class="container">
<div class="row row-flex">
<div class="col-xs-4">
<div class="financing-type">
<h4>Tractors</h4>
<p>Row crop tractors<br>Standard tractors<br>High Crop tractors<br>Utility tractors<br>Other tractors used in agriculture </p><br class="hidden-xs"><br class="hidden-xs"><br class="hidden-xs"><br class="hidden-xs">
</div>
</div>
<div class="col-xs-4">
<div class="financing-type">
<h4>Harvesters and Harvest Equipment</h4>
<p>Combines<br>Forage harvester<br>Draper head<br>Corn head<br>Grain cart<br>Cotton picker<br>Windrower/swather<br>Other harvesters & harvest equipment used in agriculture </p>
</div>
</div>
<div class="col-xs-4">
<div class="financing-type">
<h4>Other</h4>
<p>Planters<br>Sprayers<br>Center pivots<br>Tillage equipment <br>Hay and Forage equipment<br>Skid loaders <br>Other equipment used in agriculture </p><br class="hidden-xs"><br class="hidden-xs">
</div>
</div>
</div>
</div>
<div class="col-md-7 col-md-offset-4">
<p class="footnote" style="margin-top:10px;padding-bottom:20px;">The minimum amount that can be financed is $5,000 for a qualifying asset. </p>
</div>
</div>
</section>
</div>
</div>
<div>
<div class="sfContentBlock sf-Long-text">
<div class="why-agdirect-box">
<div class="container">
<div class="row">
<div class="col-xs-6 col-xs-push-6">
<div class="why-agdirect-content">
<h3>No matter how you buy ag equipment, AgDirect<span class="registration">®</span> can finance it.</h3>
<p style="font-size:15px;">AgDirect<span class="registration">®</span> can help you buy, lease or refinance equipment with attractive rates and farmer-friendly financing terms. We’ll help you choose the financing option that is
right for you. Next time you need simple, fast and flexible equipment financing, ask for AgDirect.</p>
</div>
</div>
<div class="col-xs-6 col-xs-pull-6">
<div class="why-agdirect-video">
<a href="https://player.vimeo.com/video/734512760?h=6f95672e9a" class="btn btn-sm video-btn" data-toggle="modal" data-target="#videoModal"><img alt="AgDirect finances all types of ag equipment" src="/images/default-source/video-thumnails/agdirect_website_video_thumbnails_v2_video-lossy.webp?sfvrsn=6f7eefd9_1" sf-size="14214"></a>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<div>
<div class="sfContentBlock sf-Long-text">
<div class="types-financing-box">
<h3 style="padding-top:20px;">Types of Financing</h3>
<h4 style="padding:5px;font-size:16px;">Available for Tractors, Combines, Sprayers and Other Equipment Used in Agriculture.</h4>
<div class="container">
<div class="row row-flex">
<div class="col-xs-4">
<div class="financing-type">
<h4>New Equipment</h4>
<p>AgDirect offers highly competitive loan and lease options on new ag equipment. Whether you are looking for a combine or tractor loan, or to finance other farm equipment, we've got you covered. </p>
<p><a href="/financing/new-farm-equipment-financing" style="color:#73aec5;font-family:Arial, Helvetica, sans-serif;text-transform:none;" class="tp-box__link">Learn more >
</a>
</p>
</div>
</div>
<div class="col-xs-4">
<div class="financing-type">
<h4>Used Equipment</h4>
<p>No matter how you buy used farm equipment -- through a dealer, auction, or private party -- AgDirect can help finance it, including two to seven year* terms and delayed payments (up to 15 months*). </p>
<p><a href="/financing/used-farm-equipment-financing" style="color:#73aec5;font-family:Arial, Helvetica, sans-serif;text-transform:none;" class="tp-box__link" data-sf-ec-immutable="">Learn more >
</a>
</p>
</div>
</div>
<div class="col-xs-4">
<div class="financing-type">
<h4>Refinancing</h4>
<p>AgDirect is one of the few lenders that offers refinancing on farm equipment loans. Free up working capital and improve your financial position, especially during periods of low interest rates.</p>
<p><a href="/financing/farm-equipment-refinancing" style="color:#73aec5;font-family:Arial, Helvetica, sans-serif;text-transform:none;" class="tp-box__link" data-sf-ec-immutable="">Learn more >
</a>
</p>
</div>
</div>
</div>
</div>
<div class="col-md-7 col-md-offset-4">
<p class="footnote" style="margin-top:10px;">* Subject to approval.</p>
</div>
</div>
</div>
</div>
<div class="learning-center-box">
<h3>Learning Center</h3>
<p>Agriculture is constantly evolving, which is why AgDirect<span class="registration">®</span> works to help you make the right decision for your operation when it comes to financing your next tractor, combine or other ag equipment.</p>
<div class="container-fluid">
<div class="col-md-10 col-md-offset-1 col-lg-8 col-lg-offset-2">
<div class="learning-center-carousel owl-carousel owl-theme" style="opacity: 1; display: block;">
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<div class="owl-wrapper" style="width: 28956px; left: 0px; display: block;">
<div class="owl-item" style="width: 254px;">
<div class="learning-center-carousel-content">
<a href="https://www.agdirect.com/resources/learning-center/equipment-buying-trends">
<img class="lazyOwl" alt="Equipment Buying Trends" src="https://www.agdirect.com/images/default-source/learning-center/equipment-buying-trends-thumbv2.jpg?sfvrsn=c871edd9_0" style="">
<div class="learning-center-carousel-content-inner">
<h5>Equipment Buying Trends</h5>
<p>Forecasting machinery purchases and financing activity in 2023</p>
<p>Read more ></p>
</div>
</a>
</div>
</div>
<div class="owl-item" style="width: 254px;">
<div class="learning-center-carousel-content">
<a href="https://www.agdirect.com/resources/learning-center/agdirect-celebrates-25-years-of-simple-fast-and-flexible-financing">
<img class="lazyOwl" alt="AgDirect Celebrates 25 Years of Simple, Fast and Flexible Financing" src="https://www.agdirect.com/images/default-source/learning-center/25th-anniversary-thumb-500x252.jpg?sfvrsn=3eb6efd9_1" style="">
<div class="learning-center-carousel-content-inner">
<h5>AgDirect Celebrates 25 Years of Simple, Fast and Flexible Financing</h5>
<p>Built for agriculture, powered by Farm Credit</p>
<p>Read more ></p>
</div>
</a>
</div>
</div>
<div class="owl-item" style="width: 254px;">
<div class="learning-center-carousel-content">
<a href="https://www.agdirect.com/resources/learning-center/2023-farm-show-calendar">
<img class="lazyOwl" alt="2023 Farm Show Calendar" src="https://www.agdirect.com/images/default-source/learning-center/farm-shows-thumbnail.jpg?sfvrsn=b521ead9_2" style="">
<div class="learning-center-carousel-content-inner">
<h5>2023 Farm Show Calendar</h5>
<p>Choose AgDirect financing Powered by Farm Credit.</p>
<p>Read more ></p>
</div>
</a>
</div>
</div>
<div class="owl-item" style="width: 254px;">
<div class="learning-center-carousel-content">
<a href="https://www.agdirect.com/resources/learning-center/nurturing-long-term-lender-relationships">
<img class="lazyOwl" alt="Nurturing Long-Term Lender Relationships" src="https://www.agdirect.com/images/default-source/learning-center/nurturing-long-term-relationships-thumb.jpg?sfvrsn=f748efd9_1" style="">
<div class="learning-center-carousel-content-inner">
<h5>Nurturing Long-Term Lender Relationships</h5>
<p>How AgDirect delivers a superior customer experience</p>
<p>Read more ></p>
</div>
</a>
</div>
</div>
<div class="owl-item loading" style="width: 254px;">
<div class="learning-center-carousel-content">
<a href="https://www.agdirect.com/resources/learning-center/advantages-of-farm-equipment-leasing">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/leading_benefits-thumb.jpg?sfvrsn=4e57efd9_2" alt="Advantages of Farm Equipment Leasing" style="display: none;">
<div class="learning-center-carousel-content-inner">
<h5>Advantages of Farm Equipment Leasing</h5>
<p>Business, financial and tax benefits</p>
<p>Read more ></p>
</div>
</a>
</div>
</div>
<div class="owl-item loading" style="width: 254px;">
<div class="learning-center-carousel-content">
<a href="https://www.agdirect.com/resources/learning-center/leveraging-financing-to-free-up-working-capital">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/customer_success-morwai_dairy-thumb.jpg?sfvrsn=4765efd9_1" alt="Leveraging Financing to Free Up Working Capital" style="display: none;">
<div class="learning-center-carousel-content-inner">
<h5>Leveraging Financing to Free Up Working Capital</h5>
<p>How AgDirect equipment financing keeps Morwai Dairy moving forward.</p>
<p>Read more ></p>
</div>
</a>
</div>
</div>
<div class="owl-item loading" style="width: 254px;">
<div class="learning-center-carousel-content">
<a href="https://www.agdirect.com/resources/learning-center/private-party-purchases">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/private-party-purchases-500x252.jpg?sfvrsn=5984eed9_5" alt="Private Party Purchases" style="display: none;">
<div class="learning-center-carousel-content-inner">
<h5>Private Party Purchases</h5>
<p>Finding and applying for financing</p>
<p>Read more ></p>
</div>
</a>
</div>
</div>
<div class="owl-item loading" style="width: 254px;">
<div class="learning-center-carousel-content">
<a href="https://www.agdirect.com/resources/learning-center/agdirect-digital-tools">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/digital-tools-2020-500x252.jpg?sfvrsn=a484eed9_3" alt="AgDirect Digital Tools" style="display: none;">
<div class="learning-center-carousel-content-inner">
<h5>AgDirect Digital Tools</h5>
<p>Delivering on the promise of simple, fast, flexible.</p>
<p>Read more ></p>
</div>
</a>
</div>
</div>
<div class="owl-item loading" style="width: 254px;">
<div class="learning-center-carousel-content">
<a href="https://www.agdirect.com/resources/learning-center/used-equipment-outlook">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/used-equipment-thumb.jpg?sfvrsn=949cebd9_2" alt="Used Equipment Outlook" style="display: none;">
<div class="learning-center-carousel-content-inner">
<h5>Used Equipment Outlook</h5>
<p>Trends, tips and financing considerations</p>
<p>Read more ></p>
</div>
</a>
</div>
</div>
<div class="owl-item loading" style="width: 254px;">
<div class="learning-center-carousel-content">
<a href="https://www.agdirect.com/resources/learning-center/agdirect-online-equipment-financing">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/apply-online-thumb.jpg?sfvrsn=8299edd9_3" alt="AgDirect Online Equipment Financing and Refinancing" style="display: none;">
<div class="learning-center-carousel-content-inner">
<h5>AgDirect Online Equipment Financing and Refinancing</h5>
<p>Apply online to purchase or refinance equipment</p>
<p>Read more ></p>
</div>
</a>
</div>
</div>
<div class="owl-item loading" style="width: 254px;">
<div class="learning-center-carousel-content">
<a href="https://www.agdirect.com/resources/learning-center/fixed--versus-variable-rate-financing">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/interest-rate-2020-thumb.jpg?sfvrsn=b86becd9_2" alt="Interest Rate Update" style="display: none;">
<div class="learning-center-carousel-content-inner">
<h5>Interest Rate Update</h5>
<p>Ask the expert series</p>
<p>Read more ></p>
</div>
</a>
</div>
</div>
<div class="owl-item loading" style="width: 254px;">
<div class="learning-center-carousel-content">
<a href="https://www.agdirect.com/resources/learning-center/farm-machinery-auctions">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/farmmachineryauction-thumb.jpg?sfvrsn=8901ecd9_2" alt="Farm Machinery Auctions" style="display: none;">
<div class="learning-center-carousel-content-inner">
<h5>Farm Machinery Auctions</h5>
<p>Current trends and financing tips</p>
<p>Read more ></p>
</div>
</a>
</div>
</div>
<div class="owl-item loading" style="width: 254px;">
<div class="learning-center-carousel-content">
<a href="https://www.agdirect.com/resources/learning-center/trade-in-considerations">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/equipment-tradein-thumb.jpg?sfvrsn=b0f4ebd9_2" alt="Trade-in Considerations" style="display: none;">
<div class="learning-center-carousel-content-inner">
<h5>Trade-in Considerations</h5>
<p>Is now the time to replace your machinery?</p>
<p>Read more ></p>
</div>
</a>
</div>
</div>
<div class="owl-item loading" style="width: 254px;">
<div class="learning-center-carousel-content">
<a href="https://www.agdirect.com/resources/learning-center/section-179-update">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/section179update-thumb.jpg?sfvrsn=7576ecd9_2" alt="Section 179 Update" style="display: none;">
<div class="learning-center-carousel-content-inner">
<h5>Section 179 Update</h5>
<p>What you need to know in 2022</p>
<p>Read more ></p>
</div>
</a>
</div>
</div>
<div class="owl-item loading" style="width: 254px;">
<div class="learning-center-carousel-content">
<a href="https://www.agdirect.com/resources/learning-center/machinery-management-strategies">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/machinery-mgmt-strats-500x252.jpg?sfvrsn=3184eed9_3" alt="Machinery Management Strategies" style="display: none;">
<div class="learning-center-carousel-content-inner">
<h5>Machinery Management Strategies</h5>
<p>Tips for calculating costs, creating a capital expenditure plan</p>
<p>Read more ></p>
</div>
</a>
</div>
</div>
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<div class="learning-center-carousel-content">
<a href="https://www.agdirect.com/resources/learning-center/leasing-and-year-end-equipment-purchases">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/leasing-year-end-thumb.jpg?sfvrsn=c5caecd9_2" alt="Leasing and Year-End Equipment Purchases" style="display: none;">
<div class="learning-center-carousel-content-inner">
<h5>Leasing and Year-End Equipment Purchases</h5>
<p>Make leasing part of your strategic plan</p>
<p>Read more ></p>
</div>
</a>
</div>
</div>
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<div class="learning-center-carousel-content">
<a href="https://www.agdirect.com/resources/learning-center/machinery-health-financial-management">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/machinery-health_financial-management-thumbv2.jpg?sfvrsn=e33eed9_0" alt="Machinery Health & Financial Management" style="display: none;">
<div class="learning-center-carousel-content-inner">
<h5>Machinery Health & Financial Management</h5>
<p>Ask the expert series</p>
<p>Read more ></p>
</div>
</a>
</div>
</div>
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<div class="learning-center-carousel-content">
<a href="https://www.agdirect.com/resources/learning-center/financing-solutions-for-the-farmer-dealer">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/financing-solutions-thumb2.jpg?sfvrsn=1d9feed9_4" alt="Financing Solutions for the Farmer-Dealer" style="display: none;">
<div class="learning-center-carousel-content-inner">
<h5>Financing Solutions for the Farmer-Dealer</h5>
<p>How one customer utilizes AgDirect for his equipment needs and shortline equipment sales</p>
<p>Read more ></p>
</div>
</a>
</div>
</div>
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<div class="learning-center-carousel-content">
<a href="https://www.agdirect.com/resources/learning-center/planning-your-next-equipment-purchase">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/equipment-purchase-checklist-thumb.jpg?sfvrsn=5fd0edd9_2" alt="Planning Your Next Equipment Purchase" style="display: none;">
<div class="learning-center-carousel-content-inner">
<h5>Planning Your Next Equipment Purchase</h5>
<p>Use these checklists before you buy</p>
<p>Read more ></p>
</div>
</a>
</div>
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<a href="https://www.agdirect.com/resources/learning-center/fraud-protection-and-awareness">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/fraud-protection-thumb.jpg?sfvrsn=c8ffedd9_2" alt="Fraud Protection and Awareness" style="display: none;">
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<h5>Fraud Protection and Awareness</h5>
<p>Avoid online equipment scams</p>
<p>Read more ></p>
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<a href="https://www.agdirect.com/resources/learning-center/preparing-for-auction">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/preparing-for-auction-thumb.jpg?sfvrsn=33aaedd9_2" alt="Preparing for Auction" style="display: none;">
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<h5>Preparing for Auction</h5>
<p>Ask the expert series</p>
<p>Read more ></p>
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<a href="https://www.agdirect.com/resources/learning-center/refinancing-with-agdirect">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/refi-thumb.jpg?sfvrsn=b1f5ecd9_2" alt="Refinancing with AgDirect" style="display: none;">
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<h5>Refinancing with AgDirect</h5>
<p>Improving cash flow, managing debt</p>
<p>Read more ></p>
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<a href="https://www.agdirect.com/resources/learning-center/equipment-financing-for-every-aspect-of-the-farm">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/malt-house-thumb.jpg?sfvrsn=4047edd9_2" alt="Equipment Financing for Every Aspect of the Farm" style="display: none;">
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<h5>Equipment Financing for Every Aspect of the Farm</h5>
<p>How AgDirect supports a diversified operation</p>
<p>Read more ></p>
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<a href="https://www.agdirect.com/resources/learning-center/choosing-your-equipment-financing-partner">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/choosing-a-partner-thumb.jpg?sfvrsn=420edd9_2" alt="Choosing Your Equipment Financing Partner" style="display: none;">
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<h5>Choosing Your Equipment Financing Partner</h5>
<p>Comparing rates, terms and customer service</p>
<p>Read more ></p>
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<a href="https://www.agdirect.com/resources/learning-center/technology-showcase">
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<h5>Technology Showcase</h5>
<p>Unveiling the latest in autonomous equipment</p>
<p>Read more ></p>
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<a href="https://www.agdirect.com/resources/learning-center/developing-your-dealer-lender-relationships">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/developing-relationships-500x252.jpg?sfvrsn=685eed9_3" alt="Developing your Dealer-Lender Relationships" style="display: none;">
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<h5>Developing your Dealer-Lender Relationships</h5>
<p>Working together to anticipate machinery and financing needs</p>
<p>Read more ></p>
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<a href="https://www.agdirect.com/resources/learning-center/new-and-used-equipment-purchases">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/used-equipment-2020-thumb.jpg?sfvrsn=993ecd9_2" alt="New and Used Equipment Purchases" style="display: none;">
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<h5>New and Used Equipment Purchases</h5>
<p>Is now the time to buy?</p>
<p>Read more ></p>
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<a href="https://www.agdirect.com/resources/learning-center/leveraging-technology">
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<h5>Leveraging Technology</h5>
<p>Adoption of precision ag equipment</p>
<p>Read more ></p>
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<h5>Financing Solutions</h5>
<p>Structuring plans and managing risk</p>
<p>Read more ></p>
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<h5>Cover Crop Update</h5>
<p>Trends, costs and custom work</p>
<p>Read more ></p>
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<h5>Managing Working Capital</h5>
<p>Tips for measuring, monitoring and goal setting</p>
<p>Read more ></p>
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<a href="https://www.agdirect.com/resources/learning-center/loan-and-lease-terms">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/loans-leases-thumb.jpg?sfvrsn=6ae9ebd9_4" alt="Loan and Lease Terms" style="display: none;">
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<h5>Loan and Lease Terms</h5>
<p>Understanding your equipment financing options</p>
<p>Read more ></p>
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<a href="https://www.agdirect.com/resources/learning-center/autonomous-equipment">
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<h5>Autonomous Equipment</h5>
<p>The next frontier in farm machinery</p>
<p>Read more ></p>
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<a href="https://www.agdirect.com/resources/learning-center/finance-equipment-faster-with-esign">
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<h5>Finance Equipment Faster with eSign</h5>
<p>A simple, secure solution</p>
<p>Read more ></p>
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<h5>Simplify Equipment Financing with AgDirect Mobile</h5>
<p>Calculate loan and lease payments anytime, anywhere</p>
<p>Read more ></p>
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<a href="https://www.agdirect.com/resources/learning-center/measuring-farm-equipment-efficiency">
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<h5>Measuring Farm Equipment Efficiency</h5>
<p>Best practices for managing machinery costs</p>
<p>Read more ></p>
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<a href="https://www.agdirect.com/resources/learning-center/brand-loyal-vs.-business-minded">
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<h5>Brand Loyal vs. Business-Minded</h5>
<p>What’s driving farm equipment preferences?</p>
<p>Read more ></p>
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<a href="https://www.agdirect.com/resources/learning-center/owning-machinery-series-part-i">
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<h5>Owning Machinery</h5>
<p>Equipment purchase considerations during tight profit margins</p>
<p>Read more ></p>
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<a href="https://www.agdirect.com/resources/learning-center/investing-in-precision-ag-equipment">
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<h5>Investing in Precision Ag Equipment</h5>
<p>Getting the greatest return from technology</p>
<p>Read more ></p>
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<a href="https://www.agdirect.com/resources/learning-center/strip-till-what-you-need-to-know-for-your-farm">
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<h5>Strip-till: What You Need to Know for your Farm</h5>
<p>Adopting strip-till starts by answering a simple question: Why?</p>
<p>Read more ></p>
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<h5>Cover Crops</h5>
<p>What You Need to Know for your Farm</p>
<p>Read more ></p>
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<a href="https://www.agdirect.com/resources/learning-center/managing-machinery-and-its-financing-in-volatile-times-part-1">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/managing-volatile-times-p1-thumb.jpg?sfvrsn=95a1ead9_2" alt="Managing machinery and its financing" style="display: none;">
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<h5>Managing machinery and its financing</h5>
<p>Managing machinery financing in volatile times</p>
<p>Read more ></p>
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<a href="https://www.agdirect.com/resources/learning-center/half-year-leases">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/half-year-leases-thumbnail.jpg?sfvrsn=1fbeead9_2" alt="Half-year leases" style="display: none;">
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<h5>Half-year leases</h5>
<p>Half-year equipment lease options</p>
<p>Read more ></p>
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<a href="https://www.agdirect.com/resources/learning-center/used-inventory-washout-cycle">
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<h5>Used inventory "washout cycle"</h5>
<p>Almost every machine on dealer lot represents potential sale.</p>
<p>Read more ></p>
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<a href="https://www.agdirect.com/resources/learning-center/buyer-confidence-economic-optimism-growing-in-farm-machinery-sector">
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<h5>Buyer confidence, economic optimism growing</h5>
<p>Major themes in the farm machinery market in recent years</p>
<p>Read more ></p>
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<a href="https://www.agdirect.com/resources/learning-center/used-combine-market">
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<h5>Used Combine Market</h5>
<p>Used combine market saw some signs of life in late 2016</p>
<p>Read more ></p>
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<a href="https://www.agdirect.com/resources/learning-center/used-implement-market">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/used-implement-thumbnail.jpg?sfvrsn=7f47ead9_2" alt="Used Implement Market" style="display: none;">
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<h5>Used Implement Market</h5>
<p>Factors influencing the buying or selling of used implements</p>
<p>Read more ></p>
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<a href="https://www.agdirect.com/resources/learning-center/used-tractor-market">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/usedtractor-thumb.jpg?sfvrsn=ca5bead9_2" alt="Used Tractor Market" style="display: none;">
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<h5>Used Tractor Market</h5>
<p>Used tractor market is strengthening</p>
<p>Read more ></p>
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<a href="https://www.agdirect.com/resources/learning-center/online-machinery-auctions">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/online-machinery-auctions-500x252.jpg?sfvrsn=984eed9_3" alt="Online Machinery Auctions" style="display: none;">
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<h5>Online Machinery Auctions</h5>
<p>Online machinery auctions growing in popularity among farmers</p>
<p>Read more ></p>
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<a href="https://www.agdirect.com/resources/learning-center/buying-used-vs.-new-machinery">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/buying-used-vs-new-thumbnail.jpg?sfvrsn=c27eead9_2" alt="Buying Used vs. New Machinery" style="display: none;">
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<h5>Buying Used vs. New Machinery</h5>
<p>Used vs. new machinery: Ask all the right questions</p>
<p>Read more ></p>
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<h5>Women in Agriculture</h5>
<p>Women’s changing roles on the farm</p>
<p>Read more ></p>
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<a href="https://www.agdirect.com/resources/learning-center/owning-machinery-vs.-custom-hiring">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/owning-machinery-custom-hiring-thumbnail.jpg?sfvrsn=7319ead9_6" alt="Owning Machinery vs. Custom Hiring" style="display: none;">
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<h5>Owning Machinery vs. Custom Hiring</h5>
<p>Own the Machinery or Custom Hire</p>
<p>Read more ></p>
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<a href="https://www.agdirect.com/resources/learning-center/machinery-benchmarking">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/machinery-benchmarking-thumbnail.jpg?sfvrsn=7710ead9_2" alt="Machinery Benchmarking" style="display: none;">
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<h5>Machinery Benchmarking</h5>
<p>Key machinery benchmarks and how they can benefit you</p>
<p>Read more ></p>
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<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/operating-expense-ratio-500x252.jpg?sfvrsn=c484eed9_3" alt="Operating Expense Ratio" style="display: none;">
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<h5>Operating Expense Ratio</h5>
<p>Measuring your financial health with the Operating Expense Ratio</p>
<p>Read more ></p>
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<a href="https://www.agdirect.com/resources/learning-center/farm-machinery-outlook">
<img class="lazyOwl" data-src="https://www.agdirect.com/images/default-source/learning-center/farm-machinery-outlook-375x204.jpg?sfvrsn=15a1eed9_2" alt="Farm Machinery Outlook" style="display: none;">
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<h5>Farm Machinery Outlook</h5>
<p>Machinery Financing Stable Despite Farm Economy Slowdown</p>
<p>Read more ></p>
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<h5>Farm Safety Checklist</h5>
<p>7 Tips to Keep your Farm Safe This Fall</p>
<p>Read more ></p>
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<h5>Working Capital</h5>
<p>Consider Equipment Financing Options</p>
<p>Read more ></p>
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<h3 style="text-align:center;padding-top:20px;">AgDirect Territory Managers</h3>
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<p>Many areas of the country have an assigned Territory Manager who works with ag equipment dealers and ag producers for quoting and selecting the best financing solution. Customers who do not have a Territory Manager in their area are
assigned an Inside Sales Representative from our Corporate Office.</p>
<p>Meet our Territory Managers – scroll left/right to view all.<br><a href="/contact" style="color:#73aec5;font-weight:700;">Click to contact us or search to locate a local contact</a>.</p>
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<strong>Alex Bauer</strong><br>
<span>Territory Manager</span><br>
<span>Nebraska</span>
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<strong>Andy Bustillos</strong><br>
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<span>California, Nevada</span>
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<strong>Brian Schrock</strong><br>
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<span>Missouri</span>
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<strong>Calvin Sipes</strong><br>
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<span>Wisconsin, Michigan</span>
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<strong>Carla Mickey</strong><br>
<span>Territory Manager</span><br>
<span>Illinois</span>
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<strong>Chad Goldsmith</strong><br>
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<span>Oregon, Washington</span>
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<strong>Chris Schimke</strong><br>
<span>Territory Manager</span><br>
<span>South Dakota, Nebraska</span>
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<strong>Chris Steinkamp</strong><br>
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<span>Iowa</span>
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<strong>Chris Stout</strong><br>
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<span>Arizona, California</span>
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<strong>Clinton House</strong><br>
<span>Territory Manager</span><br>
<span>Ohio</span>
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<strong>Dan Takle</strong><br>
<span>Territory Manager</span><br>
<span>Iowa</span>
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<strong>Ed Harrison</strong><br>
<span>Territory Manager</span><br>
<span>Wyoming and Montana</span>
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<strong>Heath Gentis</strong><br>
<span>Territory Manager</span><br>
<span>Indiana</span>
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<strong>Jill Beck</strong><br>
<span>Territory Manager</span><br>
<span>Arkansas</span>
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<strong>Kenny Smith</strong><br>
<span>Territory Manager</span><br>
<span>Illinois</span>
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<strong>Kyle Thomas</strong><br>
<span>Territory Manager</span><br>
<span>Kentucky, Tennessee</span>
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<strong>Lucas Scheibe</strong><br>
<span>Territory Manager</span><br>
<span>North Dakota</span>
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<strong>Mark Smith</strong><br>
<span>Territory Manager</span><br>
<span>Colorado, Kansas</span>
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<strong>Nick Johnson</strong><br>
<span>Territory Manager</span><br>
<span>Oklahoma, Texas</span>
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<strong>Richie Harris</strong><br>
<span>Territory Manager</span><br>
<span>Texas</span>
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<strong>Ryan Kruger</strong><br>
<span>Territory Manager</span><br>
<span>Idaho, Utah</span>
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<strong>Scott Welden</strong><br>
<span>Territory Manager</span><br>
<span>Indiana, Michigan, Ohio</span>
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<strong>Tate Moser</strong><br>
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<span>Minnesota</span>
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Skip Navigation AgDirect Toggle navigation * Financing * New Equipment * Used Equipment * Refinancing * Rates * Calculators * Resources * Learning Center * AgDirect Financing FAQs * About * Contact * Apply Login Dealer Customer SIMPLE. FAST. FLEXIBLE FINANCING.® Learn More Postal Service changes result in longer delivery times. Consider making payments through Account Access. MORE DETAILS » Avoid online equipment scams. Learn steps you can take to protect you and your business. READ SAFETY TIPS » Get the latest details on mail delays and ACCOUNT ACCESS; and equipment scams and ONLINE SAFETY TIPS. READY TO APPLY? LET'S GET STARTED. Purchase Refinance Lease CURRENT RATES Financed AmountTermFixed RateVariable Rate$200,000+2–3 years6.95%6.75% 4 years7.25%6.75% 5 years7.25%6.75% 6–7 years7.50%6.75%$75,000–$199,9992–3 years7.25%7.00% 4 years7.50%7.00% 5 years7.50%7.00% 6–7 years7.75%7.00%$25,000–$74,9992–3 years7.50%7.25% 4 years7.75%7.25% 5 years7.75%7.25% 6–7 years7.95%7.25%$5,000–$24,9992–3 years7.75%7.75% 4 years7.95%7.75% 5 years7.95%7.75% 6–7 years8.25%7.75% Dealership Purchase or Refinance * New & Used Equipment * Not available: Under $5K * Under $10K: 2 to 5 year term only Lease * New & Used Equipment * Not available: Under $10K * Not available: Variable rates* Titled Equipment * New & Used Titled Equipment * Purchase or Refinance * Not eligible for leases * 2 to 5 year term options Auction & Private Party Purchase or Refinance * Used Machinery & Titled Equipment * Sales price minimum of $25,000 * Irrigation equipment not eligible * Titled equipment is not eligible for leases SPECIALS Lock in a low lease payment with AgDirect's special lease residuals. * Plant It Program - FPO, PRO and PUT residuals on new and used planters, drills, air seeders, air carts and toolbars. Download Special Programs DOWNLOADS + CALCULATOR Calculator Download Rates Download Lease Residuals Rates effective January 01 - 31, 2023. *All rates and terms are subject to credit approval. Free fixed-rate lock for 0 to 45 days. Applications not funded within 45 days of application date are subject to rate change. Contact AgDirect® for rate locks greater than 45 days. **Variable rate is based on the Prime Rate plus or minus a fixed spread. This is subject to change as the Prime Rate changes. Variable rate not available for leases. AgDirect® reserves all rights to cancel or change rates and terms at any time and without notice. Rates outlined herein are for informational purposes only. The final rate for each transaction will be set forth in the financing documents signed by the customer. DOCUMENTATION FEES: The maximum documentation fee (i.e., origination fee, document fee, processing fee, application fee, closing fee, or similar fee) for each AgDirect® transaction shall be the lesser of $300 or the amount allowed under applicable state law. All such fees for an AgDirect transaction shall be disclosed on the AgDirect financing documents or Farm Credit Leasing Services Corporation (“FCL”) lease documents; AgDirect/Financing Company shall receive up to the first $300 of such fee, and Dealer's share, if any, will equal the remainder of the fee disclosed on the AgDirect financing documents or FCL lease documents. EQUIPMENT BRANDS AGDIRECT FREQUENTLY FINANCES * John Deere * Ferguson * Deutz-Fahr * Claas * Reinke * Hagie * Tigercat * Unverferth * Bush Hog * Case IH * Versatile * Challenger * Gleaner * Valley * Hardi * Landoll * Vermeer * Kuhn * New Holland * Kubota * Lexion * Caterpillar * Kinze * JCB * Sunflower * Brandt * Valtra * Fendt * Mahindra * Krone * Zimmatic * Apache * Ponsse * Great Plains * Monoseum * Other EQUIPMENT BRANDS AGDIRECT FREQUENTLY FINANCES • John Deere • Case IH • New Holland • Fendt • Massey Ferguson • Versatile • Kubota • Mahindra • Deutz-Fahr TYPES OF EQUIPMENT AGDIRECT FINANCES AGDIRECT FINANCING IS AVAILABLE FOR ALL TYPES OF EQUIPMENT USED IN AGRICULTURE. TRACTORS Row crop tractors Standard tractors High Crop tractors Utility tractors Other tractors used in agriculture HARVESTERS AND HARVEST EQUIPMENT Combines Forage harvester Draper head Corn head Grain cart Cotton picker Windrower/swather Other harvesters & harvest equipment used in agriculture OTHER Planters Sprayers Center pivots Tillage equipment Hay and Forage equipment Skid loaders Other equipment used in agriculture The minimum amount that can be financed is $5,000 for a qualifying asset. NO MATTER HOW YOU BUY AG EQUIPMENT, AGDIRECT® CAN FINANCE IT. AgDirect® can help you buy, lease or refinance equipment with attractive rates and farmer-friendly financing terms. We’ll help you choose the financing option that is right for you. Next time you need simple, fast and flexible equipment financing, ask for AgDirect. TYPES OF FINANCING AVAILABLE FOR TRACTORS, COMBINES, SPRAYERS AND OTHER EQUIPMENT USED IN AGRICULTURE. NEW EQUIPMENT AgDirect offers highly competitive loan and lease options on new ag equipment. Whether you are looking for a combine or tractor loan, or to finance other farm equipment, we've got you covered. Learn more > USED EQUIPMENT No matter how you buy used farm equipment -- through a dealer, auction, or private party -- AgDirect can help finance it, including two to seven year* terms and delayed payments (up to 15 months*). Learn more > REFINANCING AgDirect is one of the few lenders that offers refinancing on farm equipment loans. Free up working capital and improve your financial position, especially during periods of low interest rates. Learn more > * Subject to approval. LEARNING CENTER Agriculture is constantly evolving, which is why AgDirect® works to help you make the right decision for your operation when it comes to financing your next tractor, combine or other ag equipment. EQUIPMENT BUYING TRENDS Forecasting machinery purchases and financing activity in 2023 Read more > AGDIRECT CELEBRATES 25 YEARS OF SIMPLE, FAST AND FLEXIBLE FINANCING Built for agriculture, powered by Farm Credit Read more > 2023 FARM SHOW CALENDAR Choose AgDirect financing Powered by Farm Credit. Read more > NURTURING LONG-TERM LENDER RELATIONSHIPS How AgDirect delivers a superior customer experience Read more > ADVANTAGES OF FARM EQUIPMENT LEASING Business, financial and tax benefits Read more > LEVERAGING FINANCING TO FREE UP WORKING CAPITAL How AgDirect equipment financing keeps Morwai Dairy moving forward. Read more > PRIVATE PARTY PURCHASES Finding and applying for financing Read more > AGDIRECT DIGITAL TOOLS Delivering on the promise of simple, fast, flexible. Read more > USED EQUIPMENT OUTLOOK Trends, tips and financing considerations Read more > AGDIRECT ONLINE EQUIPMENT FINANCING AND REFINANCING Apply online to purchase or refinance equipment Read more > INTEREST RATE UPDATE Ask the expert series Read more > FARM MACHINERY AUCTIONS Current trends and financing tips Read more > TRADE-IN CONSIDERATIONS Is now the time to replace your machinery? Read more > SECTION 179 UPDATE What you need to know in 2022 Read more > MACHINERY MANAGEMENT STRATEGIES Tips for calculating costs, creating a capital expenditure plan Read more > LEASING AND YEAR-END EQUIPMENT PURCHASES Make leasing part of your strategic plan Read more > MACHINERY HEALTH & FINANCIAL MANAGEMENT Ask the expert series Read more > FINANCING SOLUTIONS FOR THE FARMER-DEALER How one customer utilizes AgDirect for his equipment needs and shortline equipment sales Read more > PLANNING YOUR NEXT EQUIPMENT PURCHASE Use these checklists before you buy Read more > FRAUD PROTECTION AND AWARENESS Avoid online equipment scams Read more > PREPARING FOR AUCTION Ask the expert series Read more > REFINANCING WITH AGDIRECT Improving cash flow, managing debt Read more > EQUIPMENT FINANCING FOR EVERY ASPECT OF THE FARM How AgDirect supports a diversified operation Read more > CHOOSING YOUR EQUIPMENT FINANCING PARTNER Comparing rates, terms and customer service Read more > TECHNOLOGY SHOWCASE Unveiling the latest in autonomous equipment Read more > DEVELOPING YOUR DEALER-LENDER RELATIONSHIPS Working together to anticipate machinery and financing needs Read more > NEW AND USED EQUIPMENT PURCHASES Is now the time to buy? Read more > LEVERAGING TECHNOLOGY Adoption of precision ag equipment Read more > FINANCING SOLUTIONS Structuring plans and managing risk Read more > COVER CROP UPDATE Trends, costs and custom work Read more > MANAGING WORKING CAPITAL Tips for measuring, monitoring and goal setting Read more > LOAN AND LEASE TERMS Understanding your equipment financing options Read more > AUTONOMOUS EQUIPMENT The next frontier in farm machinery Read more > FINANCE EQUIPMENT FASTER WITH ESIGN A simple, secure solution Read more > SIMPLIFY EQUIPMENT FINANCING WITH AGDIRECT MOBILE Calculate loan and lease payments anytime, anywhere Read more > MEASURING FARM EQUIPMENT EFFICIENCY Best practices for managing machinery costs Read more > BRAND LOYAL VS. BUSINESS-MINDED What’s driving farm equipment preferences? Read more > OWNING MACHINERY Equipment purchase considerations during tight profit margins Read more > INVESTING IN PRECISION AG EQUIPMENT Getting the greatest return from technology Read more > STRIP-TILL: WHAT YOU NEED TO KNOW FOR YOUR FARM Adopting strip-till starts by answering a simple question: Why? Read more > COVER CROPS What You Need to Know for your Farm Read more > MANAGING MACHINERY AND ITS FINANCING Managing machinery financing in volatile times Read more > HALF-YEAR LEASES Half-year equipment lease options Read more > USED INVENTORY "WASHOUT CYCLE" Almost every machine on dealer lot represents potential sale. Read more > BUYER CONFIDENCE, ECONOMIC OPTIMISM GROWING Major themes in the farm machinery market in recent years Read more > USED COMBINE MARKET Used combine market saw some signs of life in late 2016 Read more > USED IMPLEMENT MARKET Factors influencing the buying or selling of used implements Read more > USED TRACTOR MARKET Used tractor market is strengthening Read more > ONLINE MACHINERY AUCTIONS Online machinery auctions growing in popularity among farmers Read more > BUYING USED VS. NEW MACHINERY Used vs. new machinery: Ask all the right questions Read more > WOMEN IN AGRICULTURE Women’s changing roles on the farm Read more > OWNING MACHINERY VS. CUSTOM HIRING Own the Machinery or Custom Hire Read more > MACHINERY BENCHMARKING Key machinery benchmarks and how they can benefit you Read more > OPERATING EXPENSE RATIO Measuring your financial health with the Operating Expense Ratio Read more > FARM MACHINERY OUTLOOK Machinery Financing Stable Despite Farm Economy Slowdown Read more > FARM SAFETY CHECKLIST 7 Tips to Keep your Farm Safe This Fall Read more > WORKING CAPITAL Consider Equipment Financing Options Read more > More Articles AGDIRECT TERRITORY MANAGERS Many areas of the country have an assigned Territory Manager who works with ag equipment dealers and ag producers for quoting and selecting the best financing solution. Customers who do not have a Territory Manager in their area are assigned an Inside Sales Representative from our Corporate Office. Meet our Territory Managers – scroll left/right to view all. Click to contact us or search to locate a local contact. Alex Bauer Territory Manager Nebraska View Profile Andy Bustillos Territory Manager California, Nevada View Profile Brian Schrock Territory Manager Missouri View Profile Calvin Sipes Territory Manager Wisconsin, Michigan View Profile Carla Mickey Territory Manager Illinois View Profile Chad Goldsmith Territory Manager Oregon, Washington View Profile Chris Schimke Territory Manager South Dakota, Nebraska View Profile Chris Steinkamp Territory Manager Iowa View Profile Chris Stout Territory Manager Arizona, California View Profile Clinton House Territory Manager Ohio View Profile Dan Takle Territory Manager Iowa View Profile Ed Harrison Territory Manager Wyoming and Montana View Profile Heath Gentis Territory Manager Indiana View Profile Jill Beck Territory Manager Arkansas View Profile Kenny Smith Territory Manager Illinois View Profile Kyle Thomas Territory Manager Kentucky, Tennessee View Profile Lucas Scheibe Territory Manager North Dakota View Profile Mark Smith Territory Manager Colorado, Kansas View Profile Nick Johnson Territory Manager Oklahoma, Texas View Profile Richie Harris Territory Manager Texas View Profile Ryan Kruger Territory Manager Idaho, Utah View Profile Scott Welden Territory Manager Indiana, Michigan, Ohio View Profile Tate Moser Territory Manager Minnesota View Profile prev next * “I TEAMED UP WITH AGDIRECT BECAUSE THEY UNDERSTOOD MY GOALS AND FIT MY FINANCING NEEDS.” – BEN M. , GRAIN PRODUCER See more Watch video * “AGDIRECT OFFERS SOME REALLY EXCELLENT PROGRAMS AND FLEXIBILITY.” – DUSTIN G. , LIVESTOCK PRODUCER AND PART-OWNER OF CAPITAL TRACTOR See more Watch video * “AGDIRECT OFFERS COMPETITIVE INTEREST RATES, GOOD TERMS AND A PAINLESS APPLICATION PROCESS.” – MIKE S. , LOGGER See more Watch video 1. 1 2. 2 3. 3 Dealer Support: 888-525-9805 info@agdirect.com Request info Sales and General Inquiries: 888-525-9805 info@agdirect.com Customer Service: 866-507-6555 customerservice@agdirect.com Request info AGDIRECT, POWERED BY FARM CREDIT, IS AMONG THE LEADING AG EQUIPMENT FINANCING OPTIONS IN THE NATION. Learn more SEARCH AGDIRECT * * * * * AgDirect® is an equipment financing program offered by Farm Credit Services of America and other lenders, including participating Farm Credit System Institutions. * Privacy * Security * Terms of Use * Anonymous Reporting * Sitemap © 2023 Farm Credit Services of America We use cookies on this site to improve visitor experience. To learn about our use of cookies, visit our Privacy Statement. By continuing to use this website, you consent to our use of cookies. Close PRIVACY PREFERENCE CENTER Any website you visit may store or retrieve information on your browser, mostly in the form of cookies. This information might be about you, your setting preferences or your device and is mostly used to make the site work as you expect it to. Usually, the information does not directly identify you; it is meant to give you a more personalized web experience. Because we respect your right to privacy, you can choose not to allow some types of cookies. 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