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PRIVACY POLICY FOR USAMORTGAGEGUIDE.COM

At usamortgageguide.com, accessible from usamortgageguide.com, one of our main
priorities is the privacy of our visitors. This Privacy Policy document contains
types of information that is collected and recorded by usamortgageguide.com and
how we use it.

If you have additional questions or require more information about our Privacy
Policy, do not hesitate to contact us.

This Privacy Policy applies only to our online activities and is valid for
visitors to our website with regards to the information that they shared and/or
collect in usamortgageguide.com. This policy is not applicable to any
information collected offline or via channels other than this website.


CONSENT

By using our website, you hereby consent to our Privacy Policy and agree to its
terms.


INFORMATION WE COLLECT

The personal information that you are asked to provide, and the reasons why you
are asked to provide it, will be made clear to you at the point we ask you to
provide your personal information.

If you contact us directly, we may receive additional information about you such
as your name, email address, phone number, the contents of the message and/or
attachments you may send us, and any other information you may choose to
provide.

When you register for an Account, we may ask for your contact information,
including items such as name, company name, address, email address, and
telephone number.


HOW WE USE YOUR INFORMATION

We use the information we collect in various ways, including to:

 * Provide, operate, and maintain our website
 * Improve, personalize, and expand our website
 * Understand and analyze how you use our website
 * Develop new products, services, features, and functionality
 * Communicate with you, either directly or through one of our partners,
   including for customer service, to provide you with updates and other
   information relating to the website, and for marketing and promotional
   purposes
 * Send you emails
 * Find and prevent fraud


LOG FILES

usamortgageguide.com follows a standard procedure of using log files. These
files log visitors when they visit websites. All hosting companies do this and a
part of hosting services’ analytics. The information collected by log files
include internet protocol (IP) addresses, browser type, Internet Service
Provider (ISP), date and time stamp, referring/exit pages, and possibly the
number of clicks. These are not linked to any information that is personally
identifiable. The purpose of the information is for analyzing trends,
administering the site, tracking users’ movement on the website, and gathering
demographic information.


COOKIES AND WEB BEACONS

Like any other website, usamortgageguide.com uses “cookies”. These cookies are
used to store information including visitors’ preferences, and the pages on the
website that the visitor accessed or visited. The information is used to
optimize the users’ experience by customizing our web page content based on
visitors’ browser type and/or other information.


GOOGLE DOUBLECLICK DART COOKIE

Google is one of a third-party vendor on our site. It also uses cookies, known
as DART cookies, to serve ads to our site visitors based upon their visit to
www.website.com and other sites on the internet. However, visitors may choose to
decline the use of DART cookies by visiting the Google ad and content network
Privacy Policy at the following URL
– https://policies.google.com/technologies/ads


OUR ADVERTISING PARTNERS

Some of advertisers on our site may use cookies and web beacons. Our advertising
partners are listed below. Each of our advertising partners has their own
Privacy Policy for their policies on user data. For easier access, we
hyperlinked to their Privacy Policies below.

 * Google
   
   https://policies.google.com/technologies/ads


ADVERTISING PARTNERS PRIVACY POLICIES

You may consult this list to find the Privacy Policy for each of the advertising
partners of usamortgageguide.com.

Third-party ad servers or ad networks uses technologies like cookies,
JavaScript, or Web Beacons that are used in their respective advertisements and
links that appear on usamortgageguide.com, which are sent directly to users’
browser. They automatically receive your IP address when this occurs. These
technologies are used to measure the effectiveness of their advertising
campaigns and/or to personalize the advertising content that you see on websites
that you visit.

Note that usamortgageguide.com has no access to or control over these cookies
that are used by third-party advertisers.


THIRD PARTY PRIVACY POLICIES

usamortgageguide.com’s Privacy Policy does not apply to other advertisers or
websites. Thus, we are advising you to consult the respective Privacy Policies
of these third-party ad servers for more detailed information. It may include
their practices and instructions about how to opt-out of certain options.

You can choose to disable cookies through your individual browser options. To
know more detailed information about cookie management with specific web
browsers, it can be found at the browsers’ respective websites.


CCPA PRIVACY RIGHTS (DO NOT SELL MY PERSONAL INFORMATION)

Under the CCPA, among other rights, California consumers have the right to:

Request that a business that collects a consumer’s personal data disclose the
categories and specific pieces of personal data that a business has collected
about consumers.

Request that a business delete any personal data about the consumer that a
business has collected.

Request that a business that sells a consumer’s personal data, not sell the
consumer’s personal data.

If you make a request, we have one month to respond to you. If you would like to
exercise any of these rights, please contact us.


GDPR DATA PROTECTION RIGHTS

We would like to make sure you are fully aware of all of your data protection
rights. Every user is entitled to the following:

The right to access – You have the right to request copies of your personal
data. We may charge you a small fee for this service.

The right to rectification – You have the right to request that we correct any
information you believe is inaccurate. You also have the right to request that
we complete the information you believe is incomplete.

The right to erasure – You have the right to request that we erase your personal
data, under certain conditions.

The right to restrict processing – You have the right to request that we
restrict the processing of your personal data, under certain conditions.

The right to object to processing – You have the right to object to our
processing of your personal data, under certain conditions.

The right to data portability – You have the right to request that we transfer
the data that we have collected to another organization, or directly to you,
under certain conditions.

If you make a request, we have one month to respond to you. If you would like to
exercise any of these rights, please contact us.


CHILDREN’S INFORMATION

Another part of our priority is adding protection for children while using the
internet. We encourage parents and guardians to observe, participate in, and/or
monitor and guide their online activity.

usamortgageguide.com does not knowingly collect any Personal Identifiable
Information from children under the age of 13. If you think that your child
provided this kind of information on our website, we strongly encourage you to
contact us immediately and we will do our best efforts to promptly remove such
information from our records.


CHANGES TO THIS PRIVACY POLICY

We may update our Privacy Policy from time to time. Thus, we advise you to
review this page periodically for any changes. We will notify you of any changes
by posting the new Privacy Policy on this page. These changes are effective
immediately, after they are posted on this page.


CONTACT US

If you have any questions or suggestions about our Privacy Policy, do not
hesitate to contact us.