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* Home * Rates * Contact * Get Started Select Page * Home * Rates * Contact * Get Started GET A LOAN UP TO $10,000 STRESS FREE! We connect you with hundreds of lenders across the US Get Started HOW DOES IT WORK? Just complete the secure loan request form and let us do the rest 1 COMPLETE THE LOAN REQUEST FORM 2 LENDERS IN OUR NETWORK CHOOSE WHETHER TO MAKE YOU AN OFFER 3 GET YOUR LOAN COMPLETE THE LOAN REQUEST FORM Z SECURE CONNECTION Z ONLY REQUIRED DATA ASKED Z IT TAKES 5 MINUTES Get Started WE WORK WITH A LARGE NETWORK OF LENDER Z US-BASED LENDERS Z YOUR DATA IS SECURED WITH 256 BIT ENCRYPTION Z ACCESS A LARGE NETWORK OF LENDERS Get Started GET YOUR LOAN Z FAST TRANSFER Z DIRECTLY INTO YOUR BANK ACCOUNT Z GET AN ANSWER IN 5 MINUTES Get Started REQUEST A LOAN NOW PAYDAY LOAN – WHAT IS THE MEANING by Draftloans.com | 05/03/2024 | Uncategorized | 0 Comments Payday loans are often a topic of discussion when it comes to quick financial solutions but what is the meaning of a payday loan? They cater to individuals facing immediate cash needs, typically due to unforeseen expenses or shortfalls before the next paycheck. These... Read More ARE PAYDAY LOANS INSTALLMENT OR REVOLVING by Draftloans.com | 05/03/2024 | Uncategorized | 0 Comments Understanding financial products is crucial for effective personal financial management. Payday loans, a prevalent form of short-term credit, often cause confusion regarding their repayment structure. It's important to classify them correctly to understand their... Read More WHAT IS THE PROBLEM WITH PAYDAY LOANS by Draftloans.com | 05/03/2024 | Uncategorized | 0 Comments Payday loans are widely used by those in need of emergency funds, but they are often accompanied by controversy and criticism. These loans are intended to serve as a short-term financial solution but are not without significant problems. This article seeks to unpack... Read More WHAT PAYDAY LOANS ARE LEGITIMATE by Draftloans.com | 05/03/2024 | Uncategorized | 0 Comments In the vast sea of financial services, the legitimacy of payday loans is a pressing concern for consumers seeking quick cash solutions. The term 'legitimate' encompasses not only the legal standing of these services but also their ethical practices and the... Read More CAN PAYDAY LOANS BE INCLUDED IN BANKRUPTCY? A COMPREHENSIVE GUIDE TO PAYDAY LOANS IN THE U.S. by Draftloans.com | 12/01/2024 | Uncategorized | 0 Comments A question often arises for those considering or struggling with payday loans is, "Can payday loans be included in bankruptcy?" This article addresses this crucial question while offering a broader understanding of payday loans in the U.S. We will explore the nature... Read More PreviousNext 12345 Copyright © 2022 Draftloans.com All rights reserved. Privacy Policy Terms and Conditions MATERIAL DISCLOSURE APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. DraftLoans is unable to supply you with an exact APR (Annual Percentage Rate) that you will be charged if you are approved for a loan. APRs vary according to the information supplied by you in your loan request, the loan amount, the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan renewal actions, and other factors. You will be given the APR, loan fees, and other terms by your lender when you are redirected to your loan agreement in the loan request process. An APR can generally run between 5.99% up to 35.99% for Qualified Customers. Loan products general have a 61-day minimum repayment term and a 72-month maximum repayment term for Qualified Customers. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site. Representative example. Representative Example: If you borrowed $1,500 over a 18 month period and the loan had a 3% origination fee ($45), your monthly repayments would be $100.05, with a total payback amount of $1,800.93 which including the 3% fee paid from the loan amount, would have a total cost of $255.93. Representative 19.99% APR. Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $5000. Not all lenders can provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan, including APR. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, register for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice. Use of this service is subject to this site’s Terms of Use and Privacy Policy. Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, New Hampshire, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice. Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.