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Text Content

 * Features
 * How It Works
 * FAQs
 * Contact Us


X

Get Started

CREDITOFINTECH


FAST, 100% DIGITAL FINANCING FOR RETAIL STORES AND E-COMMERCE

Unlock funds based on your future sales, with no hidden fees or complex
paperwork

Apply for Funding
Contact Us



TRUSTED BY BUSINESSES ACROSS THE UK AND IRELAND"









QUICK APPROVALS

Get approved in record time and access funds as soon as the next business day


NO HIDDEN FEES

No setup fees or hidden charges—just a clear, single cost agreed upfront


DESIGNED FOR RETAIL STORES AND E-COMMERCE BUSINESSES

From retail stores to e-commerce, our solutions are customized to meet the needs
of small and medium-sized businesses


LOAN AMOUNTS FROM £3,000 TO £1,000,000

Flexible financing to suit businesses of all sizes

Features of Our Service


GET UP TO 2X YOUR MONTHLY REVENUE—FAST APPROVAL!

If you accept payments through platforms like PayPal, Stripe, Shopify Payments,
or credit cards, we can advance up to twice your monthly revenue. With a 90%
approval rate, funding your business has never been easier!

Apply for Funding
Contact Us

Why Choose Creditofintech


WHY BUSINESSES CHOOSE CREDITOFINTECH


CLEAR AND TRANSPARENT



No hidden fees or surprise costs. Know exactly what you’re paying from day one


FLEXIBLE TERMS



Repay a percentage of your sales, so on slower days, you pay less


NO COLLATERAL REQUIRED



We base our financing on your sales, not on assets or credit scores


DEDICATED SUPPORT



Our team is here to guide you through every step, from application to repayment

How Creditofintech Works


ENABLING GLOBAL FINANCIAL INCLUSION

STEP 01



APPLY ONLINE IN MINUTES

Submit a simple application with basic business details—no paperwork required.
You may be asked to provide open banking access or recent account statements in
PDF.

STEP 02



CHOOSE YOUR OFFER

Once approved, select the financing offer that best suits your business needs.

STEP 03



SIGN THE CONTRACT ONLINE

Review and sign the final offer online within 24 hours—sometimes even faster.

STEP 04



ACCESS YOUR FUNDS

Get funded directly in your bank account in as little as 48 hours.

FAQs


FREQUENTLY ASKED QUESTIONS

How do I request a quote?


When you apply online, you’ll typically receive a quote the same day. We’ll ask
for basic information about your business, and you’ll need to share recent bank
statements. This process takes about 5 minutes, and our team is always available
to assist with any questions.

What can I use the funds for?


You can use the funds for any business-related purpose. Most of our clients use
their funding to purchase inventory, invest in marketing, renovate, open new
locations, or manage temporary cash flow disruptions, like during lockdowns.

How will I repay it?


It's simple! You’ll repay a small, fixed percentage of your daily sales through
your card terminal.

Example: If you receive £5,000 in funding with a 10% fixed fee, you’ll repay a
total of £5,500. With a daily repayment rate of 20% of your card sales, a day
with £1,000 in sales would allocate £200 toward repayment, leaving you with
£800. On a slower day with £200 in sales, £40 goes toward repayment, and £160
remains with you. If you have no sales that day, you pay nothing. Gradually,
you’ll repay the £5,500 in a way that fits your cash flow.

Unlike traditional business loans with fixed interest, CREDITOFINTECH adjusts to
your daily revenue with no extra fees.

What kind of offers can I expect?


Your offer will be based on your online or card terminal sales history. The
longer you’ve been operating and the higher your monthly revenue, the better the
offers. We offer up to twice your monthly revenue in financing.

Example: If your e-commerce business averages £10,000 in monthly sales and has
been operating for 5 months, you could receive up to £20,000 with a single
£2,000 fixed fee and a 10% daily sales repayment.

Can I receive additional funding?


Yes! Once you’ve been funded by us at least once, you can generally apply for
additional funding and receive it the same day.

Do I have to pay interest on CREDITOFINTECH financing?


No. We only charge a one-time fixed fee, so you’ll know exactly what you’re
paying upfront.

How can I check my outstanding balance?


Log in to your customer account to view your full payment history and
outstanding balance.

Can I make a lump-sum payment to pay off my advance early?


Yes, you’re free to make additional payments anytime without penalty. However,
most business owners prefer the flexibility of simply repaying a fixed
percentage of daily sales with no extra costs.

 
 
 
 
 
 
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CONTACT



Contact


HAVE QUESTIONS? GET IN TOUCH!

Our team is here to answer your questions and help you find the best financing
solution for your business. Reach out to us today



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