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+91 844 844 3358 | support@moneymithra.com
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 * Home
 * About Us
   * About Us
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 * Loans
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Business Associate Program

Previous
Home Loan
Mortgage Loan


WHY RENT, WHEN YOU CAN BUY! AND WHY SHUDDER, WHEN YOU CAN MORTGAGE!

Be it your first step towards wealth creation through home purchase or a step to
making the best use of assets for a financial crisis, we are here to take the
step along. Be rest assured to get the best deals through our Home Loan and
Mortgage Loan options from the best lenders. Connect with us now! Allow us to
help you live better!


Personal Loan
Business Loan
Doctor Loan


FOCUS ON DREAMS AND FULFILL YOUR LIFE DESIRES WHILE WE WORK ON YOUR FINANCIAL
NEEDS!

Salaried, self-employed or a business owner? We have the best loan product from
top Banks & NBFCs to suit your needs. Call us now for a door-step solution!

 


Car Loan
Used Car Loan


ACCELERATE YOUR FUTURE WITH THE DRIVE OF YOUR LIFE! APPLY TODAY, DRIVE TOMORROW!

A brand-new car or a pre-owned one, the choice of car is yours. Worried about
how to fund it? Not anymore, our Car Loans is just the answer for that. Apply
Now! For a smart, swift and safe car loan solution!


Home Loan
Mortgage Loan


WHY RENT, WHEN YOU CAN BUY! AND WHY SHUDDER, WHEN YOU CAN MORTGAGE!

Be it your first step towards wealth creation through home purchase or a step to
making the best use of assets for a financial crisis, we are here to take the
step along. Be rest assured to get the best deals through our Home Loan and
Mortgage Loan options from the best lenders. Connect with us now! Allow us to
help you live better!


Personal Loan
Business Loan
Doctor Loan


FOCUS ON DREAMS AND FULFILL YOUR LIFE DESIRES WHILE WE WORK ON YOUR FINANCIAL
NEEDS!

Salaried, self-employed or a business owner? We have the best loan product from
top Banks & NBFCs to suit your needs. Call us now for a door-step solution!

 


Car Loan
Used Car Loan


ACCELERATE YOUR FUTURE WITH THE DRIVE OF YOUR LIFE! APPLY TODAY, DRIVE TOMORROW!

A brand-new car or a pre-owned one, the choice of car is yours. Worried about
how to fund it? Not anymore, our Car Loans is just the answer for that. Apply
Now! For a smart, swift and safe car loan solution!


Home Loan
Mortgage Loan


WHY RENT, WHEN YOU CAN BUY! AND WHY SHUDDER, WHEN YOU CAN MORTGAGE!

Be it your first step towards wealth creation through home purchase or a step to
making the best use of assets for a financial crisis, we are here to take the
step along. Be rest assured to get the best deals through our Home Loan and
Mortgage Loan options from the best lenders. Connect with us now! Allow us to
help you live better!


Next
Personal Loan
Business Loan
Home Loan
Doctor Loan
Car Loan


PERSONAL LOAN

A Personal Loan is a loan for your personal purpose, be it your child’s wedding,
a dream vacation, a shopping extravaganza, buying a new furniture and various
other needs that an individual can have.

INTEREST RATES AS LOW AS 10.25%

PROCESSING FEE AT JUST RS. 1999/-

COLLATERAL FREE LOANS

Contact Now


BUSINESS LOAN

We help you achieve your dream! Plan your startups with Moneymithra’s Business
Loans!

INTEREST RATES AT 13%

PROCESSING FEE AT 1%

TENURE RANGING FROM 1 YR TO 4 YRS

Contact Now


HOME LOAN

Move to your dream home! Apply for Moneymithra’s Home Loans

INTEREST RATES AT THE LOWEST 6.65%

PROCESSING FEE OF JUST RS. 4999/-

FIXED TENURE AND EASY EMIS

Contact Now


DOCTOR LOAN

Doctor Loans at a very affordable interest rate with Moneymithra

INTEREST RATES – 10.25%

PROCESSING FEE – RS. 1999/-

HIGHER QUANTUM AMOUNT AND LONGER TENURE

Contact Now


CAR LOAN

Drive your dream car by funding it with Moneymithra’s Car Loan

INTEREST RATES OF 7.35%

PROCESSING FEE OF0.25%

LOAN APPLICABLE FOR BOTH NEW CAR AND USED CAR

Contact Now


OUR TRACK RECORDS


500+ CRORES

Loan Disbursed


22,000 +

Customers


35+

Partners


12+

Years of Experiences


LOAN CALCULATOR

Thinking of what you will need to pay if you avail a loan? Don’t guess, Be Sure
with our easy-to-understand EMI Calculator.

Loan Amount
500

2755000

6000000
Interest Rate %
5

7

20
Tenure (Months)
12

147

360

Loan Amount₹ 2755000Interest %7Tenure (Months)147EMI (Monthly)₹ 27963Total
Interest₹ 1355548Total Payment (Loan Amount + Interest)₹ 4110561


OUR PROCESS

PROSPECT CUSTOMER APPROACH

Customer contact with Moneymithra, through various sources, toll-free number,
enquiry on website, connect through social media, through a reference etc.

COUNSELLING BY SALES MANAGER

Upon establishing connect, a SM is assigned to the customer to understand his
requirements to assess the customer’s requirement of the financial product.

OFFERING OF BEST SUITED OFFERS AND PRODUCT

SMs provide you with solution to your financial issue considering the offers
from various banks, helps you with the comparison to get you the best deal, in
terms of the maximum benefit and least cost.

APPLICATION AND DOCUMENTS SUBMISSION

SMs will guide you and prepares the Application for you, Collects necessary
documents, verifies application and documents for completeness and submits the
same to the bank.

BANK PROCESS ASSISTANCE

SMs track your application and are constantly in touch with financial
institution to ensure the process is expedited without any glitches until the
application is processed and approved.

AMOUNT DISBURSAL TO ACCOUNT

After the Approval process, our SM facilitates the last leg of the process until
completions, processes the agreements, & ensures your desired product is
delivered to you (loan amount disbursal/credit card/insurance etc)


OUR BLOG

25 January , 2021



DO'S AND DONT'S FOR GETTING A PERSONAL LOAN

One of the simplest and easiest ways to handle cash crunches is by tak...


DO'S AND DONT'S FOR GETTING A PERSONAL LOAN

One of the simplest and easiest ways to handle cash crunches is by taking a
Personal Loan. Consideri...


Read More


OUR TESTIMONIALS

Previous

GOOD SERVICE

I am Mr. Kailash Chavan I am really happy to say Mr. Jagadeesh from Money Mithra
has give me a good service to get my personal loan of 7-Lac ... I had a critical
time I didn’t had a money for my Marriage so he helped me to get the personal
loan with in 4-days it give me a confidence to give reference to Mr. Jagadeesh
to help my friends on the same.

Kailash Chavan
Team support – TCS

THANKFUL TO YOU FOR YOUR FAVOUR

I am very thankful to you for your favour that you showed by accepting my
application for a loan and your bank has approved my loan. I was in great need
of money. I must appreciate that your bank has a speedy procedure for loan
approval and every step is taken on merit. I also wish to thank Moneymithra for
their support and services in helping me identify the right bank and process.
Please accept my regards and thanks for your favor once again. I shall always
remember your kindness.

Ambika Nazareth
Marketing Manager

KEEP UP THE GOOD WORK

I am Mr. Dinakar from Bangalore I am very much thankful for your timely support
to get my Personal loan of 10-Lac which was very much needed on that time and I
was really don’t have an Idea that it can be done with in a 3-days I was suppose
to ask my friend for loan but mean time I have got a call from Mr. Raju from
your Money Mithra & supported me to get my Personal loan on time... Keep up the
good work.

Dinakar K
Team Manager – IBM

REALLY HAPPY

I am really happy to say thank you for your on time support to get my Personal
loan of 15-Lac I was keep on asking my friends to help me with some reference to
take a personal loan at that time Mr. Pradeep had called me and I have give him
all the required documents and he help to get my loan approved & I have received
the loan amount with in 4- days ... I am really happy to get good service from
Mr. Pradeep from Money Mithra 'Thanks a lot for your timely support Keep up the
good work always'

Lavanya Joshi
Manager – Ernst &Young LLP (E&Y)

GOOD SERVICE

I am Mr. Kailash Chavan I am really happy to say Mr. Jagadeesh from Money Mithra
has give me a good service to get my personal loan of 7-Lac ... I had a critical
time I didn’t had a money for my Marriage so he helped me to get the personal
loan with in 4-days it give me a confidence to give reference to Mr. Jagadeesh
to help my friends on the same.

Kailash Chavan
Team support – TCS

THANKFUL TO YOU FOR YOUR FAVOUR

I am very thankful to you for your favour that you showed by accepting my
application for a loan and your bank has approved my loan. I was in great need
of money. I must appreciate that your bank has a speedy procedure for loan
approval and every step is taken on merit. I also wish to thank Moneymithra for
their support and services in helping me identify the right bank and process.
Please accept my regards and thanks for your favor once again. I shall always
remember your kindness.

Ambika Nazareth
Marketing Manager

KEEP UP THE GOOD WORK

I am Mr. Dinakar from Bangalore I am very much thankful for your timely support
to get my Personal loan of 10-Lac which was very much needed on that time and I
was really don’t have an Idea that it can be done with in a 3-days I was suppose
to ask my friend for loan but mean time I have got a call from Mr. Raju from
your Money Mithra & supported me to get my Personal loan on time... Keep up the
good work.

Dinakar K
Team Manager – IBM

REALLY HAPPY

I am really happy to say thank you for your on time support to get my Personal
loan of 15-Lac I was keep on asking my friends to help me with some reference to
take a personal loan at that time Mr. Pradeep had called me and I have give him
all the required documents and he help to get my loan approved & I have received
the loan amount with in 4- days ... I am really happy to get good service from
Mr. Pradeep from Money Mithra 'Thanks a lot for your timely support Keep up the
good work always'

Lavanya Joshi
Manager – Ernst &Young LLP (E&Y)

GOOD SERVICE

I am Mr. Kailash Chavan I am really happy to say Mr. Jagadeesh from Money Mithra
has give me a good service to get my personal loan of 7-Lac ... I had a critical
time I didn’t had a money for my Marriage so he helped me to get the personal
loan with in 4-days it give me a confidence to give reference to Mr. Jagadeesh
to help my friends on the same.

Kailash Chavan
Team support – TCS

Next


OUR FAQS

Still have questions?
Our Client Success Team is always here to help

support@moneymithra.com+91 9880013358
 * Mon - Sat 9am – 6pm IST
 * Sun 9am – 4pm IST

Credit report rating is a crucial determining factor for your loan and interest
rates. The better your credit rating the more likely you are to get the lowest
interest rates on your loan. For those with a bad credit profile, the higher
interest rates as it reflects an increased risk on the part of the creditors in
lending the money.

How will a person’s my credit profile affect his/her ability to get the best
loan rates?

In case where a customer’s financial circumstances improve, he/she will be in a
position to pay off the loan before the tenure, or may be in a position to
arrange to change the payment plan in some way, is such an instance customer
needs to discuss details of this with the Bank/NDFC the customer has their loan
in.

During the loan term, if the customer’s financial situation change, what should
they do?

Considering that there are higher administrations costs involved in setting up
the loan, generally if the term of the loan is shorted the interest rates are
higher.

How is it that the interest is higher for short term loans?

This is depended on varies on several factors. In case of a salaried employee,
the monthly EMI should ideally not exceed 40% of the monthly pay. Also, the
lending bank/NBFC will take into consideration if there are any existing loans
for which the individual is paying EMIs. For self- employed individuals it will
be on the basis of the profits that are earned through their business. Here as
well, other financial liabilities of the borrower will be taken into
consideration.

What is the maximum amount that one can borrow from a bank?

The following should be taken into consideration while applying for a personal
loan:

Interest Rates: One of the most important and essential aspect is the interest
rate charged for a personal loan. It can vary from 10% P.A. to as high as 24%
P.A., based on the bank/NBFCs terms and conditions and the borrowers credit
score. Interest rates amounts to a substantial cost to the cumulative cost of
the loan.

Flexibility for Repayment: One must be sure of the part-payments or pre-payments
terms of the Banks/NBFCs and the part-payment, pre-payment charges levied.

Processing Fee: Even if you are offered a low interest rate, a high processing
fee could bump up the cost of your loan.

Things that a customer should consider before applying for a personal loan?

This may vary from bank to bank. Certain banks/NBFCs have the option of
pre-paying the loan amount, based on their respective terms and conditions. This
is generally allowed, however, with a pre-payment fee.

Is pre-payment allowed for personal loans?

There will be a certain ECS bounce charge/penalty. Also, this gets reflected in
your credit report and affects your credit score. There can be severe
implications on future possibilities of credits depending on the severity of the
default. In addition, the banks can also take legal action against the borrower.

What are the implications if I miss there is an ECS Bounce or I an EMI Payment?

Pre-Closure is when a customer wishes to pay off the entire principal
outstanding amount at once. On the other hand, Part-Payment is when the customer
wants to repay only a certain portion of the outstanding amount.

What is the difference between Pre-Closure and Part – Payment?

USEFUL LINKS

 * About Us
 * Service
 * Blog
 * Team
 * Contact Us

FEATURED POST

 * DO'S AND DONT'S FOR GETTING A PERSONAL LOAN
   
   25 January , 2021

OFFICE

Head Office - Mysuru

Kanti Complex, #2927, CH-11, 1st Floor,

1st Main Road, 5th Cross,

Saraswathipuram, Mysuru - 570 009

--------------------------------------------------------------------------------

Branch Office - Bangalore

No. 223, 2nd Floor, G.R Arcade

14th cross, Sampige Road, Malleswaram,

Bengaluru - 560 003

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Karwar

Bijapur

Yadgir

Bagalkot

Bellary

Belgaum

Bangalore Rural

Bangalore Urban

Bidar

Chamarajanagar

Chikballapur

Chikmagalur

Chitradurga

Dakshina Kannada

Davangere

Dharwad

Gadag

Hassan

Haveri

Gulbarga

Kodagu

Kolar

Koppal

Mandya

Mysore

Raichur

Ramanagara

Shimoga

Tumkur

Udupi

Karwar

Bijapur

Yadgir

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