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              <a href="/"><img src="/Image Library/content-images/logo.png" alt="Middlesex Federal"></a>
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                  <h1><b><font color="white"><font size="6">Simply eFREE Checking &amp; $150!</font></font></b></h1>
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                      <font size="5">The Best Online Checking Account.</font>
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                <h2 class="contained" style="text-align: center;"><span style="font-size: 36px;"><strong><span style="color: #008000;">Open online, request a debit card, and<br>we'll pay you $150 to use it!</span></strong></span></h2>
                <h2 class="contained" style="text-align: center;"><span style="color: #008000;"><span style="font-size: 22px;">✔<span style="color: #333333;"> No monthly fee.&nbsp;&nbsp;</span>✔<span style="color: #333333;"> No minimum
                        balance.<br></span></span></span><span style="color: #008000;"><span style="font-size: 22px;">
                      <font color="#008000">✔ </font>
                      <font color="#333333">Online banking and mobile App.</font>
                    </span></span><span style="color: #008000;"><span style="font-size: 22px;"><br></span><span style="font-size: 22px;"><span style="font-size: 22px;">✔ </span><span style="color: #333333;"><span style="font-size: 22px;">Debit
                          Card</span><span style="font-size: 18px;"> </span><span style="font-size: 22px;">with free ATM access, unlimited refunds, and zero liability.</span><br></span></span></span><span style="color: #008000;"><span
                      style="font-size: 24px;"><span style="color: #333333;"><span style="font-size: 18px;"><span style="font-size: 24px;"><strong><em><span style="color: #000080;">eStatement Savings also available online - use the form below to get
                                  started.</span></em></strong></span><br></span></span></span></span></h2>
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                    <h3><span style="font-size: 24px;"><span style="color: #000080;"><strong><span style="font-size: 36px;">Get Started</span><br></strong></span></span><span style="font-size: 20px;"><strong><span style="color: #000080;">It's
                            fast!&nbsp; It's easy!&nbsp; It's FREE!&nbsp;<br></span></strong><span style="color: #000080;">Open your Simply eFree checking account&nbsp; or eStatement Savings online today, and start enjoying a better banking
                          experience tomorrow.&nbsp; &nbsp;<span style="font-size: 18px;"><em>Available to Massachusetts residents only.</em></span></span></span></h3>
                    <h3><span style="font-size: 24px;"><strong><span style="color: #000080;">Don't forget to request your debit card to earn $150!!</span></strong></span></h3>
                    <p><span style="font-size: 26px;"><strong><span style="color: #000080;">New Personal Customer</span></strong></span></p>
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                        <p><span style="font-size: 30px;"><span style="color: #000080;"><strong>We'll Pay You $150 <br></strong><strong>to Use Your Debit Card!!</strong></span></span><span style="font-size: 24px;"><span
                              style="color: #000080;"><strong><br></strong></span></span><span style="font-size: 13.5pt; color: gray;"></span></p>
                        <ul>
                          <li><span style="font-size: 13.5pt; color: gray;">Open Simply eFREE Checking Online </span></li>
                          <li><span style="font-size: 13.5pt; color: gray;">Request a debit card</span></li>
                          <li><span style="font-size: 13.5pt; color: gray;">Use your debit card 15 times.</span></li>
                          <li>
                            <font color="#808080"><span style="font-size: 18px;">Find an extra $150 in your account.</span></font>
                          </li>
                        </ul>
                        <h3><span style="font-size: 13.5pt; color: gray;"><strong><span style="font-size: 24px; color: #000080;">It's Fast!</span><br></strong>Grab your license and debit card&nbsp; (or a check from another bank) and click on the Open
                            Online button to start your application.<br><br><span style="font-size: 24px;"><span style="color: #000080;"><strong>It's Easy!</strong></span></span><br>Answer a few questions, review and accept disclosures, and your
                            application will be complete.&nbsp; All it takes is $50 to open and a few minutes.&nbsp; In no time, you can start using and managing your account online.&nbsp; <strong><em>TIP: Use a debit card to fund your account and it
                                will be available sooner.</em></strong><br></span></h3>
                        <h3><span style="font-size: 13.5pt; color: gray;"><span style="color: #000080;"><span style="font-size: 24px;"><strong>It's FREE!</strong></span></span><br>Free means free. There's no minimum balance or monthly fee and ATM
                            access is free. Whether you use our ATM or another ATM, it's free.&nbsp; We don't charge if you use your Middlesex Federal Debit Card at another bank's ATM and automatically reimburse ATM fees other banks
                            charge.&nbsp;</span><span style="font-size: 13.5pt; color: gray;">&nbsp;And, just in case you need a few ol' fashion checks, we'll supply you with your first set for free.&nbsp;<br></span></h3>
                        <h3><span style="font-size: 13.5pt; color: gray;">Don't forget, your free Middlesex Federal Debit Card comes with zero liability protection<span
                              style="font-size: 13.5px; line-height: 0; position: relative; vertical-align: baseline; top: -0.5em;">&nbsp;</span>and online controls.</span></h3>
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                  <h4><span style="font-size: 24px;"><strong><a href="https://blog.middlesexfederal.com/tag/personal-finance" title="Click Here for Helpful Quick Read Personal Finance Blogs from Middlesex Federal" target="_blank">Click here</a>
                      </strong>to check out our helpful, quick read Personal Finance and Budgeting blogs.&nbsp;</span></h4>
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              background-image:url(https://www.middlesexfederal.com/image%20library/content-images/cafe%20lady/cafelady_406600612_750x421.png);
            "> &nbsp; </div>
                  <div class="spotlight-content">
                    <h3 class="spotlight-heading" style="transition: transform 0.5s ease-out 0s, opacity 0.5s ease-out; opacity: 0; transform: scale(1.07, 1.07) translate(0px, 25px);">More Ways to Bank</h3>
                    <p style="transition: transform 0.5s ease-out 0.5s, opacity 0.5s ease-out; opacity: 0; transform: scale(1.07, 1.07) translate(0px, 25px);">Bank the way you want to bank - online, in our App, on the phone, in your wallet, at an
                      ATM, or in person. However you decide, we're here for you!&nbsp; </p>
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                    <h3 class="spotlight-heading" style="transition: transform 0.5s ease-out 0s, opacity 0.5s ease-out; opacity: 0; transform: scale(1.07, 1.07) translate(0px, 25px);">Free ATMs - ALWAYS!</h3>
                    <p style="transition: transform 0.5s ease-out 0.5s, opacity 0.5s ease-out; opacity: 0; transform: scale(1.07, 1.07) translate(0px, 25px);">Middlesex Federal won't charge Simply Free (includes Student account) and President's
                      Choice checking customers for using another bank's ATM. And, at the end of every statement cycle, we'll reimburse any surcharge fees other Bank's may charge.&nbsp; <a class="trailingLink" href="https://www.middlesexfederal.com/personal/banking/debit-card-atm-access">
                  Learn More
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                    <h3 class="spotlight-heading" style="transition: transform 0.5s ease-out 0s, opacity 0.5s ease-out; opacity: 0; transform: scale(1.07, 1.07) translate(0px, 25px);">Member FDIC</h3>
                    <p style="transition: transform 0.5s ease-out 0.5s, opacity 0.5s ease-out; opacity: 0; transform: scale(1.07, 1.07) translate(0px, 25px);">Deposits insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000. &nbsp;
                      <a class="trailingLink" href="https://www.middlesexfederal.com/tools-resources/faqs/faqs">
                  Learn More
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                    <h3 class="spotlight-heading" style="transition: transform 0.5s ease-out 0s, opacity 0.5s ease-out; opacity: 0; transform: scale(1.07, 1.07) translate(0px, 25px);"></h3>
                    <h3 style="transition: transform 0.5s ease-out 0.5s, opacity 0.5s ease-out; opacity: 0; transform: scale(1.07, 1.07) translate(0px, 25px);">Zero-Liability</h3>
                    <p style="transition: transform 0.5s ease-out 1s, opacity 0.5s ease-out; opacity: 0; transform: scale(1.07, 1.07) translate(0px, 25px);">Mastercard's Zero-Liability protects Middlesex Federal Personal Debit cards from unauthorized
                      purchases made in-store, on-the-phone, or online.&nbsp; </p>
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                  <p><span style="color: rgb(52, 73, 94);"><strong style="font-size: 0.70588rem;"><strong>$150 Online Offer:*</strong>&nbsp;<strong>&nbsp;</strong></strong><span style="font-size: 0.70588rem;">Open a NEW Middlesex Federal (MFS) Simply
                        eFREE Checking online at MiddlesexFederal.com.&nbsp; Request an MFS Debit Card during the online account opening process.&nbsp; Receive your card within 7-10 business days.&nbsp; Make fifteen Point of Sale (non-ATM)
                        transactions using your MFS debit card within the second through fourth statement cycle from the date of account opening, and we'll credit your account $150 within 10 business days of the last day of the fourth statement
                        cycle.</span></span></p>
                  <p><span style="color: rgb(52, 73, 94);"><strong style="font-size: 0.70588rem;">$150 In Branch Offer:*&nbsp; </strong><span style="font-size: 0.70588rem;">Open a NEW Simply Free Checking (offer does not apply to Simply eFree
                        Checking accounts opened online) at any Middlesex Federal (MFS) branch, receive an MFS instant issue debit card, and we'll pay you a $50 to download our mobile app.&nbsp; Payment will be in the form of an MFS check which must
                        be deposited upon receipt into a new MFS Simply Free Checking using MFS mobile check deposit.&nbsp; Middlesex Federal Online Banking registration and mobile app download are required. Make fifteen Point of Sale (non-ATM)
                        transactions using your MFS debit card within the second through fourth statement cycle from the date of account opening, and we'll credit your account $100 within 10 business days of the last day of the fourth statement
                        cycle.</span></span></p>
                  <p style="padding-left: 30px;"><span style="color: rgb(52, 73, 94);"><strong>*AVAILABLE TO MASSACHUSETTS RESIDENTS ONLY.&nbsp;&nbsp;</strong>Subject to&nbsp;the IRS 1099-INT reporting.<strong>&nbsp;</strong>Offer not available to
                      business accounts. Restricted to one $150 payment per account holder.&nbsp; Offer subject to change without notice.</span></p>
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Text Content

SIMPLY EFREE CHECKING & $150!

The Best Online Checking Account.


> OPEN ONLINE, REQUEST A DEBIT CARD, AND
> WE'LL PAY YOU $150 TO USE IT!
> 
> 
> ✔ NO MONTHLY FEE.  ✔ NO MINIMUM BALANCE.
> ✔ ONLINE BANKING AND MOBILE APP.
> ✔ DEBIT CARD WITH FREE ATM ACCESS, UNLIMITED REFUNDS, AND ZERO LIABILITY.
> ESTATEMENT SAVINGS ALSO AVAILABLE ONLINE - USE THE FORM BELOW TO GET STARTED.


GET STARTED
IT'S FAST!  IT'S EASY!  IT'S FREE! 
OPEN YOUR SIMPLY EFREE CHECKING ACCOUNT  OR ESTATEMENT SAVINGS ONLINE TODAY, AND
START ENJOYING A BETTER BANKING EXPERIENCE TOMORROW.   AVAILABLE TO
MASSACHUSETTS RESIDENTS ONLY.


DON'T FORGET TO REQUEST YOUR DEBIT CARD TO EARN $150!!

New Personal Customer




We'll Pay You $150
to Use Your Debit Card!!


 * Open Simply eFREE Checking Online
 * Request a debit card
 * Use your debit card 15 times.
 * Find an extra $150 in your account.


IT'S FAST!
GRAB YOUR LICENSE AND DEBIT CARD  (OR A CHECK FROM ANOTHER BANK) AND CLICK ON
THE OPEN ONLINE BUTTON TO START YOUR APPLICATION.

IT'S EASY!
ANSWER A FEW QUESTIONS, REVIEW AND ACCEPT DISCLOSURES, AND YOUR APPLICATION WILL
BE COMPLETE.  ALL IT TAKES IS $50 TO OPEN AND A FEW MINUTES.  IN NO TIME, YOU
CAN START USING AND MANAGING YOUR ACCOUNT ONLINE.  TIP: USE A DEBIT CARD TO FUND
YOUR ACCOUNT AND IT WILL BE AVAILABLE SOONER.



IT'S FREE!
FREE MEANS FREE. THERE'S NO MINIMUM BALANCE OR MONTHLY FEE AND ATM ACCESS IS
FREE. WHETHER YOU USE OUR ATM OR ANOTHER ATM, IT'S FREE.  WE DON'T CHARGE IF YOU
USE YOUR MIDDLESEX FEDERAL DEBIT CARD AT ANOTHER BANK'S ATM AND AUTOMATICALLY
REIMBURSE ATM FEES OTHER BANKS CHARGE.  AND, JUST IN CASE YOU NEED A FEW OL'
FASHION CHECKS, WE'LL SUPPLY YOU WITH YOUR FIRST SET FOR FREE. 



DON'T FORGET, YOUR FREE MIDDLESEX FEDERAL DEBIT CARD COMES WITH ZERO LIABILITY
PROTECTION AND ONLINE CONTROLS.



> CLICK HERE TO CHECK OUT OUR HELPFUL, QUICK READ PERSONAL FINANCE AND BUDGETING
> BLOGS. 

 


MORE WAYS TO BANK

Bank the way you want to bank - online, in our App, on the phone, in your
wallet, at an ATM, or in person. However you decide, we're here for you! 

 


FREE ATMS - ALWAYS!

Middlesex Federal won't charge Simply Free (includes Student account) and
President's Choice checking customers for using another bank's ATM. And, at the
end of every statement cycle, we'll reimburse any surcharge fees other Bank's
may charge.  Learn More

 


MEMBER FDIC

Deposits insured by the Federal Deposit Insurance Corporation (FDIC) up to
$250,000.   Learn More

 


ZERO-LIABILITY

Mastercard's Zero-Liability protects Middlesex Federal Personal Debit cards from
unauthorized purchases made in-store, on-the-phone, or online. 

$150 Online Offer:*  Open a NEW Middlesex Federal (MFS) Simply eFREE Checking
online at MiddlesexFederal.com.  Request an MFS Debit Card during the online
account opening process.  Receive your card within 7-10 business days.  Make
fifteen Point of Sale (non-ATM) transactions using your MFS debit card within
the second through fourth statement cycle from the date of account opening, and
we'll credit your account $150 within 10 business days of the last day of the
fourth statement cycle.

$150 In Branch Offer:*  Open a NEW Simply Free Checking (offer does not apply to
Simply eFree Checking accounts opened online) at any Middlesex Federal (MFS)
branch, receive an MFS instant issue debit card, and we'll pay you a $50 to
download our mobile app.  Payment will be in the form of an MFS check which must
be deposited upon receipt into a new MFS Simply Free Checking using MFS mobile
check deposit.  Middlesex Federal Online Banking registration and mobile app
download are required. Make fifteen Point of Sale (non-ATM) transactions using
your MFS debit card within the second through fourth statement cycle from the
date of account opening, and we'll credit your account $100 within 10 business
days of the last day of the fourth statement cycle.

*AVAILABLE TO MASSACHUSETTS RESIDENTS ONLY.  Subject to the IRS 1099-INT
reporting. Offer not available to business accounts. Restricted to one $150
payment per account holder.  Offer subject to change without notice.



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ABA ROUTING #211370150    

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Somerville, Massachusetts 02144
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