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Text Content

 * Home loans
   
   COMPARE HOME LOANS
   
    * Home loans
    * Refinance
    * Low deposit
    * Fixed rate
    * Investment
    * First home loans
    * Construction loans
    * Variable rate
    * Interest only
    * SMSF home loans
   
   CALCULATORS AND TOOLS
   
    * Home loans repayments calculator
    * Stamp duty calculator
    * Home loan rate change calculator
    * Fixed rate ending calculator
   
   RESOURCES
   
    * Cheap home loans
    * Home loan guides
    * Property investing guides
    * Home loan news
    * Australian home loan statistics
    * RBA interest rate tracker

 * Savings
   
   COMPARE SAVINGS ACCOUNTS
   
    * Savings accounts
    * Bonus saver accounts
    * Kids savings accounts
   
   COMPARE TERM DEPOSITS
   
    * Term deposits
   
   RESOURCES
   
    * Savings account guides
    * Term deposit guides
    * Savings accounts news
    * Term deposit news
    * Savings goal calculator
    * Savings calculator
    * Term deposit calculator

 * Insurance
   
   COMPARE INSURANCE
   
    * Car insurance
    * Home & contents insurance
    * Travel insurance
    * Life insurance
    * Pet insurance
    * Landlord insurance
   
   BEST OF...
   
    * Best car insurance
    * Best pet insurance
    * Best home insurance
    * Best insurance
    * Best travel insurance
   
   GUIDES, NEWS AND EXPERT TIPS
   
    * Car insurance guides
    * Car insurance news
    * Home & contents insurance guides
    * Home insurance news
    * Pet insurance guides
    * Pet insurance news
    * Travel insurance guides
    * Travel tips
    * Life insurance guides

 * Banking
   
   CREDIT CARDS
   
    * Credit cards
    * Balance transfer credit cards
    * No annual fee credit cards
    * Rewards credit cards
    * Frequent flyer credit cards
    * Travel credit cards
   
   OTHER BANKING
   
    * International money transfers
    * Business loans
    * Business banking
    * Loans
    * Share trading
    * Travel money
    * Latest interest rates
   
   GUIDES, NEWS AND EXPERT TIPS
   
    * Credit card guides
    * Rewards credit cards guides
    * Credit card news
    * Rewards credit card points calculator
    * Banking guides and news
    * Business banking guides
    * Family finance tips
    * Student banking
    * Buy Now Pay Later
   
   TRANSACTION ACCOUNTS
   
    * Bank accounts
   
   BEST OF...
   
    * Best credit cards
    * Best bank accounts
    * Best international money transfer providers
    * Best share trading platforms
    * Best Buy Now Pay Later companies

 * Personal loans
   
   COMPARE PERSONAL LOANS
   
    * Personal loans
    * Car loans
    * Unsecured loans
    * Debt consolidation loans
    * Peer-to-peer lending
    * Low interest
    * Secured
    * Online loans
    * Home renovation loans
   
   CALCULATORS AND TOOLS
   
    * Personal loan repayments calculator
    * Car loan repayments calculator
   
   RESOURCES
   
    * Best personal loans
    * Personal loan guides
    * Personal loan news
    * Car loan guides
    * Car loan news

 * Investing & Super
   
   COMPARE...
   
    * Superannuation
    * Term deposits
    * Share trading
   
   BEST OF...
   
    * Best share trading platforms
   
   GUIDES, NEWS AND EXPERT TIPS
   
    * Superannuation news
    * Superannuation guides
    * Term deposits news
    * Term deposits guides
    * Share trading news
    * Share trading guides

 * Mobile & NBN
   
   COMPARE MOBILE
   
    * Mobile phone plans
    * Prepaid plans
    * SIM-only plans
    * Data-only plans
    * Best mobile plans
   
   COMPARE BROADBAND NBN
   
    * Broadband NBN
    * Best NBN plans
   
   GUIDES, NEWS AND EXPERT TIPS
   
    * Mobile phone plan guides
    * Mobile phone plan news
    * Broadband NBN guides
    * Broadband NBN news

 * More...
   
   ABOUT
   
    * About Mozo
    * Media room
    * Provider services & advertising
    * Editorial team
    * Marketview
    * Contact us
   
   MOZO AWARDS
   
    * Mozo Experts Choice Awards
    * Mozo People's Choice Awards
   
   RESOURCES
   
    * Ratings and reviews
    * Life and Money hub
    * Best-of hub
    * Energy
    * Reports




MAKING YOUR MONEY COUNT FOR MORE

 * Home Loans
 * Savings Accounts
 * Term Deposits
 * Car Insurance
 * Home Insurance
 * Pet Insurance
 * Mobile plans
 * Broadband
 * Superannuation
 * Personal Loans
 * Credit Cards
 * Car Loans
 * Bank Accounts
 * Overseas Money Transfers
 * Rewards Credit Cards
 * Travel Money
 * Travel Insurance
 * Online Share trading
 * Business Loans
 * Energy

View more


 * WHAT'S FUELING CAR INSURANCE COSTS?
   
   As seen on Channel 7's Sunrise program - Mozo reveals the key factors driving
   up car insurance premiums in our latest report. View


 * MOZO REPORT:JET-SET FOR LESS
   
   See the latest Mozo report that highlights the best value credit cards for
   Aussies spending overseas. View


 * MOBILE AND INTERNET REPORT - THE COST OF CONNECTIVITY
   
   As seen on Channel 7's Sunrise program! Read the report and find out how to
   save on your internet and phone plan costs. View


 * FEDERAL BUDGET 2024: MOZO'S COZZIE LIVS RECAP
   
   We outline 6 cost of living measures from the Federal budget that could help
   you save. View


 * NEW MOZO REPORT - SOS: SAVE OUR SAVINGS!
   
   Rescue your savings and escape 'Stockholm Savings Syndrome' by switching to a
   higher rate. Read our latest report... View


 * MOZO HOME LOAN REPORT: HOW TO SAVE $100K+
   
   Learn how you could save over $100k on your mortgage, and meet the unsung
   heroes of home loans offering some the lowest rates on the market. View


 * TRAVEL INSURANCE COST REPORT
   
   If you're planning an overseas getaway in 2024 we reveal why it pays to shop
   around for travel insurance. Our experts crunched the numbers on 80+
   policies. View


 * AUSTRALIA'S BEST SUPER FUNDS
   
   If you're looking for a great return on your superannuation, then look no
   further than the inaugural winners of the Mozo Expert Choice Awards for Super
   Funds.
   
   See the winners


 * HOME INSURANCE AWARDS 2024 REVEALED
   
   Looking for a great policy to protect your home and assets should the
   unexpected occur? Check out the award-winning providers crowned in this
   year's awards.
   
   See the winners


 * CAR INSURANCE WINNER HAVE BEEN ANNOUNCED!
   
   Looking for great value car insurance? See which polices ranked the best in
   this year's awards.
   
   See the winners


 * PROTECT YOUR PET WITH AWARD-WINNING INSURANCE
   
   See which pet insurance providers and policies scored awards for exceptional
   value and quality in our annual awards.
   
   Go to the winners list


 * CREDIT CARD AWARDS WINNERS REVEALED
   
   Low rate, No annual fee, Balance transfer cards... see the top credit cards
   that scored big in the 2024 Mozo Experts Choice Awards.
   
   See winners


 * REWARDS CREDIT CARD WINNERS ANNOUNCED
   
   Whether you're a shopper or traveller, see the top rewards credit cards that
   ranked the highest in the 2024 Mozo Experts Choice Awards.
   
   See winners


 * AUSTRALIA'S BEST BANKING IS HERE
   
   We've just crowned our 2024 winners of the Mozo Experts Choice Awards for
   Best Banking. See who took the crown in this year.
   
   See the winners


 * BEST BANKING APPS AND TECH WINNERS FOR 2024
   
   See which tech and banking apps stood out from the crowd with this year's
   winners list for the Mozo Expert Choice Awards for 2024.
   
   See the winners


 * BROADBAND AWARD WINNERS FOR 2024!
   
   We've done the legwork and compared broadband plans from 56 providers for
   this year's awards. See the telcos and plans awarded for exceptional value.
   
   Learn more


 * TOP VALUE MOBILE PHONE PLANS
   
   Time to dial up savings on your mobile phone plan? Check out the 2024 award
   winners just announced.
   
   Find out more


 * AUSTRALIA'S PEOPLE CHOICE AWARDS FOR 2024 REVEALED!
   
   We've just announced our 2024 winners of Mozo People's Choice Awards. See who
   Aussies voted as their faves in Banking, Insurance, Household Services and
   more.
   
   See the winners


 * LIFE INSURANCE AWARDS REVEALED
   
   Considering life insurance? See the life insurance products that ranked best
   in this year's awards.
   
   See the winners


 * SHARE TRADING AWARD WINNERS FOR 2024
   
   Investing or share trading in 2024? Here's a look at the top value share
   trading platforms for ASX, international and EFTs according to our cost
   analysis.
   
   Award-winning platforms are...


 * TOP TERM DEPOSITS OF 2024
   
   We've just crowned our 2024 winners of Mozo Experts Choice Awards for Term
   Deposits. See who was crowned in this year's awards.
   
   See the winners


 * SAVINGS ACCOUNTS AWARD WINNERS REVEALED
   
   If you're looking to save some hard earned cash, check out the winners of our
   Mozo Experts Choice Awards for Savings Accounts in 2024.
   
   Find out more


 * WINNERS OF THIS YEAR'S BANK ACCOUNT AWARDS
   
   Looking for an everyday bank account that ticks all the boxes? See the
   winners of the Mozo Experts Choice Awards for Bank Accounts.
   
   Find out more


LATEST ARTICLES


THE LOW RATE HOME LOAN HIT-LIST: OCTOBER 2024

With the high cost of living, here's never been a better time to compare your
current home loan a...

Read Article

 * SUPERANNUATION
   
   High living costs force seniors to rethink retiring and their estate

 * HOME LOANS
   
   Beware of the home loan vampire this Halloween

 * HOME LOANS
   
   Top home loans round-up: October 2024

 * FAMILY FINANCES
   
   The financial milestones by age: Are you on track?

 * INTEREST RATES
   
   Mozo Money Moves: CommBank doubles down on RBA rate cut call as fixed-rates
   and term deposits plunge

 * BEST
   
   The best online share trading platforms in Australia 2024

 * SAVINGS ACCOUNTS
   
   Macquarie Bank ups savings interest rate to 5.50%

 * SAVINGS ACCOUNTS
   
   New report reveals Aussies have head in the sand on savings, despite
   skyrocketing cost of living

Read more news and articles. See all


POPULAR TOPICS AND HOW-TOS

Mozo’s team of journalists and money experts keep you in the know with how-to
guides and features, helping you uncover smart ways to save and get a better
deal on your finances. See all

 * HOME LOANS
   
   
   WHAT IS A LOAN-TO-VALUE RATIO? HOW TO CALCULATE LVR

 * SUPERANNUATION
   
   
   SUPERANNUATION CONTRIBUTIONS EXPLAINED

 * HOME INSURANCE
   
   
   HOW IS HOME INSURANCE CALCULATED?

 * ENERGY
   
   
   HOW MUCH DOES IT COST TO RUN YOUR HOUSEHOLD APPLIANCES - A BREAKDOWN

 * CAR INSURANCE
   
   
   WHAT IS EXCESS IN INSURANCE?

 * MOBILE PHONE PLANS
   
   
   HOW TO CHOOSE THE RIGHT AMOUNT OF MOBILE DATA FOR YOUR NEEDS

 * CAR LOANS
   
   
   BUYING A CAR: A FIRST TIME BUYER’S GUIDE TO GETTING NEW WHEELS


CALCULATORS

Crunch the numbers with our range of free calculators covering all areas of
finance. See all

Home loan rate change calculator Home loan borrowing calculator Mortgage
repayment calculator Stamp duty calculator Budget calculator See all calculators

We track thousands of products daily, crunching the numbers to help you make
informed decisions with your money.

PETER MARSHALL

Mozo Head of Research & Finance Expert


WHAT MAKES MOZO THE EXPERTS:

 * OUR CREW
   
   We bring together a dedicated team of researchers and expert writers to bring
   you great value and fresh finance news, sharing our expertise freely.

 * OUR COMPARISONS
   
   We review and compare financial products from over 200 brands from big banks
   and industry leaders along with smaller players, helping you find the best
   fit.

 * OUR CHARACTER
   
   Millions of Australians use our reviews, information and tools each year. An
   expert-judged award from Mozo means a brand or product that truly stands out.

Learn more our about team of experts, our editorial guidelines and how we make
money. About us


BRANDS WE COMPARE

We compare products from the following well-known brands and many more... See
all

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THE BEST OF MOZO IN YOUR INBOX

Sign up below to get the latest from Mozo, plus exclusive direct offers,
straight to your inbox!

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policy


MOZO IN THE MEDIA


CAR INSURANCE PREMIUMS JUMP 16%

7News · 3 Oct 2024

7News shares Mozo’s latest research as part of the Mozo Experts Choice Awards
for Car Insurance: 47% of Aussies are paying $100-300 more for annual premiums
than they did last year, but 66% have not switched.


JET SET FOR LESS: MOZO’S TRAVEL CREDIT CARD REPORT

Sunrise · 1 Aug 2024

Consumer correspondent Shaun White shares Mozo’s latest Travel Credit Card
report, which highlights the cheapest travel credit cards and most generous
frequent flyer credit cards for Aussie Travellers.


RISING RENTS SINK AUSSIE INCOMES

Sunrise · 28 Jun 2024

Mozo shares its latest research report with Sunrise, diving into just how
expensive its getting for Aussies to cover the rent, costing 1 in 10 Aussies 60%
or more of their paycheck.


BROADBAND ON A BUDGET

Sunrise · 6 Jun 2024

Mozo expert Rachel Wastell speaks to Sunrise to share how much Aussies could
save by switching their NBN and 5G broadband plan to a Mozo Experts Choice
Awards Winner.



AS SEEN ON

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MOZO IS ALL ABOUT YOU SAVING MONEY

We assist thousands of Australians each month choose a banking, energy or
insurance provider.

About us Contact us Media room Editorial team Research team Our database
Provider services and advertising Marketview
Mozo Pty Ltd
Level 10, 89 York St
Sydney NSW 2000

COMPARE & SAVE

Best-of hub Home loans Credit cards Personal loans Car loans Savings accounts
Term deposits Bank accounts Travel insurance Electricity Gas

INFORMATION

Reserve Bank interest rates Interest rates Financial calculators Australian
banking providers Vice calculator News Archive

RATE & REVIEW

Home loan reviews Credit card reviews Car insurance reviews Energy reviews
Experts Choice Awards People's Choice Awards
Mozo provides factual information in relation to financial products. While Mozo
attempts to make a wide range of products and providers available via its site
it may not cover all the options available to you. The information published on
Mozo is general in nature only and does not consider your personal objectives,
financial situation or particular needs and is not recommending any particular
product to you. Mozo is paid by product issuers and distributors for clicks on,
or applications for, products with Go To Site links. If you decide to apply for
a product you will be dealing directly with that provider and not with Mozo.
Mozo recommends that you read the relevant PDS or offer documentation before
taking up any financial product offer. Target Market Determinations can be found
on the provider's website. For more information please see Mozo's FSG, General
advice disclaimer or Terms of use.
Future Australia would like to acknowledge the Eora Nation as the Traditional
Custodians and Knowledge Keepers of the lands upon which we work and operate,
recognising Elders past, present, and emerging. Always was, always will be,
Aboriginal land.
General advice disclaimer FSG Terms of use Privacy

mozo.com.au © Copyright 2008-2024 Mozo Pty Ltd. All Rights Reserved. ABN: 68 128
199 208. AFSL & ACL 328141





DISCLAIMER


WHO WE ARE AND HOW WE GET PAID

Our goal at Mozo is to help you make smart financial decisions and our
award-winning comparison tools and services are provided free of charge. As a
marketplace business, we do earn money from advertising and this page features
products with Go To Site links and/or other paid links where the provider pays
us a fee if you go to their site from ours, or you take out a product with them.
You do not pay any extra for using our service.

We are proud of the tools and information we provide and unlike some other
comparison sites, we also include the option to search all the products in our
database, regardless of whether we have a commercial relationship with the
providers of those products or not.

'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the
provider has paid to advertise more prominently.

'Mozo sort order' refers to the initial sort order and is not intended in any
way to imply that particular products are better than others. You can easily
change the sort order of the products displayed on the page.

Learn more about Mozo.


DISCLAIMER


IMPORTANT INFORMATION ON TERMS, CONDITIONS AND SUB-LIMITS

Terms, conditions, exclusions, limits and sub-limits may apply to any of the
insurance products shown on the Mozo website. These terms, conditions,
exclusions, limits and sub-limits could affect the level of benefits and cover
available under any of the insurance products shown on the Mozo website. Please
refer to the relevant Product Disclosure Statement and the Target Market
Determination on the provider's website for further information before making
any decisions about an insurance product.


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