www.financialengines.com Open in urlscan Pro
2a02:26f0:6a:48c::2d5b  Public Scan

Submitted URL: https://click.mail.edelmanfinancialengines.com/?qs=96d5092a77a14062131c433e4a4a78d7f81e320d30750690dcf30ecaaddbf3c70ee49e479f22e5c69deb1d37c117...
Effective URL: https://www.financialengines.com/app/ed-center/
Submission: On April 07 via api from US — Scanned from DE

Form analysis 1 forms found in the DOM

<form _ngcontent-c8="" novalidate="" class="ng-untouched ng-pristine ng-invalid">
  <!---->
  <div _ngcontent-c8="" class="input-box-width">
    <label _ngcontent-c8="">First name</label>
    <input _ngcontent-c8="" class="form-control ng-untouched ng-pristine ng-valid" formcontrolname="firstName">
  </div>
  <!---->
  <div _ngcontent-c8="" class="input-box-width">
    <label _ngcontent-c8="">Last name</label>
    <input _ngcontent-c8="" class="form-control ng-untouched ng-pristine ng-invalid" formcontrolname="lastName">
    <!---->
  </div>
  <div _ngcontent-c8="">
    <label _ngcontent-c8="">Zip code</label>
    <input _ngcontent-c8="" class="form-control short-input ng-untouched ng-pristine ng-invalid" formcontrolname="zip" maxlength="5" size="5">
    <!---->
  </div>
  <div _ngcontent-c8="" formgroupname="dob" class="ng-untouched ng-pristine ng-invalid">
    <label _ngcontent-c8="">Date of birth (MM/DD/YYYY)</label>
    <div _ngcontent-c8="" class="form-inline">
      <input _ngcontent-c8="" class="form-control short-input element-display month ng-untouched ng-pristine ng-invalid" formcontrolname="month" maxlength="2" placeholder="MM" size="2">
      <input _ngcontent-c8="" class="form-control short-input element-display date ng-untouched ng-pristine ng-invalid" formcontrolname="date" maxlength="2" placeholder="DD" size="2">
      <input _ngcontent-c8="" class="form-control short-input element-display year ng-untouched ng-pristine ng-invalid" formcontrolname="year" maxlength="4" placeholder="YYYY" size="4">
    </div>
    <!---->
  </div>
  <!---->
  <div _ngcontent-c8="" class="row">
    <label _ngcontent-c8="" class="col-xs-12" for="lastFourSSN"> Last 4 digits of SSN </label>
    <div _ngcontent-c8="" class="col-xs-4">
      <input _ngcontent-c8="" autocomplete="off" class="form-control ssn ng-untouched ng-pristine ng-invalid" formcontrolname="ssn" id="lastFourSSN" maxlength="4" name="lastFourSSN" placeholder="XXXX" size="4" type="password">
      <!---->
    </div>
    <div _ngcontent-c8="" class="col-xs-6 lastFourSSN-align text-muted">
      <i _ngcontent-c8="" class="fa fa-lock lock-icon"></i><span _ngcontent-c8="">Secure Server</span>
    </div>
  </div>
  <!---->
  <div _ngcontent-c8="" class="row">
    <div _ngcontent-c8="" class="policy-link col-xs-12">
      <span _ngcontent-c8=""> We take privacy seriously, read our <a _ngcontent-c8="" target="_blank" href="https://legaldocs.financialengines.io/Master/FEA_PrivacyPolicy_OA.pdf">Privacy Policy</a>. </span>
    </div>
  </div>
  <div _ngcontent-c8="" class="text-center">
    <!----><fe-button _ngcontent-c8="" color="orange" id="confirm-identity-btn" size="large" type="primary"><button disabled="" class="btn btn-primary large orange">
        <span class="spinning-outer" hidden=""><i class="fa fa-circle-o-notch fa-spin fa-fw"></i></span> Confirm Identity </button></fe-button>
    <!---->
  </div>
</form>

Text Content

YOUR SESSION WILL TIME OUT SHORTLY.

For your security, you will be logged out of your session in seconds.

CONFIRM IDENTITY

×

Let's confirm your identity before we get started

First name
Last name
Zip code
Date of birth (MM/DD/YYYY)

Last 4 digits of SSN

Secure Server
We take privacy seriously, read our Privacy Policy.
Confirm Identity
Skip to main content

Toggle navigation
 * M - F, 9AM - 9PM ET
   Call (800) 601-5957
   Call us at 1-888-624-9055, Monday to Friday 9am to 9pm, Eastern time.
   Get Help
   
   
 * Log out

   
 * Overview
 * Your Plan
 * Your Money
 * Income Planner
 * Education Center

 * Retirement & Estate Planning
   * Retirement Planning
   * Understanding Retirement Plans
   * Estate Planning
 * Tax & Finance
   * Tax Planning & Advisors
   * Credit & Debt
   * Consumer Fraud & Protection
 * Insurance
   * Life Insurance
   * Long-Term Care Insurance
   * Other Insurance Needs
 * Home & Mortgages
   * Mortgages
   * Buying & Selling a Home
   * Rental & Vacation Properties
 * Financial Planning
   * Financial Decisions
   * Financial Advisors
   * Investment Management
   * The Basics
   * Women & Money
 * Life Events
   * College Planning
   * Kids & Money
   * Marriage & Divorce

Education Center
/ Financial Planning
/ Investment Management

Monthly Market Summary – March 2022
Edelman Financial Engines
April 4, 2022


U.S. STOCKS REBOUND AMID CONTINUED VOLATILITY


WHAT HAPPENED 

After declines in January and February, U.S. stocks had a positive March.
Large-cap stocks were up by 3.71% and small caps by 0.37% (S&P 500 and 600
indexes). Things were more mixed with international stocks. Developed-market
stocks closed the month up 0.64% but emerging-market stocks fell by 2.26% (MSCI
EAFE and Emerging Markets indexes). It was another volatile month. The S&P 500
moved by +/- 1% on 14 days in March, compared to 10 in February. However, nine
days were up and five down in March, whereas in February, most big market moves
were negative. Interest rates rose in March and so bond prices fell. The
Bloomberg U.S. Aggregate Bond index was down 2.78%.




WHY IT HAPPENED

The main drivers of volatility in February were still factors in March: the war
in Ukraine, inflation concerns and the Federal Reserve’s interest-rate policy.
Last month, the start of the war was a major negative shock to the market,
sending stocks down. This is now “priced in” (it’s not a shock anymore), and
stocks have been moving in response to new information, both positive and
negative. For example, in the middle of the month, there were hopeful signs
about a possible way to peace between the two nations, and stocks rose.

Other factors influenced markets too. The employment market continues to be
strong. In March, weekly first-time claims for unemployment insurance fell to
their lowest level since 1969, and the unemployment rate dipped to 3.8%. New job
creation exceeded expectations. On the other hand, inflation also exceeded
expectations, hitting 7.9%, the highest since 1982. The Federal Reserve made its
long-anticipated first increase in interest rates, upping the federal funds rate
by 0.25%. In this month’s sidebar, we discuss why it makes sense to hold bonds
even as the Federal Reserve increases interest rates.


WHAT IT MEANS FOR YOU

Market volatility is unsettling, but it’s important to remember volatility means
markets can jump upward as well as fall downward. February was a volatile down
month, and March a volatile up month. So, if you’d gotten out of the market in
February because of the volatility, you would have missed out on the recovery in
March. It may be difficult to stay focused on maintaining a long-term,
diversified portfolio when markets are volatile, but in times like this, it is
even more important to not make emotional investing decisions.



© 2022 EDELMAN FINANCIAL ENGINES, LLC. THIS PUBLICATION IS FOR INFORMATIONAL
PURPOSES ONLY AND DOES NOT CONSTITUTE INVESTMENT ADVICE OR AN OFFER TO BUY OR
SELL ANY SECURITY. FUTURE MARKET MOVEMENTS MAY DIFFER SIGNIFICANTLY FROM THE
EXPECTATIONS EXPRESSED HEREIN, AND PAST PERFORMANCE IS NO GUARANTEE OF FUTURE
RESULTS. EDELMAN FINANCIAL ENGINES ASSUMES NO LIABILITY IN CONNECTION WITH THE
USE OF THE INFORMATION AND MAKES NO WARRANTIES AS TO ACCURACY OR COMPLETENESS.
FUTURE RESULTS ARE NOT GUARANTEED BY ANY PARTY. FINANCIAL ENGINES® IS A
TRADEMARK OF EDELMAN FINANCIAL ENGINES, LLC. ADVISORY SERVICES ARE PROVIDED BY
FINANCIAL ENGINES ADVISORS L.L.C. (FEA), A FEDERALLY REGISTERED INVESTMENT
ADVISOR. CALL (800) 601-5957 FOR A COPY OF OUR PRIVACY NOTICE. BLOOMBERG INDEX
SERVICES LIMITED. BLOOMBERG® IS A TRADEMARK AND SERVICE MARK OF BLOOMBERG
FINANCE L.P. AND ITS AFFILIATES (COLLECTIVELY “BLOOMBERG”). BARCLAYS® IS A
TRADEMARK AND SERVICE MARK OF BARCLAYS BANK PLC (COLLECTIVELY WITH ITS
AFFILIATES, “BARCLAYS”), USED UNDER LICENSE. BLOOMBERG OR BLOOMBERG’S LICENSORS,
INCLUDING BARCLAYS, OWN ALL PROPRIETARY RIGHTS IN THE BLOOMBERG BARCLAYS
INDICES. NEITHER BLOOMBERG NOR BARCLAYS APPROVES OR ENDORSES THIS MATERIAL, OR
GUARANTEES THE ACCURACY OR COMPLETENESS OF ANY INFORMATION HEREIN, OR MAKES ANY
WARRANTY, EXPRESS OR IMPLIED, AS TO THE RESULTS TO BE OBTAINED THEREFROM AND, TO
THE MAXIMUM EXTENT ALLOWED BY LAW, NEITHER SHALL HAVE ANY LIABILITY OR
RESPONSIBILITY FOR INJURY OR DAMAGES ARISING IN CONNECTION THEREWITH. ALL OTHER
INTELLECTUAL PROPERTY BELONGS TO THEIR RESPECTIVE OWNERS. INDEX DATA OTHER THAN
BLOOMBERG IS DERIVED FROM INFORMATION PROVIDED BY STANDARD AND POOR’S AND MSCI.
THE S&P 500 INDEX AND THE S&P SMALL CAP 600 INDEX ARE PROPRIETARY TO AND ARE
CALCULATED, DISTRIBUTED AND MARKETED BY S&;P  OPCO, LLC (A SUBSIDIARY OF S&P DOW
JONES INDICES LLC), ITS AFFILIATES AND/OR ITS LICENSORS AND HAS BEEN LICENSED
FOR USE. S&P®, S&P 500® AND S&P SMALL CAP 600®, AMONG OTHER FAMOUS MARKS, ARE
REGISTERED TRADEMARKS OF STANDARD &AMP; POOR’S FINANCIAL SERVICES LLC, AND DOW
JONES® IS A REGISTERED TRADEMARK OF DOW JONES TRADEMARK HOLDINGS LLC. ©2019 S&P
DOW JONES INDICES LLC, ITS AFFILIATES AND/OR ITS LICENSORS. THE MSCI INFORMATION
MAY ONLY BE USED FOR YOUR INTERNAL USE, MAY NOT BE REPRODUCED OR RE-DISSEMINATED
IN ANY FORM AND MAY NOT BE USED TO CREATE ANY FINANCIAL INSTRUMENTS OR PRODUCTS
OR ANY INDICES. THE MSCI INFORMATION IS PROVIDED ON AN “AS IS” BASIS AND THE
USER OF THIS INFORMATION ASSUMES THE ENTIRE RISK OF ANY USE MADE OF THIS
INFORMATION. MSCI, EACH OF ITS AFFILIATES AND EACH OTHER PERSON INVOLVED IN OR
RELATED TO COMPILING, COMPUTING OR CREATING ANY MSCI INFORMATION (COLLECTIVELY,
THE “MSCI PARTIES”) EXPRESSLY DISCLAIMS ALL WARRANTIES (INCLUDING, WITHOUT
LIMITATION, ANY WARRANTIES OF ORIGINALITY, ACCURACY, COMPLETENESS, TIMELINESS,
NON-INFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE) WITH
RESPECT TO THIS INFORMATION. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT
SHALL ANY MSCI PARTY HAVE ANY LIABILITY FOR ANY DIRECT, INDIRECT, SPECIAL,
INCIDENTAL, PUNITIVE, CONSEQUENTIAL (INCLUDING, WITHOUT LIMITATION, LOST
PROFITS) OR ANY OTHER DAMAGES.

AN INDEX IS A PORTFOLIO OF SPECIFIC SECURITIES (COMMON EXAMPLES ARE THE S&P,
DJIA, NASDAQ), THE PERFORMANCE OF WHICH IS OFTEN USED AS A BENCHMARK IN JUDGING
THE RELATIVE PERFORMANCE OF CERTAIN ASSET CLASSES. INDEXES ARE UNMANAGED
PORTFOLIOS AND INVESTORS CANNOT INVEST DIRECTLY IN AN INDEX. INVESTING
STRATEGIES, SUCH AS ASSET ALLOCATION, DIVERSIFICATION, OR REBALANCING, DO NOT
ASSURE OR GUARANTEE BETTER PERFORMANCE AND CANNOT ELIMINATE THE RISK OF
INVESTMENT LOSSES. ALL INVESTMENTS HAVE INHERENT RISKS, INCLUDING LOSS OF
PRINCIPAL. THERE ARE NO GUARANTEES THAT A PORTFOLIO EMPLOYING THESE OR ANY OTHER
STRATEGY WILL OUTPERFORM A PORTFOLIO THAT DOES NOT ENGAGE IN SUCH STRATEGIES.
PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS.

AM2098530


What to read next
Market Summary: May 2018
June 6, 2018
Market Summary: March 2018
April 5, 2018
Market Summary: February 2018
March 8, 2018
2017 in the markets: Stocks soar while volatility slumbers.
January 19, 2018
   
 * About Edelman Financial Engines
 * Legal Information
   
   LEGAL INFORMATION
   
   ×
      
    * Terms of Service
    * Investment Services Agreement
    * Disclosure Brochure
    * Security Statement
    * Privacy Policy
    * Chat Usage Terms
    * Online Privacy Statement
    * Do Not Sell My Personal Information
    * Form CRS
   
   Close
 * Privacy Policy
 * Online Privacy Statement
 * Chat Usage Terms
 * Do Not Sell My Personal Information

© 2022 Edelman Financial Engines, LLC. Edelman Financial Engines® is a
registered trademark of Edelman Financial Engines, LLC. All advisory services
provided by Financial Engines Advisors L.L.C., a federally registered investment
advisor. Results are not guaranteed. Apple, the Apple logo and iPhone are
trademarks of Apple Inc., registered in the U.S. and other countries. App Store
is a service mark of Apple Inc., registered in the U.S. and other countries.
Android and Google Play are trademarks of Google LLC.