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Personal
 * PERSONAL Salaried individuals looking for everyday banking solutions such as
   Current Account, Credit Cards & Loans
 * PRIORITY Salaried individuals looking for everyday banking solutions such as
   Current Account, Credit Cards & Loans
 * PRIVATE Investment and other financial services primarily for high-net-worth
   individuals.
 * BUSINESS Businesses, SMEs or Self-employed. Banking solutions for all your
   business needs
 * CORPORATE & INSTITUTIONAL Salaried individuals looking for everyday banking
   solutions such as Current Account, Credit Cards & Loans
 * ISLAMIC Investment and other financial services primarily for high-net-worth
   individuals.
 * ABOUT US
 * 

ATM & Branches Customer Care
Online Banking
 * Online Banking
 * smartBUSINESS
 * businessONLINE
 * Brokerage

logo image
 * About us
 * Investor Relations
 * CSR
 * Careers

عربی


 * Online Banking
 * smartBUSINESS
 * businessONLINE
 * Brokerage

 * ABOUT US
   عربی
 * About us
 * Investor Relations
 * CSR
 * Careers
   عربی

Back
 * PERSONAL Salaried individuals looking for everyday banking solutions such as
   Current Account, Credit Cards & Loans
 * PRIORITY Salaried individuals looking for everyday banking solutions such as
   Current Account, Credit Cards & Loans
 * PRIVATE Investment and other financial services primarily for high-net-worth
   individuals.
 * BUSINESS Businesses, SMEs or Self-employed. Banking solutions for all your
   business needs
 * CORPORATE & INSTITUTIONAL Salaried individuals looking for everyday banking
   solutions such as Current Account, Credit Cards & Loans
 * ISLAMIC Investment and other financial services primarily for high-net-worth
   individuals.
 * ABOUT US
 * 

Visit Emirates NBD Group Website
PERSONAL

OUR ACCOUNTS

Start your banking journey with the leading bank in the region.

 * Accounts overview
 * Standard Current Account
 * Special Current Account
 * Savings and Deposit Accounts
 * Gold Investment Account
 * Value Account

Find a suitable account and apply

OUR BANKING PACKAGES

Discover the benefits of being our customer by browsing through our banking
packages.

 * Banking Packages overview
 * Emirati Package
 * Beyond Package
 * Plus
 * Plus Maximizer

Learn more about banking packages

HAVE AN ACCOUNT WITH US ALREADY?

Learn all about how to use your account's features and benefits to the fullest.

 * Managing your account
 * Activating your debit card
 * All about your account statement
 * Manage your transfers and payments
 * Banking packages to suit your needs
 * What you can do with online banking

HELP & SUPPORT

Visit our dedicated support center for answers to all your banking-related
questions.

 * Get support for your account
 * Key Facts Statement (KFS) & Bank Fee Schedule
 * Help with an inactive or dormant account
 * Are you new to the UAE?
 * Tools & calculators
 * Ways of banking

View support centre

PERSONAL

OUR CARDS

All our cards offer you an exciting range of rewards and benefits.

 * Cards overview
 * Credit Cards
 * Debit Cards
 * Prepaid Cards
 * Commercial Cards

Find a suitable card and apply

CARD BENEFITS

Get the most out of your credit card by exploring its different benefits.

 * More - Deals by Emirates NBD
 * Rewards
 * Contactless payments
 * Balance Transfer
 * Loan on card
 * Loan on card beyond credit limit

HAVE A CARD WITH US ALREADY?

Learn all about how to use your card's features and benefits to the fullest.

 * Apply for a supplementary credit card
 * Apply for a supplementary debit card
 * Understanding your rewards
 * Manage your credit card limits
 * Financial benefits on your card
 * Track your rewards

HELP & SUPPORT

Visit our dedicated support center for answers to all your banking-related
questions.

 * Get support for your cards
 * Key Facts Statement (KFS) & charges
 * Activate your card
 * Blocking your card
 * Card stuck in ATM
 * Are you new to the UAE?

View support centre

TIME TO SPEND, SHOP AND SAVE!

Apply for an Emirates NBD Credit Card and receive a voucher worth up to AED 400
that can be availed across noon and noon Daily!

MORE APP

Get exclusive deals with your Emirates NBD credit cards! Download the more app
now and get access to a world of offers.

PERSONAL

LOANS

Getting a loan from Emirates NBD has never been easier.

 * Loans overview
 * Personal Loans
 * Auto Loans
 * Home Loans
 * Overdraft

Find a suitable loan and apply

HAVE A LOAN WITH US ALREADY?

Here's how to make the most out of your loan with us.

 * Apply for an Overdraft
 * Restructure your loan
 * Top up your loan
 * Defer your loan payments
 * Your debt burden ratio
 * Setting up a direct debit for loans from other banks

HELP & SUPPORT

Visit our dedicated support center for answers to all your banking-related
questions.

 * Get support for your loans
 * Key Facts Statement (KFS) & charges
 * Request a Liability or No-liability Letter
 * Request an auto loan clearance letter
 * Tools & calculators
 * Are you new to the UAE?
 * Ways of banking

View support centre

AUTO LOANS

Buy with confidence! Auto Loan offers at competitive interest rates

PERSONAL

PRODUCTS & SERVICES

Our various FX products and services help you conduct your international
transactions easily.

 * Products overview
 * Foreign currency accounts
 * Exchange foreign currency
 * GlobalCash Card
 * Direct Remit

WAYS TO TRANSFER MONEY

Our wide range of transfer options make it easier for you to send money locally
and internationally.

 * Foreign Exchange overview
 * DirectRemit
 * Western Union
 * Foreign Currency Cash
 * mePay

Learn more about our FX services

EXISTING CUSTOMERS

Learn all about how you can seamless use our services to transfer money.

 * Transferring between accounts
 * Making a Western Union transfer
 * Sending Telegraphic Transfer
 * Using DirectRemit
 * Using mePay to send and receive money
 * Adding or removing a digital banking beneficiary

HELP & SUPPORT



 * Get support for your transfers
 * Key Facts Statement (KFS) & charges
 * Are you new to the UAE?
 * Ways of banking

View support centre

PERSONAL

WEALTH MANAGEMENT

Our wealth solutions help you manage your financial future better and achieve
your financial goals.

 * Wealth overview
 * Our approach
 * Plan for the future
 * Grow your wealth
 * Monthly investment plan
 * Invest daily

Know more about our Wealth services

INSURANCE

Life is uncertain but you can be prepared to face adversity with our wide range
of insurance plans.

 * Insurance Overview
 * Life, Health & Accident Insurance Plans
 * General Insurance Plans

HELP & SUPPORT

Visit our dedicated support center for answers to all your banking-related
questions.

 * All about our Insurance Plans
 * InvestDaily Mutual Funds
 * Key Facts Statement (KFS) & charges
 * Are you new to the UAE?
 * Ways of banking

View support centre

PERSONAL

DIGITAL BANKING

Everyday banking is a lot easier with our digital banking platforms and
services.

 * Overview
 * Online Banking
 * Mobile Banking
 * WhatsApp Banking
 * Phone Banking
 * SMS banking

Discover more about banking with us

OTHER WAYS OF BANKING

We have over 200 branches and 900 ATMs and CDMs across the UAE and overseas.

 * Branches
 * ATMs & CDMs
 * ITMs

ALREADY A CUSTOMER WITH US?

Learn more about our services and get the most out of your banking relationship
with us.

 * ENBD X - A new standard of excellence
 * Register for Online and Mobile Banking
 * Activate Smart Pass
 * Manage your transfers and payments
 * Your online and mobile banking daily limits
 * Online And Mobile Banking Password Reset
 * What you can do with Mobile Banking
 * What you can do with Online Banking

HELP & SUPPORT

Visit our dedicated support center for answers to all your banking-related
questions.

 * Get support for your digital banking needs
 * Key Facts Statement (KFS) & charges
 * Reset Online and Mobile Banking secret questions
 * Reset or change your Smart Pass PIN
 * Retrieve your user ID
 * Unlock your Online and Mobile Banking

View Support Centre

PRIORITY

ABOUT PRIORITY BANKING

Start your Priority Banking journey and live your success

 * Overview
 * Benefits

USEFUL LINKS



 * Priority Banking Centers
 * Meet your RM/Setup a call
 * Know your RM
 * Relationship Manager Evaluation Survey
 * Schedule of Charges
 * Tools
 * Form Center
 * CIO Corner


PRIORITY

PRODUCTS & SERVICES



 * Accounts
 * Cards
 * Loans
 * Foreign Exchange
 * Safe Deposit Lockers
 * Emirati Package

USEFUL LINKS



 * Priority Banking Centers
 * Meet your RM/Setup a call
 * Know your RM
 * Schedule of Charges
 * Relationship Manager Evaluation Survey
 * Tools
 * Form Center
 * CIO Corner


PRIORITY

WEALTH

Our wealth solutions help you manage your financial future better and achieve
your financial goals.

 * Overview
 * Our Approach
 * Grow your Wealth
 * Plan for the Future
 * Knowledge Hub
 * Direct Trade

INSURANCE

Life is uncertain but you can be prepared to face adversity with our wide range
of insurance plans.

 * Insurance Overview
 * Life, Health & Accident Insurance Plans
 * General Insurance Plans

USEFUL LINKS



 * Priority Banking Centers
 * Meet your RM/Setup a call
 * Know your RM
 * Schedule of Charges
 * Relationship Manager Evaluation Survey
 * Tools
 * Form Center
 * CIO Corner


PRIORITY

DIGITAL BANKING

Everyday banking is a lot easier with our digital banking platforms and
services.

 * Overview
 * Online Banking
 * Mobile Banking

ALREADY A CUSTOMER WITH US?

Learn more about our services and get the most out of your banking relationship
with us.

 * Register for Online and Mobile Banking
 * Activate Smart Pass
 * Manage your transfers and payments
 * Your online and mobile banking daily limits
 * Online And Mobile Banking Password Reset
 * What you can do with Mobile Banking
 * What you can do with Online Banking

USEFUL LINKS



 * Priority Banking Centers
 * Know your RM
 * Meet your RM/Setup a call
 * Schedule of Charges
 * Relationship Manager Evaluation Survey
 * Tools
 * Form Center
 * CIO Corner


PRIVATE

EMIRATES NBD PRIVATE BANKING



 * Overview
 * A look at our core offering
 * Inspiring what’s next insights
 * Our international presence

USEFUL LINKS



 * Contact Us
 * Fees & Charges - Banking Transactions
 * Fees & Charges - Portfolio Accounts
 * Trust and Estate Planning
 * Our expertise
 * Form Center


PRIVATE

BESPOKE SOLUTIONS



 * Overview
 * Investment Advisory Services
 * Trust and Estate Planning

USEFUL LINKS



 * Contact Us
 * Fees & Charges - Banking Transactions
 * Fees & Charges - Portfolio Accounts
 * Our expertise
 * Trust and Estate Planning
 * Form Center


PRIVATE

SAVINGS ACCOUNT



 * Overview
 * Standard Savings Account
 * Smart S@ver Account
 * Manchester United Savings Account

CARDS



 * Overview
 * Credit Cards
 * Skywards Debit Card
 * Visa Infinite Debit Card

LOANS



 * Overview
 * Auto Loans
 * Home Loans

FOREIGN EXCHANGE



 * Overview
 * DirectRemit
 * GlobalCash Card
 * Telegraphic Transfer
 * Foreign Currency Cash
 * Demand Draft
 * Account to Account Transfer
 * Western Union


PRIVATE

INSIGHTS

The weekly, monthly, quarterly reports from our CIO's team

 * Overview
 * Global Investment Outlook
 * Market Insights
 * Weekly Insights
 * Daily Insights

CIO Corner

USEFUL LINKS



 * Contact Us
 * Fees & Charges - Banking Transactions
 * Fees & Charges - Portfolio Accounts
 * Our expertise
 * Trust and Estate Planning
 * Form Center


PRIVATE

DIGITAL BANKING



 * Overview
 * Online Banking
 * Mobile Banking
 * businessONLINE

USEFUL LINKS



 * Contact Us
 * Fees & Charges - Banking Transactions
 * Fees & Charges - Portfolio Accounts
 * Trust and Estate Planning
 * Our expertise
 * Form Center


PRIVATE

CONTACT US

We welcome you to a bespoke banking experience tailored to suit your private
banking & wealth management needs, should you, your family, or your business
have USD 5 Million (or currency equivalent) and above as Assets Under Management
with us. 

 * Reach out to us

USEFUL LINKS



 * Fees & Charges - Banking Transactions
 * Our expertise
 * Form Center
 * Fees & Charges - Portfolio Accounts
 * Trust and Estate Planning


BUSINESS

ACCOUNTS



 * Overview
 * Current Account
 * Fixed Deposit Account
 * Call Deposit Account

PACKAGES



 * Overview
 * Business Banking Proprietor
 * Business Banking Prime
 * Business Banking Preferred
 * Business Banking Prestige
 * Business Banking Platinum

CARDS



 * Overview
 * Business Credit Card
 * Business Rewards Credit Card
 * Visa Signature Business Debit Card
 * Visa Platinum Business Debit Card

USEFUL LINKS



 * Schedule of Charges
 * Schedule of Charges – Wealth Management
 * Legacy Schedule of Charges
 * Relationship Manager Evaluation Survey
 * Trade Finance Tariff
 * Frequently Asked Questions
 * businessONLINE learning guide


BUSINESS

CASH MANAGEMENT



 * Overview
 * Payments
 * Collections
 * Liquidity

TREASURY



 * Overview
 * Contracts, Swaps and Options
 * Structured Deposits and Notes
 * Forward Rate Agreement (FRA)
 * Dual Currency Deposits

USEFUL LINKS



 * Schedule of Charges
 * Schedule of Charges – Wealth Management
 * Legacy Schedule of Charges
 * Relationship Manager Evaluation Survey
 * Trade Finance Tariff
 * Frequently Asked Questions
 * businessONLINE learning guide


BUSINESS

WORKING CAPITAL



 * Overview
 * Non Funded
 * Funded

LONG TERM



 * Overview
 * Term Loans
 * Mortgages
 * Vehicle Loans
 * Project Financing

Long Term

HAVE AN ACCOUNT ALREADY?



 * Phone Banking
 * businessONLINE
 * smartTRADE

USEFUL LINKS



 * Schedule of Charges
 * Schedule of Charges – Wealth Management
 * Legacy Schedule of Charges
 * Relationship Manager Evaluation Survey
 * Trade Finance Tariff
 * Frequently Asked Questions
 * businessONLINE learning guide


BUSINESS

GROWING YOUR WEALTH



 * Overview
 * Our Approach
 * Grow your wealth
 * Plan for the Future

HAVE AN ACCOUNT ALREADY?



 * businessONLINE
 * smartTRADE
 * Phone Banking

USEFUL LINKS



 * Schedule of Charges
 * Schedule of Charges – Wealth Management
 * Legacy Schedule of Charges
 * Relationship Manager Evaluation Survey
 * Trade Finance Tariff
 * Frequently Asked Questions
 * businessONLINE learning guide


CORPORATE & INSTITUTIONAL

PRODUCTS & SERVICES



 * Overview
 * Transaction Banking
 * Investment Banking
 * Financing Solutions
 * Global Markets and Treasury
 * Islamic Banking Services

Contact Us

RATES AND CHARGES



 * Schedule of Charges
 * Trade Finance Tariff
 * Gold Prices
 * Fixed Deposit Rates
 * Gold Certificates
 * Ebor Saibor Rates

USEFUL LINKS



 * Contact Us
 * Standard Settlement Instructions
 * Fatwas
 * Our capabilities
 * Form Centre

INSIGHTS



 * Emirates NBD Research


CORPORATE & INSTITUTIONAL

DIGITAL SOLUTIONS



 * Overview
 * businessONLINE
 * smartBUSINESS
 * smartBUSINESS Connect
 * smartCDM
 * smartDEAL
 * smartSCF
 * smartTRADE

RATES AND CHARGES



 * Schedule of Charges
 * Trade Finance Tariff
 * Gold Prices
 * Fixed Deposit Rates
 * Gold Certificates
 * Ebor Saibor Rates

USEFUL LINKS



 * Contact Us
 * Standard Settlement Instructions
 * Fatwas
 * Our capabilities
 * Form Centre


ISLAMIC

OUR OFFERINGS



 * Overview
 * Corporate and Institutional Banking
 * Global Markets and Treasury
 * Retail Banking & Wealth management

OUR SHARI'AH GOVERNANCE



 * Overview
 * Fatwas
 * Profit Rates


ABOUT US

WHO WE ARE



 * Overview
 * About Us
 * Our Vision, Mission & Values
 * Governance
 * Our Awards
 * Our Companies

OUR PEOPLE



 * Board of Directors
 * Management Team

OTHER LINKS



 * Compliance Certificate
 * Sponsorship Events
 * Sanctions & Embargoes
 * Service Charter
 * Modern Slavery Act


ABOUT US

SHAREHOLDER INFORMATION



 * Overview
 * Analysts Coverage
 * Annual General Meeting
 * Consensus Estimates
 * Dividend History
 * Unclaimed Dividend
 * Ratings & Debt
 * Share Price & Tools
 * Ownership Statistics
 * Investor's Briefcase

FINANCIAL INFORMATION



 * Overview
 * Annual Reports
 * Quarterly Results
 * Financial Highlights
 * Investor Presentation
 * Calendar

OTHER LINKS



 * Contact Us
 * Integrated Reports


ABOUT US

SUSTAINABILITY



 * Overview
 * #TogetherLimitless
 * Accessibility & Inclusion
 * Careers Network
 * #moneywise
 * Banker for a day
 * Exchanger Volunteer Programme
 * Philanthropy

OTHER LINKS



 * Contact Sustainability
 * CSR News
 * Sustainability Reports
 * ESG Report


ABOUT US

WORKING IN EMIRATES NBD



 * Overview
 * Our Identity
 * Diversity & Inclusion
 * Innovation
 * Life at Emirates NBD
 * Learning & Development

View all vacancies

OUR PEOPLE



 * Overview
 * Departments

EMIRATISATION PROGRAMMES



 * Overview
 * Bedaya
 * Ruwad

OTHER LINKS



 * Tips from our Recruiters
 * Career FAQs


ATM & Branches Customer Care Online Banking


Home / About EmiratesNBD / Management Team


WHO WE ARE


MANAGEMENT TEAM



MEET THE SENIOR MANAGEMENT TEAM THAT DRIVES PERFORMANCE OF EMIRATES NBD

The Executive team collectively monitors the performance of the Group and makes
Group level decisions within authority limits delegated by the Board of
Directors (BOD). Such decisions involve the day to day running of the Group, its
strategic growth and the implementation of any Board decisions. This senior
management team meets twice a month. At Emirates NBD, we offer our clients a
host of services that include Personal Banking, Private Banking, Wholesale
Banking, Business Banking & Priority Banking.

SHAYNE NELSON

Group Chief Executive Officer

Explore

SALAH AMIN

Chief Executive Officer, Emirates Islamic

ABDULLA QASSEM

Group Chief Operating Officer

MARWAN HADI

Senior Executive Vice President and Group Head of Retail Banking and Wealth
Management

PATRICK SULLIVAN

Group Chief Financial Officer

MANOJ CHAWLA

Group Chief Risk Officer

AHMED AL QASSIM

Group Head of Wholesale Banking

EMAN ABDULRAZZAQ

Group Chief Human Resource Officer

AMMAR AL HAJ

Group Treasurer and Head of Global Markets

NEERAJ MAKIN

Group Head – Strategy, Analytics & Venture Capital

AAZAR ALI KHWAJA

Group Head International & Advisor to Group CEO for DenizBank

HAKAN ATEŞ

Chief Executive Officer – DenizBank, Turkey

USEFUL LINKS

UAE Direct Debit System FAQs



Calculators



Terms And Conditions



Rates, Fees, Charges



Global Markets & Treasury



Complaints & Feedback



Emirates NBD Islamic Terms and Conditions



Thank you for your feedback!

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PRODUCTS

Products
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 * Loans
 * Wealth & Insurance

ABOUT US

About us
 * Careers with us
 * Corporate Responsibility
 * Financial Results
 * Media Centre

HELPFUL LINKS

Helpful links
 * IBAN, Swift and Routing Codes
 * Loan calculators
 * Key Facts Statement (KFS)
 * Common Reporting Standard FAQs - Individuals
 * Common Reporting Standard FAQs - Entities

CUSTOMER SUPPORT

Customer support
 * How to reach us
 * Debt Assist
 * Fraud & Security
 * Forms
 * Ways of banking
 * Update your information

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Copyright © 2023

Emirates NBD Bank (P.J.S.C.) is licensed by the Central Bank of the UAE, Baniyas
Road, Deira, P.O. Box: 777, Dubai, UAE