www.equifax.com
Open in
urlscan Pro
147.146.240.125
Public Scan
URL:
https://www.equifax.com/personal/credit-report-services/credit-fraud-alerts/
Submission Tags: falconsandbox
Submission: On December 28 via api from US — Scanned from DE
Submission Tags: falconsandbox
Submission: On December 28 via api from US — Scanned from DE
Form analysis
2 forms found in the DOMName: searchBar — POST /personal/search
<form action="/personal/search" method="post" role="search" name="searchBar" class="mx-auto" onsubmit="searchBarf(); return false;">
<div class="form-group m-0">
<label for="keywords" class="mkt-form__label sr-only"> Search</label>
<div class="search-container position-relative d-flex align-items-center mx-auto">
<div class="dropdown mkt-form__dropdown">
<button class="btn mkt-form__input dropdown-toggle mkt-form_search-select" type="button" data-display="static" id="dropdown-filter-btn__content_type" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false">
<span class="dropdown-toggle__text-dynamic d-none"><span></span>Search</span>
<span class="dropdown-toggle__text searchBar-dropdown">Personal Credit</span>
</button>
<div class="dropdown-menu" aria-labelledby="dropdown-filter-btn__content_type" style="display: none;">
<div class="dropdown-item" style="background: white; font-weight: 400;">
<div class="custom-control">
<input type="radio" class="custom-control-input mkt-form__custom-control-input mkt-assets__filter-option" id="mainSearch1" data-filter="category_test" value="Business" name="mainSearch">
<label class="mkt-form__custom-control-label" for="mainSearch1">Business</label>
</div>
</div>
<div class="dropdown-item" style="background: rgb(238, 238, 238); font-weight: 700;">
<div class="custom-control custom-checkbox">
<input type="radio" class="custom-control-input mkt-form__custom-control-input mkt-assets__filter-option" id="mainSearch2" data-filter="test_category" name="mainSearch" value="Personal Credit">
<label class="mkt-form__custom-control-label" for="mainSearch2">Personal Credit</label>
</div>
</div>
</div>
</div>
<input type="search" id="keywords" name="keywords" class="form-control mkt-body--sm font-weight-bold mkt-form__input--icon mkt-form__main-search " value="" placeholder="Enter Key Words">
<button type="reset" class="btn position-absolute mkt-form__input-icon-btn mkt-assets__search-reset px-3" style="display: none;">
<span class="sr-only">Reset Search</span>
<svg class="svg-inline--fa fa-times-circle fa-w-16 text-dark" aria-hidden="true" focusable="false" data-prefix="fal" data-icon="times-circle" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512" data-fa-i2svg="">
<path fill="currentColor"
d="M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm0 464c-118.7 0-216-96.1-216-216 0-118.7 96.1-216 216-216 118.7 0 216 96.1 216 216 0 118.7-96.1 216-216 216zm94.8-285.3L281.5 256l69.3 69.3c4.7 4.7 4.7 12.3 0 17l-8.5 8.5c-4.7 4.7-12.3 4.7-17 0L256 281.5l-69.3 69.3c-4.7 4.7-12.3 4.7-17 0l-8.5-8.5c-4.7-4.7-4.7-12.3 0-17l69.3-69.3-69.3-69.3c-4.7-4.7-4.7-12.3 0-17l8.5-8.5c4.7-4.7 12.3-4.7 17 0l69.3 69.3 69.3-69.3c4.7-4.7 12.3-4.7 17 0l8.5 8.5c4.6 4.7 4.6 12.3 0 17z">
</path>
</svg><!-- <span class="fal fa-times-circle text-dark" aria-hidden="true"></span> Font Awesome fontawesome.com -->
</button>
<button class="btn position-absolute mkt-form__input-icon-btn pr-4">
<span class="sr-only">Search</span>
<svg class="svg-inline--fa fa-search fa-w-16" aria-hidden="true" focusable="false" data-prefix="fa" data-icon="search" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512" data-fa-i2svg="">
<path fill="currentColor"
d="M505 442.7L405.3 343c-4.5-4.5-10.6-7-17-7H372c27.6-35.3 44-79.7 44-128C416 93.1 322.9 0 208 0S0 93.1 0 208s93.1 208 208 208c48.3 0 92.7-16.4 128-44v16.3c0 6.4 2.5 12.5 7 17l99.7 99.7c9.4 9.4 24.6 9.4 33.9 0l28.3-28.3c9.4-9.4 9.4-24.6.1-34zM208 336c-70.7 0-128-57.2-128-128 0-70.7 57.2-128 128-128 70.7 0 128 57.2 128 128 0 70.7-57.2 128-128 128z">
</path>
</svg><!-- <span class="fa fa-search" aria-hidden="true"></span> Font Awesome fontawesome.com -->
</button>
</div>
</div>
</form>
Name: hrefFm — POST #
<form action="#" aria-hidden="true" class="hide" id="hrefFm" method="post" name="hrefFm"><span></span><button hidden="" type="submit">Hidden</button></form>
Text Content
Skip to main content * Personal * Business * Support Close * My Personal Credit TELL US WHY YOU'RE HERE Understand my Equifax credit report and score Help protect myself from identity theft Prepare to make a large purchase Get a free copy of my Equifax credit report Place or manage a freeze on my Equifax credit report Dispute information on my Equifax credit report Add or check the status of a fraud or active duty alert FREQUENTLY ASKED QUESTIONS Security Freeze Credit Report Disputes Credit Report & Credit Scores Equifax Products Military Personnel and Families Fraud Alerts Visit FAQ Center YOUR EQUIFAX SUPPORT Online service so you can do it yourself. Need a live person? Call us! Mail in forms to complete some services. Get Help * Business EXISTING CUSTOMERS Manage your account, pay an invoice, review frequently asked questions, or contact customer service. Go to Support Submit a Service Request NOT A BUSINESS CUSTOMER YET? Our Sales Specialists will provide strategic guidance and match you to the best products and solutions. Connect with a Sales Specialist * USA Close Americas * USA English * Brazil Portuguese * Canada English French * Mexico Spanish English * Argentina Spanish * Peru Spanish * Chile Spanish * Costa Rica Spanish * Ecuador Spanish * El Salvador Spanish * Honduras Spanish * Paraguay Spanish * Uruguay Spanish Europe * Portugal Portuguese * United Kingdom English * Spain Spanish Asia & Oceania * Australia English * New Zealand English * India English My Personal Credit Business * Products & Services Close * My Personal Credit EQUIFAX PREMIUM PRODUCTS EQUIFAX PREMIUM PRODUCTS Get peace of mind when you choose from our comprehensive 3-bureau credit monitoring and identity theft protection plans. * Equifax Complete™ Family Plan * Equifax Complete™ Premier * Equifax ID Patrol™ * Compare Premium Products EQUIFAX COMPLETE™ FAMILY PLAN Help look after your family with credit monitoring and ID theft protection features. * Uncover potential fraud with 3-bureau credit monitoring and alerts * Feel more confident knowing that the dark web is being monitored for your Social Security Number * Help better protect up to 4 children by locking their Equifax credit report Learn More about Family Plan EQUIFAX COMPLETE™ PREMIER Take control with a one-stop credit monitoring and identity theft protection solution from Equifax. * Know where you stand with access to your 3-bureau credit scores and report * Help monitor your credit and Social Security number * Uncover potential fraud with credit monitoring and alerts Learn More about Premier EQUIFAX ID PATROL™ Help better protect your identity and stay on top of your credit. * Help spot potential signs of ID theft with 3-bureau credit file monitoring * Control access to your Equifax credit report, with certain exceptions, with the freedom to lock and unlock it * Uncover potential threats to your identity with dark web scanning and alerts Learn More about ID Patrol EQUIFAX VALUE PRODUCTS EQUIFAX VALUE PRODUCTS Get the basics you need to stay on top of your credit; including 1-bureau credit score access, Equifax credit report lock, and alerts. * Equifax Complete™ * Equifax Credit Monitor™ * Equifax Core Credit™ * Compare Value Products EQUIFAX COMPLETE™ Don’t let identity theft catch you off guard. Get better prepared to monitor your credit and help better protect your identity with Equifax Complete™. * Receive alerts of key changes to your Equifax credit report * Should you become a victim of identity theft, our dedicated ID Restoration Specialists will work on your behalf to help you recover Learn More about Complete EQUIFAX CREDIT MONITOR™ Easily lock and monitor your Equifax credit report with alerts. * Know when key changes occur to your credit score and Equifax credit report with alerts * Control access to your Equifax credit report (with certain exceptions) Learn More about Credit Monitor EQUIFAX CORE CREDIT™ Get the basics with your monthly credit score and report. * Keep track of your financial progress with monthly VantageScore credit scores * Feel credit confident with monthly access to your Equifax credit report Learn More about Core Credit HELP CHOOSING A PRODUCT HELP CHOOSING A PRODUCT Not sure where to start? Take our quick product finder quiz to find a product that helps meet your needs. Find a Product My Personal Credit Home * Business Credit Risk Monitor and Manage Accounts Identify New Customer Credit Risk Optimize Portfolio Performance Analyze Multi-Data Assets for Credit Risk Improve Collections & Recovery Strategies Access Market & Business Intelligence View All Credit Risk Verification Verify Income & Employment History Verify Eligibility for Government Programs Verify Education History View All Verification Identity & Fraud Support Regulatory & Security Compliance Prevent Fraud Risk & Loss Verify, Authenticate & Link Identities Assist Credit Risk Compliance View All Identity & Fraud Data-Driven Marketing Uncover Hidden Risks and Opportunities Retain & Grow Customer Relationships Analyze Market Potential Target High-Potential Prospects Improve Marketing Strategies, Tactics & Results Deliver a Better Customer Experience Target the Right Audiences Online View All Data-Driven Marketing Workforce Management Onboard New Hires Simplify and Manage Tax Forms Manage Unemployment Activities Manage HR Compliance Activities Pre-screen Employment Applications View All Workforce Management Business Home INDUSTRIES See the Industries we service. View All Industries PRODUCTS See the Products we offer. View All Products * Learn Close * My Personal Credit LEARN MORE ABOUT... * Credit Scores Understand credit scores, credit worthiness, and how credit scores are used in day-to-day life. * Credit Reports Understand how your financial behavior impacts you and your credit, along with what is included on your credit reports and why. * Fraud & Identity Theft Explore ways to better protect your information, plus warning signs of fraud and identity theft, and what to do if you believe your identity has been stolen. * Debt Management Learn how debt can affect your credit scores, plus the different types of debt (both good and bad), and best practices for paying it off. * Credit Cards Explore tips on getting the right credit card for you and what it means for your credit. Plus, managing credit card debt and what to do if you lost your card. * Personal Finance Discover personal finance tips and tricks around everything from managing your money to saving and planning for the future. * Loans Explore the nuances of the different types of loans, including personal and student loans, and the potential pros and cons of co-signing a loan. * Life Stages Whether you’re saving up for a car, home, or college, learn how your credit can help remove friction from making milestone purchases. * Cybersecurity Understand how to shop online more safely, how to create and store stronger passwords, and more. Visit Knowledge Center * Business Trends & Insights Market Pulse Market Pulse Podcast Recession Readiness Insights Digital Marketing Solutions Business Transformation View All Trends & Insights Resources Blog API Developer Portal Events MARKET PULSE Economic and credit insights. View Market Pulse * About Us Close * Who We Are * Leadership * Why Equifax The Equifax Cloud Differentiated Data Advanced Analytics Data Fabric Security Global Insights Explore Why Equifax * Environmental, Social and Governance Priorities * Investors Press Releases SEC Filings Corporate Governance Learn More * Culture & Careers Careers at Equifax Inclusion & Diversity Growing Your Career Health & Wellness Community Engagement View All Culture & Careers CAREERS AT EQUIFAX See tailored job recommendations based on your interests. Get Started * Newsroom * Search Close Search Search Personal Credit Business Personal Credit Reset Search Search * Explore Offers New * Credit Report Help Close FREE SERVICES FOR CONSUMERS Get your free weekly credit report Access a free weekly credit report through www.annualcreditreport.com. Place a security freeze Place or manage a freeze to restrict access to your Equifax credit report, with certain exceptions. Get your free credit score and report A monthly free credit score is available as part of Equifax Core CreditTM. You'll also receive a monthly Equifax credit report. No credit card Required! Dispute information on your Equifax credit report Submit a dispute if you notice something is inaccurate or incomplete on your credit report. Get my free Equifax credit report With a myEquifax account, you'll receive multiple Equifax credit reports each year. No credit card required! Request a fraud or active duty alert Place an alert on your credit reports to warn lenders that you may be a victim of fraud or on active military duty. Other ways to get additional free credit reports You may be entitled to additional free credit reports in certain circumstances, such as after placing a fraud alert, becoming unemployed or receiving public assistance, or being denied credit or insurance in the past 60 days. Sign up for active duty credit monitoring Get free credit monitoring if you are an active duty military or National Guard member. Visit Consumer Services Center * Log In Log In close * Personal Credit Customers * Business Clients * Request and view your Equifax credit report * Add or check the status of a security freeze and fraud/active duty alert * Submit or track a dispute * Access your Equifax Core Credit™ or Equifax® paid product * Get your Equifax credit report * Place or manage a freeze * Access your Equifax Product Login DON’T HAVE AN ACCOUNT YET? Just answer 3 questions and we'll match you with a product that we think will help you meet your goals. DON’T HAVE AN ACCOUNT YET? Just answer 3 questions and we'll match you with a product that we think will help you meet your goals. Find a Product Looking for Lock & Alert? Sign in here Select your business application to login: Ansonia BusinessConnect Commercial Verifier Compliance Center Equifax Ignite Direct Equifax Ignite Marketplace eMortgage ePort I-9 Management iNet Paperless Pay Paynet Online Risk Insight Suite Social Service Verifier Tax Credits and Incentives Tax Form Management Unemployment Web Manager 1. Home 2. Equifax Consumer Services Center 3. ... 4. Fraud & Active Duty Alerts FRAUD AND ACTIVE DUTY ALERTS Let lenders know that you may be a victim of fraud or you’re on active military duty, so they are encouraged to take extra steps to verify your identity before granting new credit. Placing a fraud alert or active duty alert is free. PLACE AN ALERT How it works 1. 2. 3. 1 Choose the alert that's right for you: initial, extended, or active duty military. 2 Depending on the alert type, if someone tries to get credit in your name, the creditor or lender may contact you. 3 If you are contacted by a creditor or lender, confirm whether or not you made the request to get credit. Previous Next Which type of alert might make sense for you? Initial Fraud Alert Use this when: You believe you are, or may become the victim of fraud. An initial fraud alert is free and lasts for one year. Get started Extended Fraud Alert Use this when: You've been a victim of ID theft, and you've completed an FTC Identity Theft Report or police report. An extended fraud alert is free, lasts for seven years, and removes you from credit card and insurance offers for five years. Get started Active Duty Alert Use this when: You’re on active military duty. An active duty alert is free, lasts for one year, and removes you from credit card and insurance offers for two years. Get started WHAT YOU NEED TO KNOW IF I DON’T CREATE AN ACCOUNT OR IF I’M UNDER 18, ARE THERE OTHER WAYS I CAN PLACE A FRAUD ALERT OR ACTIVE DUTY ALERT? You must be 18 to create a myEquifax™ account. Visit Customer Care to learn how to submit requests by phone or mail. Please note: In order to place a fraud alert, you will need to have an active Equifax credit report on file. WHAT IS A FRAUD ALERT? A fraud alert is a notice on your credit report that alerts creditors you are or may be a victim of fraud, including identity theft. A fraud alert can make it harder for someone to open unauthorized accounts in your name. It encourages or requires lenders and creditors to take extra steps to verify your identity, such as contacting you by phone, before opening a new credit account in your name or making changes to existing accounts. There are two types of fraud alerts you can place on your credit report, and both are free. * Initial fraud alert - If you believe you are or may become a victim of fraud or identity theft, you may place an initial fraud alert on your credit report. An initial fraud alert remains on your credit report for one year, unless you choose to remove it sooner, and can be renewed for additional one-year periods. An initial fraud alert also allows you to request an additional free copy of your credit reports from the three nationwide credit bureaus during the 12-month period following the placement of the initial fraud alert. * Extended fraud alert - If you have a police report showing you’re a victim of identity theft, you may place an extended fraud alert on your credit report. An extended fraud alert remains on your credit report for seven years unless you choose to remove it sooner. An extended fraud alert also allows you to request two free credit reports from the three nationwide credit bureaus during the 12-month period following the placement of the extended fraud alert, and your name is removed from pre-screened credit card and insurance offers for 5 years. You can contact any of the three nationwide credit bureaus to request a fraud alert. Once you have placed a fraud alert on your credit report with one of the bureaus, that bureau will send a request to the other two bureaus to do the same, so you do not have to contact all three. To place an initial one-year fraud alert, create or sign in to a myEquifax account, or call our automated line at 888-836-6351. You can also place an initial fraud alert by mail by downloading and following the instructions on the Alert Request form. To place an extended seven-year fraud alert, download and follow the instructions on the Extended Fraud Alert Request form. You’ll need to include additional documentation showing you’re a victim of identity theft. Visit our FAQs to learn more about Security Freezes & Fraud Alerts. WHAT IS AN ACTIVE DUTY ALERT? An active duty alert is available for service members on active military duty who want to help minimize their risk of fraud or identity theft while deployed. An active duty alert is similar to initial fraud alerts; they can make it harder for someone to open unauthorized accounts in your name. It encourages lenders and creditors to take extra steps to verify your identity, such as contacting you by phone, before taking certain actions, such as opening a new credit account in your name or increasing your credit limit. An active duty alert is free and lasts for one year, and your name is removed from pre-screened credit card and insurance offers for two years. You can contact any of the three nationwide credit bureaus to request an active duty alert. Once you have placed an active duty alert on your credit report with one of the bureaus, that bureau will send a request to the other two bureaus to do the same, so you do not have to contact all three. To place an active duty alert, create or sign in to a myEquifax account, or call our automated line at 888-836-6351. You can also place an active duty alert by mail by downloading and following the instructions on the Alert Request form. WHAT'S THE DIFFERENCE BETWEEN A FRAUD ALERT, A CREDIT LOCK, AND A SECURITY FREEZE? A fraud alert, a credit report lock, and a security freeze are all steps you can take to help better protect your personal information, but they aren’t the same thing. A fraud alert is a notice that is placed on your credit report that alerts credit card companies and others who may extend you credit that you may have been a victim of fraud, including identity theft. Think of it as a “red flag” that encourages companies to take steps to verify your identity before extending credit in your name. You may contact any of the three nationwide credit bureaus — Equifax, Experian, and TransUnion — to request a fraud alert. Once you place an alert with one of the bureaus, that bureau will send your request to the other two bureaus. Fraud alerts are free, and there are two types: * An initial fraud alert can be placed if you believe you are or may become a victim of fraud or identity theft. It lasts for one year and can be renewed. When you or someone else attempts to open an account in your name or make changes on an existing account, such as increasing the credit limit, the company must take reasonable steps to confirm you are who you say you are, such as contacting you by phone at a number you provide, before completing the request. * An extended fraud alert can be placed if you are a victim of fraud or identity theft. It requires a copy of a valid police or law enforcement agency report, or a Federal Trade Commission Identity Theft Report, and lasts for 7 years. With an extended fraud alert, a lender or creditor is required to verify your identity in person or by phone at a number you provide before opening new accounts or making changes to existing accounts. If you are on active military duty and want to help minimize your risk of fraud or identity theft while you are deployed, an active duty alert is available to you. The active duty alert is similar to an initial fraud alert: it also lasts a year, and companies must take reasonable steps to verify your identity before opening new accounts in your name or modifying existing ones. A credit report lock and a security freeze both generally prevent access to your Equifax credit report to open new credit accounts. Unless you temporarily lift or permanently remove a freeze, or unlock your credit report, it can’t be accessed to open new accounts (subject to certain exceptions). Because these functions have the same impact, you cannot add both a freeze and a lock to your Equifax credit report. See more about exceptions below. * Security freezes (also known as credit freezes) are federally regulated and allow you to place, temporarily lift, or permanently remove a freeze. At Equifax, you can manage your freeze online with your username and password after creating a myEquifax account. You can also manage your freeze by phone: Call us at (888) 298-0045. You’ll be required to give certain information to verify your identity. You’ll also have the option to receive a one-time PIN by text message or answer questions based on information in your Equifax credit report for identity verification. Placing, lifting and removing a security freeze is free. * Credit report locks are mobile app-enabled and allow you to lock and unlock your Equifax credit report using identity verification techniques such as usernames and passwords. Placing a security freeze on your Equifax credit report will prevent access to it by certain third parties. Freezing your Equifax credit report will not prevent access to your credit report at any other credit reporting agency. Exceptions: Locking or freezing your Equifax credit report will prevent access to it by certain third parties. Locking or freezing your Equifax credit report will not prevent access to your credit report at any other credit bureau. Entities that may still have access to your Equifax credit report include: * Companies like Equifax Consumer Services LLC., which provide you with access to your credit score or report, or monitor your credit report as part of a subscription or similar service; * Companies that provide you with a copy of your credit score or report, upon your request; * Federal, state, and local government agencies and courts in certain circumstances; * Companies using the information in connection with the underwriting of insurance, or for employment, tenant or background screening purposes; * Companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; * Companies that authenticate a consumer’s identity for purposes other than granting credit, or for investigating or preventing actual or potential fraud; and * Companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit www.optoutprescreen.com. Equifax maintains consumers’ credit reports and provides information to certain customers, including credit card companies and lenders, so that they may offer pre-approved offers to consumers as permitted by law. Consumers that prefer not to receive such offers should visit www.optoutprescreen.com, or call toll free at 1-888-5-OPT OUT (or 1-888-567-8688). Consumers may also send an opt-out request in writing to Equifax Information Services LLC, P.O. Box 740123, Atlanta, GA 30374-0123. Consumers should include their complete name, full address, Social Security number, and signature. Equifax will remove the consumer’s name from its pre-approved offer database and share the request with the other two nationwide consumer reporting agencies. How fraud alerts may help better protect your identity 7 THINGS TO KNOW ABOUT FRAUD ALERTS When you’ve been a victim of identity theft, it’s tough to know what to do first. Do you know what fraud alerts do, what types are available, or how fraud alerts work? READ MORE Tools to help better protect your identity FRAUD ALERTS, SECURITY FREEZES AND CREDIT REPORT LOCKS Each can help you better protect your personal information, but they aren’t the same. Here’s a closer look at how they function. READ MORE Help reduce your identity theft risk IDENTITY THEFT: WHAT IT IS, WHAT TO DO Being a victim of identity theft can be a frightening experience. Learn more about the warning signs of identity theft and what to do if you believe your identity has been stolen. READ MORE Looking for something else? Access other helpful Equifax services. Get a free credit report Submit a dispute Place or manage a freeze VISIT CONSUMER SERVICES CENTER Hidden Credit Report Help * Get My Free Annual Credit Report * Get My Free Credit Score * Dispute info on Credit Report * Manage or Place a Security Freeze * Request a Fraud Alert * Active Duty Credit Monitoring * Compare Credit Monitoring Products * Human Trafficking Victim Assistance Credit Education * Credit Scores * Credit Reports * Fraud & Identity Theft * Debt Management * Credit Cards * Personal Finance * Loans * Life Stages * Cybersecurity * Knowledge Center For Businesses * Equifax Ignite * Market Pulse * Insights Blog * Resource Library * Developer Portal Who We Are * Our Story * Careers & Culture * Newsroom * Investor Relations * Furnishing Data to Equifax Support * Personal Credit: Contact Equifax Support * Business Customer Support * Connect with Sales * Security Breach Alerts * Accessibility * Ad Choices * Your Privacy Choices * Privacy Policy * Report a Vulnerability * Sitemap * Terms of Use * Unsolicited Idea Submission Policy * * * * * * Copyright 2023 Equifax Inc. All rights reserved Equifax and the Equifax marks used herein are trademarks of Equifax Inc. Other product and company names mentioned herein are the property of their respective owners. X Modal