aofund.org Open in urlscan Pro
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3 forms found in the DOM

GET /search

<form class="relative" x-show="searchBar" action="/search" method="GET" style="display: none;" data-hs-cf-bound="true">
  <input type="text" name="q" class="px-3 py-1.5 absolute -top-3 right-0 border-brand-blue border-2 flex-grow placeholder-gray-700 text-base leading-none w-500" placeholder="Search …">
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</form>

GET /search

<form class="flex mb-13 relative" action="/search" method="GET" data-hs-cf-bound="true">
  <svg class="w-4 h-4 absolute top-1/2 -translate-y-1/2 transform ml-3.5" xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 16 16">
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GET https://us.accion.org/accion-utilities/referral.php

<form x-ref="form" x-show="!submitted" @submit.prevent="submit" action="https://us.accion.org/accion-utilities/referral.php" method="GET" class="space-y-4 max-w-md w-full" data-hs-cf-bound="true">
  <input type="hidden" name="partner" value="4">
  <input type="hidden" name="env" value="2">
  <div class="flex px-4 flex-col w-full">
    <label class="sr-only" for="apply-loanAmount">Loan Amount</label>
    <input class="placeholder-gray-700 focus:outline-none focus:ring focus:ring-opacity-50 focus:ring-brand-blue-light border-2 placeholder-gray-700 border-brand-blue px-3 py-2" placeholder="Loan Amount" type="number" name="amount"
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  <div class="flex px-4 flex-col w-full">
    <label class="sr-only" for="apply-emailAddress">Email Address</label>
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  <div class="flex px-4 flex-col w-full">
    <label class="sr-only" for="apply-loanPurpose">Loan Purpose</label>
    <select class="placeholder-gray-700 focus:outline-none focus:ring focus:ring-opacity-50 focus:ring-brand-blue-light border-2 placeholder-gray-700 border-brand-blue px-3 py-2" placeholder="Loan Purpose (what is this loan for)" name="purpose"
      id="apply-loanPurpose" required="required">
      <option disabled="" selected="" value="">Loan Purpose</option>
      <option value="DEBT_CONSOLIDATION_OR_REFINANCE">Debt Consolidation or Refinance </option>
      <option value="INVENTORY_PURCHASE">Inventory Purchase</option>
      <option value="EQUIPMENT_PURCHASE">Equipment Purchase</option>
      <option value="VEHICLE_PURCHASE">Vehicle Purchase</option>
      <option value="WORKING_CAPITAL">Working Capital</option>
      <option value="REMODEL">Remodel</option>
      <option value="NEW_BUSINESS_LOCATION">New Business Location</option>
      <option value="ACQUIRE_BUSINESS">Acquire Business</option>
      <option value="MARKETING">Marketing</option>
      <option value="EMERGENCY_REPAIRS">Emergency Repairs</option>
      <option value="OTHER">Other</option>
    </select>
  </div>
  <div class="text-xs italic md:text-center text-gray-700 wp-editor px-2">
    <p><em>Loans are originated and funded through our lending arm, Accion Opportunity Fund Community Development. By clicking “Continue to Application,” you consent to, Accion Opportunity Fund Community Development’s
        <a href="https://aofund.org/terms-of-use/" target="_blank" rel="noopener">Terms of Use</a> and <a href="https://aofund.org/privacy-policy/" target="_blank" rel="noopener">Privacy Policy</a>; and to
        <a href="https://aofund.org/agreement-to-receive-electronic-communications/" target="_blank" rel="noopener">receive emails, calls and texts</a>, potentially for marketing purposes, including autodialed or pre-recorded calls. You may opt out
        of receiving certain communications as provided in our <a href="https://aofund.org/privacy-policy/" target="_blank" rel="noopener">Privacy Policy</a>.</em></p>
  </div>
  <button x-bind:disabled="submitting" class="p-4 uppercase tracking-widest font-semibold text-sm text-center
               w-full focus:outline-none focus:ring ring-offset-2 ring-opacity-50
               transition duration-500 ease-cb-default
               bg-brand-yellow hover:bg-brand-yellow-light ring-brand-yellow 
               "> Continue to Application </button>
</form>

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Apply for a Loan


LOANS FOR SMALL BUSINESSES LIKE YOURS

We offer loans for small business in a range of sizes¹ as well as educational
resources, coaching, and support networks in English and Spanish. We also
support ITIN-only borrowers.




 * LOAN AMOUNTS: $5,000 - $250,000
   
   Affordable capital¹, with transparent terms and no prepayment penalty


 * FLEXIBLE RATES STARTING AT 8.49%
   
   We can offer you different rates that vary based on which repayment plan you
   prefer


 * PROGRAMS AND COACHING
   
   More than just loans for small business –– We also provide educational
   resources, coaching, and access to support networks

 * Do you Qualify?
 * Application process
 * What makes us different
 * What our clients say
 * Coaching and mentoring


DO YOU QUALIFY?

We do our best to make our services as accessible as possible, but we do have a
few requirements before we can approve your loan. If we can't offer you a loan,
we'll try to refer you to one of our partners or provide other resources.

APPLY FOR A LOAN                                    Or Call 888-720-3215
(Mon to Fri: 8am – 8pm, Sat: 9am – 12pm, your local time)
Must have atleast 12 months in business
Your business must generate $50,000 or more in annual sales
You must own at least 20% of the business
You must be at least 18 years or older


APPLICATION PROCESS

We want to ensure you feel ready and prepared to apply for a loan. Let us walk
you through the basic steps we’ll take together so that you know what to expect.


 * STEP 1: APPLY ONLINE
   
   Get a quote without impacting your credit score. Be prepared to share
   business revenues and expenses. Pulling numbers from your tax returns can
   help.


 * STEP 2: REVIEW YOUR OFFERS
   
   We’ll share offers you can choose from with different term lengths, monthly
   repayments, and interest rate options. If we have no options for you we’ll
   try to refer you to one of our partners or provide other resources.


 * STEP 3: FINALIZE YOUR LOAN
   
   Once you’ve chosen an offer, we’ll ask for final documentation and verify.
   We’ll review and come back with a final offer and loan agreement. Upon
   signing, you’ll get the money you need for your business!


WHAT MAKES US DIFFERENT

At Accion Opportunity Fund, we do things differently. We’re here to support you,
and provide you with the resources your business needs to thrive.


 * A NON-PROFIT LENDER
   
   Because we don’t exist to make profit, we use the money from your repayment
   to support other business owners


 * CUSTOMIZED LOANS AND REPAYMENT TERMS
   
   No two businesses are alike, so we structure loans that work for your
   business, not someone else’s


 * SUPPORT FOR ANYONE, NO MATTER YOUR CREDIT SCORE
   
   You're not just a number –– We look at more than just your credit score to
   determine business viability

When you repay your loan, we’ll reinvest that money into other small businesses.
By repaying a loan, you not only allow your own business to thrive, but also
help support other small business owners in your community and beyond.

> The loans gave me the push to do more things with my business. I make my
> customers happier with the inventory that they're looking for.

Adolfo Ortiz Two Amigos Western Wear

> The restaurant industry is very tough and I’m glad Accion Opportunity Fund is
> there for me.

Cynthia Vo Phonomenal and Flipside
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NEED OTHER RESOURCES?

In addition to loans for small business, we provide personalized business
coaching, mentoring, and a comprehensive business resource library where you can
find all the information you need.

Get business coaching & mentoring
Find tools to grow your business



APPLY FOR A LOAN

Get Started
Or call 1-888-720-3215
Close Application Modal


GET STARTED

Loans from $5,000 - $100,000 with transparent terms and no prepayment penalty.
Tell us a little about yourself, your business and receive your quote in minutes
without impacting your credit score.


THANKS FOR APPLYING!

Loan Amount
Email Address
Loan Purpose Loan Purpose Debt Consolidation or Refinance Inventory Purchase
Equipment Purchase Vehicle Purchase Working Capital Remodel New Business
Location Acquire Business Marketing Emergency Repairs Other

Loans are originated and funded through our lending arm, Accion Opportunity Fund
Community Development. By clicking “Continue to Application,” you consent to,
Accion Opportunity Fund Community Development’s Terms of Use and Privacy Policy;
and to receive emails, calls and texts, potentially for marketing purposes,
including autodialed or pre-recorded calls. You may opt out of receiving certain
communications as provided in our Privacy Policy.

Continue to Application
Small Business Loans
 * Working Capital Loans
 * Equipment Financing

Resources
 * Videos & Articles
 * Programs
 * Coaching Hub
 * Interactive Learning

Why AOF?
Donate
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 * About
 * News & Press
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 * Careers
 * Contact

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to Receive Electronic Communication Annual Reports & Financials
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© 2024 Accion Opportunity Fund. All rights reserved. Accion Opportunity Fund is
a 501 (c)(3) non-profit recognized by the IRS. Tax ID Number: 31-1719434

© 2024 Accion Opportunity Fund Community Development. All rights reserved.
California loans made pursuant to a California Financing Law license. Accion
Opportunity Fund Community Development business loans are available in 45
states.

¹ Loans made by Accion Opportunity Fund Community Development. California
Finance Lenders license number 6050609.

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