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Submitted URL: http://patelco.org/
Effective URL: https://www.patelco.org/
Submission: On September 11 via api from LU — Scanned from DE
Effective URL: https://www.patelco.org/
Submission: On September 11 via api from LU — Scanned from DE
Form analysis 5 forms found in the DOM
<form><span class="fieldset">
<p><input type="checkbox" value="check" id="chkMain" checked="checked" class="legacy-group-status optanon-status-checkbox"><label for="chkMain">Active</label></p>
</span></form>GET https://www.patelco.org/
<form role="search" method="get" id="searchform" class="searchform" action="https://www.patelco.org/">
<div class="custom-search-form"><label class="screen-reader-text" for="s">Search:</label>
<input class="st-default-search-input" placeholder="How can we help you?" type="text" value="" name="s" id="s" autocomplete="off" autocorrect="off" autocapitalize="off">
<input type="submit" id="searchsubmit" value="Search">
</div>
</form>Name: OBLogin — POST https://online.patelco.org/Authentication/UserName
<form id="OBLoginDesktopTabletWidget" name="OBLogin" action="https://online.patelco.org/Authentication/UserName" method="post" autocomplete="off" enctype="application/x-www-form-urlencoded" class="OBLoginDesktopTabletWidget header_login_form">
<div class="row desktop_form_layout m-0 header-top-login-form">
<div class="form_field col-md-4">
<label for="_MemberId" class="sr-only MemberId_Desktop_Label"> User ID </label>
<input type="text" aria-label="User ID" name="UserName" autocomplete="username" class="_MemberId" placeholder="User ID">
<span class="input_label">User ID</span>
</div>
<div class="form_field col-md-4">
<input id="Password_dskt" aria-label="Password" name="Password" autocomplete="current-password" type="password" class="password login_password_input _Password_dskt" placeholder="Password">
<span class="input_label">Password</span>
<a href="#" class="toggle_pass" id="togglePassword"><img width="18" height="18" aria-label="Show your Patelco password" id="togglePasswordimg" src="https://www.patelco.org/wp-content/themes/patelco/assets/img/icons/eye-password-show-new.svg"></a>
</div>
<div class="form_field col-md-4 dv_btn_login">
<input aria-label="Log In" type="submit" id="login_desktop" class="btn btn--red float-left" name="Login1" value="Log In">
</div>
</div>
<div class="row desktop_form_layout m-0 header-top-login-form">
<div class="form_field col-md-4">
<a href="https://online.patelco.org/ForgotUsername" aria-label="Forgot User ID?" class="forgot-user" target="_blank">Forgot User ID?</a>
</div>
<div class="form_field col-md-4">
<a id="desktop_forgot_password" href="https://online.patelco.org/ForgotPassword" aria-label="Forgot Password?" name="signup_desktop" class="forgot-password login_widget_forgot_password" target="_blank">Forgot Password?</a>
</div>
<div class="form_field col-md-4 dv_btn_login">
<a id="signup_desktop" href="https://www.patelco.org/onlineregistration" aria-label="Enroll" name="SignUpDesktop" target="_blank">Enroll</a>
</div>
</div>
</form>Name: OBLogin — POST https://online.patelco.org/Authentication/UserName
<form id="mbl_header_login_form" name="OBLogin" action="https://online.patelco.org/Authentication/UserName" method="post" autocomplete="off" enctype="application/x-www-form-urlencoded" class="mbl_header_login_form">
<div class="form-row">
<label for="_MemberId" class="MemberId_Mobile_Label">User ID</label>
<input type="text" id="_MemberId" aria-label="User Name" tabindex="12" name="UserName" autocomplete="off" class="_MemberId _MemberId_mob" placeholder="User ID">
</div>
<div class="form-row">
<label for="Password_mob" class="Password_Mobile_Label"> Password </label>
<input id="Password_mob" name="Password" tabindex="13" aria-label="Password" type="password" class="password login_password_input _Password_mob" placeholder="Password">
<a href="#" aria-label="Toggle Password" class="toggle_pass"><img tabindex="14" src="https://www.patelco.org/wp-content/themes/patelco/assets/img/icons/eye-password-show.png" id="togglePasswordmob"></a>
</div>
<div class="help__links">
Forgot <a tabindex="16" href="https://online.patelco.org/ForgotUsername" aria-label="Forgot username" target="_blank">User ID</a> or <a tabindex="17" href="https://online.patelco.org/ForgotPassword" aria-label="Forgot Password">Password</a>?
</div>
<div class="form-row">
<input type="submit" tabindex="15" id="login_mobile" aria-label="Login" class="btn btn--red" name="Login2" value="Log In">
</div>
</form>GET https://www.patelco.org/
<form role="search" method="get" id="searchform" class="searchform" action="https://www.patelco.org/">
<div class="custom-search-form"><label class="screen-reader-text" for="s">Search:</label>
<input class="st-default-search-input" placeholder="How can we help you?" type="text" value="" name="s" id="s" autocomplete="off" autocorrect="off" autocapitalize="off">
<input type="submit" id="searchsubmit" value="Search">
</div>
</form>Text Content
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* Plus
* Free
* Interest
* Student
* Savings Accounts
* All Savings
* Regular
* Money Market Plus
* Money Market Select
* Kids Savings
* Certificates
* IRA
* HSA
* Education
* Account Services
* Credit Cards & Loans
* Credit Cards
* All Credit Cards
* Low Rate
* Rewards
* Secured
* Student
* Personal Loans
* All Personal Loans
* Check My Rate
* Debt Consolidation
* Build My Credit
* Secured
* Personal Loan
* Lines of Credit
* Home Loans
* All Home Loans
* Rates
* Home Purchase
* First-Time Home Buyer
* Refinance
* Mortgage Consultants
* Home Equity
* All Home Equity
* Check My Rate
* HELOC
* Equity Loan
* ADU HELOC
* Auto Loans
* Car Loans
* Refinance
* Switch to Save
* Recreational Vehicles
* All Recreational Loans
* RVs and Trailers
* Boat
* Motorcycle
* Loan Payments
* Loan Payment Services
* Assistance & Deferral
* Account Services
* Investments & Insurance
* Investments
* All Investment Options
* Find a Financial Advisor
* Invest On Your Own
* Robo Advisor
* Estate Planning
* Insurance
* All Insurance
* Vehicle & Car
* Life Insurance
* Payment Protection
* Digital Banking
* Enroll
* Virtual Branch
* Online Banking
* Mobile App
* Digital Wallets
* Bill Pay
* Money Movement
* Zelle
* About Patelco
* Become a Member
* Membership Benefits
* Who We Are
* Leadership
* Careers
* Patelco News
* Financial Statements
* Financial Wellness
* Financial Wellness Library
* Budgeting
* Saving Money
* Credit & Debt
* Fraud Prevention
* Home & Auto
* College
* Retirement Planning
* Fraud Center
* Member Relief
* Podcasts
* Personalized Advice
* Webinars
* Resources
* Community
* Service in Action
* Events
* Patelco At Work
* Connect On Social
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Routing # 321076470
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Rates
Contact
Locations
* Checking & Savings
* Checking Accounts
* All Checking
* Plus
* Free
* Interest
* Student
* Savings Accounts
* All Savings
* Regular
* Money Market Plus
* Money Market Select
* Kids Savings
* Certificates
* IRA
* HSA
* Education
* Account Services
* Credit Cards & Loans
* Credit Cards
* All Credit Cards
* Low Rate
* Rewards
* Secured
* Student
* Personal Loans
* All Personal Loans
* Check My Rate
* Debt Consolidation
* Build My Credit
* Secured
* Personal Loan
* Lines of Credit
* Home Loans
* All Home Loans
* Rates
* Home Purchase
* First-Time Home Buyer
* Refinance
* Mortgage Consultants
* Home Equity
* All Home Equity
* Check My Rate
* HELOC
* Equity Loan
* ADU HELOC
* Auto Loans
* Car Loans
* Refinance
* Switch to Save
* Recreational Vehicles
* All Recreational Loans
* RVs and Trailers
* Boat
* Motorcycle
* Loan Payments
* Loan Payment Services
* Assistance & Deferral
* Account Services
* Investments & Insurance
* Investments
* All Investment Options
* Find a Financial Advisor
* Invest On Your Own
* Robo Advisor
* Estate Planning
* Insurance
* All Insurance
* Vehicle & Car
* Life Insurance
* Payment Protection
* Digital Banking
* Enroll
* Virtual Branch
* Online Banking
* Mobile App
* Digital Wallets
* Bill Pay
* Money Movement
* Zelle
* About Patelco
* Become a Member
* Membership Benefits
* Who We Are
* Leadership
* Careers
* Patelco News
* Financial Statements
* Financial Wellness
* Financial Wellness Library
* Budgeting
* Saving Money
* Credit & Debt
* Fraud Prevention
* Home & Auto
* College
* Retirement Planning
* Fraud Center
* Member Relief
* Podcasts
* Personalized Advice
* Webinars
* Resources
* Community
* Service in Action
* Events
* Patelco At Work
* Connect On Social
SAVINGS RATES AS HIGH AS 4.50% APY1
Learn more about our federally insured Money Market Plus account Savings rates
as high as 4.50% APY1
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RESOURCES TO BUILD YOUR FINANCIAL WELLBEING
* Recommended
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Maximize Your Checking Account
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Budget for a Changing Income
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How to Set Up Account Alerts
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What is a Checking Account?
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What’s a Money Market Account?
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Is My Money FDIC-insured?
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Saving vs. Paying Off Debt
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Saving on a Tight Budget
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Qualifying for a Mortgage
Read more
Prequal vs Preapproval Explained
Read more
What does a Real Estate Agent Do?
Read more
All about Down Payments
Read more
I Didn’t Save Enough for Retirement
Read more
Staying on Track in Turbulent Times
Read more
Why to Do an Annual Portfolio Review
Read more
A Guide to Social Security Benefits
Read more
HEAR STORIES FROM REAL PATELCO MEMBERS
Previous
After reading all the positive reviews, I had to come check this out for myself
and see…I was amazed at how easy and simple the process was. They are
not-for-profit and are member-driven and this feels like a real credit union
that actually wants to help people. Their rates are also some of the lowest I
was able to find!
Nelson P.
After reading all the positive reviews, I had to come check this out for myself
and see…I was amazed at how easy and simple the process was. They are
not-for-profit and are member-driven and this feels like a real credit union
that actually wants to help people. Their rates are also some of the lowest […]
My daughter and I opened an account with Patelco Credit Union on Clay Street
(Oakland) earlier this week. I can't say enough about how well we were treated,
and overall, what a wonderful experience it was...I highly recommend this
Patelco branch and be sure to call for an appointment with Marika!
Lonna B.
My daughter and I opened an account with Patelco Credit Union on Clay Street
(Oakland) earlier this week. I can’t say enough about how well we were treated,
and overall, what a wonderful experience it was…I highly recommend this Patelco
branch and be sure to call for an appointment with Marika!
I got a new 66-month car loan on my used vehicle, which had an original loan
from Patelco. The entire process was completed in less than a day. From my first
inquiry call, to signing the papers online... and now it's completely done,
money transferred and paid off the original loan!
David-L
I got a new 66-month car loan on my used vehicle, which had an original loan
from Patelco. The entire process was completed in less than a day. From my first
inquiry call, to signing the papers online… and now it’s completely done, money
transferred and paid off the original loan!
My family and I have all been members of Patelco Credit Union for years. I
recently went through the process of obtaining a mortgage with Patelco. I had
the pleasure of working with Paras Singh…pleasant and professional, and answered
all my questions with clarity and patience. The loan department responded
promptly and processed my loan quickly and smoothly. Thank you Patelco!
Judy F.
My family and I have all been members of Patelco Credit Union for years. I
recently went through the process of obtaining a mortgage with Patelco. I had
the pleasure of working with Paras Singh…pleasant and professional, and answered
all my questions with clarity and patience. The loan department responded
promptly and processed my loan […]
We just finished opening our second and third account here and couldn't be more
pleased with the service. (They) let us know about which accounts would yield us
a better rate for what we were going to use our funds for…Told us we could call
if we needed any of the other things we talked about and was just so pleasant to
deal with.
Suzette W.
We just finished opening our second and third account here and couldn’t be more
pleased with the service. (They) let us know about which accounts would yield us
a better rate for what we were going to use our funds for…Told us we could call
if we needed any of the other things we talked […]
After reading all the positive reviews, I had to come check this out for myself
and see…I was amazed at how easy and simple the process was. They are
not-for-profit and are member-driven and this feels like a real credit union
that actually wants to help people. Their rates are also some of the lowest I
was able to find!
Nelson P.
After reading all the positive reviews, I had to come check this out for myself
and see…I was amazed at how easy and simple the process was. They are
not-for-profit and are member-driven and this feels like a real credit union
that actually wants to help people. Their rates are also some of the lowest […]
My daughter and I opened an account with Patelco Credit Union on Clay Street
(Oakland) earlier this week. I can't say enough about how well we were treated,
and overall, what a wonderful experience it was...I highly recommend this
Patelco branch and be sure to call for an appointment with Marika!
Lonna B.
My daughter and I opened an account with Patelco Credit Union on Clay Street
(Oakland) earlier this week. I can’t say enough about how well we were treated,
and overall, what a wonderful experience it was…I highly recommend this Patelco
branch and be sure to call for an appointment with Marika!
I got a new 66-month car loan on my used vehicle, which had an original loan
from Patelco. The entire process was completed in less than a day. From my first
inquiry call, to signing the papers online... and now it's completely done,
money transferred and paid off the original loan!
David-L
I got a new 66-month car loan on my used vehicle, which had an original loan
from Patelco. The entire process was completed in less than a day. From my first
inquiry call, to signing the papers online… and now it’s completely done, money
transferred and paid off the original loan!
My family and I have all been members of Patelco Credit Union for years. I
recently went through the process of obtaining a mortgage with Patelco. I had
the pleasure of working with Paras Singh…pleasant and professional, and answered
all my questions with clarity and patience. The loan department responded
promptly and processed my loan quickly and smoothly. Thank you Patelco!
Judy F.
My family and I have all been members of Patelco Credit Union for years. I
recently went through the process of obtaining a mortgage with Patelco. I had
the pleasure of working with Paras Singh…pleasant and professional, and answered
all my questions with clarity and patience. The loan department responded
promptly and processed my loan […]
We just finished opening our second and third account here and couldn't be more
pleased with the service. (They) let us know about which accounts would yield us
a better rate for what we were going to use our funds for…Told us we could call
if we needed any of the other things we talked about and was just so pleasant to
deal with.
Suzette W.
We just finished opening our second and third account here and couldn’t be more
pleased with the service. (They) let us know about which accounts would yield us
a better rate for what we were going to use our funds for…Told us we could call
if we needed any of the other things we talked […]
After reading all the positive reviews, I had to come check this out for myself
and see…I was amazed at how easy and simple the process was. They are
not-for-profit and are member-driven and this feels like a real credit union
that actually wants to help people. Their rates are also some of the lowest I
was able to find!
Nelson P.
After reading all the positive reviews, I had to come check this out for myself
and see…I was amazed at how easy and simple the process was. They are
not-for-profit and are member-driven and this feels like a real credit union
that actually wants to help people. Their rates are also some of the lowest […]
Next
EASY ACCESS TO YOUR MONEY, WHEREVER YOU ARE
Check your balance, make payments, transfer money and more with our Mobile App.
PROTECT YOUR MONEY
INSURED BY NCUA, UP TO $250,000 PER MEMBER.
ZERO LIABILITY PROTECTION ON OUR DEBIT AND CREDIT CARDS.
SECURE DIGITAL ACCESS TO YOUR ACCOUNTS.
Enjoy the benefits of joining
Free to join
Member-owned, not-for-profit
Better rates and fewer fees
Join Patelco Enjoy the benefits of joining
1 APY=Annual Percentage Yield. Rates are effective as of 08/01/2024 and are
subject to change before or after account opening without notice. Rates vary by
tier and apply to the full balance.
The following variable interest rates will apply to your account balance: 4.50%
APY on balances of $250,000.00 or greater, 4.00% APY on balances between
$100,000.00 and $249,999.99, 3.51% APY on balances between $50,000.00 and
$99,999.99, 3.00% APY on balances up to $49,999.99.
In order to attain higher interest rates, the account must meet the eligibility
requirements, that is a Patelco checking account (opened under the same Member
Number) with a total monthly deposit of $500 or more. If the account fails to
meet eligibility, the lower interest rate of 0.05% APY will be defaulted.
Qualifying deposit transactions include: Payroll direct deposits, Social
Security (or other government benefit) direct deposits, ACH transfers, Zelle®,
Venmo, PayPal or other similar deposits, cash deposits, check deposits (except
checks written from another Patelco account), wire transfers, multiple deposits
(of the types listed above) that add up to at least $500 in a calendar month.
Qualifying deposit transactions do not include Patelco account-to-Patelco
account transfers, chargebacks or promotional incentive payments from Patelco.
For more details, read our Money Market Plus Account Overview.
Patelco Credit Union
PO Box 2227
Merced, CA 95344
800.358.8228
Routing # 321076470
Quick Links
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Insured by NCUA | NMLS ID # 506373
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© Patelco Credit Union 2024
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