www.cmbchina.com Open in urlscan Pro
240e:688:400:2fa::26  Public Scan

URL: http://www.cmbchina.com/
Submission: On May 07 via manual from HK — Scanned from DE

Form analysis 1 forms found in the DOM

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            <li><a href="http://branch.cmbchina.com/" target="_blank">分行网站</a></li>
            <li><a href="http://map.cmbchina.com" target="_blank">网点地图</a></li>
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                <p><a href="/personal/Sunflower/SunflowerInfo.aspx?guid=3187b176-8a17-4209-b79f-56759f8fdbe5" target="_self">如何成为“金葵花”贵宾客户? </a></p>
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                <p><a href="https://market.cmbchina.com/MPage/online/220107140525939/treeindex/index.html" target="_blank">招商银行TREE资产配置指数</a></p>
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          <div class="cmb-his-item-title" style="display: none;">
            <div class="cmb-his-item-title-year">1995</div>
            <div class="cmb-his-item-title-text">一卡通</div>
          </div>
          <div class="cmb-his-item-body">
            <div class="cmb-his-item-body-img">
              <img src="https://wwwcdn.cmbimg.com/Images/personal/history/4.png">
            </div>
            <div class="cmb-his-item-body-title">
              <div class="cmb-his-item-body-year">1995</div>
              <div class="cmb-his-item-body-text">一卡通</div>
              <div class="cmb-his-item-body-date">1995.02.09</div>
            </div>
            <div class="cmb-his-item-body-content">
              <div class="cmb-his-item-body-year">1995</div>
              <div class="cmb-his-item-body-text">一卡通</div>
              <div class="cmb-his-item-body-date">1995.02.09</div>
              <div class="cmb-his-item-body-info">1995年,招商银行推出集多储种、多币种、多功能服务于一身的电子货币卡——“一卡通”。一卡通将客户号管理这个先进的理念引入中国市场,引领着中国银行业由存折时代进入卡片时代。一卡通是中国银行业储蓄服务的一场革命,推动了中国银行业结算制度的变革。</div>
            </div>
          </div>
          <div class="cmb-his-item-point"></div>
        </div>
        <div class="cmb-his-item" style="bottom: 28.6172px; left: 1294.17px;">
          <div class="cmb-his-item-title">
            <div class="cmb-his-item-title-year">1996</div>
            <div class="cmb-his-item-title-text">牛奶与咖啡服务</div>
          </div>
          <div class="cmb-his-item-body">
            <div class="cmb-his-item-body-img">
              <img src="https://wwwcdn.cmbimg.com/Images/personal/history/5.png">
            </div>
            <div class="cmb-his-item-body-title">
              <div class="cmb-his-item-body-year">1996</div>
              <div class="cmb-his-item-body-text">牛奶与咖啡服务</div>
              <div class="cmb-his-item-body-date">1996.07.13</div>
            </div>
            <div class="cmb-his-item-body-content">
              <div class="cmb-his-item-body-year">1996</div>
              <div class="cmb-his-item-body-text">牛奶与咖啡服务</div>
              <div class="cmb-his-item-body-date">1996.07.13</div>
              <div class="cmb-his-item-body-info">讲招行的服务发展史,一定避不开沈阳分行的牛奶咖啡革命。1996年,沈阳分行行长孙培泮提出要让客户来招行享受到“上帝”一样的服务,沈阳分行率先将顾客服务区域扩大,摆放舒适沙发,并给客人提供咖啡和牛奶。随后,总行在沈阳召开现场会,全面总结推广这一服务模式。</div>
            </div>
          </div>
          <div class="cmb-his-item-point"></div>
        </div>
        <div class="cmb-his-item" style="bottom: 132.549px; left: 1568.03px;">
          <div class="cmb-his-item-title">
            <div class="cmb-his-item-title-year">1997</div>
            <div class="cmb-his-item-title-text">一网通</div>
          </div>
          <div class="cmb-his-item-body">
            <div class="cmb-his-item-body-img">
              <img src="https://wwwcdn.cmbimg.com/Images/personal/history/6.png">
            </div>
            <div class="cmb-his-item-body-title">
              <div class="cmb-his-item-body-year">1997</div>
              <div class="cmb-his-item-body-text">一网通</div>
              <div class="cmb-his-item-body-date">1997.01.23</div>
            </div>
            <div class="cmb-his-item-body-content">
              <div class="cmb-his-item-body-year">1987</div>
              <div class="cmb-his-item-body-text">一网通</div>
              <div class="cmb-his-item-body-date">1997.01.23</div>
              <div class="cmb-his-item-body-info">1997年,招商银行率先推出自己的网站——“一网通”(域名为:www.cmbchina.com),这是中国银行业最早的域名之一。1998年,招行推出面向个人客户的网上银行服务——“网上支付”业务,成为国内首家在互联网上提供支付服务的银行。</div>
            </div>
          </div>
          <div class="cmb-his-item-point"></div>
        </div>
        <div class="cmb-his-item cmb-his-item-hide" style="bottom: 262.25px; left: 1830.67px;">
          <div class="cmb-his-item-title">
            <div class="cmb-his-item-title-year">2002</div>
            <div class="cmb-his-item-title-text">因您而变</div>
          </div>
          <div class="cmb-his-item-body">
            <div class="cmb-his-item-body-img">
              <img src="https://wwwcdn.cmbimg.com/Images/personal/history/7.png">
            </div>
            <div class="cmb-his-item-body-title">
              <div class="cmb-his-item-body-year">2002</div>
              <div class="cmb-his-item-body-text">因您而变</div>
              <div class="cmb-his-item-body-date">2002.02.09</div>
            </div>
            <div class="cmb-his-item-body-content">
              <div class="cmb-his-item-body-year">2002</div>
              <div class="cmb-his-item-body-text">因您而变</div>
              <div class="cmb-his-item-body-date">2002.02.09</div>
              <div class="cmb-his-item-body-info">“因您而变”是招商银行自2002年开始使用的企业品牌口号,该口号由“山因势而变、水因时而变、人因思而变”这一品牌策略推演而来。招商银行把客户比作太阳,招行是始终围绕太阳生长变化的向日葵。</div>
            </div>
          </div>
          <div class="cmb-his-item-point"></div>
        </div>
        <div class="cmb-his-item cmb-his-item-hide" style="bottom: 416.527px; left: 2079.67px;">
          <div class="cmb-his-item-title">
            <div class="cmb-his-item-title-year">2014</div>
            <div class="cmb-his-item-title-text">“轻型银行”</div>
          </div>
          <div class="cmb-his-item-body">
            <div class="cmb-his-item-body-img">
              <img src="https://wwwcdn.cmbimg.com/Images/personal/history/8.png">
            </div>
            <div class="cmb-his-item-body-title">
              <div class="cmb-his-item-body-year">2014</div>
              <div class="cmb-his-item-body-text">“轻型银行”</div>
              <div class="cmb-his-item-body-date">2014.01.04</div>
            </div>
            <div class="cmb-his-item-body-content">
              <div class="cmb-his-item-body-year">2014</div>
              <div class="cmb-his-item-body-text">“轻型银行”</div>
              <div class="cmb-his-item-body-date">2014.01.04</div>
              <div class="cmb-his-item-body-info">2014年,招行提出“轻型银行”的转型方向。轻型银行的本质,就是以更少的资本消耗、更集约的经营方式、更灵巧的应变能力,实现更高效的发展和更丰厚的价值回报。其内涵包括四个方面:轻资产、轻运营、轻管理、轻文化。</div>
            </div>
          </div>
          <div class="cmb-his-item-point"></div>
        </div>
        <div class="cmb-his-item cmb-his-item-hide" style="bottom: 593.959px; left: 2312.73px;">
          <div class="cmb-his-item-title">
            <div class="cmb-his-item-title-year">2014</div>
            <div class="cmb-his-item-title-text">“一体两翼”</div>
          </div>
          <div class="cmb-his-item-body">
            <div class="cmb-his-item-body-img">
              <img src="https://wwwcdn.cmbimg.com/Images/personal/history/9.png">
            </div>
            <div class="cmb-his-item-body-title">
              <div class="cmb-his-item-body-year">2014</div>
              <div class="cmb-his-item-body-text">“一体两翼”</div>
              <div class="cmb-his-item-body-date">2014.02.11</div>
            </div>
            <div class="cmb-his-item-body-content">
              <div class="cmb-his-item-body-year">2014</div>
              <div class="cmb-his-item-body-text">“一体两翼”</div>
              <div class="cmb-his-item-body-date">2014.02.11</div>
              <div class="cmb-his-item-body-info">2014年,招行提出以“一体两翼”为战略定位,零售金融是“一体”,公司金融和同业金融是“两翼”。“一体两翼”是对招行独特优势业务的一种战略整合,是一个正向循环、互相促进的有机整体。</div>
            </div>
          </div>
          <div class="cmb-his-item-point"></div>
        </div>
        <div class="cmb-his-item cmb-his-item-hide" style="bottom: 792.913px; left: 2527.72px;">
          <div class="cmb-his-item-title">
            <div class="cmb-his-item-title-year">2017</div>
            <div class="cmb-his-item-title-text">金融科技银行</div>
          </div>
          <div class="cmb-his-item-body">
            <div class="cmb-his-item-body-img">
              <img src="https://wwwcdn.cmbimg.com/Images/personal/history/11.png">
            </div>
            <div class="cmb-his-item-body-title">
              <div class="cmb-his-item-body-year">2017</div>
              <div class="cmb-his-item-body-text">金融科技银行</div>
              <div class="cmb-his-item-body-date">2017.03.12</div>
            </div>
            <div class="cmb-his-item-body-content">
              <div class="cmb-his-item-body-year">2017</div>
              <div class="cmb-his-item-body-text">金融科技银行</div>
              <div class="cmb-his-item-body-date">2017.03.12</div>
              <div class="cmb-his-item-body-info">2017年,招行提出要把自己定位为一家“金融科技银行”,为转型下半场提供源源不断的“核动力”,对标科技公司,改变业务模式、运营方式、管理模式和基础架构。</div>
            </div>
          </div>
          <div class="cmb-his-item-point"></div>
        </div>
        <div class="cmb-his-item cmb-his-item-hide" style="bottom: 1011.56px; left: 2722.64px;">
          <div class="cmb-his-item-title">
            <div class="cmb-his-item-title-year">2019</div>
            <div class="cmb-his-item-title-text">招行App用户数破亿</div>
          </div>
          <div class="cmb-his-item-body">
            <div class="cmb-his-item-body-img">
              <img src="https://wwwcdn.cmbimg.com/Images/personal/history/12.png">
            </div>
            <div class="cmb-his-item-body-title">
              <div class="cmb-his-item-body-year">2019</div>
              <div class="cmb-his-item-body-text">招行App用户数破亿</div>
              <div class="cmb-his-item-body-date">2019.09.12</div>
            </div>
            <div class="cmb-his-item-body-content">
              <div class="cmb-his-item-body-year">2019</div>
              <div class="cmb-his-item-body-text">招商银行App用户数破亿</div>
              <div class="cmb-his-item-body-date">2019.09.12</div>
              <div class="cmb-his-item-body-info">2019年9月12日,招商银行App用户数突破1亿。这是招行继零售客户数(含信用卡)、两大App用户数、个人储蓄账户数破亿后,在零售用户规模上的第四个“亿级”里程碑,招行也因此成为国内首家App用户数破亿的股份制商业银行。</div>
            </div>
          </div>
          <div class="cmb-his-item-point"></div>
        </div>
        <div class="cmb-his-item cmb-his-item-hide" style="bottom: 1247.87px; left: 2895.72px;">
          <div class="cmb-his-item-title">
            <div class="cmb-his-item-title-year">2019</div>
            <div class="cmb-his-item-title-text">清风公约</div>
          </div>
          <div class="cmb-his-item-body">
            <div class="cmb-his-item-body-img">
              <img src="https://wwwcdn.cmbimg.com/Images/personal/history/13.png">
            </div>
            <div class="cmb-his-item-body-title">
              <div class="cmb-his-item-body-year">2019</div>
              <div class="cmb-his-item-body-text">清风公约</div>
              <div class="cmb-his-item-body-date">2019.11.03</div>
            </div>
            <div class="cmb-his-item-body-content">
              <div class="cmb-his-item-body-year">2019</div>
              <div class="cmb-his-item-body-text">清风公约</div>
              <div class="cmb-his-item-body-date">2019.11.03</div>
              <div class="cmb-his-item-body-info">2019年11月,招行推出改进工作作风的“清风公约”,从文化层面为反对“大企业病”开出一剂药方。“清风公约”不仅诠释了轻文化的丰富内涵,也是招行员工践行轻文化的行为准则。“清风公约”一经推出,即引起行内广大员工强烈共鸣,并自发传播到行外,引起社会的热烈反响和点赞。</div>
            </div>
          </div>
          <div class="cmb-his-item-point"></div>
        </div>
        <div class="cmb-his-item cmb-his-item-hide" style="bottom: 1499.69px; left: 3045.34px;">
          <div class="cmb-his-item-title">
            <div class="cmb-his-item-title-year">2020</div>
            <div class="cmb-his-item-title-text">开放与融合</div>
          </div>
          <div class="cmb-his-item-body">
            <div class="cmb-his-item-body-img">
              <img src="https://wwwcdn.cmbimg.com/Images/personal/history/14.png">
            </div>
            <div class="cmb-his-item-body-title">
              <div class="cmb-his-item-body-year">2020</div>
              <div class="cmb-his-item-body-text">开放与融合</div>
              <div class="cmb-his-item-body-date">2020.05.18</div>
            </div>
            <div class="cmb-his-item-body-content">
              <div class="cmb-his-item-body-year">2020</div>
              <div class="cmb-his-item-body-text">开放与融合</div>
              <div class="cmb-his-item-body-date">2020.05.18</div>
              <div class="cmb-his-item-body-info">2020年,招行提出开放与融合作为解锁数字化时代经营模式的钥匙和方法论,通过内部融合提升服务能力,通过连接开放突破服务边界进入客户的生活圈、企业的经营圈,营造服务生态,并将开放与融合贯彻应用于业务、科技、组织及文化升级的方方面面。</div>
            </div>
          </div>
          <div class="cmb-his-item-point"></div>
        </div>
        <div class="cmb-his-ctrl">
          <div class="cmb-his-btn cmb-his-left"></div>
          <div class="cmb-his-ctrl-span">
            <span class="cmb-his-ctrl-span-cur">1</span>
            <span class="">/</span>
            <span class="cmb-his-ctrl-span-total">13</span>
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          <div class="cmb-his-btn cmb-his-right"></div>
        </div>
        <div class="cmb-his-active-point" style="bottom: -120px; left: 132px;"></div>
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      }

      function adjustActive(active) {
        var abottom = parseFloat(jQuery(".cmb-his-active-point").css("bottom").replace("px", ""));
        var aleft = parseFloat(jQuery(".cmb-his-active-point").css("left").replace("px", ""));
        var bottom = parseFloat(jQuery(".cmb-his-active").css("bottom").replace("px", ""));
        var left = parseFloat(jQuery(".cmb-his-active").css("left").replace("px", ""));
        var shouldPosition = active.offestActive({
          x: left,
          y: bottom
        });
        if (shouldPosition.x != aleft) {
          jQuery(".cmb-his-active-point").css("left", shouldPosition.x + "px");
        }
        if (shouldPosition.y != abottom) {
          jQuery(".cmb-his-active-point").css("bottom", shouldPosition.y + "px");
        }
      }

      function showActive(curIndex) {
        jQuery(".cmb-his-item.cmb-his-active").addClass("cmb-his-prev");
        jQuery(".cmb-his-item.cmb-his-prev .cmb-his-item-body").animate({
          opacity: 0,
          bottom: "-20px"
        }, duringTime * 2)
        jQuery(".cmb-his-item.cmb-his-active").removeClass("cmb-his-active");
        setTimeout(function() {
          jQuery(".cmb-his-item.cmb-his-prev").removeClass("cmb-his-prev");
        }, duringTime * 2)
        jQuery(".cmb-his-item").eq((curIndex || curIndex === 0) ? curIndex : activeCm.curIndex).addClass("cmb-his-active");
        jQuery(".cmb-his-item.cmb-his-active .cmb-his-item-body").animate({
          opacity: 1,
          bottom: "0px"
        }, duringTime * 2)
        jQuery(".cmb-his-ctrl-span-cur").text((curIndex || curIndex === 0) ? curIndex + 1 : activeCm.curIndex + 1)
      }

      function holdContentInContainer($container, $content, option) {
        var width = $content.width();
        var add = parseFloat(option.width.replace("px", "")) - width;
        var containerBound = $container[0].getBoundingClientRect();
        var contentBound = $content[0].getBoundingClientRect();
        var _option = {};
        if (contentBound.right + add > containerBound.right) {
          var offset = contentBound.right + add - containerBound.right;
          var right = parseFloat($content.css("right").replace("px", ""));
          right += offset;
          _option.right = right + "px";
        }
        return Object.assign(_option, option);
      }

      function findContentInContainer() {
        jQuery(".cmb-his-item").each(function() {
          var containerBound = jQuery(".cmb-his-container")[0].getBoundingClientRect();
          if (jQuery(this).hasClass("cmb-his-item-hide")) {
            jQuery(this).removeClass("cmb-his-item-hide");
          }
          var contentBound = jQuery(this)[0].getBoundingClientRect();
          if ((contentBound.top > containerBound.top && contentBound.bottom < containerBound.bottom) && nearbyItem(jQuery(this))) {
            jQuery(this).removeClass("cmb-his-item-hide");
          } else {
            jQuery(this).addClass("cmb-his-item-hide");
          }
        })
      }

      function nearbyItem($this) {
        var curIndex = jQuery(".cmb-his-item.cmb-his-active").index();
        var length = jQuery(".cmb-his-item").length;
        return ((Math.abs(curIndex - $this.index()) < 10) || Math.min($this.index() - curIndex, length - ($this.index() - curIndex)));
      }

      function checkContentInContainer($container, $content) {
        var containerBound = $container[0].getBoundingClientRect();
        var contentBound = $content[0].getBoundingClientRect();
        if (contentBound.top > containerBound.top && contentBound.bottom < containerBound.bottom && contentBound.left > containerBound.left && contentBound.right < containerBound.right) {
          return true;
        } else {
          return false;
        }
      }
    })
  </script>
  <style>
    .cmb-his-container {
      width: 1200px;
      height: 186px;
      margin: 0 auto;
      background: url(https://wwwcdn.cmbimg.com/Images/personal/history/world.png);
      padding-top: 244px;
      overflow: hidden;
    }

    .cmb-his-line {
      width: 1190px;
      height: 195px;
      background: url("https://wwwcdn.cmbimg.com/Images/personal/history/line.png");
    }

    .cmb-his-content {
      position: relative;
    }

    .cmb-his-item {
      position: absolute;
      bottom: -114px;
      left: 138px;
    }

    .cmb-his-item-hide {
      display: none;
    }

    .cmb-his-item.cmb-his-active .cmb-his-item-body {
      display: block;
      opacity: 0;
      bottom: -20px;
    }

    .cmb-his-item.cmb-his-prev .cmb-his-item-body {
      display: block;
    }

    .cmb-his-item-body {
      width: 120px;
      height: 175px;
      background: #FFFFFF;
      box-shadow: 0 2px 15px 0 rgba(0, 0, 0, 0.07);
      position: relative;
      padding: 15px;
      overflow: hidden;
      right: 45px;
      display: none;
      z-index: 1;
    }

    .cmb-his-item-point {
      width: 10px;
      height: 10px;
      background: url("https://wwwcdn.cmbimg.com/Images/personal/history/point.png");
      margin-top: 20px;
    }

    .cmb-his-ctrl {
      position: absolute;
      right: 19px;
      bottom: -162px;
    }

    .cmb-his-btn {
      width: 30px;
      height: 30px;
      display: inline-block;
      cursor: pointer;
    }

    .cmb-his-left {
      background: url("https://wwwcdn.cmbimg.com/Images/personal/history/left.png");
    }

    .cmb-his-right {
      background: url("https://wwwcdn.cmbimg.com/Images/personal/history/right.png");
    }

    .cmb-his-ctrl-span {
      width: 50px;
      height: 30px;
      display: inline-block;
      vertical-align: top;
      padding-top: 5px;
      font-size: 0px;
      white-space: nowrap;
    }

    .cmb-his-ctrl-span span {
      font-size: 14px;
      color: #3F3F3F;
      letter-spacing: 0.58px;
      text-align: justify;
      font-weight: bold;
      display: inline-block;
    }

    .cmb-his-ctrl-span-cur {
      color: #A30030 !important;
      width: 20px;
      text-align: right !important;
    }

    .cmb-his-ctrl-span-total {
      width: 20px
    }

    .cmb-his-active-point {
      width: 22px;
      height: 22px;
      background: url("https://wwwcdn.cmbimg.com/Images/personal/history/point_active.png");
      position: absolute;
    }

    .cmb-his-item-body-img {
      width: 120px;
      height: 84px;
      position: absolute;
      overflow: hidden;
    }

    .cmb-his-item-body-title {
      position: absolute;
      top: 140px;
    }

    .cmb-his-item-body-content {
      position: absolute;
      width: 308px;
      left: 0px;
      opacity: 0;
      text-align: justify;
    }

    .cmb-his-item-body-year {
      opacity: 0.24;
      font-size: 24px;
      color: #626262;
      letter-spacing: 0.34px;
      line-height: 28px;
      font-style: italic;
      font-weight: bold;
    }

    .cmb-his-item-body-text {
      font-size: 14px;
      color: #333333;
      letter-spacing: 0.58px;
      position: relative;
      top: -13px;
      font-weight: bold;
    }

    .cmb-his-item-body-date {
      font-size: 12px;
      color: #999999;
      letter-spacing: 0.5px;
      position: relative;
      top: -14px;
    }

    .cmb-his-item-body-content .cmb-his-item-body-date {
      font-size: 14px;
      top: -33px;
      left: 229px;
    }

    .cmb-his-item-body-content .cmb-his-item-body-text {
      font-size: 14px;
      color: #5c89ea;
    }

    .cmb-his-item-body-content .cmb-his-item-body-year {}

    .cmb-his-item-body-info {
      font-size: 14px;
      position: relative;
      top: -24px;
      color: #999999;
    }

    .cmb-his-item-body-img img {
      height: 100%;
      position: relative;
    }

    .cmb-his-item-title {
      position: relative;
    }

    .cmb-his-item.cmb-his-active .cmb-his-item-title {
      display: none;
    }

    .cmb-his-item.cmb-his-prev .cmb-his-item-title {
      display: none;
    }

    .cmb-his-item-title-year {
      font-size: 16px;
      color: #333333;
      letter-spacing: 0.57px;
      font-weight: bold;
    }

    .cmb-his-item-title-text {
      font-size: 14px;
      color: #999999;
      margin-top: 8px;
      letter-spacing: 0.58px;
      width: 156px;
    }
  </style>
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个人业务
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重要公告:
关于做好2023年劳动节期间“招财金”业务市场风...
关于2023年劳动节期间部分个人贵金属及个人外汇...
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关于调整相关服务项目的通告
关于2023年4月清明节及国际假期部分个人贵金属...
关于我行新增合作理财公司的公告
关于我行企业APP公司理财数据迁移的通告
关于调整一卡通账户变动短信通知服务策略的通告
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日常消费怎么省钱?

努力工作升职加薪可以多赚10%,而我聪明消费也能。用招行卡,吃喝玩乐优惠多多,生活缴费红包连连,工资理财收益稳健。点滴积累,一个月开支竟然省下了好几百块。

高端客户,如何使用自己的权益?

在商务出行、海外教育、健康管理等方面,我们都非常依赖招商银行的私行服务,招行于我们早已不只是一家银行,而更像是管家与同行者。

买房买车,预算不够怎么办?

买房装修忙前顾后,期待的同时,烦恼随之而来。三年前我在招商银行做了房屋贷款计划,既安全又有保障。不仅住上了理想的房子,生活品质也没有因此下降。

收入少,需不需要理财?

理财是一种有规划的人生态度。让每一笔“小钱”像雪球一样越滚越大。刚毕业那会儿,我咬着牙就从几千块钱的月薪中学着做定投。几年过去了,不仅工资翻倍,理财结构和收益也更加科学可靠。

聪明消费,多攒一笔
权益更多,私享生活
大件消费,轻松贷款
善于理财,薪上加薪

1987
生而不一样
1987
生而不一样
1987.04.08
1987
生而不一样
1987.04.08
1987年4月8日,招商银行在中国改革开放的前沿——深圳蛇口开业,新中国第一家由企业创办、自主经营、独立核算、自负盈亏的商业银行宣告诞生。不一样的基因、不一样的服务、不一样的机制、不一样的科技……这些迥然不同的特质,造就了“不一样”的招商银行。

1987
现代公司治理
1987
现代公司治理
1987.05.15
1987
现代公司治理
1987.05.15
招商银行创办时,虽然只有招商局一家股东,但坚持按照国际惯例创建现代企业管理制度,组建董事会、监事会,并按法规制定了《招商银行章程》。在第一次董事会会议上,招商银行就确定了董事会领导下的行长负责制,明确所有权与经营权分开。

1993
招银模式
1993
招银模式
1993.03.09
1993
招银模式
1993.03.09
1993年,《经济日报》在报道中首先提出“招银模式”。随后《人民日报》《新华社内参》《金融时报》等多家媒体相继对我行作了报道。一时间,“招银模式”成了金融界热门话题,其涵义主要包括:无行政级别、自主经营、自负盈亏、自担风险、董事会领导下的行长负责制等。

1995
一卡通
1995
一卡通
1995.02.09
1995
一卡通
1995.02.09
1995年,招商银行推出集多储种、多币种、多功能服务于一身的电子货币卡——“一卡通”。一卡通将客户号管理这个先进的理念引入中国市场,引领着中国银行业由存折时代进入卡片时代。一卡通是中国银行业储蓄服务的一场革命,推动了中国银行业结算制度的变革。

1996
牛奶与咖啡服务
1996
牛奶与咖啡服务
1996.07.13
1996
牛奶与咖啡服务
1996.07.13
讲招行的服务发展史,一定避不开沈阳分行的牛奶咖啡革命。1996年,沈阳分行行长孙培泮提出要让客户来招行享受到“上帝”一样的服务,沈阳分行率先将顾客服务区域扩大,摆放舒适沙发,并给客人提供咖啡和牛奶。随后,总行在沈阳召开现场会,全面总结推广这一服务模式。

1997
一网通
1997
一网通
1997.01.23
1987
一网通
1997.01.23
1997年,招商银行率先推出自己的网站——“一网通”(域名为:www.cmbchina.com),这是中国银行业最早的域名之一。1998年,招行推出面向个人客户的网上银行服务——“网上支付”业务,成为国内首家在互联网上提供支付服务的银行。

2002
因您而变
2002
因您而变
2002.02.09
2002
因您而变
2002.02.09
“因您而变”是招商银行自2002年开始使用的企业品牌口号,该口号由“山因势而变、水因时而变、人因思而变”这一品牌策略推演而来。招商银行把客户比作太阳,招行是始终围绕太阳生长变化的向日葵。

2014
“轻型银行”
2014
“轻型银行”
2014.01.04
2014
“轻型银行”
2014.01.04
2014年,招行提出“轻型银行”的转型方向。轻型银行的本质,就是以更少的资本消耗、更集约的经营方式、更灵巧的应变能力,实现更高效的发展和更丰厚的价值回报。其内涵包括四个方面:轻资产、轻运营、轻管理、轻文化。

2014
“一体两翼”
2014
“一体两翼”
2014.02.11
2014
“一体两翼”
2014.02.11
2014年,招行提出以“一体两翼”为战略定位,零售金融是“一体”,公司金融和同业金融是“两翼”。“一体两翼”是对招行独特优势业务的一种战略整合,是一个正向循环、互相促进的有机整体。

2017
金融科技银行
2017
金融科技银行
2017.03.12
2017
金融科技银行
2017.03.12
2017年,招行提出要把自己定位为一家“金融科技银行”,为转型下半场提供源源不断的“核动力”,对标科技公司,改变业务模式、运营方式、管理模式和基础架构。

2019
招行App用户数破亿
2019
招行App用户数破亿
2019.09.12
2019
招商银行App用户数破亿
2019.09.12
2019年9月12日,招商银行App用户数突破1亿。这是招行继零售客户数(含信用卡)、两大App用户数、个人储蓄账户数破亿后,在零售用户规模上的第四个“亿级”里程碑,招行也因此成为国内首家App用户数破亿的股份制商业银行。

2019
清风公约
2019
清风公约
2019.11.03
2019
清风公约
2019.11.03
2019年11月,招行推出改进工作作风的“清风公约”,从文化层面为反对“大企业病”开出一剂药方。“清风公约”不仅诠释了轻文化的丰富内涵,也是招行员工践行轻文化的行为准则。“清风公约”一经推出,即引起行内广大员工强烈共鸣,并自发传播到行外,引起社会的热烈反响和点赞。

2020
开放与融合
2020
开放与融合
2020.05.18
2020
开放与融合
2020.05.18
2020年,招行提出开放与融合作为解锁数字化时代经营模式的钥匙和方法论,通过内部融合提升服务能力,通过连接开放突破服务边界进入客户的生活圈、企业的经营圈,营造服务生态,并将开放与融合贯彻应用于业务、科技、组织及文化升级的方方面面。

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