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Submitted URL: http://private-capital.com.hk/stories/james-and-amy/
Effective URL: https://private-capital.com.hk/stories/james-and-amy/
Submission: On May 30 via api from US — Scanned from SG
Effective URL: https://private-capital.com.hk/stories/james-and-amy/
Submission: On May 30 via api from US — Scanned from SG
Form analysis 1 forms found in the DOM
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<div class="form-row">
<div class="form-item">
<span class="wpcf7-form-control-wrap" data-name="phonetext-411">
<div class="intl-tel-input allow-dropdown">
<div class="flag-container">
<div class="selected-flag" tabindex="0" title="Singapore: +65">
<div class="iti-flag sg"></div>
<div class="iti-arrow"></div>
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<ul class="country-list hide">
<li class="country preferred" data-dial-code="1" data-country-code="us">
<div class="flag-box">
<div class="iti-flag us"></div>
</div><span class="country-name">United States</span><span class="dial-code">+1</span>
</li>
<li class="country preferred" data-dial-code="44" data-country-code="gb">
<div class="flag-box">
<div class="iti-flag gb"></div>
</div><span class="country-name">United Kingdom</span><span class="dial-code">+44</span>
</li>
<li class="divider"></li>
<li class="country" data-dial-code="93" data-country-code="af">
<div class="flag-box">
<div class="iti-flag af"></div>
</div><span class="country-name">Afghanistan (افغانستان)</span><span class="dial-code">+93</span>
</li>
<li class="country" data-dial-code="355" data-country-code="al">
<div class="flag-box">
<div class="iti-flag al"></div>
</div><span class="country-name">Albania (Shqipëri)</span><span class="dial-code">+355</span>
</li>
<li class="country" data-dial-code="213" data-country-code="dz">
<div class="flag-box">
<div class="iti-flag dz"></div>
</div><span class="country-name">Algeria (الجزائر)</span><span class="dial-code">+213</span>
</li>
<li class="country" data-dial-code="1684" data-country-code="as">
<div class="flag-box">
<div class="iti-flag as"></div>
</div><span class="country-name">American Samoa</span><span class="dial-code">+1684</span>
</li>
<li class="country" data-dial-code="376" data-country-code="ad">
<div class="flag-box">
<div class="iti-flag ad"></div>
</div><span class="country-name">Andorra</span><span class="dial-code">+376</span>
</li>
<li class="country" data-dial-code="244" data-country-code="ao">
<div class="flag-box">
<div class="iti-flag ao"></div>
</div><span class="country-name">Angola</span><span class="dial-code">+244</span>
</li>
<li class="country" data-dial-code="1264" data-country-code="ai">
<div class="flag-box">
<div class="iti-flag ai"></div>
</div><span class="country-name">Anguilla</span><span class="dial-code">+1264</span>
</li>
<li class="country" data-dial-code="1268" data-country-code="ag">
<div class="flag-box">
<div class="iti-flag ag"></div>
</div><span class="country-name">Antigua and Barbuda</span><span class="dial-code">+1268</span>
</li>
<li class="country" data-dial-code="54" data-country-code="ar">
<div class="flag-box">
<div class="iti-flag ar"></div>
</div><span class="country-name">Argentina</span><span class="dial-code">+54</span>
</li>
<li class="country" data-dial-code="374" data-country-code="am">
<div class="flag-box">
<div class="iti-flag am"></div>
</div><span class="country-name">Armenia (Հայաստան)</span><span class="dial-code">+374</span>
</li>
<li class="country" data-dial-code="297" data-country-code="aw">
<div class="flag-box">
<div class="iti-flag aw"></div>
</div><span class="country-name">Aruba</span><span class="dial-code">+297</span>
</li>
<li class="country" data-dial-code="61" data-country-code="au">
<div class="flag-box">
<div class="iti-flag au"></div>
</div><span class="country-name">Australia</span><span class="dial-code">+61</span>
</li>
<li class="country" data-dial-code="43" data-country-code="at">
<div class="flag-box">
<div class="iti-flag at"></div>
</div><span class="country-name">Austria (Österreich)</span><span class="dial-code">+43</span>
</li>
<li class="country" data-dial-code="994" data-country-code="az">
<div class="flag-box">
<div class="iti-flag az"></div>
</div><span class="country-name">Azerbaijan (Azərbaycan)</span><span class="dial-code">+994</span>
</li>
<li class="country" data-dial-code="1242" data-country-code="bs">
<div class="flag-box">
<div class="iti-flag bs"></div>
</div><span class="country-name">Bahamas</span><span class="dial-code">+1242</span>
</li>
<li class="country" data-dial-code="973" data-country-code="bh">
<div class="flag-box">
<div class="iti-flag bh"></div>
</div><span class="country-name">Bahrain (البحرين)</span><span class="dial-code">+973</span>
</li>
<li class="country" data-dial-code="880" data-country-code="bd">
<div class="flag-box">
<div class="iti-flag bd"></div>
</div><span class="country-name">Bangladesh (বাংলাদেশ)</span><span class="dial-code">+880</span>
</li>
<li class="country" data-dial-code="1246" data-country-code="bb">
<div class="flag-box">
<div class="iti-flag bb"></div>
</div><span class="country-name">Barbados</span><span class="dial-code">+1246</span>
</li>
<li class="country" data-dial-code="375" data-country-code="by">
<div class="flag-box">
<div class="iti-flag by"></div>
</div><span class="country-name">Belarus (Беларусь)</span><span class="dial-code">+375</span>
</li>
<li class="country" data-dial-code="32" data-country-code="be">
<div class="flag-box">
<div class="iti-flag be"></div>
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</li>
<li class="country" data-dial-code="501" data-country-code="bz">
<div class="flag-box">
<div class="iti-flag bz"></div>
</div><span class="country-name">Belize</span><span class="dial-code">+501</span>
</li>
<li class="country" data-dial-code="229" data-country-code="bj">
<div class="flag-box">
<div class="iti-flag bj"></div>
</div><span class="country-name">Benin (Bénin)</span><span class="dial-code">+229</span>
</li>
<li class="country" data-dial-code="1441" data-country-code="bm">
<div class="flag-box">
<div class="iti-flag bm"></div>
</div><span class="country-name">Bermuda</span><span class="dial-code">+1441</span>
</li>
<li class="country" data-dial-code="975" data-country-code="bt">
<div class="flag-box">
<div class="iti-flag bt"></div>
</div><span class="country-name">Bhutan (འབྲུག)</span><span class="dial-code">+975</span>
</li>
<li class="country" data-dial-code="591" data-country-code="bo">
<div class="flag-box">
<div class="iti-flag bo"></div>
</div><span class="country-name">Bolivia</span><span class="dial-code">+591</span>
</li>
<li class="country" data-dial-code="387" data-country-code="ba">
<div class="flag-box">
<div class="iti-flag ba"></div>
</div><span class="country-name">Bosnia and Herzegovina (Босна и Херцеговина)</span><span class="dial-code">+387</span>
</li>
<li class="country" data-dial-code="267" data-country-code="bw">
<div class="flag-box">
<div class="iti-flag bw"></div>
</div><span class="country-name">Botswana</span><span class="dial-code">+267</span>
</li>
<li class="country" data-dial-code="55" data-country-code="br">
<div class="flag-box">
<div class="iti-flag br"></div>
</div><span class="country-name">Brazil (Brasil)</span><span class="dial-code">+55</span>
</li>
<li class="country" data-dial-code="246" data-country-code="io">
<div class="flag-box">
<div class="iti-flag io"></div>
</div><span class="country-name">British Indian Ocean Territory</span><span class="dial-code">+246</span>
</li>
<li class="country" data-dial-code="1284" data-country-code="vg">
<div class="flag-box">
<div class="iti-flag vg"></div>
</div><span class="country-name">British Virgin Islands</span><span class="dial-code">+1284</span>
</li>
<li class="country" data-dial-code="673" data-country-code="bn">
<div class="flag-box">
<div class="iti-flag bn"></div>
</div><span class="country-name">Brunei</span><span class="dial-code">+673</span>
</li>
<li class="country" data-dial-code="359" data-country-code="bg">
<div class="flag-box">
<div class="iti-flag bg"></div>
</div><span class="country-name">Bulgaria (България)</span><span class="dial-code">+359</span>
</li>
<li class="country" data-dial-code="226" data-country-code="bf">
<div class="flag-box">
<div class="iti-flag bf"></div>
</div><span class="country-name">Burkina Faso</span><span class="dial-code">+226</span>
</li>
<li class="country" data-dial-code="257" data-country-code="bi">
<div class="flag-box">
<div class="iti-flag bi"></div>
</div><span class="country-name">Burundi (Uburundi)</span><span class="dial-code">+257</span>
</li>
<li class="country" data-dial-code="855" data-country-code="kh">
<div class="flag-box">
<div class="iti-flag kh"></div>
</div><span class="country-name">Cambodia (កម្ពុជា)</span><span class="dial-code">+855</span>
</li>
<li class="country" data-dial-code="237" data-country-code="cm">
<div class="flag-box">
<div class="iti-flag cm"></div>
</div><span class="country-name">Cameroon (Cameroun)</span><span class="dial-code">+237</span>
</li>
<li class="country" data-dial-code="1" data-country-code="ca">
<div class="flag-box">
<div class="iti-flag ca"></div>
</div><span class="country-name">Canada</span><span class="dial-code">+1</span>
</li>
<li class="country" data-dial-code="238" data-country-code="cv">
<div class="flag-box">
<div class="iti-flag cv"></div>
</div><span class="country-name">Cape Verde (Kabu Verdi)</span><span class="dial-code">+238</span>
</li>
<li class="country" data-dial-code="599" data-country-code="bq">
<div class="flag-box">
<div class="iti-flag bq"></div>
</div><span class="country-name">Caribbean Netherlands</span><span class="dial-code">+599</span>
</li>
<li class="country" data-dial-code="1345" data-country-code="ky">
<div class="flag-box">
<div class="iti-flag ky"></div>
</div><span class="country-name">Cayman Islands</span><span class="dial-code">+1345</span>
</li>
<li class="country" data-dial-code="236" data-country-code="cf">
<div class="flag-box">
<div class="iti-flag cf"></div>
</div><span class="country-name">Central African Republic (République centrafricaine)</span><span class="dial-code">+236</span>
</li>
<li class="country" data-dial-code="235" data-country-code="td">
<div class="flag-box">
<div class="iti-flag td"></div>
</div><span class="country-name">Chad (Tchad)</span><span class="dial-code">+235</span>
</li>
<li class="country" data-dial-code="56" data-country-code="cl">
<div class="flag-box">
<div class="iti-flag cl"></div>
</div><span class="country-name">Chile</span><span class="dial-code">+56</span>
</li>
<li class="country" data-dial-code="86" data-country-code="cn">
<div class="flag-box">
<div class="iti-flag cn"></div>
</div><span class="country-name">China (中国)</span><span class="dial-code">+86</span>
</li>
<li class="country" data-dial-code="61" data-country-code="cx">
<div class="flag-box">
<div class="iti-flag cx"></div>
</div><span class="country-name">Christmas Island</span><span class="dial-code">+61</span>
</li>
<li class="country" data-dial-code="61" data-country-code="cc">
<div class="flag-box">
<div class="iti-flag cc"></div>
</div><span class="country-name">Cocos (Keeling) Islands</span><span class="dial-code">+61</span>
</li>
<li class="country" data-dial-code="57" data-country-code="co">
<div class="flag-box">
<div class="iti-flag co"></div>
</div><span class="country-name">Colombia</span><span class="dial-code">+57</span>
</li>
<li class="country" data-dial-code="269" data-country-code="km">
<div class="flag-box">
<div class="iti-flag km"></div>
</div><span class="country-name">Comoros (جزر القمر)</span><span class="dial-code">+269</span>
</li>
<li class="country" data-dial-code="243" data-country-code="cd">
<div class="flag-box">
<div class="iti-flag cd"></div>
</div><span class="country-name">Congo (DRC) (Jamhuri ya Kidemokrasia ya Kongo)</span><span class="dial-code">+243</span>
</li>
<li class="country" data-dial-code="242" data-country-code="cg">
<div class="flag-box">
<div class="iti-flag cg"></div>
</div><span class="country-name">Congo (Republic) (Congo-Brazzaville)</span><span class="dial-code">+242</span>
</li>
<li class="country" data-dial-code="682" data-country-code="ck">
<div class="flag-box">
<div class="iti-flag ck"></div>
</div><span class="country-name">Cook Islands</span><span class="dial-code">+682</span>
</li>
<li class="country" data-dial-code="506" data-country-code="cr">
<div class="flag-box">
<div class="iti-flag cr"></div>
</div><span class="country-name">Costa Rica</span><span class="dial-code">+506</span>
</li>
<li class="country" data-dial-code="225" data-country-code="ci">
<div class="flag-box">
<div class="iti-flag ci"></div>
</div><span class="country-name">Côte d’Ivoire</span><span class="dial-code">+225</span>
</li>
<li class="country" data-dial-code="385" data-country-code="hr">
<div class="flag-box">
<div class="iti-flag hr"></div>
</div><span class="country-name">Croatia (Hrvatska)</span><span class="dial-code">+385</span>
</li>
<li class="country" data-dial-code="53" data-country-code="cu">
<div class="flag-box">
<div class="iti-flag cu"></div>
</div><span class="country-name">Cuba</span><span class="dial-code">+53</span>
</li>
<li class="country" data-dial-code="599" data-country-code="cw">
<div class="flag-box">
<div class="iti-flag cw"></div>
</div><span class="country-name">Curaçao</span><span class="dial-code">+599</span>
</li>
<li class="country" data-dial-code="357" data-country-code="cy">
<div class="flag-box">
<div class="iti-flag cy"></div>
</div><span class="country-name">Cyprus (Κύπρος)</span><span class="dial-code">+357</span>
</li>
<li class="country" data-dial-code="420" data-country-code="cz">
<div class="flag-box">
<div class="iti-flag cz"></div>
</div><span class="country-name">Czech Republic (Česká republika)</span><span class="dial-code">+420</span>
</li>
<li class="country" data-dial-code="45" data-country-code="dk">
<div class="flag-box">
<div class="iti-flag dk"></div>
</div><span class="country-name">Denmark (Danmark)</span><span class="dial-code">+45</span>
</li>
<li class="country" data-dial-code="253" data-country-code="dj">
<div class="flag-box">
<div class="iti-flag dj"></div>
</div><span class="country-name">Djibouti</span><span class="dial-code">+253</span>
</li>
<li class="country" data-dial-code="1767" data-country-code="dm">
<div class="flag-box">
<div class="iti-flag dm"></div>
</div><span class="country-name">Dominica</span><span class="dial-code">+1767</span>
</li>
<li class="country" data-dial-code="1" data-country-code="do">
<div class="flag-box">
<div class="iti-flag do"></div>
</div><span class="country-name">Dominican Republic (República Dominicana)</span><span class="dial-code">+1</span>
</li>
<li class="country" data-dial-code="593" data-country-code="ec">
<div class="flag-box">
<div class="iti-flag ec"></div>
</div><span class="country-name">Ecuador</span><span class="dial-code">+593</span>
</li>
<li class="country" data-dial-code="20" data-country-code="eg">
<div class="flag-box">
<div class="iti-flag eg"></div>
</div><span class="country-name">Egypt (مصر)</span><span class="dial-code">+20</span>
</li>
<li class="country" data-dial-code="503" data-country-code="sv">
<div class="flag-box">
<div class="iti-flag sv"></div>
</div><span class="country-name">El Salvador</span><span class="dial-code">+503</span>
</li>
<li class="country" data-dial-code="240" data-country-code="gq">
<div class="flag-box">
<div class="iti-flag gq"></div>
</div><span class="country-name">Equatorial Guinea (Guinea Ecuatorial)</span><span class="dial-code">+240</span>
</li>
<li class="country" data-dial-code="291" data-country-code="er">
<div class="flag-box">
<div class="iti-flag er"></div>
</div><span class="country-name">Eritrea</span><span class="dial-code">+291</span>
</li>
<li class="country" data-dial-code="372" data-country-code="ee">
<div class="flag-box">
<div class="iti-flag ee"></div>
</div><span class="country-name">Estonia (Eesti)</span><span class="dial-code">+372</span>
</li>
<li class="country" data-dial-code="251" data-country-code="et">
<div class="flag-box">
<div class="iti-flag et"></div>
</div><span class="country-name">Ethiopia</span><span class="dial-code">+251</span>
</li>
<li class="country" data-dial-code="500" data-country-code="fk">
<div class="flag-box">
<div class="iti-flag fk"></div>
</div><span class="country-name">Falkland Islands (Islas Malvinas)</span><span class="dial-code">+500</span>
</li>
<li class="country" data-dial-code="298" data-country-code="fo">
<div class="flag-box">
<div class="iti-flag fo"></div>
</div><span class="country-name">Faroe Islands (Føroyar)</span><span class="dial-code">+298</span>
</li>
<li class="country" data-dial-code="679" data-country-code="fj">
<div class="flag-box">
<div class="iti-flag fj"></div>
</div><span class="country-name">Fiji</span><span class="dial-code">+679</span>
</li>
<li class="country" data-dial-code="358" data-country-code="fi">
<div class="flag-box">
<div class="iti-flag fi"></div>
</div><span class="country-name">Finland (Suomi)</span><span class="dial-code">+358</span>
</li>
<li class="country" data-dial-code="33" data-country-code="fr">
<div class="flag-box">
<div class="iti-flag fr"></div>
</div><span class="country-name">France</span><span class="dial-code">+33</span>
</li>
<li class="country" data-dial-code="594" data-country-code="gf">
<div class="flag-box">
<div class="iti-flag gf"></div>
</div><span class="country-name">French Guiana (Guyane française)</span><span class="dial-code">+594</span>
</li>
<li class="country" data-dial-code="689" data-country-code="pf">
<div class="flag-box">
<div class="iti-flag pf"></div>
</div><span class="country-name">French Polynesia (Polynésie française)</span><span class="dial-code">+689</span>
</li>
<li class="country" data-dial-code="241" data-country-code="ga">
<div class="flag-box">
<div class="iti-flag ga"></div>
</div><span class="country-name">Gabon</span><span class="dial-code">+241</span>
</li>
<li class="country" data-dial-code="220" data-country-code="gm">
<div class="flag-box">
<div class="iti-flag gm"></div>
</div><span class="country-name">Gambia</span><span class="dial-code">+220</span>
</li>
<li class="country" data-dial-code="995" data-country-code="ge">
<div class="flag-box">
<div class="iti-flag ge"></div>
</div><span class="country-name">Georgia (საქართველო)</span><span class="dial-code">+995</span>
</li>
<li class="country" data-dial-code="49" data-country-code="de">
<div class="flag-box">
<div class="iti-flag de"></div>
</div><span class="country-name">Germany (Deutschland)</span><span class="dial-code">+49</span>
</li>
<li class="country" data-dial-code="233" data-country-code="gh">
<div class="flag-box">
<div class="iti-flag gh"></div>
</div><span class="country-name">Ghana (Gaana)</span><span class="dial-code">+233</span>
</li>
<li class="country" data-dial-code="350" data-country-code="gi">
<div class="flag-box">
<div class="iti-flag gi"></div>
</div><span class="country-name">Gibraltar</span><span class="dial-code">+350</span>
</li>
<li class="country" data-dial-code="30" data-country-code="gr">
<div class="flag-box">
<div class="iti-flag gr"></div>
</div><span class="country-name">Greece (Ελλάδα)</span><span class="dial-code">+30</span>
</li>
<li class="country" data-dial-code="299" data-country-code="gl">
<div class="flag-box">
<div class="iti-flag gl"></div>
</div><span class="country-name">Greenland (Kalaallit Nunaat)</span><span class="dial-code">+299</span>
</li>
<li class="country" data-dial-code="1473" data-country-code="gd">
<div class="flag-box">
<div class="iti-flag gd"></div>
</div><span class="country-name">Grenada</span><span class="dial-code">+1473</span>
</li>
<li class="country" data-dial-code="590" data-country-code="gp">
<div class="flag-box">
<div class="iti-flag gp"></div>
</div><span class="country-name">Guadeloupe</span><span class="dial-code">+590</span>
</li>
<li class="country" data-dial-code="1671" data-country-code="gu">
<div class="flag-box">
<div class="iti-flag gu"></div>
</div><span class="country-name">Guam</span><span class="dial-code">+1671</span>
</li>
<li class="country" data-dial-code="502" data-country-code="gt">
<div class="flag-box">
<div class="iti-flag gt"></div>
</div><span class="country-name">Guatemala</span><span class="dial-code">+502</span>
</li>
<li class="country" data-dial-code="44" data-country-code="gg">
<div class="flag-box">
<div class="iti-flag gg"></div>
</div><span class="country-name">Guernsey</span><span class="dial-code">+44</span>
</li>
<li class="country" data-dial-code="224" data-country-code="gn">
<div class="flag-box">
<div class="iti-flag gn"></div>
</div><span class="country-name">Guinea (Guinée)</span><span class="dial-code">+224</span>
</li>
<li class="country" data-dial-code="245" data-country-code="gw">
<div class="flag-box">
<div class="iti-flag gw"></div>
</div><span class="country-name">Guinea-Bissau (Guiné Bissau)</span><span class="dial-code">+245</span>
</li>
<li class="country" data-dial-code="592" data-country-code="gy">
<div class="flag-box">
<div class="iti-flag gy"></div>
</div><span class="country-name">Guyana</span><span class="dial-code">+592</span>
</li>
<li class="country" data-dial-code="509" data-country-code="ht">
<div class="flag-box">
<div class="iti-flag ht"></div>
</div><span class="country-name">Haiti</span><span class="dial-code">+509</span>
</li>
<li class="country" data-dial-code="504" data-country-code="hn">
<div class="flag-box">
<div class="iti-flag hn"></div>
</div><span class="country-name">Honduras</span><span class="dial-code">+504</span>
</li>
<li class="country" data-dial-code="852" data-country-code="hk">
<div class="flag-box">
<div class="iti-flag hk"></div>
</div><span class="country-name">Hong Kong (香港)</span><span class="dial-code">+852</span>
</li>
<li class="country" data-dial-code="36" data-country-code="hu">
<div class="flag-box">
<div class="iti-flag hu"></div>
</div><span class="country-name">Hungary (Magyarország)</span><span class="dial-code">+36</span>
</li>
<li class="country" data-dial-code="354" data-country-code="is">
<div class="flag-box">
<div class="iti-flag is"></div>
</div><span class="country-name">Iceland (Ísland)</span><span class="dial-code">+354</span>
</li>
<li class="country" data-dial-code="91" data-country-code="in">
<div class="flag-box">
<div class="iti-flag in"></div>
</div><span class="country-name">India (भारत)</span><span class="dial-code">+91</span>
</li>
<li class="country" data-dial-code="62" data-country-code="id">
<div class="flag-box">
<div class="iti-flag id"></div>
</div><span class="country-name">Indonesia</span><span class="dial-code">+62</span>
</li>
<li class="country" data-dial-code="98" data-country-code="ir">
<div class="flag-box">
<div class="iti-flag ir"></div>
</div><span class="country-name">Iran (ایران)</span><span class="dial-code">+98</span>
</li>
<li class="country" data-dial-code="964" data-country-code="iq">
<div class="flag-box">
<div class="iti-flag iq"></div>
</div><span class="country-name">Iraq (العراق)</span><span class="dial-code">+964</span>
</li>
<li class="country" data-dial-code="353" data-country-code="ie">
<div class="flag-box">
<div class="iti-flag ie"></div>
</div><span class="country-name">Ireland</span><span class="dial-code">+353</span>
</li>
<li class="country" data-dial-code="44" data-country-code="im">
<div class="flag-box">
<div class="iti-flag im"></div>
</div><span class="country-name">Isle of Man</span><span class="dial-code">+44</span>
</li>
<li class="country" data-dial-code="972" data-country-code="il">
<div class="flag-box">
<div class="iti-flag il"></div>
</div><span class="country-name">Israel (ישראל)</span><span class="dial-code">+972</span>
</li>
<li class="country" data-dial-code="39" data-country-code="it">
<div class="flag-box">
<div class="iti-flag it"></div>
</div><span class="country-name">Italy (Italia)</span><span class="dial-code">+39</span>
</li>
<li class="country" data-dial-code="1" data-country-code="jm">
<div class="flag-box">
<div class="iti-flag jm"></div>
</div><span class="country-name">Jamaica</span><span class="dial-code">+1</span>
</li>
<li class="country" data-dial-code="81" data-country-code="jp">
<div class="flag-box">
<div class="iti-flag jp"></div>
</div><span class="country-name">Japan (日本)</span><span class="dial-code">+81</span>
</li>
<li class="country" data-dial-code="44" data-country-code="je">
<div class="flag-box">
<div class="iti-flag je"></div>
</div><span class="country-name">Jersey</span><span class="dial-code">+44</span>
</li>
<li class="country" data-dial-code="962" data-country-code="jo">
<div class="flag-box">
<div class="iti-flag jo"></div>
</div><span class="country-name">Jordan (الأردن)</span><span class="dial-code">+962</span>
</li>
<li class="country" data-dial-code="7" data-country-code="kz">
<div class="flag-box">
<div class="iti-flag kz"></div>
</div><span class="country-name">Kazakhstan (Казахстан)</span><span class="dial-code">+7</span>
</li>
<li class="country" data-dial-code="254" data-country-code="ke">
<div class="flag-box">
<div class="iti-flag ke"></div>
</div><span class="country-name">Kenya</span><span class="dial-code">+254</span>
</li>
<li class="country" data-dial-code="686" data-country-code="ki">
<div class="flag-box">
<div class="iti-flag ki"></div>
</div><span class="country-name">Kiribati</span><span class="dial-code">+686</span>
</li>
<li class="country" data-dial-code="383" data-country-code="xk">
<div class="flag-box">
<div class="iti-flag xk"></div>
</div><span class="country-name">Kosovo</span><span class="dial-code">+383</span>
</li>
<li class="country" data-dial-code="965" data-country-code="kw">
<div class="flag-box">
<div class="iti-flag kw"></div>
</div><span class="country-name">Kuwait (الكويت)</span><span class="dial-code">+965</span>
</li>
<li class="country" data-dial-code="996" data-country-code="kg">
<div class="flag-box">
<div class="iti-flag kg"></div>
</div><span class="country-name">Kyrgyzstan (Кыргызстан)</span><span class="dial-code">+996</span>
</li>
<li class="country" data-dial-code="856" data-country-code="la">
<div class="flag-box">
<div class="iti-flag la"></div>
</div><span class="country-name">Laos (ລາວ)</span><span class="dial-code">+856</span>
</li>
<li class="country" data-dial-code="371" data-country-code="lv">
<div class="flag-box">
<div class="iti-flag lv"></div>
</div><span class="country-name">Latvia (Latvija)</span><span class="dial-code">+371</span>
</li>
<li class="country" data-dial-code="961" data-country-code="lb">
<div class="flag-box">
<div class="iti-flag lb"></div>
</div><span class="country-name">Lebanon (لبنان)</span><span class="dial-code">+961</span>
</li>
<li class="country" data-dial-code="266" data-country-code="ls">
<div class="flag-box">
<div class="iti-flag ls"></div>
</div><span class="country-name">Lesotho</span><span class="dial-code">+266</span>
</li>
<li class="country" data-dial-code="231" data-country-code="lr">
<div class="flag-box">
<div class="iti-flag lr"></div>
</div><span class="country-name">Liberia</span><span class="dial-code">+231</span>
</li>
<li class="country" data-dial-code="218" data-country-code="ly">
<div class="flag-box">
<div class="iti-flag ly"></div>
</div><span class="country-name">Libya (ليبيا)</span><span class="dial-code">+218</span>
</li>
<li class="country" data-dial-code="423" data-country-code="li">
<div class="flag-box">
<div class="iti-flag li"></div>
</div><span class="country-name">Liechtenstein</span><span class="dial-code">+423</span>
</li>
<li class="country" data-dial-code="370" data-country-code="lt">
<div class="flag-box">
<div class="iti-flag lt"></div>
</div><span class="country-name">Lithuania (Lietuva)</span><span class="dial-code">+370</span>
</li>
<li class="country" data-dial-code="352" data-country-code="lu">
<div class="flag-box">
<div class="iti-flag lu"></div>
</div><span class="country-name">Luxembourg</span><span class="dial-code">+352</span>
</li>
<li class="country" data-dial-code="853" data-country-code="mo">
<div class="flag-box">
<div class="iti-flag mo"></div>
</div><span class="country-name">Macau (澳門)</span><span class="dial-code">+853</span>
</li>
<li class="country" data-dial-code="389" data-country-code="mk">
<div class="flag-box">
<div class="iti-flag mk"></div>
</div><span class="country-name">Macedonia (FYROM) (Македонија)</span><span class="dial-code">+389</span>
</li>
<li class="country" data-dial-code="261" data-country-code="mg">
<div class="flag-box">
<div class="iti-flag mg"></div>
</div><span class="country-name">Madagascar (Madagasikara)</span><span class="dial-code">+261</span>
</li>
<li class="country" data-dial-code="265" data-country-code="mw">
<div class="flag-box">
<div class="iti-flag mw"></div>
</div><span class="country-name">Malawi</span><span class="dial-code">+265</span>
</li>
<li class="country" data-dial-code="60" data-country-code="my">
<div class="flag-box">
<div class="iti-flag my"></div>
</div><span class="country-name">Malaysia</span><span class="dial-code">+60</span>
</li>
<li class="country" data-dial-code="960" data-country-code="mv">
<div class="flag-box">
<div class="iti-flag mv"></div>
</div><span class="country-name">Maldives</span><span class="dial-code">+960</span>
</li>
<li class="country" data-dial-code="223" data-country-code="ml">
<div class="flag-box">
<div class="iti-flag ml"></div>
</div><span class="country-name">Mali</span><span class="dial-code">+223</span>
</li>
<li class="country" data-dial-code="356" data-country-code="mt">
<div class="flag-box">
<div class="iti-flag mt"></div>
</div><span class="country-name">Malta</span><span class="dial-code">+356</span>
</li>
<li class="country" data-dial-code="692" data-country-code="mh">
<div class="flag-box">
<div class="iti-flag mh"></div>
</div><span class="country-name">Marshall Islands</span><span class="dial-code">+692</span>
</li>
<li class="country" data-dial-code="596" data-country-code="mq">
<div class="flag-box">
<div class="iti-flag mq"></div>
</div><span class="country-name">Martinique</span><span class="dial-code">+596</span>
</li>
<li class="country" data-dial-code="222" data-country-code="mr">
<div class="flag-box">
<div class="iti-flag mr"></div>
</div><span class="country-name">Mauritania (موريتانيا)</span><span class="dial-code">+222</span>
</li>
<li class="country" data-dial-code="230" data-country-code="mu">
<div class="flag-box">
<div class="iti-flag mu"></div>
</div><span class="country-name">Mauritius (Moris)</span><span class="dial-code">+230</span>
</li>
<li class="country" data-dial-code="262" data-country-code="yt">
<div class="flag-box">
<div class="iti-flag yt"></div>
</div><span class="country-name">Mayotte</span><span class="dial-code">+262</span>
</li>
<li class="country" data-dial-code="52" data-country-code="mx">
<div class="flag-box">
<div class="iti-flag mx"></div>
</div><span class="country-name">Mexico (México)</span><span class="dial-code">+52</span>
</li>
<li class="country" data-dial-code="691" data-country-code="fm">
<div class="flag-box">
<div class="iti-flag fm"></div>
</div><span class="country-name">Micronesia</span><span class="dial-code">+691</span>
</li>
<li class="country" data-dial-code="373" data-country-code="md">
<div class="flag-box">
<div class="iti-flag md"></div>
</div><span class="country-name">Moldova (Republica Moldova)</span><span class="dial-code">+373</span>
</li>
<li class="country" data-dial-code="377" data-country-code="mc">
<div class="flag-box">
<div class="iti-flag mc"></div>
</div><span class="country-name">Monaco</span><span class="dial-code">+377</span>
</li>
<li class="country" data-dial-code="976" data-country-code="mn">
<div class="flag-box">
<div class="iti-flag mn"></div>
</div><span class="country-name">Mongolia (Монгол)</span><span class="dial-code">+976</span>
</li>
<li class="country" data-dial-code="382" data-country-code="me">
<div class="flag-box">
<div class="iti-flag me"></div>
</div><span class="country-name">Montenegro (Crna Gora)</span><span class="dial-code">+382</span>
</li>
<li class="country" data-dial-code="1664" data-country-code="ms">
<div class="flag-box">
<div class="iti-flag ms"></div>
</div><span class="country-name">Montserrat</span><span class="dial-code">+1664</span>
</li>
<li class="country" data-dial-code="212" data-country-code="ma">
<div class="flag-box">
<div class="iti-flag ma"></div>
</div><span class="country-name">Morocco (المغرب)</span><span class="dial-code">+212</span>
</li>
<li class="country" data-dial-code="258" data-country-code="mz">
<div class="flag-box">
<div class="iti-flag mz"></div>
</div><span class="country-name">Mozambique (Moçambique)</span><span class="dial-code">+258</span>
</li>
<li class="country" data-dial-code="95" data-country-code="mm">
<div class="flag-box">
<div class="iti-flag mm"></div>
</div><span class="country-name">Myanmar (Burma) (မြန်မာ)</span><span class="dial-code">+95</span>
</li>
<li class="country" data-dial-code="264" data-country-code="na">
<div class="flag-box">
<div class="iti-flag na"></div>
</div><span class="country-name">Namibia (Namibië)</span><span class="dial-code">+264</span>
</li>
<li class="country" data-dial-code="674" data-country-code="nr">
<div class="flag-box">
<div class="iti-flag nr"></div>
</div><span class="country-name">Nauru</span><span class="dial-code">+674</span>
</li>
<li class="country" data-dial-code="977" data-country-code="np">
<div class="flag-box">
<div class="iti-flag np"></div>
</div><span class="country-name">Nepal (नेपाल)</span><span class="dial-code">+977</span>
</li>
<li class="country" data-dial-code="31" data-country-code="nl">
<div class="flag-box">
<div class="iti-flag nl"></div>
</div><span class="country-name">Netherlands (Nederland)</span><span class="dial-code">+31</span>
</li>
<li class="country" data-dial-code="687" data-country-code="nc">
<div class="flag-box">
<div class="iti-flag nc"></div>
</div><span class="country-name">New Caledonia (Nouvelle-Calédonie)</span><span class="dial-code">+687</span>
</li>
<li class="country" data-dial-code="64" data-country-code="nz">
<div class="flag-box">
<div class="iti-flag nz"></div>
</div><span class="country-name">New Zealand</span><span class="dial-code">+64</span>
</li>
<li class="country" data-dial-code="505" data-country-code="ni">
<div class="flag-box">
<div class="iti-flag ni"></div>
</div><span class="country-name">Nicaragua</span><span class="dial-code">+505</span>
</li>
<li class="country" data-dial-code="227" data-country-code="ne">
<div class="flag-box">
<div class="iti-flag ne"></div>
</div><span class="country-name">Niger (Nijar)</span><span class="dial-code">+227</span>
</li>
<li class="country" data-dial-code="234" data-country-code="ng">
<div class="flag-box">
<div class="iti-flag ng"></div>
</div><span class="country-name">Nigeria</span><span class="dial-code">+234</span>
</li>
<li class="country" data-dial-code="683" data-country-code="nu">
<div class="flag-box">
<div class="iti-flag nu"></div>
</div><span class="country-name">Niue</span><span class="dial-code">+683</span>
</li>
<li class="country" data-dial-code="672" data-country-code="nf">
<div class="flag-box">
<div class="iti-flag nf"></div>
</div><span class="country-name">Norfolk Island</span><span class="dial-code">+672</span>
</li>
<li class="country" data-dial-code="850" data-country-code="kp">
<div class="flag-box">
<div class="iti-flag kp"></div>
</div><span class="country-name">North Korea (조선 민주주의 인민 공화국)</span><span class="dial-code">+850</span>
</li>
<li class="country" data-dial-code="1670" data-country-code="mp">
<div class="flag-box">
<div class="iti-flag mp"></div>
</div><span class="country-name">Northern Mariana Islands</span><span class="dial-code">+1670</span>
</li>
<li class="country" data-dial-code="47" data-country-code="no">
<div class="flag-box">
<div class="iti-flag no"></div>
</div><span class="country-name">Norway (Norge)</span><span class="dial-code">+47</span>
</li>
<li class="country" data-dial-code="968" data-country-code="om">
<div class="flag-box">
<div class="iti-flag om"></div>
</div><span class="country-name">Oman (عُمان)</span><span class="dial-code">+968</span>
</li>
<li class="country" data-dial-code="92" data-country-code="pk">
<div class="flag-box">
<div class="iti-flag pk"></div>
</div><span class="country-name">Pakistan (پاکستان)</span><span class="dial-code">+92</span>
</li>
<li class="country" data-dial-code="680" data-country-code="pw">
<div class="flag-box">
<div class="iti-flag pw"></div>
</div><span class="country-name">Palau</span><span class="dial-code">+680</span>
</li>
<li class="country" data-dial-code="970" data-country-code="ps">
<div class="flag-box">
<div class="iti-flag ps"></div>
</div><span class="country-name">Palestine (فلسطين)</span><span class="dial-code">+970</span>
</li>
<li class="country" data-dial-code="507" data-country-code="pa">
<div class="flag-box">
<div class="iti-flag pa"></div>
</div><span class="country-name">Panama (Panamá)</span><span class="dial-code">+507</span>
</li>
<li class="country" data-dial-code="675" data-country-code="pg">
<div class="flag-box">
<div class="iti-flag pg"></div>
</div><span class="country-name">Papua New Guinea</span><span class="dial-code">+675</span>
</li>
<li class="country" data-dial-code="595" data-country-code="py">
<div class="flag-box">
<div class="iti-flag py"></div>
</div><span class="country-name">Paraguay</span><span class="dial-code">+595</span>
</li>
<li class="country" data-dial-code="51" data-country-code="pe">
<div class="flag-box">
<div class="iti-flag pe"></div>
</div><span class="country-name">Peru (Perú)</span><span class="dial-code">+51</span>
</li>
<li class="country" data-dial-code="63" data-country-code="ph">
<div class="flag-box">
<div class="iti-flag ph"></div>
</div><span class="country-name">Philippines</span><span class="dial-code">+63</span>
</li>
<li class="country" data-dial-code="48" data-country-code="pl">
<div class="flag-box">
<div class="iti-flag pl"></div>
</div><span class="country-name">Poland (Polska)</span><span class="dial-code">+48</span>
</li>
<li class="country" data-dial-code="351" data-country-code="pt">
<div class="flag-box">
<div class="iti-flag pt"></div>
</div><span class="country-name">Portugal</span><span class="dial-code">+351</span>
</li>
<li class="country" data-dial-code="1" data-country-code="pr">
<div class="flag-box">
<div class="iti-flag pr"></div>
</div><span class="country-name">Puerto Rico</span><span class="dial-code">+1</span>
</li>
<li class="country" data-dial-code="974" data-country-code="qa">
<div class="flag-box">
<div class="iti-flag qa"></div>
</div><span class="country-name">Qatar (قطر)</span><span class="dial-code">+974</span>
</li>
<li class="country" data-dial-code="262" data-country-code="re">
<div class="flag-box">
<div class="iti-flag re"></div>
</div><span class="country-name">Réunion (La Réunion)</span><span class="dial-code">+262</span>
</li>
<li class="country" data-dial-code="40" data-country-code="ro">
<div class="flag-box">
<div class="iti-flag ro"></div>
</div><span class="country-name">Romania (România)</span><span class="dial-code">+40</span>
</li>
<li class="country" data-dial-code="7" data-country-code="ru">
<div class="flag-box">
<div class="iti-flag ru"></div>
</div><span class="country-name">Russia (Россия)</span><span class="dial-code">+7</span>
</li>
<li class="country" data-dial-code="250" data-country-code="rw">
<div class="flag-box">
<div class="iti-flag rw"></div>
</div><span class="country-name">Rwanda</span><span class="dial-code">+250</span>
</li>
<li class="country" data-dial-code="590" data-country-code="bl">
<div class="flag-box">
<div class="iti-flag bl"></div>
</div><span class="country-name">Saint Barthélemy</span><span class="dial-code">+590</span>
</li>
<li class="country" data-dial-code="290" data-country-code="sh">
<div class="flag-box">
<div class="iti-flag sh"></div>
</div><span class="country-name">Saint Helena</span><span class="dial-code">+290</span>
</li>
<li class="country" data-dial-code="1869" data-country-code="kn">
<div class="flag-box">
<div class="iti-flag kn"></div>
</div><span class="country-name">Saint Kitts and Nevis</span><span class="dial-code">+1869</span>
</li>
<li class="country" data-dial-code="1758" data-country-code="lc">
<div class="flag-box">
<div class="iti-flag lc"></div>
</div><span class="country-name">Saint Lucia</span><span class="dial-code">+1758</span>
</li>
<li class="country" data-dial-code="590" data-country-code="mf">
<div class="flag-box">
<div class="iti-flag mf"></div>
</div><span class="country-name">Saint Martin (Saint-Martin (partie française))</span><span class="dial-code">+590</span>
</li>
<li class="country" data-dial-code="508" data-country-code="pm">
<div class="flag-box">
<div class="iti-flag pm"></div>
</div><span class="country-name">Saint Pierre and Miquelon (Saint-Pierre-et-Miquelon)</span><span class="dial-code">+508</span>
</li>
<li class="country" data-dial-code="1784" data-country-code="vc">
<div class="flag-box">
<div class="iti-flag vc"></div>
</div><span class="country-name">Saint Vincent and the Grenadines</span><span class="dial-code">+1784</span>
</li>
<li class="country" data-dial-code="685" data-country-code="ws">
<div class="flag-box">
<div class="iti-flag ws"></div>
</div><span class="country-name">Samoa</span><span class="dial-code">+685</span>
</li>
<li class="country" data-dial-code="378" data-country-code="sm">
<div class="flag-box">
<div class="iti-flag sm"></div>
</div><span class="country-name">San Marino</span><span class="dial-code">+378</span>
</li>
<li class="country" data-dial-code="239" data-country-code="st">
<div class="flag-box">
<div class="iti-flag st"></div>
</div><span class="country-name">São Tomé and Príncipe (São Tomé e Príncipe)</span><span class="dial-code">+239</span>
</li>
<li class="country" data-dial-code="966" data-country-code="sa">
<div class="flag-box">
<div class="iti-flag sa"></div>
</div><span class="country-name">Saudi Arabia (المملكة العربية السعودية)</span><span class="dial-code">+966</span>
</li>
<li class="country" data-dial-code="221" data-country-code="sn">
<div class="flag-box">
<div class="iti-flag sn"></div>
</div><span class="country-name">Senegal (Sénégal)</span><span class="dial-code">+221</span>
</li>
<li class="country" data-dial-code="381" data-country-code="rs">
<div class="flag-box">
<div class="iti-flag rs"></div>
</div><span class="country-name">Serbia (Србија)</span><span class="dial-code">+381</span>
</li>
<li class="country" data-dial-code="248" data-country-code="sc">
<div class="flag-box">
<div class="iti-flag sc"></div>
</div><span class="country-name">Seychelles</span><span class="dial-code">+248</span>
</li>
<li class="country" data-dial-code="232" data-country-code="sl">
<div class="flag-box">
<div class="iti-flag sl"></div>
</div><span class="country-name">Sierra Leone</span><span class="dial-code">+232</span>
</li>
<li class="country active" data-dial-code="65" data-country-code="sg">
<div class="flag-box">
<div class="iti-flag sg"></div>
</div><span class="country-name">Singapore</span><span class="dial-code">+65</span>
</li>
<li class="country" data-dial-code="1721" data-country-code="sx">
<div class="flag-box">
<div class="iti-flag sx"></div>
</div><span class="country-name">Sint Maarten</span><span class="dial-code">+1721</span>
</li>
<li class="country" data-dial-code="421" data-country-code="sk">
<div class="flag-box">
<div class="iti-flag sk"></div>
</div><span class="country-name">Slovakia (Slovensko)</span><span class="dial-code">+421</span>
</li>
<li class="country" data-dial-code="386" data-country-code="si">
<div class="flag-box">
<div class="iti-flag si"></div>
</div><span class="country-name">Slovenia (Slovenija)</span><span class="dial-code">+386</span>
</li>
<li class="country" data-dial-code="677" data-country-code="sb">
<div class="flag-box">
<div class="iti-flag sb"></div>
</div><span class="country-name">Solomon Islands</span><span class="dial-code">+677</span>
</li>
<li class="country" data-dial-code="252" data-country-code="so">
<div class="flag-box">
<div class="iti-flag so"></div>
</div><span class="country-name">Somalia (Soomaaliya)</span><span class="dial-code">+252</span>
</li>
<li class="country" data-dial-code="27" data-country-code="za">
<div class="flag-box">
<div class="iti-flag za"></div>
</div><span class="country-name">South Africa</span><span class="dial-code">+27</span>
</li>
<li class="country" data-dial-code="82" data-country-code="kr">
<div class="flag-box">
<div class="iti-flag kr"></div>
</div><span class="country-name">South Korea (대한민국)</span><span class="dial-code">+82</span>
</li>
<li class="country" data-dial-code="211" data-country-code="ss">
<div class="flag-box">
<div class="iti-flag ss"></div>
</div><span class="country-name">South Sudan (جنوب السودان)</span><span class="dial-code">+211</span>
</li>
<li class="country" data-dial-code="34" data-country-code="es">
<div class="flag-box">
<div class="iti-flag es"></div>
</div><span class="country-name">Spain (España)</span><span class="dial-code">+34</span>
</li>
<li class="country" data-dial-code="94" data-country-code="lk">
<div class="flag-box">
<div class="iti-flag lk"></div>
</div><span class="country-name">Sri Lanka (ශ්රී ලංකාව)</span><span class="dial-code">+94</span>
</li>
<li class="country" data-dial-code="249" data-country-code="sd">
<div class="flag-box">
<div class="iti-flag sd"></div>
</div><span class="country-name">Sudan (السودان)</span><span class="dial-code">+249</span>
</li>
<li class="country" data-dial-code="597" data-country-code="sr">
<div class="flag-box">
<div class="iti-flag sr"></div>
</div><span class="country-name">Suriname</span><span class="dial-code">+597</span>
</li>
<li class="country" data-dial-code="47" data-country-code="sj">
<div class="flag-box">
<div class="iti-flag sj"></div>
</div><span class="country-name">Svalbard and Jan Mayen</span><span class="dial-code">+47</span>
</li>
<li class="country" data-dial-code="268" data-country-code="sz">
<div class="flag-box">
<div class="iti-flag sz"></div>
</div><span class="country-name">Swaziland</span><span class="dial-code">+268</span>
</li>
<li class="country" data-dial-code="46" data-country-code="se">
<div class="flag-box">
<div class="iti-flag se"></div>
</div><span class="country-name">Sweden (Sverige)</span><span class="dial-code">+46</span>
</li>
<li class="country" data-dial-code="41" data-country-code="ch">
<div class="flag-box">
<div class="iti-flag ch"></div>
</div><span class="country-name">Switzerland (Schweiz)</span><span class="dial-code">+41</span>
</li>
<li class="country" data-dial-code="963" data-country-code="sy">
<div class="flag-box">
<div class="iti-flag sy"></div>
</div><span class="country-name">Syria (سوريا)</span><span class="dial-code">+963</span>
</li>
<li class="country" data-dial-code="886" data-country-code="tw">
<div class="flag-box">
<div class="iti-flag tw"></div>
</div><span class="country-name">Taiwan (台灣)</span><span class="dial-code">+886</span>
</li>
<li class="country" data-dial-code="992" data-country-code="tj">
<div class="flag-box">
<div class="iti-flag tj"></div>
</div><span class="country-name">Tajikistan</span><span class="dial-code">+992</span>
</li>
<li class="country" data-dial-code="255" data-country-code="tz">
<div class="flag-box">
<div class="iti-flag tz"></div>
</div><span class="country-name">Tanzania</span><span class="dial-code">+255</span>
</li>
<li class="country" data-dial-code="66" data-country-code="th">
<div class="flag-box">
<div class="iti-flag th"></div>
</div><span class="country-name">Thailand (ไทย)</span><span class="dial-code">+66</span>
</li>
<li class="country" data-dial-code="670" data-country-code="tl">
<div class="flag-box">
<div class="iti-flag tl"></div>
</div><span class="country-name">Timor-Leste</span><span class="dial-code">+670</span>
</li>
<li class="country" data-dial-code="228" data-country-code="tg">
<div class="flag-box">
<div class="iti-flag tg"></div>
</div><span class="country-name">Togo</span><span class="dial-code">+228</span>
</li>
<li class="country" data-dial-code="690" data-country-code="tk">
<div class="flag-box">
<div class="iti-flag tk"></div>
</div><span class="country-name">Tokelau</span><span class="dial-code">+690</span>
</li>
<li class="country" data-dial-code="676" data-country-code="to">
<div class="flag-box">
<div class="iti-flag to"></div>
</div><span class="country-name">Tonga</span><span class="dial-code">+676</span>
</li>
<li class="country" data-dial-code="1868" data-country-code="tt">
<div class="flag-box">
<div class="iti-flag tt"></div>
</div><span class="country-name">Trinidad and Tobago</span><span class="dial-code">+1868</span>
</li>
<li class="country" data-dial-code="216" data-country-code="tn">
<div class="flag-box">
<div class="iti-flag tn"></div>
</div><span class="country-name">Tunisia (تونس)</span><span class="dial-code">+216</span>
</li>
<li class="country" data-dial-code="90" data-country-code="tr">
<div class="flag-box">
<div class="iti-flag tr"></div>
</div><span class="country-name">Turkey (Türkiye)</span><span class="dial-code">+90</span>
</li>
<li class="country" data-dial-code="993" data-country-code="tm">
<div class="flag-box">
<div class="iti-flag tm"></div>
</div><span class="country-name">Turkmenistan</span><span class="dial-code">+993</span>
</li>
<li class="country" data-dial-code="1649" data-country-code="tc">
<div class="flag-box">
<div class="iti-flag tc"></div>
</div><span class="country-name">Turks and Caicos Islands</span><span class="dial-code">+1649</span>
</li>
<li class="country" data-dial-code="688" data-country-code="tv">
<div class="flag-box">
<div class="iti-flag tv"></div>
</div><span class="country-name">Tuvalu</span><span class="dial-code">+688</span>
</li>
<li class="country" data-dial-code="1340" data-country-code="vi">
<div class="flag-box">
<div class="iti-flag vi"></div>
</div><span class="country-name">U.S. Virgin Islands</span><span class="dial-code">+1340</span>
</li>
<li class="country" data-dial-code="256" data-country-code="ug">
<div class="flag-box">
<div class="iti-flag ug"></div>
</div><span class="country-name">Uganda</span><span class="dial-code">+256</span>
</li>
<li class="country" data-dial-code="380" data-country-code="ua">
<div class="flag-box">
<div class="iti-flag ua"></div>
</div><span class="country-name">Ukraine (Україна)</span><span class="dial-code">+380</span>
</li>
<li class="country" data-dial-code="971" data-country-code="ae">
<div class="flag-box">
<div class="iti-flag ae"></div>
</div><span class="country-name">United Arab Emirates (الإمارات العربية المتحدة)</span><span class="dial-code">+971</span>
</li>
<li class="country" data-dial-code="44" data-country-code="gb">
<div class="flag-box">
<div class="iti-flag gb"></div>
</div><span class="country-name">United Kingdom</span><span class="dial-code">+44</span>
</li>
<li class="country" data-dial-code="1" data-country-code="us">
<div class="flag-box">
<div class="iti-flag us"></div>
</div><span class="country-name">United States</span><span class="dial-code">+1</span>
</li>
<li class="country" data-dial-code="598" data-country-code="uy">
<div class="flag-box">
<div class="iti-flag uy"></div>
</div><span class="country-name">Uruguay</span><span class="dial-code">+598</span>
</li>
<li class="country" data-dial-code="998" data-country-code="uz">
<div class="flag-box">
<div class="iti-flag uz"></div>
</div><span class="country-name">Uzbekistan (Oʻzbekiston)</span><span class="dial-code">+998</span>
</li>
<li class="country" data-dial-code="678" data-country-code="vu">
<div class="flag-box">
<div class="iti-flag vu"></div>
</div><span class="country-name">Vanuatu</span><span class="dial-code">+678</span>
</li>
<li class="country" data-dial-code="39" data-country-code="va">
<div class="flag-box">
<div class="iti-flag va"></div>
</div><span class="country-name">Vatican City (Città del Vaticano)</span><span class="dial-code">+39</span>
</li>
<li class="country" data-dial-code="58" data-country-code="ve">
<div class="flag-box">
<div class="iti-flag ve"></div>
</div><span class="country-name">Venezuela</span><span class="dial-code">+58</span>
</li>
<li class="country" data-dial-code="84" data-country-code="vn">
<div class="flag-box">
<div class="iti-flag vn"></div>
</div><span class="country-name">Vietnam (Việt Nam)</span><span class="dial-code">+84</span>
</li>
<li class="country" data-dial-code="681" data-country-code="wf">
<div class="flag-box">
<div class="iti-flag wf"></div>
</div><span class="country-name">Wallis and Futuna (Wallis-et-Futuna)</span><span class="dial-code">+681</span>
</li>
<li class="country" data-dial-code="212" data-country-code="eh">
<div class="flag-box">
<div class="iti-flag eh"></div>
</div><span class="country-name">Western Sahara (الصحراء الغربية)</span><span class="dial-code">+212</span>
</li>
<li class="country" data-dial-code="967" data-country-code="ye">
<div class="flag-box">
<div class="iti-flag ye"></div>
</div><span class="country-name">Yemen (اليمن)</span><span class="dial-code">+967</span>
</li>
<li class="country" data-dial-code="260" data-country-code="zm">
<div class="flag-box">
<div class="iti-flag zm"></div>
</div><span class="country-name">Zambia</span><span class="dial-code">+260</span>
</li>
<li class="country" data-dial-code="263" data-country-code="zw">
<div class="flag-box">
<div class="iti-flag zw"></div>
</div><span class="country-name">Zimbabwe</span><span class="dial-code">+263</span>
</li>
<li class="country" data-dial-code="358" data-country-code="ax">
<div class="flag-box">
<div class="iti-flag ax"></div>
</div><span class="country-name">Åland Islands</span><span class="dial-code">+358</span>
</li>
</ul>
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Client Login
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contact@private-capital.com.hk +852 2500 5900 UK Insurance website Client Login
* Home
* Our team
* Rick Adkinson
* Mathew Bate
* Phil Stockton
* Christin Chan
* Alan Choi
* George Adkinson
* About you
* Young professionals
* Established professionals
* Beyond work
* How we work
* Financial planning
* How we invest
* Fees
* Stories
* Scott and Ramona
* James and Amy
* Tony and Helen
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JAMES AND AMY
JAMES AND AMY
James and Amy spent 25 years in Hong Kong before recently moving back to the UK.
They have twin daughters who are at university. Despite being a Chartered
accountant and financially savvy, James and the family benefitted enormously
from our help when it came to making to move back to the UK.
CLIENT SINCE 2002
> From Private Capital, I got a new level of understanding. I just wasn’t aware
> of these things until I talked to you.
How long have you been clients of Private Capital?
> We’ve been clients for 18 years. Kind of scary how long it’s been!
>
>
What do you do?
> I have recently returned to the UK after spending 25 years in Hong Kong for
> the vast majority of my career. I’m married and have two 20-year-old twins who
> are at university in the UK.
>
> Private Capital helped with a number of things over the years I’ve known them.
> The most recent thing we’ve been doing is preparing my investment portfolio
> and position for return to the UK; making sure that it’s protected and in the
> right setup for me to come back, which is not a simple thing to do.
>
> Over the years, Private Capital have helped me with my pensions, mortgages,
> property transactions, life insurance and a number of other things.
>
>
In terms of the transition from Hong Kong to the UK, were there any things that
surprised you about the things that we said? Were you mindful of the areas and
pitfalls that were there? Or did everything just confirm to what you thought
would happen?
> I should clarify, when I was in Hong Kong, I was a regulated officer for a
> financial institution. I’m a Chartered accountant, so I’m pretty financially
> aware and pretty well educated, but that doesn’t mean that I have all of the
> information at my fingertips.
>
> I was aware it was going to require a lot of planning just to make sure that
> everything’s in the right place, from you and also the tax advisers who you
> recommended, who were a great help.
>
> I was aware, for instance, that I was going to need to sell my flat in Hong
> Kong before I went, and a number of other capital issues would need to be
> tidied up. But from you, I got a whole new level of understanding of the
> financial instruments and the different layers of structure that can be
> implemented in order to provide a whole new level of benefits. I just wasn’t
> aware of them until I started to talk to you.
>
>
In terms of current needs, can you describe what you’re going through at the
moment and how we might help going forward as you see?
> I think there are a few things I’d like to raise. One thing we talked about
> already is the preparation. I have a few friends in Hong Kong who are
> beginning to go through this process and thinking of returning or moving to
> the UK. I think the process takes at least a year to get yourself ready to go,
> so I’ve actually recommended a couple of my friends to you to talk to you
> about this.
>
> I think if you’re an expat, my warning would be we have a very romantic,
> rosy-eyed view of returning home; we think everything will be nice and simple,
> as we know how it all works. My experience when I returned to the UK was a
> nightmare. Dealing with the UK was a nightmare; there was just a lack of bank
> accounts and credit history. I couldn’t get a card, couldn’t get a phone, and
> there’s lots of administrative stuff you need to deal with. The fact that I
> knew my finances were safe and my cash was coming through and everything was
> okay was just one load off my mind, which made everything a lot easier.
>
> Then I think I’ve also been talking to you guys since we got back about
> wanting to buy a property and how to go about financing that. If you’re coming
> back, you don’t have any credit history; you can’t get a mortgage off the
> usual providers. You need a particular set of providers, and you’ve introduced
> me to a group of people who can help me with that.
>
> So I think there’s a whole specialist load of stuff that you need to go
> through to prepare and then when you get here, the fact that you guys have
> been around and holding my hand and with your own advice but also with a list
> of other experts who can help, have made a huge difference to the process.
>
> So at the moment, we’ve set aside an amount of capital to buy a house here and
> we have decided that we wish to get some gearing on the house as it’s a cheap
> way to get some borrowing, so we’re going to get a mortgage even though we
> don’t necessarily need it.
>
> I’ve had a number of conversations with you guys about particular properties.
> We’ve got cash in different places, so it’s figuring out how we manoeuvre it
> around, what’s possible, and how does it interact with tax. It’s a lot more
> complicated than when you’re in Hong Kong. Having someone at the end of the
> phone who you can have those conversations with is an immensely useful thing,
> even if you are as financially literate as I am! It’s an immense advantage.
>
>
We’ve had the pleasure of talking to the twins recently, how was that
beneficial?
> I think you mentioned this when we had our first meeting when we came back,
> and the girls were living with us for lockdown, which was a bit unexpected. We
> had a lot of conversations about money, particularly as we had just restated
> our wills from Hong Kong to the UK. So, we had to have a number of
> conversations with our daughters about what’s in the wills and the effect of
> moving to the UK, all those kinds of things.
>
> They’re 20 years old – they’re reasonably financially savvy I would say for
> 20-year-olds, and reasonably conservative in their financial outlook for
> people of that age – but they’re getting into national insurance and beginning
> to do jobs where they’re getting paid, so they’re building up their own little
> savings pots. I give them an allowance and if they don’t spend it all they get
> to keep it, that’s the deal.
>
> I give them the best advice that I can, but I’m “dad” and dad’s not always the
> best person to talk to a 20-year-old. So Phil, you offered to talk to them and
> they had an hour session with you guys.
>
> First of all, they were very excited it was going to happen and secondly very
> pleased with what they got out of it. They had a load of questions for me
> afterwards, but they’ve pretty much gone ahead and done what was talked about.
>
> For them, the main thing they got was building confidence in having the tools
> and the understanding to do what they want to do and achieve their aims with
> money. I think they were a bit baffled by the financial industry overall going
> into it, but I think they got a lot more confidence in their own ability to
> work it out.
>
> After the meeting, we’ve done quite a lot of setting up of different accounts
> for them with different institutions – their own personal accounts, nothing to
> do with me – just me helping to hold their hands when they need different
> documentation, etc. Some of it is still ongoing, but they got a lot out of it
> and they are feeling a lot more confident about managing their own financial
> futures.
>
>
How do you see things once you’ve got the house purchased and settled down and
everything sorted? Will life be pretty vanilla thereafter, or do you think there
are planning challenges ahead?
> I don’t know, but as someone in their early 50s, I would say you always think
> it’s plain sailing from here and then something always happens.
>
> Nothing quite goes according to plan ever. So no, I think buying the house is
> the next big financial step for us. I’m starting to work my way back into a
> certain amount of work, and that’s going to have tax consequences which will
> knock onto the investments.
>
> We’re also planning for potentially beginning to hand over a bit of capital to
> our daughters and how that should be done. We’ve had initial conversations
> with you guys about that, to make sure what we’re doing enables us to do that.
>
> I have also parents who are not financially that well off, but do have a large
> house. I had conversations with you guys about potential instruments for them
> to release capital from their house, but none of it seemed to make any sense
> for a purchase for them, so I’ve set something up with them internally.
>
> The advice was, ‘don’t buy this stuff, it’s horrible’, so I did it myself.
> That was a positive experience. Having someone tell you don’t buy a financial
> instrument was kind of comforting.
>
>
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