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Last Updated: September 21, 2021

We provide investment services and other financial products through several
affiliates.

Wealthsimple Trade is offered by Canadian ShareOwner Investments Inc.
(“ShareOwner”), a registered investment dealer in each province and territory of
Canada, a member of the Investment Industry Regulatory Organization of Canada
(IIROC) (www.iiroc.ca) and a member of the Canadian Investor Protection Fund
(CIPF) (www.cipf.ca), the benefits of which are limited to activities undertaken
by ShareOwner.

Wealthsimple Invest and Work are offered by Wealthsimple Inc., a registered
portfolio manager in each province and territory of Canada. Assets in your
Invest and Work accounts are held with ShareOwner.

Wealthsimple Crypto is offered by Wealthsimple Digital Assets Inc. (“WDA”), a
registered restricted dealer in jurisdictions other than Québec. In Québec, WDA
is registered as a derivatives dealer. Crypto-assets are not protected by the
Canadian Investor Protection Fund, the Canadian Deposit Insurance Corporation or
any other investor protection insurance scheme.

Our Cash product is offered by Wealthsimple Payments Inc., a FINTRAC registered
money services business. The funds you add to the Cash Account Funds are held
securely in our omnibus custodial account with Canadian Western Trust Company, a
federal trust company regulated by the Office of the Superintendent of Financial
Institutions under the Trust and Loan Companies Act.

The Wealthsimple Visa Prepaid Card (Cash Card) is issued by People's Trust
Company pursuant to license by Visa Int. All terms applicable to the Cash Card
and all applicable fees and transaction limits with respect to the Cash Card and
the services may be found in the Wealthsimple Cash Visa® Prepaid Card Cardholder
Agreement between you and Peoples Trust Company.

Our Save product is offered by Canadian ShareOwner Investments Inc. ShareOwner
is a member of the Investment Industry Regulatory Organization of Canada.
Customer accounts held at ShareOwner are not protected by CIPF. Wealthsimple is
not a member of IIROC nor a member of CIPF.

All cash balances from your Wealthsimple Cash and Save account(s) are held in
trust at a Canada Deposit Insurance Corporation (CDIC) member institution.
Canadian ShareOwner Investments Inc. is not a CDIC member institution. CDIC is a
federal Crown corporation. CDIC is not a bank or a private insurance company.
CDIC protects eligible deposits held at CDIC member institutions in case of a
member’s failure. For eligible deposits held in trust at a CDIC member
institution, CDIC insures up to $100,000 for each beneficiary named in a trust,
provided certain disclosure rules are met. Coverage is free and automatic. For
more information on how CDIC trust protection works, click here.

Wealthsimple Tax is offered by SimpleTax Software Inc. under the terms of our
Wealthsimple Tax User Agreement.

With any investment, your capital is at risk. The value of your portfolio with
Wealthsimple can go down as well as up and you may get back less than you
invest. Past performance is no guarantee of future results. Read our investment
risk disclosure for more information.

For further details see our Legal Disclosures. By using this website, you accept
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