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DISCLAIMER

Monterosa Financial Advisors (Middle East) Ltd is a licensed financial service
provider established in the Dubai International Financial Centre ("DIFC") and
regulated by the Dubai Financial Services Authority ("DFSA").

The contents of any electronic communication (including e-mail, instant message,
text messaging, etc.) and its attachments are for informational purposes only
and should not be regarded as an offer or solicitation to buy or sell a product
or service. The receiver may not duplicate, redistribute, or forward the message
or any portion thereof, including any attachments, by any means to any other
person. This communication is not intended for anyone in any jurisdiction in
which use of such communication is not authorized or requires any registration,
to anyone to whom it is unlawful to make such an offer or communication or if
made by a person not qualified to receive such a communication. The prospective
clients should inform themselves as to the legal requirements and tax
consequences within the countries of their citizenship, residence, domicile,
etc. and place of business with respect to their relationship with Monterosa
Financial Advisors (Middle East) Ltd or the investments to be made.

This material is intended for the professional clients and/or market
counterparties clients as classified under the DFSA rulebook. No other person
should act upon this communication.

The information in this e-mail and any attachments may contain Confidential and
Proprietary information and is intended solely for the use of the individual to
whom it is addressed. This document should only be read by those to whom it is
addressed and is not intended to be relied upon by any person without subsequent
authority of the sender. Accordingly, the sender disclaims all responsibility
and accepts no liability (including negligence) for the consequences of any
person acting, or refraining from acting, on such information prior to the
receipt by those persons of written authority of the sender.

Any analysis on client portfolios relating to the market performance of the
constituent holdings that is conducted by Monterosa Financial Advisors (Middle
East) Ltd is indicative in nature and is performed on a best effort basis. Such
analysis is not intended to be a "Client Valuation Statement" and it should
therefore not be relied on by clients as fulfilling such a role. For the
avoidance of doubt, you should rely only on the Client Valuation Statements that
are issued by your Bank.

This Prospectus relates to a Fund which is not subject to any form of regulation
or approval by the Dubai Financial Services Authority ("DFSA"). The DFSA has no
responsibility for reviewing or verifying any Prospectus or other documents in
connection with this Fund. Accordingly, the DFSA has not approved this
Prospectus or any other associated documents nor taken any steps to verify the
information set out in this Prospectus and has no responsibility for it. The
Units to which this Prospectus relates may be illiquid and/or subject to
restrictions on their resale. Prospective purchasers should conduct their own
due diligence on the Units. If you do not understand the contents of this
document, you should consult an authorised financial adviser.

Monterosa Financial Advisors (Middle East) Ltd is committed to protecting the
Personal Data of the individuals we encounter in conducting our business and
have updated our Privacy Policy in line with the current DIFC Data Protection
Law. The Privacy Policy is subject to updates and the current version is
available here