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Submitted URL: https://spiritsuper.com.au/PDS
Effective URL: https://www.spiritsuper.com.au/Forms/PDS-and-TMDs
Submission: On February 28 via manual from HK — Scanned from AU
Effective URL: https://www.spiritsuper.com.au/Forms/PDS-and-TMDs
Submission: On February 28 via manual from HK — Scanned from AU
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1. Home
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2. Forms & resources
/
3. PDS and TMDs
/
FORMS & RESOURCES
* PDS and TMDs
* Forms & documents
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SUPER PDS
MEMBER GUIDE (PDS)
PDS / PDF - 610.7 KB
Summary of significant information you need to make a decision about Spirit
Super. It includes the Join Spirit Super form but you can also join online.
Download
HOW SUPER WORKS
IBR / PDF - 433.9 KB
Information about how your Spirit Super account works, different types of
contributions, contribution caps, accessing your super and nominating
beneficiaries.
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HOW SUPER IS TAXED
IBR / PDF - 392.0 KB
Information about providing your tax file number and tax on contributions,
investment earnings and withdrawals.
Download
FEES AND COSTS
IBR / PDF - 394.3 KB
Information about the fees and costs of investing in super and fee definitions.
Download
INVESTMENT GUIDE
IBR / PDF - 2.1 MB
Get information about the risks of super, how we invest your money and
investment options.
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INSURANCE GUIDE
IBR / PDF - 6.0 MB
Get important information about insurance with Spirit Super including fees,
eligibility, cancellation, conditions and exclusions.
Download
HOW TO OPEN AN ACCOUNT
PDS / PDF - 393.1 KB
The information in this document forms part of the Spirit Super product
disclosure statement (Member guide).
Download
PENSION PDS
PENSION GUIDE (PDS)
PDS / PDF - 9.1 MB
This contains all the information about our pensions. It includes the Join
Spirit Super pension form.
Download
TARGET MARKET DETERMINATIONS
SUPER PRODUCT (TMD)
Legislative / PDF - 1.1 MB
This is the target market determination (TMD) for our super product. It
describes the class of member who makes up the target market for this product,
having regard to their objectives, financial situation and needs.
Download
TRANSITION PENSION (TMD)
Legislative / PDF - 1.3 MB
This target market determination (TMD) is for our Transition Pension. It
describes the class of members who make up the target market for this product,
having regard to their objectives, financial situation and needs.
Download
CONTROL PENSION (TMD)
Legislative / PDF - 1.2 MB
This target market determination (TMD) is for our Control Pension. It describes
the class of members who make up the target market for this product, having
regard to their objectives, financial situation and needs.
Download
MANAGED PENSION (TMD)
Legislative / PDF - 340.5 KB
This target market determination (TMD) is for our Managed Pension. It describes
the class of members who make up the target market for this product, having
regard to their objectives, financial situation and needs.
Download
FINANCIAL SERVICES GUIDE
FINANCIAL SERVICES GUIDE
Legislative / PDF - 235.0 KB
Provides information about the financial advice services available to members
through Spirit Super Advice
Download
SUPPORT YOU CAN COUNT ON
1800 005 166
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(AEST/AEDT)
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Spirit Super USI: MTA0100AU
Spirit Super ABN: 74 559 365 913
More information
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SuperRatings does not issue, sell, guarantee or underwrite this product. Visit
superratings.com.au for details of its ratings criteria.
* Annual Members Meeting
* Terms of use
* Keeping your information safe
* Whistleblower policy
* Privacy
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© 2024 Spirit Super
We acknowledge and pay our respects to Aboriginal and Torres Strait Islander
Peoples as the First Peoples of Australia, whose ancestral lands and waters we
work and live on throughout Australia. We honour the wisdom of, and pay respects
to, Elders past and present.
This is general information only and doesn’t take into account your objectives,
financial situation or needs. You should assess your financial position,
personal objectives and needs before making a decision based on this
information.
Before making a decision about Spirit Super, you should consider if this
information is right for you and read our Product disclosure statement, Target
market determination and Financial services guide. These are available at
spiritsuper.com.au/pds or by calling 1800 005 166.
Past performance isn’t a reliable indicator of future performance. The value of
investments can rise or fall, and investment returns can be positive or
negative.
Issuer is Motor Trades Association of Australia Superannuation Fund Pty Ltd (ABN
14 008 650 628, AFSL 238718), the trustee of Spirit Super (ABN 74 559 365 913).
Any advice is provided by Quadrant First Pty Ltd (ABN 78 102 167 877, AFSL
284443) (Spirit Super Advice), which is wholly owned by the trustee. Consider
the PDS and TMD at spiritsuper.com.au/pds before making a decision. A copy of
the Financial services guide for Spirit Super Advice is available at
spiritsuper.com.au/financial-services-guide.
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and consent to personal information being collected and used in accordance with
these terms. Read our Privacy policy.
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