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WE’RE HERE TO HELP. FIND THE COVERAGE YOU NEED.


WE COLLECT SOME BASIC INFORMATION AND THEN DISPLAY PLANS THAT MEET YOUR NEEDS.


NEED HELP? GIVE US A CALL 855-345-0538.


WHAT IS THE AFFORDABLE CARE ACT?

The US government enacted the comprehensive health care reform law known as the
Affordable Care Act (ACA) in 2010. This law requires that major medical
insurance plans provide coverage that meets specific requirements. These 10
"essential health benefits" include, for example, maternity care and mental
health coverage, which may not be available with other forms of insurance. In
addition, the ACA protects people with pre-existing health conditions such as
cancer or diabetes. Under the ACA, health insurers cannot deny coverage, drop
coverage, or charge more if someone has a pre-existing condition.

There are four standard ACA plan types or stages: bronze, silver, gold, and
platinum. The premiums increase at each stage and the out-of-pocket costs
decrease. To help cover the cost of ACA health insurance, some people are
eligible for premium subsidies . A "catastrophic plan" is available only to
people younger than 30 or those who meet specific requirements. Catastrophic
plans have the highest deductible of all the ACA plans.

COMPARE ACA PLANS


WHAT IS SHORT-TERM HEALTH INSURANCE?

Medical insurance plans that provide coverage for a defined period are called
“short-term” plans. These generally provide from 1 month to 364 days of
coverage. “ACA-compliant” plans, on the other hand, provide coverage for longer
periods.

As with ACA plans, most short-term plans have monthly premiums, deductibles,
co-insurance, co-pays, and out-of-pocket maximums. In addition, short-term plans
may cover visits to doctors, lab tests, hospitalization, and emergency care.

SHOP FOR SHORT TERM HEALTH INSURANCE


HOW TO CHOOSE A DENTAL PLAN?

Many dental plans are available, but which one is best for your unique
situation? To choose the best dental plan, you’ll need to focus on your
individual needs and the available plan options.

Some important questions to consider include the following:

 * What routine dental care do the available plans cover? (Routine care includes
   things like exams, cleanings, and x-rays, for example.)
 * What major dental services do the available options cover? (Major dental
   services include things like crowns, bridges, and dentures.)
 * Do any of the options available to you include diagnostic and preventive
   services in their coverage?

If you would like help weighing your options, you can speak with one of our
licensed dental insurance agents at 855-345-0538

FIND A DENTAL PLAN


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