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OUR COOKIE POLICY

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 * Home
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   Explore all savings accounts
   
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 * About Us

 * 2024/2025 ISA allowance
 * Cashback mortgages
 * We are 175 Years old!


YOUR ANNUAL ISA ALLOWANCE FOR THE 2024/2025 TAX YEAR.

ISAs let you save money without paying tax on the interest you earn.

You can save up to £20,000 for the 2024/2025 tax year, which renewed on 6 April
2024.

Find out more to make the most of your allowance and give your savings a boost.



Find out more


GET UP TO £1,000 CASHBACK ON YOUR MORTGAGE

We know that saving for a large deposit can be challenging, which is why we’re
offering up to £1000 cashback on selected low deposit mortgage deals.

Eligibility criteria and terms and conditions apply.

View cashback mortgages


WE ARE 175 YEARS OLD!

We're excited to be turning 175 years old. Since our foundation on 23rd April
1849, our fundamental principles have been to offer our customers the
opportunity to buy their own home and save for a secure future, and this still
stands true today


WE'VE BEEN HELPING HOMEBUYERS AND SAVERS FOR OVER 175 YEARS


HOW CAN WE HELP YOU TODAY?


SAVINGS

 * Our savings accounts
 * Savings interest rates at a glance
 * View your savings account
 * An introduction to savings






MORTGAGES

 * Our mortgage rates
 * Existing mortgage customers
 * Track your mortgage
 * View your mortgage






HELP AND SUPPORT

 * Money worries and the cost of living
 * Help and advice following bereavement
 * Power of Attorney
 * Useful contacts


BANK RATE UPDATES

On Thursday 1 February 2024, the Bank of England announced that they were
holding the Bank Rate at 5.25%. This means that our savings and mortgage rates
have not been impacted by this decision.

Find out how the previous Bank Rate change may have affected your West Brom
savings or mortgage.


Read our Bank Rate guide
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE.


WORRIED ABOUT YOUR MORTGAGE?

Along with the support we already have available, the Mortgage Charter provides
more options that could be available to you.

See how we can help


WHY THE WEST BROM?


WE’RE THERE FOR THOSE WHO NEED US MOST

We're committed to supporting the financial wellbeing of our customers and
believe that everyone deserves a safe and secure place to call home. That’s why
we've removed arrears charges and use a new approach to Standard Variable Rate
(SVR) on our mortgage products. We've made our services more accessible, and
continue to help many people to buy their first home. 


WE’RE HELPING BUILD FINANCIAL CONFIDENCE

We were the first building society to partner with Plain Numbers – an
organisation which shares best practice on how to present and explain numbers as
clearly as possible. Since 2015, our colleagues have also delivered interactive
‘Money-Go-Round’ and ‘Financial Fitness’ workshops to local schoolchildren,
where we teach young people the value of money and importance of saving.


WE’RE ACCESSIBLE WITHIN OUR COMMUNITIES

We want our products and services to be accessible to all, and to give our
customers access to real people on their terms – either in branch, by post, on
the phone, or online. We have 34 high street branches across the Black Country,
Shropshire and mid-Wales, making us perfectly placed to provide a top-class,
personal service. 


WE'RE MAKING AN IMPACT!

Our Impact Report called 'Building a Fairer Future', shows the positive changes
we're making for our customers, communities, colleagues and the environment.

Read our Impact Report


LATEST NEWS

More news stories


THE WEST BROM CROWNED FOR BEST CUSTOMER SERVICE AT MONEYFACTS AWARDS

 The West Brom has scooped two awards at this year’s Moneyfacts Consumer Awards,
held on Wednesday 7 February at the Royal Lancaster, London, with the building
society taking home First-Time Mortgage Buyers’ Choice and the prestigious Best
Customer Service award.

Read more


THE WEST BROM BRANCHES BECOME DONATION POINTS FOR CHILDREN’S CHARITY BARNARDO'S

The West Brom is celebrating Giving Tuesday, a global day of giving taking place
on Tuesday 28th November, by asking customers to donate their pre-loved clothes
to its branches and support the building society’s corporate charity partner,
Barnardo’s. Customers are being asked to bring in their bags of clothing and
hand them to a member of staff at any West Brom branch.

Read more

Your savings are secure with us
Your eligible deposits are protected up to a total of £85,000 by the Financial
Services Compensation Scheme, the UK's deposit protection scheme.



GET IN TOUCH

 * Contact Us
 * Automated telephone service
 * Branch Finder
 * Careers
 * Suppliers
 * View your savings account
 * View your mortgage

ABOUT THE WEST BROM

 * About the West Brom
 * Member commitments
 * Corporate Governance
 * Financial Information
 * News
 * Modern Slavery and Human Trafficking Statement
 * Climate and Sustainability

HELP AND SUPPORT

 * Accessibility
 * Privacy and Security Centre
 * Faqs
 * Guides
 * Cookies
 * Site terms
 * Information for solicitors

Gross is the rate of interest payable without the deduction of tax. AER stands
for Annual Equivalent Rate and this illustrates the amount of interest paid on
your account if it were to be paid and compounded once a year. Tax-Free is the
contractual rate of interest payable where interest is exempt from income tax.
Tax benefits are subject to change and individual circumstances. ISAs will be
operated in accordance with the appropriate Income Tax Legislation (“The
Government’s rules”). The Government is responsible for the tax treatment of
ISAs and for how long the favourable tax treatment will be maintained.

West Bromwich Building Society - Head Office, 2 Providence Place, West Bromwich
B70 8AF.

The West Brom is authorised by the Prudential Regulation Authority and regulated
by the Financial Conduct Authority and the Prudential Regulation Authority.
Register No: 104877. 'the West Brom' is a trading name of West Bromwich Building
Society.

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© West Bromwich Building Society
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