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   PLATFORM
   
    * Data Capabilities
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    * Governance
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      validating business services across FICO® Platform.
    * Visualization
      Keep a pulse on your entire decision ecosystem and drill down into KPIs
      with real-time, customizable data visualizations.
   
   
   Data Capabilitiesexpand_more
    * Contextual Processing
      Improve the performance of your decisioning applications while seamlessly
      and cost-effectively handling real-time and batch scenarios.
    * Dataflow
      Revolutionize your data-intensive business applications with composable
      dataflows that dramatically improve your customer-facing business
      decisions.
    * External Data Access
      Inform your decisions and enrich your insights with signals from
      third-party data and other alternative data sources.
    * Feature Management
      Get more machine learning projects into production by leveraging a shared
      library of derived data attributes across your enterprise.
   
   Insight Capabilitiesexpand_more
    * Analytics & Machine Learning
      Deeply understand and predict customer behavior.
    * Feature Generation & Profiling
      Calculate and serve derived data attributes to more processes, more
      analytics, and more decisions to maximize value across your organization.
    * Link Analysis
      Find networks of association for a single, unified view of the customer.
      Detect suspicious behavior and treat each customer holistically.
    * Optimization
      Unleash the power of mathematical optimization — use high-performance
      solvers to model business problems and calculate the best possible
      decision to maximize your desired outcomes.
   
   Action Capabilitiesexpand_more
    * Communication
      Deploy virtual agents to engage in customer conversations via two-way,
      omnichannel interactions anywhere across the customer journey.
    * Composition & Orchestration
      Choreograph your intelligence to animate customer journeys by weaving
      data, insights, and actions into positive, memorable, and valuable moments
      in your customers lives.
    * Decisions
      Make more precise, consistent, and intelligent decisions across your
      enterprise with expert control over your decision logic.
    * User Interactions
      Rapidly build web and mobile experiences with business-friendly, low-code
      tools that will delight both your customers and your employees.
   
   Outcome Capabilitiesexpand_more
    * Governance
      Enforce overall management of the entire ecosystem so you can move quickly
      and with confidence.
    * Simulation
      Enforce overall management of the entire ecosystem so you can move quickly
      and with confidence.
    * Testing & Validation
      Ensure your configuration drives the desired outcomes by testing and
      validating business services across FICO® Platform.
    * Visualization
      Keep a pulse on your entire decision ecosystem and drill down into KPIs
      with real-time, customizable data visualizations.
   
   Core Services
   

 * CUSTOMER LIFECYCLE
   
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APPLIED INTELLIGENCE – POWERING YOUR CUSTOMER CONNECTIONS


WITH FICO® PLATFORM, USE THE POWER OF ANALYTICS TO SEE YOUR CUSTOMERS MORE
CLEARLY AND CREATE HYPER-PERSONALIZED CUSTOMER EXPERIENCES.

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WHAT OUR CUSTOMERS SAY

FICO works in some of the most dynamic industries around the world including
financial services, auto lending, insurance, telecommunications, and others, to
solve a wide variety of complex challenges.
“A key ingredient of a successful digital bank is being agile and responsive to
customer expectations while managing emerging concerns and delivering superior
experience. FICO Platform helps us to deliver that edge. We can pivot on policy
and swivel on strategy rapidly and easily using the platform.”
Lalit Lohia
CRO
Learn more

“FICO has been transformational for Mercury... We realized underwriting
efficiency is an acute challenge…. You need to move faster. But it’s too
expensive and it’s too slow if you’re only relying on your own resources.”
Kevin Bailey
VP of Innovation, Mercury Insurance
Learn more

“We were seeking a tool with predictive analytic qualities powered by AI that
would accelerate and increase approvals, while qualifying consumers better …,
FICO had the strongest offering that filled the need.”
Sebastián Valera
Risk Transformation Manager, Mibanco
Learn more

“There were very few people who thought we could meet the deadline on this
project. It was so big, and there was a tremendous time crunch factor. But FICO
delivered the platform ahead of schedule and under budget. FICO greatly
impressed us all.”
Jim Lerdal
EVP of Operations
Learn more

“It was very important to us to democratize fraud protection and provide
best-in-class solutions to financial institutions that had historically found
such security unaffordable.”
Armando Junior
Risk Director, Dock
Learn more

“A key ingredient of a successful digital bank is being agile and responsive to
customer expectations while managing emerging concerns and delivering superior
experience. FICO Platform helps us to deliver that edge. We can pivot on policy
and swivel on strategy rapidly and easily using the platform.”
Lalit Lohia
CRO
Learn more

“FICO has been transformational for Mercury... We realized underwriting
efficiency is an acute challenge…. You need to move faster. But it’s too
expensive and it’s too slow if you’re only relying on your own resources.”
Kevin Bailey
VP of Innovation, Mercury Insurance
Learn more

“We were seeking a tool with predictive analytic qualities powered by AI that
would accelerate and increase approvals, while qualifying consumers better …,
FICO had the strongest offering that filled the need.”
Sebastián Valera
Risk Transformation Manager, Mibanco
Learn more

“There were very few people who thought we could meet the deadline on this
project. It was so big, and there was a tremendous time crunch factor. But FICO
delivered the platform ahead of schedule and under budget. FICO greatly
impressed us all.”
Jim Lerdal
EVP of Operations
Learn more


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PROBLEMS SOLVED

FICO® Platform is the only solution that can solve challenges across the entire
customer lifecycle with an open architecture and an integrated set of
capabilities to deliver game-changing customer experiences with real-time
decisions, at scale bringing together data, analytics, machine learning & AI and
human expertise.

ATTRACT & ENGAGE


Stand out from the crowd with acquisition tailored to the needs of every
prospective customer.
Learn more

ONBOARD & ORIGINATE


Offer a seamless onboarding experience that starts your customer relationship
off on the right foot.
Learn more

NURTURE & MANAGE


Experience is the differentiator in today’s world – consumers want to be wowed.
Eclipse expectations and inspire customer loyalty by making smarter decisions
with advanced analytics.
Learn more

PROTECT & COMPLY


Take a unified approach to fraud management and financial crime compliance.
Learn more

CONTACT & COMMUNICATE


Create the experience customers yearn for with seamless omni-channel
communications across the customer lifecycle.
Learn more

SCORING SOLUTIONS


Making access to credit objective and inclusive while protecting the financial
stability of lenders.
Learn more


WHAT'S NEW

From the latest in scams to ChatGPT to hyper-personalization to consumer credit
scores, you can trust FICO to keep ahead of the trends.

Forrester Report | Unlocking Hyper-Personalization At Hyper-Scale

Learn More
State of Responsible AI in Financial Services

Learn More
FICO Named America's Best Mid-Sized Employer by Forbes Magazine

Learn More
2023 Trends Report

Learn More
Trust Bank Onboards Over 450,000 Customers in Five Months, Utilizing FICO
Platform to Support Customer Onboarding

Learn More
FICO Empowers Consumers with More Ways than Ever to Access FICO Scores for Free

Learn More
Forrester Report | Unlocking Hyper-Personalization At Hyper-Scale

Learn More
State of Responsible AI in Financial Services

Learn More
FICO Named America's Best Mid-Sized Employer by Forbes Magazine

Learn More
2023 Trends Report

Learn More
Trust Bank Onboards Over 450,000 Customers in Five Months, Utilizing FICO
Platform to Support Customer Onboarding

Learn More
FICO Empowers Consumers with More Ways than Ever to Access FICO Scores for Free

Learn More
Forrester Report | Unlocking Hyper-Personalization At Hyper-Scale

Learn More
State of Responsible AI in Financial Services

Learn More
FICO Named America's Best Mid-Sized Employer by Forbes Magazine

Learn More
2023 Trends Report

Learn More
Trust Bank Onboards Over 450,000 Customers in Five Months, Utilizing FICO
Platform to Support Customer Onboarding

Learn More
FICO Empowers Consumers with More Ways than Ever to Access FICO Scores for Free

Learn More
Forrester Report | Unlocking Hyper-Personalization At Hyper-Scale

Learn More
State of Responsible AI in Financial Services

Learn More
Forrester Report | Unlocking Hyper-Personalization At Hyper-Scale

Learn More
State of Responsible AI in Financial Services

Learn More
FICO Named America's Best Mid-Sized Employer by Forbes Magazine

Learn More
2023 Trends Report

Learn More
Trust Bank Onboards Over 450,000 Customers in Five Months, Utilizing FICO
Platform to Support Customer Onboarding

Learn More
FICO Empowers Consumers with More Ways than Ever to Access FICO Scores for Free

Learn More
Forrester Report | Unlocking Hyper-Personalization At Hyper-Scale

Learn More
State of Responsible AI in Financial Services

Learn More
FICO Named America's Best Mid-Sized Employer by Forbes Magazine

Learn More
2023 Trends Report

Learn More
Trust Bank Onboards Over 450,000 Customers in Five Months, Utilizing FICO
Platform to Support Customer Onboarding

Learn More
FICO Empowers Consumers with More Ways than Ever to Access FICO Scores for Free

Learn More
Forrester Report | Unlocking Hyper-Personalization At Hyper-Scale

Learn More
State of Responsible AI in Financial Services

Learn More
FICO Named America's Best Mid-Sized Employer by Forbes Magazine

Learn More
2023 Trends Report

Learn More
Trust Bank Onboards Over 450,000 Customers in Five Months, Utilizing FICO
Platform to Support Customer Onboarding

Learn More
FICO Empowers Consumers with More Ways than Ever to Access FICO Scores for Free

Learn More
Forrester Report | Unlocking Hyper-Personalization At Hyper-Scale

Learn More
State of Responsible AI in Financial Services

Learn More
FICO Achieves Top 5 Ranking in the 2023 Chartis RiskTech100® Annual Report

Learn More
FICO 2023 Scams Impact Survey

Learn More
5 Scam Protections Customers Want from Their Bank

Learn More
FICO Women Leaders: Sharing Our Insights and Success

Learn More
The FICO® Score is Built to Last

Learn More
Is ChatGPT the Weight Loss Wonder Drug of AI?

Learn More
FICO Achieves Top 5 Ranking in the 2023 Chartis RiskTech100® Annual Report

Learn More
FICO 2023 Scams Impact Survey

Learn More
5 Scam Protections Customers Want from Their Bank

Learn More
FICO Women Leaders: Sharing Our Insights and Success

Learn More
The FICO® Score is Built to Last

Learn More
Is ChatGPT the Weight Loss Wonder Drug of AI?

Learn More
FICO Achieves Top 5 Ranking in the 2023 Chartis RiskTech100® Annual Report

Learn More
FICO 2023 Scams Impact Survey

Learn More
5 Scam Protections Customers Want from Their Bank

Learn More
FICO Women Leaders: Sharing Our Insights and Success

Learn More
The FICO® Score is Built to Last

Learn More
Is ChatGPT the Weight Loss Wonder Drug of AI?

Learn More
FICO Achieves Top 5 Ranking in the 2023 Chartis RiskTech100® Annual Report

Learn More
FICO 2023 Scams Impact Survey

Learn More
FICO Achieves Top 5 Ranking in the 2023 Chartis RiskTech100® Annual Report

Learn More
FICO 2023 Scams Impact Survey

Learn More
5 Scam Protections Customers Want from Their Bank

Learn More
FICO Women Leaders: Sharing Our Insights and Success

Learn More
The FICO® Score is Built to Last

Learn More
Is ChatGPT the Weight Loss Wonder Drug of AI?

Learn More
FICO Achieves Top 5 Ranking in the 2023 Chartis RiskTech100® Annual Report

Learn More
FICO 2023 Scams Impact Survey

Learn More
5 Scam Protections Customers Want from Their Bank

Learn More
FICO Women Leaders: Sharing Our Insights and Success

Learn More
The FICO® Score is Built to Last

Learn More
Is ChatGPT the Weight Loss Wonder Drug of AI?

Learn More
FICO Achieves Top 5 Ranking in the 2023 Chartis RiskTech100® Annual Report

Learn More
FICO 2023 Scams Impact Survey

Learn More
5 Scam Protections Customers Want from Their Bank

Learn More
FICO Women Leaders: Sharing Our Insights and Success

Learn More
The FICO® Score is Built to Last

Learn More
Is ChatGPT the Weight Loss Wonder Drug of AI?

Learn More
FICO Achieves Top 5 Ranking in the 2023 Chartis RiskTech100® Annual Report

Learn More
FICO 2023 Scams Impact Survey

Learn More
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TAKE THE NEXT STEP

Connect with FICO for answers to all your product and solution questions.
Interested in becoming a business partner? Contact us to learn more. We look
forward to hearing from you.

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