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Skip to content BLOCKCHAIN AND STOCKS TIPS WHAT TYPES OF INVESTMENTS ARE SAFE AND WHERE? WHAT TYPES OF INVESTMENTS ARE SAFE AND WHERE? To make an investment is to put your money with the hope of a return/benefit at some point in the near future. Simply put, to make an investment means that you have bought an asset or something with the intention of earning income from that investment or the appreciation of that asset that is, an increase in the monetary value of that asset over some period of time. The key here is that you have bought the asset with the aim of making an investment. You have made an investment when the price at which you can sell the asset has fallen to a level that gives you a profit that exceeds what you paid out. Making an investment is not as easy as it may sound and it has its own set of risks and rewards. There are different types of investments: Some of these are fixed income investments such as bonds, shares, and mortgage securities; others are interest-bearing accounts such as savings accounts, certificates of deposits (TFC), and money market instruments such as treasury bills. Fixed income investments are considered safe because most of them are guaranteed by the governments. Investments in financial instruments are considered risky because, even if there is a significant increase in prices, you cannot get your hands on all of the cash that invested in it, unless of course you are a bank. But because stock exchanges offer direct investments, you can buy and sell shares of stock that are issued by companies that issue securities, such as equities. One of the more risky but potentially lucrative ways of investing is in futures trading, because the risk of losing actual cash is relatively higher than any other form of investment. Most futures contracts are traded for less than the actual face value due to the fact that there is a risk of things getting worse before they get better, meaning that in the event that a contract is exercised, the price of the assets sold could fall significantly, forcing the investors to lose more money. However, there are certain types of futures contracts that allow the buying and selling of shares at a set date in the future, called a forward contract. The lower returns of this type of contract, of course, mean that it is not advised to be used as a primary method of investment. However, for people who do have experience in futures trading and would rather not take on large losses, the contract offers a way to earn some extra cash without suffering large losses. Nov 04 2021November 4, 2021 WHAT DOES CRYPTOCURRENCY MARKET LOOK LIKE? A lot of people have visions of the bright future that cryptosporfy holds, but few understand what it actually is. Cryptocurrency is simply an internet currency, and is defined by its state of being a digital transaction, where the value of the currency is backed not only by a real asset, but also by a virtual asset. For instance, in the case of Litecoin, the virtual asset backing Litecoin is the US dollar. Each time one spends Litecoin, they are essentially converting their local currency into a virtual asset. A typical digital transaction would be something along the lines of Google buying Pagegranate for less than a dollar. This transaction uses the power of Litecoin as a form of compensation for the services rendered to them. There are many forms of Cryptocurrency, including: fiat currencies (the most common form), and decentralized systems like the Internet FED, which distributes funds to various individuals via a distributed database. The latter is the more appealing option, as it avoids the pitfalls of centralization of power. By decentralizing power, the power is not centralized in the hands of one powerful institution, instead it is divided into many hands. This provides much more opportunity to innovation, and the free market. With a decentralized system like the Internet FED, each participant in the system can customize the incentives they receive based on their own criteria. The problem with this type of system is that if a company starts up and becomes popular, their employees will all want to start their businesses, and compete against each other for market share, which could result in the destruction of the economy. So what should you look for in a good Cryptocurrency? A good Cryptocurrency should have low transaction fees, and be highly liquid (liquidity refers to how easy it is to trade the Cryptocurrency). Low transaction fees and high liquidity are important because when you’re purchasing Cryptocurrency, you’re often not just paying out money to the issuing financial institution, but you’re also paying a broker fee, a transaction fee, a commission, and many other fees which add up quickly. A high liquidity level ensures that if you want to sell your Cryptocurrency, you can do so quickly and easily. Nov 03 2021 INVESTING IN BLUE CHIP STOCKS Investing in blue chip investments is often a good option for people who are still starting out and might not be able to afford to put all of their savings into the stock market each month. For instance, the Blue Chip Investment Plan, also called NDAQ, is very useful especially when you’re young and still have plenty of time on hand to develop your own wealth at an acceptable pace. The best part about the Blue Chip Investment Plan is that it has been proven successful by millions of people. The plan itself has been around since 1985 and has a history of earning positive returns of around ten percent annually. The main reason why investors like the Blue Chip Investment Plan so much is because it’s so simple and straight forward. It’s actually a set of investments all made based on the performance of various blue chip companies. This makes it easy to invest in stocks of great companies and allows investors to invest in stocks without having to worry about a lot of research or the type of portfolio management that may be required. There are many other types of investment options available but many of them do require a significant amount of research and planning, and this can prove daunting for some people. It would be nice if there was a system or tool that could help investors invest in blue chip companies without having to spend all their time and resources learning about various different investment options and what they do and how they can fit into an overall financial portfolio. The Blue Chip Investment Plan is perfect for this because it does all of the work for investors. They provide blue chip stocks that have been proven through years of consistent performance. So what exactly should a person look for in a blue chip investment plan? First of all, investors should look for a company that’s been around for a few years and has a solid, consistent history of making profits. They should also consider how long the company has operated as well as their financial performance. Last but not least, they should only invest with a reputable and trustworthy company that will allow investors to trade their money in real time. Finally, they should learn as much as possible about the various investments that they’re interested in so that they can make an informed decision when making an investment. Nov 02 2021November 2, 2021 HOW TO SELECT WEALTH MANAGEMENT CONSULTANTS Wealth management advise offers various services to a wide range of customers ranging from affluent to extremely high net-worth and ultra high net-worth individuals and families all over the world. The main services provided are estate planning, asset protection planning, retirement and investing advice, business planning and investment advice, conflict prevention and mediation, divorce, legal issues, probate and estates planning and much more. In fact, this service has a broad scope that covers a full range of financial services and advice. The scope also includes investment and wealth management advice. Therefore, the advice that one can get from a wealth management advisor will depend on the requirement of the individual and on his preferences. When you approach a financial planning and wealth management advisor it is important that you do some research work before you go for them. You need to ask questions to check whether their services will be beneficial for you. Also you need to check on their experience in the field and what kind of reputation they enjoy in the market. Try to check whether they are members of different organizations like the Association of Personal Financial Advisors, Association of Certified Financial Advisors and the National Association of Securities Dealers and the Financial Planning Association. It is important that you find out whether they are registered with the relevant government agency. For instance, there are rules and regulations that one has to follow in order to become a registered adviser with the SEC. Usually wealth management advisors are paid on a consultative basis and so it makes it easy for you to approach them at a time when you require their expertise and guidance the most. Most importantly, they will guide you and assist you in making sound investment decisions that are right for your current needs and circumstances. You can rely on their professional, ethical and courteous services when it comes to your estate planning, financial planning and any other form of consultative financial advising. Nov 01 2021 WHAT IS THE FUTURE OF BLOCKCHAIN TECHNOLOGY? Before we discuss more about Blockchains, let’s first define what it is. If you are familiar with the term “blockchain” this is basically just a collection of computer-generated files that describe a particular transaction, such as how money from one user was spent in another user’s account. The technology behind blockchains has been around for quite some time, but only recently has it started to gain attention from mainstream businesses and organizations. There are different ways to approach the question of how blockchains will impact your business, but all agree that it is inevitable and very important to understand how it works. Let’s go over the main types of blockchains, as well as an overview of how you can start using the technology. The two primary types of blockchains are public and private. A public chain allows anyone to view every transaction that has been made in the system and therefore, it is the most popular. A private transaction doesn’t allow any one person to see all transactions that have happened in the system, thus, it is also the least popular. Each system will allow users to add their own comments or other information to transactions that have already taken place. With so many choices, how do you know which type of Blockchain is best for you? This is largely dependent upon how much money you want to save on transaction fees. Public chains eliminate transaction fees completely, while private ones usually charge fees only when a transaction is processed. It is a good idea to shop around before making a final decision. You should never feel compelled to follow the rules of any one particular Blockchain because doing so may cause your business to be shut down by federal authorities, or suffer significant losses. Oct 31 2021 TYPES OF STOCKS MARKETS A stock market, stock exchange, or share market (sometimes referred to as the exchanges) is a place where the shares of a stock are bought and sold by an individual or a group of individuals. This market is usually located in a physical location, such as a stock exchange building or a stock market yard. In the United States, the busiest stock market is the New York Stock Exchange, also known as the NYSE, a few other large stock exchanges are in Chicago, San Francisco, and London. Many investors prefer to buy and sell their stock through a stock market because it allows them easier access to a wide variety of companies and trading opportunities. In addition, this type of investment has been proven to be very profitable. One type of stock market is called the indices market. These are not actually exchanges where investors trade in individual stocks. Instead, they track the price movements of the indices (such as the Dow Jones Industrial Average or the FTSE 100) of particular companies. An index can be made up of hundreds of different types of financial products including treasury bills, mutual funds, stocks in companies that trade on international markets, and indexes of commodities. The major advantage to these types of indices is that they provide detailed information about the price movements of hundreds of different items at once. An advantage of market indices is that they provide data at the same time several times throughout the day. This enables investors to monitor the changes in stock market prices over the course of several days. This can be particularly useful for stock market traders who want to get an image of how particular companies are doing. Investors who are unfamiliar with the concepts of market indices can use software called a trend line generator to help them make accurate predictions about where the trends might go next. Oct 30 2021October 30, 2021 WHAT ARE THE BASICS OF STOCKS? Stocks are all the stocks in which ownership of an organization is divided up. In English, the stocks are collectively referred to as “stock”. A single share of an organization’s stock represents fractional ownership in proportion to its number of outstanding shares. The dividends are paid to the shareholders and this fraction of ownership is added to the stock prices to come up with the value of the dividend. Thus, the stocks represent profits that an organization makes from the earnings of its business operations. The value of these profits is expressed as a percentage of the total value of all the assets of the company. Most organizations use their profits to finance their growth and to make major purchases that improve their market standing in the market. Most stocks are traded on stock exchanges that are operated by a large company with a trading floor. These large companies are usually those that trade on futures exchanges and options exchanges. In the case of small companies, they may trade on their own markets. The trading of stocks on stock exchanges depends on the policies of the company, its financial situation and the state of the economy. Oct 29 2021October 29, 2021 INVESTING BASICS – CHOOSING BETWEEN INVESTMENT VEHICLES To make money fast is to put money into an investment project with the hope of seeing a return on the investment over a short period of time (usually a few weeks to a month). Simply put, to make money fast means having an investment that you are planning to sell for a profit in the near future and/or having an investment that you are planning to buy for a profit in the near future. It doesn’t mean that the investment itself will earn you a very high return immediately, but the expectation is that the investment will earn you a profit in the near future by increasing its worth overtime. You can make money fast with stocks, bonds, real estate, commodities, options, and a plethora of other investments. Investing is just like making money; you put money into an investment and you expect to make money back out of it over a few months to a year. Investing requires smart buying and selling decisions along with some amount of risk, depending on the type of investment vehicle that you are putting your money into. There are investment vehicles that offer high potential returns but also extremely high risks; these types of investments are called investment options. There are investment vehicles that offer low potential returns but also extremely high risks; these types of investments are called investment securities. You should have financial goals before you start investing so that you can choose the right investment vehicles that best meet your financial goals. The most important aspect of investing is diversification. Diversification means that you are spreading your risk and portfolio between different types of assets. In effect, this spreads your risk so you are not investing all of your money into one specific investment and all of your money into another specific investment. By doing this, you greatly reduce the impact of any one investment on your overall portfolio and, therefore, your risk. Putting all of our eggs in one basket is not a wise financial move, so the more investment options available to us the better off we’ll be. Oct 28 2021 INVESTING IN CRYPTOCURRENCY A Cryptocurrency, or Crypto Currency, is a group of digital information that is designed to operate as a standardized medium of trade where real coin ownership details are maintained in a public record. Most cryptosystems are peer-to-peer mined, meaning that they are mined using a computer science algorithm with no central administrator or governing body. They are usually open to anyone who signs up as a member. There are numerous different types of cryptosystems, the most common ones being Internet-wide address based (IP) cryptosystems and trust model -based (TC) cryptosystems. Each one has a different advantage, disadvantages, design, as well as use. A decentralized Cryptocurrency will provide an alternate method for conducting monetary commerce. It will allow individuals and institutions all around the world to transact without needing to be concerned about personal and credit card fraud. Transactions will also be secure and private from all parties. This type of system can be applied to any medium of trade including the transfer of money and real goods between individuals. Investing in Cryptocurrencies is similar to investing in stocks or other types of commodities because you are buying a commodity (in this case, the Cryptocurrency) that can go up and down in value over time. The major difference between investing in Cryptocurrency versus investing in stocks is that with Cryptocurrency, there is never a situation where you have to worry about a company going out of business or you losing your money invested. Investing in Cryptocurrency is also a great way for beginners to get into the market because it does not require large sums of money to start and provides a steadily increasing profit over time. Oct 27 2021 WHAT ARE THE ADVANTAGES OF INVESTING IN BLUE CHIP INVESTMENTS? Investing in blue chip companies is a good option for people who might not be able to afford to invest a lot in the stock market. It’s not necessarily for the rich – though investing in blue chip stocks can bring in a nice return if you’re lucky. When looking into investing in blue chip companies, keep in mind that there’s always the risk of the market dropping down a bit, but this usually happens to the strongest companies. A strong company will likely be around for some time; if it starts to grow in a fast way, though, it may not be as safe as you think. Blue chip investments can be found in many places. Many investors look online for these types of stocks, while others look in local newspapers, at investment firms and even at auctions. However, if you aren’t comfortable investing online, there are also banks that offer loans that can help you purchase shares of companies like this. Most people have heard about the risks involved with these types of investments, so they try to stay away from them as much as possible. If you want to invest in blue chip stocks, make sure you read up on the history of the company and what its current standing is before making a commitment. Since there are so many investors looking for a safe place to invest, you can expect this market to continue to be popular for years to come. With all the ups and downs of the stock market, blue chip investment companies might still be a good choice for some investors. This is a good option if you know you won’t have a large amount of time to focus on your investments. However, you’ll have to be patient and make sure you have a good financial strategy in place before putting any money into this type of investing. This will be especially important for investors who don’t have years to devote to this type of investing. Oct 27 2021 WHY A WEALTH MANAGEMENT CONSULTANCY? WHY A WEALTH MANAGEMENT CONSULTANCY? Wealth management consultancies provides advisory services to a wide range of customers ranging from wealthy to high-net-wealth and ultra-high-netswift individuals and families who have a lot of assets. These kinds of customers are normally in the investing business or they have investments for their businesses. The consultants help them in identifying investment opportunities, identifying areas for growth in wealth management and advise them on how to make these investments grow in value and pay out in dividends on a regular basis. There are many areas where these kinds of consultancies provide these types of advisory services such as real estate planning, retirement plans, estate management, business planning and individual and family wealth management. Wealth management consultancies also work with families and individuals to develop and implement comprehensive asset protection and tax planning strategies. They also counsel families on how to handle the accumulated wealth accumulated by their spouse and direct the investments used for daily expenses, education and retirement funds. They also make recommendations for wealth management solutions, including self employed pension and retirement planning and other workable options. The wealth management consultancies can recommend strategies that suit an individual’s needs and requirements. For example, the Consultative Service Provider may advice the self employed individuals on establishing a Business Interventions and financial consultation services. The consultant assists the client in developing an appropriate and well laid out budget and financial planning that meets his goals, objectives and financial situation. In addition, the wealth management advisor helps the client plan the various assets that need to be accumulated to meet future goals and objectives and the various strategies that can be implemented. This can include stock market, bond and mutual fund investments, real estate and rental properties, private equity and inheritance solutions, charitable donations, stock options and futures trading. The consultancies also help their clients in setting up a suitable structure for retirement planning including asset protection, pension and health care plans, estate planning and retirement benefit policies. Oct 25 2021 WHAT IS THE BLOCKCHAIN? WHAT IS THE BLOCKCHAIN? If you are not familiar with the term “blockchain”, then here is some information to get you started. Simply put, a “blockchain” is simply a group of computer networks that are linked together and all the data within the chains is considered valid by all computers on the system. It is like the “underground railroad” network that allows us to move from one point to another quickly and efficiently without having to actually walk through the tunnels. An “blockchain” is not actually a database at all, but rather it is a way of managing the transaction and confirmation process for various different types of currencies and assets. Basically, anyone can create a “blockchain” by recording certain transactions on their computer – essentially creating a digital logbook of sorts. In the future, this digital logbook will allow people to trace back the various transactions that have taken place and will provide them with proof of the validity of said transactions. In the mean time, the “blockchain” acts as a ledger, recording all the activities related to the ownership of various assets and money on the global scale. There are several reasons why someone would want to use the Blockchain technology. Some businesses are beginning to explore new methods of doing business online – which includes using the protocol to manage their transactions and secure their clients’ data. This also allows for the central authority to add new features to the ledger which will allow for easier transaction approval and confirmation and will lower fees. Another reason for using the Blockchain technology is because it lowers costs, which is especially important for those who are doing business on the global scale. Oct 25 2021 LEARNING ABOUT THE STOCK MARKET – PART 1 What is a stock market? A stock market, equity index, or share index is the collective aggregation of buyers and sellers of shares, which collectively represent ownership interests in companies; these can include securities listed on the New York Stock Exchange (NYSE) or the NASDQ (National Association of Securities Dealers.) The key to any trading activity is buying low and selling high-the objective is to buy low and sell high at an agreed upon price. When you buy shares, you are creating new shares in the stock market. As the price of the stock increases, you make profits as the supply exceeds demand. How are shares bought and sold? Shares can be bought from a variety of sources-vendors, brokers, financial institutions, or other investors. In trading, shares are often bought and sold “short” by selling short the number of shares desired, known as the selling stock. Short selling enables investors to acquire smaller amounts of shares at a lower cost. Once the desired number of shares is reached, an agreement is made for delivery and the investor is then entitled to complete a sale of all or a part of the shares to buyers. When trading on the stock market today, it is essential to know how to interpret the stock market’s movement. This is because traders use various techniques and strategies to gain an advantage over other investors and make a profit. One of the most commonly used techniques is “bid-ask,” or the process of determining the level of willingness of buyers to buy a particular security or group of securities. The simplest and most straightforward technique is to determine the bid price and compare it to the corresponding bid ask price; however, this does not give an accurate picture because there are other factors that affect the price. Oct 23 2021 WHAT ARE THE TYPES OF STOCKS? WHAT ARE THE TYPES OF STOCKS? Stocks are all the stocks held by an organization in which ownership of an entire company is under an agreement. In American English, all the stocks are collectively referred to as “stock.” A single share of this stock represents fractional ownership in proportion to its total number of outstanding shares. The value of any particular share is usually fixed at the time of purchase; however, it can be increased or decreased, depending on the general stock market conditions. As a shareholder, you have a right (but no obligation) to participate in the determination of a company’s share price. You are entitled to your vote at Board meetings and other regularly scheduled meetings, but cannot participate in shareholder meetings or when company directors are holding annual meetings. There are many different types of stocks, including common stock, preferred stock, bridge stock, issuer stock, reverse stock, treasury stock, and new stock. One type of stock is “follow-on” stock, which means that the purchaser receives shares of stock immediately upon the sale or purchase of shares by a previous owner. Some companies issue stock as part of initial public offerings, or IPOs. Other companies issue shares to employees immediately after they become employees, sometimes known as employee stock options. These are often the most highly traded and potentially the most lucrative types of stocks. Shares of this type are usually traded on major exchanges such as the New York Stock Exchange, the NASDAQ, and the London Stock Exchange. Oct 23 2021 INVESTING TIPS – TYPES OF INVESTMENTS FOR THE LONG TERM To invest effectively is to put money into an investment with the intention of seeing a return/profit in the near future. Simply put, to invest effectively means purchasing an asset or a product with the intention of making money from the investment over a certain period of time or an appreciating value of that asset over that period of time. An investment is defined as being an investment when the buyer of that asset or property actually makes money out of it. There are many investment types but they are split into two main categories: equity and fixed income. The most common type of investment is that of fixed income where an investor invests in an asset for the purpose of receiving a fixed amount of money each year for a fixed period of time such as a bond. Fixed Rate Savings Accounts (FRSA) and Term Deposit Savings Accounts (TDS) are two of the most common investment funds used by long term investors. These investment funds allow the investor to save and build up tax-deferred savings over time. These investments are popular among the retirement set because they provide an opportunity to accumulate liquid cash that will grow tax-deferred and be available to them when they retire. This form of investment is especially attractive to the baby boomer generation because these people have limited access to retirement funds due to the current lack of good investments outside of the pension plan. Some of the best investments for long term investors are those which offer good safety through inflation and/or interest rate stability. Long term investments which are designed for growth include stocks and bonds. Stocks can be bought to maturity and then sold for a profit. Bonds, on the other hand, are meant to be held for a shorter period of time (generally ten years). Bond yields are frequently tied to market rates; however, there are some bonds whose coupon payments are tied to the movements of the U.S. dollar. Both stocks and bonds offer a solid return when purchased in good quantities. Oct 21 2021 INVESTING IN CRYPTOCURRENCIES A cryptocoin, or crypto-currency, is a digital collection of unalterable, encrypted binary data that is designed to function like a virtual currency in which user coin ownership records are maintained in a highly secured online ledger that is available to the general public. There is no physical money nor physical assets tied to any one cryptocoin. Instead, a cryptocoin is entirely virtual and all monetary value is derived from the collective efforts of all the users who hold the coins. This system can be compared to the currency of a country. Cryptocurrency users typically “mine” the supply of their digital assets, meaning they are able to create more of them by making transactions with other users of the same type of Cryptocurrency. Mining requires large amounts of computer power and time to accomplish and is done by purchasing expensive equipment. The value of a Cryptocurrency increases with the increased demand for its underlying asset, which also drives up the value of each coin. There are currently several dozen different Cryptocurrencies in existence. With a growing community of Cryptocurrency investors, more valuable and rarer Cryptocurrencies are being created. One notable lesser known Cryptocurrency is zcash, which was created by the aforementioned Litecoin developers. Other less well known but still valuable Cryptocurrencies include eether and doge. Oct 20 2021October 20, 2021 HOW TO TURN A LOSS INTO A PROFIT WITH BLUE CHIP INVESTMENTS Blue chip investment companies are defined as those companies which have a proven track record and consistent earnings. They are well known and respected in the market for consistently producing above average returns year after year. The companies are named so because of their inherent value, their outstanding history, and their financial stability. Investors feel more secure when buying shares of a blue chip company because there is some degree of assurance that the company will experience strong sales growth in the future. Although companies with strong financial profiles may still encounter losses, investors feel more at ease when trading shares of a blue chip investment company. The primary reasons why investors choose to invest in blue chip stocks is because they are well established and/or have a long history. Many blue chip stocks will have been around for many years already. This ensures that the companies have a solid management team, which is well experienced in creating business strategies and long term profit projections. However, the primary assumption when making such an investment is the fact that such a company will not be impacted greatly by fluctuations on the stock market, and therefore is relatively safe to invest in. Such an assumption can be risky, especially when the market eventually suffers a sharp downturn, as has been recently seen. As such, investors need to be aware of certain risks when investing in blue chip stocks, and be willing to absorb these risks in order to maximize their returns on investment. In order to diversify an investor’s portfolio, it is often necessary to open a demat account. A demat account is basically a second banking account which invests in different blue chip stocks as well as other well established but less expensive stocks. It is important to keep in mind that there is often a greater degree of risk associated with a demat account than with a blue chip investment company. Investors looking to diversify their portfolio should consider opening a demat account if they are serious about turning a profit from their blue chip investments. Oct 19 2021 WEALTH MANAGEMENT – PLANNING FOR RETIREMENT Wealth management is an area of investment planning, especially concentrated in asset allocation strategies. This area of financial management is also known as personal finance management, wealth management, or estate management. In general, the purpose of wealth management is to aid the investors to secure their wealth. This may be done by making use of stocks, investment plans and /or estate planning or even the welfare of dependents. It basically involves using one’s own money to assist other people or organizations to secure their future assets. When it comes to wealth management, planning for retirement is very important. After all, when you retire, you want to enjoy your life, not pay taxes on it every year with a pension. And since you will be taking out a loan with this, you don’t want that loan to get out of hand and result in bankruptcy for you or your family. A wealth management consultant will provide you with various options for your retirement planning, including how to structure your assets for maximum benefit during retirement, whether you should invest in stocks or mutual funds, how to avoid inflation and how to save for a comfortable retirement. These days, there are so many companies and firms that offer such services. The Internet is a good resource to help you learn more about this area of planning for your future and your assets as well. You will want to take your time to research these companies and firms before signing up with one in particular. The nice thing is there are plenty of such firms and companies to choose from, meaning you can get the help you need for planning your wealth management as well as take advantage of the various services these firms offer for getting advice as well as investing in your future. Oct 18 2021 THE BLOCKCHAIN TECHNOLOGY – WHAT IS IT? THE BLOCKCHAIN TECHNOLOGY – WHAT IS IT? Blockchain is an internet technology that allows users to transact digitally without needing any third party intervention. The technology came into being when the internet protocol address, IP address and computer network were fixed together and became the backbone of all web based data transfer. The protocol was further defined in 2021 with the introduction of the Hypertext Transfer Protocol (HTTP). The use of this protocol allowed users to send strings of characters with different protocols over the internet without the need to download anything onto the user’s computer or router. The term “blockchain” is short for distributed ledger. The technology allows transactions to be recorded in a trust-less manner. Transactions are grouped together in blocks which are then secured by various transaction capabilities of participants. Blockchains can be divided into two categories: public and private. Public blockchains are called blockchains that are visible to everyone and private blockchains are not accessible to the general public. The bitcoin blockchain is the most popular form of this technology. This particular protocol underpins the vast majority of the digital currency in use today. It allows for seamless secure transactions that are free from third parties, giving individuals a more secure way of buying and selling commodities and currencies. As more companies begin to adopt this new infrastructure, the possibilities for growth and development of the digital currency will become available to everyone. Oct 17 2021 STOCK MARKET – A WAY OF LIFE FOR MANY STOCK MARKET – A WAY OF LIFE FOR MANY The Stock Market is a place where stock shares are sold and bought between entities, known as the issuers and the purchasers. It is a market where stock shares of various companies are traded in an open market, with a central board, or a central trading hub. A stock market, or exchange market is where stock shares of various companies are traded in an open market; these can include securities registered on a national stock exchange such as the New York Stock Exchange (NYSE) or the NASDAQ (national association of securities dealers) to exchange and trade stocks on the stock market. On the other hand, in a futures market trading, one can trade for a specific time period based on a quoted quote from a contract; this contract may be settled at the time of settlement. However, these markets may also be futures exchanges where commodities and currencies are traded. The main attraction of the stock market to the general public is its ability to offer high potential returns; however, this has resulted in some people who do not necessarily have extensive experience in trading stocks to make poor investment decisions. One of these poor investors is the ‘buy-and-hold’ investor. This is due to the nature of buy-and-hold investment where the investor relies solely on the performance of the underlying company, taking no consideration of the current stock market trends or how it may affect the price of the company’s shares. This may result in a quick loss of money if the company’s stock price plummets. To avoid losing money through buy-and-hold investment strategies, it is important for new investors to first learn how the stock market works. It is essential to first establish the maximum acceptable risk-to-reward ratio for the amount of money that the investor is willing to lose, as well as learn how the stock market operates. One method used by experienced investors to determine whether a stock is over-bought or over-sold is to wait for the company to provide financial statements. Once the company has released its financial information, these statements will allow the knowledgeable investor to see whether the stock market has already peaked or if the company is in a declining trend. If the company is in decline, then the optimum time to purchase shares is during the decline. From here, the investor can choose whether to sell all or just part of their shares. Oct 16 2021 NYSE – WHAT IT IS AND HOW IT WORKS NYSE – WHAT IT IS AND HOW IT WORKS A stock is simply an investment in a business. When you buy a company’s stock, basically you are buying a tiny piece of that business, known as a share. Many investors buy stocks in businesses that they believe will go up in price. When you buy shares of a business, you become a shareholder since you indeed share in the profits of the business. The profits are then divided between the shareholders in the form of dividends. This process of dividends is what is used by the stock exchange to ensure that the shareholders are getting a portion of the profits that have been paid out to them. However, unlike traditional stocks, shares on the stock exchange are not immediately available to all shareholders. Shares can only be sold to other shareholders through a broker or by a company in order for the stocks to be listed on the exchange. By becoming a registered investor with the NYSE, investors are able to purchase shares from other investors and are thus able to have more control over their ownership. Because of this, many private individuals have taken advantage of the ability to have a greater say in their company’s future. Oct 16 2021 THE BASICS OF INVESTING To make an investment is to put your money into an investment with the aim of a certain profit/return in the near or distant future. Simply put, to make an investment means you are buying an asset or piece of property with the intention of earning a profit or an increase in your investment that either is a long-term increase or an initial increase. For example, an individual who makes a purchase of shares in a stock market is making an investment. However, the profit made out of the investment will depend on whether or not the company increases in value over the years to come. This kind of activity is known as investing and it is basically the opposite of renting. Investments can be done through several methods by most people. For instance, savings accounts, stocks and bonds, investment funds, etc. are some of the most popular investment options that are used by many individuals all over the world. Although most people do not like to have large amounts of money tied up in investments, it is important to note that these investments are crucial for an individual’s financial security in case something happens to his savings or investment. An investment, no matter how small or large, will generate returns sooner or later if the circumstances are favorable. The bottom line is that one should have a well-managed portfolio so that his investments will generate positive returns. For example, in stock market investing, it is important to choose the right stocks and invest in them so that they will appreciate in value over time; otherwise, one will just be wasting money. Oct 14 2021 NEW TRENDS IN CRYPTOCURRENCY Cryptocurrency, like any other form of money, is the system by which goods and services are traded in the financial world. A good way to explain it is that it is a way of converting one currency into another. This is done through a process known as ” cryptography”, which includes such methods as transfer of public key information, public key infrastructure (PKI), digitally signed documents, and digital certificates. There are several different forms of cryptography. For instance, Digital Certificate Infrastructure (DCA) is the backbone behind the issuance of many online certificates such as credit cards, and online banking capabilities. Digital Certificate Authority (DCA) is also used for digital signatures, secure remote transactions, mobile computing, and secure remote connections to networks and servers. Decentralized ledger technology and blockchains make up the underlying principles on which Cryptocurrency is based upon. The core components of the Cryptocurrency system include: a distributed ledger, computers, and a network of peers. A decentralized ledger technology allows for trustless and completely secure peer-to-peer transactions, while ensuring that data and communications can be monitored and recorded at any given moment in time. Blockchains are networks which use matrices and digital proofs to ensure that the integrity of the transactions are protected against hackers and other risks. One more aspect of Cryptocurrency is that there are no known external causes of risk or losses. This is unlike traditional economies or physical asset classes, such as gold, oil, and silver which typically have to be stored at immense depths of water in order to maintain their value and maintain their safety from loss. With Cryptocurrency however, the storage and transfer of these assets occurs between network nodes, and is not at all susceptible to natural disasters or other forms of damage. While it is unknown how long the future generations will have to spend storing their gold and silver in order to maintain their financial position in the Cryptocurrency age, the future is unknown for now. Oct 13 2021October 13, 2021 INVESTING IN THE MARKET – A PRIMER ON STOCK MARKET INVESTING INVESTING IN THE MARKET – A PRIMER ON STOCK MARKET INVESTING A stock market, stock exchange, or shared market is an association of investors and institutions that represent ownership interests in companies; these can include publicly traded securities listed on a publicly accessible stock exchange. The primary trading activities of these entities occur on a futures exchange. In a stock market, one company’s securities act as the “security” for the loans or other forms of financing the company requires; through this arrangement, the company’s stock is usually traded at a pre-determined price and is traded back and forth between buyers and sellers. Stock markets are the modern equivalent of a modern marketplace where numerous buyers and sellers can come together to make deals and purchase or sell stock. They are an essential part of the global financial system. While some stock markets are classified as “over-the-counter” or OTC, there are others that are classified as specialty markets. Many people consider stock markets a way to invest money for the long haul; however, the reality is quite different. While investing in stock markets can yield excellent returns, they also involve risks. The value of the securities available through a stock market exchange may plummet after a drop in the company’s stock price, especially during a volatile economy. Likewise, during a boom in the market, the value of securities may rise sharply, before they begin to fall again. Investors should be aware that even if the company increases its earnings per share (EPS) during a boom, this will not necessarily translate into increases in their value during a depression or other economic difficulty. Investing in a specialized form of managed funds, individual stocks, or exchange traded funds, can be a much more stable means of investing for an investor’s portfolio. These types of managed funds are made up of a collection of different investments that are carefully chosen for their ability to perform well during different economic cycles. Through careful selection of index funds, investors can ensure that their portfolio will remain strong during difficult times by providing a consistent flow of income to the account. Index funds are a great choice for individuals who don’t have a large amount of time to devote to managing their portfolio, as well as those who would prefer to focus on their individual investments rather than worry about what the market is doing. While individual stocks can be a great way for investors to make money and build a solid portfolio, they must be watched closely during times of market fluctuation to ensure that their performance remains strong and profitable. Oct 09 2021October 9, 2021 ALL YOU NEED TO KNOW ABOUT STOCKS Stock is the shares in which ownership of a particular company is limited. In common English, the stocks are collectively referred to as’stock’. Each share of this stock represents an insignificant fraction of a percentage of overall ownership of the company. Stocks are usually issued by publicly traded companies; there are several different types of stocks. Common stocks, preferred stocks and common stocks are the various types of stocks available. The common stock is the most commonly used and therefore, is the most easily accessible. The shares are listed on the New York Stock Exchange (NYSE) or the American Stock Exchange (ASX). These companies have to have a minimum number of shareholders (owners) registered with the SEC (Securities Exchange Commission). A majority of stocks are usually preferred stocks. Preference stocks are the ones that are listed on the main exchanges and have the greatest probability of rising in value due to the increase in number of buyers. There are several other types of stocks. Dividend stocks are issued by corporations to its end users such as employees and shareholders. The dividends are received by the corporation out of net profits. Initial public offerings are an alternative to public offerings and these are the stocks given away for free to potential shareholders by the issuing company to create a rise in its share price. Lastly, debt securities represent an agreement between a corporation and an investor whereby the latter would pay off a certain amount of money as interest and the former would in return issue shares of its stock as repayment. Oct 09 2021 HOW TO INVEST IN DIFFERENT ASSETS HOW TO INVEST IN DIFFERENT ASSETS To make an investment is a term used all over the world that simply means to put your money into an investment with the hope of some kind of return or advantage in the near future. Simply put, to make an investment means buying an asset with the hope of making a profit from the investment or even the gain of your initial investment which again is the increase in the value of this asset over a short period of time. Now depending on the market conditions, the profit or loss may vary from one individual to another but the objective remains the same. This profit or loss will be determined by the risk that was incurred and the time duration over which the investment was made. There are basically two types of investment namely, long term and short term investments. Long term investments are those that are made over a long period of time such as say one year or more. They are generally viewed as being safer than short term investments as they tend to be much more secure in case of any downturn in the market. Long term investments also tend to be more expensive as they represent a longer period of time to realize the full benefits of the investment. Therefore, when you are planning on investing you need to factor in the risk of the investment and then choose the right investment option for you. Short term investments are those that can be bought and sold very quickly and usually within the space of a day. The stocks and bonds are one of the easiest types of investments to make money out of. This is because stocks and bonds can be bought and sold very easily and within the space of 24 hours. The great thing about these investments is that you don’t have to worry about holding on to the stocks and bonds for too long as you can sell them off in a day and gain immediate profits. Oct 07 2021 WHAT ARE CRYPTOCURRENCIES? A Cryptocurrency, or cryptocoin, is a group of binary information that is designed to function as a medium of online exchange where multiple person coin ownership details are maintained in a distributed ledger that is cryptographically secured. There are different ways that this can be accomplished. One way is through the use of a standard computer that has access to the Internet. Another way is through the use of digital certificates that are issued by a website. In order for the information to be displayed in the online environment, it is encrypted through scrambling and then scrambling again. One type of Cryptocurrency that has been gaining in popularity lately is the Litecoin. This is due to the Litecoin developers creating an open source software program that will allow any user to create their own private transactions without using a third party intermediary. Because of this, the Litecoin protocol was created that allows users to maintain their own private and secure ledger of their transaction history. The main goal for the creators of Litecoin was to pave the way for other potential currencies that may emerge in the future. Other Cryptocurrencies that have had some success but not to the extent that Litecoin has had are Namecoin and Stellar Luminate. There is still much more to come in the world of Cryptocurrency, and many more milestones to cross before the entire world will have access to this new and exciting technology! Investing in Cryptocurrency is one of the safest ways to ensure your investment is protected. There are several different ways that Cryptocurrencies can be transferred throughout the Internet. Some of the more popular methods include HTTP or Hypertext Transfer Protocol (HTTP requests), Simple Network Management Protocol (SNMP) requests and TCP/IP packets. With the increase in popularity of the Internet and the security that comes along with it, investing in Cryptocurrency is something that should not be taken lightly. By keeping current on what is happening in the world of Cryptocurrency, you will be able to make the most of your investment and help to keep yourself and your assets safe. Oct 06 2021 HOW TO SELECT GOOD BLUE CHIP STOCKS Investing in blue chip companies can make you rich if the company is stable and has a good financial record. Blue chip investments usually have higher price compared to other small caps. However, you cannot just choose any company and that is the reason why you need to know how to select blue chip investment. Blue chip stocks always have high public opinion and high market value. If you are new to blue chip investment, feel free to check out article on how to invest in blue chip stocks for a better knowledge. Most investors usually prefer blue chip stocks which are listed on major exchanges such as NYSE, NASDAQ and FTSE 100. Investors should also look at companies’ stability and long-term potential. You can also search for blue chip companies trading on other stock exchanges such as AMEX and OTCBB. However, it would be best to avoid volatile penny stocks because they may cause extreme fluctuations in the market. Always remember that you need to check the company’s financial reports before buying stocks. The good thing about investing in blue chip stocks is that you can trade anonymously without worrying about your personal information being exposed to others. Online trading is also a good option to invest in blue chip stocks, however, it is important for you to know how to effectively analyze and decide whether you should transact or not. Always remember that researching and making decision in trading is an essential part of your success in stock market investment, so do not take these things for granted. Oct 05 2021 WHAT IS WEALTH MANAGEMENT? Wealth management refers to the discipline of managing wealth with an aim of maximizing gains and minimizing losses. We are not talking here about stock market or real estate here, but about wealth management that is concerned with helping people to manage their wealth. The term was first used by Burt Reynolds in his novel Grease; it has its roots in the field of philosophy. It can also be used as the management concept of the Wealth and Asset Management (WAM) discipline, which was introduced by the World Wide Organization (WO). Wealth management or wealth guidance provides several services to a broad range of customers ranging from affluent to extremely wealthy and high-net-price individuals and families. Some of these advisors provide advisory services to individuals and family businesses. These firms also serve as financial planners, financial consultancies, asset managers, and asset allocation advisers. Some advisers also help businesses to reduce their taxes by providing them with strategies for incorporating costs savings and by minimizing their tax obligations through strategic tax planning. Some other advisers offer specialized wealth management advice and offer specific services for wealthy families or affluent individuals. One of the main services provided by the wealth manager or wealth advisor is financial planning. This is particularly important for those who are approaching retirement age because financial planning can make sure that you are able to fund your retirement, if you have one at all. The financial planning service can also help you if you are already retired but looking forward to supplement your income by making investments to boost your retirement earnings. A wealth manager’s advice may be especially valuable if you have no retirement plans or pension and are looking forward to supplementing your income. Even if you have a pension, the financial planning adviser can help you maximize it and reduce your tax liability so that you can get the most out of your pension. Oct 04 2021 STOCK PORTFOLIOS – THE COMPLEXITIES OF PORTFOLIO MANAGEMENT The stock market is a place in which shares of a company are sold to investors. A stock market, equity index, or shared market is where shares of a company are sold to investors; these can include unlisted securities on a publicly traded stock exchange. There are many different types of exchanges for various kinds of securities such as equity, debt securities (stocks), commodities, mutual funds, etc. In addition, the exchanges can be national or international. One type of stock market is a direct market in which trading occurs with no brokers; instead an investor would transact business directly with the company offering the securities. This allows for a number of advantages; the main advantage is that you are able to buy lower cost, but potentially more volatile, stocks without requiring a broker. Because of this, direct investing is more appropriate for people with smaller portfolios who are not concerned with the complexities of portfolio management. On the other hand, there is the full-service brokerage firm where an investor would be allowed to invest a larger amount of money that is less volatile. This type of brokerage firm also allows for investment strategies such as leveraged buying and selling; this is a form of investing which involves using financial instruments such as futures, options, currencies, etc., in order to gain more returns from the investments. These firms are often used by larger financial portfolios. When it comes to portfolio management, the most important thing an investor needs to consider is the overall health of the portfolio. An investor should always have an eye on his personal finances, but when it comes to the stock market, it is much more important to have an eye on the health of the overall portfolio. Most investors focus on just individual stocks. However, it is important to realize that a large part of your portfolio should consist of assets such as stocks, bonds, mutual funds, etc., in order to gain the most benefit and minimize risk. When an investor focuses on individual stocks it is easy to focus on individual problems, but when all of these things are added together, the picture becomes a lot more complex and requires the skills of a well trained broker. Oct 03 2021 LEARN THE BASICS OF INVESTING IN STOCKS LEARN THE BASICS OF INVESTING IN STOCKS Stocks are all the stocks in which ownership of a company is divided ownership. In American English, all the stocks are collectively called as “stock.” Each shareholder (owner) of a company is entitled to an entitlement or right to receive dividends per year from the controlling shareholder of that company. The dividend entitlement is determined by the regulations of applicable government authority. A single share of any type of stock is called “stock.” Every kind of stocks, whether common or preferred, is entitled to dividends. A dividend payment is the return of income to an investor from the value of his capital. All types of dividends depend on the nature of the issuing company and its financial performance. Dividends are generally paid to help fund the development and expansion of the business, and/or to cover expenses. Generally speaking, there are two kinds of dividends: Stocks are divided in to two classes based on their meaning. These are known as common stocks and preferred stocks. Common stocks are the stocks that are owned by majority of shareholders of a company. Preferred stocks are those stocks that are owned by a minority of shareholders and entitled for less returns than the common stocks. Oct 01 2021 UNDERSTANDING THE BASICS OF INVESTMENT UNDERSTANDING THE BASICS OF INVESTMENT What is investment? Simply put, investment means buying an object or an asset with the intention of making money from the investment or even the rental return of that asset which is basically an increase in the purchasing value of that asset over a definite period of time. Now, what is the definition of investment? According to Merriam Webster’s dictionary: “the making or earning of profits; income.” For the purpose of this article, we define investment as: Investing on behalf of one or more persons, the payment or return of which is determined by the value of principal and interest or some combination thereof. This definition leaves a lot of room for people to interpret investments in different ways, but we will stick with the more common definitions. Some common types of investments include stocks, bonds, mutual funds, real estate property and securities like currencies, interest rates, and stock indexes. Depending on how you want to define investment, the method of selection for your assets will differ. Some of the more common categories of investments include: Long-term bonds (like pension funds), stocks (real estate, company stocks, etc. ), mutual funds, and money market instruments like bonds, treasury bills and certificates of deposits. As the number of categories increases, you can also include options such as options, derivatives (derivatives are financial products that allow for the transfer of one variable to another), commodity markets, and foreign exchange. All of these categories have different characteristics to them, and you should be aware of the details for each before you start investing so that your portfolio is as balanced as possible. Sep 30 2021 WHAT ARE CRYPTOCURRENCIES? WHAT ARE CRYPTOCURRENCIES? A Cryptocurrency, is a group of digital information that is designed to function as a medium of exchange where public coin ownership details are maintained in a public ledger that is publicly accessible. There are many different forms of Cryptocurrency and each has its own set of features, advantages, and disadvantages. The word Cryptocurrency comes from the words Cryptoscience, which means the study of precious metals and their prices, and Cryptocurrency Management, which refers to the management of such assets. The use of Cryptocurrency precedes the development of money as we know it. The most popular form of Cryptocurrency is the Cryptocurrency with the most well-known example being the Digital Cash. Other examples of Cryptocurrency can be defined in terms of how they are traded: for example, stock in a company, the major Cryptocurrency by far is gold. In these cases, the assets underlying the Cryptocurrency are company stocks, not actual gold coins. Because gold itself is an asset, all forms of Cryptocurrency will necessarily involve trading and buying transactions between buyers and sellers. The main difference between Cryptocurrencies and traditional currencies is that unlike conventional currencies, Cryptocurrences can change rapidly without any centralized institution maintaining a record of changes in the Cryptocurrency, making the exchange of Cryptocurrencies very similar to that of trading commodities on the commodity market. Because the supply of certain Cryptocurrences is fixed, the supply and demand of Cryptocurrences is also based on the ability to acquire them and convert them into real world money. This again is contrast to the case of a fiat currency, where the supply can be increased or decreased at will, depending on the general state of the economy and the public’s perception of that economy. One major advantage of Cryptocurrency is the lack of a central bank, which keeps the supply and demand of Cryptocurrencies in check. Another advantage of Cryptocurrencies is that it makes transactions between buyers and sellers very private. Sep 29 2021 INVESTING IN BLUE CHIP STOCK – THE BENEFITS OF PREFERRING TO INVEST IN REPUTABLE STOCKS When talking about blue chip investments, some people think that these investments are only those companies which have been around for several decades. But it should be said that the list of companies which are regarded as blue chip include some of the newer companies which have emerged in recent years. These companies have a good history and have been trading for many years. In order to reap maximum benefits from your blue chip investment, you need to ensure that you are purchasing such investments from a reliable source. Investing in blue chip investment offers you a number of advantages, but you need to know what you are looking for and where you can find such companies. The first thing you need to consider when looking out for a safe investment option is that it should be a company which has a long-term history and has been trading successfully. In fact, some investors believe that investing in blue chip investment should last for a minimum of 10 years. Blue chip companies are generally thought to be safe investment choices, and they also help investors from balancing the total portfolio risk with their own savings. But the most common assumption when making such a huge investment is that such a business will not change hands even in a recession, as they are so well established. This is actually not true because investors who make such purchases are diversified and are not concentrated on a single business. Some of these businesses include utility companies, airline companies, hospitals, and financial institutions. There is no denying that when you are investing in blue chip stocks, you will need to take the long way, especially in times of recession. Therefore, the best idea would be to look for an institution which has shares in several businesses rather than concentrating on one, in order to ensure that you remain safe. Sep 28 2021 WEALTH MANAGEMENT ADVISORS Wealth management consultancies provides services to a whole range of customers ranging from wealthy to high-net-value and ultra high-net-value individuals and families around the world. There are many areas of concentration within the field of wealth management, with experts in each offering services to suit specific needs of individual clients. Some specialize in the financial planning and investment portfolios for families and others in estate planning and asset protection for individuals. Experts also offer expert guidance and advice on tax matters, retirement plans, asset protection and insurance and other issues of concern to wealth management clients. They can also help to establish and maintain strategic asset management plans, assist with executive coaching, and provide support during and after divorce, settlement, birth and death. In some cases, wealthy individuals and families seek the assistance of a wealth management advisor to help them with their day-to-day investments and financial activities. These advisors may provide basic financial planning services such as setting and sticking to a retirement and investment retirement objectives and goals, as well as creating a comprehensive financial portfolio for wealthier clients. Other specialized areas of assistance offered by these advisors include estate planning, protecting wealth through estate planning, protecting wealth during unexpected tragedy, protecting assets during economic ups and downs, and investing in risky but potentially rewarding ventures. In addition, these advisors can help to develop and implement effective corporate strategies and programs that can improve a company’s performance and help it to grow. They can also assist in liquidating or selling portfolios of assets and can provide advice concerning various options for estate planning, be it probate, keeping property taxes paid, or even creating a trust and leaving some of your assets in that trust. As a part of a comprehensive financial services package, an investment advisory service can be a very helpful tool for wealthier clients and family members. Not only will the advisor give advise concerning appropriate investments, he or she can also provide invaluable financial services and guidance based on sound financial strategies and investments designed to protect wealth, grow it, and protect it from unpredictable events. For many affluent clients, the term ‘financial planner’ is an undesirable word. However, a wealth management advisor is someone who is certified in order to practice as an investment adviser, and he or she must have certain credentials. Often, a good way to weed out unqualified counselors is to ask for references and recommendations of friends, co-workers, and other affluent clients. Sep 27 2021 UNDERSTANDING THE BLOCKCHAIN TECHNOLOGY UNDERSTANDING THE BLOCKCHAIN TECHNOLOGY Blockchain is the technology that underlies the world’s current financial system, allowing individuals to trade across international borders without the use of a conventional currency or bank. A few years ago, it was not possible to trade any sort of currencies at all. But, thanks to this technology, anyone from anywhere can trade any currency from anywhere at any time – something that has radically changed the way the market functions. This article will explain what is involved with using this technology to secure private money in your own back account. In order to get a good understanding of the workings of the Blockchain, you will need to understand the two main parts of the system: the miners and the network. With a little bit of technical jargon, you would probably know that the miners are people who facilitate the secure transfer of transactions across the ledger, which is a public database of all of the different transaction and ownership information of the system. Transactions occur via “chains” of transactions that have been laid out in the original transaction and ownership documents. The miners actually solve the problems that get them stuck in their position, and they do this by solving a mathematical equation that ensures that they will be able to continue if they are ever stuck in that position again. The second part of the network is what makes the Blockchain work. The “blockchain” is essentially a ledger that is maintained by all users across the entire chain, so that every single transaction that has taken place is recorded. Transactions on the Blockchain are cryptographically secured by ensuring that the owner of the transaction has permission from a number of prior owners to transact the particular transaction. This permission is called a ” Segwit”, and it was introduced by the Core Developers during the Hong Kong Summit. As you can see, the core developers made a great deal of progress recently to make the most progress yet with this technology! Sep 27 2021 INVESTING IN STOCK MARKET STRATEGIES INVESTING IN STOCK MARKET STRATEGIES A stock market, stock exchange, or share exchange is an agreement between buyers and sellers of shares, which constitute ownership interests in companies; these can include securities listed on the New York Stock Exchange (NYSE) or the NASDAQ stock exchange. The primary participants in a stock market are individual traders, banks, brokers, investment planners, and other financial institutions. Companies themselves trade shares in the hope that their stock price will rise. The shares are bought and sold “off plan”, that is, on the basis of the potential for increase in value. Since the stock market is highly leveraged – that is, the potential for gain or loss is great – it also facilitates trading by providing a venue through which certain types of risk can be minimized. In the same way that investors in other types of securities can mitigate inherent risk by making credit agreements, a key aspect of buying and selling stock in a stock market involves making contractual arrangements with the securities seller to accept delivery of specific amounts of cash in exchange for certain number of shares of the underlying securities. In addition, some companies offer discounts to their stockholders, either as a result of their success or as a reward for their loyalty. To ensure that trading occurs at fair market prices, stock market participants use a set of standard trading strategies to minimize trading influence and maximize trading opportunities. These strategies include selling short and buying long, buying in during rising market volatility and selling stocks during falling market volatility, and timing the purchase and sale of securities. One way of timing the purchase of securities is to purchase stock picks during the first few days of a trend, and sell them in the midst of that trend. Another way of timing the sale of securities is to purchase a stock pick during a rising market trend and sell it during a falling market trend. Timing the purchase and sale of stock picks is one of the most important aspects of stock market investing. By using proven techniques for timing buy and sell decisions, you can make large gains and minimized losses in your portfolio. Sep 25 2021September 25, 2021 STOCKS FOR SERIOUS INVESTORS Simply put, stocks are a great way to build serious wealth. They function much like bonds, in that you don’t get to own the whole stock until it hits a certain price, but unlike bonds, stocks usually go up and down versus the total market cap. Most people consider stocks to be an investment with a lot of risk. They’re actually a very safe investment method that’s been around for centuries, so you don’t have to worry about dying your retirement savings on one bad trade, like bonds would. Stocks are probably the best-known and most common stock type. They’re where most people start out, buy some shares, and then wait for them to go up in value. Stocks are usually how most common stockholders invest in some of the biggest successful businesses in the world today. The most common type of ownership is 100% common stock ownership, which gives the shareholder the right to all of the equity in a company (with a break down of who owns what percentage by the law). Private stocks fall into another category entirely, which is called preferred stock. Preferred stocks aren’t listed on the dominant exchanges like common stocks, and instead must be bought in a private brokerage account. However, because they are often held back a bit from the public, they have fewer risks and tend to have a better annual performance track record than the more traditional stocks. There are many different types of these investments, ranging from regular and long term, high risk and low risk. Whatever you choose, it’s important to make sure that you understand what type of investment is best suited for you and remember that everyone has different needs so choose the ones that fit you. Sep 24 2021 HOW DOES ONE MAKE MONEY FROM INVESTMENTS? HOW DOES ONE MAKE MONEY FROM INVESTMENTS? To make money is not an easy task and many people struggle to make it big in business and industry. The truth however, is that you can make money on your own without investing anything. To make money on your own is to put your time and effort in something with an intention of a profit/profit in the near or distant future. Simply put, to make money means possessing an asset or something with the intention of generating a profit or an additional income from the investment, and this is the sole purpose of investing. However, investing has its own share of bad news. You may have heard of the proverb “If you think you can, you probably can; if you don’t think you can, you most likely can’t”. This saying holds true because investing, even if it is not a guaranteed way to make a profit, if you are successful in doing so; it is a sure way to earn a profit. The major reason for this is that there are many things that you need to consider before you begin investing, and the expected return on the investment is only the tip of the iceberg. With that said, when it comes to choosing the right investment strategy, it should be based on the fundamentals, which include the analysis of the factors that affect the value of an investment. Some of these factors are economy, demand, taxes, technology, location, and other factors. Other factors include personal preference and the individual characteristics of the investor, and the ability to plan ahead. For example, although it is a fact that you can earn a lot by making use of the strategies of Warren Buffet, it is important to note that the expected return on investment is not as high as the user cost of using these strategies. Sep 23 2021 UNDERSTANDING WHAT CRYPTOCURRENCY IS ALL ABOUT UNDERSTANDING WHAT CRYPTOCURRENCY IS ALL ABOUT A Cryptocurrency, also known as a fiat currency, is a currency that is backed by a certain amount of commodities (usually gold) and that is typically recognized by a government. A fiat currency is usually issued by governments of different countries and the face value of such currency is backed up by a promise of payment by the issuing government. A fiat currency can be considered as legal tender and is generally accepted and used for transactions that involve monetary instruments, such as buying and selling of goods and services. This concept of a Cryptocurrency has become increasingly popular among people who are interested in trading the Forex market. There are several types of Cryptocurrences currently available on the Forex market. Among them, the most popular and often used ones are Virtual Currencies, which include a virtual currency and Digital Cash. There is also the concept of Decentralized Cryptocurrencies, which are backed by a certain amount of trust created among different users of the currency. Lastly, there is the Pre-ICO Cryptocurrencies, which is generally used as collateral in initial investment for the purposes of financial instruments like the Pre-IPO and Pre IPO. Nowadays, many people are getting involved into the business of buying and selling of Forex currencies and especially Cryptocurrency pairs. Indeed, there is already a significant demand for such kind of services among traders and investors. However, before you actually get involved into the business, it is very important for you to understand how a Cryptocurrency works. As a matter of fact, most traders and investors to consider investing in Cryptocurrency because they allow a trader or investor to speculate on the future price of the currencies with the use of a formula called the “Fibonacci Formula.” Basically, when dealing with Cryptocurrency, it is always advised to first learn how the currency works, its advantages and disadvantages, and how the process of currency trading works. By doing so, you will be able to understand the benefits and risks of the Cryptocurrency you want to invest in and will be able to make an educated decision on whether you want to buy or sell the Cryptocurrency. Sep 23 2021September 23, 2021 BLUE CHIP INVESTMENT – A GREAT WAY TO OWN SOLID ASSETS BLUE CHIP INVESTMENT – A GREAT WAY TO OWN SOLID ASSETS Investing in blue chip investments is a good choice for people who may not be able to spare too much and are only beginning their careers. For instance, the Blue Chip Investment Plan is very useful especially if you are young and still have plenty of time to develop your financial wealth at an early age. However, one has to understand that there are risks involved when investing in stocks and therefore, the strategy should be well thought of and implemented before taking any action. In order to get the best results, it is highly advisable that you look for the best, blue chip companies in the world and invest in them. The following tips will guide you on which blue chip companies are good: Most investors usually start their investing career by focusing on stocks and bonds as these are safer options but they don’t generate as high returns. Since the value of stocks and bonds fluctuate according to the economic environment, most investors tend to choose the ones which are more stable and thus more reliable to sustain their value even during tough times. This makes blue chip investment plan particularly helpful as it provides investors with diversification across different sectors, which means that investors can earn despite economic conditions. There are many advantages of investing in blue chip companies and you will see their returns increase if you start investing early as you are less likely to experience losing money in the early stages. Most investors also tend to invest in mutual funds but sometimes this is not a very viable option as they do not offer the best returns. One of the major reasons why it is advisable to invest in blue chip stocks and bonds is that the companies do not have high levels of debt and hence, their assets are safe. In order to find the best blue chip stocks and invest in them, it is advisable that you use a stock broker who is able to offer the best advice depending on the type of investment you are planning to make. Some investors tend to invest in mutual funds as they offer good returns however, there is always a risk involved due to the uncertain economic trends. Sep 21 2021 WEALTH MANAGEMENT ADVICE WEALTH MANAGEMENT ADVICE Wealth management advice provides several services to a wide range of customers ranging from wealthy to high net-worth and ultra high net-worth families. The main aim of the advisors is to create an environment that encourages people to accumulate wealth. The best advisor is one who knows their customer’s wants, needs and goals and helps them achieve those goals through planning, research and advising. This kind of advisors can be approached by clients directly, via the internet or by a third party acting as a facilitator. Some wealthy advisory firms offer Individual Wealth Management plans, which are specifically designed for people who do not wish to take insurance or pension plan. These plans can be made up of individual investments in bonds, equities, money market funds, and/or commercial real estate properties. Some wealthy advise firms offer Personal Wealth Management plans that enable affluent individuals to make use of their retirement and savings plans, and to invest in safe options like real estate. Funds can also be invested in socially responsible bonds, green investments and stocks. Other wealth management advice may be in the form of Real Estate Management that enables property owners to manage their assets more effectively. When the need arises, advisors can be hired to manage assets for those who are in need of maximum protection. A good consultant will have an understanding of legal and ethical issues. One of the most popular areas of expertise is estate and trust, with the client dealing with matters such as wills, estates and trusts, inheritance and charities. Some wealthy advise firms even offer protection to mega-rich individuals and companies in the form of “special needs” investments. Sep 20 2021September 20, 2021 WHAT ARE THE BLOCK CHAIN AND HOW DOES IT WORK? A little known fact about Blockchains, is that they can also be called the world’s computer network. This technological breakthrough was inspired by the internet and its underlying technology, Distributed Ledger Technology (DLT). Unlike the internet, which refers to the total number of computers that can connect to the internet, a Block Chain is actually a group of databases or lists of public key chains. A number of applications use Block Chain technology such as software, smart cards, Internet wallets, online identities and digital certificates among others. When one mentions the term “blockchain”, this refers to the core elements within this technological platform and this includes the technology, the ledger, the network, the recording devices, as well as users and their roles and responsibilities. Blockchains works like the traditional ledgers in that it records all monetary transfers and information in a database, called the ledger. However, unlike the conventional ledgers, the Block Chain is not restricted to just recording monetary transfers. It is also used to identify and transfer digital assets such as identity or digital certificates among other things. While most people relate Block Chains to the internet, the truth is that this technology can also be found throughout many of today’s business and computer systems. The major difference between an internet ledger and a Block Chain is that while the ledger is maintained by a number of computers all connected to the internet, the Block Chain is maintained by a single computer system that acts as a decentralized ledger. An example of a Block Chain would be the Camp contributors board, which maintains a “camp contributors directory”. Transactions and value from previous blocks are logged into this directory by the number of contributors that have added any comments or suggestions into the database. A new Block Chain can be proposed and launched by anyone that has the power to sign up as a signer on the ledger. As well, there is an idea of a “miner” that is a group of people that will pool their efforts and energy to secure the block chain so that future blocks are secured properly and no information is tampered with. In conclusion, the Block Chain is becoming an increasingly popular component in the technological world that is trying to make the world a more secure place. Sep 19 2021 WHAT DOES A STOCK MARKET LOOK LIKE? WHAT DOES A STOCK MARKET LOOK LIKE? What is the stock market? Is it a place where people go to buy shares of stock so that they can own a part of a company or make money by selling stocks? What does it mean to buy and sell stock? These are the questions that everyone must know the answer to if they want to get into the game. Here are some basics about how the stock market works. A stock market, or mutual funds market is an aggregation of investors and sellers of shares, who collectively represent ownership interests in different companies; these can include securities listed in a mutual stock exchange, such as the New York Stock Exchange or NASDAQ. Mutual funds usually represent a group of investment companies or wealthy individuals who pool their resources together to purchase shares of other companies. This is considered one of the simplest and most reliable ways of investing and is especially useful for younger people who don’t have a lot of money to invest, and for people who want to avoid high-risk stock investing. The exchanges where shares are bought and sold are called stock exchanges, and there are hundreds of them throughout the country. Buyers and sellers can either be individual traders, institutional investors, or brokers. Institutional investors typically include banks, insurance companies, and other financial institutions; private individuals may also buy shares. Buyers are people or companies who seek to purchase shares of ownership in order to sell them later on at a profit. When sellers are individuals or groups who need to sell their shares of stock at a profit, a futures market is often used, as it provides investors the opportunity to buy and sell shares within a short amount of time. Sep 18 2021 BASICS ABOUT STOCKS – AN INTRODUCTION TO INVESTING IN STOCKS BASICS ABOUT STOCKS – AN INTRODUCTION TO INVESTING IN STOCKS Stock is the shares in which ownership of a company is divided. In ordinary English, the stocks are collectively referred to as “stock”. Each shareholder (the person holding the stock) is entitled to one fifth of a share or a fraction of a share, depending on the type of agreement in respect of the fraction in question. A single share of stock represents a fractional share of a company in percentage terms to the total number of outstanding shares. If there is a sale of all the outstanding shares, then the purchaser of all such stock is said to be the whole owner of that company. Dividends are paid by the shareholders regularly to their creditors and are termed as income. The shareholders may also decide to sell their stocks for a lump sum amount. Dividends are commonly used as repayment of debts. There are different types of dividends, including straight dividends, growth dividends, redeemable dividends and non-dividend earning dividends. Straight dividends are given in accordance with the regulations of the company and are tax-free. Growth and non-dividend earning dividends are paid only if the company has been operating for a specified period, are normally reinvested in the business and are registered as an additional income in the company’s books. All dividends are received by the shareholders without paying any income tax on them. Most companies allow their shareholders to opt for dividends either through a monthly or yearly subscription, either direct or through the method called “call and pull” on the company’s shares. Most investors prefer stocks that have a high rate of dividends. This is because they earn less during a time of year when market prices are falling and also earn more during the time of a rising market. The term of the dividend is generally two or three years, with a minimum interval of two years between consecutive quarters of dividend payment. The main purpose of paying dividends is to compensate the shareholders for their loss on the principal stock of the company, and therefore, are interest payments as well as tax withholdings. Sep 18 2021 THE BASICS OF INVESTING Investing is often misunderstood by many individuals. The common definition of investing is actually “an investment in a fixed asset that yields a fixed return”. To make this simpler, you are actually borrowing money from a lender in order to invest in property. For example, you are making an investment in a piece of property and hoping that you will eventually earn a profit from it by renting it out to someone else or even passing it down to your family. In this sense, investing is similar to a bond where you are borrowing money from a third party and re-receiving a certain amount of interest on that money. In contrast, bonds are an investment type that are usually issued by the government and are not secured by any property. In fact, bonds are considered to be more of an interest bearing investment due to the fact that they are backed by the full faith and credit of a governmental entity such as a corporation, the United States government or a nation state. These types of investments are normally viewed as safer than other investments due to the fact that there is collateral backing them up. However, if the investments perform poorly, the lending institution is not at risk because the investments are guaranteed by some form of federal funds. Many people view investing in the stock market as the most lucrative way of investing, but when comparing apples to apples, the cost involved in buying shares should really be compared to the cost of paying taxes on capital gains. Capital gains are only taxed once they are realized, so you do not have to worry about capital gains tax at all. When comparing stocks to bonds, one of the main differences is that bonds have limited liability. This means that if the company goes bankrupt, you are not responsible for any debts that the company has incurred. On the other hand, stocks have no such liability limits and are dependent upon what the company does in order to raise funds. Sep 17 2021 HOW TO INVEST IN CRYPTOCURRENCIES A Cryptocurrency, also called cryptobiosis, is digital data created to function as a medium of currency wherein user account records are maintained in a public electronic ledger, usually available on a peer to peer basis, in which each one is allowed a share of the transaction fees generated for that transaction. As such, the system works like a stock market in which traders can buy and sell shares of currency in the hopes of gaining more money. However, unlike the stock market where trades are generally made based on fundamental factors such as supply and demand, the Cryptocurrency market works on a number of different factors that determine how the value of the currencies will perform. This means that the Cryptocurrency market is completely different from the traditional stock market. It also means that the risks associated with this market are extremely high and should be treated as such. The main thing to remember about investing in any type of Cryptocurrency is that no single type will dominate throughout the marketplace. Each of the different Cryptocurrencies that are being traded are still developing so that there will always be a new and interesting type of Cryptocurrency to be invested in. This means that while one Cryptocurrency may be more popular than the other, it does not mean that they will all be successful in their own way. In fact, many of the more popular Cryptocurts have been trading for years while others have only recently begun. The best way to get started investing in any type of Cryptocurrency is to learn what each one is worth and then to find a trusted broker or dealer who is willing to provide you with information regarding that particular asset before you actually invest your money in it. One of the most popular and widely used Cryptocurrency that have become quite successful recently is the eCommerce platform known as etheric cash. This digital asset was created by the eCommerce company known as Metacafe and is a token that is based on the eToro token. If you are interested in learning more about how this particular Cryptocurrency works, then it is important that you take the time to explore the website listed below for more information. By taking the time to educate yourself about the various cryptosurfs that exist today, you can become a successful investor in the future. Sep 15 2021 WHAT ARE BLUE CHIP COMPANIES? WHAT ARE BLUE CHIP COMPANIES? When people think about blue chip investment, they usually think about large companies, often those that have been around for many years. The thought of investing in such companies is exciting, but there are several things investors need to understand in order to ensure they get the most out of their investment. Understanding that only a small percentage of businesses will experience success makes it easier to focus on the companies with the best potential for growth. While there are certainly risks to this kind of investment, the reward is very great when the right factors are found within the business itself. Most people are unaware that there are several different types of blue-chip stocks. They tend to be safe investments with good growth prospects, because the name itself indicates that they’re protected. Blue-chip stocks are thought of as secure investment choices, and they help investors from balancing the overall portfolio risk with a good return. But the more common assumption when making such an investment is just that a company hasn’t changed much in its structure or operations, and won’t be impacted by changes in the marketplace. This isn’t always the case, and even if a company is stable, it’s important to understand that no two blue chip stocks will be the same. The stock market is a highly volatile environment, and the outlook for any given company can change at any time. Many investors who are unfamiliar with how to invest think that all blue chip companies will invest in cash and pay regular dividends, which are not true. Any good investor will look for companies that have solid balance sheets, a high credit rating, a low debt-to-equity ratio, a conservative business model, an established brand, and strong sales growth prospects. Additionally, investors will want to know that the company pays attention to market trends, and is diversified in terms of its exposure to debt and equity. All of these things can be difficult for beginners to evaluate on their own. An experienced financial advisor will be able to help new and experienced investors learn about these and other factors so that they can make the most well-informed decisions for their portfolios. Sep 14 2021 PLANNING YOUR RETIREMENT Wealth management consultancies provides customized financial advice and management to a wide range of clients spanning from wealthy to ultra-rich and high-net-value individuals and families. There are several factors which influence the financial well being of an individual like the age, current economic conditions, place of residence, profession, current marital status and so on. All these and more are taken into consideration while calculating the wealth of an individual. The management of wealth takes into account several issues like the accumulation of wealth over a period of time, savings, investment in business and so on. There are many experts available in this field who can guide you on how to manage your wealth. Most of the times, financial planning is made mandatory by the governments and social organizations. It has been observed that most of the people live life half-heartedly and without any realization of their financial goals and aspirations. They do not put enough importance on setting up a sound financial plan. This is where wealth management companies and consultancies can help. They offer assistance to set up your own personal finance plans, thus enabling you to achieve your desired goals in life. Wealth management firms offer comprehensive and innovative financial planning solutions to both individual and corporate clients. They provide consultation services for individual as well as corporate clients. Financial advisers of wealth management consultancies help you plan your retirement, establish retirement funds, insurance policies, create tax-effective estate plans and so on. There are several wealth management consultancies providing diverse and customized wealth management services. Sep 14 2021 BLUE CHIP INVESTMENT STRATEGIES – SAFE WAY TO MAKE MONEY Blue chip stocks are thought of as safe investment choices, and yet, they also assist investors in balancing the total portfolio risk to some extent. But the most common assumption made while making an investment in these stocks is that only a single company will make up the total invested, and therefore, it will not change much in the global economy. Some investors still believe that a successful blue chip stock will not lose its value, which is totally wrong. The value of a blue chip stock changes constantly depending on the condition of the economy, financial sector and other related factors. A sound strategy must always have a backup plan and should take this into consideration while investing. When you are looking for long term gain in stocks, regular dividends along with a high growth rate are definite factors to look for. You should however not invest all your savings in one single company, but try to accumulate a fair amount of income from different stocks along with regular dividends. As you move up in years, you can make a killing off of your money and still stay financially sound. Blue chip stocks generally offer high returns, which is what makes them a wise choice for long term investment. One very important thing that investors who are thinking of investing in blue chip companies should always keep in mind is that you must have a proper research done on the company before you start investing. This will ensure that you do not become a victim of the wild schemes spread by some fraudulent organizations. It is highly recommended to search the market thoroughly and invest only in those companies that have a good track record. There are many organizations who do nothing more than rip people off their money, and as such, dealing with them should be completely avoided. Sep 07 2021 PROFESSIONAL WEALTH MANAGEMENT ADVISORS Wealth management advising provides various services to a very wide range of customers ranging from wealthy to average to ultra-rich and high-net-value individuals and families. Some people believe that wealth management advising is simply another way for the rich to keep their riches. Some also see it as an opportunity for those who are financially strapped to get back on their feet. Wealth management advisers and companies give advice to wealth management clients to help them understand how wealth accumulates and how they can ensure that their money continues to accumulate. The advice that wealth advisers give to wealth management clients can help people reduce the taxes that they pay on their assets, make sure that their investments yield positive returns and ensure that their children continue to have access to their accumulated wealth. Wealth management advice is usually provided by registered investment adviser (RIA). These advisors work with their wealth management client to design and implement a comprehensive, step-by-step wealth management plan to create an appropriate financial portfolio for their lifestyle. The advisor will conduct interviews with affluent clients and research the client’s overall financial goals, assets, liabilities and other factors that affect their wealth. The wealth adviser will then develop a comprehensive portfolio plan for the client, which will include investments in stocks, bonds, mutual funds and real estate. The goal of this plan is to build wealth over time and provide a comfortable retirement for the client. Some of these advisors work independently, while others work for large firms that employ hundreds of employees. Most of these firms offer a full range of wealth management products including estate planning, investing in tax liens and even working with individuals and couples on asset protection plans. Some of these firms offer prepaid or debit cards that can be used to purchase real estate, equities, futures and options at any time. Other firms offer prepaid debit cards that can be used to withdraw cash at any time. Sep 06 2021 THE POWER OF THE BLOCKCHAIN If you are looking for information about the newest form of currency, then you should know about the latest inchain fungibility technology known as the Blockchain. The Blockchain project was started by five members who were inspired by the original concept of the Hyperledger project that attempted to use distributed ledger technology to achieve scalability. With its revolutionary use of a digital ledger, the Blockchain has the ability to process unlimited amounts of data at the same time, which will enable any business to reduce their need for traditional office space. The distributed ledger that the Blockchain uses is based on the work of Jennifer Mandell. Jennifer invented a new model called a Distributed Ledger Project (DLP), which integrates blocks of pre-existing ledgers together into one big ledger. By taking advantage of the space available on the internet, the new block structure allows for more transactions to take place with reduced costs. For instance, when someone makes a purchase of a product on a centralized server, they are sending a transaction to hundreds, or thousands, of different servers all over the world. With the Blockchain, every transaction is broken down into a special, one-time-valued transaction that only happens once. With the Blockchain, any number of participants can create new blocks of transactions at any given moment and change the state of the ledger, all while keeping track of these updates on a database. However, this type of technology does not change the ledger itself. Transactions are still recorded on the original Distributed Ledger Project (DLP) block system, which is still managed and maintained by a group of independent experts. Therefore, it is important to remember that the Blockchain is only one component of the distributed ledger system. If you are planning to use the Blockchain technology in your company, it is important to keep this fact in mind. Sep 06 2021 THE BASICS OF SHARES OF STOCKS A share is a type of financial security which shows the holder’s proportionate share in the issuing company. Corporations generally issue (sell) shares to finance the acquisition of assets used to carry on the business. There are basically two categories of share: preferred and common. Preferred stocks are usually purchased and sold mainly on commercial stock exchanges, while there may also be private sales, and they form the basis of most portfolios. Common stocks are often listed on several exchanges, although there are some blue chip stocks which are listed exclusively on the Nasdaq. When an investor buys shares, they own a tiny fraction of the whole ownership of the corporation. To profit, they divide the ownership percentage between themselves and the corporation, with each shareholder receiving a portion of the corporation’s profits. The profit percentage is determined by the corporation, its assets and liabilities, and the price of its stock. This allows the investor to reap a percentage of the corporation’s profits even when the corporation does not perform well or makes no profit at all. However, shares of corporations usually do not trade on major exchanges, because they are usually of little value compared to other forms of equity. They are traded on secondary exchanges. Unlike stocks on major exchanges, shares of these companies do not require the purchase of securities. Instead, owners sell their shares directly to other shareholders. This allows them to retain their ownership and control of the assets, avoiding the risks of trading on major exchanges. Sep 03 2021 A GUIDE TO INVESTING IN SHARE TRADING A GUIDE TO INVESTING IN SHARE TRADING Investing in Property, or more appropriately Real Estate as it is commonly called is one of the most lucrative investment options. For example, let us take the real estate sector as an example. The sectors of the market that have the highest demand are the areas with high end homes. The properties in these areas, once owned, usually appreciate in value with time. As such, the investor stands to earn a profit from the appreciation in value of his investment and, conversely, he stands to lose if he does not sell off his property within a stipulated time period as specified by him. In a nutshell, to make good investments in property, an investor needs to know when and where to buy shares and when to sell them. The best times to make these investments are when the demand for property is high (as it is in metropolitan cities), when prices of houses and apartments are falling (which is in cities with higher density populations) and when investors are able to receive higher dividends. All in all, it can be said that investors who purchase shares and then sell them before they reach a predetermined amount are thereby reducing their risk but gaining higher returns. This can only mean that dividends are another important factor to consider for long-term investors. However, if we look at the basic structure of investment, there are two main types of investments-selling and buying. Selling investments are meant to be liquidated soon in order to recoup their invested amount, while buying investments carry an unlimited time frame and hence, an investor is free to sell his asset anytime he wants. Therefore, when an investor is considering buying shares or units in a particular asset, he should consider his objectives well. Of course, one of the easiest ways of maximizing the returns on investment is through investing in properties-especially in those in developed countries, like UK. However, if the objective is something else, then other methods of investing must be considered as well. Sep 03 2021 WHAT IS CRYPTOCURRENCY? WHAT IS CRYPTOCURRENCY? Cryptocurrency is the use of assets or virtual money that can be exchanged with other currencies. The most common form of cytotechnology is the use of cryptoshares, which are assets that are backed by a digital asset. Assets that are backing can be anything from digital currencies such as Litecoin and Peercoin to tangible assets such as gold and silver. Other types of cytotechnology include Stellar Lumosity (SML) and Hyperbit. A decentralized ledger or distributed ledger is one that distributes the tracking of financial transactions across multiple network nodes without the use of a traditional protocol such as the Internet. The most well known forms of this technology are Bit Swarm and ROR chains. There are other forms such as Distributed Ledger Syndrome (DLS), which is caused by an increased influence from users of the system which results in the creation of extra incentives for both creators of new blocks of digital currency and those who add to the existing supply. One way to think about the difference between a traditional currency and a decentralized one is that instead of a central entity creating the money, there is no single entity that owns the value of the currency, rather it is created by the community as a whole. By contrast, a typical centralized organization uses the services of banks to process transactions and transfer money from one person to another. In this way, the money is almost completely controlled by a handful of large organizations. In a future article we will discuss how a future decentralized currency may benefit society. Sep 01 2021 BLUE CHIP STOCKS – ARE THEY A BUYER’S MARKET? Blue chip investment refers to investments from reliable companies that have a history of producing and/or trading excellent financial results. They are generally well established and their stocks are available for purchase on major exchanges such as NASDAQ. These stocks are usually purchased at a reasonable price because most companies that make up blue chip investment firms have a well-developed business and stable balance sheets. Their stock price reflects only the worth of a company, not its value in relation to other companies in the marketplace. While the stock may appear inexpensive now, it is important to note that these stocks’ worth is dependent on future profits and market perceptions. Investors who are looking for good blue chip investment opportunities should look for companies that have a solid track record, strong financials, a long and consistent record of success, an attractive business model, strong leadership, a competitive product or service, a good and reliable distributor or supplier, and a favorable geographic location. The best stocks to watch for are those that fit into one or more of these categories, especially when it comes to their track record. Investors often seek out well-established blue chip investment firms, but they should be careful and research the firm thoroughly before investing. One method of doing this is to search for independent reviews of the firm by professional investment management firms. There are several investment management companies that will write reviews of any given firm for potential clients to read and consider. When considering an investment such as blue-chip stocks, it is important to remember that they are subject to the same risks as any other type of real estate investment. Investors must take into account possible losses from unanticipated changes in the economy as well as the possibility of the investment losing its value. They must also carefully consider whether the profits would be adequate to cover the costs of the investment. Another important factor that must be considered when buying investment property is whether it will gain in value over time. The faster a firm’s growth prospects, the more likely its shares will be worth money in the future. Even if a particular company is believed to have great growth potential, it may not gain enough to pay for its expenses and still leave a profit after a period of time. Sep 01 2021 UNDERSTANDING THE DIFFERENCE BETWEEN WEALTH MANAGEMENT AND FINANCIAL PLANNING Wealth management refers to the investment in the stock market, real estate, bonds and other financial instruments with the objective of creating more wealth. Wealth management or wealth advisory is provided by a large number of financial advisory firms that specialize in wealth management and wealth building for corporations, wealthy individual families and other individuals. They provide such services as investment management, asset protection and estate planning. The term “wealth” has a variety of meanings. For the purpose of this discussion, we will concentrate on the most common meaning of the word, which is wealth in its economic sense. The goal of every manager is to create an overall return on his or her portfolio. The size of a person’s net worth is the value of all assets minus their liabilities – for example, if a person owns a house, it means that they have equity in that house. All managers aim to create a portfolio of stocks that will earn a high enough return to allow them to live comfortably. To achieve their goals, financial advisors often take on large amounts of debt and use sophisticated financial strategies and investments to increase the value of their portfolios. Most wealthy individuals are able to pay off their mortgages, but they also spend quite a bit of money on other aspects of their lifestyle, such as art and travel. Even if a person does not have any investments, they can still manage their finances effectively. The term wealth management generally refers to financial planning and investing that has a long-term perspective. The goal of the manager is to build their portfolio so that they eventually have access to sufficient cash reserves to live comfortably, without having to rely on loans from family or friends. An effective portfolio management system includes careful analysis of current investments, asset prices, interest rates, inflation and tax considerations. Many wealthy individuals choose to avoid the use of financial planning agencies and invest their own money, but they often hire financial planning advisors who can help them achieve their goals. Financial planning can help individuals achieve a comfortable retirement age, build an investment portfolio that grows at a rate that allows them to generate cash flow from their investments, and use the funds to live comfortably once they have retired. Aug 31 2021 WHAT DOES THE FUTURE OF THE BLOCKCHAIN ENTAIL? A few days ago, I was searching on-line for something called a “blockchain explorer”. I couldn’t find anything that had such a name, so I just created one myself. It allows the user to follow the path of how the transactions happen on the various virtual blockchains. If you are familiar with the terminology, you’ll understand what I’m talking about. Blockchain is an internet-based public ledger. The ledger consists of all of the changes that have been made in the last two months on all of the leading blockchains. A ledger is used for the purpose of tracking who owns what and when and from where. All of this happens in real time, but the ledger is a record of everything that’s happening rather than being a true indicator of what has happened. There are many people that think that the real value behind the ledger is in the fact that it can be used to track the evolution of digital currencies over time. But there is much more to the future of the ledger and what it can really do than just being a protocol that helps people learn about the transaction process. The best way to look at the future of the ledger and what it can do is to imagine a world in which everyone owns their own autonomous computer that runs the entire chain of transactions for them. In this world, anyone can make changes on the fly in real time as they see fit. This opens up entirely new industries, since there is no physical location or “heart” for the ledger. But instead of the miners being the ones that control the ledger, it’s the users of the ledger that control the amount of money that’s transferred in and out of the system. Aug 29 2021 TYPES OF INVESTMENTS IN THE STOCK MARKET Stocks are all the stocks owned by a company in which ownership is controlled. In American English, the stocks are collectively called as “stock”. Each share of the whole stock represents distinct fractional ownership in relation to the ownership of other shares. The company issues one stock at a time and each stock has a period of maturity, referred to as a term, determined at the time of issue. There is also a common market-weighted index of stocks which provides a standard of determining the valuation of stocks on a regular basis. There are many different kinds of stocks available in the stock market including common stocks, preferred stocks, limited partnership stocks, initial public offerings (IPOs), penny stocks, etc. The various strategies used by investors to buy and sell stocks involve the purchase and sale of shares as well as borrowings from the company. Some investors trade their shares for speculation, whereas some others use the profits earned from their investments to finance more substantial investments. There are also specialized investment vehicles such as options, mutual funds, and treasury accounts that serve as vehicles for stock market investment. Many types of companies exist to meet the needs of any investor and for these investments, there are a variety of trading platforms offered by online stock brokers. Internet-based investing requires investors to have a level of computer expertise and the ability to access and manage their investments on a regular basis. To accomplish this, traders must subscribe to a service that offers them an account, which they can use to store their trades and monitor their gains and losses. Investors should select their service provider carefully, as there are many competitors who offer similar but less efficient services. Before investing in the stock market, investors should research the various trading platforms on offer and determine which ones would be most appropriate for their needs. Aug 27 2021 WHAT IS AN INVESTMENT? WHAT IS AN INVESTMENT? To invest is to put money into an investment with the intention of a return/profit in the near or distant future. Simply put, to invest simply means possessing an asset or an object with the intention of making money from the appreciation or the investment that is an increase in your investment over a long period of time. Many people are experts at investing and know which investments are the right ones to make at any given time. Some investments are considered safe, while some others are not. When you are looking at an investment and trying to decide whether it should be part of your overall portfolio or not, you have to look at the potential returns in relation to your level of risk. If you are willing to take a risk then you will most likely want to try something risky, but this does not mean that you should never invest in a stock or any type of property. Investment refers to two things, either real estate or the equities in any given asset. Real estate is a great investment because it offers a stable place for people to live as well as a steady income for people who have steady employment. However, for most people, the real estate is out of their reach due to the cost of purchasing the property. For this reason, many look to the equities in assets such as shares in a company or a stock market where they can make a secure investment. There are different types of bonds including municipal bonds, corporate bonds, interest-bearing bonds and special-asset bonds. In order to understand how to invest, you should first understand how each bond markets and the reasons behind their price fluctuations. While bonds are typically considered relatively safe, there are some risks involved with investing in these types of bonds depending on the specific financial situation of the issuer. Aug 26 2021 WHAT IS A CRYPTOCURRENCY? – LEARN ABOUT THE FUTURE OF MONEY A Cryptocurrency, or Cryptocurrency, is any digital currency that is managed and controlled via an online banking system such as PayPal. A decentralized network of servers called the Cryptosphere manages and keeps track of the cryptographic keys used to generate the various currencies. The major benefit of using a Cryptocurrency instead of conventional paper-based money is that there is no physical asset to carry an individual’s name as it is encrypted and maintained on a distributed database. The major benefit to using a Cryptocurrency instead of conventional money is that there is no body to be able to print more money, like a bank would. A Cryptocurrency is managed by a network of computers instead of a single entity. A significant advantage to this system is that currencies are completely autonomous and are not influenced by any centralized bodies or central banks. This makes for an extremely efficient and secure system which Cryptocurrencies have been utilized for decades by governments, corporations, and private individuals. There are many different types of Cryptocurrencies that an individual can use including Dash, Litecoin, Doge, Peercoin, and a host of others. A major attraction to these particular types of currencies is that they are all free market monetization systems where people actually control the supply of money. The major appeal to Dash is that it is the largest and fastest growing Cryptocurrency in the world today, so individuals are seeing the future of how Cryptocurrences will be managed. If you are interested in investing in Cryptocurrencies you should look into LTC, MAIC, and IPO, but also try to see what other smaller Cryptocurrencies are available out there. You never know what might become popular down the line and having some of these different types of Cryptocurrencies will be just fine. Aug 25 2021 WHAT YOU NEED TO KNOW ABOUT BLUE CHIP INVESTMENT Blue chip investment refers to investments made on companies that are recognized for their stable performance and/or reputation. Examples of blue chip companies are banks, mutual funds, insurance companies, hospitals and oil companies. These companies have a history of sustained growth and are recognized as blue chip stocks. Traditionally, blue chip stocks have been thought of as safe investment choices, which helps investors in balancing the total portfolio risk. But the most common assumption when making such an investment is a company’s diversified operations and might not be impacted greatly by fluctuations in the overall stock market. In other words, investing in a “blue chip” company is a safe bet because the corporation’s profitability can be relied upon for future profitability as well as current viability. One problem that comes up when you are looking to invest in blue chip investment companies is the lack of diversity among the corporation’s board of directors or key executives. Since most blue chip investment companies tend to have a limited number of directors, their ability to successfully maneuver the boardroom is limited. This can result in unbalanceable voting shares. Therefore, if you want to make long-term investment decisions, it would be best to look for companies with a wide variety of directorships. The lack of diversity of the boardroom and the CEO position can result in erratic behaviour among the other directors and the corporation’s stock price may suffer. In art investment, by choosing art pieces that display your creativity and artistic flair, you can easily identify companies that are ideal for blue chip investment. You may also seek advice from financial experts to identify companies that are likely to undergo ups and downs. Although art investment is one of the safest forms of investing, you should be prepared to take a long term view of the business that you are putting your money into. Aug 24 2021 WHY SHOULD I WORK WITH WEALTH MANAGERS? WHY SHOULD I WORK WITH WEALTH MANAGERS? Wealth management consultation offers various services to a broad range of clients ranging from wealthy to low-earnings and ultra-poor individuals and families from all walks of life. They advise their clients on how to manage their wealth, invest in assets, and spend their money accordingly. They assist their clients in establishing goals and designing workable financial plans. In addition, the advisor may help you in creating or modifying a retirement plan, establish a charitable account, and even provide asset protection and estate planning. While you are working with your financial advisors, they will assess your financial situation to determine the best course of action to take. They can also help you deal with any legal matters or navigating tax issues that may be affecting your finances. You will discuss your goals with your financial advisors and devise a plan of action to reach those goals. Financial advice for wealthy clients typically includes investment management, estate planning and asset protection, and retirement planning and investing. The breadth of these services is what sets most financial advisors apart from other advisors. Wealth management advisers understand the complexity of complex financial situations and work with their clients to create an investment strategy and a customized portfolio to benefit their clients. Whether you are beginning a new business, hoping to get out from under your debt, or simply need help navigating the complexities of your personal finances, consider seeking the advice of an experienced wealth management advisor. Aug 23 2021August 23, 2021 DISTRIBUTED LEDGER TECHNOLOGY – THE IMMUTABLE LEDGER DISTRIBUTED LEDGER TECHNOLOGY – THE IMMUTABLE LEDGER ICO, or an Incentive Stock Program, is a method of trading that makes use of digital assets like stocks, options, currencies, and warrants among others to facilitate trading and raising of capital without the need for any financial investment at all. This concept came about in 1997 with the founding of the Digital Currency Association, which later evolved into Blockstream, an open source software project. Today, there are hundreds ofICO companies operating across the world that use various methods, such as the equity markets, futures markets, and derivatives to allow their users to trade. The most popular among them are Cryptocompute and Chain Capital, with whom they compete mainly on the basis of their business model, user experience, and marketing strategy. With Blockchain technology, you are able to transact using peer-to-peer file transfers, instead of through a conventional exchange. As such, it is considered as a disruptive innovation, since it allows the exchange of items of value using a computer network instead of through the traditional exchange of money and barter. It offers a new approach to asset exchange by providing a unique digital signature, which identifies an entity. Unlike previous technologies that require a third party to maintain control over a digital key, the Blockchains allow individuals to control their digital keys, making it impossible for third parties to impersonate them, unless they know the key. Another unique feature of the Blockchains is that its ledger can be publicly and privately audited. Moreover, unlike the traditional method of transferring funds through a third party, which usually involves the transfer of funds from one account to another, the Blockchains process value transfers between peers via an entirely distributed network. To put it simply, therefore, the Blockchains brings together several characteristics of the best online money transfer facilities: immutability, privacy, decentralization, along with the ability to create a digital signature that ensures accountability. Thus, if we compare the Blockchains to the traditional payment scheme we know today, we would realize that there are many opportunities waiting for us in the future. In addition to this, the immutability of the Blockchains guarantees that no single entity can monopolize the power of the transaction, thus guaranteeing open financial market where anyone can participate. Aug 22 2021 THE BASICS OF TRADING STOCKS ON THE STOCK MARKET The stock market is an exchange of currencies based on the value of certain shares of stock. A stock market, stock exchange, or mutual-aid market is an organization where stock shares of various companies are sold or traded. These can include publicly traded securities in companies such as gold and currency traded via banks. They are generally traded between brokers who represent multiple clients. There are also marketplaces where investors can buy and sell stock shares. Stock exchanges vary greatly in their nature and structure, from national to regional exchanges. The New York Stock Exchange (NYSE) is the most common stock exchanges in the United States, as well as the largest in the world. Others include London Stock Exchange (LSX), the Australian Securities Exchange (ASX), and the Tokyo Stock Exchange (TSE). There are many online stock exchanges as well. Most major stock exchanges allow traders and consumers to trade or invest in stocks and options worldwide. A company’s stock market price is determined by supply and demand. If the supply is more than demand, the price will drop, and vice versa. This is why many companies are traded on the stock market: to increase their revenues and earnings. A trader can purchase shares of stock from a company, hold for a time, then sell them for a profit. Aug 21 2021 HOW TO BUY AND SELL STOCKS? Stocks are all the stocks in which ownership of a company is divided ownership. In American English, however, the stocks are collectively referred to as “stock”. A single share of this stock represents fractional share in an equal percentage to the whole number of outstanding shares. There are different types of stocks in the market such as common stocks, preferred stocks, dematerialized securities etc. In order to buy and sell stocks, you have to obtain either a discount share or a direct stock purchase agreement. With these types of stock purchase agreements, you are not actually required to buy the stocks from the company but you are only allowed to sell their stocks after you resell the outstanding dividend to them. These types of stock purchase agreements are very commonly used by investors, because you do not have to actually store, maintain or manage any stocks in case you get a dividend. Selling the stocks will give you immediate profit without any effort from your part. The shares on which you may buy and sell are referred to as common stocks. These shares represent a legal security of the company and are issued under the laws of limited liability. Common stocks are usually issued under the regulations related to the issue of public share or common stock. Companies issue stock to the public in many different ways, for example they may issue restricted shares, preferred stocks, ordinary shares, recapitalization stocks etc. You can purchase all kinds of stocks from different companies but you need to remember certain things. Aug 20 2021August 20, 2021 INVESTING BASICS – HOW TO MAKE AN INVESTMENT AND MAKE MONEY To invest is basically to put money into an investment with the hope of eventually getting a return/profit from that investment. Simply put, to invest simply means owning something or an asset with the intent of making money off of the investment or the increase of the value of that investment over a specified period of time. There are many different ways to invest and it is usually up to the individual to identify what they think will be a good investment for them in the future. The three most common investment types are equity, fixed income and ex-ante investment. Equity investment includes things such as stocks, bonds, mutual funds, property, automobiles, businesses and more. Fixed income investments include money market accounts, treasury bills, CDs, savings accounts, money market funds, bonds, annuities, options, commodities, stocks and more. Ex-ante investment refers to any investment in securities that are brought about by borrowing money (exchange traded funds) or borrowing from another firm (second mortgage, line of credit, commercial real estate loans). As an example, let’s say you have money in your savings account that you plan on investing in stocks. You determine that interest rates will stay lower for the next few months and therefore you want to purchase some stocks. So you decide to purchase some bonds that are presently experiencing lower interest rates. This will generate income for several months while your stocks continue to do well. The key here is that you borrow the money you use to make the investment from a current account with a lower interest rate than your saving account. You will generate income for quite a while the stocks continue to perform poorly, but after a year or two, the stocks will begin to perform significantly better due to the interest earning on your loan’s going down. Aug 19 2021 WHAT IS THE FUTURE OF CRYPTOCURRENCY? WHAT IS THE FUTURE OF CRYPTOCURRENCY? A Cryptocurrency, or cryptocoals, is an alternative money that have no true standard unit of measure such as a physical commodity, but instead exists only as digital data stored in a public ledger. As technology has advanced the way that Cryptocurrencies are created and traded, this ledger has developed into what we commonly know as the Internet. The word “crypto” comes from the Greek “kryptos” which means secret and secretive, and the term” Bitcoins”. In its most basic form, a cryptocoin is a virtual money that is not issued by a government or any central monetary authority. Instead, it is issued through a peer-to-peer network by users with special software that assists in verifying and recording the balances of each account. There are several different types of Cryptocurrections, but the two that currently have the most mainstream usage are Monero and Dash. Both of these forms of Cryptocurrencies function under their own unique reputations, and there are several different methods of securing these currencies. In the case of Dash, this method is through the use of what is called a “Anonabox”, which is a software tool used to conduct anonymous transactions and make transactions without having to reveal any personal information. While Dash does use a somewhat traditional currency model, it also allows for multiple currencies to be traded, and its biggest competition is that of Ethereum, which also uses its own custom coin model. Both Dash and Monero use different storage methods for their value, but both of these currencies are valued highly in comparison to the US Dollar, which has had a fluctuating value over the last year or so. If you would like to learn more about this rapidly-increasing new industry, please visit the website below. You will find an abundance of valuable information, including everything you need to learn about the Dash and the upcoming release of its first software product, Ardor, as well as how you can start investing in digital assets! Aug 18 2021 BUYING AND SELLING STOCKS BUYING AND SELLING STOCKS Stocks are all the stocks in which ownership of an organization is divided ownership. In simple terms, the stocks are referred to as ‘stock’. Each share of this stock represents a fractional ownership in proportion to its number of outstanding shares. In general, a shareholder is a person who owns the right to vote for the outcomes of any matter pertaining to the business or organization and such people have the power to ‘purchase’ a certain number of shares of stocks or more or less. The price at which these stocks are sold also depends on the demand and supply of such stocks. As a general rule, the stocks are sold when there is a need to offload the accumulated amount of stocks to meet the immediate financial needs of an organization or business. This is known as ‘first in first out’ (IFO). The stocks are normally purchased from a dealer or a broker by a person who has the ownership stake and the authority to purchase such stocks. An investor can also invest in mutual funds, but a person will need to have a very good investment portfolio to make a substantial sum money from these investments. Usually, stocks are bought in large quantities because they represent a low risk to the organization. However, when owning stocks, one should consider their earnings potential and the potentiality for dividends. Usually, when the dividends are substantial then the stocks will become very costly. It is essential to check how many shares the corporation has issued and how much control is exercised by the Board of Directors or the management in regards to selling off portions of such stock. Aug 13 2021 HOW CAN I MAKE THE MOST OF MY INVESTMENT? To invest is simply to put money into an investment with the intention of seeing a return/profit in the near future. Simply put, to invest simply means that you are buying an asset or something with the intention of making a profit from your investment through the appreciation or an increase in value of that asset over some period of time. There are two ways that you can make money from your investment: one is by selling it and the other by borrowing the amount that you invested. The best way to make the most out of your investment is to do both. Most people prefer to invest in fixed interest investments. This is because such investments earn higher returns at relatively lower risk. Some common fixed interest investments are in bonds, mutual funds, money market accounts, and savings accounts. A bond is a particular kind of fixed interest investment wherein the issuer of the bond promises to pay the principal and interest on a regular basis i.e. at a fixed rate until some specified amount of time. For mutual funds, a company issues shares of the company’s stock for an agreed commission and there is also a discount for early sales. Money market accounts are those accounts that trade solely on US securities i.e. the stocks and bonds. The advantage of saving on the commissions for these investments is the possibility to accumulate larger amounts of money over a longer term as you earn higher returns per unit of investment. On the other hand, the most widely used investment technique to make the largest profit is borrowing. This makes the most out of capital appreciation as you borrow what you don’t own and earn the interest on the borrowed amount. Aug 12 2021 AN INTRODUCTION TO CRYPTOCURRENCY AN INTRODUCTION TO CRYPTOCURRENCY A Cryptocurrency, or Cryptocurrency, is any digital currency designed to function as a medium of exchange where only unchangeable private key codes are needed. This public key cryptography is achieved via an algorithm-based process where keys are generated on demand by users and stored on a distributed database. A number of Cryptocurrencies are available and include Dash, LTC, Doge, Monero, Zcash, and PIVX. These cryptosystems are not governed by any governing body; however, most rely on user mined parameters. A number of applications currently exist for the Cryptocurrency industry, including Distributed Ledger Technology (DLT), which is an application that allows for the execution of currency transactions over a peer-to-peer network without requiring the involvement of a centralised administrator. The other most popular Cryptocurrency used in the industry is the bitcoin ledger software, also known as the bitcoin protocol. This is achieved through a system of decentralised servers called nodes. This type of Cryptocurrency utilises peer-to-peer technology, with each participating user ensuring that their computer is continuously online and is connected to the rest of the network through a secure Ethernet cable or wireline. This method protects users’ privacy, as there is no system within which any information can be stored, or else it would have to be copied onto every computer on the system. In addition, the use of cryptography allows for a degree of privacy protection through the use of the bitcoin wallet. A major concern that some people have about Cryptocurrency is that someone could take control of the supply of coins leading to hyperinflation. This is a valid concern because if the supply increases more than the supply needs to balance out, the economy will crumble. However, even though there is no physical supply, Cryptocurrency is still subject to the laws of economics. Any increase in value created by Cryptocurrency will impact market prices, and this is known as an inflationary effect. With that being said, most experts within the industry maintain that as long as proper precautions are taken, an increase in value is highly unlikely, thus Cryptocurrencies can be used as an economic hedging mechanism. Aug 11 2021 INVESTING IN BLUE CHIPS Blue chip investment refers to companies or organizations that have a history of producing stable profits and consistent revenue without many risks. In the investment scenario, blue chip companies are considered very safe investment choices, as they are perceived as having a history of consistent revenue and financial growth. But the most common assumption when making such an investment is that such a business could not be impacted by minor changes in the economic landscape. While it is true that the economic standing of a particular company might not be impacted by short-term factors such as changes in the state of the economy, such companies do stand a greater risk of facing long term challenges. Therefore, it is important for investors to understand that short term investments need to be supported with long term blue chip investment options. As the term suggests, blue chip stocks are those that are issued by companies which are recognized or have a strong history of profitability and financial growth. Thus, this type of investment option is usually only available to sophisticated investors with strong financial capabilities. The limited scope of blue chip stocks make them a risky option for new investors as they are usually meant for long term investment portfolios. Moreover, due to the high level of risks involved, blue chip stocks usually carry a higher price tag, which can make investing in them a complicated process. This is where blue-chip funds can be quite helpful in helping new investors make sense of the complex financial markets. An investor looking for blue-chip funds can search the Internet for lists of such funds. There are many well-established fund houses which are identified as blue chip investment companies. By using an online investment comparison website, investors can easily compare funds offered by different companies at various investment levels. A number of comparison websites also provide data on average returns, share price to book ratio, cost of invest and market cap among other important aspects of any particular fund, which can prove useful in determining whether the company is worth investing in. Aug 11 2021 UNDERSTANDING THE DYNAMICS OF WEALTH MANAGEMENT Wealth management is an investment advisory service, which combines other related financial services in order to meet the individual needs of wealthy clients. Typically a wealth manager is a top-level professional who effectively manages wealthy clients assets holistically, usually for one integrated set fee. This approach, by combining investment strategy with solid estate and wealth management techniques enables the client to reap significant long-term benefits. For the wealth manager who utilizes cutting-edge financial strategies and estate planning techniques, to provide an ever-growing clientele base requiring specialized and dynamic wealth management solutions. Wealth management is typically utilized as an adjunct to or complementary to more traditional investment options. Most affluent clients advisors will also have a portfolio of secondary investments, including commercial real estate, stocks, and mutual funds. While estate and stocks offer the potential for large returns and steady income for the long-term investor, these products carry inherent dangers which must be weighed against the potential rewards. A skilled financial services advisor will utilize a wealth management philosophy that focuses on maximizing returns while minimizing risk. In addition, there are a number of estate planning strategies, including those geared toward creating a family estate, protecting loved ones through life insurance, and funding education or college funds for a loved one. One can also pursue other types of estate planning, such as creating a trust and receiving payments from it, or purchasing rental property. However, estate planning should not be considered a substitute for sound investment decisions, and must be seen as complimentary to sound investment decisions. Therefore, wealth management companies can be quite effective in assisting you to achieve your retirement and investment goals. Aug 09 2021 A BRIEF HISTORY OF THE STOCK MARKET A BRIEF HISTORY OF THE STOCK MARKET The stock market refers to the financial transaction and ownership of shares of ownership in a company. An issue of stock is an item of property issued by an organization and is listed publicly. A stock market, or equity market is where stock is bought and sold by investors for future purchase at a price agreed upon. There are many different types of exchanges and marketplaces throughout the world where stock can be bought and sold, including a New York Stock Exchange (NYSE) or a London Stock Exchange (LSE). The stock market also refers to financial reports of all publicly traded companies in the exchange. All exchanges work with a system of indexes that represent the value of all publicly traded securities on their respective markets-for example, the Dow Jones Industrial Average (Dow Jones). These indexes allow investors to buy and sell shares of ownership at an agreed upon price and date. Index futures and options are traded on major exchanges such as NYSE and London Stock Exchange. These exchanges offer a wide variety of financial products, including stock indexes, indices of energy and other commodities, indices of credit risk, indices of mortgage interest rates, and numerous other products. The stock market has many complexities, but there are many tools and programs available to help investors learn about the markets and make more informed trades on their own. For those who are interested in the trading of mutual funds and other investments, there are programs designed to help investors understand and analyze these types of investments. Some popular tools for stock market analysis and investing include: the Nifty Day Trading System, the FTSE 100, the Toronto Stock Exchange (TSX), and the Nasdaq. Aug 07 2021August 7, 2021 A GUIDE TO INVESTING IN STOCKS A GUIDE TO INVESTING IN STOCKS Stocks are all the stocks owned by a company to which ownership of that company is limited. In American English, the stocks are collectively referred to as ‘stock’. Each share of stock represents fractional access to the company in percentage to the total amount of shares outstanding. Stock may also be called ‘equity’. The different types of stocks are common stock, preferred stock, common stock dividends, treasury stock and treasury notes. In the United States, the common stocks are known as ‘blue chip’ stocks. In general, investing in stocks means obtaining knowledge about the stocks that are available for purchase and determining whether those stocks represent a good investment opportunity or not. An important factor for investors in the stock market is to determine their risk tolerance. Investors must assess the possibility of obtaining returns they can count on, and their ability to bear losses if that chance should arise. Some forms of trading involve using margin accounts, which allow the individual to obtain additional funds to invest in stocks if they are unable to get in front of their trades. Once an investor has selected stocks that interest him, he proceeds to buy a number of units representing that stock in order to issue new stocks. When an investor sells his units, he receives cash. The profits from the sale of these stocks, along with the dividends received, are what remain after the initial costs of purchasing the units. An investor may choose to invest in mutual funds which pool stocks from several companies. A stockbroker keeps track of stocks for you, just be certain to inform him if your portfolio contains stocks held by entities other than the ones you want to track. Aug 07 2021August 7, 2021 HOW TO INVEST WISELY To invest is to put money into an investment with the hopes of receiving a return or some kind of advantage in the future (it could also be called an investment). Simply put, to invest simply means purchasing an item or an asset with the intent of making money off of the investment or the increase of the value of that asset over a period of time, usually years. Investments can be made in many different fields such as the stock market, real estate, bonds, commodities, and many other financial instruments. The goal for most investors is to make a profit from whatever investment they make. When an investor makes an investment, they are buying a specific asset, called an entity, and they are expecting that asset to appreciate over time, giving them an advantage in terms of maximizing their profits. There are two basic ways that this can happen: either the asset will generate income and generate interest on that income or the investment will lose value and the investor will lose money. It’s important to remember that both these possibilities are possible, but a smart investor will attempt to take one of each possibility into account when they make their investment decision. Two of the most common investment methods are short term versus long term investments. If you plan on only holding an asset for a brief period of time such as a few weeks or months, then you’re more likely to choose the short term investment types, such as penny stocks or bonds. Short term investments have the least risk, but they also don’t offer the greatest potential for appreciation. However, if you’re planning on holding your investment for years, then you should consider long term investment types, such as bonds or the real estate market. No matter what type of investment you decide to make, it’s important to understand all of the pros and cons so that you can make the best decision for you and your family. Aug 05 2021 WHAT IS CRYPTOCURRENCY? A Cryptocurrency, as stated before, is any digital asset designed to function like a medium of exchange where only private coin ownership details are recorded in a public ledger in a virtual form. Some examples of such assets are Monero (an asset that is only useful for the transactions), cash (which are also an asset, but this type of currency are not actually issued by a company but by an individual), and other digital currencies. Nowadays, there is another type of asset, known as “ICO” (instant transferable asset). This type of asset is typically associated with Initial Coin Offering, which is a fundraising tool for the startup companies and projects. Unlike a typical Cryptocurrency, theICO does not exist on its own. Rather, it exists as the link between an investor and a company, which then create theICO. TheICO can take several forms. In general, ICO’s are new, unregistered digital currencies that are issued byICO companies (the link between the investor and the company creates theICO). However, theICO can also take the form of collectible cards, like a credit card. These cards often have special features such as ability to store large amounts of value on them, which make them ideal for collecting. These cards also tend to have some unique features such as having their balance updated automatically each day, ability to make instant purchases or sell items online, and even integration with major social networks. As we have seen, Cryptocurrency is an asset that does not necessarily function like a traditional currency. Cryptocurrency is not issued by any government, but rather is issued by a private key. Private keys can be keys that are given to you by a third party, a company, or an individual. When you send your private key to theICO company, they encrypt your private key with a public key, which makes it impossible to decipher. This public key is then sent to the rest of the network, which ensures that each individual will know how to access your private key. TheICO network then allows investors to make use of its services to create new currencies that they own and use these currencies to complete future transactions on the Internet. Aug 05 2021 BLUE CHIP INVESTMENT – THE BEST WAY TO INVEST IN THE STOCK MARKET TODAY BLUE CHIP INVESTMENT – THE BEST WAY TO INVEST IN THE STOCK MARKET TODAY One of the best ways to invest in the stock market today is to invest in blue chip stocks. These stocks have a proven track record and they have a history that goes back many years. By investing in blue chip stocks, you are going to receive stellar returns. But, it’s important to note that you should only invest in blue chip stocks if you have a long term plan. If you’re just looking for a quick return, then you should find another method of investing. But, there are some investors who have a very strong future prediction for the stock market and they know exactly where the market is going before anyone else does. These are the blue chip stocks for long term investors. They have a detailed and well thought out strategy for investing in the market. They base their strategies on future predictions and they are not afraid to use historical data to back up their future predictions. These are the type of investors that have the long term vision and they understand that the market will eventually return to a point where they can earn a high return on their investments. Unfortunately, there are also some investors who are greedy and they want to make more money right now rather than wait for the market to go up again. Unfortunately, these types of investors tend to buy a lot of company stocks with the hopes that the company will grow in the near future so that they can sell them for high dividends. Unfortunately, a company won’t grow and instead they just increase their dividends, cut their dividends and increase share price. These types of investors are the ones you don’t want to be with because they can end up losing a lot of money very quickly. Aug 03 2021August 3, 2021 WHAT IS A WEALTH MANAGER OR WEALTH ADVISOR? Wealth management or wealth advisory offers services to a broad range of customers ranging from wealthy to high-net worth and ultra high-net worth families and individuals. The scope of such services is quite broad, as it includes investment in stocks, mutual funds, real estate, residential and commercial properties, and even raw land. Other services could include estate planning, tax planning, and charitable giving. Many individuals choose financial planners and investment advisors (WMOs) with whom they share their concerns about money. While the goals of financial planners and investment advisors are similar, their fee structures are not. Financial planners can work independently and in firms; investment advisors work for government or privately for large or small firms. Most people go for the former, while the latter are preferred by a select few. Financial planners and investment advisors could be self-employed, paid on commission, or work at law firms. When you’re looking for a wealth management advisor, do your research. If possible, try to find someone who has worked with you before and someone who understands your concerns about finance, investment advice, and estate planning. You should ideally select two or three candidates to get a sense of how they’ll manage your wealth. In addition, if you can find some independent reviews, that would be even better. Aug 02 2021August 2, 2021 WHAT IS THE BLOCKCHAIN? WHAT IS THE BLOCKCHAIN? If you are unfamiliar with the term “blockchain”, it is simply a ledger of transactions in which all parties have an account of the transaction that just occurred. Basically, each computer on the network has access to its own copy of the ledger, which is called a “block.” The number of transactions recorded on the block is known as the “blocks.” Each time someone adds a new transaction to the ledger, such as buying a cup of coffee from a vending machine, their name and transaction information are put into the “block.” When someone wants to add another transaction to the ledger, they would add their transaction information as well. There are two main characteristics that make the Blockchain different from traditional databases, including centralized control and identity management. First, the Blockchain is not controlled by anyone and everyone; it is completely decentralized, with no single company or government determining how it should work or who can access it. This provides a strong level of security for anyone who uses the system. Second, because there are no geographical boundaries or third parties controlling transactions, the Blockchain is truly a global effort to bring more efficiency and less systemic risks to international finance. The core characteristics of the Blockchain include its use of digital signatures as proof-of-inclusion rather than actual encryption or privacy, its extensive block chain, and its openness to all members. Although the blockchain might not be something you have heard of at all, you have probably seen the potential it offers. For example, think about how easy it would be to send money from one part of the world to another, even across international borders. Imagine the possibilities if you could utilize your phone or laptop as a means of securely sending money from anywhere in the world! Aug 01 2021August 1, 2021 HOW TO INVEST IN A STOCK MARKET HOW TO INVEST IN A STOCK MARKET A stock market, equities market, or exchange-traded fund is an investment vehicle consisting of stock certificates. It is an agreement among investors that reward them for their shares of ownership in a company they own. These can include securities listed on an exchange-traded fund. Exchange-traded funds are managed by a team of professionals who follow the various movements of the stock of an issuer to identify trends that indicate the likelihood of an upcoming move in the price or value of that stock. In order to get into the stock markets, it is necessary to meet certain investment requirements, usually based on the minimum investment amount. There are many stock market scams on the Internet as well as in real life. The investment opportunities can be very attractive and the advertisements can look too good to be true. Be sure to research any sort of investment you are considering before purchasing any securities, including exchange commission fee based offerings. Many of the hot stocks are being held by individual investors rather than large institutional traders. When the markets open each day around the world millions of people around the world stock market, check their email to see what is happening in their favorite companies. Stocks are among the hottest markets to invest in today. Stocks have been increasing in value since the late 1990’s. Some of the most notable companies include Microsoft, Cisco, Wal-mart, Apple, Home Depot and Wells Fargo. Jul 31 2021 HOW TO INVEST IN THE STOCK MARKET TO GENERATE INCOME EVERY YEAR HOW TO INVEST IN THE STOCK MARKET TO GENERATE INCOME EVERY YEAR To invest effectively is to put money into an investment with the intention of receiving a future return/profit in addition to the current value/cost of the investment. Simply put, to invest in an asset means to buy an asset with the aim of generating a future income or profit from the investment itself and/or the appreciation of the investment that is an increase in the overall value of the asset. When putting money into investments, it is important to understand the risk/reward profile of the investment so as to determine whether the investment will provide a good return on investment or not. There are many different ways to invest and one of the most popular ways to invest today is through the use of m1 finance. M1 Finance is a relatively new investment technique that has been introduced to the world of investment since the early nineties where the companies were first grouped together by maverick investors who then invested in those stocks according to their collective ability to generate an income. Although m1 finance was primarily designed for the investing in the small cap stocks market, the technique has been very useful in other markets such as the bonds market and equities market. There are many ways to classify investments and the stock market in particular so as to determine what the best types of investments are; however, in order to understand which investments are most beneficial it is important to understand how to group similar companies together based on their overall performance. For example, if an investor decides that an asset is worth investing in and buys one hundred shares of Company A and another hundred shares of Company B, then this is known as the group of assets referred to as the m-a-n-h group. The difference between these two investments is that Company A is much more lucrative while Company B is much less so. Therefore, it is important to find investments that are similar to the assets that you would like to buy and to invest in those companies that are similar to the assets that you want to buy. This is where the concept of asset allocation comes into play because you will want to invest in an asset allocation technique that is most similar to the type of investment you are making as opposed to trying to make a pure profit from every investment activity. This is the main purpose of using the various different investment techniques outlined in this article such as the five-year investment, the blue chip type of investment and the growth and wealth management investment. Jul 29 2021 WHY DO WE HEAR ABOUT CRYPTOCURRENCES? Cryptocurrency, like any other virtual commodity such as gold and silver, is a kind of asset that has a use in the business world. In most cases, people will buy cryptos to store value in their personal computers. A lot of people nowadays are using it as a kind of savings account due to the fact that you do not need to keep a physical gold or silver backup in your computer. All that you need is a certain amount of virtual currency that is retrievable in any given moment. The main function of a Cryptocurrency is to act as a bridge between two or more networks. Therefore, in order for you to transact or buy from another person on the Internet, all that you need is a website or application that works with one or more virtual currencies. You can also use the internet for buying and selling between different brokers, online shops, and online stores. In this case, the ledger would serve as the “book” of the transactions that are taking place and is kept in a form of an online database. This is why we cannot really say that Cryptocurrencies are money. No matter how much people may try to convince you of this, it is just simply another word for computer software. Just like software, the most important characteristic of Cryptocurrences is the ability to process massive volumes of transactions at extremely high speeds. In the future, you will still see cryptocurrencies being used by most if not all commercial institutions as a means of preserving their value and their money. Jul 29 2021 HOW TO IDENTIFY GENUINE BLUE CHIP INVESTMENT COMPANIES Blue chip investment companies provide investors with financial stability. By using the term ‘blue-chip’ it refers to financial institutions that are established for at least five years. These firms carry goodwill that adds value to their shares. When a company makes a profit, the shareholders will receive a part of their profits. This is how blue chip investment companies earn their name. Blue chip companies often provide universally renowned brands that have a solid history of providing financial services to the public. The companies also need to have a steady cash flow so that they are able to offer dividends to their shareholders. This ensures that they continue to be a strong and stable firm even during tough economic times. Investing in blue chip stocks is a wise decision. They offer a stable source of income that will not lose value as the market swings from one point to another. They also offer the investor a chance to receive dividends at regular intervals that could amount to significant returns over a period of time. Even though the stocks may lose value at times, blue chip investment companies offer a secure environment for investors to invest in. In fact, these companies often have lower expenses compared to other financial companies because they do not have many other investors selling and trading their shares. Jul 27 2021 WHAT IS WEALTH MANAGEMENT? Wealth management is an effective investment advisory service, which combines specialized financial services with broader financial strategies to address the specific needs of wealthy clients. Often times, a holistic approach is utilized in wealth management. To effectively meet the diverse needs of a wide range of clientele, a wide range of services including estate planning, investment advice, accounting, pension, and taxes services can be offered. Additionally, these services can be offered in different currencies for easier, global access. For individuals who are considering the benefits of wealth management, but do not yet understand the concept of it, we offer a simple definition. The goals of wealth management include investment in real estate and financial instruments, preservation of wealth, avoiding bankruptcy, building capital, and insurance. These goals can be achieved through investment in real estate and financial instruments, preservation of wealth, avoiding bankruptcy, building capital, and insurance. Our primary focus in wealth management is to assist individuals achieve their financial goals and responsibilities. Through sound financial decisions, individuals can strengthen their ties to wealth and build long-term financial security. This is one of the most basic principles of prudent investing. Some of the many aspects of wealth management include asset protection, estate planning, and financial strategizing. All three areas help to protect wealth, increase returns, avoid creditors, and increase wealth and social status for individuals who are affluent and successful. Many advisors specialize in one or all aspects of these services. While these three areas are the most important features, any good advisor can develop additional areas of expertise based upon their experience, education, and areas of specialty. While no two investors are alike, good financial advisors can help all clients to achieve their goals and protect their assets. Jul 27 2021 WHAT ARE THE BLOCKCHAIN – AND WHY DOES IT MATTER TO ME? What is the Blockchain? This question may be asked many times in any of the currency courses taught these days. The answer to this question is very simple – it is the technology that underpins all of the different forms of virtual money today! And by “underlying” all the forms of virtual money, we mean the technology that underlies the transfer of wealth from one person to another, from one company to another, from one government to another – all done with the help of cryptosystems! The Blockchain is nothing more than a ledger or database which holds all the financial transactions of all people and companies who transact and buy and sell using the currency associated with that particular system. This technology has become so important that it is actually being referred to as the foundation of modern-day cryptography… or, more accurately, the backbone or the “backbone” upon which all the encryption and decryption take place to prevent hacking. The genius behind the workings of the Blockchain comes from its ability to quickly and efficiently record all of the various transactions that take place on the system. There is actually no limit as to how many transactions can take place within the ledger, and this is what makes the Blockchain extremely flexible; it is truly scalable to pretty much any size. This is what really sets the Blockchain apart from all other forms of Cryptocurrency: the speed with which it can compile and update the ledger allows for real time confirmation and transfers of wealth, which makes for faster growths and financial profits for everyone involved in its constant development. The main reason that most people are asking the question of “what is the Blockchain” in the first place is because of its fundamental technology, the ledger/blockchain. The ledger is essentially a database which keeps up all of the various transactions that happen on the Blockchain through the use of client-server technology. One of the most widely known uses of the Blockchain is called “Proof of Existence” or “PoE.” The PoE method is based on the idea of creating digital proofs which can be downloaded, allowing anyone to verify the integrity and validity of a given transaction without actually needing to actually witness or input the transaction in question. So now the question is, just what is the Blockchain and how does it affect you? Jul 25 2021July 25, 2021 DIFFERENCE BETWEEN STOCK MARKETS AND MUTUAL FUNDS In the business world, one of the most important and frequently used financial tools is the stock market. A stock market, equity market or share exchange is the aggregation of investors and buyers of various shares, which collectively represent ownership interests in companies; these can include publicly traded securities on exchanges. These securities are usually issued by publicly traded corporations, although they may also be issued by private individuals. They represent a potential gain (whether real or not) to the investor. The major difference between stock markets and share markets is that the shares represent an actual asset to the buyers of those shares. That means that when an investor purchases a share, they are buying a claim to a certain amount of the business. While shares on stock exchanges do not represent an actual asset to the buyer, they are still considered a financial instrument by the relevant law and therefore are traded on stock exchanges. This is different from debt instruments such as corporate bonds, commercial mortgages and notes. Another major difference between the two is that the main goal of the stock market – making profit – requires buying large quantities of highly concentrated shares, whereas with mutual funds all investors purchase shares of a wide variety of different types of common stock. This allows investors the ability to diversify their portfolios, so that some areas of the portfolio are more balanced and some are more concentrated. For example, some investors may prefer to build up their portfolio with blue chip stocks, while others may be drawn to safer, more conservative investments. Also, some investors choose to invest through mutual funds because doing so involves only a small fraction of the overall money supply – and once again, the costs of purchasing shares are relatively small. Jul 24 2021 HOW DO SHARES WORK? Stocks are all the stocks owned by an owner in relation to a particular issue of stock. In American English, this is called “company stock”. A share of such stock represents a fractional interest in the company in proportion to its total number of outstanding shares. Every kind of publicly traded company includes a list of its stock. These stocks are listed in the company’s registries and are accessible by anyone who requests information on them. Stocks can be bought or sold through companies, individuals and even public institutions. The stocks can also be traded on stock exchanges. There are many kinds of exchanges – stock exchanges offer not only national and international markets but also inter-bank and intraday markets. The main differences among these different exchanges are commission charges and liquidity. Some stock exchanges are much more convenient than others for investors seeking high-quality stock investments. A company’s first public offering is usually its stock offerings, when it invites prospective buyers to buy its shares at a specific price. The company makes the initial public offering through a broker dealer who sells the stocks on behalf of its clients. After the offering, a secondary market for the shares develops, from where the shareholders can sell their shares to new investors. The primary method by which traders and investors buy and sell stocks is through brokers. Jul 23 2021 INVESTING – HOW TO INVEST INVESTING – HOW TO INVEST To invest is to put money into an investment with the hope of a future return/profit. Simply put, to invest simply means purchasing an asset or something with the intention of making money off of the investment or the rental value of the investment that is an increase in your investment over a predetermined period of time, usually years. This is not something you can do on your own. You will need to have experience in order to be successful at investing. The key is being able to read financial statements and how to interpret them. Most people who are interested in investing start by buying small investments. The reason for this is because they do not want to risk their entire savings at one time, even if it does pay off. Investments range from stocks, bonds, mutual funds, real estate, franchises, and partnerships. There are several different investment styles, and all take time and dedication to become successful in. When you are looking to make a long term investment, it may be best to stick with bonds. However, if you are interested in earning more quickly, stocks may be right for you. Whatever you decide on, always do your research before investing. As long as you stick to the advice given here, you should be fine. Jul 22 2021July 22, 2021 WHAT ARE CRYPTOCURRENCY MARKETS? WHAT ARE CRYPTOCURRENCY MARKETS? A Cryptocurrency, like any other form of money, is normally issued by governments or banks with the intention that it should be convertible into a certain other form of money at some point of time. It is different from traditional money in that there are no physical coins that are issued and no physical paper bills that are given out as legal tender. Rather, it is an abstract form of value which can be traded back and forth between two parties. In essence, cryptosystems are a way of managing value without using actual money. A few examples include Litecoin and Peercoin. An example of an older form of money called the “bitponics”, which was an internet-based currency in the late 2000s, would be Litecoin and Peercoin. The main difference between these currencies is that Litecoin is a “Anoncoin” whilst Peercoin is based on the classical (and old) peer-to-peer model. While both have been traded and accepted by a wide range of websites and online services, the main difference lies in the fact that Peercoin has chosen to adopt a proof-of-work model instead of proof-of- cryptographic technologies. This has resulted in its much higher transaction fees as a result of the system being more difficult to secure. The main feature of new currencies like Dash and Vitalik but also other ‘and currencies’ such as Iota and Dogechain is that they are traded on the same platform as the major worldwide currencies including the US dollar, Japanese yen, Euro, Australian dollar and Swiss franc. They run on different software platforms but essentially they work on the same principle by allowing users to use their computer’s resources to secure virtual money that can then be exchanged instantly between multiple parties. This is usually done through the internet by connecting a digital currency provider with an online trading platform. So far, this is the only known way of how a new currency will be able to compete against traditional paper money. Jul 21 2021 THE BASICS OF BLUE CHIP INVESTMENT OPPORTUNITIES Investing in Blue Chip Investment Opportunities can be very lucrative. A lot of investors like to make these investments because they take a risk, but a low one. These investments are generally made in a number of sectors like energy, health care, industrials, and technology. One of the things that make them so lucrative is their stability. Blue chip companies do not change very often, and as a result they are safe investments. But the common assumption underlying all these investments is that a blue chip company will not be impacted by changes in the market and therefore can be counted on to perform well in terms of profits for years to come. But there are also a few things that investors need to know before they invest in blue chip stocks. Investors need to understand that they are more exposed to losses when they invest in these stocks than in other kinds of stocks, so it is important to choose the right kinds of companies. For instance, when most people invest in these stocks, they are usually made up of small caps or micro caps. But the smaller companies might not have as much growth potential as the bigger ones do. In order to get good returns on your investment, you should find blue chip companies usually have good financial health. Look for companies that have stable financials and good financial management teams who are capable of forecasting the stock market and developing strategies that will ensure long term growth potential. Good management teams are usually backed by strong management teams, strong financial resources, and well developed strategies and plans. With these things in place, you can be sure that the returns from your blue chip investment will be solid and reliable. Jul 20 2021 HOLISTIC APPROACH TO WEALTH MANAGEMENT HOLISTIC APPROACH TO WEALTH MANAGEMENT Wealth management or wealth advisory provides customized financial advice to a wide range of clients ranging from wealthy to high-NET-worth and super-rich individuals and families in need of advice on how to handle money and investments. The financial experts at Wealth Management advisory are available to offer sound financial investment strategies to their clients. The experts at Wealth Management provide personalized services to their clients, which are designed specifically to suit the needs of each individual client. The consultants at Wealth Management provide assistance to their clients in building a long-term and risk-free financial future by providing investment strategies, asset protection plans, tax planning, estate planning and probate administration. An expert advisor at Wealth Management provides personalized financial services that are designed to help affluent clients achieve their wealth management goals and objectives. The consultants at Wealth Management are qualified and experienced financial consultants who have expertise in investment advisory service, wealth management, retirement planning and asset protection. By offering sound advice to their affluent clients, these consultants at Wealth Management advise them on important issues such as investing in real estate and asset protection and creating retirement plans that will benefit their wealthy client and their family for years to come. These are only a few of the important issues that they tackle in the consultative process. They also discuss ethical considerations such as the use of investment techniques and strategies, tax planning, estate planning and probate administration, among others. An expert consultant at Wealth Management can also assist their client in achieving financial security by providing sound investment advice and discussing various options that can help them create an elegant and comprehensive portfolio. The consultancy services provided by the wealth management firm aim to serve their clients with personalized advisory services that aim to guide their clients through a holistic approach that encompasses sound investment advice, sound financial planning, and an intricate understanding of asset protection and retirement strategies. The professional services provided by these consultants also include helping individuals build a long term and risk-free retirement plan that help them meet the needs of their family comfortably and effectively. Wealth Management’s commitment to its clients is evidenced by the fact that they consistently aim to provide them with the highest level of personalized advisory service and personal attention. Jul 19 2021July 19, 2021 INVESTING IN THE STOCK MARKET A stock market, or mutual stock market is an online marketplace where stock shares of different companies are listed; these can include securities registered on a national stock exchange or a securities exchange located locally. The buying and selling of shares are done through a broker who works for the seller and buyer; usually a stockbroker has his own account and buys and sells stocks for both the buyer and the seller. A buyer usually purchases shares from the seller at a certain price and then resells them to another party. A buyer can either buy individual shares or in a group, as in a corporation. There are two types of traders: institutional and retail. Those who buy shares in the stock market and sell them on an exchange are called institutional buyers; these are usually banks or insurance companies. On the other hand, retail traders are individuals or families who purchase shares for personal investments. Investors buy shares in stock markets because of the profits that they can realize by trading in these stocks. The profit potential of the company is also important for investors who want to make money from their investments. Usually, the bigger a company is, the better its financial outlook is so investors choose companies with big names; this is because these names have the most potential in the stock market. As an investor, you should be careful to choose only those stocks that can give you high chances of making money through trading and should have high market value. Jul 17 2021 OVERVIEW OF SHARES – AN OVERVIEW OF STOCKS Stocks are all the stocks in which ownership of a company is divided up. In American English, the stocks are collectively referred to as “stock”. A single share of this stock represents a fractional ownership in agreed percentage to the whole number of stocks represented by that company. The stocks are listed on the books of a company and are usually traded on exchanges. They are also sold to the public through brokers. The principal objective of trading in stocks is to achieve profits from the sale of a particular number of stocks. The profit or reward to an investor is calculated by subtracting the costs of acquisition or of sale from the potential gain. The stocks are bought at a specific price. There is no physical storage or safekeeping of stocks, since they are sold to others. But, there are certain regulations that traders have to follow to protect their ownership rights. The buying and selling of stocks are not a very risky venture, provided that the person is careful. One can buy small amounts of stocks every day and as these stocks increase in value, so will the amount of money that one can make. But, it is important to remember that one should not invest all their money in one way. One should diversify their assets and not put all their eggs in one basket. Diversification of assets and income is the best way of protecting oneself against financial losses that might occur because of a catastrophic event such as a decline in the value of an investment or a default of a company. Jul 17 2021 Search for: RECENT POSTS * What Types of Investments Are Safe and Where? * What Does Cryptocurrency Market Look Like? * Investing in Blue Chip Stocks * How to Select Wealth Management Consultants * What is the Future of Blockchain Technology? RECENT COMMENTS ARCHIVES * November 2021 * October 2021 * September 2021 * August 2021 * July 2021 CATEGORIES * Uncategorized META * Log in * Entries feed * Comments feed * WordPress.org Blockchain and Stocks Tips, Proudly powered by WordPress.