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You need to enable JavaScript to run this app. 1. Today's rates 2. Home loans Buy a homeRefinance 3. Loan options 5-Year ARM7-Year ARM10-Year ARM15-Year fixed30-Year fixedARM loansFHA loansInterest-only loansJumbo loansVA loans 4. Resources Home valuationMortgage basicsMortgage calculatorsKnowledge centerResearch 5. About us CareersCore valuesCultureDiversityLeadershipOur FoundationOur storyOverviewPurpose 1. Español 2. Apply 3. 1 (866) 934-7283Phone Call 4. Log inLog in 5. Search LICENSING GUARANTEED RATE, INC. DISCLOSURES AND LICENSE INFORMATION Guaranteed Rate, Inc. is an Equal Housing Lender and Illinois Residential Mortgage Licensee. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Guaranteed Rate will never be discouraged on on the basis of race, color, religion, national origin, sex, military status, marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential. For more information on the ECOA, please visit: https://www.consumer.ftc.gov/articles/credit-discrimination#ecor visit here ADDITIONAL GUARANTEED RATE, INC DISCLOSURE REQUIREMENTS Guaranteed Rate, Inc. is a licensed mortgage lender. Some states require specific licensing information, which is found below. * Guaranteed Rate, Inc - NMLS ID 2611 * Arkansas: Lic#103947 - Guaranteed Rate, Inc. 3940 N Ravenswood, Chicago IL 60613 866-934-7283 * Arizona: Guaranteed Rate, Inc. - 14811 N. Kierland Blvd., Ste. 100, Scottsdale, AZ, 85254 Mortgage Banker License #0907078 * California: Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act * Colorado: Regulated by the Division of Real Estate * Delaware: Guaranteed Rate, Inc. NMLS #2611 is licensed by the Delaware State Bank Commissioner to engage in business in this State. Delaware License #9436 * Georgia: Residential Mortgage Licensee #20973 - 3940 N Ravenswood Ave, Chicago, IL 60613 * Illinois: Residential Mortgage Licensee – Illinois Department of Financial & Professional Regulation, 3940 N Ravenswood Ave, Chicago, IL 60613 MB.0005932 * Kansas: Licensed Mortgage Company - Guaranteed Rate, Inc – License MC.0001530 * Massachusetts: Guaranteed Rate, Inc - Mortgage Lender & Mortgage Broker License MC2611 * Mississippi: Guaranteed Rate, 3940 Ravenswood, Chicago, IL 60613 - Licensed by the Mississippi Department of Banking and Consumer Finance * New Jersey: Residential Mortgage Lender – NJ Department of Banking & Insurance * New Hampshire: Guaranteed Rate, Inc., licensed by the New Hampshire Banking Department * New York: Licensed Mortgage Banker — NYS Department of Financial Services * Pennsylvania: Licensed by the Pennsylvania Department of Banking and Securities * Rhode Island: Rhode Island Licensed Lender and Loan Broker * Texas: For Texas Consumers Only: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY REGARDING THE ORIGINATION AND/OR SERVICING OF YOUR MORTGAGE LOAN OR A COMPLAINT AGAINST A RESIDENTIAL MORTGAGE LOAN ORIGINATOR CONCERNING RESIDENTIAL MORTGAGE LOANS ON REAL ESTATE LOCATED IN TEXAS SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV. * Virginia: Guaranteed Rate, Inc. - Licensed by Virginia State Corporation Commission, License # MC-3769 STATES IN WHICH WE DO BUSINESS, AND LICENSE NUMBERS STATE Alabama Alaska Alaska OTN #1 Arizona Arkansas California Colorado UCCC Colorado DRE Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan 1st Mortgage Michigan 2nd Mortgage Minnesota Minnesota OTN #1 Mississippi Missouri Montana Nebraska Nevada Mortgage Company LICENSE # 21566 AK2611 AK2611-1 0907078 103947 413 0699 SUP-4000104 LICENSED ML-2611 9436 MLB2611 MLD-1102 20973 HI-2611 MBL-5827 MB.0005932 11060 2005-0132 MC.0001530 MC20335 2866 SLM11302 2611 MC2611 FR0021718 SR0018847 MN-MO-20526478 MN-MO-2611.1 2611 2611 2611 1811 3161 STATE Alabama Alaska Alaska OTN #1 Arizona Arkansas California Colorado UCCC Colorado DRE Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan 1st Mortgage Michigan 2nd Mortgage Minnesota Minnesota OTN #1 Mississippi Missouri Montana Nebraska Nevada Mortgage Company LICENSE # 21566 AK2611 AK2611-1 0907078 103947 413 0699 SUP-4000104 LICENSED ML-2611 9436 MLB2611 MLD-1102 20973 HI-2611 MBL-5827 MB.0005932 11060 2005-0132 MC.0001530 MC20335 2866 SLM11302 2611 MC2611 FR0021718 SR0018847 MN-MO-20526478 MN-MO-2611.1 2611 2611 2611 1811 3161 STATE New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio GLL Registration Ohio RMLA Registration Oklahoma Oklahoma OTN Oregon Pennsylvania Rhode Island Licensed Lender Rhode Island Licensed Broker South Carolina South Dakota Tennessee Texas SML Banker Texas OCCC Utah Utah OTN Vermont Lender Vermont Lender OTN #1 Vermont Broker Vermont Broker OTN #1 Virginia Washington West Virginia Lender West Virginia Broker Wisconsin Banker Wisconsin Broker Wyoming Wyoming Consumer Lender LICENSE # 13931-MB LICENSED 01995 LMBC 106624 L-109803 MB101818 GL.501367.000 RM.804160.000 ML002651 ML011639 ML-3836 20371 20102682LL 20102681LB MLS-2611 2611.ML 109179 Licensed 47207 7495184 10626308 6100 7148 0930 MB 1406 MB MC-3769 CL-2611 ML-30469 MB-30098 27394BA 2611BR 2247 CL - 3874 STATE New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio GLL Registration Ohio RMLA Registration Oklahoma Oklahoma OTN Oregon Pennsylvania Rhode Island Licensed Lender Rhode Island Licensed Broker South Carolina South Dakota Tennessee Texas SML Banker Texas OCCC Utah Utah OTN Vermont Lender Vermont Lender OTN #1 Vermont Broker Vermont Broker OTN #1 Virginia Washington West Virginia Lender West Virginia Broker Wisconsin Banker Wisconsin Broker Wyoming Wyoming Consumer Lender LICENSE # 13931-MB LICENSED 01995 LMBC 106624 L-109803 MB101818 GL.501367.000 RM.804160.000 ML002651 ML011639 ML-3836 20371 20102682LL 20102681LB MLS-2611 2611.ML 109179 Licensed 47207 7495184 10626308 6100 7148 0930 MB 1406 MB MC-3769 CL-2611 ML-30469 MB-30098 27394BA 2611BR 2247 CL - 3874 Your Mortgage * Sign in to your account * Pay your mortgage * Contact us Guaranteed Rate * About Us * Careers * Press * Insurance * HELOC Mortgage Types * All loans * ARM loans * Cash-out refinances * FHA loans * Fixed rate loans * Interest-only loans * Jumbo loans * VA loans Loan Terms * 30-year fixed * 15-year fixed * 10-year ARM * 7-year ARM * 5-year ARM * Today's Rates Resources * Articles * Buy a home * Home valuation * Mortgage basics * Mortgage rates news * Refinance * Research Calculators * Mortgage calculator * Closing costs * Extra payments * Home affordability * Mortgage points * Refinance Mortgage Accessibility | Licensing | Notice to Vendors | Privacy Policies | SMS Terms | Terms of Use | NMLS Consumer Access Other sites Guaranteed Rate Insurance | Owning | Ravenswood Title | Agent Advantage Delaware Licensed Loan Officers | Texas Consumers: How to file a complaint | Do not sell my personal information Please note that applications, legal disclosures, documents or other material related to Guaranteed Rate products or services promoted on this page are offered in English only. The Spanish translation of this page is for the convenience of our clients; however, not all pages are translated. If there is a discrepancy between the content of the translated page and the content of the same page in English, the English version will prevail. © 2022 Guaranteed Rate, Inc. All rights reserved. NMLS License #2611 3940 N. Ravenswood Chicago, IL 60613 The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock. Version: HEAD-259c30d