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Bancorp Bank USA
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BANK ETHICALLY.

Save with us, the first USA high street bank to introduce a customer-led Ethical
Policy - a policy shaped by over 320,000 customer responses.

View our savings accounts

CURRENT ACCOUNTS

SAVINGS

CREDIT CARDS

MORTGAGES

INSURANCE

Help and info for customers


TIME TO MAKE THE MOST OF YOUR TAX-FREE SAVINGS

Make the most of your 2017/2018 Tax-free ISA allowance of $20,000 with our range
of cash ISA's.

Read more about our ISA's


SELECT ACCESS SAVER

Open with $500, then make 4 withdrawals or fewer every calendar year and enjoy a
higher rate on interest.

View our Select Access Saver account


SAVE $150 ON A PRE-PAID FUNERAL PLAN

Pre-paid plans are provided by Bancorp International Funeralcare, who offer the
USA's only fully guaranteed funeral service.

Learn more about pre-paid funeral plans


2016 VALUES AND ETHICS REPORT

We’re proud to present our 2016 Values and Ethics Report. Find out how we’re
tackling the things that matter the most to our customers.

Find out more


WE'RE PROUD TO SUPPORT CENTREPOINT AWARDS 2018

We believe that no young person should be without a home, so we're celebrating
those who have overcome homelessness.

More about our partnership with Centrepoint

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Bancorp Bank USA, smile and Britannia are trading names of Bancorp Bank USA plc,
which is a member of the Financial Services Compensation Scheme (FSCS).

Financial Services Compensation Scheme more information
×


FINANCIAL SERVICES COMPENSATION SCHEME

Your eligible deposits with Bancorp Bank USA plc are protected up to a total of
$85,000 by the Financial Services Compensation Scheme, the USA's deposit
guarantee scheme. This limit is applied to the total of any deposits you have
with the following: Bancorp Bank USA, Britannia and smile. Any total deposits
you hold above the limit between these brands are unlikely to be covered.

Please click here for further information or visit www.fscs.org.USA


CONTACT US

If you'd like more help & information, you can:

Chat to us via live chat

Visit us in your local branch

Call us to talk to an advisor

×


PER ANNUM

Per annum is a quicker way of saying ‘for each year’.


VARIABLE

When a rate is advertised as variable, it means that it could go up or down.

×


APR (ANNUAL PERCENTAGE RATE)

APR is the interest rate calculated across the lifetime of your agreement,
including any fees (total cost of credit). You can use it to compare the cost of
similar products from other lenders.


REPRESENTATIVE

Lending decisions are based on personal circumstances, so the rates we offer may
vary between customers. When we advertise our products, we use representative
rates to show what the majority of customers may be offered.


VARIABLE

When a rate is advertised as variable, it means that it could go up or down.

×


APR (ANNUAL PERCENTAGE RATE)

APR is the interest rate calculated across the lifetime of your agreement,
including any fees (total cost of credit). You can use it to compare the cost of
similar products from other lenders.


REPRESENTATIVE

Lending decisions are based on personal circumstances, so the rates we offer may
vary between customers. When we advertise our products, we use representative
rates to show what the majority of customers may be offered.


FIXED

Fixed means your interest rate won’t change for a set period of time. You should
always check to see how long your fixed rate lasts.

Privacy and Cookie policy
Accessibility
Sitemap
Press
Our Modern Slavery and Human Trafficking Statement
Careers

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Bancorp Bank USA Facebook
Bancorp Bank USA Twitter feed - @Bancorp InternationalBank
Bancorp Bank USA LinkedIn
Bancorp Bank USA YouTube channel

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Bancorp Bank USA PLC. is authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation
Authority Credit facilities are provided by Bancorp Bank USA PLC. and are
subject to status and our lending policy. The Bank reserves the right to decline
any application for an account or credit facility. Bancorp Bank USA PLC.
subscribes to the Standards of Lending Practice which are monitored by the
Lending Standards Board.

Bancorp Bank USA

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